{"id":252,"date":"2024-10-29T21:54:18","date_gmt":"2024-10-29T13:54:18","guid":{"rendered":"https:\/\/deekpay.com\/?p=252"},"modified":"2024-10-29T21:54:18","modified_gmt":"2024-10-29T13:54:18","slug":"%e5%8d%b0%e5%ba%a6%e5%9b%bd%e5%ae%b6%e6%94%af%e4%bb%98%e5%85%ac%e5%8f%b8npciwww-deekpay-com","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2024\/10\/29\/%e5%8d%b0%e5%ba%a6%e5%9b%bd%e5%ae%b6%e6%94%af%e4%bb%98%e5%85%ac%e5%8f%b8npciwww-deekpay-com\/","title":{"rendered":"\uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac NPCI www.deekpay.com"},"content":{"rendered":"

\n

\n

\uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac NPCI \uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac NPCI<\/p>\"\uc778\ub3c4\uc694\uc18c\n <\/div>\n

\n
\n
\n 1<\/span>\n NPCI\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/span>\n <\/a>\n <\/div>\n
\n 2<\/span>\n NPCI\uc758 \uaddc\uc81c \ud68c\uc6d0\uc740 \ub204\uad6c\uc778\uac00\uc694?<\/span>\n <\/a>\n <\/div>\n
\n 3<\/span>\n NPCI\uc758 \ubaa9\ud45c<\/span>\n <\/a>\n <\/div>\n
\n 4<\/span>\n NPCI\uc758 \uc6b4\uc601<\/span>\n <\/a>\n <\/div>\n <\/div>\n <\/div>\n\n\n\n

NPCI\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/span><\/h3>\n\n\n\n

NPCI(\uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac)\ub294 \uc778\ub3c4 \ub0b4 \uc18c\ub9e4 \uacb0\uc81c \uc6b4\uc601\uc744 \uc704\ud55c \ubcf4\uc548 \uacb0\uc81c \uae30\uad00\uc785\ub2c8\ub2e4. NPCI\ub294 2008\ub144 12\uc6d4\uc5d0 \uc124\ub9bd\ub418\uc5c8\uc73c\uba70 \uc778\ub3c4\uc911\uc559\uc740\ud589\uc774 \uc778\ub3c4\uc740\ud589\ud611\ud68c\uc640 \ud611\ub825\ud558\uc5ec \uc124\ub9bd\ud588\uc73c\uba70, 2009\ub144 4\uc6d4\uc5d0 \uc6b4\uc601 \uac1c\uc2dc \uc778\uc99d\uc11c\uac00 \ubc1c\uae09\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud604\uc7ac NPCI\ub294 10\ub300 \uc2a4\ud3f0\uc11c \uc740\ud589\uc5d0\uc11c \ud64d\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n \uc778\ub3c4 \uc2a4\ud14c\uc774\ud2b8 \ubc45\ud06c(SBI)\n\n\n\n \ud380\uc7a1 \uad6d\ub9bd \uc740\ud589(PNB)\n\n\n\n \uce74\ub098\ub77c \uc740\ud589(\uce74\ub098\ub77c \uc740\ud589)\n\n\n\n \ubc45\ud06c \uc624\ube0c \ubc14\ub85c\ub2e4(\ubc45\ud06c \uc624\ube0c \ubc14\ub85c\ub2e4)\n\n\n\n \uc720\ub2c8\uc628 \ubc45\ud06c \uc624\ube0c \uc778\ub514\uc544(\uc720\ub2c8\uc628 \ubc45\ud06c \uc624\ube0c \uc778\ub514\uc544)\n\n\n\n \uc778\ub3c4 \uc740\ud589\n\n\n\n \uc778\ub3c4 \uc0b0\uc5c5 \uc2e0\uc6a9 \ubc0f \ud22c\uc790 \uc740\ud589(ICIC \uc740\ud589)\n\n\n\n HDFC \uc740\ud589\n\n\n\n \uc528\ud2f0\uc740\ud589\n\n\n\n HSBC\n

NPCI\uc758 \uaddc\uc81c \ud68c\uc6d0\uc740 \ub204\uad6c\uc778\uac00\uc694?<\/span><\/h3>\n\n\n\n

\ubb44\ubc14\uc774\uc5d0 \ubcf8\uc0ac\ub97c \ub454 NPCI(\uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac)\ub294 2013\ub144 \ud68c\uc0ac\ubc95 8\uc870\uc5d0 \ub530\ub77c \ub4f1\ub85d\ub41c \uae30\uad00\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

