{"id":2620,"date":"2025-05-13T10:39:15","date_gmt":"2025-05-13T02:39:15","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2620"},"modified":"2025-05-13T10:39:15","modified_gmt":"2025-05-13T02:39:15","slug":"%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%94%af%e4%bb%98%e5%ae%89%e5%85%a8%e5%90%97%ef%bc%9f%e4%bd%a0%e5%bf%85%e9%a1%bb%e4%ba%86%e8%a7%a3%e7%9a%84%e5%86%85%e5%ae%b9","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/13\/%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%94%af%e4%bb%98%e5%ae%89%e5%85%a8%e5%90%97%ef%bc%9f%e4%bd%a0%e5%bf%85%e9%a1%bb%e4%ba%86%e8%a7%a3%e7%9a%84%e5%86%85%e5%ae%b9\/","title":{"rendered":"\ud30c\ud0a4\uc2a4\ud0c4\uc5d0\uc11c \uacb0\uc81c\ud574\ub3c4 \uc548\uc804\ud55c\uac00\uc694? \uaf2d \uc54c\uc544\uc57c \ud560 \uc0ac\ud56d"},"content":{"rendered":"<p>\ud30c\ud0a4\uc2a4\ud0c4\uc758 \uacb0\uc81c \ubcf4\uc548 \ud658\uacbd\uc5d0\ub294 \ubc1c\uc804\uacfc \uc704\ud5d8\uc774 \ubaa8\ub450 \uc874\uc7ac\ud558\uba70, \uc774\ub97c \ud3c9\uac00\ud558\uace0 \uc608\ubc29 \uc870\uce58\ub97c \ucde8\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \ud575\uc2ec \uc0ac\ud56d\uc744 \ubd84\uc11d\ud574 \ubcf4\uc558\uc2b5\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>I. \uacb0\uc81c \uc778\ud504\ub77c \ud604\ud669<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>\ub514\uc9c0\ud138\ud654\ub97c \uc8fc\ub3c4\ud558\ub294 \uc815\ubd80<\/strong><\/p>\n<ul>\n<li>\ud30c\ud0a4\uc2a4\ud0c4 \uc8fc\ub9bd\uc740\ud589(SBP)\uc740 \ud604\uae08 \uc758\uc874\ub3c4\ub97c \ub0ae\ucd94\uace0 \uac70\ub798 \ucd94\uc801\uc744 \uac00\ub2a5\ud558\uac8c \ud558\uae30 \uc704\ud574 \uc911\uad6d\uc758 \uc54c\ub9ac\ud398\uc774\/\uc704\ucc57\ud398\uc774\uc640 \uc720\uc0ac\ud55c \uc989\uc11d \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc778 'Raast'\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ubaa8\ub4e0 \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc740 SBP \ub610\ub294 PSO(\ud30c\ud0a4\uc2a4\ud0c4 \uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c)\uc758 \ub77c\uc774\uc120\uc2a4\ub97c \ubc1b\uc544\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc8fc\uc694 \uacb0\uc81c \ubc29\ubc95<\/strong><\/p>\n<ul>\n<li><strong>ATM \uce74\ub4dc<\/strong>\ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc \ubcf4\uae09\ub960\uc774 \uc99d\uac00\ud588\uc9c0\ub9cc \uc77c\ubd80 \uc678\ub534 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504 \uce74\ub4dc(\uce69 \uce74\ub4dc\uac00 \ub354 \uc548\uc804\ud568)\uc5d0 \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ubaa8\ubc14\uc77c \uc9c0\uac11<\/strong>\uc7ac\uc988\uce90\uc2dc, \uc774\uc9c0\ud30c\uc774\uc0ac \ub4f1\uc740 \ud734\ub300\ud3f0 \ubc88\ud638 \ub4f1\ub85d\uc774 \ud544\uc694\ud558\uba70 \ucf54\ub4dc \uc2a4\uc704\ud551 \uacb0\uc81c \ubc0f \uc18c\uc561 \uc1a1\uae08\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc740\ud589 \uc1a1\uae08<\/strong>IBAN \ubc88\ud638 \uccb4\uacc4\uac00 \ud45c\uc900\ud654\ub418\uc5c8\uc9c0\ub9cc \uac00\uc9dc \uacc4\uc88c \uc0ac\uae30\uc5d0 \uc8fc\uc758\ud558\uc138\uc694.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>II. \uc8fc\uc694 \uc704\ud5d8 \ubc0f \uacfc\uc81c<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>\ub192\uc740 \uc778\ud130\ub137 \uc0ac\uae30 \ubc1c\uc0dd\ub960<\/strong><\/p>\n<ul>\n<li>\uc740\ud589 SMS\/\ub9c1\ud06c\ub97c \uc2a4\ud478\ud551\ud558\uc5ec OTP \uc778\uc99d \ucf54\ub4dc\ub97c \ub3c4\uc6a9(\uc0ac\uae30 \uc0ac\ub840\uc758 60% \uc774\uc0c1 \ucc28\uc9c0).<\/li>\n<li>\uc18c\uc15c \uc774\ucee4\uba38\uc2a4 \uac70\ub798\uc5d0\uc11c '\ubc30\uc1a1 \uc804 \uacb0\uc81c' \uc0ac\uae30\uc758 \ubc1c\uc0dd \ube48\ub3c4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\ub370\uc774\ud130 \uc720\ucd9c<\/strong><br \/>\n2022 \uc8fc\uc694 \uc774\ucee4\uba38\uc2a4 \ud50c\ub7ab\ud3fc\uc758 \uc0ac\uc6a9\uc790 \uc815\ubcf4\uac00 \uc720\ucd9c\ub418\uc5b4 \ub300\uaddc\ubaa8 \ub3c4\ub09c \uc0ac\uac74\uc774 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4. \ube44\ubc00\ubc88\ud638\ub97c \uc815\uae30\uc801\uc73c\ub85c \ubcc0\uacbd\ud558\uace0 2\ub2e8\uacc4 \uc778\uc99d\uc744 \ud65c\uc131\ud654\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<li>\n<p><em>\ud604\uae08 \uacb0\uc81c\uc758 \ud568\uc815<\/em><br \/>\n\uc18c\uaddc\ubaa8 \uac70\ub798\uc790\ub294 \uc5ec\uc804\ud788 \ud604\uae08 \uac70\ub798\ub97c \uc120\ud638\ud558\uba70 \uc704\uc870\uc9c0\ud3d0\ub098 \uac15\ub3c4\uc758 \uc704\ud5d8\uc5d0 \ub178\ucd9c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>III. \uc548\uc804\ud55c \uc0ac\uc6a9\uc744 \uc704\ud55c \uad8c\uc7a5 \uc0ac\ud56d<\/strong><\/h3>\n<ol>\n<li>\n<p><em>\uaddc\uc815\uc744 \uc900\uc218\ud558\ub294 \ucc44\ub110 \uc120\ud0dd<\/em><\/p>\n<ul>\n<li>\uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uac00 SBP \uc778\uc99d \ub77c\uc774\uc120\uc2a4\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4(\uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \ubaa9\ub85d \ud655\uc778 \uac00\ub2a5).