{"id":2689,"date":"2025-05-14T15:11:47","date_gmt":"2025-05-14T07:11:47","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2689"},"modified":"2025-05-14T15:11:47","modified_gmt":"2025-05-14T07:11:47","slug":"%e4%b8%ad%e4%b8%9c%e6%9c%80%e5%b8%b8%e7%94%a8%e7%9a%84%e7%94%b5%e5%ad%90%e9%92%b1%e5%8c%85%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/14\/%e4%b8%ad%e4%b8%9c%e6%9c%80%e5%b8%b8%e7%94%a8%e7%9a%84%e7%94%b5%e5%ad%90%e9%92%b1%e5%8c%85%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f\/","title":{"rendered":"\uc911\ub3d9\uc5d0\uc11c \uac00\uc7a5 \uc77c\ubc18\uc801\uc73c\ub85c \uc0ac\uc6a9\ub418\ub294 \uc804\uc790\uc9c0\uac11\uc740 \ubb34\uc5c7\uc778\uac00\uc694?"},"content":{"rendered":"

\uc911\ub3d9\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \uc0ac\uc6a9\ub418\ub294 \uc804\uc790\uc9c0\uac11\uc740 \ubb34\uc5c7\uc778\uac00\uc694? 2024\ub144 \uc8fc\uc694 \uacb0\uc81c \uc218\ub2e8\uc5d0 \ub300\ud55c \uc885\ud569\uc801\uc778 \ubd84\uc11d<\/h1>\n

\uc911\ub3d9 \uc804\uc790\uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694<\/h2>\n

\uc911\ub3d9\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uc0b0\uc5c5\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc804\ub840 \uc5c6\ub294 \ube60\ub978 \uc131\uc7a5\uc744 \uacbd\ud5d8\ud588\uc2b5\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960\uc774 \ub192\uc544\uc9c0\uace0 \uc778\ud130\ub137 \uc778\ud504\ub77c\uac00 \uac1c\uc120\ub428\uc5d0 \ub530\ub77c \uc810\uc810 \ub354 \ub9ce\uc740 \uc18c\ube44\uc790\uac00 \ud3b8\ub9ac\ud55c \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \uc804\uc790\uc9c0\uac11\uc744 \uc120\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74 2023\ub144 \uc911\ub3d9\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c \uac70\ub798\uc561\uc740 \uc804\ub144 \ub300\ube44 351% \uc99d\uac00\ud588\uc73c\uba70, 2025\ub144\uc5d0\ub294 \uc2dc\uc7a5 \uaddc\ubaa8\uac00 500\uc5b5 \ub2ec\ub7ec\ub97c \ub118\uc5b4\uc124 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

\uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544, \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8, \uc774\uc9d1\ud2b8\uac00 \uc774\ub7ec\ud55c \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud558\ub294 \uc8fc\uc694 \uad6d\uac00\uc785\ub2c8\ub2e4. \uc774\ub4e4 \uad6d\uac00\uc758 \uc815\ubd80\ub294 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub97c \uc801\uadf9\uc801\uc73c\ub85c \ucd94\uc9c4\ud558\uace0 \uc788\uc73c\uba70 \uc804\uc790 \uacb0\uc81c\uc758 \ubc1c\uc804\uc744 \uc7a5\ub824\ud558\uae30 \uc704\ud574 \ub2e4\uc591\ud55c \uc815\ucc45\uc744 \ub3c4\uc785\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544\uc758 '\ube44\uc804 2030'\uc740 \ube44\ud604\uae08 \uac70\ub798 \ube44\uc911\uc744 \ub298\ub9ac\uaca0\ub2e4\ub294 \ubaa9\ud45c\ub97c \uba85\ud655\ud788 \uc81c\uc2dc\ud558\uace0 \uc788\uc73c\uba70, UAE\ub294 \uc218\uc218\ub8cc \uc778\ud558 \ubc0f \uae30\ud0c0 \uc870\uce58\ub97c \ud1b5\ud574 \ub514\uc9c0\ud138 \uacb0\uc81c \ub3c4\uc785\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc885\uad50 \ubb38\ud654 \uce21\uba74\uc5d0\uc11c \uc0e4\ub9ac\uc544\ub97c \uc900\uc218\ud558\ub294 \ud540\ud14c\ud06c \uc194\ub8e8\uc158(\uc989, \uc0e4\ub9ac\uc544\ub97c \uc900\uc218\ud558\ub294 \ud540\ud14c\ud06c)\uc740 \uc911\ub3d9 \uc2dc\uc7a5\uc5d0\uc11c \ud2b9\ud788 \uc911\uc694\ud569\ub2c8\ub2e4. \ud604\uc9c0\uc5d0\uc11c \uac1c\ubc1c\ub41c \ub9ce\uc740 \uc804\uc790\uc9c0\uac11\uc740 \uc81c\ud488\uc758 \uc774\uc2ac\ub78c \uae08\uc735 \uc6d0\uce59 \uc900\uc218\uc5d0 \ud2b9\ud788 \uc911\uc810\uc744 \ub450\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc0ac\uc6a9\uc790 \uc720\uce58\uc5d0 \uc788\uc5b4 \uc8fc\uc694 \uc7a5\uc810 \uc911 \ud558\ub098\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uac78\ud504 \uc9c0\uc5ed\uc758 \uc8fc\ub958 \uc804\uc790\uc9c0\uac11 \ubd84\uc11d<\/h2>\n

