{"id":2552,"date":"2025-05-11T12:36:06","date_gmt":"2025-05-11T04:36:06","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2552"},"modified":"2025-05-11T12:36:06","modified_gmt":"2025-05-11T04:36:06","slug":"%e5%a6%82%e4%bd%95%e9%80%9a%e8%bf%87%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e6%8f%90%e5%8d%87%e7%8b%ac%e7%ab%8b%e7%ab%99%e8%bd%ac%e5%8c%96%e7%8e%87%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/11\/%e5%a6%82%e4%bd%95%e9%80%9a%e8%bf%87%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e6%8f%90%e5%8d%87%e7%8b%ac%e7%ab%8b%e7%ab%99%e8%bd%ac%e5%8c%96%e7%8e%87%ef%bc%9f\/","title":{"rendered":"\uc911\ub3d9 \uacb0\uc81c\ub85c \uc778\ub514\uc758 \uc804\ud658\uc728\uc744 \ub192\uc774\ub294 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc778\uac00\uc694?"},"content":{"rendered":"<p>\uc911\ub3d9 \uc2dc\uc7a5\uc5d0\uc11c \ub3c5\ub9bd \uc6f9\uc0ac\uc774\ud2b8\uc758 \uc804\ud658\uc728\uc744 \uac1c\uc120\ud558\ub824\uba74 \ud604\uc9c0 \uacb0\uc81c \uc2b5\uad00, \uc885\uad50 \ubb38\ud654, \uc18c\ube44\uc790 \uc120\ud638\ub3c4\uc5d0 \ub300\ud55c \uae4a\uc740 \uc774\ud574\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc544\ub798\ub294 \uc8fc\uc694 \ub370\uc774\ud130\ub97c \uc9c0\uc6d0\ud558\ub294 7\uac00\uc9c0 \ucc28\uc6d0\uc758 \uccb4\uacc4\uc801\uc778 \uc194\ub8e8\uc158\uc785\ub2c8\ub2e4:<\/p>\n<ol>\n<li>\ud604\uc9c0\ud654\ub41c \uacb0\uc81c \ub9e4\ud2b8\ub9ad\uc2a4 \uad6c\ucd95(\ud575\uc2ec \uc778\ud504\ub77c)<\/li>\n<\/ol>\n<ul>\n<li>\uc561\uc138\uc2a4\ud574\uc57c \ud558\ub294 4\uac00\uc9c0 \uc8fc\uc694 \ubc29\ubc95:<br \/>\n\ub9c8\ub2e4 \uce74\ub4dc(\uc0ac\uc6b0\ub514 \uc815\ubd80\uc5d0\uc11c \uc758\ubb34\uc801\uc73c\ub85c \ubc1c\uae09, 92% \uc801\uc6a9)<br \/>\n\uc560\ud50c \ud398\uc774\/\uad6c\uae00 \ud398\uc774(\uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8 \ubcf4\uae09\ub960 61%)<br \/>\nSTC Pay(800\ub9cc \uba85 \uc774\uc0c1\uc758 \uc0ac\uc6b0\ub514 \uc804\uc790\uc9c0\uac11 \uc0ac\uc6a9\uc790)<br \/>\n\ud0dc\ube44\/\uce90\uc288(\uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \uc0ac\uc6a9\ub960 43%)<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li>\uc885\uad50 \uaddc\uc815 \uc900\uc218 \uc124\uacc4<\/li>\n<\/ol>\n<ul>\n<li>\ub77c\ub9c8\ub2e8 \uae30\uac04 \ub3d9\uc548 \uacb0\uc81c \ud398\uc774\uc9c0\uc5d0 '\uc790\uc120 \uae30\ubd80' \uc635\uc158\uc744 \ucd94\uac00\ud574\uc57c \ud569\ub2c8\ub2e4(\uace0\uac1d\ub2f9 12% \uac00\uaca9 \uc778\uc0c1).