{"id":2450,"date":"2025-05-05T15:25:55","date_gmt":"2025-05-05T07:25:55","guid":{"rendered":"https:\/\/deekpay.com\/?p=2450"},"modified":"2025-05-05T15:26:57","modified_gmt":"2025-05-05T07:26:57","slug":"billdesk-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9accavenue-vs-razorpay%ef%bc%9a%e5%93%aa%e4%b8%aa%e6%9b%b4%e9%80%82%e5%90%88%e4%bd%a0%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/05\/billdesk-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9accavenue-vs-razorpay%ef%bc%9a%e5%93%aa%e4%b8%aa%e6%9b%b4%e9%80%82%e5%90%88%e4%bd%a0%ef%bc%9f\/","title":{"rendered":"\ube4c\ub370\uc2a4\ud06c \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 : CCAvenue vs Razorpay : \uc5b4\ub290 \ucabd\uc774 \ub354 \ub0ab\ub098\uc694?"},"content":{"rendered":"

\"CCAvenue\uc640<\/p>\n

\uc778\ub3c4 \ub514\uc9c0\ud138 \uacb0\uc81c \ubd84\uc57c\uc758 \uc120\ub450\uc8fc\uc790\uc785\ub2c8\ub2e4.CCAvenue<\/strong>\ub178\ub798\ub85c \uc751\ub2f5\ub808\uc774\uc800\ud398\uc774<\/strong>\ubaa8\ub450 \uc8fc\uc694 \ud50c\ub7ab\ud3fc\uc774\uc9c0\ub9cc \uac01\uae30 \ub2e4\ub978 \ud3ec\uc9c0\uc154\ub2dd\uacfc \uc7a5\uc810\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \ud544\uc694\uc5d0 \ub530\ub77c \uc120\ud0dd\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \uc8fc\uc694 \ube44\uad50 \ud3ec\uc778\ud2b8\uc785\ub2c8\ub2e4:<\/p>\n

\n

1. \ud0c0\uac9f \uc0ac\uc6a9\uc790<\/strong><\/h3>\n
    \n
  • \n

    CCAvenue<\/strong><\/p>\n

      \n
    • \uc911\uacac \ubc0f \ub300\uae30\uc5c5\uc5d0 \uc801\ud569<\/strong>\uac70\ub798\ub7c9\uc774 \ub9ce\uc740 \uc5c5\uc885(\uc608: \uc804\uc790\uc0c1\uac70\ub798, \ud56d\uacf5, \uad50\uc721 \uc5c5\uc885)\uc5d0 \ud2b9\ud788 \uc801\ud569\ud558\uba70, \ub300\ub7c9 \uac70\ub798 \ubc0f \uad6d\uc81c \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n
    • \uc804\ud1b5 \uc0b0\uc5c5 \uce5c\ud654\uc801<\/strong>\uc740\ud589 \uac8c\uc774\ud2b8\uc6e8\uc774 \ud1b5\ud569\uc740 \ubcf4\ub2e4 \ud3ec\uad04\uc801\uc774\uba70 \uc5ec\ub7ec \uc740\ud589\uc744 \ubd84\ud560\ud574\uc57c \ud558\ub294 \uc870\uc9c1\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n
    • \n

      \ub808\uc774\uc800\ud398\uc774<\/strong><\/p>\n

        \n
      • \uc2a4\ud0c0\ud2b8\uc5c5\/SME \uc6b0\ub300<\/strong>\uba85\ud655\ud55c API \ubb38\uc11c\uc640 \ube60\ub978 \ud1b5\ud569(30\ubd84 \ub0b4 \uc5f0\ub3d9)\uc73c\ub85c \uac1c\ubc1c\uc790 \uce5c\ud654\uc801\uc778 \uac83\uc73c\ub85c \uc720\uba85\ud569\ub2c8\ub2e4.<\/li>\n
      • \uc80a\uc740 \ube0c\ub79c\ub4dc \uc120\ud638\ub3c4<\/strong>UI\ub294 \uae54\ub054\ud558\uace0 \ud604\ub300\uc801\uc774\uba70 D2C, SaaS \ubc0f \uae30\ud0c0 \uc778\ud130\ub137 \ub124\uc774\ud2f0\ube0c \ube44\uc988\ub2c8\uc2a4\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
        \n

