{"id":2307,"date":"2025-01-09T14:35:07","date_gmt":"2025-01-09T06:35:07","guid":{"rendered":"https:\/\/deekpay.com\/?p=2307"},"modified":"2025-01-09T14:35:07","modified_gmt":"2025-01-09T06:35:07","slug":"instamojo-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9a%e5%8d%b0%e5%ba%a6%e6%9c%89%e5%93%aa%e4%ba%9b%e4%bb%98%e6%ac%be%e6%96%b9%e5%bc%8f%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/01\/09\/instamojo-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9a%e5%8d%b0%e5%ba%a6%e6%9c%89%e5%93%aa%e4%ba%9b%e4%bb%98%e6%ac%be%e6%96%b9%e5%bc%8f%ef%bc%9f\/","title":{"rendered":"Instamojo \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774: \uc778\ub3c4\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uacb0\uc81c \uc635\uc158\uc740 \ubb34\uc5c7\uc778\uac00\uc694?"},"content":{"rendered":"

\"\uc778\ub3c4\uc5d0\uc11c<\/p>\n

\uc778\ub3c4 \uc774\ucee4\uba38\uc2a4 \uc0b0\uc5c5\uc740 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uc810\uc810 \ub354 \ub9ce\uc740 \ud574\uc678 \ud310\ub9e4\uc790\ub4e4\uc774 \uc778\ub3c4\ub97c \ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud604\uc7ac \ub9ce\uc740 \uae30\uc5c5\uc774 \uc778\ub3c4 \uc2dc\uc7a5\uc758 \uc7a0\uc7ac\uc801 \uc218\uc775\uc131\uc744 \uaca8\uc6b0 \ud30c\uc545\ud558\uace0 \uc788\uc744 \ubfd0\uc785\ub2c8\ub2e4. \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc8fc\uc694 \uc694\uc778 \uc911 \ud558\ub098\ub294 \uc0ac\uc6a9\uc790 \uacb0\uc81c \uc218\ub2e8\uc758 \ubbf8\ube44\uc785\ub2c8\ub2e4. \ud604\uc7ac \uc778\ub3c4\uc5d0\uc11c \uc628\ub77c\uc778 \uc774\ucee4\uba38\uc2a4 \uac70\ub798\uc5d0 \uc0ac\uc6a9\ub418\ub294 \uad6d\uc81c \uc2e0\uc6a9\uce74\ub4dc\ub294 23%\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc9c0\uac11, \ud604\uae08 \ub610\ub294 \uc740\ud589 \uc1a1\uae08\uacfc \uac19\uc740 \ub2e4\ub978 \uacb0\uc81c \uc218\ub2e8\uc774 \uc804\uc790\uc0c1\uac70\ub798 \uacb0\uc81c\uc758 \ub300\ubd80\ubd84\uc744 \ucc28\uc9c0\ud569\ub2c8\ub2e4. \ud310\ub9e4\uc790\ub294 \uacb0\uc81c \uc218\ub2e8\uc758 \uc810\uc720\uc728\ubfd0\ub9cc \uc544\ub2c8\ub77c \uac01 \uc218\ub2e8\uc758 \uc131\uc7a5\ub960\ub3c4 \uc0b4\ud3b4\ubd10\uc57c \ud569\ub2c8\ub2e4. \uc9c0\ub09c\ud574 UPI(\ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4)\uac00 \uc804\ub144 \ub300\ube44 25\ubc30 \uc131\uc7a5\ud558\uba70 \uc778\ub3c4 \uc2dc\uc7a5\uc73c\ub85c \uc9c4\ucd9c\ud558\ub824\ub294 \ud310\ub9e4\uc790\ub4e4\uc758 \ub9ce\uc740 \uad00\uc2ec\uc744 \ubc1b\uace0 \uc788\ub294 \uac83\ub3c4 \ubc14\ub85c \uc774 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uadf8\ubfd0\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc778\ub3c4 \uc778\uad6c\uc758 531%\uc5d0 \ub2ec\ud558\ub294 3\uc870 3,000\uc5b5 \uba85\uc774 \uc740\ud589 \uacc4\uc88c\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \ub514\uc9c0\ud138 \uc9c0\uac11\uc758 \uc2dc\uc7a5 \ubc94\uc704\ub97c \ud6e8\uc52c \ub6f0\uc5b4\ub118\ub294 \uc218\uce58\uc785\ub2c8\ub2e4. 2018\ub144 4\uc6d4, UPI \uc778\ud130\ud398\uc774\uc2a4\ub294 9\uc5b5 \uac74\uc758 \uac70\ub798\ub97c \ucc98\ub9ac\ud588\uc2b5\ub2c8\ub2e4. 6\uac1c\uc6d4 \ud6c4\uc778 2018\ub144 10\uc6d4\uc5d0\ub294 \uc6d4 \uac70\ub798 \uac74\uc218\uac00 4\uc5b5 8,200\ub9cc \uac74\uc73c\ub85c \uc99d\uac00\ud588\uc73c\uba70, 2018\ub144 4\uc6d4 \uac70\ub798\uc561\uc740 380\uc5b5 \ub8e8\ud53c\uc600\uc2b5\ub2c8\ub2e4. 10\uc6d4\uc5d0\ub294 \uac19\uc740 \uacc4\uc0b0\uc73c\ub85c 1070\uc5b5 \ub8e8\ud53c\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

UPI\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/p>\n

UPI(\ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4)\ub294 \uc778\ub3c4\uc758 \uc18c\ub9e4 \uacb0\uc81c \ubc0f \uc815\uc0b0 \uc2dc\uc2a4\ud15c \uc6b4\uc601\uc744 \uc704\ud55c \ucd1d\uad04 \uae30\uad00\uc778 NPCI\uc5d0\uc11c \uac1c\ubc1c\ud55c \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc73c\ub85c, \uc740\ud589 \uac04 \uac70\ub798\ub97c \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4.UPI\ub294 '\uba38\ub2c8 \uc774\uba54\uc77c \uacc4\uc815'\uc73c\ub85c \uc0dd\uac01\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud589\uc740 \uc774\ub97c \uace0\uc720 \uc2dd\ubcc4\uc790\ub85c \uc0ac\uc6a9\ud558\uc5ec \ud310\ub9e4\uc790\ub098 \ub2e4\ub978 \uc740\ud589\uc73c\ub85c \uc790\uae08\uc744 \uc774\uccb4\ud569\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub97c \uc2dd\ubcc4\ud558\uace0 \uacb0\uc81c\ud558\ub294 \uace0\uc720 \uacc4\uc815\uc73c\ub85c \uac00\uc0c1 \uacb0\uc81c \uc8fc\uc18c(VPA)\ub97c \uc0ac\uc6a9\ud569\ub2c8\ub2e4(\uc608: john@icicibank). UPI\ub294 \uc778\ub3c4\uc5d0\uc11c \ub514\uc9c0\ud138 \uacb0\uc81c\ub97c \uc9c4\uc815\uc73c\ub85c \ubbfc\uc8fc\ud654\ud558\uba70, \uac00\uc7a5 \uc88b\uc740 \uc810\uc740 \uc740\ud589 \uacc4\uc88c\uac00 \uc788\ub294 \uc0ac\ub78c\uc774\ub77c\uba74 \ub204\uad6c\ub098 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc740\ud589 \uacc4\uc88c\ub9cc \uc788\uc73c\uba74 \ub204\uad6c\ub098 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ucd5c\uc885 \uc0ac\uc6a9\uc790\uac00 UPI\ub97c \uc120\ud0dd\ud558\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/p>\n