NPCI \uaddc\uc81c \uc704\uc6d0\ud68c\ub294 \ub2e4\uc74c \uc704\uc6d0\uc73c\ub85c \uad6c\uc131\ub429\ub2c8\ub2e4:<\/p>\n\n\n\n \ube44\uc2a4\uc640\ubaa8\ud55c \ub9c8\ud558\ud30c\ud2b8\ub77c\ub294 \ube44\uc0c1\uc784 \uc758\uc7a5\uc744 \uc5ed\uc784\ud588\uc2b5\ub2c8\ub2e4.\n\n\n\n \uc778\ub3c4 \uc911\uc559\uc740\ud589(RBI) \uc9c0\uba85\uc790.\n\n\n\n \ud6c4\ubcf4\uc790\ub294 10\uac1c\uc758 \ud575\uc2ec \uc2a4\ud3f0\uc11c \uc740\ud589\uc5d0\uc11c \ucd94\ucc9c\ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n\n\n\n \ud604\uc7ac \ub51c\ub9bd \uc544\uc2a4\ubca0\ub294 NPCI\uc758 \uc804\ubb34\uc774\uc0ac \uacb8 \ucd5c\uace0\uacbd\uc601\uc790(CEO)\ub85c \uc7ac\uc9c1 \uc911\uc785\ub2c8\ub2e4.\n

NPCI\uc758 \ubaa9\ud45c<\/span><\/h3>\n\n\n\n

\uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac(NPCI)\uc758\uc778\ub3c4 \uc911\uc559\uc740\ud589<\/a>(RBI)\uc640 \uc778\ub3c4\uc740\ud589\ud611\ud68c(IBA)\ub294 \uc18c\ub9e4 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \uc704\ud574 \ub2e4\uc591\ud55c \uc2dc\uc2a4\ud15c\uc744 \uc804\uad6d\uc801\uc73c\ub85c \ud1b5\uc77c\ub418\uace0 \ud45c\uc900\ud654\ub41c \ube44\uc988\ub2c8\uc2a4 \ud504\ub85c\uc138\uc2a4\ub85c \ud1b5\ud569\ud558\uace0 \ud1b5\ud569\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\uace0 \uc788\uc73c\uba70, NPCI\uc758 \ub610 \ub2e4\ub978 \uc8fc\uc694 \ubaa9\ud45c\ub294 \uae08\uc735 \ud3ec\uc6a9 \uacfc\uc815\uc5d0\uc11c \uc11c\ubbfc\uc744 \ub3c4\uc6b8 \uc218 \uc788\ub294 \uc800\ub834\ud55c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ub9cc\ub4dc\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

2007\ub144 PSS\ubc95\uc5d0 \ub530\ub77c NPCI\ub294 RBU\ub85c\ubd80\ud130 \ub2e4\uc74c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \uc6b4\uc601\ud560 \uc218 \uc788\ub294 \uad8c\ud55c\uc744 \ubd80\uc5ec\ubc1b\uc558\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n \uad6d\uac00 \uae08\uc735 \uc804\ud658(NFS).\n\n\n\n \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c(IMPS<\/a>).\n\n\n\n \uc740\ud589\uc5d0\uc11c \ubc1c\uae09\ud55c RuPay \uce74\ub4dc(\uc9c1\ubd88\/\uc120\ubd88 \uce74\ub4dc) \ubc0f \ube44\uc740\ud589 \uae08\uc735\ud68c\uc0ac(NBFC) \ub610\ub294 \uc778\ub3c4 \uc911\uc559\uc740\ud589\uc774 \uc2b9\uc778\ud55c \uae30\ud0c0 \ubc95\uc778\uc5d0\uc11c \ubc1c\uae09\ud55c \uacf5\ub3d9 \ube0c\ub79c\ub4dc \uc2e0\uc6a9 \uce74\ub4dc\uc758 \uc81c\ud734.\n\n\n\n \uad6d\uac00 \uc790\ub3d9 \uccad\uc0b0\uc18c(ACH).\n\n\n\n Aadhaar<\/a>\uc9c0\uc6d0\ub418\ub294 \uacb0\uc81c \uc2dc\uc2a4\ud15c(AEPS).\n\n\n\n \uc218\ud45c \uc808\ucde8 \uc2dc\uc2a4\ud15c \uc6b4\uc601.\n

\uc790\uc138\ud788 \uc77d\uc5b4\ubcf4\uc138\uc694:\uc778\ub3c4\uc758 \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc778 IMPS\uc640 NEFT\uc758 \ucc28\uc774\uc810<\/a><\/p>\n\n\n\n

