{"id":2454,"date":"2025-05-05T15:39:01","date_gmt":"2025-05-05T07:39:01","guid":{"rendered":"https:\/\/deekpay.com\/?p=2454"},"modified":"2025-05-05T15:39:01","modified_gmt":"2025-05-05T07:39:01","slug":"gpay-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9arazorpay%e8%af%84%e6%b5%8b%ef%bc%9a%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/05\/gpay-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9arazorpay%e8%af%84%e6%b5%8b%ef%bc%9a%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/","title":{"rendered":"GPAY \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 : Razorpay \uac80\ud1a0 : \uadc0\ud558\uc5d0\uac8c \uc801\ud569\ud55c \uc778\ub3c4 \uacb0\uc81c \uc194\ub8e8\uc158\uc785\ub2c8\uae4c?"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts84.mm.bing.net\/th?q=phonepe83\" alt=\"Razorpay \uac80\ud1a0: \uadc0\ud558\uc5d0\uac8c \uc801\ud569\ud55c \uc778\ub3c4 \uacb0\uc81c \uc194\ub8e8\uc158\uc740 \ubb34\uc5c7\uc778\uac00\uc694?\" title=\"Razorpay \uac80\ud1a0: \uadc0\ud558\uc5d0\uac8c \uc801\ud569\ud55c \uc778\ub3c4 \uacb0\uc81c \uc194\ub8e8\uc158\uc740 \ubb34\uc5c7\uc778\uac00\uc694?\"><\/p>\n<p>Razorpay\ub294 \uae30\uc5c5\uacfc \uac1c\uc778\uc744 \uc704\ud55c \uc885\ud569\uc801\uc778 \ub514\uc9c0\ud138 \uacb0\uc81c \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\ub294 \uc778\ub3c4\uc758 \ub300\ud45c\uc801\uc778 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uc544\ub798\uc5d0\uc11c \uae30\ub2a5, \ud61c\ud0dd \ubc0f \uc801\uc6a9 \uac00\ub2a5\ud55c \uc2dc\ub098\ub9ac\uc624\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uac80\ud1a0\ub97c \ud1b5\ud574 \uadc0\ud558\uc758 \ud544\uc694\uc5d0 \uc801\ud569\ud55c\uc9c0 \ud310\ub2e8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<h3><strong>1. \ud575\uc2ec \uae30\ub2a5<\/strong><\/h3>\n<ul>\n<li><strong>\uc5ec\ub7ec \uacb0\uc81c \ubc29\ubc95<\/strong>\uc2e0\uc6a9\/\uc9c1\ubd88 \uce74\ub4dc, UPI(\uc608: \ud3f0\ud398, \uad6c\uae00 \ud398\uc774), \uc778\ud130\ub137 \ubc45\ud0b9 \uc774\uccb4, \uc804\uc790\uc9c0\uac11(\ud398\uc774\ud2f0\uc5e0 \ub4f1), \uc120\ubd88 \uacb0\uc81c(EMI)\uac00 \uc9c0\uc6d0\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\ud574\uc678 \uacb0\uc81c<\/strong>\ud30c\ud2b8\ub108\ub97c \ud1b5\ud55c \uad6d\uacbd \uac04 \uac70\ub798 \ucc98\ub9ac(100\uac1c \uc774\uc0c1\uc758 \ud1b5\ud654 \uc9c0\uc6d0) : \uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798 \ub610\ub294 SaaS \ube44\uc988\ub2c8\uc2a4\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uad6c\ub3c5 \uccad\uad6c<\/strong>SaaS \ubc0f \uad6c\ub3c5 \uae30\ubc18 \ube44\uc988\ub2c8\uc2a4\ub97c \uc704\ud55c \uc790\ub3d9 \ubc18\ubcf5 \uc218\uc9d1 \uae30\ub2a5.