{"id":2476,"date":"2025-05-09T16:21:16","date_gmt":"2025-05-09T08:21:16","guid":{"rendered":"https:\/\/deekpay.com\/?p=2476"},"modified":"2025-05-09T16:21:16","modified_gmt":"2025-05-09T08:21:16","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%e5%88%86%e6%9e%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/09\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%e5%88%86%e6%9e%90\/","title":{"rendered":"\uc778\ub3c4 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \uacbd\uc7c1 \ud658\uacbd \ubd84\uc11d"},"content":{"rendered":"

\"\uc778\ub3c4<\/p>\n

\uc778\ub3c4\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uae09\uaca9\ud55c \ubcc0\ud654\ub97c \uacaa\uc73c\uba70 \ub2e4\uc591\ud558\uace0 \uacbd\uc7c1\uc801\uc778 \ud658\uacbd\uc774 \uc870\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc544\ub798\uc5d0\uc11c\ub294 \uc2dc\uc7a5 \ud50c\ub808\uc774\uc5b4, \uae30\uc220 \ub3d9\uc778, \uaddc\uc81c \ud658\uacbd, \ubbf8\ub798 \ub3d9\ud5a5\uc774\ub77c\ub294 \ub124 \uac00\uc9c0 \uce21\uba74\uc5d0\uc11c \uc778\ub3c4\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ubd84\uc11d\ud569\ub2c8\ub2e4:<\/p>\n

I. \ud575\uc2ec \uc2dc\uc7a5 \ucc38\uc5ec\uc790<\/h3>\n
    \n
  1. UPI \uc0dd\ud0dc \ub9ac\ub354<\/strong>::<\/li>\n<\/ol>\n
      \n
    • NPCI(\uad6d\uac00\uacb0\uc81c\uacf5\uc0ac): \uc911\uc559\uc740\ud589 \uc0b0\ud558 \uae30\uad00\uc73c\ub85c\uc11c UPI \uc778\ud504\ub77c \uac1c\ubc1c\uc744 \uc8fc\ub3c4\ud569\ub2c8\ub2e4.<\/li>\n
    • PhonePe(\uc6d4\ub9c8\ud2b8 \ud640\ub529\uc2a4): 2023\ub144\uae4c\uc9c0 \uc2dc\uc7a5 \uc810\uc720\uc728 48.31%, \uc6d4 \uac70\ub798\ub7c9 45\uc5b5 \uac74 \uc774\uc0c1<\/li>\n
    • Google Pay: 34% \uc2dc\uc7a5 \uc810\uc720\uc728, Android \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uacfc\uc758 \uae34\ubc00\ud55c \ud1b5\ud569<\/li>\n
    • Paytm: RBI \uc81c\uc7ac \uc774\ud6c4 \uc810\uc720\uc728\uc774 8%\ub85c \ud558\ub77d\ud588\uc9c0\ub9cc \uc9c0\uac11 \uc0ac\uc5c5\uc740 \uc6b0\uc704\ub97c \uc720\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n
        <\/p>\n
      1. \uae30\uc874 \uae08\uc735 \uae30\uad00<\/strong>::<\/li>\n<\/ol>\n
          \n
        • \ubc45\ud0b9 \uc571(\uc608: ICICI\uc758 iMobile): \uc9c1\uc811 \uacc4\uc88c \uc5f0\uacb0\uc744 \ud1b5\ud574 \uc0ac\uc6a9\uc790 \uacbd\ud5d8 \ud5a5\uc0c1<\/li>\n
        • RuPay \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c: \ud604\uc9c0 \uce74\ub4dc \uc870\uc9c1\uc774 \ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc \uc810\uc720\uc728 \ud655\ubcf4(45% \ubc1c\uae09)<\/li>\n<\/ul>\n
            <\/p>\n
          1. \ub5a0\uc624\ub974\ub294 \ub3c4\uc804\uc790<\/strong>::<\/li>\n<\/ol>\n
              \n
            • Amazon Pay: \uc774\ucee4\uba38\uc2a4 \uc2dc\ub098\ub9ac\uc624\uc5d0 \uc758\uc874\ud558\uc5ec \ubcf4\uae09\ub960\uc744 5%\ub85c \ub192\uc774\uae30 \uc704\ud55c \ub178\ub825<\/li>\n
            • WhatsApp Pay: \uc544\uc9c1 \uc644\uc804\ud788 \uc7a0\uae08 \ud574\uc81c\ub418\uc9c0 \uc54a\uc740 \uc18c\uc15c \uacb0\uc81c \uc7a0\uc7ac\ub825(5\uc5b5 \uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790 \uae30\ubc18)<\/li>\n<\/ul>\n