        2. \ube44\uc6a9 \uad6c\uc870<\/strong><\/h3>\n\n\n\n\n\n\n\n
        \uc2a4\ud3ec\uce20 \uc774\ubca4\ud2b8<\/th>\nCCAvenue<\/th>\n\ub808\uc774\uc800\ud398\uc774<\/th>\n<\/tr>\n<\/thead>\n
        \uac1c\uc124 \uc218\uc218\ub8cc<\/strong><\/td>\n5,000 - 10,000 (\ud611\uc0c1 \uac00\ub2a5)<\/td>\n\ud504\ub9ac\uc6e8\uc5b4<\/td>\n<\/tr>\n
        \uac70\ub798 \uc694\uae08<\/strong>*<\/td>\n1.8% – 3.5%<\/td>\n1.8% + GST(UPI\/\uce74\ub4dc)<\/td>\n<\/tr>\n
        \uad6d\uc81c \uce74\ub4dc<\/em><\/td>\n~3.5%<\/td>\n~3% + GST<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
        \n

        *\ucc38\uace0: \ub458 \ub2e4 AMEX\uc5d0 \ub354 \ub192\uc740 \uc694\uae08\uc744 \ubd80\uacfc\ud569\ub2c8\ub2e4(~4%). \ub300\uaddc\ubaa8 \uace0\uac1d\uc758 \uacbd\uc6b0 \ub354 \ub0ae\uc740 \uc694\uae08\uc774 \ud611\uc0c1\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n

        \n

        3. \uae30\uc220 \uc5ed\ub7c9<\/strong><\/h3>\n
          \n
        • \n

          \ub808\uc774\uc800\ud398\uc774\uc758 \uc7a5\uc810<\/strong>:
          \n\u2705 \uc6f9\ud6c5\uc758 \uc2e4\uc2dc\uac04 \uac00\uc6a9\uc131 \ud5a5\uc0c1(\uc9c0\uc5f0 \uc2dc\uac04 2\ucd08 \ubbf8\ub9cc)
          \n\u2705 SDK\ub294 Flutter\/React Native\uc640 \uac19\uc740 \ud06c\ub85c\uc2a4 \ud50c\ub7ab\ud3fc \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.
          \n\u2705 '\ub9e4\uc9c1 \uccb4\ud06c\uc544\uc6c3'\uc73c\ub85c \uc804\ud658\uc728 \ud5a5\uc0c1<\/p>\n<\/li>\n

        • \n

          CCAvenue \ud558\uc774\ub77c\uc774\ud2b8.
          \n\ud83d\udd39 PCI-DSS \uc218\uc900 \uc900\uc218 \uac15\ud654(\uae08\uc735 \ub4f1\uae09 \ubcf4\uc548)
          \n\ud83d\udd39 \uc624\ud504\ub77c\uc778 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624 \uc9c0\uc6d0(\uc608: \uc804\ud654 \uc8fc\ubb38)<\/p>\n<\/li>\n<\/ul>\n

          \n

          \u2757 \uc704\ud5d8 \uacbd\uace0<\/h3>\n
            \n
          • CCAvenue\uc758 \ubd88\ub9cc \ucc98\ub9ac \uc18d\ub3c4\uac00 \ub290\ub9ac\uace0(\ud3c9\uade0 72\uc2dc\uac04 \uc751\ub2f5), Razorpay\ub294 \ube60\ub978 \uc131\uc7a5\uc73c\ub85c \uc778\ud574 \uac00\ub054 API\uac00 \ubd88\uc548\uc815\ud569\ub2c8\ub2e4.<\/li>\n
          • Razorpay\ub294 \ub3d9\uc801 \ud1b5\ud654 \ubcc0\ud658(DCC)\uc744 \uc9c0\uc6d0\ud558\uc9c0 \uc54a\uc73c\ubbc0\ub85c \ud06c\ub85c\uc2a4\ubcf4\ub354 \ube44\uc988\ub2c8\uc2a4\ub294 \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n
            \n