<\/li>\n<li><strong>\uc778\ud154\ub9ac\uc804\ud2b8 \ub77c\uc6b0\ud305<\/strong>: \uc131\uacf5\ub960\uc744 \ub192\uc774\uae30 \uc704\ud574 \ucd5c\uc801\uc758 \uc740\ud589 \ucc44\ub110\uc744 \uc790\ub3d9\uc73c\ub85c \uc120\ud0dd\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uac1c\ubc1c\uc790 \uce5c\ud654\uc801<\/strong>\uc6f9 \uc0ac\uc774\ud2b8 \ub610\ub294 \uc571\uc5d0 \uc27d\uac8c \ud1b5\ud569\ud560 \uc218 \uc788\ub3c4\ub85d API \ubc0f SDK\uac00 \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3><strong>2. \uac15\uc810 \ud558\uc774\ub77c\uc774\ud2b8<\/strong><\/h3>\n<p>\u2705 <strong>\uc9e7\uc740 \uc9c0\uc5f0 \uc2dc\uac04\uc73c\ub85c \ub192\uc740 \uc131\uacf5\ub960<\/strong><br \/>\n\uc9c0\ub2a5\ud615 \ub77c\uc6b0\ud305 \uae30\uc220\uc744 \ud1b5\ud574 \ud3c9\uade0 \uac70\ub798 \uc131\uacf5\ub960\uc740 85%-90%\ub85c \ub9ce\uc740 \uacbd\uc7c1\uc0ac\ubcf4\ub2e4 \uc6b0\uc218\ud569\ub2c8\ub2e4.<\/p>\n<p>\u2705 <strong>\uac15\ub825\ud55c \uaddc\uc815 \uc900\uc218<\/strong><br \/>\n\uc778\ub3c4 \uc911\uc559\uc740\ud589(RBI)\uc758 \uacb0\uc81c \ub77c\uc774\uc120\uc2a4(PA\/PG\/TPAP)\ub97c \ubaa8\ub450 \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70 PCI-DSS \ubcf4\uc548\uc744 \uc900\uc218\ud569\ub2c8\ub2e4.<\/p>\n<p>\u2705\u00a0<strong>\uc720\uc5f0\ud55c \uac00\uaca9 \ubaa8\ub378<\/strong><\/p>\n<ul>\n<li>\uad6d\ub0b4 \uac70\ub798 \uc694\uae08\uc740 \uc77c\ubc18\uc801\uc73c\ub85c 1.8%-2% + GST\uc785\ub2c8\ub2e4(\uc6d4 \uac70\ub798\ub7c9\uc774 \ub9ce\uc744\uc218\ub85d \uc694\uae08\uc774 \ub0ae\uc544\uc9d1\ub2c8\ub2e4).<\/li>\n<li>\uc5f0\ud68c\ube44\ub098 \uc124\uce58\ube44\uac00 \uc5c6\uc73c\uba70 \uc2e4\uc81c \uac70\ub798\ub7c9\uc5d0 \ub530\ub978 \uc694\uae08\ub9cc \ubd80\uacfc\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\u2705*<em>\uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \ub300\uc2dc\ubcf4\ub4dc<\/em><\/p>\n<h3><strong>3. \uc7a0\uc7ac\uc801 \ub2e8\uc810 \ubc0f \uc81c\ud55c \uc0ac\ud56d<\/strong><\/h3>\n<p>\u26a0\ufe0f <strong>\ucd9c\uae08 \uae30\uac04 \uc5f0\uc7a5<\/strong><br \/>\n\ud45c\uc900 \uc815\uc0b0 \uc2dc\uac04\uc740 \uc601\uc5c5\uc77c \uae30\uc900 T+2\uc77c(Cashfree \ub4f1 \uc77c\ubd80 \uacbd\uc7c1\uc0ac\ub294 T+1\uc77c \uc81c\uacf5)\uc774\uba70, \ub300\uaddc\ubaa8 \uac70\ub798\ub294 \ub3c4\ucc29 \uc9c0\uc5f0\uc744 \uc704\ud574 \uc218\uc791\uc5c5 \uac80\ud1a0\uac00 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\u26a0\ufe0f <strong>\ucd08\uc18c\ud615 \ub9c8\uc774\ud06c\ub85c \ud310\ub9e4\uc790\uc5d0\uac8c \uc801\ud569\ud558\uc9c0 \uc54a\uc74c<\/strong><br \/>\n\ub4f1\ub85d\ud558\ub824\uba74 GSTIN\uacfc \ubc95\uc778 \uc740\ud589 \uacc4\uc88c\uac00 \ud544\uc694\ud558\uba70 \uac1c\uc778 \ud310\ub9e4\uc790\ub098 \uc18c\ub9e4 \ud310\ub9e4\uc790\ub294 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\u26a0\ufe0f <strong>\uad6d\uacbd \uac04 \uacb0\uc81c \ube44\uc6a9 \uc99d\uac00<\/strong><br \/>\n\uad6d\uc81c \uce74\ub4dc \uac70\ub798 \uc218\uc218\ub8cc\ub294 \uc57d 3.5% + GST\uc774\uba70, \ud1b5\ud654 \ubcc0\ud658 \ud560\uc99d\ub8cc\ub294 1-2%\uc5d0 \ub2ec\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uc218\uc775\uc131\uc774 \ub192\uc740 \ube44\uc988\ub2c8\uc2a4\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n<hr>\n<h3><strong>4. \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc2dc\ub098\ub9ac\uc624 \ubd84\uc11d<\/strong><\/h3>\n<h4>\ud83d\udc4d <strong>Razorpay \ucf00\uc774\uc2a4\uc5d0 \uad8c\uc7a5\ub429\ub2c8\ub2e4:<\/strong><\/h4>\n<ul>\n<li><strong>\uc778\ub3c4 \ud1a0\ucc29 \uae30\uc5c5<\/strong>\uc804\uc790\uc0c1\uac70\ub798, \uc5d0\ub4c0\ud14c\ud06c, SaaS \ubc0f \uae30\ud0c0 \uc5ec\ub7ec \uacb0\uc81c \uc218\ub2e8\uc774 \ud544\uc694\ud55c \ud50c\ub7ab\ud3fc.<\/li>\n<li><strong>\uad6c\ub3c5 \uae30\ubc18 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/strong>\uc790\ub3d9 \uc815\uae30\uacb0\uc81c \uae30\ub2a5\uc774 \uc644\ubcbd\ud558\uba70 \uad6c\ub3c5 \uc694\uae08\uc81c \uc218\uc815\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uac15\ub825\ud55c \uae30\uc220 \ud300\uc744 \ubcf4\uc720\ud55c \uae30\uc5c5<\/strong>\ucca0\uc800\ud55c API \ubb38\uc11c\uc640 \uc2e4\uc2dc\uac04 \uc6f9\ud6c5 \uc54c\ub9bc \uc9c0\uc6d0.<\/li>\n<li><strong>\uc720\ub3d9\uc131\uc774 \ub192\uc740 \ud310\ub9e4\uc790<\/strong>\ub354 \ub0ae\uc740 \uc694\uae08\uc73c\ub85c \ud611\uc0c1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4(\uc6d4 \ub9e4\ucd9c\uc561\uc774 5\ubc31\ub9cc \ub8e8\ud53c \uc774\uc0c1\uc778 \uacbd\uc6b0 \uacc4\uc815 \uad00\ub9ac\uc790\uc5d0\uac8c \ubb38\uc758\ud558\uc138\uc694).<\/li>\n<\/ul>\n<h4>\ud83d\udc4e\u00a0<strong>\ub354 \ub098\uc740 \ub300\uc548\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/strong><\/h4>\n<ul>\n<li><em>UPI \uceec\ub809\uc158 \uc804\uc6a9<\/em> \u2192 PhonePe \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774(\uc218\uc218\ub8cc \uc5c6\uc74c)\ub97c \uace0\ub824\ud558\uc138\uc694.<\/li>\n<li><em>\ucd08\uc18c\ud615 \ub610\ub294 \uac1c\uc778 \ud310\ub9e4\uc790<\/em> \u2192 Paytm \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774(\ub4f1\ub85d \uc784\uacc4\uac12 \ub0ae\ucd94\uae30).<\/li>\n<li><em>\uace0\uc8fc\ud30c \ub9c8\uc774\ud06c\ub85c \uc804\uc1a1<\/em> \u2192 \ubc14\ub77c\ud2b8\ud398(\uc18c\uaddc\ubaa8 \uc624\ud504\ub77c\uc778 \ub9e4\uc7a5\uc5d0 \ub354 \uc801\ud569).<\/li>\n<\/ul>\n<hr>\n<h3><strong>5. \uc0ac\uc6a9\uc790 \ud3c9\uac00 \ubc0f \uc2dc\uc7a5 \ud3c9\ud310<\/strong><\/h3>\n<p>\ud83d\udd39\u00a0<strong>\uae0d\uc815\uc801\uc778 \ud53c\ub4dc\ubc31<\/strong>:<\/p>\n<ul>\n<li>\"\ud1b5\ud569\ud558\ub294 \ub370 \ud558\ub8e8\ubc16\uc5d0 \uac78\ub9ac\uc9c0 \uc54a\uc558\uace0 \ubc31\uc5d4\ub4dc \ub370\uc774\ud130 \ubcf4\uace0\uc11c\uac00 \ub9e4\uc6b0 \uba85\ud655\ud569\ub2c8\ub2e4.\" -- D2C \ube0c\ub79c\ub4dc \uac1c\ubc1c\uc790<\/li>\n<li>\"\uc2e4\ud328\ud55c \uac70\ub798 \uc790\ub3d9 \uc7ac\uc2dc\ub3c4 \uae30\ub2a5\uc73c\ub85c \ub9e4\ucd9c\uc774 \ud06c\uac8c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.\" --\uc628\ub77c\uc778 \uad50\uc721 \uc2a4\ud0c0\ud2b8\uc5c5<\/li>\n<\/ul>\n<p>\ud83d\udd38\u00a0<strong>\uc77c\ubc18\uc801\uc778 \ubd88\ub9cc \uc0ac\ud56d<\/strong>:<\/p>\n<ul>\n<li>\"\uace0\uac1d \uc11c\ube44\uc2a4 \uc751\ub2f5\uc774 \ub290\ub9ac\uace0 \uc774\uba54\uc77c\/\ud2f0\ucf13\uc744 \ud1b5\ud574 \uc18c\ud1b5\ud574\uc57c \ud569\ub2c8\ub2e4.