              II. \uae30\uc220 \uc911\uc2ec\uc758 \uacbd\uc7c1 \ucc28\ubcc4\ud654<\/h3>\n
                \n
              1. \n

                \uc778\ud504\ub77c \uacc4\uce35<\/strong>::<\/p>\n

                  \n
                • UPI 2.0\uc758 \ud5a5\uc0c1\ub41c \uae30\ub2a5(\uc608: \uc624\ud504\ub77c\uc778 \uacb0\uc81c, \uc778\ubcf4\uc774\uc2a4 \uacb0\uc81c)\uc740 \uc0c8\ub85c\uc6b4 \uc804\uc7c1\ud130\uc774\uba70, PhonePe\ub294 \uc2a4\ub9c8\ud2b8 \uc218\uae08 \ucf54\ub4dc\ub97c \ucd5c\ucd08\ub85c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n
                • BBPS(\ubc14\ub77c\ud2b8 \uccad\uad6c\uc11c \uacb0\uc81c \uc2dc\uc2a4\ud15c) \ud1b5\ud569\uc73c\ub85c \uacf5\uacfc\uae08 \uacb0\uc81c\uac00 \ud544\uc218 \uc2dc\ub098\ub9ac\uc624\uac00 \ub41c Paytm, \uc2dc\uc7a5 \uc810\uc720\uc728 381% \ub2ec\uc131<\/li>\n<\/ul>\n<\/li>\n
                • \n

                  \ubd80\uac00\uac00\uce58 \uc11c\ube44\uc2a4 \ud601\uc2e0<\/strong>::<\/p>\n

                    \n
                  • \uc2e0\uc6a9 \uce68\ud22c<\/strong>Google Pay\ub294 Axis Bank\uc640 \uc81c\ud734\ud558\uc5ec \uc989\uc2dc \ub300\ucd9c(8\ucd08 \uc2b9\uc778)\uc744 \uc9c0\uc6d0\ud558\uc5ec \ubd80\uc2e4 \ub300\ucd9c\uc744 1.21 TP3T \ubbf8\ub9cc\uc73c\ub85c \uc720\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n
                  • \ud574\uc678 \uacb0\uc81c<\/strong>: \ub808\uc774\uc800\ud398\uc774 \uc5d1\uc2a4, 50\uac1c \uc774\uc0c1\uc758 \ud1b5\ud654 \ubcc0\ud658\uc744 \uc9c0\uc6d0\ud558\ub294 \uae00\ub85c\ubc8c \uc601\uc218\uc99d \uacc4\uc88c \ucd9c\uc2dc(\uae30\uc874 \uc740\ud589\ubcf4\ub2e4 \ub0ae\uc740 \ud658\uc728 60%)<\/li>\n<\/ul>\n<\/li>\n
                  • \n

                    AI \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uacbd\uc9c4\ub300\ud68c<\/strong>::<\/p>\n

                      \n
                    • \ud398\uc774\ud2f0\uc5e0\uc758 '\uc54c \uae30\ubc18 \uc0ac\uae30 \ub808\uc774\ub354', \uc0ac\uae30 \uac70\ub798 \uc778\uc2dd\ub960 99.71%\uae4c\uc9c0 \ub04c\uc5b4\uc62c\ub9ac\ub2e4<\/li>\n
                    • CRED\ub294 \ud589\ub3d9 \ubd84\uc11d \uc54c\uace0\ub9ac\uc998\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc2e0\uc6a9 \uc810\uc218\ub97c \ub3d9\uc801\uc73c\ub85c \uc870\uc815\ud569\ub2c8\ub2e4(\uc0ac\uc6a9\uc790 \uace0\ucc29\uc131 3\ubc30 \uc99d\uac00).<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
                      \n

