{"id":2469,"date":"2025-05-05T18:58:25","date_gmt":"2025-05-05T10:58:25","guid":{"rendered":"https:\/\/deekpay.com\/?p=2469"},"modified":"2025-05-05T18:58:25","modified_gmt":"2025-05-05T10:58:25","slug":"%e5%8d%b0%e5%ba%a6%e6%94%bf%e5%ba%9c%e4%b8%bb%e5%af%bc%e7%9a%84%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/05\/%e5%8d%b0%e5%ba%a6%e6%94%bf%e5%ba%9c%e4%b8%bb%e5%af%bc%e7%9a%84%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f\/","title":{"rendered":"\uc778\ub3c4 \uc815\ubd80\uac00 \uc8fc\ub3c4\ud558\ub294 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0\ub294 \uc5b4\ub5a4 \uac83\uc774 \uc788\ub098\uc694?"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts116.mm.bing.net\/th?q=phonepe115\" alt=\"\uc778\ub3c4 \uc815\ubd80\uac00 \uc8fc\ub3c4\ud558\ub294 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0\ub294 \uc5b4\ub5a4 \uac83\uc774 \uc788\ub098\uc694?\" title=\"\uc778\ub3c4 \uc815\ubd80\uac00 \uc8fc\ub3c4\ud558\ub294 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0\ub294 \uc5b4\ub5a4 \uac83\uc774 \uc788\ub098\uc694?\"><\/p>\n<p>\uc778\ub3c4 \uc815\ubd80\uac00 \uc8fc\ub3c4\ud558\ub294 \uc8fc\uc694 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \ub2e4\uc74c\uacfc \uac19\uc73c\uba70, \ub514\uc9c0\ud138 \uacb0\uc81c, \uae08\uc735 \ud3ec\uc6a9\uc131 \ubc0f \ud6a8\uc728\uc801\uc778 \uacb0\uc81c\ub97c \ucd09\uc9c4\ud558\uae30 \uc704\ud574 \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4:<\/p>\n<hr>\n<h3>1. <strong>UPI(\ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4)<\/strong><\/h3>\n<ul>\n<li><strong>\uac1c\uc694<\/strong>2016\ub144\uc5d0 \uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac(NPCI)\uc5d0\uc11c \ucd9c\uc2dc\ud55c \uc2e4\uc2dc\uac04 \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\ud2b9\uc218\uc131<\/strong>::\n<ul>\n<li>\uc740\ud589 \uac04 \uc1a1\uae08, \uac00\ub9f9\uc810 \uacb0\uc81c, \uccad\uad6c\uc11c \uacb0\uc81c \ub4f1\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<li>\uac00\uc0c1 \uacb0\uc81c \uc8fc\uc18c(VPA)\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc6b4\uc601\uc744 \uac04\uc18c\ud654\ud569\ub2c8\ub2e4(\uc608<code>xxx@upi<\/code>).<\/li>\n<li>\uc5ec\ub7ec \uc740\ud589 \ubc0f \ud0c0\uc0ac \uc571(\uc608: Google Pay, PhonePe, Paytm)\uacfc\uc758 \ud1b5\ud569.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uc815\ubd80 \uae30\uad00<\/strong>\uc911\uc559\uc740\ud589(RBI)\uc758 \uc9c0\uc6d0\uc744 \ubc1b\ub294 NPCI\uc5d0\uc11c \uc6b4\uc601\ud558\uba70, \uc815\ubd80\uc5d0\uc11c \uc801\uadf9 \uc7a5\ub824\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3>2. <strong>IMPS(\uc989\uc2dc \uacb0\uc81c \uc11c\ube44\uc2a4)<\/strong><\/h3>\n<ul>\n<li><strong>\uac1c\uc694<\/strong>NPCI\uc5d0\uc11c \ub3c4\uc785\ud55c 24\uc2dc\uac04 \uc5f0\uc911\ubb34\ud734 \uc2e4\uc2dc\uac04 \uc18c\uc561 \uae08\uc735 \uc774\uccb4 \uc2dc\uc2a4\ud15c.