<\/li>\n<li>\uc774\uc2ac\ub78c \uae30\ud558\ud559\uc801 \ud328\ud134\uc744 \uc120\ud638\ud558\ub294 \uc2ed\uc790\uac00\/\ubcc4 \uc544\uc774\ucf58\uc744 \ud53c\ud558\uc138\uc694.<\/li>\n<li>\ud560\ub784 \uc778\uc99d \uc81c\ud488\uc740 \ubcc4\ub3c4\uc758 \ube60\ub978 \uacb0\uc81c \ucc44\ub110\uc744 \uc124\uc815\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<ol start=\"3\"><\/p>\n<li>\uae30\uc220 \ucd5c\uc801\ud654 \ud504\ub85c\uadf8\ub7a8<\/li>\n<\/ol>\n<ul>\n<li>\ub85c\ub4dc \uc18d\ub3c4: \uc911\ub3d9 \ud3c9\uade0 \uc778\ud130\ub137 \uc18d\ub3c4 9.2Mbps, \uc9c0\uc5f0 1\ucd08\ub2f9 171\uba85\uc758 TP3T \uc0ac\uc6a9\uc790 \uc190\uc2e4<\/li>\n<li>API \uc9c1\uc811 \uc5f0\uacb0: 15%-20%\uc5d0 \ub300\ud55c \uacb0\uc81c \uc911\ub2e8\uc744 \uc720\ubc1c\ud558\ub294 \uc810\ud504\ub97c \ubc29\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n<li>RTL \uc801\uc751: \uc544\ub78d\uc5b4 \uc778\ud130\ud398\uc774\uc2a4\ub294 \uc624\ub978\ucabd\uc73c\ub85c \uc815\ub82c\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<ol start=\"4\"><\/p>\n<li>\n<p>BNPL \uc804\ub7b5 \uc2e4\ud589 \uacbd\ub85c<br \/>\n1\ub4f1\uae09 \uad6d\uac00 \uc120\ud638 \ud0ed\ube44(\ubb34\uc774\uc790 \uae30\uac04 4\ud68c \uc9c0\uc6d0)<br \/>\n\ud2f0\uc5b42 \uc2dc\uc7a5\uc774 \ud3ec\uc2a4\ud2b8\ud398\uc774\ub97c \ubc00\uc5b4\ubd99\uc785\ub2c8\ub2e4(\ub450\ubc14\uc774 \uc2dc\uc7a5 \uc810\uc720\uc728 38%).<br \/>\n\uc0ac\uc6b0\ub514 \ucd94\ucc9c \ud0c0\ub9c8\ub77c + ADIB \uc870\ud569 \ud504\ub85c\uadf8\ub7a8<\/p>\n<\/li>\n<li>\n<p>COD \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc2dc\uc2a4\ud15c \uad6c\ucd95<\/p>\n<\/li>\n<\/ol>\n<ol start=\"5\"><\/p>\n<li><strong>COD \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc2dc\uc2a4\ud15c \uad6c\ucd95(\uc778\ub3c4 \uc2dc \ud604\uae08\ud654 \ucd5c\uc801\ud654)<\/strong><br \/>\n\uc911\ub3d9\uc758 COD \uc810\uc720\uc728\uc740 \uc5ec\uc804\ud788 35%-50%\ub85c \ub192\uc9c0\ub9cc \uac70\ubd80\uc728\uc740 20%\uae4c\uc9c0 \uc62c\ub77c\uac08 \uc218 \uc788\uc73c\ubbc0\ub85c \uc9c0\ub2a5\ud615 \ud48d\ub825 \uc81c\uc5b4 \uba54\ucee4\ub2c8\uc998\uc774 \ud544\uc694\ud569\ub2c8\ub2e4:<\/li>\n<\/ol>\n<ul>\n<li>\n<p><strong>\ub3d9\uc801 \uc2e0\uc6a9 \ud3c9\uac00<\/strong>::<\/p>\n<ul>\n<li>\ud0c0\uc0ac \uc2e0\uc6a9 \uc11c\ube44\uc2a4(\uc608: Dun &amp; Bradstreet Middle East)\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4<\/li>\n<li>\ube14\ub799\ub9ac\uc2a4\ud2b8 \uc2dc\uc2a4\ud15c\uc740 \uace0\uc704\ud5d8 \uc9c0\uc5ed\uc744 \uc790\ub3d9\uc73c\ub85c \ucc28\ub2e8\ud569\ub2c8\ub2e4(\uc608: \uc608\uba58 \uad6d\uacbd 3km \uc774\ub0b4 \uc8fc\ubb38 \uac70\ubd80\uc728\uc774 401 TP3T\ub97c \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0).