{"id":2562,"date":"2025-05-11T12:56:14","date_gmt":"2025-05-11T04:56:14","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2562"},"modified":"2025-05-11T12:56:14","modified_gmt":"2025-05-11T04:56:14","slug":"%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e6%b5%8b%e8%af%95%e7%8e%af%e5%a2%83%e4%b8%8e%e6%b2%99%e7%ae%b1%e8%ae%be%e7%bd%ae%e6%96%b9%e6%b3%95","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/11\/%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e6%b5%8b%e8%af%95%e7%8e%af%e5%a2%83%e4%b8%8e%e6%b2%99%e7%ae%b1%e8%ae%be%e7%bd%ae%e6%96%b9%e6%b3%95\/","title":{"rendered":"\ubca0\ud2b8\ub0a8\uc5d0\uc11c \uacb0\uc81c\ub97c \uc704\ud55c \ud14c\uc2a4\ud2b8 \ud658\uacbd \ubc0f \uc0cc\ub4dc\ubc15\uc2a4\ub97c \uc124\uc815\ud558\ub294 \ubc29\ubc95"},"content":{"rendered":"<h1>\ubca0\ud2b8\ub0a8 \uacb0\uc81c \ud14c\uc2a4\ud2b8 \ud658\uacbd \ubc0f \uc0cc\ub4dc\ubc15\uc2a4 \uc124\uc815 \ubc29\ubc95 \uc790\uc138\ud788 \ubcf4\uae30<\/h1>\n<h2>I. \ubca0\ud2b8\ub0a8 \uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \ud14c\uc2a4\ud2b8 \ud658\uacbd\uc758 \uc911\uc694\uc131<\/h2>\n<p>\ub3d9\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \ub514\uc9c0\ud138 \uacbd\uc81c \uad6d\uac00 \uc911 \ud558\ub098\uc778 \ubca0\ud2b8\ub0a8\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc804\uc790\uacb0\uc81c \uc2dc\uc7a5\uc774 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubca0\ud2b8\ub0a8 \uc911\uc559\uc740\ud589(SBV)\uc5d0 \ub530\ub974\uba74 2022\ub144 \ube44\ud604\uae08 \uac70\ub798\uc561\uc740 \uc804\ub144 \ub300\ube44 851\uc870 3\ucc9c\uc5b5 \ub2ec\ub7ec \uc99d\uac00\ud588\uc73c\uba70, \ubaa8\ubc14\uc77c \uacb0\uc81c \uc0ac\uc6a9\uc790 \uc218\ub294 4\ucc9c\ub9cc \uba85\uc744 \ub118\uc5b4\uc130\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae09\uc18d\ud55c \ubc1c\uc804\uc758 \ubc30\uacbd\uc5d0\ub294 \uae08\uc735 \uae30\uad00\uacfc \uae30\uc220 \uae30\uc5c5\uc5d0\uac8c \uac74\uc804\ud55c \uacb0\uc81c \ud14c\uc2a4\ud2b8 \ud658\uacbd\uacfc \uc0cc\ub4dc\ubc15\uc2a4 \uba54\ucee4\ub2c8\uc998\uc758 \uad6c\ucd95\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uaddc\uc815 \uc900\uc218 \uc694\uad6c \uc0ac\ud56d<\/strong>\ubca0\ud2b8\ub0a8 \uc911\uc559\uc740\ud589\uc740 \ubaa8\ub4e0 \uacb0\uc81c \uc194\ub8e8\uc158\uc774 \ucd9c\uc2dc \uc804\uc5d0 \uc5c4\uaca9\ud55c \uae30\uc220 \ubc0f \ubcf4\uc548 \ud14c\uc2a4\ud2b8\ub97c \ud1b5\uacfc\ud574\uc57c \ud55c\ub2e4\uace0 \uaddc\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0<strong>\uc0ac\uc6a9\uc790 \uacbd\ud5d8 \ucd5c\uc801\ud654<\/strong>\ud504\ub85c\uc138\uc2a4\uc758 \uc6d0\ud65c\ud568\uc744 \uac80\uc99d\ud558\ub824\uba74 \ub9ce\uc740 \uc218\uc758 \uc2dc\ubbac\ub808\uc774\uc158 \ud2b8\ub79c\uc7ad\uc158\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ub610\ud55c<strong>\uad6d\uacbd \uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c<\/strong>(\uc608: NAPAS, VNPay \ub4f1\uacfc \uac19\uc740 \ub85c\uceec \uccad\uc0b0 \ub124\ud2b8\uc6cc\ud06c \uc5f0\uacb0) \ub610\ud55c \uaca9\ub9ac\ub41c \ud658\uacbd\uc5d0\uc11c \uc644\uc804\ud788 \uac80\uc99d\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc801\uc808\ud55c \ud14c\uc2a4\ud2b8\ub97c \uac70\uce58\uc9c0 \uc54a\uc740 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ucd9c\uc2dc\ud558\uba74 \uac70\ub798 \uc2e4\ud328\ub85c \uc778\ud55c \uc790\uae08 \uc190\uc2e4 \uc704\ud5d8, \ud604\uc9c0 \uae08\uc735 \uaddc\uc815 \uc704\ubc18\uc73c\ub85c \uc778\ud55c \ubc8c\uae08 \ubd80\uacfc, \ube0c\ub79c\ub4dc \ud3c9\ud310 \uc190\uc0c1 \ub4f1 \uc2ec\uac01\ud55c \uacb0\uacfc\ub97c \ucd08\ub798\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\ubca0\ud2b8\ub0a8 \ud604\uc9c0 \ud14c\uc2a4\ud2b8 \ud658\uacbd \uad6c\ucd95 \uc900\ube44\ud558\uae30<\/h2>\n<h3>1. \ud558\ub4dc\uc6e8\uc5b4 \uc778\ud504\ub77c \uad6c\uc131<\/h3>\n<p>\uc9c0\uc5f0 \uc2dc\uac04\uc744 \uc904\uc774\ub824\uba74 \ud638\uce58\ubbfc\uc2dc \ub610\ub294 \ud558\ub178\uc774\uc5d0 \ub85c\uceec \uc11c\ubc84 \ud074\ub7ec\uc2a4\ud130\ub97c \uc124\uc815\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\ucd5c\uc18c \uad6c\uc131 \uc694\uad6c \uc0ac\ud56d<\/strong>4\ucf54\uc5b4 CPU\/16GB RAM\/500GB SSD \uc2a4\ud1a0\ub9ac\uc9c0<\/li>\n<li><strong>\ub124\ud2b8\uc6cc\ud06c \ub300\uc5ed\ud3ed \ubcf4\uc7a5<\/strong>\ucd5c\uc18c 100Mbps \uc804\uc6a9 \ud68c\uc120 \uc561\uc138\uc2a4<\/li>\n<li><strong>\uc774\uc911\ud654 \uc124\uacc4 \uae30\uc900<\/strong>\ub4c0\uc5bc \uc804\uc6d0 \uacf5\uae09 \uc7a5\uce58 + RAID10 \ub514\uc2a4\ud06c \uc5b4\ub808\uc774<\/li>\n<\/ul>\n<h3>2. \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc885\uc18d\uc131 \uc124\uce58<\/h3>\n<p>\uc0ac\uc804 \uc124\uce58\ud574\uc57c \ud558\ub294 \ud544\uc218 \uad6c\uc131 \uc694\uc18c\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<pre><code>Java JDK11+<br>\r\nNode.js LTS \ubc84\uc804<br>\r\nDocker CE20.10+<br>\r\nMySQL8.0 \ub610\ub294 PostgreSQL13<br>\r\nRedis 6.2 \uce90\uc2f1 \uc11c\ube44\uc2a4<br>\r\n<\/code><\/pre>\n<h3>3. VPN \ubc0f \ubcf4\uc548 \ucc44\ub110 \uc124\uc815<\/h3>\n<p>\uc77c\ubd80 \uc778\ud130\ud398\uc774\uc2a4\ub294 \uad6d\uac00 \ub0b4 IP \uc561\uc138\uc2a4\ub85c \uc81c\ud55c\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\ucd94\ucc9c VPN \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/strong>:: \ubca0\ud2b8\ud154 IDC \ub610\ub294 FPT \ud154\ub808\ucf64 \uc5d4\ud130\ud504\ub77c\uc774\uc988 \ud504\ub85c\uadf8\ub7a8<\/li>\n<li><strong>IP \ud654\uc774\ud2b8\ub9ac\uc2a4\ud2b8 \ubcf4\uace0 \ud504\ub85c\uc138\uc2a4<\/strong>:<br \/>\n1) VNPAY\uc5d0 \uc0ac\uc5c5\uc790 \ub4f1\ub85d \uc11c\ub958\ub97c \uc81c\ucd9c\ud569\ub2c8\ub2e4.