<\/li>\n<li><strong>\ud2b9\uc218\uc131<\/strong>::\n<ul>\n<li>\ub0ae\uc740 \uac70\ub798 \ud55c\ub3c4\ub85c \uc5f0\uc911\ubb34\ud734 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc218\ucde8\uc778 \uacc4\uc88c \ubc88\ud638\uc640 IFSC \ucf54\ub4dc\ub97c \uc785\ub825\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3>3. <strong>RuPay<\/strong><\/h3>\n<ul>\n<li><strong>\uac1c\uc694<\/strong>NPCI\uac00 \uc6b4\uc601\ud558\ub294 \uc778\ub3c4\uc758 \uc790\uccb4 \uc9c1\ubd88\/\uc2e0\uc6a9 \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c(\ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc\uc640 \uc720\uc0ac).<\/li>\n<li><strong>\ud2b9\uc218\uc131<\/strong>::<br \/>\n*-* \uad6d\uc81c \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4 \uac10\uc18c.<br \/>\n*-*'\ud504\ub77c\ub2e8 \ub9cc\ud2b8\ub9ac \uc580 \ub2e8 \uc694\uc790\ub098' \uae08\uc735 \ud3ec\uc6a9 \ud504\ub85c\uadf8\ub7a8\uacfc \ud568\uaed8 \ud64d\ubcf4\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<br \/>\n*-*\uad6d\ub0b4 \ubc0f \uc77c\ubd80 \uad6d\uc81c \uac70\ub798\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<p>4.<strong>Aadhaar \uc9c0\uc6d0 \uacb0\uc81c \uc2dc\uc2a4\ud15c(AEPS)<\/strong><br \/>\n&#8211;<strong>\uac1c\uc694<\/strong>:: Aadhaar \uc0dd\uccb4 \uc778\uc99d(\uc9c0\ubb38\/\ud64d\ucc44) \uae30\ubc18 \uc740\ud589 \uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c.<br \/>\n&#8211;<strong>\ud2b9\uc218\uc131<\/strong>:<br \/>\n\u3000-\uc544\ub4dc\ud558\ub974 \ubc88\ud638 + \ubc14\uc774\uc624 \uc778\uc99d\ub9cc\uc73c\ub85c \uae30\ubcf8 \ubc45\ud0b9(\ud604\uae08 \uc778\ucd9c, \uc785\uae08, \uc774\uccb4 \ub4f1)\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\u3000-\uc2a4\ub9c8\ud2b8\ud3f0\uc774\ub098 \uc740\ud589 \uce74\ub4dc\uac00 \uc5c6\ub294 \uc9c0\ubc29 \uc0ac\uc6a9\uc790\ub97c \uc704\ud55c \uc124\uacc4<\/p>\n<hr>\n<p>5.<strong>BHIM(\ud654\ud3d0\ub97c \uc704\ud55c \ubc14\ub77c\ud2b8 \uc778\ud130\ud398\uc774\uc2a4)<\/strong><br \/>\n&#8211;<em>UPI\ub97c \uae30\ubc18\uc73c\ub85c \uc815\ubd80\uc5d0\uc11c \uac1c\ubc1c\ud55c \uacf5\uc2dd \ubaa8\ubc14\uc77c \uacb0\uc81c \uc571<\/em>UPI \uc6b4\uc601 \uac04\uc18c\ud654<\/p>\n<hr>\n<p>6.<strong>NETC(\uc804\uad6d \uc804\uc790 \ud1b5\ud589\ub8cc \uc9d5\uc218)<\/strong><br \/>\n&#8211;<em>\uad6d\uac00 \uc804\uc790 \ud1b5\ud589\ub8cc \uc9d5\uc218 \uc2dc\uc2a4\ud15c<\/em>\"\uc608\ub97c \ub4e4\uc5b4, 'FASTag'\ub294 \uace0\uc18d\ub3c4\ub85c \ud1b5\ud589\ub8cc\ub97c \uc790\ub3d9\uc73c\ub85c \uacf5\uc81c\ud574 \uc90d\ub2c8\ub2e4.