<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc0ac\uc804 \uc2b9\uc778 \uba54\ucee4\ub2c8\uc998<\/strong>::<\/p>\n<ul>\n<li>UAE\uc758 10% \ubcf4\uc99d\uae08 \uc120\uacb0\uc81c \uc758\ubb34\ud654(30% \ud3ec\uae30\uc728 \uac10\uc18c)<\/li>\n<li>\ud55c\uad6d\uc778\ud130\ub137\uc9c4\ud765\uc6d0, '\ub514\uc9c0\ud138 \uc11c\uba85 \ud655\uc778' \uc81c\ub3c4 \uc2dc\ud589(15% \ubd84\uc7c1 \uac10\uc18c)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ol start=\"6\"><\/p>\n<li><strong>\uacb0\uc81c \uc2dc\ub098\ub9ac\uc624 \uc6b4\uc601 \uc804\ub7b5<\/strong><\/li>\n<\/ol>\n<ul>\n<li>\n<p><strong>\ub77c\ub9c8\ub2e8 \uc2a4\ud398\uc15c \uc5d0\ub514\uc158 \uacb0\uc81c \uc808\ucc28<\/strong>::<br \/>\n\"\uc774\ud504\ud0c0\ub974 \ub514\ub108\" \uc2dc\uac04 \uc81c\ud55c \ubc30\ub2ec \uc635\uc158(\uc804\ud658 \u219123%)<br \/>\n'\uc790\ub3d9\uc2ec\uc7a5\ucda9\uaca9\uae30 1AED \uc790\ub3d9 \ubb34\ub8cc \ubc30\uc1a1 \uae30\ubd80' \ubc84\ud2bc(\uace0\uac1d \ub2e8\uac00 \u219118%)<\/p>\n<\/li>\n<li>\n<p><strong>\uc11d\uc720 \ud68c\uc0ac \uae09\uc5ec \uc9c0\uae09\uc77c \ub9c8\ucf00\ud305<\/strong>::<br \/>\n\ub9e4\uc6d4 5\uc77c\uc5d0 \uacb0\uc81c\ud558\uace0 \ub2f9\uc77c\uc5d0 '\ubb34\uc774\uc790 \ud560\ubd80 + \uc5f0\ub8cc \ubcf4\uc870\uae08 \ubc14\uc6b0\ucc98'\ub97c \uc81c\uacf5\ud558\ub294 ADNOC\uacfc \uac19\uc740 UAE \uae30\uc5c5(\ucd5c\ub300 1:9.3\uc758 ROI)<\/p>\n<\/li>\n<\/ul>\n<ol start=\"7\"><\/p>\n<li><strong>\uaddc\uc815 \uc900\uc218 \ubc0f \uc0ac\uae30 \ubc29\uc9c0 \uc544\ud0a4\ud14d\ucc98<\/strong><\/li>\n<\/ol>\n<pre><code class=\"language-python\"># \uc911\ub3d9\uc5d0 \ud2b9\ud654\ub41c \ubb38\uc81c \ud0d0\uc9c0 \ubaa8\ub378 \uc608\uc2dc<br>\r\ndef fraud_detection(order).<br>\r\n    gcc_blacklist\uc5d0 order.ip\uac00 \uc788\uc73c\uba74: False\ub97c \ubc18\ud658\ud569\ub2c8\ub2e4.<br>\r\n    if order.device == '\uc2ec\ube44\uc548': True # \uc911\ub3d9 \uad6c\ud615 \ud734\ub300\ud3f0 \uc0ac\uae30 \ub9c8\ucee4\ub97c \ubc18\ud658\ud569\ub2c8\ub2e4.<br>\r\n    order.time\uc774 ['04:00-06:00']\uc774\uace0 items\uc5d0 'porn'\uc774 \uc788\uc73c\uba74: \uac70\uc9d3 # \uc774\uc2ac\ub78c \uc544\uce68 \uc120\ubb3c \uc2dc\uac04\ub300 \uc81c\ud55c \uce74\ud14c\uace0\ub9ac\ub97c \ubc18\ud658\ud569\ub2c8\ub2e4.