<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em>\uae30\uc220\uc801 \ubcf4\ud638<\/em><\/p>\n<pre><code class=\"language-python\"><\/code><\/pre>\n<\/li>\n<\/ol>\n<h1>Python \uc608\uc81c: \ud53c\uc2f1 \ub9c1\ud06c\ub97c \ud0d0\uc9c0\ud558\ub294 \uac04\ub2e8\ud55c \ubc29\ubc95<\/h1>\n<p>import re<br \/>\ndef is_phishing(url).<br \/>\n\uc758\uc2ec\uc2a4\ub7ec\uc6b4_\ud0a4\uc6cc\ub4dc = ['\ub85c\uadf8\uc778', '\ud655\uc778', '\ubcf4\uc548']<br \/>\nreturn any(url.lower()\uc758 \ud0a4\uc6cc\ub4dc\uc5d0 \ub300\ud574 suspicious_keywords\uc758 \ud0a4\uc6cc\ub4dc)<\/p>\n<h1>\uacf5\uc2dd\uc801\uc778 \ub3c4\uba54\uc778 \uc774\ub984 \ud654\uc774\ud2b8\ub9ac\uc2a4\ud2b8 \ud655\uc778\uacfc \ud568\uaed8 \uc0ac\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4.<\/h1>\n<pre><code>\r\n3. *\uc791\ub3d9 \uc2b5\uad00*  <br>\r\n- \u2716\ufe0f \uacf5\uc6a9 \uc640\uc774\ud30c\uc774\uc5d0\uc11c \uc778\ud130\ub137 \ubc45\ud0b9\uc744 \uc0ac\uc6a9\ud558\uc9c0 \ub9c8\uc138\uc694;<br>\r\n- \u2714\ufe0f \uc73c\ub85c \uc774\ub3d9\ud558\uc5ec 1\uc77c \uc1a1\uae08 \ud55c\ub3c4\ub97c \uc124\uc815\ud558\uc138\uc694;<br>\r\n- \u2714\ufe0f \uacc4\uc815 SM \uc54c\ub9bc\uc5d0\uc11c \uc774\uc0c1 \uc9d5\ud6c4\uac00 \uc788\ub294\uc9c0 \uc815\uae30\uc801\uc73c\ub85c \ud655\uc778\ud558\uc138\uc694.<br>\r\n<br>\r\n4.* \ubd84\uc7c1 \ud574\uacb0*<br>\r\n\ubaa8\ub4e0 \uac70\ub798\uc758 \uc2a4\ud06c\ub9b0\uc0f7\uc744 \ubcf4\uad00\ud558\uace0 \ubd84\uc7c1\uc774 \ubc1c\uc0dd\ud560 \uacbd\uc6b0 [\uc18c\ube44\uc790\ubcf4\ud638\uc2ec\ud310\uc6d0](https:\/\/www.mca.gov.pk)\uc5d0 \ubbfc\uc6d0\uc744 \uc81c\uae30\ud558\uc138\uc694.<br>\r\n<br>\r\n---<br>\r\n<br>\r\nIV. \uc8fc\ubcc0 \uc2dc\uc7a5 \ube44\uad50<br>\r\n<br>\r\n|\uad6d\uac00 | PCI-DSS \uaddc\uc815 \uc900\uc218 | \ubaa8\ubc14\uc77c \uacb0\uc81c \ubcf4\uae09\ub960|<br>\r\n|---|---|---|<br>\r\n|\ud30c\ud0a4\uc2a4\ud0c4 |42% (2023)|35%|<br>\r\n|\uc778\ub3c4 |68% |58%|<br>\r\n\uc911\uad6d(\ucc38\uc870) |&gt;90% |&gt;80%<br>\r\n<br>\r\n\ucc38\uace0: PCI-DSS\ub294 \uc740\ud589 \uce74\ub4dc \ubcf4\uc548\uc744 \uc704\ud55c \uad6d\uc81c \ud45c\uc900\uc785\ub2c8\ub2e4.