{"id":2444,"date":"2025-05-05T14:54:09","date_gmt":"2025-05-05T06:54:09","guid":{"rendered":"https:\/\/deekpay.com\/?p=2444"},"modified":"2025-05-05T14:54:09","modified_gmt":"2025-05-05T06:54:09","slug":"epaisa-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9a%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e5%85%a8%e8%a7%a3%e6%9e%90%ef%bc%9a%e4%bd%a0%e9%9c%80%e8%a6%81%e7%9f%a5%e9%81%93%e7%9a%84","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/05\/epaisa-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9a%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e5%85%a8%e8%a7%a3%e6%9e%90%ef%bc%9a%e4%bd%a0%e9%9c%80%e8%a6%81%e7%9f%a5%e9%81%93%e7%9a%84\/","title":{"rendered":"ePaisa \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774: \uc778\ub3c4\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc124\uba85: \uc54c\uc544\uc57c \ud560 \ubaa8\ub4e0 \uac83"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts88.mm.bing.net\/th?q=paytm87\" alt=\"\uc778\ub3c4\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc804\uccb4 \uc124\uba85: \uc54c\uc544\uc57c \ud560 \ubaa8\ub4e0 \uac83\" title=\"\uc778\ub3c4\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc804\uccb4 \uc124\uba85: \uc54c\uc544\uc57c \ud560 \ubaa8\ub4e0 \uac83\"><\/p>\n<p>\uc778\ub3c4\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uc5ec \uc804\ud1b5\uc801 \ubaa8\ub378\uacfc \ud601\uc2e0\uc801\uc778 \ubaa8\ub378\uc744 \ud63c\ud569\ud558\uc5ec \ub3c5\ud2b9\ud55c \ub514\uc9c0\ud138 \uae08\uc735 \uc0dd\ud0dc\uacc4\ub97c \ub9cc\ub4e4\uc5b4\ub0c8\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \uc778\ub3c4\uc758 \uacb0\uc81c \ubd84\uc57c\uc5d0 \ub300\ud574 \uc54c\uc544\uc57c \ud560 \ud575\uc2ec \uc815\ubcf4\uc785\ub2c8\ub2e4:<\/p>\n<p>I. \ud575\uc2ec \uacb0\uc81c \uc778\ud504\ub77c<\/p>\n<ol>\n<li>UPI(\ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4)<\/li>\n<\/ol>\n<ul>\n<li>\uc2e4\uc2dc\uac04 \uc740\ud589 \uac04 \uc774\uccb4 \uc2dc\uc2a4\ud15c(RTBTS)<\/li>\n<li>2023\ub144\uae4c\uc9c0 \uc77c \ud3c9\uade0 \uac70\ub798\ub7c9 4\uc5b5 \uac74 \ub3cc\ud30c \uc608\uc815<\/li>\n<li>QR\ucf54\ub4dc \uc2a4\uce94\/VPA \uac00\uc0c1 \uacb0\uc81c \uc8fc\uc18c \uc9c0\uc6d0<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li>IMPS(\uc989\uc2dc \uacb0\uc81c \uc11c\ube44\uc2a4)<\/li>\n<\/ol>\n<ul>\n<li>\uc5f0\uc911\ubb34\ud734 24\uc2dc\uac04 \uc6b4\uc601\ub418\ub294 \uc740\ud589 \uac04 \uc774\uccb4 \uc2dc\uc2a4\ud15c<\/li>\n<li>\ub2e8\uc77c \uac70\ub798 \ud55c\ub3c4 200,000\ub8e8\ud53c(\uc57d $2,400)<\/li>\n<\/ul>\n<ol start=\"3\"><\/p>\n<li>NEFT\/RTGS<\/li>\n<\/ol>\n<ul>\n<li>\uc77c\uad04 \uccad\uc0b0 \uc2dc\uc2a4\ud15c(NEFT) \ubc0f \uc2e4\uc2dc\uac04 \ucd1d\uc561 \uc815\uc0b0(RTGS)<\/li>\n<li>\uc5d4\ud130\ud504\ub77c\uc774\uc988\uae09 \uac70\ub798\ub97c \uc704\ud55c \uae30\ubcf8 \ucc44\ub110<\/li>\n<\/ul>\n<p>II. \uc8fc\uc694 \uacb0\uc81c \ubc29\ubc95<\/p>\n<ol>\n<li>\n<p>\ub514\uc9c0\ud138 \uc9c0\uac11:<\/p>\n<ul>\n<li>Paytm: 3\uc5b5 \uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790, \uc644\ubcbd\ud55c \uce5c\ud658\uacbd \uae08\uc735 \uc11c\ube44\uc2a4 \uc81c\uacf5<\/li>\n<li>PhonePe: ~47%\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728(2023\ub144 \ub370\uc774\ud130)<\/li>\n<li>Amazon Pay: \uc774\ucee4\uba38\uc2a4 \uc2dc\ub098\ub9ac\uc624\uc5d0 \uae30\ubc18\ud55c \ube60\ub978 \ud655\uc7a5<\/li>\n<\/ul>\n<\/li>\n<li>\n<p>\ubc45\ud06c\uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c:<\/p>\n<ul>\n<li>\uc9c1\ubd88 \uce74\ub4dc \ubc1c\uae09\uc758 65%\ub97c \ucc28\uc9c0\ud558\ub294 RuPay(\uc790\uccb4 \uac1c\ubc1c \uce74\ub4dc \uc870\uc9c1)<\/li>\n<li>\uc2e0\uc6a9 \uce74\ub4dc \ubd84\uc57c\ub97c \uc9c0\ubc30\ud558\ub294 \ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc<\/li>\n<\/ul>\n<\/li>\n<li>\n<p>\uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc:<\/p>\n<ul>\n<li>CBDC \ud30c\uc77c\ub7ff(\ub514\uc9c0\ud138 \ub8e8\ud53c)<\/li>\n<li>\ubc14\ub77c\ud2b8 \ube4c\ud398\uc774 \ud1b5\ud569 \uccad\uad6c\uc11c \uacb0\uc81c<\/li>\n<li>\uc0ac\uc6b4\ub4dc\ubc15\uc2a4 \uc2a4\ub9c8\ud2b8 \uceec\ub809\uc158 \ub514\ubc14\uc774\uc2a4 \ub300\uc911\ud654<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>III. \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c<\/p>\n<ol>\n<li>RBI(\uc778\ub3c4 \uc911\uc559\uc740\ud589) \ud575\uc2ec \uaddc\uc81c \uae30\uad00<\/li>\n<li>NPCI(\uad6d\uac00 \uacb0\uc81c \uacf5\uc0ac) \uc6b4\uc601\uc0c1 \uc911\uc694\ud55c \uc2dc\uc2a4\ud15c<\/li>\n<li>\uc911\uc694\ud55c \ubc95\ub960:\n<ul>\n<li>2007\ub144 PSS\ubc95(\uc9c0\uae09\uacb0\uc81c\uc81c\ub3c4\ubc95)<\/li>\n<li>PA-DSS(\uacb0\uc81c \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ub370\uc774\ud130 \ubcf4\uc548 \ud45c\uc900)<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>IV. \uc2dc\uc7a5 \ud2b9\uc131 \ubd84\uc11d<\/p>\n<ol>\n<li>\n<p>\ud2f0\uc5b4 \ub4f1\uae09\uc740 \ubd84\uba85\ud569\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\ud2f0\uc5b4 1 \ub3c4\uc2dc\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \ubcf4\uae09\ub960 78%<\/li>\n<li>\ud2f0\uc5b42\/3 \ub3c4\uc2dc\ub294 \uc5f0\ud3c9\uade0 35%\uc758 \uc131\uc7a5\ub960\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p>\ud604\uae08 \uc758\uc874\ub3c4:<\/p>\n<ul>\n<li>\ud604\uae08 \uac70\ub798 \ube44\uc911\uc740 2016\ub144 861\uc8703\ucc9c\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c 2023\ub144 451\uc8703\ucc9c\uc5b5 \ub2ec\ub7ec\ub85c \uac10\uc18c\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p>\ucd94\ucc9c \uc7a5\uba74:<\/p>\n<ul>\n<li>DBT \uc9c1\uc811 \uae09\uc5ec \uc774\uccb4(9\uc5b5 \uba85\uc758 \uc218\ud61c\uc790 \ub300\uc0c1)<\/li>\n<li>AePS \uc0dd\uccb4\uc778\uc2dd \uc18c\uc561 \uc778\ucd9c \uc11c\ube44\uc2a4<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>V. \ub3c4\uc804\uacfc \uae30\ud68c<br \/>\n\ub3c4\uc804:<\/p>\n<ul>\n<li>\ub192\uc740 KYC \uaddc\uc815 \uc900\uc218 \ube44\uc6a9<\/li>\n<li>\ub18d\ucd0c \uc9c0\uc5ed\uc758 \ubd80\uc801\uc808\ud55c \ub124\ud2b8\uc6cc\ud06c \uc778\ud504\ub77c<\/li>\n<li>\uad6d\uacbd \uac04 \uacb0\uc81c \ud6a8\uc728\uc131 \uac1c\uc120<\/li>\n<\/ul>\n<p>\uae30\ud68c:<\/p>\n<ul>\n<li>ONDC \uc624\ud508 \ub514\uc9c0\ud138 \ucee4\uba38\uc2a4 \ub124\ud2b8\uc6cc\ud06c\uc758 \ubd80\uc0c1<\/li>\n<li>\ud540\ud14c\ud06c SaaS \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694 \uae09\uc99d<\/li>\n<li>B2B \uacf5\uae09\ub9dd \uae08\uc735 \ube14\ub8e8\uc624\uc158 \uc2dc\uc7a5<\/li>\n<\/ul>\n<p>\ucc38\uac00\uc790\ub294 \uc5ec\uae30\uc5d0 \uc9d1\uc911\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4:<br \/>\nUPI \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud1b5\ud569 \uae30\ud68c<br \/>\n\uc2dc\uc7a5 \uaca9\ucc28\ub97c \uc904\uc774\ub294 POS \ub2e8\ub9d0\uae30<br \/>\nCBDC \uad00\ub828 \ud601\uc2e0\uc801\uc778 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uac1c\ubc1c<\/p>\n<p>\uc778\ub3c4\ub294 '\ubaa8\ubc14\uc77c \ud37c\uc2a4\ud2b8'\uc5d0\uc11c '\uc2a4\ub9c8\ud2b8 \uae08\uc735'\uc73c\ub85c\uc758 \uc911\uc694\ud55c \uc804\ud658\uae30\uc5d0 \uc788\uc73c\uba70, \ud604\uc9c0\ud654\ub41c \uc6b4\uc601 \uaddc\uce59\uacfc \uacc4\uce35\ud654\ub41c \uc2dc\uc7a5 \uc694\uad6c \uc0ac\ud56d\uc744 \uc774\ud574\ud558\ub294 \uac83\uc774 \uc131\uacf5\uc758 \uc5f4\uc1e0\uc785\ub2c8\ub2e4.<\/p>\n<h3><strong>\uc778\ub3c4 \uacb0\uc81c \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc2ec\uce35 \ubd84\uc11d(\uacc4\uc18d)<\/strong><\/h3>\n<h4><strong>VI. \uad6d\uacbd \uac04 \uacb0\uc81c \ubc0f \uad6d\uc81c\ud654<\/strong><\/h4>\n<p>\uc778\ub3c4\ub294 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ud070 \uc1a1\uae08 \uc218\ucde8 \uad6d\uac00 \uc911 \ud558\ub098\uc774\uba70(2023\ub144 \uc1a1\uae08 \uc720\uc785\uc561 \uc57d 1,250\uc5b5 \ub2ec\ub7ec), \uad6d\uacbd \uac04 \uacb0\uc81c\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uac15\ud558\uc9c0\ub9cc \uae30\uc874 \ucc44\ub110\uc740 \ube44\ud6a8\uc728\uc801\uc785\ub2c8\ub2e4. \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc778\ub3c4 \uc815\ubd80\uc640 RBI\ub294 \uad6d\uacbd \uac04 \uacb0\uc81c\uc758 \ud65c\uc131\ud654\ub97c \uc801\uadf9\uc801\uc73c\ub85c \uc7a5\ub824\ud574 \uc654\uc2b5\ub2c8\ub2e4:<\/p>\n<ol>\n<li>\n<p><strong>UPI \uad6d\uc81c\ud654<\/strong><\/p>\n<ul>\n<li>\uc774\ubbf8 \uc2f1\uac00\ud3ec\ub974(PayNow), \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8, \ud504\ub791\uc2a4 \ub4f1\uacfc \uc5f0\ub3d9\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uad6d\uc81c \ud734\ub300\ud3f0 \ubc88\ud638\ub97c \ud1b5\ud574 UPI\uc5d0 \ub4f1\ub85d\ud560 \uc218 \uc788\ub294 NRI(\ube44\uac70\uc8fc \uc778\ub3c4\uc778)<\/li>\n<li>\ub3d9\ub0a8\uc544\uc2dc\uc544, \uc911\ub3d9 \ubc0f \uae30\ud0c0 \uc778\ub3c4\uc778\uc774 \ubaa8\uc774\ub294 \uc9c0\uc5ed\uc744 \ub300\uc0c1\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uad6d\uacbd \uac04 \ubb34\uc5ed \uacb0\uc81c\uc758 \ud601\uc2e0<\/strong><\/p>\n<ul>\n<li>RBI, \ub2ec\ub7ec \uc758\uc874\ub3c4 \ud0c8\ud53c\ub97c \uc704\ud55c \ub8e8\ud53c \uacb0\uc81c \uba54\ucee4\ub2c8\uc998(\ubcf4\uc2a4\ud2b8\ub85c \uacc4\uc815 \uc2dc\uc2a4\ud15c) \ucd9c\uc2dc<\/li>\n<li>\uc2dc\ubc94 \ud504\ub85c\uc81d\ud2b8: \ub7ec\uc2dc\uc544, \uc2a4\ub9ac\ub791\uce74 \ubc0f \uae30\ud0c0 \uad6d\uac00\uc640\uc758 \ud604\uc9c0 \ud1b5\ud654 \ubb34\uc5ed \uacb0\uc81c<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\ub3c4\uc804<\/strong><\/p>\n<ul>\n<li>\uc5c4\uaca9\ud55c \uc678\ud658 \uad00\ub9ac(\uc608: LRS \ubb34\ub8cc \uc1a1\uae08 \uc81c\ub3c4 \uc5f0\uac04 \ud55c\ub3c4 $250,000)<\/li>\n<li>SWIFT \ub300\uccb4 \uc194\ub8e8\uc158\uc740 \uc544\uc9c1 \uc131\uc219\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h4><strong>VII. \uc138\ubd84\ud654 \uae30\ud68c \ubd84\uc11d<\/strong><\/h4>\n<ol>\n<li>\n<p><strong>B2B \uacb0\uc81c<\/strong><\/p>\n<ul>\n<li>\uc1a1\uc7a5 \uacb0\uc81c, \uacf5\uae09\ub9dd \uae08\uc735\uc5d0\uc11c \ud070 \uaca9\ucc28\ub97c \ubcf4\uc774\uba70 \ub514\uc9c0\ud138\ud654\uc5d0 \ub4a4\ucc98\uc9c4 \uc911\uc18c\uae30\uc5c5\ub4e4<\/li>\n<li>\ub300\ud45c \ud68c\uc0ac: RazorpayX(\uae30\uc5c5 \ubc45\ud0b9), Khatabook(\ud310\ub9e4\uc790 \uacc4\uc815 \uad00\ub9ac)<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc784\ubca0\ub514\ub4dc \uae08\uc735(EF)<\/strong><\/p>\n<ul>\n<li>Swiggy\/Zomato \ubc0f \uae30\ud0c0 \uc288\ud37c \uc571\uc774 \ub300\ucd9c\/\ubcf4\ud5d8 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud569\ud569\ub2c8\ub2e4.<\/li>\n<li>SaaS+\uacb0\uc81c \ubaa8\ub378 \ub4f1\uc7a5(\uc608: \uacb0\uc81c \ubaa8\ub4c8\uc774 \ub0b4\uc7a5\ub41c ERP \uc2dc\uc2a4\ud15c)<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\ub18d\ucd0c \uae08\uc735 \ud3ec\uc6a9\uc131<\/strong><\/p>\n<ul>\n<li>600,000\uac1c \ub9c8\uc744\uc744 \ucee4\ubc84\ud558\ub294 BC(\ube44\uc988\ub2c8\uc2a4 \ud2b9\ud30c\uc6d0) \uc5d0\uc774\uc804\ud2b8 \ub124\ud2b8\uc6cc\ud06c<\/li>\n<li>\uc800\uc804\ub825 \ub514\ubc14\uc774\uc2a4\ub85c '\ub77c\uc2a4\ud2b8 \ub9c8\uc77c' \ubb38\uc81c \ud574\uacb0<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h4><strong>VIII. \uae30\uc220 \uc911\uc2ec \ud2b8\ub80c\ub4dc<\/strong><\/h4>\n<ol>\n<li>\n<p><strong>AI \ubc0f \uc704\ud5d8 \uad00\ub9ac \uc5c5\uadf8\ub808\uc774\ub4dc<\/strong><\/p>\n<ul>\n<li>Paytm, \ub2e4\ub978 \ud50c\ub7ab\ud3fc\uc740 UPI \uac70\ub798 \uc704\ud5d8\uc744 \uc904\uc774\uae30 \uc704\ud574 AI \uc0ac\uae30 \ubc29\uc9c0 \uc2dc\uc2a4\ud15c\uc744 \ucc44\ud0dd\ud569\ub2c8\ub2e4.