STC Pay<\/strong>\uc0ac\uc6b0\ub514 \ud154\ub808\ucf64 \ucef4\ud37c\ub2c8\uc758 \uae08\uc735 \uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc\uc73c\ub85c \uc0ac\uc6b0\ub514 \ud604\uc9c0 \uc2dc\uc7a5\uc758 \uc120\ub450\uc8fc\uc790\ub85c \uc790\ub9ac\ub9e4\uae40\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc571\uc740 \uae30\ubcf8\uc801\uc778 \uc1a1\uae08 \ubc0f \uccad\uad6c\uc11c \uacb0\uc81c \uae30\ub2a5\uc744 \uc81c\uacf5\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ud604\uc9c0 \uac00\ub9f9\uc810\uacfc\uc758 \ud611\ub825\uc744 \ud1b5\ud574 \ub2e4\uc591\ud55c \uc624\ud504\ub77c\uc778 \uc0ac\uc6a9 \uc2dc\ub098\ub9ac\uc624\ub97c \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2023\ub144 \ub9d0\uc5d0\ub294 \ub4f1\ub85d \uc0ac\uc6a9\uc790 \uc218\uac00 800\ub9cc \uba85\uc744 \ub3cc\ud30c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8\uc5d0\uc11c\ube54 \uc6d4\ub81b<\/strong>\uc804\ud1b5\uc801\uc73c\ub85c \ub192\uc740 \uc1a1\uae08 \ube44\uc6a9\uc5d0 \uc9c1\uba74\ud588\ub358 \uac78\ud504 \uc9c0\uc5ed \uc778\uad6c\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc744 \ucc28\uc9c0\ud558\ub294 \uc678\uad6d\uc778 \ub178\ub3d9 \ucee4\ubba4\ub2c8\ud2f0\uc5d0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \ucd08\uc810\uc744 \ub9de\ucd98 Beam\uc740 \uacbd\uc7c1\ub825 \uc788\ub294 \ud658\uc728\uacfc \ub0ae\uc740 \uc218\uc218\ub8cc\ub85c \ube60\ub974\uac8c \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ud655\ubcf4\ud588\uc73c\uba70 \uc8fc\ubcc0 \uad6d\uac00\ub85c \ud655\uc7a5\ud560 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc911\uc559\uc740\ud589\uc758 \uc804\ud3ed\uc801\uc778 \uc9c0\uc6d0\uc744 \ubc1b\uace0 \uc804\uad6d \uc18c\ub9e4 \ub124\ud2b8\uc6cc\ud06c\uc5d0 \ud1b5\ud569\ub41c \uce74\ud0c0\ub974\uc758 \uce74\ud0c0\ub974 \ubaa8\ubc14\uc77c \uacb0\uc81c(QMP) \uc2dc\uc2a4\ud15c\uc740 \ud2b9\ud788 \uc815\ubd80 \uc11c\ube44\uc2a4 \uacb0\uc81c \ubd84\uc57c\uc5d0\uc11c \ub192\uc740 \uc218\uc900\uc758 \ud604\uc9c0 \ubcf4\uae09\ub960\uc744 \ub2ec\uc131\ud588\uc73c\uba70, \ub9e4\ub2ec \uc218\ubc31\ub9cc \uac74\uc758 \uac70\ub798\ub97c \ucc98\ub9ac\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubd81\uc544\ud504\ub9ac\uce74\uc640 \ub808\ubc18\ud2b8\uc5d0\uc11c \uc778\uae30 \uc788\ub294 \uc219\uc18c<\/h2>\n