\"<\/li>\n<li>\"\ud734\uc77c \uc815\uc0b0 \uc9c0\uc5f0\uc5d0 \ub300\ud55c \uc0ac\uc804 \ud1b5\uc9c0 \uc5c6\uc74c.\"<\/li>\n<\/ul>\n<hr>\n<h3><strong>\uacb0\ub860: \ub808\uc774\uc800\ud398\uc774\uac00 \ub098\uc5d0\uac8c \uc801\ud569\ud560\uae4c?<\/strong><\/h3>\n<p>\uc6d0\uc2a4\ud1b1 \uacb0\uc81c \uc194\ub8e8\uc158\uc774 \ud544\uc694\ud558\uace0, \uc131\uacf5\uacfc \uaddc\uc815 \uc900\uc218\ub97c \uc911\uc2dc\ud558\uba70, \uc911\ub300\ud615 \ube44\uc988\ub2c8\uc2a4\ub97c \uc6b4\uc601\ud558\ub294 \uacbd\uc6b0 \uc120\ud0dd\ud558\uc138\uc694.<br \/>\n\uac1c\uc778 \ud310\ub9e4\uc790, \ucd5c\uc800 \uc694\uae08\uc744 \ucc3e\uace0 \uc788\uac70\ub098 \uc8fc\ub85c \ud604\uae08\/UPI \uc1a1\uae08\uc5d0 \uc758\uc874\ud558\ub294 \uacbd\uc6b0 \u274c \ud53c\ud558\uc138\uc694.<\/p>\n<p>\ud14c\uc2a4\ud2b8 \uc0cc\ub4dc\ubc15\uc2a4 \ud658\uacbd\uc5d0 \uac00\uc785\ud558\uc5ec \ud504\ub85c\uc138\uc2a4\ub97c \uacbd\ud5d8\ud55c \ud6c4 \ud504\ub85c\ub355\uc158 \ud658\uacbd\uc5d0\uc11c \ub77c\uc774\ube0c\ub85c \uc804\ud658\ud560\uc9c0 \uc5ec\ubd80\ub97c \uacb0\uc815\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ud574\uc678 \uc774\ucee4\uba38\uc2a4\uc758 \uacbd\uc6b0 \ub354 \ub9ce\uc740 \ud574\uc678 \uc0ac\uc6a9\uc790\ub97c \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 Stripe \ub610\ub294 PayPal\uc744 \ubc31\uc5c5 \uac8c\uc774\ud2b8\uc6e8\uc774\ub85c \uc124\uc815\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\ub808\uc774\uc800\ud398\uc774\ub294 \uae30\uc5c5\uacfc \uac1c\uc778\uc744 \uc704\ud55c \uc778\ub3c4 \ucd5c\uace0\uc758 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-2454","post","type-post","status-publish","format-standard","hentry","category-7"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>GPAY \u652f\u4ed8\u7f51\u5173\uff1aRazorpay\u8bc4\u6d4b\uff1a\u9002\u5408\u4f60\u7684\u5370\u5ea6\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\u5417\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/05\/gpay-\u652f\u4ed8\u7f51\u5173\uff1arazorpay\u8bc4\u6d4b\uff1a\u9002\u5408\u4f60\u7684\u5370\u5ea6\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"GPAY \u652f\u4ed8\u7f51\u5173\uff1aRazorpay\u8bc4\u6d4b\uff1a\u9002\u5408\u4f60\u7684\u5370\u5ea6\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\u5417\uff1f\" \/>\n<meta property=\"og:description\" content=\"Razorpay \u662f\u5370\u5ea6\u9886\u5148\u7684\u652f\u4ed8\u7f51\u5173\u4e4b\u4e00\uff0c\u4e3a\u4f01\u4e1a\u548c\u4e2a\u4eba\u63d0\u4f9b&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/05\/gpay-\u652f\u4ed8\u7f51\u5173\uff1arazorpay\u8bc4\u6d4b\uff1a\u9002\u5408\u4f60\u7684\u5370\u5ea6\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-05T07:39:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ts84.mm.bing.net\/th?q=phonepe83\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" 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