<br \/>\n2) \uc678\ubd80 \uc2dc\uc2a4\ud15c \uc561\uc138\uc2a4 \uc2e0\uccad\uc11c\ub97c \uc791\uc131\ud569\ub2c8\ub2e4.<br \/>\n3) \uac10\uc0ac\ub97c \uc704\ud574 \uc601\uc5c5\uc77c \uae30\uc900 3~5\uc77c \uc815\ub3c4 \uae30\ub2e4\ub9bd\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2>III. \uba54\uc778\uc2a4\ud2b8\ub9bc \uc0cc\ub4dc\ubc15\uc2a4 \ud50c\ub7ab\ud3fc\uc6a9 \ub3c4\ud0b9 \uac00\uc774\ub4dc<\/h2>\n<h3>NAPAS \uac1c\ubc1c\uc790 \ud3ec\ud138 \uc6b4\uc601 \uc808\ucc28(\uc740\ud589 \uce74\ub4dc \uc2dc\ub098\ub9ac\uc624)<\/h3>\n<ol>\n<li>\n<p><strong>\uacc4\uc815 \ub4f1\ub85d<\/strong><br \/>\ndeveloper.napas.com.vn\uc744 \ubc29\ubb38\ud558\uc5ec \"\u0110\u0103ng k\u00fd m\u1edbi\"\ub97c \ud074\ub9ad\ud569\ub2c8\ub2e4.<\/p>\n<\/li>\n<li>\n<p><strong>\ud310\ub9e4\uc790 \ub9e4\uac1c\ubcc0\uc218 \uc218\uc9d1<\/strong><\/p>\n<pre><code class=\"language-json\">{<br>\r\n  \"merchant_id\": \"TESTMERCH123\".<br>\r\n  \"terminal_id\": \"WEB001\",<br>\r\n  \"secure_hash\": \"a1b2c3d4e5f6...\"<br>\r\n}<br>\r\n<\/code><\/pre>\n<\/li>\n<li>\n<p>API \ud638\ucd9c \uc608\uc2dc(QR \uc0dd\uc131).<\/p>\n<\/li>\n<\/ol>\n<pre><code class=\"language-php\">$napasClient = \uc0c8\ub85c\uc6b4 NapasClient(<br>\r\n    $config['merchant_id'], the<br>\r\n    $config['secure_hash']<br>\r\n);<br>\r\n$qrData = [<br>\r\n    'amount' =&gt; 100000,<br>\r\n    '\ud1b5\ud654' =&gt; 'VND',<br>\r\n    'txnRef' =&gt; uniqid('TEST_')<br>\r\n];<br>\r\n$response = $napasClient-&gt;generateQR($qrData);<br>\r\n<\/code><\/pre>\n<h3>VNPAY \uc0cc\ub4dc\ubc15\uc2a4 \uae30\ub2a5(\uac8c\uc774\ud2b8\uc6e8\uc774 \ud074\ub798\uc2a4 \uac70\ub798)<\/h3>\n<table>\n<thead>\n<tr>\n<th>\uae30\ub2a5 \ud56d\ubaa9<\/th>\n<th>\uc2dc\ubbac\ub808\uc774\uc158 \uaddc\uce59<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc131\uacf5\uc801\uc778 \uac70\ub798<\/td>\n<td>\uc9dd\uc218\ub85c \ub05d\ub098\ub294 \uae08\uc561<\/td>\n<\/tr>\n<tr>\n<td>\uc2e4\ud328\ud55c \uac70\ub798<\/td>\n<td>\ud640\uc218\ub85c \ub05d\ub098\ub294 \uae08\uc561<\/td>\n<\/tr>\n<tr>\n<td>\uc9c0\uc5f0\ub41c \uc751\ub2f5<\/td>\n<td>\uae08\uc561\uc5d0\ub294 \uc22b\uc790 7\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uc608\uc678 \ucc98\ub9ac \uc81c\uc548 \ucf54\ub4dc \uc2a4\ub2c8\ud3ab.<\/p>\n<pre><code class=\"language-python\">\uc2dc\ub3c4\ud574 \ubcf4\uc138\uc694.<br>\r\n    vnp_response = call_vnpay_api(order)<br>\r\nVNPayTimeoutError\ub97c e\ub85c \uc81c\uc678\ud569\ub2c8\ub2e4.<br>\r\n    logger.error(f \"\uc2dc\uac04 \ucd08\uacfc \uc8fc\ubb38 {order.id}: {str(e)}\")<br>\r\n    \uc2dc\uc791_\ud658\ubd88_\uc6cc\ud06c\ud50c\ub85c\uc6b0(\uc8fc\ubb38)<br>\r\n<\/code><\/pre>\n<p>IV. \uc77c\ubc18\uc801\uc778 \ube44\uc988\ub2c8\uc2a4 \ud504\ub85c\uc138\uc2a4 \uc720\ud6a8\uc131 \uac80\uc0ac \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/p>\n<p>1.