<br>\r\n<br>\r\n---<br>\r\n<br>\r\n\uacb0\ub860\uc801\uc73c\ub85c \ube0c\ub77c\uc9c8\uc5d0\uc11c \uc804\uc790 \uacb0\uc81c\ub97c \ud560 \ub54c\uc758 \uc704\ud5d8\uc740 \uacf5\uc2dd \ucc44\ub110\uc744 \ud1b5\ud574 \uae30\ubcf8\uc801\uc778 \ubcf4\ud638 \uc870\uce58\ub97c \uc0ac\uc6a9\ud558\uc5ec \ud1b5\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\uaddc\ubaa8 \uac70\ub798\uc758 \uacbd\uc6b0 \uc740\ud589 \ucc3d\uad6c\ub97c \uc120\ud638\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ud3b8\ub9ac\ud568\uacfc \ubcf4\uc548\uc740 \uacbd\uacc4\uc640 \uade0\ud615\uc744 \uc774\ub8f0 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br>\r\n<\/code><\/pre>\n<hr>\n<h3><strong>V. \uc2ec\uce35\uc801\uc778 \uc704\ud5d8 \ubd84\uc11d \ubc0f \ub300\uc751 \uc804\ub7b5<\/strong><\/h3>\n<h4><strong>1. \uce74\ub4dc \uc2a4\ud0a4\ubc0d \ubc0f \ubcf5\uc81c \uc704\ud5d8<\/strong><\/h4>\n<ul>\n<li><strong>\ud604\uc0c1 \uc720\uc9c0<\/strong>\ud30c\ud0a4\uc2a4\ud0c4\uc5d0\uc11c\ub294 \ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504 \uce74\ub4dc(\ube44\uce69 \uce74\ub4dc)\uac00 \uc5ec\uc804\ud788 \uc0ac\uc6a9\ub418\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uce21\uba74 \uae30\ub85d \uc7a5\uce58\ub85c \uc27d\uac8c \ubcf5\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubd80 ATM\uc5d0\ub294 \uc2e4\uc2dc\uac04 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc2a4\ud15c\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc0ac\ub840(\ubc95\ub960)<\/strong>:: 2023 \uce74\ub77c\uce58\uc758 \ud55c \uc740\ud589\uc5d0\uc11c 200\uac1c \uc774\uc0c1\uc758 \uc9c1\ubd88\uce74\ub4dc\uac00 \ud3ec\ud568\ub41c \ub300\uaddc\ubaa8 \uce74\ub4dc \ubcf5\uc81c \ub3c4\ub09c \uc0ac\uac74\uc774 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc751\ub2f5<\/strong>::\n<ul>\n<li>\u2705 \uc911\ubcf5 \uac00\ub2a5\uc131\uc744 \uc904\uc774\uae30 \uc704\ud574 \uce69 \uce74\ub4dc(EMV \ud45c\uc900) \uc0ac\uc6a9\uc744 \uc6b0\uc120\uc2dc\ud569\ub2c8\ub2e4.<\/li>\n<li>\u2705 ATM\uc5d0\uc11c \ub3c8\uc744 \uc778\ucd9c\ud560 \ub54c \uce74\ub4dc \uc0bd\uc785 \ud3ec\ud2b8\uc5d0 \uc774\uc0c1\uc774 \uc5c6\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4(\ucd94\uac00 \uce74\ub4dc \ud310\ub3c5 \uc7a5\uce58\uac00 \uc788\ub294\uc9c0 \uc5ec\ubd80).<\/li>\n<li>\uac70\ub798\uc5d0 \ub300\ud55c SMS \uc54c\ub9bc\uc744 \ud65c\uc131\ud654\ud558\uace0 \uc774\uc0c1 \uc9d5\ud6c4\uac00 \uac10\uc9c0\ub418\uba74 \uc989\uc2dc \uacc4\uc815\uc744 \ub3d9\uacb0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h4><strong>2. \ubaa8\ubc14\uc77c \uacb0\uc81c \uc0ac\uae30 \uc801\ubc1c<\/strong><\/h4>\n<p>\ud30c\ud0a4\uc2a4\ud0c4\uc5d0\uc11c \ud754\ud788 \ubc1c\uc0dd\ud558\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc0ac\uae30\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<table>\n<thead>\n<tr>\n<th>\uc0ac\uae30 \uc720\ud615<\/th>\n<th>\ud2b8\ub9ad<\/th>\n<th>\uc608\ubc29 \ubc29\ubc95<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uac00\uc9dc \uace0\uac1d \uc11c\ube44\uc2a4<\/td>\n<td>\uc7ac\uc988\uce90\uc2dc\/\uc774\uc9c0\ud30c\uc774\uc0ac \uace0\uac1d \uc11c\ube44\uc2a4\ub97c \uc0ac\uce6d\ud558\uc5ec OTP \ub610\ub294 \ube44\ubc00\ubc88\ud638\ub97c \uc694\uccad\ud558\ub294 \uacbd\uc6b0<\/td>\n<td>\u2716\ufe0f \uc778\uc99d \ucf54\ub4dc\ub97c \uacf5\uac1c\ud558\uc9c0 \uc54a\uc73c\uba70, \uacf5\uc2dd \ucc44\ub110\uc5d0\uc11c \uc2e0\uc6d0\uc744 \ud655\uc778\ud569\ub2c8\ub2e4.<\/td>\n<\/tr>\n<tr>\n<td>\uac00\uc9dc \ub2f9\ucca8 \ub9c1\ud06c<\/td>\n<td>\"10\ub9cc \ub8e8\ud53c \ub2f9\ucca8\uc744 \ucd95\ud558\ud569\ub2c8\ub2e4!\" \ud53c\uc2f1 \uc6f9\uc0ac\uc774\ud2b8\ub85c \ud074\ub9ad \uc720\ub3c4<\/td>\n<td>\u2714\ufe0f \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8 \uc8fc\uc18c\ub97c \uc9c1\uc811 \uc785\ub825\ud558\uc5ec \ubc29\ubb38\ud569\ub2c8\ub2e4.<\/td>\n<\/tr>\n<tr>\n<td>\uac00\uc871 \ubc0f \uce5c\uad6c\uc758 \uae34\uae09 \uc9c0\uc6d0<\/td>\n<td>\uac00\uc871\uc73c\ub85c \uc704\uc7a5\ud55c \uc0ac\uae30\ubc94\uc774 \uc1a1\uae08\uc744 \uc694\uccad\ud558\ub294 \uacbd\uc6b0<\/td>\n<td>\u260e\ufe0f \uc804\ud654\ub85c \ubcf8\uc778 \ud655\uc778\uc744 \uba3c\uc800 \ud558\uc138\uc694.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u26a0\ufe0f <em>\ub2e4\uc74c \uc0ac\ud56d\uc5d0 \uc720\uc758\ud558\uc2ed\uc2dc\uc624.<\/em>\uc77c\ubd80 \uc0ac\uae30\uafbc\uc740 \uc740\ud589 \uc571\uc758 \uc778\ud130\ud398\uc774\uc2a4\ub97c \uc704\uc870\ud558\ubbc0\ub85c \uacf5\uc2dd \uc571 \uc2a4\ud1a0\uc5b4\uc5d0\uc11c \ub2e4\uc6b4\ub85c\ub4dc\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<hr>\n<h4><strong>3. P2P \uc804\uc1a1\uc5d0 \ub300\ud55c \uc704\ud5d8 \uad00\ub9ac \uad8c\uc7a5 \uc0ac\ud56d<\/strong><\/h4>\n<p>'\uac1c\uc778 \uac04' \uc1a1\uae08\uc740 \ud30c\ud0a4\uc2a4\ud0c4\uc778\ub4e4\uc774 \uce5c\uad6c \uac04 \ub300\ucd9c, \uc18c\uc15c \uc774\ucee4\uba38\uc2a4 \uacb0\uc81c \ub4f1 \uc77c\ubc18\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\uc9c0\ub9cc \ud50c\ub7ab\ud3fc \ubcf4\uc99d \uba54\ucee4\ub2c8\uc998\uc774 \ubd80\uc871\ud569\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\u2716\ufe0f \ub0af\uc120 \uc0ac\ub78c\uc5d0\uac8c \uc9c1\uc811 \uc804\uc561\uc744 \uc120\ubd88\ub85c \uc9c0\ubd88\ud558\uc9c0 \ub9c8\uc138\uc694(\ud2b9\ud788 Facebook\/WatsApp \uc1fc\ud551).