<br>\r\n<\/code><\/pre>\n<ol start=\"8\"><\/p>\n<li>\n<p><strong>A\/B \ud14c\uc2a4\ud2b8 \uc8fc\uc694 \uc9c0\ud45c \ub77c\uc774\ube0c\ub7ec\ub9ac<\/strong> (\ud604\uc9c0\ud654 \ucd5c\uc801\ud654 \ubca4\uce58\ub9c8\ud06c)<br \/>\n| \ud14c\uc2a4\ud2b8 \uc694\uc18c &gt; \ud14c\uc2a4\ud2b8 \uc694\uc18c &gt; KSA \ucd5c\uc801\ud654 &gt; UAE \ucd5c\uc801\ud654 &gt;<br \/>\n|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|<br \/>\n| CTA \ubc84\ud2bc \uc0c9\uc0c1 | \ud32c\ud1a4 3435C \ub179\uc0c9 | \uba54\ud0c8\ub9ad \uace8\ub4dc | \uba54\ud0c8\ub9ad \uace8\ub4dc<br \/>\n| COD \uc704\uce58 | 2\ub2e8\uacc4 \uc228\uaca8\uc9c4 \uc635\uc158 | 1\ub2e8\uacc4 \uba85\uc2dc\uc801 \ud45c\uc2dc | 2\ub2e8\uacc4 \uba85\uc2dc\uc801 \ud45c\uc2dc<br \/>\n| BNPL \uc2a4\ud14c\uc774\uc9d5 \uae30\ubcf8\uac12 | Tamara4 | Tabby3 |<\/p>\n<\/li>\n<li>\n<p><strong>\uc2e4\ud328\ud55c \uac70\ub798 \ubcf5\uad6c \uc2dc\uc2a4\ud15c<\/strong><\/p>\n<\/li>\n<\/ol>\n<ul>\n<li>AH \ub9cc\ub8cc\uc77c \uc54c\ub9bc\uc774 \ud3ec\ud568\ub41c SMS 2\ucc28 \uacb0\uc81c \ub9c1\ud06c: \"\uc54c\ub77c\uac00 \uc81c\uacf5\ud55c \uac70\ub798 \uc644\ub8cc\uae4c\uc9c0 2\uc77c \ub0a8\uc558\uc2b5\ub2c8\ub2e4.\"<\/li>\n<li>WhatsApp \ud558\uc774\ud508 \ubd07\uc774 \uc0ac\uc6b0\ub514 \ubc29\uc5b8 \uc74c\uc131 \uba54\uc2dc\uc9c0 \uc9c0\uc6d0<\/li>\n<\/ul>\n<ol start=\"10\"><\/p>\n<li><em>\uad81\uadf9\uc758 \ucf64\ubcf4\ub97c \uc704\ud55c \ucf00\uc774\uc2a4<\/em>::<br \/>\n\ub450\ubc14\uc774 \uc8fc\uc5bc\ub9ac, 'STC \ud398\uc774 + \ud0dc\ube44 + \uc2e4\uc2dc\uac04 \uace8\ub4dc \uac00\uaca9' \uc2dc\ud589 \ud6c4 \ub3c5\ub9bd:<br \/>\n\u2705 COD \uc804\ud658\uc728 28% \u2192 19%(GMV \uc131\uc7a5\ub960 \uc720\uc9c0)<br \/>\n\u2705 BNPL \uace0\uac1d \ub2e8\uac00\uac00 $417\ub85c \uc778\uc0c1\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<br \/>\n\u2705 RTO 11% \ud3ec\uc778\ud2b8 \uac10\uc18c<\/li>\n<\/ol>","protected":false},"excerpt":{"rendered":"<p>\uc911\ub3d9 \uc2dc\uc7a5\uc5d0\uc11c \ub3c5\ub9bd \uc0ac\uc774\ud2b8\uc758 \uc804\ud658\uc728\uc744 \ub192\uc774\ub824\uba74 \ud604\uc9c0 \uacb0\uc81c \uc2b5\uad00, \uc885\uad50\uc801 \uad00\uc2b5\uc5d0 \ub300\ud55c \uae4a\uc740 \uc774\ud574\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-2552","post","type-post","status-publish","format-standard","hentry","category-35"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5982\u4f55\u901a\u8fc7\u4e2d\u4e1c\u652f\u4ed8\u63d0\u5347\u72ec\u7acb\u7ad9\u8f6c\u5316\u7387\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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