{"id":2456,"date":"2025-05-05T18:02:58","date_gmt":"2025-05-05T10:02:58","guid":{"rendered":"https:\/\/deekpay.com\/?p=2456"},"modified":"2025-05-05T18:02:58","modified_gmt":"2025-05-05T10:02:58","slug":"billdesk-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9a%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e5%a6%82%e4%bd%95%e6%94%b9%e5%8f%98%e4%bc%a0%e7%bb%9f%e9%93%b6%e8%a1%8c%e4%b8%9a%e5%8a%a1%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/05\/billdesk-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9a%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e5%a6%82%e4%bd%95%e6%94%b9%e5%8f%98%e4%bc%a0%e7%bb%9f%e9%93%b6%e8%a1%8c%e4%b8%9a%e5%8a%a1%ef%bc%9f\/","title":{"rendered":"\ube4c\ub370\uc2a4\ud06c \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774: \uc778\ub3c4 \uacb0\uc81c\ub294 \uae30\uc874 \uc740\ud589 \uc5c5\ubb34\ub97c \uc5b4\ub5bb\uac8c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\ub098\uc694?"},"content":{"rendered":"

\"\uc778\ub3c4<\/p>\n

\uc778\ub3c4 \uacb0\uc81c \uc0b0\uc5c5\uc758 \uae09\uc18d\ud55c \uc131\uc7a5\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \ubc29\uc2dd\uc73c\ub85c \uc804\ud1b5\uc801\uc778 \uc740\ud589 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ud06c\uac8c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

    \n
  1. \ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \ubd80\uc0c1<\/strong><\/li>\n<\/ol>\n
      \n
    • UPI \uc2dc\uc2a4\ud15c, \uc2e4\uc2dc\uac04 \uacb0\uc81c\uc758 \uae00\ub85c\ubc8c \ubca4\uce58\ub9c8\ud06c\uac00 \ub418\uc5b4 2023\ub144\uae4c\uc9c0 \uc6d4 \uac70\ub798 100\uc5b5 \uac74 \ub3cc\ud30c \uc608\uc815<\/li>\n
    • \ud0c0\uc0ac \uacb0\uc81c \ud50c\ub7ab\ud3fc(\uc608: Paytm, PhonePe)\uc740 \ub9ce\uc740 \uc740\ud589\uc758 \uc18c\uc561 \uc1a1\uae08 \ube44\uc988\ub2c8\uc2a4\ub97c \uc804\ud658\ud569\ub2c8\ub2e4.<\/li>\n
    • QR\ucf54\ub4dc \uacb0\uc81c \ubcf4\uae09\ub960\uc774 87%\uc5d0 \ub3c4\ub2ec\ud558\uc5ec \ud604\uae08 \uc758\uc874\ub3c4\ub97c \uc904\uc600\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n
        <\/p>\n
      1. \uacc4\uc815 \uad6c\uc870 \ubcc0\uacbd<\/strong><\/li>\n<\/ol>\n
          \n
        • \uc81c\ub85c \uc794\uc561 \uacc4\uc815 \uc218 \uae09\uc99d(PMJDY \uc81c\ub3c4\uc5d0 \ub530\ub978 4\uc5b5 8\ucc9c\ub9cc \uac1c \uc774\uc0c1\uc758 \uacc4\uc815)<\/li>\n
        • \uc804\uc790\uc9c0\uac11 \uc0ac\uc6a9\uc790\uac00 3\uc5b5 5\ucc9c\ub9cc \uba85\uc5d0 \ub2ec\ud558\uba70 \uc800\ucd95 \uacc4\uc88c \uae30\ub2a5\uc744 \uc77c\ubd80 \ub300\uccb4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
        • \uacbd\uc7c1\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 \ucd5c\uc18c \uc794\uc561 \uc694\uac74\uc744 \ub0ae\ucdb0\uc57c \ud558\ub294 \uc740\ud589\ub4e4<\/li>\n<\/ul>\n
            <\/p>\n
          1. \uc2e0\uc6a9 \uc11c\ube44\uc2a4 \ud601\uc2e0<\/strong><\/li>\n<\/ol>\n
              \n
            • BNPL(\uc9c0\uae08 \uad6c\ub9e4\ud558\uace0 \ub098\uc911\uc5d0 \uc9c0\ubd88) \uc81c\ud488\uc740 \uc5f0\uac04 160%\uc758 \uc131\uc7a5\ub960\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
            • UPI \uae30\ubc18 \uc989\uc2dc \ub300\ucd9c \uac1c\uc2dc \ubaa8\ub378\uc758 \ubd80\uc0c1<\/li>\n<\/ul>\n
                <\/p>\n
              1. \n