            \ud83d\udccc \uc758\uc0ac \uacb0\uc815 \uad8c\uc7a5 \uc0ac\ud56d:<\/h3>\n

            \ube60\ub978 \ucd9c\uc2dc\ub97c \uc6d0\ud558\uac70\ub098, \uad6c\ub3c5 \uae30\ubc18 \uc218\uc775 \ubaa8\ub378\uc774 \uc788\uac70\ub098, \uc784\ubca0\ub514\ub4dc \uae08\uc735 \uc0c1\ud488(\uc608: \uae09\uc5ec)\uc774 \ud544\uc694\ud55c \uacbd\uc6b0 \ud83d\udc49\ud83c\udffb Razoarpay\ub97c \uc120\ud0dd\ud558\uc138\uc694.<\/p>\n

            \uc5c5\uc885\uc774 \uc5c4\uaca9\ud55c \ubc14\ub78c \ud1b5\uc81c\ub97c \ubc1b\ub294 \uacbd\uc6b0(\uc608: \ud5ec\uc2a4\ucf00\uc5b4), \uc77c\uc77c \ud3c9\uade0 \uac70\ub798\uc561\uc774 50\ub9cc \ub8e8\ud53c\ub97c \ucd08\uacfc\ud558\uac70\ub098 \ub2e4\uc911 \uacc4\uce35 \ud310\ub9e4\uc790 \ubd84\ud560 \uae30\ub2a5\uc774 \ud544\uc694\ud55c \uacbd\uc6b0 \ud83d\udc49\ud83c\udffb CCAvenue\ub97c \uc120\ud0dd\ud569\ub2c8\ub2e4.<\/p>\n

            CCAvenue\uc640 Razorpay(\uacc4\uc18d): \uc2ec\uce35\uc801\uc778 \uae30\ub2a5 \ube44\uad50 \ubc0f \uacb0\uc815 \uac00\uc774\ub4dc<\/strong><\/h3>\n

            4. \uacb0\uc81c \ubc29\uc2dd \uc801\uc6a9 \ubc94\uc704<\/strong><\/h4>\n\n\n\n\n\n\n\n\n\n\n
            \uacb0\uc81c \ubc29\ubc95<\/th>\nCCAvenue<\/th>\n\ub808\uc774\uc800\ud398\uc774<\/th>\n\ucc38\uace0<\/th>\n<\/tr>\n<\/thead>\n
            UPI<\/td>\n\u2705<\/td>\n\u2705<\/td>\nRazorpay\ub294 \ub354 \ub9ce\uc740 UPI \ubcc0\ud615(\uc608: Paytm UPI)\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/td>\n<\/tr>\n
            \uc9c0\uac11<\/td>\n\u2705<\/td>\n\u274c<\/td>\nCCAvenue\ub294 \ud398\uc774\ud2f0\uc5e0\/\uc544\ub9c8\uc874 \ud398\uc774\uc640 \uac19\uc740 \uc9c0\uac11\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/td>\n<\/tr>\n
            \uc778\ud130\ub137 \ubc45\ud0b9<\/td>\n50\uac1c \uc774\uc0c1 \uc740\ud589 \uff5c40\uac1c \uc774\uc0c1 \uc740\ud589 \uff5c\uc8fc\uc694 \uc740\ud589(SBI\/HDFC\/ICICI) \ubaa8\ub450 \ud3ec\ud568<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
            \uad6d\uc81c \uce74\ub4dc(\ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc\/\uc544\uba55\uc2a4) \u2705 \u2705 \uc77c\ubd80 \uace0\uc704\ud5d8 \uc9c0\uc5ed\uc5d0\uc11c\ub294 Razorpay\uac00 \uc790\ub3d9\uc73c\ub85c \uac70\ub798\ub97c \ucc28\ub2e8\ud569\ub2c8\ub2e4.<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
            NEFT\/RTGS \u274c \u274c \uc218\ub3d9 \ub354\ubbf8 \uacc4\uc88c\ub97c \ud1b5\ud574 \ucc98\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4.<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
            EMI \uc804\uc6a9 \ud30c\ud2b8\ub108 \ube0c\ub79c\ub4dc, \uc634\ub2c8\ucc44\ub110 \uc9c0\uc6d0\uc73c\ub85c \uc804\ud658\uc728 \ud5a5\uc0c1\uc5d0 \uae30\uc5ec\ud558\ub294 \ub808\uc774\uc800\ud398\uc774\uc758 '\ubb34\ube44\uc6a9 EMI'<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
            \n