<strong>\ud3d0\uc1c4 \ub8e8\ud504 \ucda9\uc804 \ubc0f \uc778\ucd9c<\/strong><\/p>\n<p>\ubaa8\uc758 \uc740\ud589\uc740 \"\uc131\uacf5\" \uc0c1\ud0dc \ucf54\ub4dc 97000\uc744 \ubc18\ud658\ud569\ub2c8\ub2e4.<br \/>\n\uc794\uc561 \ubcc0\uacbd \uc0ac\ud56d\uc774 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc5c5\ub370\uc774\ud2b8\ub418\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4.<br \/>\n\uc218\ud45c \uc218\uc218\ub8cc \uacc4\uc0b0\uc758 \uc815\ud655\uc131(VND \ub2e8\uc704\ub85c \uc815\ud655) \u2462 \uc218\ud45c \uc218\uc218\ub8cc \uacc4\uc0b0\uc758 \uc815\ud655\uc131<\/p>\n<p><em>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38.<\/em><br \/>\n\uc77c \uac04 \ubc30\uce58 \ucc98\ub9ac \uc2dc GMT+7 \uc2dc\uac04\ub300\uc758 \uc798\ubabb\ub41c \ubcc0\ud658\uc73c\ub85c \uc778\ud55c \uc870\uc815 \ucc28\uc774 \ubc1c\uc0dd<\/p>\n<p>2.<strong>\ud574\uc678 \uad6c\ub9e4 \uc2dc \ud2b9\ubcc4 \uace0\ub824 \uc0ac\ud56d<\/strong><\/p>\n<p>\ucd94\uac00 \uc778\uc99d\uc774 \ud544\uc694\ud569\ub2c8\ub2e4:<br \/>\nSWIFT \ucf54\ub4dc \uc720\ud6a8\uc131 \uac80\uc0ac \ub85c\uc9c1(\uc608: VCBVVNVX...)<br \/>\n\ud658\uc728 \uc5c5\ub370\uc774\ud2b8 \ud0c0\uc784\uc2a4\ud0ec\ud504(\ub9e4\uc77c 9:00 SBV \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \uc5c5\ub370\uc774\ud2b8\ub428)<\/p>\n<p>V. \ub514\ubc84\uae45 \ub3c4\uad6c \ubc0f \ub85c\uadf8 \ubd84\uc11d \uae30\ubc95<\/p>\n<p>\uceec\ub809\uc158 \uad00\ub9ac\uc5d0\ub294 Postman\uc744 \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4:<a href=\"https:\/\/example.com\/napas_postman.json\">NAPAS \ud15c\ud50c\ub9bf \ub2e4\uc6b4\ub85c\ub4dc<\/a><\/p>\n<p>\ud0a4 \ub85c\uadf8 \ud544\ub4dc \uc124\uba85:<\/p>\n<p><code>2023-08-20T15:23:45+07:00 | txnid=vn20230820152345 | status=\ubcf4\ub958 \uc911 | amount=1500000<\/code><\/p>\n<p>\uc18c\uc9c4 \uc21c\uc11c \uad8c\uc7a5 \uc0ac\ud56d:<\/p>\n<pre><code>grep ERROR \/var\/log\/payment_gateway.log | awk -F'|' '{print $4}' | sort | uniq -c <br>\r\n<\/code><\/pre>\n<p>VI. \uaddc\uc815 \uc900\uc218 \uc0ac\ud56d \uac01\uc11c<\/p>\n<p>22\/2019\/TT-NHNN\uc5d0 \ub530\ub985\ub2c8\ub2e4:<\/p>\n<p>\u221a \uc77c\uc77c \ud14c\uc2a4\ud2b8 \uc1a1\uae08 \ud55c\ub3c4\ub294 50,000,000VND\uc744 \ucd08\uacfc\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br \/>\n\u221a \uac80\ud1a0\ub97c \uc704\ud574 6\uac1c\uc6d4\uac04\uc758 \uc804\uccb4 \uc6b4\uc601 \ub85c\uadf8\ub97c \uc720\uc9c0\ud558\uc138\uc694.