<\/li>\n<li>RBI, \uc2e0\uc6a9\uce74\ub4dc \ud3c9\ubb38 \uc800\uc7a5\uc18c\ub97c \ub300\uccb4\ud558\uae30 \uc704\ud574 '\ud1a0\ud070\ud654' \uc694\uad6c<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\ube14\ub85d\uccb4\uc778 \uc560\ud50c\ub9ac\ucf00\uc774\uc158<\/strong><\/p>\n<ul>\n<li>\uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc758 \uad6d\uac00 \uac04 \uc1a1\uae08\uc5d0 \ub300\ud55c \ubbfc\uac04 \ubd80\ubb38 \uc2dc\ubc94 \uc6b4\uc601(\uc608: JPM \ucf54\uc778 \ud30c\ud2b8\ub108\uc2ed \ud504\ub85c\uc81d\ud2b8)<\/li>\n<li>CBDC \ud504\ub85c\uadf8\ub798\ubc0d \uac00\ub2a5\uc131 \ud14c\uc2a4\ud2b8(\ubaa9\ud45c \ud61c\ud0dd \uc81c\uacf5, \uc2a4\ub9c8\ud2b8 \ucee8\ud2b8\ub799\ud2b8)<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>IoT \uacb0\uc81c<\/strong><br \/>\n\ucc28\ub7c9 \uc694\uae08 \uc790\ub3d9 \ub0a9\ubd80(FASTag \uc5f0\uac04 \uac70\ub798\uc561 30\uc5b5 \ub3cc\ud30c), \uc2a4\ub9c8\ud2b8 \ubbf8\ud130\uae30 \uc120\ub0a9 \ub4f1\uc744 \uc704\ud55c \uc2dc\ub098\ub9ac\uc624 \ud655\uc7a5.<\/p>\n<\/li>\n<\/ol>\n<hr>\n<h4><strong>IX. \uc815\ucc45 \uc708\ub4dc\uc0ad\uc2a4<\/strong><\/h4>\n<ol>\n<li><strong>2024\ub144 \ucd08\uc810<\/strong>RBI\uc5d0\uc11c \ub3c4\uc785\ud560 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \uaddc\uc815\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<br \/>\nUPI \uac70\ub798 \uc218\uc218\ub8cc \uacc4\uce35\ud654 \uc2dc\uc2a4\ud15c(\uc77c\ubd80 \ud310\ub9e4\uc790 \uce21 \uc218\uc218\ub8cc)<br \/>\n\ub514\uc9c0\ud138 \uc9c0\uac11 \uc0c1\ud638\uc6b4\uc6a9\uc131(\ud50c\ub7ab\ud3fc \uac04 \uc0c1\ud638\uc6b4\uc6a9\uc131 \ud544\uc218) \u25b6 \ub514\uc9c0\ud138 \uc9c0\uac11 \uc0c1\ud638\uc6b4\uc6a9\uc131(\ud50c\ub7ab\ud3fc \uac04 \uc0c1\ud638\uc6b4\uc6a9\uc131 \ud544\uc218)<\/li>\n<li><strong>\ub370\uc774\ud130 \ud604\uc9c0\ud654<\/strong>\ubaa8\ub4e0 \uacb0\uc81c \ub370\uc774\ud130\ub294 \uc778\ub3c4\uc5d0 \uc788\ub294 \uc11c\ubc84\uc5d0 \uc800\uc7a5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li>\"\uc9c0\uae08 \uad6c\ub9e4, \ub098\uc911\uc5d0 \uc9c0\ubd88\" \uaddc\uc815: \uc2e0\uc6a9 \ub77c\uc774\uc120\uc2a4 \uad00\ub9ac\uc5d0 BNPL\uc774 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n<hr>\n<h4><strong>X. \uc2e4\uc6a9\uc801\uc778 \uc870\uc5b8: \uc778\ub3c4 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud558\ub294 \ubc29\ubc95\uc740?<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\uc7ac\uce58 \uc788\uac8c \ud589\ub3d9\ud558\uc138\uc694.<\/th>\n<th>\uad6c\uccb4\uc801\uc778 \uc870\uce58<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\uaddc\uc815 \uc900\uc218 \uc6b0\uc120<\/strong><\/td>\n<td>PA\/PG \ub77c\uc774\uc120\uc2a4(\uacb0\uc81c \ub300\ud589\uc0ac\/\uac8c\uc774\ud2b8\uc6e8\uc774) \uc2e0\uccad, \uc2b9\uc778 \uc8fc\uae30\uc5d0 6~12\uac1c\uc6d4\uc774 \uc18c\uc694\ub429\ub2c8\ub2e4.