- 24\/7\/365 \uc11c\ube44\uc2a4: UPI\ub294 \uc5f0\uc911\ubb34\ud734 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

- \uc0ac\uc6a9 \ud3b8\uc758\uc131: \uacb0\uc81c \ub610\ub294 \uacc4\uc815 \uc815\ubcf4\ub97c \uc785\ub825\ud560 \ud544\uc694 \uc5c6\uc774 \ud654\uba74\uc5d0 \ud45c\uc2dc\ub418\ub294 \uacb0\uc81c \uc694\uccad\uc744 \uc218\ub77d\ud558\uae30\ub9cc \ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n

- \uc0ac\uc6a9\uc790\ub294 \ud558\ub098\uc758 \uacc4\uc815\uc5d0 \ubaa8\ub4e0 \uc740\ud589 \uacc4\uc88c\ub97c \uc800\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

- \uc548\uc804\ud55c \ubcf4\uc548: \uc790\uaca9 \uc99d\uba85\uc744 \uacf5\uc720\ud560 \ud544\uc694 \uc5c6\uc774 \uac00\uc0c1 \uacc4\uc815(VPA)\uc744 \uc0ac\uc6a9\ud558\uae30\ub9cc \ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n

- \uc774 \uc778\ud130\ud398\uc774\uc2a4\ub294 2\ub2e8\uacc4 \uc778\uc99d(2FA)\uc744 \uc0ac\uc6a9\ud558\uae30 \ub54c\ubb38\uc5d0 \ubc94\uc8c4\uc790\uac00 \uc561\uc138\uc2a4\ud558\uae30\uac00 \ub354 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/p>\n

- UPI\ub294 100% \ubaa8\ubc14\uc77c \uc6b0\uc120 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4: NPCI\ub294 \ubaa8\ubc14\uc77c \uae30\uae30\uc5d0\uc11c \ud2b9\uc815 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624\ub97c \uad6c\uc0c1\ud569\ub2c8\ub2e4. \uc774 \uc11c\ube44\uc2a4\ub294 \ubaa8\ubc14\uc77c \uc571 \uae30\ubc18 \uc11c\ube44\uc2a4\ub85c, \uc0ac\uc6a9\uc790\uac00 \uc720\ub2c8\ubc84\uc124 BHIM \uc571(NPCI\uc5d0\uc11c \uac1c\ubc1c) \ub610\ub294 \uc790\uccb4 \ubc45\ud0b9 \uc571\uc744 \uc0ac\uc6a9\ud558\uc5ec UPI \uacb0\uc81c\ub97c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uace0\uac1d \uacbd\ud5d8 \ud504\ub85c\uc138\uc2a4<\/p>\n

UPI\uc640 \uc778\ud130\ub137 \ubc45\ud0b9\uc758 \ucc28\uc774\uc810<\/p>\n

\uc778\ub3c4\uc758 \uc628\ub77c\uc778 \ubc45\ud0b9\uc5d0 \ub300\ud574\uc11c\ub3c4 \ub4e4\uc5b4\ubcf4\uc168\uc744 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \ub458\uc758 \ucc28\uc774\uc810\uc740 \ubb34\uc5c7\uc77c\uae4c\uc694? \ub458 \ub2e4 \uc740\ud589 \uc1a1\uae08\uc744 \uba54\ucee4\ub2c8\uc998\uc73c\ub85c \uc0ac\uc6a9\ud558\uc9c0\ub9cc, UPI\ub294 \ubaa8\ubc14\uc77c \uc6b0\uc120 \uc194\ub8e8\uc158\uc73c\ub85c \uc124\uacc4\ub418\uc5b4 \ubaa8\ubc14\uc77c \uce5c\ud654\uc801\uc774\uba70 \uc740\ud589 \uacc4\uc88c(\uc608: \uc628\ub77c\uc778 \ubc45\ud0b9)\uac00 \uc544\ub2cc \uc774\uba54\uc77c \uacc4\uc815(\uc608: john@icicibank)\uc744 \ud1b5\ud574 \ubaa8\ub4e0 \ubc45\ud0b9 \uc571\uc5d0 \uc5f0\uacb0\ub418\ubbc0\ub85c \ub354 \ud3b8\ub9ac\ud569\ub2c8\ub2e4. \ud544\uc694\ud55c \ubaa8\ub4e0 \uacb0\uc81c \uc815\ubcf4\uac00 \ubbf8\ub9ac \uc785\ub825\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc7a5\uce58 \uc9c0\uac11\uc744 \uc0ac\uc6a9\ud558\uc5ec \ucd5c\ub300 200 \ub8e8\ud53c\uc758 \uc18c\uc561 \uac70\ub798\ub97c \ud560 \uc218 \uc788\ub294 UPI \ub77c\uc774\ud2b8\uac00 BHIM \uc571\uc5d0\uc11c \ud65c\uc131\ud654\ub429\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub294 \uc5b8\uc81c\ub4e0\uc9c0 \ucd5c\ub300 2,000\ub8e8\ud53c\uae4c\uc9c0 \uc9c0\uac11\uc5d0 \uc785\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc18c\uc561 \uacb0\uc81c\ub97c \uc704\ud574 \ud558\ub8e8\uc5d0 \uc5ec\ub7ec \ubc88 UPI PIN\uc744 \uc0ac\uc6a9\ud558\ub294 \ub370 \uc9c0\ucce4\ub2e4\uba74 UPI Lite\uac00 \uad6c\uc138\uc8fc\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0e5\ud2f0\uce78\ud0c0 \ub2e4\uc2a4 \uc778\ub3c4 \uc911\uc559\uc740\ud589 \ucd1d\uc7ac\ub294 \uc2dc\ubbfc\ub4e4\uc744 \uc704\ud55c \uc0c8\ub85c\uc6b4 \uc11c\ube44\uc2a4\uc778 'UPI \ub77c\uc774\ud2b8'\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uc0ac\uc6a9\uc790\ub294 \uac70\uc758 \uc624\ud504\ub77c\uc778\uc5d0\uc11c UPI PIN\uc744 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uace0\ub3c4 \ucd5c\ub300 200\ub8e8\ud53c\uc758 \uc18c\uc561 \uac70\ub798\ub97c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774 \uae30\ub2a5\uc740 BHIM \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0\uc11c \ud65c\uc131\ud654\ub418\uba70 '\uc7a5\uce58 \uc9c0\uac11'\uc744 \uc0ac\uc6a9\ud574 \uc18c\uc561 \uac70\ub798\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc911\uc758 \ub2e4\ub978 \uc9c0\uac11\uacfc \uc720\uc0ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5b8\uc81c\ub4e0\uc9c0 \ucd5c\ub300 2000 \ub8e8\ud53c\ub97c \uc9c0\uac11\uc5d0 \uc785\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774 \uc11c\ube44\uc2a4\uc5d0\ub294 \uc0ac\uc6a9\uc790\uac00 \uc790\uc2e0\uc758 \uacc4\uc815\uc5d0\uc11c \ud65c\uc131\ud654\ud560 \uc218 \uc788\ub294 \uac00\uc0c1\uc758 '\ub514\ubc14\uc774\uc2a4 \uc9c0\uac11' \uc794\uc561\uc778 UPI \ub77c\uc774\ud2b8 \uc794\uc561\uc774 \uc788\uc73c\uba70, \uc774 \uc794\uc561\uc740 UPI \ub77c\uc774\ud2b8 \uac70\ub798\ub97c \uc704\ud574 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc778\ub3c4 \uc2a4\ud14c\uc774\ud2b8 \ubc45\ud06c(SBI), \uc720\ub2c8\uc628 \ubc45\ud06c, \uc6b0\ud2b8\uce74\ub974 \uc2a4\ubab0 \ud30c\uc774\ub0b8\uc2a4 \uc740\ud589, \uce74\ub098\ub77c \uc740\ud589, HDFC \uc740\ud589, \uc778\ub3c4 \uc740\ud589, \ucf54\ud0c1 \ub9c8\ud78c\ub4dc\ub77c \uc740\ud589, \ud380\uc7a1 \uad6d\ub9bd \uc740\ud589 \ub4f1 8\uac1c \uc740\ud589\uc758 \uace0\uac1d\uc740 UPI \ub77c\uc774\ud2b8 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc788\uac8c \ub429\ub2c8\ub2e4.<\/p>\n