\uc774\uc9d1\ud2b8 \ud604\uc9c0 \ube0c\ub79c\ub4dc Fawry<\/strong>\uc624\ub7ab\ub3d9\uc548 \uad6d\ub0b4 \ub514\uc9c0\ud138 \uacb0\uc81c \uc0dd\ud0dc\uacc4\ub97c \uc8fc\ub3c4\ud574\uc628 \uc774 \ud68c\uc0ac\ub294 \ub3c4\uc2dc\uc640 \ub18d\ucd0c\uc5d0 \uc704\uce58\ud55c 10\ub9cc \uac1c\uc758 \ub300\ub9ac\uc810\uc744 \ud1b5\ud574 \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc9c0 \ubabb\ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \uae30\ubcf8\uc801\uc778 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud55c\ub2e4\ub294 \uc810\uc5d0\uc11c \ub3c5\ud2b9\ud558\uba70, \uc774\ub7ec\ud55c '\uc628\ub77c\uc778 + \uc624\ud504\ub77c\uc778' \ud558\uc774\ube0c\ub9ac\ub4dc \ubaa8\ub378\uc744 \ud1b5\ud574 \ud604\uc7ac \uc57d 4\ucc9c\ub9cc \uac1c\uc758 \ud65c\uc131 \uacc4\uc815\uc744 \ubcf4\uc720\ud55c \uc0ac\uc6a9\uc790 \uae30\ubc18\uc774 \uafb8\uc900\ud788 \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc694\ub974\ub2e8\uc5d0\uc11c \uac1c\ubc1c Mahfazti<\/strong>('\ub098\uc758 \uc800\ucd95'\uc774\ub77c\ub294 \ub73b)\uc740 \uc2dc\uc7a5\uc5d0 \ud6c4\ubc1c\uc8fc\uc790\uc774\uc9c0\ub9cc \uac04\ub2e8\ud558\uace0 \uc0ac\uc6a9\ud558\uae30 \uc26c\uc6b4 \uc778\ud130\ud398\uc774\uc2a4\uc640 \uc815\ubd80\uc758 \ub300\uc911\uad50\ud1b5 \uc2dc\uc2a4\ud15c\uacfc\uc758 \ub3c5\uc810 \uc81c\ud734 \ub355\ubd84\uc5d0 \ud2b9\ud788 \uc80a\uc740 \uce35 \uc0ac\uc774\uc5d0\uc11c \uc778\uae30\ub97c \uc5bb\uc73c\uba70 \ube60\ub974\uac8c \uc131\uc7a5\ud588\uc73c\uba70, \ucd5c\uadfc \ud380\ub529\uc744 \ud1b5\ud574 1\uc5b5 2\ucc9c\ub9cc \ub2ec\ub7ec\uc758 \uac00\uce58\ub97c \uc778\uc815\ubc1b\uc740 \uac83\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \uc804\ub9dd\uc744 \ub099\uad00\uc801\uc73c\ub85c \ubcf4\uace0 \uc788\ub2e4\ub294 \uc2e0\ud638\uc785\ub2c8\ub2e4.<\/p>\n

\ub808\ubc14\ub17c\uc758 \uacbd\uc81c \uc704\uae30\ub85c \uc778\ud574 \ud130\uce58 \uacb0\uc81c<\/strong>(\ud1b5\uc2e0\uc0ac Touch\uc5d0\uc11c \ucd9c\uc2dc)\ub294 \ud1b5\ud654 \uac00\uce58 \ud558\ub77d\uc774 \uc2ec\ud55c \ud658\uacbd\uc5d0\uc11c \uc678\ud654\ub85c \uc77c\uc0c1\uc801\uc778 \uad6c\ub9e4\ub97c \ud560 \uc218 \uc788\ub294 \ub300\uccb4 \uae08\uc735 \uc0c1\ud488\uc73c\ub85c, \ud604\uc9c0 \ud1b5\ud654 \ubcc0\ub3d9 \uc704\ud5d8\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \ud53c\ud560 \uc218 \uc788\uc5b4 \uc77c \ud3c9\uade0 \uac70\ub798\ub7c9\uc774 \ud2b9\ubcc4\ud55c \uc2dc\uae30\uc5d0 \ud2b9\ubcc4\ud55c \ud604\uc0c1\uc744 \uc77c\uc73c\ucf30\uc2b5\ub2c8\ub2e4.<\/p>\n

\uad6d\uacbd \uac04 \uc804\uc790\uc9c0\uac11\uacfc \uad6d\uc81c\ud654\ub41c \uc804\uc790\uc9c0\uac11\uc758 \ube44\uad50<\/h2>\n

