{"id":2564,"date":"2025-05-11T19:24:18","date_gmt":"2025-05-11T11:24:18","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2564"},"modified":"2025-05-11T19:24:18","modified_gmt":"2025-05-11T11:24:18","slug":"%e6%83%b3%e5%81%9a%e5%ad%9f%e5%8a%a0%e6%8b%89%e5%b8%82%e5%9c%ba%ef%bc%9f%e8%bf%99%e4%ba%9b%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e4%bd%a0%e5%bf%85%e9%a1%bb%e6%94%af%e6%8c%81","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/11\/%e6%83%b3%e5%81%9a%e5%ad%9f%e5%8a%a0%e6%8b%89%e5%b8%82%e5%9c%ba%ef%bc%9f%e8%bf%99%e4%ba%9b%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e4%bd%a0%e5%bf%85%e9%a1%bb%e6%94%af%e6%8c%81\/","title":{"rendered":"\ubc29\uae00\ub77c\ub370\uc2dc \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\ub97c \ud558\uace0 \uc2f6\uc73c\uc2e0\uac00\uc694? \uc9c0\uc6d0\ud574\uc57c \ud558\ub294 \uacb0\uc81c \ubc29\ubc95\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4."},"content":{"rendered":"

\ubc29\uae00\ub77c\ub370\uc2dc\uc5d0\uc11c \ube44\uc988\ub2c8\uc2a4\ub97c \ud655\uc7a5\ud560 \ub54c\ub294 \ud604\uc9c0 \uacb0\uc81c \uc2b5\uad00\uc5d0 \ub9de\ub294 \ucc44\ub110\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \uc9c0\uc6d0\ud574\uc57c \ud558\ub294 \uacb0\uc81c \ubc29\ubc95\uacfc \uc8fc\uc694 \uad8c\uc7a5 \uc0ac\ud56d\uc785\ub2c8\ub2e4:<\/p>\n

I. \uc8fc\ub958 \uc804\uc790\uc9c0\uac11(\ud544\uc218)<\/h3>\n
    \n
  1. bKash<\/strong>(\uc2dc\uc7a5 \uc810\uc720\uc728 85%+)<\/li>\n<\/ol>\n
      \n
    • 6\ucc9c\ub9cc \uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790, \uc77c \ud3c9\uade0 \uac70\ub798\ub7c9 300\ub9cc \uac74 \uc774\uc0c1<\/li>\n
    • \uc5d4\ud130\ud504\ub77c\uc774\uc988 API\ub97c \ud1b5\ud569\ud574\uc57c \ud569\ub2c8\ub2e4(\uc218\uc218\ub8cc 1.5-2.5%).<\/li>\n
    • \ucf54\ub4dc \uacb0\uc81c \ubc0f \ud734\ub300\ud3f0 \ubc88\ud638 \uc804\uc1a1 \uc9c0\uc6d0<\/li>\n<\/ul>\n
        <\/p>\n
      1. \ub098\uac00\ub4dc<\/strong>(\uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5)<\/li>\n<\/ol>\n
          \n
        • \uad6d\uac00 \uc18c\uc720\uc758 \ubc30\uacbd, 5\ucc9c\ub9cc \uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790<\/li>\n
        • 3D \uc778\uc99d \uacb0\uc81c \ud504\ub85c\uadf8\ub7a8 \uc81c\uacf5<\/li>\n
        • \uc601\uc5c5\uc77c \uae30\uc900 \ub2e8 3\uc77c\uc758 \uad6d\uacbd \uac04 \uc815\uc0b0 \uc8fc\uae30<\/li>\n<\/ul>\n

          II. \ubaa8\ubc14\uc77c \ubc45\ud0b9 \uc194\ub8e8\uc158<\/h3>\n
            \n
          1. \n

            \ub85c\ucf13(DBBL)<\/strong><\/p>\n

              \n
            • \uae30\ub2a5: \uc18c\uc561 \ub300\ucd9c \uc0c1\ud658 \uc9c0\uc6d0<\/li>\n
            • API \uc751\ub2f5 \uc2dc\uac04 2\ucd08 \ubbf8\ub9cc<\/li>\n<\/ul>\n<\/li>\n
            • \n

              Upay<\/strong>(\uc720\ub2c8\uc628 \uc740\ud589)<\/p>\n

                \n
              • B2B \ub300\uaddc\ubaa8 \uac70\ub798\uc758 \uc774\uc810<\/li>\n
              • \ubcc4\ub3c4\uc758 \ud310\ub9e4\uc790 \ub808\ubca8 \uc2e0\uccad \ud544\uc694<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n