<\/li>\n<li>\u2714\ufe0f \uc5d0\uc11c\ub294 \uc218\ucde8\uc778\uc774 \uccad\uad6c\uc11c\ub97c \ubcf4\ub2e4 \uc548\uc804\ud558\uac8c \ucc98\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d Raast \uc2dc\uc2a4\ud15c\uc758 \uacb0\uc81c \uc694\uccad \uae30\ub2a5\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4.<\/li>\n<li>\u2714\ufe0f \uc0c1\ub300\ubc29\uc758 \uc2e0\ub8b0\uc131\uc744 \ud14c\uc2a4\ud2b8\ud558\uae30 \uc704\ud55c \uc18c\uc561 \ubd84\ud560 \uacb0\uc81c.<\/li>\n<\/ul>\n<hr>\n<h3><strong>VI. \ubc95\uc801 \ubcf4\ud638 \ubc0f \ubd88\ub9cc \ucc98\ub9ac \uc808\ucc28<\/strong><\/h3>\n<p>\uacb0\uc81c \uc0ac\uae30\uac00 \ubc1c\uc0dd\ud55c \uacbd\uc6b0:<br \/>\n1\ufe0f\u20e3 <strong>1\ub2e8\uacc4: \uacc4\uc815 \ub3d9\uacb0<\/strong><br \/>\n\uc989\uc2dc \uc740\ud589\/\uc9c0\uac11 \ud50c\ub7ab\ud3fc \uace0\uac1d \uc11c\ube44\uc2a4\uc5d0 \ubb38\uc758\ud558\uc138\uc694(\ud1b5\ud654 \ub0b4\uc6a9\uc744 \uae30\ub85d\ud574 \ub450\uc138\uc694).<\/p>\n<p>2\ufe0f\u20e3 <strong>2\ub2e8\uacc4: FIR \ubcf4\uace0<\/strong><br \/>\n\ud604\uc9c0 \uacbd\ucc30\uc11c\uc5d0 \ucd5c\ucd08 \uc815\ubcf4 \uc2e0\uace0(FIR)\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4:<br \/>\n- \ud2b8\ub79c\uc7ad\uc158 \ud750\ub984 \uc2a4\ud06c\ub9b0\uc0f7<br \/>\n- \uac70\ub798 \uc0c1\ub300\ubc29 \uacc4\uc815 \uc815\ubcf4(\uc788\ub294 \uacbd\uc6b0)<br \/>\n- SMS\/\uc774\uba54\uc77c \uc99d\uac70 \uccb4\uc778<\/p>\n<p>3\ufe0f\u20e3 SBP \ubd88\ub9cc \ucc44\ub110.<br \/>\n\ud1b5\uacfc(\uccad\uad6c\uc11c \ub610\ub294 \uac80\uc0ac \ub4f1)<a href=\"https:\/\/www.sbp.org.pk\/general\/complaints.htm\">\ub0b4\uc154\ub110 \ubc45\ud06c \uace0\ucda9\ucc98\ub9ac \ud3ec\ud138<\/a>\uc774\uc758 \uc81c\uae30 \uc81c\ucd9c\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc601\uc5c5\uc77c \uae30\uc900 15\uc77c \uc774\ub0b4\uc5d0 \ucc98\ub9ac\ub429\ub2c8\ub2e4.<\/p>\n<blockquote>\n<p>\ud83d\udccc <em>\ud575\uc2ec<\/em>50,000\ub8e8\ud53c\ub97c \ucd08\uacfc\ud558\ub294 \uc0ac\uae30 \uc0ac\uac74\uc740 2017\ub144 \uc804\uc790 \ubc94\uc8c4\ubc95\uc5d0 \ub530\ub77c \ucd94\uc801\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n<hr>\n<p>VII. \ubbf8\ub798 \ud2b8\ub80c\ub4dc \ubc0f \uae30\uc220 \uc5c5\uadf8\ub808\uc774\ub4dc<\/p>\n<ol>\n<li>\ud83d\ude80 \uc0dd\uccb4 \uc778\uc99d \uc778\uae30\ub3c4.<br \/>\n\uc77c\ubd80 \uc740\ud589\uc5d0\uc11c\ub294 \uc9c0\ubb38\/\uc5bc\uad74 \uc778\uc2dd \ub85c\uadf8\uc778 \uc571\uc744 \uc2dc\ubc94 \uc6b4\uc601 \uc911\uc774\uba70(\uc608: UBL Digital), 2025\ub144\uae4c\uc9c0 \uc804\uad6d\uc801\uc73c\ub85c \ucd9c\uc2dc\ub420 \uc608\uc815\uc785\ub2c8\ub2e4.