<\/p>\n<hr>\n<p>\uae30\ud0c0 \uad00\ub828 \uc774\ub2c8\uc154\ud2f0\ube0c.<br \/>\n&#8211;<strong>e-RUPI<\/strong>:: 2021\ub144\uc5d0 \ucd9c\uc2dc\ub420 \ub300\uc0c1\ubcc4 \ud61c\ud0dd \uc81c\uacf5(\uc608: \uc758\ub8cc \ubcf4\uc870\uae08)\uc744 \uc704\ud55c \ub514\uc9c0\ud138 \ucfe0\ud3f0 \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4.<br \/>\n&#8211;<strong>DigiLocker<\/strong>:: \uacb0\uc81c \uae30\ub2a5\uc774 \uc788\ub294 \ud074\ub77c\uc6b0\ub4dc ID \uc2a4\ud1a0\ub9ac\uc9c0, KYC \ud30c\uc77c \uc694\uad6c \uc0ac\ud56d \uac10\uc18c<\/p>\n<p>\uc774 \uc2dc\uc2a4\ud15c\uc758 \ud575\uc2ec \ubaa9\ud45c\ub294 \ud604\uae08 \uc758\uc874\ub3c4\ub97c \ub0ae\ucd94\uace0 \uae08\uc735 \ud3ec\uc6a9\uc131\uc744 \ub192\uc774\ub294 \uac83\uc785\ub2c8\ub2e4. UPI\ub294 2023\ub144\uae4c\uc9c0 \uc6d4 100\uc5b5 \uac74 \uc774\uc0c1\uc758 \uac70\ub798(7\uc5b5 5\ucc9c\ub9cc \uc7a5 \uc774\uc0c1\uc758 RuPay \uce74\ub4dc \ubc1c\uae09)\ub97c \ub3cc\ud30c\ud558\uba70 \ub514\uc9c0\ud138 \uc778\ud504\ub77c\uc5d0 \ub300\ud55c \uc815\ubd80\uc758 \uc131\uacf5\uc801\uc778 \ucd94\uc9c4\uc744 \ubc18\uc601\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc778\ub3c4 \uc815\ubd80\ub294 \ub514\uc9c0\ud138 \uacb0\uc81c \ubd84\uc57c\uc5d0\uc11c \uc778\ud504\ub77c \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\ub294 \ub370 \uadf8\uce58\uc9c0 \uc54a\uace0 \uc815\ucc45 \ud1b5\ud569, \uae30\uc220 \ud601\uc2e0, \uc0dd\ud0dc\uc801 \ud655\uc7a5\uc744 \ud1b5\ud574 \uc9c0\ubc30\ub825\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ub2e4 \uc2ec\uce35\uc801\uc778 \ucd94\uac00 \uc815\ubcf4\uc640 \ubd84\uc11d\uc740 \uc544\ub798\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>7. e-RUPI(\ub514\uc9c0\ud138 \ub8e8\ud53c \ucfe0\ud3f0)<\/strong><\/h3>\n<ul>\n<li><strong>\ucee8\ud14d\uc2a4\ud2b8<\/strong>2021\ub144 \ubaa8\ub514 \ucd1d\ub9ac\uac00 \ucd9c\uc2dc\ud588\uc73c\uba70 NPCI\uc640 \ud611\ub825\ud558\uc5ec \uac1c\ubc1c\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uae30\ub2a5<\/strong>::\n<ul>\n<li>\uc740\ud589 \uacc4\uc88c\ub098 \uc2a4\ub9c8\ud2b8\ud3f0 \uc5c6\uc774\ub3c4 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 QR\ucf54\ub4dc \ub610\ub294 SMS \uae30\ubc18\uc758 \uc120\ubd88 \ub514\uc9c0\ud138 \ubc14\uc6b0\ucc98\uc785\ub2c8\ub2e4.<\/li>\n<li>\uc790\uae08 \uc624\uc6a9\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \ud2b9\uc815 \uc2dc\ub098\ub9ac\uc624(\uc608: \uba54\ub514\ucf00\uc774\ub4dc, \uad50\uc721\ube44, \ub18d\uc5c5 \ubcf4\uc870\uae08)\uc5d0 \uc804\uc6a9\uc73c\ub85c \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uc815\ubd80\uc758 \uc5ed\ud560<\/strong>\uc0ac\ud68c\ubcf5\uc9c0 \ubc30\ud3ec\uc5d0 \uc9c1\uc811 \uc0ac\uc6a9(\uc608: \ucf54\ub85c\ub09819 \ubc31\uc2e0 \ubcf4\uc870\uae08).