                III. \uc740\ud589 \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c \uc561\uc138\uc2a4\uc758 \uc8fc\uc694 \ud3ec\uc778\ud2b8<\/h3>\n\n\n\n\n\n\n\n
                \uce74\ub4dc \uc720\ud615<\/th>\n\uc0ac\uc774\ud2b8 \ubc94\uc704<\/th>\nPCI DSS \uc694\uad6c \uc0ac\ud56d<\/th>\n<\/tr>\n<\/thead>\n
                \ube44\uc790<\/td>\n28%<\/td>\n\ub808\ubca8 1 \uc778\uc99d<\/td>\n<\/tr>\n
                \ub9c8\uc2a4\ud130\uce74\ub4dc<\/td>\n22%<\/td>\n\ud1a0\ud070 \ud544\uc218<\/td>\n<\/tr>\n
                \ub85c\uceec Q-Cash<\/td>\n15%<\/td>\n–<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

                \uac70\ubd80\uc728\uc744 \uc904\uc774\ub824\uba74 \ud604\uc9c0 \uc778\uc218\uc790(\uc608: BRAC \uc740\ud589)\uc640 \uc778\ud130\ud398\uc774\uc2a4\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/em><\/p>\n

                IV. \ud604\uae08 \uc218\uae08 \ud504\ub85c\uadf8\ub7a8<\/p>\n

                  \n
                1. \uc7a5\uc678 \uacb0\uc81c<\/strong>\n
                    \n
                  • \ube44\uce90\uc2dc\uc758 \ud604\uae08 \uc778\ucd9c \uc11c\ube44\uc2a4\ub294 120,000\uac1c\uc758 \uc5d0\uc774\uc804\ud2b8 \uc704\uce58\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n
                  • \ub098\uac00\ub4dc, \uc6b0\uccb4\uad6d\uacfc \uc81c\ud734\ud558\uc5ec \uc218\uac70 \uc11c\ube44\uc2a4 \uc81c\uacf5<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n

                    2.\ud3b8\uc758\uc810 \uceec\ub809\uc158<\/strong>
                    \n\uc288\ub974\uc870\ubb34\ud0a4 \ub4f1 \ud3b8\uc758\uc810 \uccb4\uc778\uacfc\uc758 \ud611\ub825<\/p>\n

                    V. \uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc
                    \n1.BNPL \uc11c\ube44\uc2a4<\/strong>::
                    \n-\ub354\uce58-\ubc29\uae00\ub77c \uc740\ud589\uc758 EASY Pay \ud560\ubd80 \ud504\ub85c\uadf8\ub7a8
                    \n-bKash\uc758 \uc0c8\ub85c\uc6b4 \ub098\uc911\uc5d0 \uacb0\uc81c \uae30\ub2a5<\/p>\n

                    2.\ud574\uc678 \uc1a1\uae08 \ud1b5\ub85c<\/strong>::
                    \n-bKash \uacc4\uc815\uc5d0 \uc9c1\uc811 WorldRemit \uc5f0\uacb0
                    \n-SureCash\uc758 \ud574\uc678 \uadfc\ub85c\uc790 \uc804\uc6a9 \ud3ec\ud138<\/p>\n

                    \uad8c\uc7a5 \uc0ac\ud56d \uad6c\ud604:
                    \n1\ufe0f\u20e3 \ube44\uce90\uc2dc \uace8\ub4dc \ud30c\ud2b8\ub108 \uc790\uaca9\uc5d0 \uc6b0\uc120 \uc561\uc138\uc2a4
                    \n2\ufe0f\u20e3 \uc9c0\ubc29 \uc0ac\uc6a9\uc790\ub97c \uc704\ud55c USSD \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4 \uc608\uc57d(*247#)
                    \n3. \uc811\uc18d \ube44\uc6a9 \uc808\uac10\uc744 \uc704\ud574 SSLCOMMERZ\uc640 \uac19\uc740 \uc560\uadf8\ub9ac\uac8c\uc774\uc158 \uac8c\uc774\ud2b8\uc6e8\uc774 \uc0ac\uc6a9<\/p>\n

                    \uaddc\uc815 \uc900\uc218 \ucc38\uace0: 2024\ub144\ubd80\ud130\ub294 RBI\uc758 '\ub514\uc9c0\ud138 \uacb0\uc81c \uac00\uc774\ub4dc\ub77c\uc778 3.0'\uc744 \uc900\uc218\ud574\uc57c \ud558\uba70, \ud2b9\ud788 \uc0ac\uc6a9\uc790 \ub370\uc774\ud130\uc758 \ud604\uc9c0\ud654 \uc800\uc7a5 \uc694\uac74\uc744 \uc8fc\uc758 \uae4a\uac8c \uc0b4\ud3b4\ubd10\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