UPI PIN\uc744 \ubc18\ubcf5\uc801\uc73c\ub85c \uc785\ub825\ud574\uc57c \ud558\ub294 \uc2a4\ud2b8\ub808\uc2a4\ub97c \uc904\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n

\uc778\ud130\ub137\uc5d0 \uc5f0\uacb0\ub418\uc9c0 \uc54a\uc740 \uc0c1\ud0dc\uc5d0\uc11c\ub3c4 \uac70\ub798\ub97c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

UPI \ub77c\uc774\ud2b8\ub294 \ucd5c\ub300 200\ub8e8\ud53c\uae4c\uc9c0 \uac70\ub798\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc0ac\uc6a9\uc790\ub294 \uc5b8\uc81c\ub4e0\uc9c0 \ucd5c\ub300 2000\ub8e8\ud53c\uae4c\uc9c0 UPI \uc9c0\uac11\uc5d0 \uc785\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc571\uc5d0\uc11c \ub2e8\uc77c \uacc4\uc815\uc5d0 \ub300\ud574\uc11c\ub9cc UPI Lite\ub97c \ud65c\uc131\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

UPI\ub294 200\ub8e8\ud53c \ubbf8\ub9cc\uc73c\ub85c 90% \uac70\ub798\ub97c \uc218\ud589\ud569\ub2c8\ub2e4. \uc774\ub807\uac8c \ud558\uba74 \uc740\ud589 \uc9c1\ubd88\uce74\ub4dc\uc5d0 \ub300\ud55c \ubd80\ub2f4\uc774 \uc904\uc5b4\ub4e4\uace0 \ud504\ub85c\uc138\uc2a4\uac00 \ub354 \uc27d\uace0 \uc6d0\ud65c\ud574\uc9d1\ub2c8\ub2e4. \uac70\ub798 \uc2e4\ud328\uc728\ub3c4 \uac10\uc18c\ud560 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n

\ub514\uc9c0\ud138 \uacb0\uc81c \uc194\ub8e8\uc158 \uc81c\uacf5\uc5c5\uccb4\uc778 MobiKwik\uc740 Blacksoil Capital\ub85c\ubd80\ud130 350\uc5b5 \ub8e8\ud53c\uc758 \ubd80\ucc44 \uc790\uae08\uc744 \uc870\ub2ec\ud588\uc2b5\ub2c8\ub2e4. \uad6c\ub8e8\uadf8\ub78c\uc5d0 \ubcf8\uc0ac\ub97c \ub454 \uc774 \ud68c\uc0ac\ub294 12\uac1c\uc6d4 \uc774\uc0c1 SEBI\uc5d0 DRHP\ub97c \uc81c\ucd9c\ud55c \ud6c4 \uc774 \ubd80\ucc44 \uc790\uae08\uc744 \uc870\ub2ec\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

ROC\uc5d0 \uc81c\ucd9c\ud55c \uaddc\uc81c \uc11c\ub958\uc5d0 \ub530\ub974\uba74, \ubaa8\ube44\ud06c\uc705 \uc774\uc0ac\ud68c\ub294 350\uc5b5 \ub8e8\ud53c\ub97c \uc870\ub2ec\ud558\uae30 \uc704\ud574 700\uac1c\uc758 \uc804\ud658\ubd88\ub2a5\uc0ac\ucc44(NCD)\ub97c \uac1c\ub2f9 5\ub8e8\ud53c\uc758 \ubc1c\ud589 \uac00\uaca9\uc73c\ub85c \ubc1c\ud589\ud558\ub294 \uacb0\uc758\uc548\uc744 \ud1b5\uacfc\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubaa8\ube44\ud06c\uc705\uc740 \uc2dc\uc7a5 \uc0c1\ud669\uc774 \uc88b\uc9c0 \uc54a\uc544 \uae30\uc5c5 \uacf5\uac1c\ub97c \uc5f0\uae30\ud558\uace0 \ud604\uc7ac 1\uc5b5 \ub2ec\ub7ec\uc758 \uc790\uae08 \uc870\ub2ec\uc744 \ubaa8\uc0c9\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \uc54c\ub824\uc84c\uc2b5\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 \uc55e\uc11c 2021\ub144 6\uc6d4 \uc544\ubd80\ub2e4\ube44 \ud22c\uc790\uccad(ADIA)\uc73c\ub85c\ubd80\ud130 2\ucc9c\ub9cc \ub2ec\ub7ec\ub97c \uc870\ub2ec\ud55c \ubc14 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubaa8\ube44\ud06c\uc705\uc740 \uc9c0\ub09c \ud380\ub529 \ub77c\uc6b4\ub4dc\uc5d0\uc11c \uc57d 73\uc5b5 6,000\ub9cc \ub2ec\ub7ec\uc758 \uac00\uce58\ub97c \ud3c9\uac00\ubc1b\uc558\uc9c0\ub9cc, \ub450 \ubc88\uc9f8 \ub77c\uc6b4\ub4dc(ESOP \ub9e4\uac01)\uc5d0\uc11c\ub294 100\uc5b5 \ub2ec\ub7ec\uc758 \uac00\uce58\ub97c \uc778\uc815\ubc1b\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubaa8\ube44\ud06c\uc705\uc740 \uae30\uc5c5\uacf5\uac1c\ub97c \ud1b5\ud574 1\uc5b5 9,000\ub9cc \ub8e8\ud53c\ub97c \uc870\ub2ec\ud558\uae30 \uc704\ud574 SEBI\uc5d0 DRHP\ub97c \uc81c\ucd9c\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub9ce\uc740 \uc2a4\ud0c0\ud2b8\uc5c5, \ud2b9\ud788 \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc740 Paytm IPO\uc758 \uc2e4\ud328\uc640 Zomato\uc640 \uac19\uc740 \uae30\uc5c5\uc758 \uc2e4\uc801 \ubd80\uc9c4\uc73c\ub85c \uc778\ud574 \uc801\uc808\ud55c \uc0c1\uc7a5 \uc2dc\uae30\ub97c \uae30\ub2e4\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc778\ub3c4 \uc911\uc559\uc740\ud589\uc740 \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130 \ubc0f \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc790\uaca9 \uae30\uc900\uc744 \ucda9\uc871\ud558\uc9c0 \ubabb\ud55c \ud540\ud14c\ud06c \uae30\uc5c5 100\uacf3\uc758 \uc2e0\uccad\uc744 \uac70\ubd80\ud588\uc73c\uba70, \ubaa8\ube44\ud035\ub3c4 \uadf8\uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uc778\ub3c4 \uc911\uc559\uc740\ud589\uc740 \ubaa8\ube44\ud06c\uc705\uc758 \uc8fc\ub825 \uc81c\ud488\uc778 \uc790\ud06c\ud398\uc774\uac00 \uc21c\uc790\uc0b0 \uc694\uac74\uc744 \ucda9\uc871\ud558\uc9c0 \ubabb\ud588\uace0 \uc554\ud638\ud654\ud3d0 \uac70\ub798\ub97c \ucd09\uc9c4\ud558\ub294 \uac8c\uc774\ud2b8\uc6e8\uc774 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud55c\ub2e4\ub294 \uc774\uc720\ub85c \uacb0\uc81c \ub77c\uc774\uc120\uc2a4\ub97c \uac70\ubd80\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubaa8\ube44\ud06c\uc705\uc740 \uc544\uc9c1 22 \ud68c\uacc4\uc5f0\ub3c4 \uc7ac\ubb34\uc81c\ud45c\ub97c \uc81c\ucd9c\ud558\uc9c0 \uc54a\uc558\uc9c0\ub9cc, 21 \ud68c\uacc4\uc5f0\ub3c4\uc5d0\ub294 \uc601\uc5c5\uc774\uc775\uc774 19.61% \uac10\uc18c\ud55c 2,886\uc5b5 \ub8e8\ud53c\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4. \uac19\uc740 \uae30\uac04 \ub3d9\uc548 \ud68c\uc0ac\ub294 1110\ub9cc \ub8e8\ud53c\uc758 \uc190\uc2e4\uc744 \uc785\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\uc758 \ub9e4\ucd9c\uc740 \uc18c\ube44\uc790 \uacb0\uc81c \uc0ac\uc5c5, \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774, \ub098\uc911\uc5d0 \uacb0\uc81c(BNPL) \ub4f1 \uc138 \uac00\uc9c0 \uc8fc\uc694 \uc601\uc5ed\uc5d0\uc11c \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n