<br \/>\n\u221a \uc5f0 1\ud68c \uc774\uc0c1 PCI DSS \uce68\ud22c \ud14c\uc2a4\ud2b8 \uc218\ud589<\/p>\n<p>\ucd5c\uc2e0 \uac1c\uc815 \uc54c\ub9bc: 2023\ub144\ubd80\ud130 \uc0c8\ub85c\uc6b4 AML \uaddc\uc815\uc5d0 \ud544\uc694\ud55c AML \uc2a4\ud06c\ub9ac\ub2dd \ubaa8\ub4c8 \ud1b5\ud569(\ucc38\uc870 \ud68c\ub78c \ubc88\ud638 05\/2022\/TT-NHNN)<\/p>\n<hr>\n<p>\uc704\uc758 \ub2e8\uacc4\ub97c \uccb4\uacc4\uc801\uc73c\ub85c \uad6c\ud604\ud568\uc73c\ub85c\uc368 \uae30\uc5c5\uc740 \ubca0\ud2b8\ub0a8\uc758 \uaddc\uc81c \uc694\uac74\uc744 \ucda9\uc871\ud558\ub294 \uc804\ubb38\uac00 \uc218\uc900\uc758 \uacb0\uc81c \ud14c\uc2a4\ud2b8 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \ubc30\ud3ec\ub294 \uae30\ubcf8 \uc5f0\uacb0 \uac80\uc99d \u2192 \ube44\uc988\ub2c8\uc2a4 \uc2dc\ub098\ub9ac\uc624 \uc804\uccb4 \uc801\uc6a9 \u2192 \uc555\ub825 \uc131\ub2a5 \ud29c\ub2dd\uc758 3\ub2e8\uacc4\ub85c \uc9c4\ud589\ud560 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4. \uacc4\uc18d \uc9c0\ucf1c\ubd10 \uc8fc\uc138\uc694 www.sbv.gov.vn\u83b7\u53d6\u653f\u7b56\u66f4\u65b0\u4fe1\u606f. (\uc804\ubb38 \ucd1d 1287\ub2e8\uc5b4)<\/p>\n<p> VII. \ubca0\ud2b8\ub0a8 \uacb0\uc81c \ud14c\uc2a4\ud2b8 \ud658\uacbd\uc758 \uace0\uae09 \uad6c\uc131 \ubc0f \ucd5c\uc801\ud654<\/p>\n<p> 1. \uba40\ud2f0 \uac8c\uc774\ud2b8\uc6e8\uc774 \uc774\uc911\ud654 \uad6c\ucd95 \ud504\ub85c\uadf8\ub7a8<br \/>\n\ubca0\ud2b8\ub0a8\uc758 \ubcf5\uc7a1\ud55c \ub124\ud2b8\uc6cc\ud06c \ud658\uacbd\uc5d0\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc544\ud0a4\ud14d\ucc98 \uc124\uacc4\ub97c \uad8c\uc7a5\ud569\ub2c8\ub2e4:<\/p>\n<p>\ub9c8\uc2a4\ud130-\ub300\uae30 \uc804\ud658 \uba54\ucee4\ub2c8\uc998\uc744 \uad6c\ud604\ud558\ub294 \ub2e8\uacc4:<br \/>\n\ud638\uce58\ubbfc\uacfc \ud558\ub178\uc774\uc5d0 \uac01\uac01 \uc561\uc138\uc2a4 \ub178\ub4dc \ubc30\uce58 1.<br \/>\n2. \uc0c1\ud0dc \ud655\uc778 \uc2a4\ud06c\ub9bd\ud2b8(1\ubd84\ub9c8\ub2e4 \uc2e4\ud589)\ub97c \uad6c\uc131\ud569\ub2c8\ub2e4:<br \/>\n\"`bash<br \/>\n#!\/bin\/bash<br \/>\nPING_LOSS=$ (ping -c4 gateway1.napas.com.vn | grep '\ud328\ud0b7 \uc190\uc2e4' | awk '{print $6}')<br \/>\nif [ \"${PING_LOSS%\\%}\" -gt 30 ]; then<br \/>\n   switch_route_to_backup.sh<br \/>\nfi<br \/>\n&#8220;`<br \/>\n3. DNS \ubd80\ud558 \ubd84\uc0b0 \uc124\uc815 TTL\uc744 300\ucd08 \uc774\ud558\ub85c \uc124\uc815\ud569\ub2c8\ub2e4.<\/p>\n<p> 2. \ud604\uc9c0\ud654\ub41c \ub370\uc774\ud130 \uc2dc\ubbac\ub808\uc774\uc158\uc744 \uc704\ud55c \uaddc\uce59 \uae30\ubc18 \uad6c\ucd95<\/p>\n<p>\uc77c\ubc18\uc801\uc778 \ud14c\uc2a4\ud2b8 \ub370\uc774\ud130 \uc138\ud2b8 \uad6c\uc870:<br \/>\n|\ud544\ub4dc \uc720\ud615|\uc0dd\uc131 \uaddc\uce59|\uc608\uc2dc|<br \/>\n|&#8212;|&#8212;|&#8212;|<br \/>\n|\ubca0\ud2b8\ub0a8 \ud734\ub300\ud3f0 \ubc88\ud638|84+9\uc790\ub9ac \uc784\uc758 \uc22b\uc790(\uc55e\uc790\ub9ac\ub294 3\/5\/7\/8)|84987123456|<br \/>\n|\uc2e0\uc6d0 \uce74\ub4dc \ubc88\ud638|12\uc790\ub9ac(\uccb4\ud06c\uc12c \uc54c\uace0\ub9ac\uc998 \uc900\uc218)|001203000123|<br \/>\n|\uc740\ud589 \uacc4\uc88c \ubc88\ud638|<\u94f6\u884c\u4ee3\u7801>+10\uc790\ub9ac |9704231234567890|<\/p>\n<p>\uc911\uc694: BIDV\uc640 \uac19\uc740 \uad6d\uc720 \uc740\ud589\uc758 \ud2b9\uc218 \uacc4\uc88c \ubc88\ud638 \ud615\uc2dd \uc694\uad6c \uc0ac\ud56d(\uc608: \uc9c0\uc810 \ucf54\ub4dc \uc0bd\uc785 \ud544\uc694)\uc740 \ud2b9\ubcc4\ud788 \ucc98\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>VIII. \uc131\ub2a5 \uc555\ub825 \uce21\uc815 \uae30\uc900 \ubc0f \uad6c\ud604 \ubc29\ubc95 <\/p>\n<p> NAPAS \uc778\ud130\ud398\uc774\uc2a4 \uae30\uc900 \uba54\ud2b8\ub9ad \uc694\uad6c \uc0ac\ud56d:<br \/>\n- \ub2e8\uc77c \ud2b8\ub79c\uc7ad\uc158 \uc751\ub2f5 \uc2dc\uac04 \u2264800ms(95\ubc88\uc9f8 \ubc31\ubd84\uc704\uc218)<br \/>\n- 5\ubd84\uac04 \ub3d9\uc2dc \ucc98\ub9ac \uc6a9\ub7c9 200TPS \uc774\uc0c1<br \/>\n- \uc624\ub958\uc728 \uc784\uacc4\uac12 <0.1%\n\nJMeter\u6d4b\u8bd5\u8ba1\u5212\u5173\u952e\u914d\u7f6e\uff1a\n```xml \n<threadgroup guiclass=\"ThreadGroupGui\" testclass=\"ThreadGroup\" testname=\"VN Payment Load Test\"><br \/>\n    <intprop name=\"NumThreads\">200<\/intprop><br \/>\n    <longprop name=\"RampUp\">60<\/longprop><br \/>\n    <boolprop name=\"Scheduler\">true<\/boolprop><br \/>\n    <stringprop name=\"Duration\">300<\/stringprop><br \/>\n<\/threadgroup><br \/>\n&#8220;`<\/p>\n<p>\ubaa8\ub2c8\ud130\ub9c1 \uad8c\uc7a5 \uc0ac\ud56d: Grafana\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc2e4\uc2dc\uac04 \uce78\ubc18 \ubcf4\ub4dc\ub97c \uad6c\ucd95\ud558\uc5ec \ubaa8\ub2c8\ud130\ub9c1\uc5d0 \uc9d1\uc911\ud558\uc138\uc694:<br \/>\n- VNPOST \uc778\ud130\ud398\uc774\uc2a4 \uc131\uacf5\ub960 \ubcc0\ub3d9 \ucd94\uc774<br \/>\n- Vietcombank \ucc44\ub110\uc758 TCP \uc7ac\uc804\uc1a1 \uc18d\ub3c4<br \/>\n- MySQL \ucffc\ub9ac \uc9c0\uc5f0 \uc2dc\uac04 \ubc31\ubd84\uc704\uc218  <\/p>\n<p>9\uac00\uc9c0 \ud2b9\uc218 \uc2dc\ub098\ub9ac\uc624 \uc790\ub3d9\ud654 \ud14c\uc2a4\ud2b8 \ud504\ub808\uc784\uc6cc\ud06c <\/p>\n<p> MoMo \uc6d4\ub81b \uc2dc\ubbac\ub808\uc774\ud130 \uac1c\ubc1c \ud544\uc218 \uc694\uc18c:<\/p>\n<p>1. \uc774\ubca4\ud2b8 \ud2b8\ub9ac\uac70 \ub85c\uc9c1 \ud2b8\ub9ac\uc758 \uc608\uc785\ub2c8\ub2e4:<br \/>\n&#8220;`<br \/>\n\uc218\ub839 \uae08\uc561\uc774 500,000VND \uc774\uc0c1\uc778 \uacbd\uc6b0.<br \/>\n   \uc0ac\uc6a9\uc790\uac00 KYC\ub97c \uc644\ub8cc\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0 \u2192 \uc624\ub958 \ucf54\ub4dc MP101 \ubc18\ud658<br \/>\n   ELSEIF \uc218\ucde8\uc778\uc774 \uc5ed\uc678 \ud310\ub9e4\uc790\uc778 \uacbd\uc6b0 \u2192 AML \ud655\uc778\uc774 \ud2b8\ub9ac\uac70\ub428<br \/>\n   \uadf8\ub807\uc9c0 \uc54a\uc73c\uba74\u2192\uc815\uc0c1\uc801\uc73c\ub85c \ucc98\ub9ac\ud558\uace0 SMS \uc54c\ub9bc \ubcf4\ub0b4\uae30<br \/>\n&#8220;`<\/p>\n<p>2. \ucf5c\ubc31 \uc8fc\uc18c \uc720\ud6a8\uc131 \uac80\uc0ac \uc0ac\uc591:<br \/>\n\ub450 \uac00\uc9c0 \ubaa8\ub4dc\ub97c \uc9c0\uc6d0\ud574\uc57c \ud569\ub2c8\ub2e4:<br \/>\n\"`nginx<br \/>\n\uc704\uce58 \/vn\/callback {<br \/>\n    # HTTPS \ud544\uc218 \ubaa8\ub4dc<br \/>\n    if ($scheme ! = \"https\") { return 403; }<\/p>\n<p>    # IP \ud654\uc774\ud2b8\ub9ac\uc2a4\ud2b8 \uc778\uc99d(MoMo \uacf5\uc2dd IP \uc138\uadf8\uba3c\ud2b8\ub9cc \ud574\ub2f9)<br \/>\n    \ud5c8\uc6a9 xxx.yyyy.momo.vn.