                      III. \uaddc\uc81c\ub85c \uc778\ud55c \ud658\uacbd\uc758 \uc7ac\ud3b8<\/h3>\n
                        \n
                      1. \n

                        2024\ub144 \uc0c8\ub85c\uc6b4 \uaddc\uc815\uc758 \uc601\ud5a5<\/strong>::<\/p>\n

                          \n
                        • RBI\uac00 \ud0c0\uc0ac \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc81c\uacf5\uc5c5\uccb4(TPAP)\uc5d0 \ub300\ud55c \uc790\ubcf8\uae08 \uc694\uac74\uc744 50\ub9cc \ub8e8\ud53c\ub85c \uc778\uc0c1\ud568\uc5d0 \ub530\ub77c 12\uac1c\uc758 \uc911\uc18c \ud50c\ub7ab\ud3fc\uc774 \uc2dc\uc7a5\uc5d0\uc11c \ud1f4\ucd9c\ub418\uc5c8\uc2b5\ub2c8\ub2e4.
                          \n\uc0ac\ub840(\ubc95\ub960)<\/em>\ubaa8\ube44\ud035, \uc21c\uc218 \uae30\uc220 \uc81c\uacf5\uc5c5\uccb4\ub85c \ubcc0\uc2e0\ud558\ub2e4<\/li>\n<\/ul>\n<\/li>\n
                        • \n

                          \ub370\uc774\ud130 \ud604\uc9c0\ud654 \ub17c\ub780<\/strong>\ube44\uc790, \ub370\uc774\ud130 \uc800\uc7a5 \uaddc\uce59\uc744 \uc644\uc804\ud788 \uc900\uc218\ud558\uc9c0 \uc54a\uc544 \ud1a0\uc885 \uc194\ub8e8\uc158\uc5d0 \uac04\uc811\uc801\uc73c\ub85c \uc720\ub9ac\ud558\uac8c \uc791\uc6a9\ud55c \uac83\uc5d0 \ub300\ud574 5\uc5b5 \ub8e8\ud53c\uc758 \ubc8c\uae08 \ubd80\uacfc<\/p>\n<\/li>\n

                        • \n

                          CBDC \uc2dc\ubc94 \uc6b4\uc601 \ud6a8\uacfc<\/strong>:\ub514\uc9c0\ud138 \ub8e8\ud53c(e\ub8e8\ud53c), \uc77c\uc77c \uac70\ub798\ub7c9 100\ub9cc \uac74 \ub3cc\ud30c, \uc9c0\uac11 \ube44\uc988\ub2c8\uc2a4 \ub85c\uc9c1 \ub2ec\uc131 - \ud398\uc774\ud2f0\uc5e0 \uc9c0\uac11 \uc794\uc561 \uc804\ub144 \ub300\ube44 171\uc8703\ucc9c\uc5b5 \uc6d0 \uac10\uc18c<\/p>\n<\/li>\n<\/ol>\n

                          \n

                          IV. \ud5a5\ud6c4 \uc131\uacf5\uc744 \uc704\ud55c \ud575\uc2ec \ud3ec\uc778\ud2b8 \uc608\uce21<\/h3>\n\n\n\n\n\n\n\n
                          \ucc28\uc6d0(\uc218\ud559)<\/th>\n\ub2e8\uae30(2\ub144 \ubbf8\ub9cc)<\/th>\n\uc911\uae30(3~5\ub144)<\/th>\n<\/tr>\n<\/thead>\n
                          \uc7a5\uba74 \ubc94\uc704<\/strong><\/td>\n\ub9c8\uc774\ud06c\ub85c \ubc0f \uc18c\uaddc\ubaa8 \ube44\uc988\ub2c8\uc2a4 \uc561\uc138\uc2a4\ub97c \uac15\ud654\ud558\ub294 ONDC \uac1c\ubc29\ud615 \ub124\ud2b8\uc6cc\ud06c<\/td>\nIoT \uae30\uae30(\ucda9\uc804 \ud3ec\uc2a4\ud2b8\/\uc2a4\ub9c8\ud2b8 \ubbf8\ud130) \uc790\ub3d9 \uacb0\uc81c<\/td>\n<\/tr>\n
                          \uc218\uc775 \ubaa8\ub378<\/strong><\/td>\nBNPL \uc218\uc218\ub8cc \uae30\uc5ec\ub3c4\uac00 \ucd1d \uc218\uc775\uc744 25% \ucd08\uacfc\ud569\ub2c8\ub2e4.<\/td>\n\uc624\ud508 \ubc45\ud0b9 API \uc2e4\ud604<\/td>\n<\/tr>\n
                          \ud574\uc678 \ud655\uc7a5<\/strong><\/td>\nUAE\/\uc2f1\uac00\ud3ec\ub974 \uc1a1\uae08 \ud1b5\ub85c \uac1c\ubc1c<\/td>\nSWIFT GPI \ub300\uccb4 \ucd9c\ub825<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