\uc18c\uc2a4 \ud30c\uc77c\uc5d0 \uc561\uc138\uc2a4\ud558\ub824\uba74 \ud50c\ub798\ub2db \uc9c0\uc2dd\uc744 \ud314\ub85c\uc6b0\ud558\uc138\uc694.<\/p>\n

\ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4(UPI).<\/p>\n

\ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4(UPI)\ub97c \uc0ac\uc6a9\ud558\uba74 \ubaa8\ub4e0 \uc740\ud589 \uacc4\uc88c \uc18c\uc720\uc790\uac00 \uc2e0\uc6a9\uce74\ub4dc \uc815\ubcf4, IFSC \ucf54\ub4dc \ub610\ub294 \uc778\ud130\ub137 \ubc45\ud0b9 \uc0ac\uc6a9\uc790 ID\/\ube44\ubc00\ubc88\ud638\ub97c \uc785\ub825\ud560 \ud544\uc694 \uc5c6\uc774 \uc2a4\ub9c8\ud2b8\ud3f0\uc744 \ud1b5\ud574 \uc628\ub77c\uc778 \ubc0f \uc624\ud504\ub77c\uc778 \uacb0\uc81c\ub97c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc0ac\uc6a9\uc790\ub294 \uc6d0\ud558\ub294 \uac00\uc0c1 \uacb0\uc81c \uc8fc\uc18c(VPA)\ub97c \uae08\uc735 \uc8fc\uc18c\ub85c \uc0dd\uc131\ud558\uace0 \uc774\ub97c \uc740\ud589 \uacc4\uc88c\uc640 \uc5f0\uacb0\ud558\uae30\ub9cc \ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n

\uc774\uc81c \uc778\ub3c4 \uc815\ubd80\ub294 \ub514\uc9c0\ud138 \uac70\ub798 \ub3c4\uad6c\ub85c\uc11c UPI\uc758 \ucc44\ud0dd\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574 \ucd5c\uadfc BHIM(Bharat Interface for Money)\uc774\ub77c\ub294 \ub514\uc9c0\ud138 \uacb0\uc81c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc778\ub3c4\uc758 \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \ud310\ub3c4\ub97c \ubc14\uafc0 \uac83\uc73c\ub85c \uae30\ub300\ub418\ub294 \uc774 \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \uacb0\uc81c \uc571\uc740 \ud604\uc7ac \uad6c\uae00 \ud50c\ub808\uc774 \uc2a4\ud1a0\uc5b4\uc5d0\uc11c\ub9cc \ub2e4\uc6b4\ub85c\ub4dc\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c iOS \uc0ac\uc6a9\uc790\ub294 \uc870\uae08 \uae30\ub2e4\ub824\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

BHIM\uc740 \uc778\ub3c4 \uc2a4\ud14c\uc774\ud2b8 \ubc45\ud06c \uc624\ube0c \uc778\ub514\uc544(SBI), \uc561\uc2dc\uc2a4 \uc740\ud589, HDFC \uc740\ud589, ICICI \uc740\ud589, IDBI, \uc778\ub3c4 \uc720\ub2c8\uc628 \uc740\ud589(UBI), \ucf54\ud0c1 \ub9c8\ud78c\ub4dc\ub77c \ub4f1 30\uac1c \uc774\uc0c1\uc758 \ubbfc\uac04 \ubc0f \uad6d\uc601 \uc740\ud589\uacfc \uc81c\ud734\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

BHIM\uc740 \uc911\uad6d\uc5d0\uc11c UPI \uae30\ubc18 \uacb0\uc81c \uc571\uc73c\ub85c \uad6c\uae00 \ud50c\ub808\uc774 \uc2a4\ud1a0\uc5b4\uc5d0\uc11c 300\ub9cc \ud68c \uc774\uc0c1 \ub2e4\uc6b4\ub85c\ub4dc\ub420 \uc815\ub3c4\ub85c \uc778\uae30\uac00 \ub192\uc2b5\ub2c8\ub2e4. \ub2c8\ud2f0 \uc544\uc694\uadf8\uc758 CEO\uc778 \uc544\ubbf8\ud0c0\ube0c \uce78\ud2b8\uc5d0 \ub530\ub974\uba74, \uc774 \uc571\uc744 \uc0ac\uc6a9\ud558\uc5ec 5\ubc31\ub9cc \uac74 \uc774\uc0c1\uc758 \uac70\ub798\ub97c \uc644\ub8cc\ud55c \uc0ac\ub78c\ub4e4\uc774 \uc788\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\n

\uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac(NPCI)\uc5d0\uc11c \uac1c\ubc1c\ud55c UPI \uae30\ubc18 \uc571\uc740 \ub4f1\ub85d\ub41c \ud734\ub300\ud3f0 \ubc88\ud638\uc640 \uc2a4\ub9c8\ud2b8\ud3f0\uc744 \uc740\ud589 \uacc4\uc88c\uc5d0 \uc5f0\uacb0\ud558\uc5ec \ud604\uae08 \uc5c6\uc774 \uc548\uc804\ud558\uace0 \uc548\uc804\ud558\uac8c \uac70\ub798\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n