<br \/>\n}<br \/>\n&#8220;`<\/p>\n<p>X. \ubcf4\uc548 \uaddc\uc815 \uc900\uc218\uc5d0 \ub300\ud55c \uc2ec\uce35\uc801\uc778 \uc2e4\ucc9c <\/p>\n<p> PCI DSS \ub808\ubca8 3 \uc778\uc99d \uc900\ube44 \uccb4\ud06c\ub9ac\uc2a4\ud2b8:<\/p>\n<p>1. \uc554\ud638\ud654\ub41c \uc2a4\ud1a0\ub9ac\uc9c0 \uad6c\ud604 \ud504\ub85c\uadf8\ub7a8:<br \/>\n\"`java<br \/>\n\/\/ \ubca0\ud2b8\ub0a8 \uad6d\uac00 \uc554\ud638\ud654 \ub2f9\uad6d\uc774 \uc2b9\uc778\ud55c \uc54c\uace0\ub9ac\uc998 \uc870\ud569<br \/>\n\uc554\ud638 cipher = Cipher.getInstance(\"AES\/GCM\/NoPadding\");<br \/>\n\ube44\ubc00\ud0a4 \uc9c0\uc815 \ud0a4 = \uc0c8\ub85c\uc6b4 \ube44\ubc00\ud0a4 \uc9c0\uc815(<br \/>\n        decryptMasterKey(keyId), \"AES\"); \/\/HSM \uc5d0\uc2a4\ud06c\ub85c \ub8e8\ud2b8 \ud0a4<br \/>\n&#8220;`<\/p>\n<p>2. \uac10\uc0ac \ub85c\uadf8 \ubbfc\uac10\ub3c4 \ud574\uc81c \uaddc\uce59 \uc815\uaddc\uc2dd \uc608\uc81c.<br \/>\n\"`regexp\/(? :card[_-]?number)=([0-9]{6})[0-9]+([0-9]{4})\/$16789$2\/g\"`<br \/>\n\ubca0\ud2b8\ub0a8\uc5b4 \ubb38\uc790 \uc9d1\ud569 \ud544\ud130\ub9c1\uc5d0 \ud2b9\ubcc4\ud55c \uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4(\uc608: \ub3d9(\u0111\u1ed3ng)\uacfc \uac19\uc740 \ud1b5\ud654 \ub2e8\uc704 \uc124\uba85).<\/p>\n<p>&#8212;<\/p>\n<p>XI. \uc77c\ubc18\uc801\uc778 \ubb38\uc81c \ud574\uacb0 \ub9e4\ub274\uc5bc <\/p>\n<p>\uc0ac\ub840 1: \"\uc720\ud6a8\ud558\uc9c0 \uc54a\uc740 \uccb4\ud06c\uc12c\" \uc624\ub958 \ud574\uacb0 \ubc29\ubc95<\/p>\n<p>\uc0cc\ub4dc\ubc15\uc2a4\uc640 \ud504\ub85c\ub355\uc158 \ud658\uacbd\uc758 \uc11c\uba85 \uc54c\uace0\ub9ac\uc998 \ucc28\uc774\uc810 \ud655\uc778(SHA256 vs SHA512) \u2460 \uc0cc\ub4dc\ubc15\uc2a4 \ud658\uacbd\uacfc \ud504\ub85c\ub355\uc158 \ud658\uacbd\uc758 \uc11c\uba85 \uc54c\uace0\ub9ac\uc998 \ucc28\uc774\uc810 \ud655\uc778<br \/>\n\uc694\uccad \ud5e4\ub354\uc758 `X-VNP-Version`\uc774 \ud504\ub85c\ud1a0\ucf5c 2023\uc758 \uc0c8 \ubc84\uc804\uc778\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4.<br \/>\n\uacf5\uc2dd\uc801\uc73c\ub85c \uc81c\uacf5\ub418\ub294 \ub514\ubc84\uae45 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uc5ec \ud574\uc2dc \uc0dd\uc131 \uacfc\uc815\uc744 \ud655\uc778\ud569\ub2c8\ub2e4.   <\/p>\n<p>*\ud14c\uc2a4\ud2b8 \uacb0\uacfc \uc77c\ubd80 \uad6c\ud615 SDK\uc5d0\uc11c \uc2dc\uac04\ub300 \ub9e4\uac1c\ubcc0\uc218\uac00 \uc11c\uba85\uc5d0 \ud3ec\ud568\ub418\uc9c0 \uc54a\ub294 \ud638\ud658\uc131 \ubb38\uc81c\uac00 \uc788\ub294 \uac83\uc73c\ub85c \ud655\uc778\ub418\uc5c8\uc2b5\ub2c8\ub2e4*.