            5. SaaS\uc640 \uc5d4\ud130\ud504\ub77c\uc774\uc988 \uae30\ub2a5 \ube44\uad50<\/strong><\/h4>\n
              \n
            • \n

              \ub808\uc774\uc800\ud398\uc774\uac00 \ub354 \uc88b\uc2b5\ub2c8\ub2e4:<\/strong>
              \n\ud83d\udd39 \uad6c\ub3c5 \uccad\uad6c<\/strong>\ud3c9\uac00\ud310 \uae30\uac04, \uc885\ub7c9\uc81c \ubc0f \ud558\uc774\ube0c\ub9ac\ub4dc \uad6c\ub3c5 \ubaa8\ub378\uc774 \uc9c0\uc6d0\ub429\ub2c8\ub2e4.
              \n\ud83d\udd39 \uc778\ud154\ub9ac\uc804\ud2b8 \ub77c\uc6b0\ud305<\/strong>\uc131\uacf5\ub960\uc774 \uac00\uc7a5 \ub192\uc740 \uc740\ud589 \uac8c\uc774\ud2b8\uc6e8\uc774\uac00 \uc790\ub3d9\uc73c\ub85c \uc120\ud0dd\ub429\ub2c8\ub2e4.
              \n\ud83d\udd39 \uc138\uae08 \ub3c4\uad6c<\/strong>: TDS\/GST\ub97c \uc790\ub3d9\uc73c\ub85c \uacc4\uc0b0\ud558\uace0 \ubcf4\uace0\uc11c\ub97c \uc0dd\uc131\ud569\ub2c8\ub2e4.<\/p>\n<\/li>\n

            • \n

              CCAvenue \uace0\uc720 \uae30\ub2a5.<\/strong>
              \nB2B \uc778\ubcf4\uc774\uc2a4 \ud30c\uc774\ub0b8\uc2f1: \uc740\ud589\uacfc \uc81c\ud734\ud558\uc5ec 90\uc77c \uc6d0\uc7a5 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.
              \n\ud83d\udd38 \ub2e4\ub2e8\uacc4 \ud310\ub9e4\uc790 \uccad\uad6c(\uc720\ud1b5 \ud50c\ub7ab\ud3fc\uc5d0 \uc801\ud569).<\/p>\n<\/li>\n<\/ul>\n

              \n

              6. \uc0b0\uc5c5 \uc801\uc751\uc131\uc758 \uc608<\/strong><\/h4>\n

              1\ufe0f\u20e3 \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc<\/em> \u2192 \ub808\uc774\uc800\ud398\uc774\uac00 \ub354 \uc801\ud569\ud569\ub2c8\ub2e4:<\/p>\n

                \n
              • '\uc6d0\ud074\ub9ad \uacb0\uc81c'\ub294 \uc7a5\ubc14\uad6c\ub2c8 \uc774\ud0c8\uc744 \uc904\uc5ec\uc90d\ub2c8\ub2e4.<\/li>\n
              • \uc0ac\uae30 \ud0d0\uc9c0 \uae30\ub2a5\uc774 \uc2a4\ud0a4\ubc0d\uc744 \ucc28\ub2e8\ud569\ub2c8\ub2e4(\uc624\uacbd\ubcf4\uc728 0.2%\uc5d0 \ubd88\uacfc).<\/li>\n<\/ul>\n

                2\ufe0f\u20e3 \uad50\uc721 \uae30\uad00<\/em> \u2192 CCAvenue\uac00 \ub354 \uc88b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

                  \n
                • \ub2e8\uacc4\ubcc4 \uacb0\uc81c\uac00 \ud5c8\uc6a9\ub429\ub2c8\ub2e4(\uc608: \uc218\uc5c5\ub8cc \ud560\ubd80).<\/li>\n
                • EMI \uc635\uc158\uc774 \ub354 \uc720\uc5f0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

                  3\ufe0f\u20e3 \ud06c\ub85c\uc2a4\ubcf4\ub354 SaaS<\/em> \u2192 \uc2e0\uc911\ud558\uac8c \uc120\ud0dd\ud558\uc138\uc694:
                  \n\u26a0\ufe0f CCAvenue\ub294 \uad6d\uc81c \uc9d5\uc218 \uc218\uc218\ub8cc\uac00 \ucd5c\ub300 4%\uc778 \ubc18\uba74, Razorpay\ub294 \ub3d9\uc801 \ud1b5\ud654 \uc2dc\uc138(DCC)\ub97c \uc9c0\uc6d0\ud558\uc9c0 \uc54a\uc73c\uba70 \ucd94\uac00\uc801\uc778 \ud0c0\uc0ac \ud1b5\ud569\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