\uc774 \uc571\uc740 \ub610\ud55c \uc0ac\uc6a9\uc790\uac00 \uc9c0\ubb38 \uc778\uc2dd\uc744 \uc0ac\uc6a9\ud558\uc5ec \uac70\ub798\ud560 \uc218 \uc788\ub294 Aadhaar \uae30\ubc18 \uacb0\uc81c\ub3c4 \uc9c0\uc6d0\ud574\uc57c \ud558\uc9c0\ub9cc \uc774 \uae30\ub2a5\uc740 \uc544\uc9c1 \ucd5c\uc2e0 \ubc84\uc804\uc5d0\uc11c \ucd9c\uc2dc\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n

BHIM \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ub2e4\uc6b4\ub85c\ub4dc\ud558\uace0 \uc124\uc815\ud558\ub294 \ubc29\ubc95\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n

\ubaa8\ubc14\uc77c \uc7a5\uce58\uc5d0\uc11c BHIM\uc744 \uc124\uc815\ud558\ub294 \ub370 \uba87 \ucd08 \ubc16\uc5d0 \uac78\ub9ac\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

1. Google Play \uc2a4\ud1a0\uc5b4\uc5d0\uc11c BHIM\uc744 \ub2e4\uc6b4\ub85c\ub4dc\ud558\uace0 \uc5b8\uc5b4\ub97c \uc120\ud0dd\ud55c \ud6c4 \ub2e4\uc74c \ubc84\ud2bc\uc744 \uc5ec\ub7ec \ubc88 \ud074\ub9ad\ud569\ub2c8\ub2e4.<\/p>\n

2. \uadf8\ub7ec\uba74 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0\uc11c \ud734\ub300\ud3f0 \ubc88\ud638\uac00 \uc740\ud589 \uacc4\uc88c\uc5d0 \ub4f1\ub85d\ub418\uc5b4 \uc788\ub294\uc9c0 \ud655\uc778\ud558\uae30 \uc704\ud574 \ubb38\uc790 \uba54\uc2dc\uc9c0\ub97c \uc694\uccad\ud569\ub2c8\ub2e4.<\/p>\n

3. \uc11c\ubc84\ub85c \uba54\uc2dc\uc9c0\ub97c \ubcf4\ub0b4\uba74 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc774 \uba87 \ucd08 \uc548\uc5d0 \uace0\uc720\ud55c IMEI \ubc88\ud638\ub97c \uc0ac\uc6a9\ud558\uc5ec \ud734\ub300\ud3f0 \ubc88\ud638\ub97c \uc790\ub3d9\uc73c\ub85c \ud655\uc778\ud569\ub2c8\ub2e4.<\/p>\n

4. \uc778\uc99d\uc774 \uc644\ub8cc\ub418\uba74 BHIM \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0\uc11c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0 \ub85c\uadf8\uc778\ud558\uace0 \uac70\ub798\ub97c \uc2b9\uc778\ud558\ub294 \ub370 \ud544\uc694\ud55c 4\uc790\ub9ac PIN\uc744 \uc785\ub825\ud558\ub77c\ub294 \uba54\uc2dc\uc9c0\uac00 \ud45c\uc2dc\ub429\ub2c8\ub2e4.<\/p>\n

\ucc38\uace0 - \ud63c\ub3d9\ud558\uc9c0 \ub9c8\uc138\uc694. \uc774 4\uc790\ub9ac PIN\uc740 UPI PIN\uc774 \uc544\ub2c8\uba70, \ub2e8\uc21c\ud788 BHIM \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uc7a0\uadf8\ub294 \ube44\ubc00\ubc88\ud638\uc77c \ubfd0\uc785\ub2c8\ub2e4.<\/p>\n

5. \uc774\uc81c BHIM \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0 \uc740\ud589 \ubaa9\ub85d\uc774 \ud45c\uc2dc\ub429\ub2c8\ub2e4. \uc740\ud589\uc744 \uc120\ud0dd\ud558\uae30\ub9cc \ud558\uba74 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc774 \ud734\ub300\ud3f0 \ubc88\ud638\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc740\ud589 \uacc4\uc88c\uc758 \ubaa8\ub4e0 \uc138\ubd80 \uc815\ubcf4\ub97c \uc790\ub3d9\uc73c\ub85c \uac80\uc0c9\ud569\ub2c8\ub2e4.<\/p>\n

6. \uc571\uc774 \ub0b4 HDFC \uc740\ud589\uc744 \ube60\ub974\uac8c \uc778\uc2dd\ud569\ub2c8\ub2e4. \uacc4\uc815\uc744 \ud074\ub9ad\ud558\uae30\ub9cc \ud558\uba74 \uc740\ud589 \uacc4\uc88c\ub97c Bhim UPI \uacb0\uc81c \uc571\uc5d0 \uc5f0\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ucc38\uace0 - \ud604\uc7ac BHIM\uc740 \ud558\ub098\uc758 \uc740\ud589\uc5d0\ub9cc \uc5f0\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \uc740\ud589 \uacc4\uc88c\ub97c \uc5f0\uacb0\ud558\ub824\uba74 \uc8fc \uba54\ub274\ub85c \uc774\ub3d9\ud558\uc5ec \uc740\ud589 \uacc4\uc88c\ub97c \uc120\ud0dd\ud55c \ub2e4\uc74c \uae30\ubcf8 \uacc4\uc88c\ub97c \uc120\ud0dd\ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n

7. \uc124\uc815\uc744 \uc644\ub8cc\ud558\uba74 UPI \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4\ub97c \uc0ac\uc6a9\ud558\uc5ec \uacb0\uc81c \uc218\ub77d \ubc0f \uc804\uc1a1\uc744 \uc2dc\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

BHIM \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0\uc11c UPI PIN\uc744 \uc124\uc815\ud558\uac70\ub098 \uc7ac\uc124\uc815\ud558\ub294 \ubc29\ubc95<\/p>\n

UPI-PIN\uc740 \uac70\ub798\ub97c \uc2b9\uc778\ud558\ub294 \ub370 \ud544\uc694\ud55c 4~6\uc790\ub9ac \ube44\ubc00\ubc88\ud638\uc785\ub2c8\ub2e4.<\/p>\n

\ub2e4\ub978 UPI \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0\uc11c UPI-PIN\uc744 \uc124\uc815\ud55c \uacbd\uc6b0, 6\uc790\ub9ac \uce74\ub4dc \ubc88\ud638\uc640 \uce74\ub4dc \ub9cc\ub8cc\uc77c\uc744 \uc785\ub825\ud558\uac70\ub098 \uae30\uc874 PIN\uc744 \uc785\ub825\ud55c \ud6c4 \uc0c8 PIN\uc744 \ub450 \ubc88 \ud655\uc778\ud558\uc5ec BHIM \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0\uc11c \ub3d9\uc77c\ud55c PIN\uc744 \uc0ac\uc6a9\ud558\uac70\ub098 UPI PIN\uc744 \uc7ac\uc124\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ucc38\uace0 - UPI-PIN\uc744 \ub2e4\ub978 \uc0ac\ub78c\uacfc \uacf5\uc720\ud558\uc9c0 \ub9c8\uc138\uc694.BHIM\uc740 \uadc0\ud558\uc758 UPI-PIN \uc815\ubcf4\ub97c \uc800\uc7a5\ud558\uac70\ub098 \uc77d\uc9c0 \uc54a\uc73c\uba70 \uc740\ud589\uc758 \uace0\uac1d \uc9c0\uc6d0 \ubd80\uc11c\uc5d0\uc11c\ub3c4 \uc774 \uc815\ubcf4\ub97c \uc694\uccad\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