                \uc740\ud589 \uc9c0\uc810 \ud601\uc2e0<\/strong><\/p>\n

                  \n
                • \ubb3c\ub9ac\uc801 \uc9c0\uc810\uc744 15%(2020~2023\ub144)\uae4c\uc9c0 \uc904\uc774\uace0 '\ub514\uc9c0\ud138 \uc9c0\uc810' \ubaa8\ub378\ub85c \uc804\ud658\ud569\ub2c8\ub2e4.<\/li>\n
                • \ubaa8\ubc14\uc77c \ubc45\ud0b9 \uc571\uc73c\ub85c \ub300\uccb4\ub41c \uae30\uc874 \ucc3d\uad6c \uac70\ub798(\uc608: 60% \uae30\ubc18 \uc5c5\ubb34\ub97c \ucc98\ub9ac\ud558\ub294 SBI \uc694\ub178)<\/li>\n
                • \uc2a4\ub9c8\ud2b8 \uc140\ud504 \uc11c\ube44\uc2a4 \ub2e8\ub9d0\uae30\ub85c \uc778\ud574 ATM \ud604\uae08 \uc778\ucd9c\uc774 221% \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n
                • \n

                  \uae30\uc220 \uc544\ud0a4\ud14d\ucc98 \uc7ac\uc124\uacc4<\/strong><\/p>\n

                    \n
                  • \ud575\uc2ec \ubc45\ud0b9 \uc2dc\uc2a4\ud15c\uc744 \ud074\ub77c\uc6b0\ub4dc\ub85c \ub9c8\uc774\uadf8\ub808\uc774\uc158(ICICI\uc640 \uac19\uc740 \ud5e4\ub4dc \ubc45\ud06c\ub294 70% \ubd80\ud558\ub97c \ub9c8\uc774\uadf8\ub808\uc774\uc158)<\/li>\n
                  • API \uc624\ud508 \ud50c\ub7ab\ud3fc\uc774 \ud45c\uc900\uc774 \ub418\uc5b4 \uc368\ub4dc\ud30c\ud2f0\uac00 \uacc4\uc815 \uc11c\ube44\uc2a4\uc5d0 \uc9c1\uc811 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4(OCEN \ud504\ub808\uc784\uc6cc\ud06c\ub294 32\uac1c \uc740\ud589\uc744 \uc5f0\uacb0\ud588\uc2b5\ub2c8\ub2e4).<\/li>\n
                  • AI \ub9ac\uc2a4\ud06c \uad00\ub9ac, \uae30\uc874 \uc2e0\uc6a9 \ubaa8\ub378\uc744 \ub300\uccb4\ud558\uc5ec 85%\uc758 \uc18c\uc561\ub300\ucd9c \uc2b9\uc778 \ucc98\ub9ac<\/li>\n<\/ul>\n<\/li>\n
                  • \n

                    \uc218\uc775 \ubaa8\ub378 \ubc18\uc804<\/strong><\/p>\n

                      \n
                    • \uacb0\uc81c \ucc98\ub9ac \uc218\uc218\ub8cc \uc218\uc785 \uc810\uc720\uc728\uc774 121 TP3T\uc5d0\uc11c 61 TP3T\ub85c \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4(RBI \uc758\ubb34 \ube44\uc728\uc740 1.11 TP3T\ub85c \uac10\uc18c).<\/li>\n
                    • \ubcf4\ud5d8\/\uae08\uc735 \uc0c1\ud488 \uad50\ucc28 \ud310\ub9e4\ub97c \uc704\ud55c \ub514\uc9c0\ud138 \ucc44\ub110 \uae30\uc5ec\ub3c4\uac00 41%\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n
                    • '\uc784\ubca0\ub514\ub4dc \uae08\uc735'\uc740 \ubc45\ud0b9\uc744 \uc774\ucee4\uba38\uc2a4\/\uc18c\uc15c \ud50c\ub7ab\ud3fc\uc758 \ubd80\uac00\uac00\uce58 \uae30\ub2a5\uc73c\ub85c \ub9cc\ub4ed\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n
                    • \n

                      \uaddc\uc81c \ucc28\uc775\uac70\ub798\uc758 \uacfc\uc81c<\/strong>
                      \n\uacb0\uc81c \uc740\ud589\uacfc \uc18c\uaddc\ubaa8 \uae08\uc735 \uc740\ud589\uc5d0 \ub300\ud55c \ucc28\ub4f1 \uaddc\uc81c\ub85c \uc778\ud574 \uc0c8\ub85c\uc6b4 \uc720\ud615\uc758 \ud558\uc774\ube0c\ub9ac\ub4dc \ube44\uc988\ub2c8\uc2a4\uac00 \ub4f1\uc7a5\ud588\uc2b5\ub2c8\ub2e4:<\/p>\n<\/li>\n<\/ol>\n

                        \n
                      • \ud398\uc774\ud2f0\uc5e0 \ud398\uc774\uba3c\ud2b8 \ubc45\ud06c \uc0ac\uc6a9\uc790\ub4e4\uc758 \uc608\uae08\uc774 \uc5f0\ud3c9\uade0 891%\uc529 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
                      • \uc5d0\uc5b4\ud154 \ud398\uc774\uba3c\ud2b8 \ubc45\ud06c, \ud1b5\uc2e0 \ud328\ud0a4\uc9c0 \ubc88\ub4e4\uc744 \ud1b5\ud574 2,100\ub9cc \uace0\uac1d \ud655\ubcf4<\/li>\n
                      • \uacbd\uacc4\uac00 \ubaa8\ud638\ud574\uc9c4 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud504\ub808\uc784\uc6cc\ud06c\uc5d0 \ub300\ud55c RBI\uc758 \ub178\ub825<\/li>\n<\/ul>\n