<\/li>\n<\/ul>\n<hr>\n<h3><strong>8. CBDC \ud30c\uc77c\ub7ff(\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0 \ud30c\uc77c\ub7ff)<\/strong><\/h3>\n<ul>\n<li><strong>\ud504\ub85c\uc81d\ud2b8 \uc774\ub984<\/strong>\ub514\uc9c0\ud138 \ub8e8\ud53c(e\u20b9): \uc778\ub3c4 \uc911\uc559\uc740\ud589(RBI)\uc5d0\uc11c \ud558\uc704 \ub3c4\ub9e4 \uae30\uc900\uc73c\ub85c \uc2dc\ubc94 \ub3c4\uc785\ud55c \ub514\uc9c0\ud138 \ub8e8\ud53c\uc785\ub2c8\ub2e4:<br \/>\n*-*\ub9ac\ud14c\uc77c \ubc84\uc804(e\u20b9-R): 2022\ub144 12\uc6d4 \uc2dc\ubc94 \uc6b4\uc601, \uac1c\uc778 \uac04 P2P \uac70\ub798.<br \/>\n*-*\ub3c4\ub9e4 \ubc84\uc804(e\u20b9-W): \ub300\uaddc\ubaa8 \uc740\ud589 \uac04 \uacb0\uc81c\uc6a9\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\ubaa9\ud45c<\/strong>::<br \/>\n*-*\ud604\uae08 \uad00\ub9ac \ube44\uc6a9 \uc808\uac10<br \/>\n*-*\uc554\ud638\ud654\ud3d0 \uc704\ud5d8\uc5d0 \ub300\uc751\ud558\uae30<br \/>\n*-*\uad6d\uacbd \uac04 \uacb0\uc81c\uc758 \ud6a8\uc728\uc131 \ud5a5\uc0c1<\/li>\n<\/ul>\n<hr>\n<h3><strong>9. APBS(\uc544\ub4dc\ud558\ub974 \uacb0\uc81c \ube0c\ub9ac\uc9c0 \uc2dc\uc2a4\ud15c)<\/strong><\/h3>\n<p>&#8211;<em>\uc815\ubd80 \ubcf4\uc870\uae08\uc744 \uc218\ud61c\uc790\uc758 \uc544\ub4dc\ud558\ub974 \uc5f0\uacc4 \uacc4\uc88c\ub85c \uc9c1\uc811 \uc774\uccb4\ud558\ub294 \uc2dc\uc2a4\ud15c<\/em>&#8211;<br \/>\n\ub300\ud45c\uc801\uc778 \uc608: 'DBT(\uc9c1\uc811 \ud61c\ud0dd \uc774\uc804)' \uc81c\ub3c4 - \ub9e4\ub144 30,000\uc5b5 \ub8e8\ud53c \uc774\uc0c1\uc758 \ubcf4\uc870\uae08(\uc608: LPG \uc218\ub2f9, \uc5f0\uae08)\uc774 APBS\ub97c \ud1b5\ud574 \uc9c0\uae09\ub429\ub2c8\ub2e4.<\/p>\n<hr>\n<p>10.<strong>NACH(\uad6d\uac00 \uc790\ub3d9 \uccad\uc0b0\uc18c)<\/strong><br \/>\n&#8211;<em>\ub300\uc6a9\ub7c9 \uc911\ubcf5 \ud2b8\ub79c\uc7ad\uc158 \ucc98\ub9ac \uc2dc\uc2a4\ud15c<\/em>(\uc608: \uae09\uc5ec\/\uacf5\uacfc\uae08 \uc6d0\ucc9c\uc9d5\uc218)\ub97c NPCI\uc5d0\uc11c \uc6b4\uc601\ud558\uc5ec \uae30\uc874 ECS \uc2dc\uc2a4\ud15c\uc744 \ub300\uccb4\ud569\ub2c8\ub2e4.<\/p>\n<hr>\n<p>11.<strong>\ud601\uc2e0 \ud655\uc7a5 \ubc0f \uc815\ucc45 \ucd09\uc9c4<\/strong><\/p>\n<ol>\n<li>\n<p><strong>UPI \uad6d\uc81c\ud654<\/strong>:<br \/>\n\u3000\u3000<em>-\uc774\ubbf8 PayNow \uc2f1\uac00\ud3ec\ub974, UAE UAEPSS \ub4f1\uacfc \uc5f0\ub3d9\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/em>\uc774 \ud68c\uc0ac\ub294 \ub3d9\ub0a8\uc544\uc2dc\uc544 \ubc0f \uc911\ub3d9 \uc9c0\uc5ed\uc73c\ub85c \ud655\uc7a5\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4.