BHIM \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0\uc11c \uacb0\uc81c\ub97c \ubcf4\ub0b4\uace0 \ubc1b\ub294 \ubc29\ubc95<\/p>\n

\uc571\uc758 \ud648 \ud654\uba74\uc5d0\ub294 \uc1a1\uae08, \uc1a1\uae08 \uc694\uccad, \uc2a4\uce94 \ubc0f \uacb0\uc81c\uc758 \uc138 \uac00\uc9c0 \uc635\uc158\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc790\uae08\uc744 \uc1a1\uae08\ud569\ub2c8\ub2e4:<\/p>\n

\ubcf4\ub0b4\uae30 \uc544\uc774\ucf58\uc744 \ud074\ub9ad\ud569\ub2c8\ub2e4.<\/p>\n

\uc218\ucde8\uc778\uc758 \ud734\ub300\ud3f0 \ubc88\ud638 \ub610\ub294 \uac00\uc0c1 \uacb0\uc81c \uc8fc\uc18c(VPA)\ub97c \uc785\ub825\ud569\ub2c8\ub2e4. (IFSC \ucf54\ub4dc\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc740\ud589 \uacc4\uc88c\ub85c \uc9c1\uc811 \uc1a1\uae08\ud558\ub824\uba74 \uc624\ub978\ucabd \uc0c1\ub2e8\uc5d0 \uc788\ub294 \uc810 3\uac1c \uba54\ub274\ub97c \ud074\ub9ad\ud569\ub2c8\ub2e4.)<\/p>\n

\uae08\uc561\uacfc \uba54\ubaa8\ub97c \uc785\ub825\ud569\ub2c8\ub2e4.<\/p>\n

\ub9c8\uc9c0\ub9c9\uc73c\ub85c UPI-PIN\uc744 \uc785\ub825\ud558\uace0 \uacc4\uc18d \uc9c4\ud589\ud558\uba74 \uc644\ub8cc\ub429\ub2c8\ub2e4.<\/p>\n

\uc790\uae08\uc744 \ubc1b\uc2b5\ub2c8\ub2e4:<\/p>\n

\uc218\uc2e0 \uc544\uc774\ucf58\uc744 \ud074\ub9ad\ud569\ub2c8\ub2e4.<\/p>\n

\uc218\ucde8\uc778\uc758 \ud734\ub300\ud3f0 \ubc88\ud638 \ub610\ub294 \uc1a1\uae08\ud558\ub824\ub294 \uc0ac\ub78c\uc758 \uac00\uc0c1 \uacb0\uc81c \uc8fc\uc18c\ub97c \uc785\ub825\ud569\ub2c8\ub2e4.<\/p>\n

\uae08\uc561\uacfc \ucc38\uace0 \uc0ac\ud56d\uc744 \uc785\ub825\ud558\uace0 \uc81c\ucd9c\ud569\ub2c8\ub2e4.<\/p>\n

\uacb0\uc81c\uc790\uc5d0\uac8c\ub294 \uacb0\uc81c\ub97c \uc218\ub77d\ud558\uac70\ub098 \uac70\ubd80\ud560 \uc218 \uc788\ub2e4\ub294 \uc54c\ub9bc\uc774 \ud45c\uc2dc\ub429\ub2c8\ub2e4.<\/p>\n

\uc0ac\uc6a9\uc790\uc758 \uc548\uc804\uc744 \uc704\ud574 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc774 \ub2eb\ud788\uac70\ub098 \uc7a5\uc2dc\uac04 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc744 \uacbd\uc6b0 BHIM\uc740 \uc790\ub3d9\uc73c\ub85c \uc0ac\uc6a9\uc790\ub97c \ub85c\uadf8\uc624\ud504\ud569\ub2c8\ub2e4.<\/p>\n

BHIM\uc740 \ud398\uc774\ud2f0\uc5e0\uc774\ub098 \ubaa8\ube44\ud035\uacfc \uac19\uc740 \ub2e4\ub978 \uc628\ub77c\uc778 \uc9c0\uac11\uacfc\ub294 \ub2e4\ub985\ub2c8\ub2e4. BHIM\uc744 \uc0ac\uc6a9\ud558\uc5ec \ub2e4\ub978 \uc0ac\ub78c\uc5d0\uac8c \uc1a1\uae08\ud560 \ub54c, \uc1a1\uae08\uc778\uc740 \ubc18\ub4dc\uc2dc BHIM \uc571\uc744 \uc0ac\uc6a9\ud560 \ud544\uc694 \uc5c6\uc774 \uc740\ud589 \uacc4\uc88c\ub9cc \uc788\uc73c\uba74 \uc1a1\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud558\uc9c0\ub9cc Paytm\uc774\ub098 MobiKwick\uacfc \uac19\uc740 \uc628\ub77c\uc778 \uc9c0\uac11\uc744 \uc0ac\uc6a9\ud558\uba74 \ub3d9\uc77c\ud55c \uc628\ub77c\uc778 \uc9c0\uac11\uc744 \uc0ac\uc6a9\ud558\ub294 \uc0ac\ub78c\uc5d0\uac8c\ub9cc \uc1a1\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

UPI\ub294 \ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4\uc758 \uc57d\uc790\ub85c, \uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac(NPCI)\uc5d0\uc11c 2016\ub144\uc5d0 \ucd9c\uc2dc\ud55c \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc778 \ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n

UPI\ub294 \uc778\ub3c4 \ub0b4 \ub300\ubd80\ubd84\uc758 \uad6d\ub0b4 \uc740\ud589 \ucc44\ub110 \ubc0f \ud0c0\uc0ac \uacb0\uc81c \ud50c\ub7ab\ud3fc \ucc44\ub110\uc744 \uc9d1\uacc4\ud558\uba70, \uc5ec\uae30\uc5d0\ub294 PhonePe, Paytm, BHIM \uc571, MobiKwick, \uad6c\uae00 \ud398\uc774, \uc6b0\ubc84, \uce60\ub974, \ud398\uc774\ud2f0\uc5e0 \ud398\uc774\uba3c\ud2b8 \ubc45\ud06c, SBI \ud398\uc774, \uc544\uc774\ubaa8\ubc14\uc77c, \uc561\uc2dc\uc2a4 \ud398\uc774, Bank (BOB) UPI \ubc0f \uae30\ud0c0 UPI \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud558\ub294 \uc740\ud589 \uc571 \ub610\ub294 \uc804\uc790\uc9c0\uac11.<\/p>\n

UPI\uac00 \ucd9c\uc2dc\ub418\uae30 \uc804\uae4c\uc9c0 \uc778\ub3c4 \uc815\ubd80\uac00 \uc81c\uacf5\ud55c \uacf5\uc2dd \uacb0\uc81c \uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc\uc740 \uc18c\ube44\uc790\uac00 \uc740\ud589 \uce74\ub4dc \ubc88\ud638, \uacc4\uc88c \uc774\ub984, IFSC \ucf54\ub4dc(\uc778\ub3c4 \uae08\uc735 \uc2dc\uc2a4\ud15c \ucf54\ub4dc) \ub4f1\uc758 \uc815\ubcf4\ub97c \uc81c\uacf5\ud574\uc57c \uc1a1\uae08 \uc808\ucc28\ub97c \uc644\ub8cc\ud560 \uc218 \uc788\ub294 IMPS(\uc989\uc2dc \uacb0\uc81c \uc11c\ube44\uc2a4)\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n