<\/li>\n<li>\ud83d\udd10 \ube14\ub85d\uccb4\uc778 \uad6d\uacbd \uac04 \uc1a1\uae08 \uc2dc\ud5d8.<br \/>\nSBP\ub294 \uc218\uc218\ub8cc\uc640 \uc911\uac1c \uc704\ud5d8\uc744 \uc904\uc774\ub294 \ub9ac\ud50c \uae30\uc220\uc744 \uae30\ubc18\uc73c\ub85c \ud558\ub294 \uc1a1\uae08 \uc2dc\uc2a4\ud15c\uc744 \ud14c\uc2a4\ud2b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>AI \uc0ac\uae30 \ubc29\uc9c0 \ubaa8\ub2c8\ud130\ub9c1.<br \/>\nHBL\uacfc \uac19\uc740 \ubbfc\uac04 \uc740\ud589\uc740 \uba38\uc2e0\ub7ec\ub2dd \ubaa8\ub378\uc744 \ub3c4\uc785\ud558\uc5ec \ube44\uc815\uc0c1\uc801\uc778 \uac70\ub798 \ud328\ud134(\uc608: \uac11\uc791\uc2a4\ub7ec\uc6b4 \uace0\uc561 \uc774\uccb4)\uc744 \ubd84\uc11d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n<hr>\n<p>VIII. \uc0ac\uc6a9\uc790 \uc790\uac00 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<br \/>\n\uacb0\uc81c\ud558\uae30 \uc804\uc5d0 \uac04\ub2e8\ud788 \ud655\uc778\ud569\ub2c8\ub2e4.<\/p>\n<pre><code>[ ] \uc218\uc2e0\uc790\uac00 \uc77c\ubc18 \uc5f0\ub77d\ucc98\uc778\uac00\uc694? <br>\r\n[ ] \ub124\ud2b8\uc6cc\ud06c \ud658\uacbd\uc774 \uc548\uc804\ud55c\uac00\uc694(\uacf5\uc6a9 \uc640\uc774\ud30c\uc774\uac00 \uc544\ub2cc \uacbd\uc6b0)?<br>\r\n[ ] \uc774\uc911 \uc778\uc99d \uc694\uccad\uc744 \ubc1b\uc558\ub098\uc694? <br>\r\n[ ] \uac70\ub798 \uae08\uc561\uc774 \ubbf8\ub9ac \uc124\uc815\ud55c \ud55c\ub3c4 \uc774\ub0b4\uc778\uac00\uc694?<br>\r\n<\/code><\/pre>\n<p>\uc704\uc758 \ud56d\ubaa9 \uc911 \ud558\ub098\ub77c\ub3c4 \"\uc544\ub2c8\uc624\"\uc778 \uacbd\uc6b0 \uc6b4\uc601\uc744 \uc77c\uc2dc \uc911\ub2e8\ud558\uace0 \uac80\ud1a0\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4!<\/p>\n<hr>\n<p>\uc694\uc57d\ud558\uc790\uba74, \ud30c\ud0a4\uc2a4\ud0c4\uc758 \uc804\uc790 \uacb0\uc81c \ubcf4\uc548\uc740 \uac1c\uc120\ub418\uace0 \uc788\uc9c0\ub9cc \uc5ec\uc804\ud788 \uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc62c\ubc14\ub978 \ucc44\ub110\uc744 \uc120\ud0dd\ud558\uace0 \uc801\uadf9\uc801\uc73c\ub85c \ub300\ucc98\ud558\uba74 \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud070 \uae08\uc561\uc758 \uacbd\uc6b0 \uc2dc\uc911 \uc740\ud589\uc758 \ucc3d\uad6c \uc11c\ube44\uc2a4\ub098 \uacf5\uc778 \uad00\ub9ac\uc790\ub97c \uc774\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. 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