                          \uc7a0\uc7ac\uc801 \ubc29\ud574 \uc694\uc778 \ud3c9\uac00:<\/h4>\n
                            \n
                          • \uc9c0\uc624 \ud30c\uc774\ub0b8\uc15c \uc11c\ube44\uc2a4: \ub9b4\ub77c\uc774\uc5b8\uc2a4 \ub9ac\ud14c\uc77c \uc5d0\ucf54 + \uc9c0\uc624\ud3f0 \ub2e4\uc6b4\ub9c8\ucf13 \ucf64\ubcf4<\/li>\n
                          • Tata Neu: \uc288\ud37c \uc571 \uc804\ub7b5\uc73c\ub85c WeChat Pay \uacbd\ub85c\ub97c \ubcf5\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
                          • \ud30c\uc778 \ub7a9\uc2a4: \uae30\uc5c5 \uacb0\uc81c\uc758 \ub2e4\ud06c\ud638\uc2a4, B-Side\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728\uc774 29%\uc5d0 \ub3c4\ub2ec\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"

                            \uc778\ub3c4\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uae09\uaca9\ud55c \ubcc0\ud654\ub97c \uacaa\uc73c\uba70 \ub2e4\uc591\ud558\uace0 \uacbd\uc7c1\uc801\uc778 \ud658\uacbd\uc744 \uc870\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. ...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-2476","post","type-post","status-publish","format-standard","hentry","category-16"],"yoast_head":"\n\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u7684\u7ade\u4e89\u683c\u5c40\u5206\u6790 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/09\/\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u7684\u7ade\u4e89\u683c\u5c40\u5206\u6790\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u7684\u7ade\u4e89\u683c\u5c40\u5206\u6790\" \/>\n<meta property=\"og:description\" content=\"\u5370\u5ea6\u7684\u652f\u4ed8\u7cfb\u7edf\u8fd1\u5e74\u6765\u7ecf\u5386\u4e86\u5feb\u901f\u53d8\u9769\uff0c\u5f62\u6210\u4e86\u591a\u5143\u5316\u7684\u7ade\u4e89\u683c\u5c40\u3002…\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/09\/\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u7684\u7ade\u4e89\u683c\u5c40\u5206\u6790\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-09T08:21:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ts318.mm.bing.net\/th?q=paytm317\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/09\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%e5%88%86%e6%9e%90\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/09\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%e5%88%86%e6%9e%90\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u7684\u7ade\u4e89\u683c\u5c40\u5206\u6790\",\"datePublished\":\"2025-05-09T08:21:16+00:00\",\"dateModified\":\"2025-05-09T08:21:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/09\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%e5%88%86%e6%9e%90\/\"},\"wordCount\":70,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/09\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%e5%88%86%e6%9e%90\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ts318.mm.bing.net\/th?q=paytm317\",\"articleSection\":[\"\u5370\u5ea6\u539f\u751f\u5524\u9192\"],\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/en\/2025\/05\/09\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%e5%88%86%e6%9e%90\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/09\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%e5%88%86%e6%9e%90\/\",\"url\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/09\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%e5%88%86%e6%9e%90\/\",\"name\":\"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u7684\u7ade\u4e89\u683c\u5c40\u5206\u6790 - 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