UPI\ub294 \uc774 \ubaa8\ub4e0 \uc9c0\ub8e8\ud55c \uc815\ubcf4\ub97c \ud558\ub098\uc758 \ubb38\uc790\uc5f4 ID\ub85c \ud1b5\ud569\ud558\uc5ec \uc18c\ube44\uc790\uac00 \uc774\ub984, ID \ubc88\ud638, \ud734\ub300\ud3f0 \ubc88\ud638, \uc774\uba54\uc77c \ub4f1 ID\ub97c \uc785\ub825\ud558\uae30\ub9cc \ud558\uba74 \ubaa8\ub4e0 \uacb0\uc81c\uac00 24\uc2dc\uac04 \uc5f0\uc911\ubb34\ud734\ub85c \uc989\uc2dc \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n

UPI \ub4f1\ub85d \uc808\ucc28: UPI\ub97c \uc9c0\uc6d0\ud558\ub294 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ub2e4\uc6b4\ub85c\ub4dc\ud55c \ud6c4 \ub4f1\ub85d\ud560 \uc740\ud589 \uacc4\uc88c\ub97c \uc785\ub825\ud558\uace0(\ub4f1\ub85d\ub41c \ud734\ub300\ud3f0 \ubc88\ud638 \ud655\uc778 \ud544\uc694), \uc740\ud589 \uacc4\uc88c\uc640 \ube44\ubc00\ubc88\ud638\ub97c \uc124\uc815\ud558\uc5ec \uc740\ud589 \uacc4\uc88c\ub97c UPI\uc5d0 \ubc14\uc778\ub529\ud569\ub2c8\ub2e4.<\/p>\n

2022\ub144 \ud604\uc7ac UPI\ub294 \ucd1d 8.3\uc5b5 \ub8e8\ud53c\uac00 \ub118\ub294 4,500\uc5b5 \ub8e8\ud53c \uc774\uc0c1\uc758 \uac70\ub798\ub97c \ucc98\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacb0\uc81c \uc720\ud615: \uc628\ub77c\uc778 \uc740\ud589 \uc1a1\uae08 \uc9c0\uc6d0 \ud1b5\ud654: INR, USD \ud574\ub2f9 \uc0b0\uc5c5: \uc804\uc790\uc0c1\uac70\ub798, \uac8c\uc784, \uac00\uc0c1 \uc785\uae08 \uc2dc\uac04: \uc2e4\uc2dc\uac04 \uc785\uae08 \ucd5c\uc18c \ub2e8\uc77c \uac70\ub798 \ud55c\ub3c4: 1 INR \ucd5c\ub300 \ub2e8\uc77c \uac70\ub798 \ud55c\ub3c4: 30,000 INR \uacb0\uc81c \uac70\ubd80 \uc9c0\uc6d0: \uacb0\uc81c \uac70\ubd80 \uc218\uc218\ub8cc \uc9c0\uc6d0: 10 USD\/\uac70\ub798 \ud658\ubd88 \uc9c0\uc6d0: \ud658\ubd88 \uc218\uc218\ub8cc \uc9c0\uc6d0: 1 USD\/\uac70\ub798 \uc9c0\uc6d0 \ub300\uc0c1 \uc9c0\uc5ed\/\uad6d\uac00: 1 \uad6d\uac00 \uc778\ub3c4<\/p>\n

\ud604\uc9c0 \uacb0\uc81c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uae00\ub85c\ubc8c \uc5c5\uccb4\uc778 Payssion\uc5d0\uc11c \ud3b8\uc9d1 \ubc0f \ud3b8\uc9d1\ud588\uc73c\uba70, \uc7ac\uc0dd\uc0b0 \uc2dc \ucd9c\ucc98\ub97c \uc778\uc6a9\ud574 \uc8fc\uc138\uc694.<\/p>\n

2023\ub144\uae4c\uc9c0 \uac00\uc7a5 \uc548\uc815\uc801\uc778 \uc778\ub3c4 \uacb0\uc81c \ucc44\ub110<\/p>\n

State Bank: \ub2e4\uc591\ud55c \uacb0\uc81c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc778\ub3c4\uc5d0\uc11c \uac00\uc7a5 \ud070 \uc740\ud589 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n

\uc778\ub3c4 \uc740\ud589: \uc778\ub3c4\uc5d0\uc11c \uac00\uc7a5 \uba3c\uc800 \uc124\ub9bd\ub41c \uc740\ud589 \uc911 \ud558\ub098\uc774\uc790 \uc778\ub3c4 \uc815\ubd80\uac00 \uc18c\uc720\ud55c \uc740\ud589 \uc911 \ud558\ub098\ub85c, \uacb0\uc81c \ubd84\uc57c\uc5d0\uc11c \ud3ed\ub113\uc740 \uacbd\ud5d8\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

ICICI \uc740\ud589: \uc778\ub3c4\uc5d0\uc11c \uac00\uc7a5 \ud070 \ubbfc\uac04 \uc740\ud589 \uc911 \ud558\ub098\ub85c, \uacb0\uc81c \ubc0f \uc804\uc790 \ubc45\ud0b9 \uc11c\ube44\uc2a4\ub97c \uc120\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

HDFC \uc740\ud589: \uc804\uc790 \ubc45\ud0b9 \ubc0f \uacb0\uc81c \uc11c\ube44\uc2a4 \ubd84\uc57c\uc5d0\uc11c \uac15\ub825\ud55c \uc785\uc9c0\ub97c \uad6c\ucd95\ud558\uace0 \uc788\ub294 \uc778\ub3c4\uc758 \ub300\ud45c\uc801\uc778 \ubbfc\uac04 \uc740\ud589 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n

Axis Bank: \uc885\ud569\uc801\uc778 \uacb0\uc81c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc778\ub3c4\uc758 \ub300\ud45c\uc801\uc778 \ubbfc\uac04 \uc740\ud589 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n

\uc740\ud589 \uacc4\uc88c: \uc778\ub3c4\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \uc740\ud589 \uacc4\uc88c\uc5d0\uc11c \uc2dc\uc791\ub429\ub2c8\ub2e4. \uc740\ud589 \uacc4\uc88c\ub294 \uac1c\uc778\uc774\ub098 \uae30\uc5c5\uc774 \uc785\uae08, \ucd9c\uae08, \uc774\uccb4\ub97c \uc704\ud574 \uc740\ud589\uc5d0 \uac1c\uc124\ud55c \uacc4\uc88c\uc785\ub2c8\ub2e4.<\/p>\n

\uc778\ub3c4 \uac04\ud3b8\uacb0\uc81c \uc11c\ube44\uc2a4(IMPS): \uc778\ub3c4\uc5d0\uc11c \ucd9c\uc2dc\ub41c \uac04\ud3b8\uacb0\uc81c \uc194\ub8e8\uc158\uc73c\ub85c, \uc0ac\uc6a9\uc790\uac00 \ubaa8\ubc14\uc77c \uae30\uae30\ub97c \ud1b5\ud574 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc740\ud589 \uacc4\uc88c\ub85c \uacb0\uc81c \ubc0f \uc774\uccb4\ud560 \uc218 \uc788\uc73c\uba70, 2010\ub144\uc5d0 \ucd9c\uc2dc\ub41c IMPS\ub294 \ud3b8\ub9ac\ud558\uace0 \ube60\ub974\uace0 \uc548\uc804\ud55c \uacb0\uc81c \ubc29\ubc95\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uc778\ub3c4 \uad6d\ub9bd\uacb0\uc81c\uacf5\uc0ac\uc5d0\uc11c \ucc98\uc74c \uc2dc\uc791\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