\uc911\uad6d \uac70\ub300 \uae30\uc5c5 \uc54c\ub9ac\ud398\uc774, \uc628\ub77c\uc778 \uacb0\uc81c \ud50c\ub7ab\ud3fc<\/strong>(\uc54c\ub9ac\ud398\uc774)\ub294 \ub9c8\uc9c0\ub4dc \uc54c \ud478\ud300 \ubc0f \uae30\ud0c0 \uc9c0\uc5ed \ube44\uc988\ub2c8\uc2a4 \uadf8\ub8f9\uacfc\uc758 \uc804\ub7b5\uc801 \ud611\ub825\uc744 \ud1b5\ud574 \uc911\ub3d9\uc758 \uace0\uae09 \uc18c\ub9e4 \uc2dc\uc7a5\uc744 \uc810\ucc28\uc801\uc73c\ub85c \uac1c\ubc29\ud588\uc73c\uba70, \ud2b9\ud788 \ub450\ubc14\uc774 \ubab0\uacfc \uc911\uad6d\uc778 \uad00\uad11\uac1d\uc774 \uc9d1\uc911\ub41c \uae30\ud0c0 \uc7a5\uc18c\uc5d0\uc11c \ucee4\ubc84\ub9ac\uc9c0 \ube44\uc728\uc774 90% \uc774\uc0c1\uc5d0 \ub3c4\ub2ec\ud588\uc9c0\ub9cc \ud604\uc9c0\ud654\uc5d0\ub294 \uc5ec\uc804\ud788 \uac1c\uc120\uc758 \uc5ec\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4....<\/p>\n

\ub610\ud55c \uc544\uc2dc\uc544\uc5d0\uc11c PayNow<\/strong>(\uc2f1\uac00\ud3ec\ub974) \ube44\uc988\ub2c8\uc2a4 \ucee4\ubba4\ub2c8\ud2f0\uc5d0 \ub300\ud55c \uc11c\ube44\uc2a4\uc5d0 \uc911\uc810\uc744 \ub450\uace0 \uc591\uad6d \uac04\uc758 \uac15\ub825\ud55c \uacbd\uc81c \ubc0f \ubb34\uc5ed \uad00\uacc4\ub97c \ud65c\uc6a9\ud558\uc5ec \uc2f1\uac00\ud3ec\ub974-\uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8 \ud68c\ub791\uc740 \ubd84\uae30\ub2f9 \ud3c9\uade0 1\uc5b5 \uc2f1\uac00\ud3ec\ub974 \ub2ec\ub7ec \uc774\uc0c1\uc758 \uad6d\uacbd \uac04 \uc1a1\uae08 \ucc98\ub9ac\uc5d0\uc11c \uc0c1\ub2f9\ud55c \uc810\uc720\uc728\uc744 \ud655\ubcf4\ud558\uace0 \uafb8\uc900\ud55c \uc18d\ub3c4\ub85c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4....<\/p>\n

\ubc18\uba74, \ubbf8\uad6d \ub300\ud45c\ub294 PayPal<\/strong>\uc804 \uc138\uacc4\uc801\uc73c\ub85c \uc798 \uc54c\ub824\uc838 \uc788\uc9c0\ub9cc \uc774\uc2ac\ub78c \uae08\uc735\uacfc\uc758 \ud638\ud658\uc131 \ubd80\uc871, \uc81c\uc7ac\uc758 \uc601\ud5a5\uc73c\ub85c \uc77c\ubd80 \uace0\uae09 \uae30\ub2a5\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\ub2e4\ub294 \uc810 \ub4f1\uc73c\ub85c \uc778\ud574 \uc911\ub3d9 \uc9c0\uc5ed\uc5d0\uc11c \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc73c\uba70, \uadf8 \uacb0\uacfc \uc7a5\uae30\uc801\uc73c\ub85c \uc2dc\uc7a5 \uc810\uc720\uc728\uc774 51% \ub0b4\uc678\uc5d0 \uba38\ubb3c\uace0 \uc788\uc5b4 \ub3cc\ud30c\uad6c\ub97c \ucc3e\uae30\uac00 \uc27d\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud5a5\ud6c4 \uac1c\ubc1c \ub3d9\ud5a5 \uc608\uce21<\/h2>\n