NPCI\uc758 \uc6b4\uc601<\/span><\/h3>\n\n\n\n

\ud604\uc7ac \uc778\ub3c4 \uad6d\ub9bd\uacb0\uc81c\uacf5\uc0ac\uc5d0\uc11c \ucd9c\uc2dc\ud55c \uc0c1\ud488 \uc911 \uc77c\ubd80\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n RuPay: \ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504\uc640 EMV \uce69\uc744 \uc0ac\uc6a9\ud558\ub294 \uc778\ub3c4\uc758 \uad6d\ub0b4 \uce74\ub4dc \ud504\ub85c\uadf8\ub7a8\uc785\ub2c8\ub2e4. \uc774 \uce74\ub4dc\ub294 \ud604\uc7ac \ubaa8\ub4e0 ATM\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc73c\uba70 \uc778\ub3c4 \ub0b4 300\uac1c\uc758 \ud611\ub3d9\uc870\ud569 \uc740\ud589\uacfc \uc9c0\uc5ed \ub18d\ucd0c \uc740\ud589(RRB)\uc5d0\uc11c \ubc1c\uae09\ud569\ub2c8\ub2e4. \ub0b4\uc154\ub110 \uc720\ub2c8\ubc84\uc124 \ubaa8\ubc14\uc77c \uce74\ub4dc: \ub8e8\ud398\uc774 \ube44\uc811\ucd09\uc2dd \uce74\ub4dc\ub77c\uace0\ub3c4 \ud558\ub294 \uc774 \uce74\ub4dc\ub294 \uce74\ub4dc \uc18c\uc9c0\uc790\uac00 \uce74\ub4dc\ub97c \ubb3c\ub9ac\uc801\uc73c\ub85c \uc2a4\uc640\uc774\ud504\ud558\uac70\ub098 \uc0bd\uc785\ud558\uc9c0 \uc54a\uace0 \ube44\uc811\ucd09\uc2dd \uacb0\uc81c \ub2e8\ub9d0\uae30\uc5d0\uc11c \uce74\ub4dc\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ube44\uc811\ucd09\uc2dd \uacb0\uc81c \uae30\uc220\uc785\ub2c8\ub2e4.\n\n\n\n \ubc14\ub77c\ud2b8 \uc778\ud130\ud398\uc774\uc2a4 \ud3ec \uba38\ub2c8(BHIM) : \ubc14\ub77c\ud2b8 \uc778\ud130\ud398\uc774\uc2a4 \ud3ec \uba38\ub2c8(BHIM)\ub294 NPCI \ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4(UPI) \uae30\ubc18\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc785\ub2c8\ub2e4. UPI\ub97c \uc0ac\uc6a9\ud558\uc5ec \ub2e4\ub978 \uace0\uac1d\uacfc \uc27d\uac8c \ub3c8\uc744 \uc8fc\uace0\ubc1b\uc744 \uc218 \uc788\ub294 \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. BHIM\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \ub9c1\ud06c\ub41c \ubb38\uc11c\ub97c \ucc38\uc870\ud558\uc138\uc694.\n\n\n\n \uc778\ub3c4\uc758 \ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4<\/a>(UPI): \ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4(UPI<\/a>)\ub294 2016\ub144 4\uc6d4 11\uc77c\uc5d0 \uc740\ud589 \uac04 \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc73c\ub85c \ucd9c\uc2dc\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \ub450 \uac1c\uc758 \uc740\ud589 \uacc4\uc88c \uac04\uc5d0 \uc989\uc2dc \uc774\uccb4\ud560 \uc218 \uc788\ub294 \ubaa8\ubc14\uc77c \ud50c\ub7ab\ud3fc\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uac1c\ubc1c\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\ub824\uba74 \ub9c1\ud06c\ub41c \ubb38\uc11c\ub97c \ucc38\uc870\ud558\uc138\uc694.\n\n\n\n \ubc14\ub77c\ud2b8 \uccad\uad6c\uc11c \uacb0\uc81c \uc2dc\uc2a4\ud15c: \ubc14\ub77c\ud2b8 \uccad\uad6c\uc11c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 NPCI\uc640 \uc778\ub3c4\uc900\ube44\uc740\ud589(RBI<\/a>)\ub294 \ubaa8\ub4e0 \uccad\uad6c\uc11c \uacb0\uc81c\ub97c \uc704\ud55c \uacf5\ub3d9 \ud6c4\uc6d0 \uc774\ub2c8\uc154\ud2f0\ube0c\ub85c, \uace0\uac1d\uc5d0\uac8c \uc0c1\ud638 \uc6b4\uc6a9 \uac00\ub2a5\ud558\uace0 \uc811\uadfc \uac00\ub2a5\ud55c \uccad\uad6c\uc11c \uacb0\uc81c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4.\n

NPCI(\uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac)\ub294 \uc778\ub3c4 \uc900\ube44 \uc740\ud589\uacfc \uc778\ub3c4 \uc740\ud589 \ud611\ud68c\uc758 \uc774\ub2c8\uc154\ud2f0\ube0c\uc785\ub2c8\ub2e4. \uadf8\uc989\uc2dc \uacb0\uc81c \uc11c\ube44\uc2a4<\/a>(IMPS)\ub294 \uc778\ub3c4\ub97c \uc18c\ub9e4\uc5c5 \uc2e4\uc2dc\uac04 \uacb0\uc81c \ubd84\uc57c\uc758 \uae00\ub85c\ubc8c \ub9ac\ub354\ub85c \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n\n\n<\/p>","protected":false},"excerpt":{"rendered":"

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