<\/td>\n<\/tr>\n<tr>\n<td><strong>\ud604\uc9c0\ud654 \ud611\ub825<\/strong><\/td>\n<td>\uc778\ud504\ub77c \uc911\ubcf5\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \ub85c\uceec \ubc45\ud0b9\/NPCI \uae30\uc220\uacfc\uc758 \uc5f0\ub3d9<\/td>\n<\/tr>\n<tr>\n<td>\"\uc790\uc0b0 \uacbd\ub7c9\" \uc791\uc5c5<\/td>\n<td>API\ub97c \ud1b5\ud574 \uae30\uc874 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0 \uc784\ubca0\ub4dc(\uc608: WhatsApp Pay \ubaa8\ub378)<\/td>\n<\/tr>\n<tr>\n<td>\uace0\uc131\uc7a5 \uc2dc\ub098\ub9ac\uc624\uc5d0 \uc9d1\uc911<\/td>\n<td>Tier2-4 \ub3c4\uc2dc \uc624\ud504\ub77c\uc778 \uc218\uae08, \uad50\uc721 \ud560\ubd80, D2C \uc804\uc790\uc0c1\uac70\ub798 \uacb0\uc81c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><strong>\uc8fc\uc694 \uacb0\uacfc<\/strong><\/h3>\n<ol>\n<li>UPI\ub294 \uc5ec\uc804\ud788 \ud575\uc2ec \uc9c4\uc785\uc810\uc774\uc9c0\ub9cc \uc218\uc775 \ub9c8\uc9c4\uc740 \uc81c\ud55c\uc801\uc774\uba70 \ubd80\uac00\uac00\uce58 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uc218\uc775\uc744 \ucc3d\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4;<\/li>\n<li>B2B \ubc0f \uad6d\uacbd \uac04 \uacb0\uc81c\ub294 \ub2e4\uc74c \ub3cc\ud30c\uad6c\uc785\ub2c8\ub2e4;<\/li>\n<li>RBI \uaddc\uc81c\uac00 \uac15\ud654\ub418\uace0 '\ub77c\uc774\uc120\uc2a4 \uc7a5\ubcbd'\uc774 \uc911\uc18c \ud50c\ub808\uc774\uc5b4\ub97c \ubc30\uc81c\ud560 \uac83\uc785\ub2c8\ub2e4;<\/li>\n<li>\uc911\uad6d \uc2dc\uc7a5\uacfc\uc758 \ucc28\uc774\uc810: \uc778\ub3c4\ub294 POS \uc2dc\ub300\ub97c \uac74\ub108\ub6f0\uace0 \ubc14\ub85c 'QR\ucf54\ub4dc + \uc0dd\uccb4\uc778\uc2dd' \ub2e8\uacc4\ub85c \ub118\uc5b4\uac14\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n<p>\ud2b9\uc815 \uc601\uc5ed(\uc608: CBDC \uc9c4\ud589 \uc0c1\ud669 \ub610\ub294 \ud2b9\uc815 \uc218\uc9c1 \ud2b8\ub799)\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \ubd84\uc11d\uc740 \uc5ec\uae30\uc5d0\uc11c \ub354 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4!<\/p>","protected":false},"excerpt":{"rendered":"<p>\uc778\ub3c4\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ube60\ub974\uac8c \ubc1c\uc804\ud558\uc5ec \uc804\ud1b5\uc801 \ubaa8\ub378\uacfc \ud601\uc2e0\uc801\uc778 \ubaa8\ub378\uc744 \ud63c\ud569\ud558\uc5ec \ub3c5\ud2b9\ud55c ...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2444","post","type-post","status-publish","format-standard","hentry","category-usdt"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ePaisa \u652f\u4ed8\u7f51\u5173\uff1a\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u5168\u89e3\u6790\uff1a\u4f60\u9700\u8981\u77e5\u9053\u7684\u4e00\u5207 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" 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