\uc2e0\uc6a9 \uae30\ubc18 \uc11c\ube44\uc2a4\uac00 \ub2e4\uc74c \ub2e8\uacc4\uc758 \uacbd\uc7c1\uc774 \ub420 \uac83\uc784\uc744 \uc2dc\uc0ac\ud558\ub294 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544\uc758 \ud0c0\ub9c8\ub77c\uc640 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8\uc758 \uce90\uc288\uc640 \uac19\uc774 \uc0c1\ub2f9\ud55c \uc0ac\uc6a9\uc790 \uae30\ubc18\uc744 \ud655\ubcf4\ud558\uace0 \uc788\ub294 \ud604\uc9c0 \ud50c\ub7ab\ud3fc\uc5d0\uc11c BNPL(\uc120\uad6c\ub9e4 \ud6c4\uacb0\uc81c) \ubaa8\ub378\uc744 \ud1b5\ud569\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4...
\n\ube14\ub85d\uccb4\uc778 \uae30\uc220, \uc7a0\uc7ac\uc801 \ud30c\uad34\ub825\uc73c\ub85c \uc5ec\uaca8\uc9c0\ub294 \ubc14\ub808\uc778 \ucf54\uc778\uba54\ub098\uc640 \uac19\uc740 \uc554\ud638\ud654\ud3d0 \uc9c0\uac11\uc740 \ub514\uc9c0\ud138 \ud1b5\ud654\uc640 \uc804\ud1b5\uc801\uc778 \ube44\uc988\ub2c8\uc2a4 \uc2dc\ub098\ub9ac\uc624 \uc0ac\uc774\uc758 \uc7a5\ubcbd\uc744 \ud5c8\ubb3c\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4....
\n\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC) \ud504\ub85c\uc81d\ud2b8\uac00 \uc2dc\uc791\ub418\uace0 \uc788\uc73c\uba70, \ud5a5\ud6c4 3\ub144 \ub0b4\uc5d0 \ub514\uc9c0\ud138 \ub514\ub974\ud568(\ub450\ubc14\uc774) + \ub514\uc9c0\ud138 \ub9ac\uc584(KSA)\uc774 \ud14c\uc2a4\ud2b8\ub97c \uc704\ud574 \ucd9c\uc2dc\ub420 \uc218 \uc788\ub294 \ub4f1 \uc5c5\uacc4\uac00 \uc7ac\ud3b8\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4...<\/p>\n

\uc911\ub3d9 \uc804\uc790\uc9c0\uac11 \uc2dc\uc7a5\uc758 \ubbf8\ub798 \ud2b8\ub80c\ub4dc<\/h2>\n

BNPL(\uc9c0\uae08 \uad6c\ub9e4\ud558\uace0 \ub098\uc911\uc5d0 \uc9c0\ubd88) \ubaa8\ub378\uc758 \uae09\ubd80\uc0c1<\/h3>\n

\uc911\ub3d9\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 BNPL \uc11c\ube44\uc2a4\uac00 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc131\uc7a5\ud588\uc73c\uba70, \ud2b9\ud788 \uc774 \uacb0\uc81c \ubc29\uc2dd\uc740 \uc774 \uc9c0\uc5ed\uc758 \uc80a\uc740 \uc18c\ube44\uc790\ub4e4\uc758 \uc1fc\ud551 \uc2b5\uad00\uc5d0 \uc798 \ub9de\uc2b5\ub2c8\ub2e4. \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74, \uc911\ub3d9 BNPL \uc2dc\uc7a5 \uaddc\ubaa8\ub294 2023\ub144\uc5d0 12\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud588\uc73c\uba70 2026\ub144\uc5d0\ub294 35\uc5b5 \ub2ec\ub7ec\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

Tamara<\/strong>\uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544\uc758 \uc120\ub3c4\uc801\uc778 BNPL \ud50c\ub7ab\ud3fc\uc778 \uc774 \ud68c\uc0ac\ub294 5,000\uac1c \uc774\uc0c1\uc758 \uc628\ub77c\uc778 \ubc0f \uc624\ud504\ub77c\uc778 \ud310\ub9e4\uc5c5\uccb4\uc640 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc131\uacf5\uc758 \ube44\uacb0\uc740 \ubc14\ub85c<\/p>\n

    \n
  • 0% \uc774\uc790 \ud560\ubd80 \uc635\uc158 \uc0ac\uc6a9 \uac00\ub2a5<\/li>\n
  • \uac04\uc18c\ud654\ub41c \ub4f1\ub85d \uc808\ucc28(\ud734\ub300\ud3f0 \ubc88\ud638\uc640 \uc2e0\ubd84\uc99d\ub9cc \ud544\uc694)<\/li>\n
  • \uc774\uc2ac\ub78c \uae08\uc735 \uc6d0\uce59\uc5d0 \ubd80\ud569\ud558\ub294 \uc11c\ube44\uc2a4 \uc124\uacc4<\/li>\n<\/ul>\n