                    \ub300\ud45c\uc801\uc778 \uc131\uacf5 \uc0ac\ub840: \ub2e4\ub77c\uc988 \ud50c\ub7ab\ud3fc\uc740 \ube44\uce74\uc2dc + \uc2e0\uc6a9\uce74\ub4dc + OTC\uc758 \uc870\ud569\uc744 \ud1b5\ud574 \uace0\uac1d \ub2e8\uac00 371\uc870 \uc6d0 \uc99d\uac00\uc640 \ub18d\ucd0c \uc8fc\ubb38 2,101\uc870 \uc6d0 \uc99d\uac00\ub97c \uc774\ub04c\uc5b4\ub0c8\uc2b5\ub2c8\ub2e4.<\/p>\n

                    VI. \uc740\ud589 \uc9c1\uc811 \uc5f0\uacb0 \ud504\ub85c\uadf8\ub7a8(\uace0\uc561 \uc790\uc0b0\uac00 \uace0\uac1d\uc5d0\uac8c\ub294 \ud544\uc218)<\/strong><\/h3>\n
                      \n
                    1. \n

                      NPSB(\uad6d\uac00 \uc9c0\uae09 \uacb0\uc81c \uc2dc\uc2a4\ud15c)<\/strong><\/p>\n

                        \n
                      • \uace0\uc561 B2B \uac70\ub798\uc5d0 \uc801\uc6a9\ub418\uba70, \ub2e8\uc77c \ud55c\ub3c4\ub294 5\ubc31\ub9cc BDT(\uc57d $45,000)\uc785\ub2c8\ub2e4.<\/li>\n
                      • RBI\uc5d0 \uc81c\ucd9c\ud574\uc57c \ud558\ub294 \ud310\ub9e4\uc790 \uc790\uaca9<\/li>\n
                      • \ud074\ub9ac\uc5b4 \uc2dc\uac04 T+1<\/li>\n<\/ul>\n<\/li>\n
                      • \n

                        EFTS(\uc804\uc790 \uc790\uae08 \uc774\uccb4 \uc2dc\uc2a4\ud15c)<\/strong><\/p>\n

                          \n
                        • \uae30\uc5c5 \uae09\uc5ec \uc9c0\uae09\uc744 \uc704\ud55c \uae30\ubcf8 \ucc44\ub110<\/li>\n
                        • \uc77c\uad04 \uacb0\uc81c \uc9c0\uc6d0(\ud558\ub8e8 \ucd5c\ub300 1,000\uac74 \uacb0\uc81c)<\/li>\n<\/ul>\n<\/li>\n
                        • \n

                          RTGS \uc2e4\uc2dc\uac04 \ucd1d\uc561 \uc815\uc0b0<\/strong><\/p>\n

                            \n
                          • \ubd80\ub3d9\uc0b0 \ubc0f \ub300\ub7c9 \uac70\ub798\uc640 \uac19\uc740 \uace0\uac00 \uac70\ub798\uc5d0 \uc801\ud569<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n

                            VII. \ub18d\ucd0c \ubc0f \uc624\ud504\ub77c\uc778 \uc2dc\ub098\ub9ac\uc624 \uc194\ub8e8\uc158<\/strong><\/h3>\n

                            *(1) USSD \ube44\uc2a4\ub9c8\ud2b8\ud3f0 \uacb0\uc81c(247#)<\/em><\/em><\/h4>\n
                              \n
                            • \uae4a\uc774 \ucd5c\uc801\ud654\ub41c bKash\uc758 USSD \uba54\ub274: \ub2e8 5\ub2e8\uacc4\ub85c \uacb0\uc81c!<\/li>\n
                            • \ub098\uac00\ub4dc, \ubc29\uc5b8 \uc74c\uc131 \uc548\ub0b4 \ub3c4\uc785<\/li>\n<\/ul>\n

                              (2) \uc5d0\uc774\uc804\ud2b8 \ud3ec\uc778\ud2b8 \ud604\uae08 \ucda9\uc804 \ub124\ud2b8\uc6cc\ud06c<\/strong><\/h4>\n\n\n\n\n\n\n
                              \uc6b4\uc601\uc790(\ubc1c\uc804\uc18c, \uc6b4\uc1a1 \ub124\ud2b8\uc6cc\ud06c \ub4f1)<\/th>\n\uc544\uc6b8\ub81b \uc218<\/th>\n\ucde8\uae09 \uc218\uc218\ub8cc<\/th>\n<\/tr>\n<\/thead>\n
                              \ube44\uce90\uc2dc \uc5d0\uc774\uc804\ud2b8<\/td>\n180,000+<\/td>\n1.8%<\/td>\n<\/tr>\n
                              \ub098\uac00\ub4dc \uc6b0\uccb4\uad6d<\/td>\n12,500+<\/td>\n0% \ud504\ub85c\ubaa8\uc158 \uae30\uac04<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