<br \/>\n\u3000\u3000<em>-G20 \uc815\uc0c1\ud68c\uc758 \uae30\uac04 \ub3d9\uc548 \uc678\uad6d\uc778 \uad00\uad11\uac1d\uc758 UPI \uacb0\uc81c \uc0ac\uc6a9 \ud5c8\uc6a9<\/em><\/p>\n<\/li>\n<li>\n<p><strong>\uc2e0\uc6a9 \ud4e8\uc804<\/strong>:<br \/>\n\u3000\u3000<em>-\ub8e8\ud398\uc774 \uc2e0\uc6a9\uce74\ub4dc\ub97c \ud1b5\ud55c UPI \uc2e0\uc6a9 \uacb0\uc81c \uc9c0\uc6d0(2023\ub144 \ucd9c\uc2dc)<\/em><\/p>\n<\/li>\n<li>\n<p><em><strong>\uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4<\/strong><\/em>:: RBI\ub294 \ud540\ud14c\ud06c \uae30\uc5c5\uc774 \uc0c8\ub85c\uc6b4 \uc81c\ud488(\uc608: \uc74c\uc131 \uacb0\uc81c\/\uc624\ud504\ub77c\uc778 UPI)\uc744 \ud14c\uc2a4\ud2b8\ud560 \uc218 \uc788\ub3c4\ub85d \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uad6c\ucd95\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<li>\n<p><em><strong>\uc778\ud504\ub77c \uce68\ubab0<\/strong><\/em>:<br \/>\n\u3000\u3000\uc6b0\ud3b8 \uc740\ud589(\uc778\ub3c4\uc6b0\ud3b8\uacb0\uc81c\uc740\ud589)\uacfc \ub9c8\uc744 \ud611\ub3d9\uc870\ud569\uc5d0\uc11c AEPS\/BHIM \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ud64d\ubcf4\ud569\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ol>\n<hr>\n<p>\ub3c4\uc804 \uacfc\uc81c\uc640 \ub17c\ub780<br \/>\n\uc778\ub3c4\uc758 \uc815\ubd80 \uc8fc\ub3c4 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \uc131\uacf5\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc5ec\uc804\ud788 \ubb38\uc81c\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n&#8211;<strong>\uae30\uc220 \uc704\ud5d8<\/strong>:: UPI \uc0ac\uae30 \uc0ac\uac74 \uc99d\uac00(2023\ub144 15\uc5b5 \ub8e8\ud53c \uc774\uc0c1\uc758 \uc190\uc2e4 \ubcf4\uace0).<br \/>\n&#8211;<strong>\ub3c5\uc810 \ub3c4\uc804<\/strong>:: NPCI\ub294 \ube44\uc601\ub9ac \ub2e8\uccb4\ub85c\uc11c \ud575\uc2ec \ub124\ud2b8\uc6cc\ud06c\uc758 \uac00\uaca9\uc744 \ucc45\uc815\ud560 \uc218 \uc788\ub294 \uad8c\ud55c\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n&#8211;<strong>\ud604\uae08 \uad00\uc131<\/strong>:: \ub18d\ucd0c \uc9c0\uc5ed\uc758 301\ub9cc 3\ucc9c \uba85\uc740 \uc5ec\uc804\ud788 \ud604\uae08 \uac70\ub798\uc5d0 \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4(CMS \uc778\ub3c4 \ub370\uc774\ud130).<\/p>\n<p>\ud5a5\ud6c4 \ubc29\ud5a5\uc5d0\ub294 \ube14\ub85d\uccb4\uc778 \ud1b5\ud569(AEPS \ud14c\uc2a4\ud2b8 \uc644\ub8cc), \ub0ae\uc740 \uc218\uc218\ub8cc \uc815\ucc45, \ud5a5\uc0c1\ub41c AI \uc0ac\uae30 \ubc29\uc9c0 \uae30\ub2a5 \ub4f1 \uae00\ub85c\ubc8c \ub514\uc9c0\ud138 \uacb0\uc81c \uc5f0\uad6c\uc18c\ub85c\uc11c \uc778\ub3c4\uc758 \uc785\uc9c0\ub97c 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