    \uc5d0\ubbf8\ub808\uc774\ud2b8 \ud56d\uacf5\uce90\uc288<\/strong>\ubc18\uba74, \uac70\ub798\ub2f9 \ud3c9\uade0 \uac70\ub798 \uae08\uc561\uc774 \ucd5c\ub300 800\ub514\ub78c(\uc57d 220\ub2ec\ub7ec)\uc5d0 \ub2ec\ud558\ub294 \uace0\uae09 \uc18c\ub9e4 \ubd80\ubb38\uc5d0 \uc9d1\uc911\ud558\uace0 \uc788\uc73c\uba70, \uc8fc\ub85c \uc804\uc790\uc81c\ud488 \ubc0f \uba85\ud488\uacfc \uac19\uc740 \uace0\uac00 \uc0c1\ud488 \uad6c\ub9e4 \uc2dc\ub098\ub9ac\uc624\uc5d0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

    \ud2b9\ud788 STC Pay\uc640 \uac19\uc740 \uc804\ud1b5\uc801\uc778 \uc804\uc790\uc9c0\uac11\ub3c4 BNPL \uae30\ub2a5\uc744 \ud1b5\ud569\ud558\uae30 \uc2dc\uc791\ud558\uba74\uc11c \uacb0\uc81c, \uc2e0\uc6a9, \ud22c\uc790 \ubc0f \uae30\ud0c0 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \ub2e8\uc77c \ud50c\ub7ab\ud3fc\uc5d0 \ud1b5\ud569\ud558\ub294 '\uc288\ud37c \uc560\ud50c\ub9ac\ucf00\uc774\uc158'\uc73c\ub85c\uc758 \uc5c5\uacc4 \uc804\ud658\uc744 \uc608\uace0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    \ube14\ub85d\uccb4\uc778 \uae30\uc220\uacfc \uc554\ud638\ud654\ud3d0 \uacb0\uc81c\uc5d0 \ub300\ud55c \ud0d0\uad6c<\/h3>\n

    \uac78\ud504 \uad6d\uac00\ub4e4\uc740 \ube14\ub85d\uccb4\uc778 \uae30\uc220 \uc801\uc6a9\uc5d0 \uc788\uc5b4 \uc804\ud5a5\uc801\uc778 \uc790\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

      \n
    1. \n

      \ucf54\uc778\uba54\ub098 \ubc14\ub808\uc778<\/strong>\uc815\uc2dd \ub77c\uc774\uc120\uc2a4 \ucde8\ub4dd \ud6c4 \uc2e0\uc18d\ud55c \uac1c\ubc1c<\/p>\n

        \n
      • BTC\/ETH \ubc0f \uae30\ud0c0 \uc8fc\ub958 \uc554\ud638\ud654\ud3d0 \uac70\ub798 \uc9c0\uc6d0<\/li>\n
      • \uc5d4\ud130\ud504\ub77c\uc774\uc988\uc6a9 API \uc194\ub8e8\uc158 \ucd9c\uc2dc<\/li>\n
      • \ubd84\uae30\ubcc4 \uac00\uc785\uc790 \uc218 \uc99d\uac00\uc728 30% \uc774\uc0c1 \uc720\uc9c0<\/li>\n<\/ul>\n<\/li>\n
      • \n

        \ub450\ubc14\uc774\uc758 \uac00\uc0c1\uc790\uc0b0 \uaddc\uc81c \ub2f9\uad6d(VARA)\uc740 \uae00\ub85c\ubc8c \uc554\ud638\ud654\ud3d0 \uae30\uc5c5\uc744 \ub450\ubc14\uc774\ub85c \uc720\uce58\ud558\uae30 \uc704\ud574 \uba85\ud655\ud55c \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\ub97c \ub9c8\ub828\ud588\uc2b5\ub2c8\ub2e4 \ubc14\uc774\ub0b8\uc2a4\ub97c \ud3ec\ud568\ud55c \uc5ec\ub7ec \uac70\ub798\uc18c\uac00 \uc9c0\uc5ed \ubcf8\ubd80\ub97c \uc124\ub9bd\ud588\uc2b5\ub2c8\ub2e4...<\/p>\n<\/li>\n

      • \n

        \uc2e4\uc81c \uc801\uc6a9 \uc0ac\ub840\uac00 \uacc4\uc18d \ub4f1\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n