                  \n

                  \ud83d\ude80 \uc9c4\ud589\uc5d0 \ub300\ud55c \uc870\uc5b8<\/h3>\n
                    \n
                  • \n

                    \ud63c\ud569 \uc0ac\uc6a9 \uc804\ub7b5<\/strong><\/em>:
                    \n\ud2b9\uc815 \ube44\uc988\ub2c8\uc2a4\ub294 \uad6d\ub0b4 \uc989\uc2dc \uacb0\uc81c\ub97c \uc704\ud55c Razorpay\uc640 \uc694\uae08 \ube44\uc6a9\uc744 \uc904\uc774\uae30 \uc704\ud55c \ub300\uaddc\ubaa8\/ B2B \uac70\ub798\ub97c \uc704\ud55c CCAvenue\ub97c \ubaa8\ub450 \uc774\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n<\/li>\n

                  • \n

                    \ub300\uc548\uc5d0 \ub300\ud55c \ucc38\uc870<\/strong><\/em>:
                    \n\u25fe JusPay - \ucd08\uc800\uc9c0\uc5f0\uc774 \ud544\uc694\ud55c \uacbd\uc6b0(\uac8c\uc784\/\ub77c\uc774\ube0c \uc2a4\ud2b8\ub9ac\ubc0d \uc2dc\ub098\ub9ac\uc624)
                    \n\u25fe PayU - \ub3d9\ub0a8\uc544\uc2dc\uc544 \uc2dc\uc7a5\uc5d0\uc11c \ud65c\ub3d9\ud558\ub294 \uacbd\uc6b0<\/p>\n<\/li>\n<\/ul>\n

                    \n

                    \ud83d\udccb \ucd5c\uc885 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/h3>\n

                    \uc11c\uba85\ud558\uae30 \uc804\uc5d0 \ubc18\ub4dc\uc2dc \ud655\uc778\ud558\uc138\uc694:<\/p>\n

                      \n
                    1. SLA \ubcf4\ud638 \uc870\ud56d(\ub808\uc774\uc800\ud398\uc774 \uc57d\uc815 99.95% \uac00\ub3d9 \uc2dc\uac04)<\/li>\n
                    2. PCI \uaddc\uc815 \uc900\uc218\uc5d0 \ub300\ud55c \ucc45\uc784 \uadc0\uc18d(\uc77c\ubd80 \uac8c\uc774\ud2b8\uc6e8\uc774\uc5d0\uc11c\ub294 \ud310\ub9e4\uc790\uc758 \uc790\uccb4 \uc778\uc99d\uc774 \ud544\uc694\ud568)<\/li>\n
                    3. T+1 \ub610\ub294 T+3 \uc815\uc0b0 \uc8fc\uae30? \ud604\uae08 \ud750\ub984\uc774 \ube48\ubc88\ud55c \ube44\uc988\ub2c8\uc2a4\ub294 \uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n

                      \uc5c5\uc885\ubcc4 \ucd5c\uc801\ud654 \uc194\ub8e8\uc158\uc774 \ud544\uc694\ud558\uc2e0\uac00\uc694? \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uacfc \uc6d4 \uac70\ub798 \uaddc\ubaa8\ub97c \uc54c\ub824\uc8fc\uc2dc\uba74 \ub9de\ucda4\ud615 \uc81c\uc548\uc744 \ud574\ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4!<\/p>","protected":false},"excerpt":{"rendered":"

                      \uc778\ub3c4 \ub514\uc9c0\ud138 \uacb0\uc81c \ubd84\uc57c\uc5d0\uc11c CCAvenue\uc640 Razorpay\ub294 \ubaa8\ub450 \uc120\ub450\ub97c \ub2ec\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-2450","post","type-post","status-publish","format-standard","hentry","category-12"],"yoast_head":"\nBilldesk \u652f\u4ed8\u7f51\u5173\uff1aCCAvenue vs Razorpay\uff1a\u54ea\u4e2a\u66f4\u9002\u5408\u4f60\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, 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