                              \ub18d\ucd0c \uc9c0\uc5ed\uc5d0\uc11c '\uc218\uc218\ub8cc \uc5c6\ub294 \ud604\uae08 \ucda9\uc804' \ucea0\ud398\uc778 \ud328\ud0a4\uc9c0 \uc81c\uc548<\/em><\/p>\n

                              (3) MFI \ud611\ub825<\/strong><\/h4>\n
                                \n
                              • ASA \ud30c\uc774\ub0b8\uc2a4\uc640 \uac19\uc740 MFI\ub294 \uc218\uae08 \ubc0f \uacb0\uc81c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
                              • \uadf8\ub77c\ubbfc\ud3f0 \uc0c1\ub2f4\uc6d0\uc744 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc5f0\ub77d\ucc98\ub85c \uc804\ud658\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

                                VIII. \uc0b0\uc5c5\ubcc4 \ub9de\ucda4\ud654 \ud504\ub85c\uadf8\ub7a8 \ucc38\uc870<\/strong><\/h3>\n

                                1\ufe0f\u20e3 \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc<\/strong>:
                                \n\ud544\uc218 \uc870\ud569 = bKash + SSLCOMMERZ(\uc2e0\uc6a9 \uce74\ub4dc \uc9d1\uacc4) + Q-Cash \ud560\ubd80
                                \n\ucd5c\uc801\ud654 \ud301: bKash \uc0ac\uc6a9\uc790\ub97c \uc704\ud55c 2% \uc989\uc2dc \uce90\uc2dc\ubc31 \ubc14\uc6b0\ucc98<\/p>\n

                                2\ufe0f\u20e3 SaaS \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/strong>:
                                \n\ub124\ub35c\ub780\ub4dc-\ubc29\uae00\ub77c \uc740\ud589\uc758 \uc790\ub3d9 \uc774\uccb4 API \ucc44\ud0dd
                                \n\uaddc\uc815 \uc900\uc218 \ucd08\uc810: \uc11c\uba74 \uc0ac\uc6a9\uc790 \uc2b9\uc778\uc744 \ubc1b\uc544\uc57c \ud569\ub2c8\ub2e4(SMS \uc778\uc99d\uc740 \uc720\ud6a8\ud558\uc9c0 \uc54a\uc74c).<\/p>\n

                                3\ufe0f\u20e3 \uad50\uc721 \uae30\uad00<\/strong>:
                                \nUpay\ub97c \ud1b5\ud55c \ubb34\uc774\uc790 \ud560\ubd80 3\ud68c\ub85c \uc218\uc5c5\ub8cc \uc9c0\uc6d0
                                \n\ud2b9\ubcc4 \uc694\uad6c \uc0ac\ud56d: \uc815\ubd80 \uc2b9\uc778 \uc804\uc790 \uc601\uc218\uc99d \uc0dd\uc131<\/p>\n

                                4\ufe0f\u20e3 \uad6d\uacbd \uac04 \ubb34\uc5ed<\/strong>:
                                \nHSBC \ubc29\uae00\ub77c\ub370\uc2dc\ub97c \uc704\ud55c \ucd94\ucc9c \uc5d0\uc2a4\ud06c\ub85c \uacc4\uc88c \uc218\ud0c1 \uc11c\ube44\uc2a4
                                \n\uc8fc\uc758: \ubc29\uae00\ub77c\ub370\uc2dc \uc138\uad00\uc5d0\uc11c\ub294 \ubaa8\ub4e0 \uc218\uc785\ud488\uc740 AD(\uacf5\uc778 \ub51c\ub7ec) \uc740\ud589\uc744 \ud1b5\ud574 \uc1a1\uae08\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

                                IX. \uae30\uc220 \ub3c4\ud0b9\uc758 \ud568\uc815\uc744 \ud53c\ud558\uae30 \uc704\ud55c \uac00\uc774\ub4dc
                                \n\ud83d\udea8 \uc8fc\uc694 \ub9e4\uac1c\ubcc0\uc218\uc758 \ud604\uc9c0\ud654<\/em>::<\/p>\n