          \n
        • \uc77c\ubd80 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8 \ubd80\ub3d9\uc0b0 \uac1c\ubc1c\uc5c5\uccb4\ub294 \uc8fc\ud0dd \uad6c\ub9e4 \uc2dc \uc554\ud638\ud654\ud3d0\ub97c \ud5c8\uc6a9\ud569\ub2c8\ub2e4.<\/li>\n
        • \uc0ac\uc6b0\ub514 \uc544\ub78c\ucf54 \uacf5\uae09 \uc5c5\uccb4, \uad6d\uacbd \uac04 \uacb0\uc81c \ud6a8\uc728\uc131 \ud5a5\uc0c1\uc744 \uc704\ud574 \ube14\ub85d\uccb4\uc778 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc2dc\ub3c4...<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n

          \uadf8\ub7ec\ub098 \ub192\uc740 \uac00\uaca9 \ubcc0\ub3d9\uc131\uacfc \uc77c\ubc18 \uc18c\ube44\uc790\ub4e4\uc758 \uc778\uc2dd \ubd80\uc871 \ub4f1\uc758 \uacfc\uc81c\uac00 \ub0a8\uc544 \uc788\uc5b4 \uc77c\uc0c1\uc801\uc778 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624\uc5d0\uc11c \uc608\uc0c1\ubcf4\ub2e4 \ub0ae\uc740 \ucc44\ud0dd\ub960\uc744 \ubcf4\uc774\uace0 \uc788\uc73c\uba70, \ud604\uc7ac \uae30\uc874 \uc804\uc790\uc9c0\uac11\uc744 \ub300\uccb4\ud558\uae30\ubcf4\ub2e4\ub294 \uc8fc\ub85c \ud22c\uc790 \ubaa9\uc801\uc73c\ub85c \uc0ac\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

          CBDC(\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0) \uac1c\ubc1c \ud504\ub85c\uc138\uc2a4<\/h3>\n\n\n\n\n\n\n\n
          \uad6d\uac00<\/th>\n\ud504\ub85c\uc81d\ud2b8 \uc774\ub984<\/th>\n\ud604\uc7ac \uc704\uc0c1<\/th>\n\uc8fc\uc694 \uae30\ub2a5<\/th>\n<\/tr>\n<\/thead>\n
          \uc0ac\uc6b0\ub514 \uc544\ub77c\ube44\uc544<\/td>\n\ub514\uc9c0\ud138 \ub85c\uc5f4<\/td>\n\uac1c\ub150 \uc99d\uba85 \ud14c\uc2a4\ud2b8 \ub2e8\uacc4<\/td>\n-\ub3c4\ub9e4 CBDC \uc120\ud638
          -\uc740\ud589 \uac04 \uccad\uc0b0\uc5d0 \uc9d1\uc911<\/td>\n<\/tr>\n
          UAE<\/td>\n\ub514\uc9c0\ud138 \ub514\ub974\ud568(R3 Corda\uc640 \ud611\ub825)<\/td>\n\ud30c\uc77c\ub7ff \uc6b4\uc601 \uc911<\/td>\n-\uad6d\uacbd \uac04 \uacb0\uc81c \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uac15\uc870
          -\uccab \ubc88\uc9f8 5\ucc9c\ub9cc \ub2ec\ub7ec \uad6d\uc81c \uacb0\uc81c \ud14c\uc2a4\ud2b8 \uc644\ub8cc<\/td>\n<\/tr>\n
          \uce74\ud0c0\ub974\ub294 \uc544\uc9c1 \uad6c\uccb4\uc801\uc778 \ub85c\ub4dc\ub9f5\uc744 \uacf5\uac1c\ud558\uc9c0 \uc54a\uc558\uc9c0\ub9cc \uc911\uc559\uc740\ud589\uc740 \uc774\ub97c \uba74\ubc00\ud788 \uac80\ud1a0\ud558\uace0 \uc788\uc73c\uba70 2024\ub144 \ub9d0\uae4c\uc9c0 \ud504\ub85c\uadf8\ub7a8\uc744 \ubc1c\ud45c\ud560 \uc218 \uc788\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

          \uac78\ud504\ub9cc \uad6d\uac00\ub4e4\uc774 CBDC\ub97c \ucd94\uc9c4\ud558\ub294 \uc8fc\uc694 \ub3d9\uae30\uc5d0 \ub300\ud55c \uc804\ubb38\uac00 \ubd84\uc11d\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:
          \nSWIFT \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4 \uac10\uc18c
          \n\ud1b5\ud654 \uc815\ucc45 \uc2dc\ud589\uc758 \ud6a8\uc728\uc131 \ud5a5\uc0c1
          \n\uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc758 \uacbd\uc7c1 \uc555\ub825\uc5d0 \ub300\ud55c \ub300\uc751<\/p>\n