                        8.\uc18c\ube44\uc790 \ud589\ub3d9 \ubcc0\ud654<\/strong>
                        \n\uc80a\uc740 \uc138\ub300 \uc0ac\uc774\uc5d0\uc11c '\uc740\ud589 \uc5c6\ub294 \ubc45\ud0b9'\uc744 \uc120\ud638\ud558\ub294 \uacbd\ud5a5\uc774 \ub098\ud0c0\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4:
                        \n- 35\uc138 \ubbf8\ub9cc \uc0ac\uc6a9\uc790\ub294 \uc6d4 \ud3c9\uade0 0.3\ud68c\ub9cc \ub9e4\uc7a5\uc744 \ubc29\ubb38\ud569\ub2c8\ub2e4.
                        \n- \ubc00\ub808\ub2c8\uc5bc \uc138\ub300\uc758 521%\ub294 \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uc5bb\uae30 \uc704\ud574 \uc18c\uc15c \ubbf8\ub514\uc5b4\ub97c \uc0ac\uc6a9\ud569\ub2c8\ub2e4.
                        \n- \uc624\ud508 \ubc45\ud0b9\uc73c\ub85c \ubd84\uc0b0\ub41c \uae08\uc735 \uc11c\ube44\uc2a4 \uc0ac\uc6a9 \uac00\ub2a5<\/p>\n

                        \uc774\ub7ec\ud55c \ubcc0\ud654\ub85c \uc778\ud574 \uae30\uc874 \uc740\ud589\ub4e4\uc740
                        \n\ub514\uc9c0\ud138 \ud601\uc2e0\uc5d0 \uc5f0\ud3c9\uade0 18\uc5b5 \ub2ec\ub7ec \ud22c\uc790(2024\ub144 \uc608\uc0c1)
                        \n30-40% \uae30\uc874 \uc9c1\ubb34\uc758 \uc7ac\uad6c\uc131
                        \n\ud540\ud14c\ud06c\uc640 200\uac1c \uc774\uc0c1\uc758 \uc804\ub7b5\uc801 \ud30c\ud2b8\ub108\uc2ed \uccb4\uacb0(HDFC\ub9cc 37\uac1c)<\/p>","protected":false},"excerpt":{"rendered":"

                        \uc778\ub3c4\uc5d0\uc11c \uacb0\uc81c \uc0b0\uc5c5\uc758 \uae09\uc18d\ud55c \uc131\uc7a5\uc740 \uc804\ud1b5\uc801\uc778 \uc740\ud589 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ud06c\uac8c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc8fc\ub85c \ub2e4\uc74c\uc744 \ubc18\uc601\ud569\ub2c8\ub2e4.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-2456","post","type-post","status-publish","format-standard","hentry","category-12"],"yoast_head":"\nBilldesk \u652f\u4ed8\u7f51\u5173\uff1a\u5370\u5ea6\u652f\u4ed8\u5982\u4f55\u6539\u53d8\u4f20\u7edf\u94f6\u884c\u4e1a\u52a1\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/05\/billdesk-\u652f\u4ed8\u7f51\u5173\uff1a\u5370\u5ea6\u652f\u4ed8\u5982\u4f55\u6539\u53d8\u4f20\u7edf\u94f6\u884c\u4e1a\u52a1\uff1f\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Billdesk \u652f\u4ed8\u7f51\u5173\uff1a\u5370\u5ea6\u652f\u4ed8\u5982\u4f55\u6539\u53d8\u4f20\u7edf\u94f6\u884c\u4e1a\u52a1\uff1f\" \/>\n<meta property=\"og:description\" content=\"\u5370\u5ea6\u652f\u4ed8\u884c\u4e1a\u7684\u5feb\u901f\u53d1\u5c55\u6b63\u5728\u6df1\u523b\u6539\u53d8\u4f20\u7edf\u94f6\u884c\u4e1a\u52a1\u6a21\u5f0f\uff0c\u4e3b\u8981\u4f53\u73b0…\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/05\/billdesk-\u652f\u4ed8\u7f51\u5173\uff1a\u5370\u5ea6\u652f\u4ed8\u5982\u4f55\u6539\u53d8\u4f20\u7edf\u94f6\u884c\u4e1a\u52a1\uff1f\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-05T10:02:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ts364.mm.bing.net\/th?q=paytm363\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/zh\/2025\/05\/05\/billdesk%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9a%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e5%a6%82%e4%bd%95%e6%94%b9%e5%8f%98%e4%bc%a0%e7%bb%9f%e9%93%b6%e8%a1%8c%e4%b8%9a%e5%8a%a1%ef%bc%9f\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/zh\/2025\/05\/05\/billdesk%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9a%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e5%a6%82%e4%bd%95%e6%94%b9%e5%8f%98%e4%bc%a0%e7%bb%9f%e9%93%b6%e8%a1%8c%e4%b8%9a%e5%8a%a1%ef%bc%9f\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"Billdesk 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