UPI(\ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4) : UPI\ub294 \uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac(NPCI)\uac00 2016\ub144\uc5d0 \ucd9c\uc2dc\ud55c \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc73c\ub85c, \uc0ac\uc6a9\uc790\ub294 \uc11c\ub85c\uc758 \uc740\ud589 \uacc4\uc88c \ubc88\ud638\ub97c \uc81c\uacf5\ud558\uc9c0 \uc54a\uace0\ub3c4 \ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud574 \uc9c1\uc811 \uc740\ud589 \uacc4\uc88c \uac04 \uc2e4\uc2dc\uac04 \uacb0\uc81c \ubc0f \uc774\uccb4\ub97c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub294 \uac00\uc0c1 \uacb0\uc81c \uc8fc\uc18c(VPA)\ub97c \uc124\uc815\ud558\uace0 \uc740\ud589 \uacc4\uc88c\uc5d0 \uc5f0\uacb0\ud558\uae30\ub9cc \ud558\uba74 \uac04\ud3b8\ud558\uac8c \uacb0\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc120\ubd88 \uce74\ub4dc: \uc120\ubd88 \uce74\ub4dc\ub294 \uc740\ud589 \uacc4\uc88c\ub098 \uc2e0\uc6a9\uce74\ub4dc \uc5c6\uc774\ub3c4 \uc5ec\ub7ec \uac00\ub9f9\uc810\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc120\ubd88 \uce74\ub4dc\ub85c, \ubbf8\ub9ac \ucda9\uc804\ub41c \uce74\ub4dc\uc785\ub2c8\ub2e4.<\/p>\n

\ubaa8\ubc14\uc77c \uc9c0\uac11: \ubaa8\ubc14\uc77c \uc9c0\uac11\uc740 \uacb0\uc81c, \uc1a1\uae08, \uc790\uae08 \ubcf4\uad00\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ub514\uc9c0\ud138 \uc9c0\uac11\uc785\ub2c8\ub2e4. \uc778\ub3c4\uc5d0\uc11c \ubaa8\ubc14\uc77c \uc9c0\uac11\uc758 \uc131\uc7a5\uc740 \uc2a4\ub9c8\ud2b8\ud3f0\uc758 \uc778\uae30\uc640 \ubaa8\ubc14\uc77c \uc778\ud130\ub137\uc758 \uc131\uc7a5\uc5d0 \ud798\uc785\uc5b4 \uc0ac\uc6a9\uc790\uac00 \uc571\uc744 \ud1b5\ud574 \ube60\ub974\uace0 \uc548\uc804\ud558\uba70 \ud3b8\ub9ac\ud558\uac8c \uacb0\uc81c\ud560 \uc218 \uc788\uac8c \ub418\uba74\uc11c \ub354\uc6b1 \uac00\uc18d\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc778\ub3c4\uc5d0\uc11c \uc774\ub7ec\ud55c \uacb0\uc81c \uc218\ub2e8\uc758 \uc131\uc7a5\uc740 \uc778\ub3c4 \uc815\ubd80\uc640 \uacb0\uc81c \uae30\uad00\uc774 \uae08\uc735 \ud3ec\uc6a9\uc131\uc744 \ub192\uc774\uace0 \uacbd\uc81c \ubc1c\uc804\uc744 \ucd09\uc9c4\ud558\uba70 \uc0ac\uc6a9\uc790\ub97c \uc704\ud55c \uacb0\uc81c \ubc0f \uc1a1\uae08 \uc791\uc5c5\uc744 \uc6a9\uc774\ud558\uac8c \ud558\uae30 \uc704\ud55c \ud64d\ubcf4\uc640 \ud601\uc2e0\uc5d0 \ud798\uc785\uc5b4 \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubb3c\ub860 \ucd5c\uc2e0 \uacb0\uc81c \ubaa8\ub378 \u2708@yes88no\uc5d0 \ub300\ud574 \uc54c\uace0 \uc2f6\uc73c\uc2dc\uba74 \uc5b8\uc81c\ub4e0\uc9c0 \ud568\uaed8 \ub17c\uc758\ud558\uc138\uc694.<\/p>\n

'\uc624\ub9c8\ud558\uc758 \uc608\uc5b8\uc790'\ub85c \uc54c\ub824\uc9c4 \uc6cc\ub7f0 \ubc84\ud54f\uc740 \uc815\ud655\ud55c \ud22c\uc790 \ube44\uc804\uacfc \ub6f0\uc5b4\ub09c \uc131\uacfc\ub85c \uae00\ub85c\ubc8c \ud22c\uc790 \ucee4\ubba4\ub2c8\ud2f0\uc758 \uc120\ub450\uc5d0 \uc11c \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ucd5c\uadfc \uc778\ub3c4\uc5d0\uc11c \uacaa\uc740 \uadf8\uc758 \ud070 \uc88c\uc808\uc740 \ud574\uc678 \ud22c\uc790\uc758 \uc704\ud5d8\uc131\uc744 \uc77c\uae68\uc6cc\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc6cc\ub7f0 \ubc84\ud54f\uc774 \uc774\ub044\ub294 \ubc84\ud06c\uc154 \ud5e4\uc11c\uc6e8\uc774\ub294 2018\ub144 \uc778\ub3c4 \ucd5c\ub300 \ub514\uc9c0\ud138 \uacb0\uc81c \ud68c\uc0ac\uc778 Paytm\uc5d0 \uc8fc\ub2f9 1,279.7\ub8e8\ud53c, \ucd1d 2\uc5b5 6\ucc9c\ub9cc \ub2ec\ub7ec\ub97c \ud22c\uc790\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc548\ud0c0\uae5d\uac8c\ub3c4 2023\ub144 11\uc6d4, \ubc84\ud06c\uc154 \ud574\uc11c\uc6e8\uc774\ub294 Paytm\uc758 \uc9c0\ubd84 2.51%\ub97c \uc8fc\ub2f9 877.29\ub8e8\ud53c, \ucd1d 1\uc5b5 6,400\ub9cc \ub2ec\ub7ec\uc5d0 \ub9e4\uac01\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ubc84\ud54f\uc774 \uc8fc\ub2f9 311 TP3T\ub97c \uc783\uc5c8\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4.<\/p>\n

\uadf8\ub807\ub2e4\uba74 \ubc84\ud54f\uc758 \ud22c\uc790\ub294 \uc65c \uc2e4\ud328\ud560\uae4c\uc694? \ub2e4\uc74c\uacfc \uac19\uc740 \uc774\uc720\uc5d0 \uc8fc\ubaa9\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

- \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 Paytm\uc758 \uae30\uc5c5 \uac00\uce58\ub294 2018\ub144\uc5d0 100\uc5b5 \ub2ec\ub7ec\ub85c \ud3c9\uac00\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub2f9\uc2dc \ud68c\uc0ac\uc758 \uc218\uc775\uc740<\/p>","protected":false},"excerpt":{"rendered":"

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