<\/p>\n<p>&#8212;<\/p>\n<p>\uc704\uc758 \ud655\uc7a5 \uae30\ub2a5\uc744 \ud1b5\ud574 \uae30\ubcf8 \uc124\uc815\ubd80\ud130 \uace0\uae09 \ucd5c\uc801\ud654\uc5d0 \uc774\ub974\ub294 \uc804\uccb4 \ud504\ub85c\uc138\uc2a4 \uae30\uc220 \uc194\ub8e8\uc158\uc744 \uc644\ubcbd\ud558\uac8c \uad6c\ucd95\ud588\uc2b5\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c \uc138 \uac00\uc9c0 \ud575\uc2ec \uc6d0\uce59\uc744 \uac15\uc870\ud569\ub2c8\ub2e4:<\/p>\n<p>\uccab \ubc88\uc9f8\ub294 \uaddc\uc81c \uc801\uc751\uc131\uc758 \uc6d0\uce59\uc73c\ub85c, \ubaa8\ub4e0 \ud14c\uc2a4\ud2b8 \ub370\uc774\ud130\ub294 \ub370\uc774\ud130 \ud604\uc9c0\ud654\uc5d0 \uad00\ud55c SBV \ud68c\ub78c 19\ud638\uc758 \uaddc\uc815\uc744 \ub530\ub77c\uc57c \ud558\uba70, \ub450 \ubc88\uc9f8\ub294 \uc0dd\ud0dc\uc801 \ud638\ud658\uc131\uc758 \uc6d0\uce59\uc73c\ub85c QR Ph \uacf5\ud1b5 \ud45c\uc900\uacfc \ub2e4\uc591\ud55c \uc804\uc790\uc9c0\uac11\uc758 \ube44\uacf5\uac1c \ud504\ub85c\ud1a0\ucf5c\uc744 \ubaa8\ub450 \uc9c0\uc6d0\ud574\uc57c \ud558\uace0, \uc138 \ubc88\uc9f8\ub294 \uad00\ucc30 \uac00\ub2a5\uc131\uc758 \uc6d0\uce59\uc73c\ub85c API \ud638\ucd9c \uccb4\uc778\uc744 \ud3ec\uad04\ud558\ub294 3\ucc28\uc6d0 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc138 \ubc88\uc9f8\ub294 \uad00\ucc30 \uac00\ub2a5\uc131\uc758 \uc6d0\uce59\uc73c\ub85c, API \ud638\ucd9c \uccb4\uc778\uc744 \ud3ec\uad04\ud558\ub294 3\ucc28\uc6d0 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud2b9\ud788 \uc124\ub0a0(\ub5cf \uc751\uc6b0\uc60c \ub2e8)\uacfc \uac19\uc774 \ud2b8\ub798\ud53d\uc774 \uac00\uc7a5 \ub9ce\uc740 \uc2dc\uae30 \uc804\uc5d0 \ubd84\uae30\ubcc4\ub85c \uc804\uccb4 \ud68c\uadc0 \ud14c\uc2a4\ud2b8 \uc8fc\uae30\ub97c \uc218\ud589\ud560 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4. VNPAY\uc5d0\uc11c \ubc1c\ud589\ud55c \uc5f0\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc2a4\ud2b8\ub808\uc2a4 \ubcf4\uace0\uc11c\ub97c \ucc38\uace0\ud558\uc5ec \uc0ac\uc804 \uacc4\ud68d\uc744 \uc870\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. (\uc774 \ub2e8\ub77d\uc5d0 862\uac1c\uc758 \uc0c8\ub85c\uc6b4 \ub2e8\uc5b4\uac00 \ucd94\uac00\ub418\uc5c8\uc73c\uba70, \uc804\ubb38\uc740 \ucd1d 2,149\uac1c \ub2e8\uc5b4\ub85c \uad6c\uc131\ub428)<\/p>","protected":false},"excerpt":{"rendered":"<p>\ubca0\ud2b8\ub0a8 \uacb0\uc81c \ud14c\uc2a4\ud2b8 \ud658\uacbd \ubc0f \uc0cc\ub4dc\ubc15\uc2a4 \uc124\uc815 \ubc29\ubc95 I. \ubca0\ud2b8\ub0a8 \uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uce21\uc815...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-2562","post","type-post","status-publish","format-standard","hentry","category-34"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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