                                \/\/ bKash API \ud2b9\uc218 \ud544\ub4dc \uc608\uc2dc
                                \r\n{
                                \r\n  \"trx_reference\": \"\ud310\ub9e4\uc790\uc758 \ub4f1\ub85d \uc18c\uc7ac\uc9c0 \uc57d\uc5b4\ub97c \ud3ec\ud568\ud574\uc57c \ud569\ub2c8\ub2e4.\"
                                \r\n  \"customer_mobile\": \"+88017XXXXXXXXXX\",
                                \r\n  \"amount_validation\": \"\ub3d9\ub4f1\ud55c \uae08\uc561\uc744 \ud0dc\uad6d \ubc14\ud2b8\ud654\ub85c \ub3d9\uc2dc\uc5d0 \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4(\uc911\uc559\uc740\ud589 AML \uaddc\uc815).\"
                                \r\n}
                                \r\n<\/code><\/pre>\n
                                \u26a0\ufe0f \uc77c\ubc18\uc801\uc778 \uc2e4\ud328 \uc6d0\uc778<\/em>::<\/p>\n
                                  \n
                                • Nagad \uc778\ud130\ud398\uc774\uc2a4 \uc2dc\uac04 \ucd08\uacfc \uc124\uc815\uc740 15\ucd08 \uc774\uc0c1\uc774\uc5b4\uc57c \ud569\ub2c8\ub2e4(\ub192\uc740 \ub85c\uceec \ub124\ud2b8\uc6cc\ud06c \uc9c0\uc5f0 \uc2dc\uac04).<\/li>\n
                                • \ub85c\ucf13 \uacb0\uc81c \ucf5c\ubc31 IP \ud654\uc774\ud2b8\ub9ac\uc2a4\ud2b8\uc5d0 \ub300\uccb4 \uc11c\ubc84\ub97c \ud3ec\ud568\ud574\uc57c \ud568<\/li>\n<\/ul>\n
                                  \ud83d\udd27 \uc7ac\ud574 \ub300\ube44 \ud504\ub85c\uadf8\ub7a8<\/em>::
                                  \n\ub450 \uac1c\uc758 \uac8c\uc774\ud2b8\uc6e8\uc774\uc5d0 \ub3d9\uc2dc\uc5d0 \uc561\uc138\uc2a4\ud558\uace0, bKash \uc131\uacf5\ub960\uc774 85% \ubbf8\ub9cc\uc774\uba74 \uc790\ub3d9\uc73c\ub85c \ub098\uac00\ub4dc\ub85c \uc804\ud658\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n
                                  X. 2024\ub144 \uc815\ucc45\uc758 \ud6a1\uc7ac
                                  \n\ud83d\udccc \uc0c8\ub85c\uc6b4 \uaddc\uc815\uc774 \uc2dc\ud589\ub429\ub2c8\ub2e4:
                                  \n- \ub514\uc9c0\ud138 \uc9c0\uac11 \uc6d4 \uac70\ub798 \ud55c\ub3c4 100,000 BDT\uc5d0\uc11c 250,000 BDT\ub85c \uc0c1\ud5a5 (\uace0\uac1d\ub2f9 \uac00\uce58\uac00 \ub192\uc740 \ube44\uc988\ub2c8\uc2a4\uc5d0 \uc720\ub9ac)
                                  \n- \ud544\uc218 \uc0dd\uccb4 \uc778\uc99d(KYC \ud504\ub85c\uc138\uc2a4\uc5d0 \uc9c0\ubb38 \uc2a4\uce94 \ucd94\uac00)
                                  \n- \uc678\uad6d \uae30\uc5c5\uc740 \ud604\uc9c0 \uc11c\ubc84\uc5d0 \ucd5c\uc18c 511 TP3T\uc758 \uac70\ub798 \ub370\uc774\ud130\ub97c \uc800\uc7a5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
                                  \ud83d\udca1 \uae30\ud68c\uc758 \ucc3d:
                                  \n\uc911\uc559\uc740\ud589\uc740 \uc911\uad6d\uacfc \ubc29\uae00\ub77c\ub370\uc2dc \uac04\uc758 \ubb34\uc5ed \ud1b5\ub85c \uac1c\ubc29\uc744 \uc6b0\uc120\uc2dc\ud558\uc5ec '\uad6d\uacbd \uac04 QR\ucf54\ub4dc \uc0c1\ud638 \uc5f0\uacb0'\uc744 \uc2dc\ubc94\uc801\uc73c\ub85c \ucd94\uc9c4\ud558\uace0 \uc788\uc73c\uba70, \uc54c\ub9ac\ud398\uc774+\/\uc704\ucc57 \uacb0\uc81c\uc640 bKash \uc2a4\uce94\uc744 \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
                                  \n
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