          \uadf8\ub7ec\ub098 \ub2e8\uae30\uc801\uc73c\ub85c CBDC\ub294 \uc9c1\uc811\uc801\uc778 \ub300\uc911 \ub300\uc0c1 \uc0c1\ud488\ubcf4\ub2e4\ub294 \uc740\ud589 \uac04 \uc778\ud504\ub77c\ub85c \uc0ac\uc6a9\ub420 \uac00\ub2a5\uc131\uc774 \ub192\uae30 \ub54c\ubb38\uc5d0 \uae30\uc874 \uc804\uc790\uc9c0\uac11 \ud658\uacbd\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc740 \uc81c\ud55c\uc801\uc77c \uac83\uc785\ub2c8\ub2e4....<\/p>","protected":false},"excerpt":{"rendered":"

          \uc911\ub3d9\uc5d0\uc11c \uac00\uc7a5 \uc77c\ubc18\uc801\uc73c\ub85c \uc0ac\uc6a9\ub418\ub294 \uc804\uc790\uc9c0\uac11\uc740 \ubb34\uc5c7\uc778\uac00\uc694? 2024\ub144 \uc8fc\ub958 \uacb0\uc81c \uc218\ub2e8\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d ...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-2689","post","type-post","status-publish","format-standard","hentry","category-35"],"yoast_head":"\n\u4e2d\u4e1c\u6700\u5e38\u7528\u7684\u7535\u5b50\u94b1\u5305\u6709\u54ea\u4e9b\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/14\/\u4e2d\u4e1c\u6700\u5e38\u7528\u7684\u7535\u5b50\u94b1\u5305\u6709\u54ea\u4e9b\uff1f\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u4e2d\u4e1c\u6700\u5e38\u7528\u7684\u7535\u5b50\u94b1\u5305\u6709\u54ea\u4e9b\uff1f\" \/>\n<meta property=\"og:description\" content=\"\u4e2d\u4e1c\u6700\u5e38\u7528\u7684\u7535\u5b50\u94b1\u5305\u6709\u54ea\u4e9b\uff1f\u5168\u9762\u89e3\u67902024\u5e74\u4e3b\u6d41\u652f\u4ed8\u65b9\u5f0f …\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/14\/\u4e2d\u4e1c\u6700\u5e38\u7528\u7684\u7535\u5b50\u94b1\u5305\u6709\u54ea\u4e9b\uff1f\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-14T07:11:47+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/14\/%e4%b8%ad%e4%b8%9c%e6%9c%80%e5%b8%b8%e7%94%a8%e7%9a%84%e7%94%b5%e5%ad%90%e9%92%b1%e5%8c%85%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/14\/%e4%b8%ad%e4%b8%9c%e6%9c%80%e5%b8%b8%e7%94%a8%e7%9a%84%e7%94%b5%e5%ad%90%e9%92%b1%e5%8c%85%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u4e2d\u4e1c\u6700\u5e38\u7528\u7684\u7535\u5b50\u94b1\u5305\u6709\u54ea\u4e9b\uff1f\",\"datePublished\":\"2025-05-14T07:11:47+00:00\",\"dateModified\":\"2025-05-14T07:11:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/14\/%e4%b8%ad%e4%b8%9c%e6%9c%80%e5%b8%b8%e7%94%a8%e7%9a%84%e7%94%b5%e5%ad%90%e9%92%b1%e5%8c%85%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f\/\"},\"wordCount\":75,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u4e2d\u4e1c\u652f\u4ed8\"],\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/05\/14\/%e4%b8%ad%e4%b8%9c%e6%9c%80%e5%b8%b8%e7%94%a8%e7%9a%84%e7%94%b5%e5%ad%90%e9%92%b1%e5%8c%85%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/14\/%e4%b8%ad%e4%b8%9c%e6%9c%80%e5%b8%b8%e7%94%a8%e7%9a%84%e7%94%b5%e5%ad%90%e9%92%b1%e5%8c%85%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/05\/14\/%e4%b8%ad%e4%b8%9c%e6%9c%80%e5%b8%b8%e7%94%a8%e7%9a%84%e7%94%b5%e5%ad%90%e9%92%b1%e5%8c%85%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f\/\",\"name\":\"\u4e2d\u4e1c\u6700\u5e38\u7528\u7684\u7535\u5b50\u94b1\u5305\u6709\u54ea\u4e9b\uff1f - 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