{"id":2693,"date":"2025-05-15T14:25:35","date_gmt":"2025-05-15T06:25:35","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2693"},"modified":"2025-05-15T14:25:35","modified_gmt":"2025-05-15T06:25:35","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e5%ae%9d%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f%e6%8e%a8%e8%8d%905%e5%a4%a7%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%e5%b7%a5%e5%85%b7","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/15\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e5%ae%9d%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f%e6%8e%a8%e8%8d%905%e5%a4%a7%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%e5%b7%a5%e5%85%b7\/","title":{"rendered":"\ucd5c\uace0\uc758 \uc778\ub3c4 \uacb0\uc81c \ub3c4\uad6c\ub294 \ubb34\uc5c7\uc778\uac00\uc694? \ucd94\ucc9c \ud604\uc9c0 \uacb0\uc81c \ub3c4\uad6c 5\uac00\uc9c0"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts282.mm.bing.net\/th?q=phonepe281\" alt=\"\ucd5c\uace0\uc758 \uc778\ub3c4 \uacb0\uc81c \ub3c4\uad6c\ub294 \ubb34\uc5c7\uc778\uac00\uc694? \ucd94\ucc9c \ud604\uc9c0 \uacb0\uc81c \ub3c4\uad6c 5\uac00\uc9c0\" title=\"\ucd5c\uace0\uc758 \uc778\ub3c4 \uacb0\uc81c \ub3c4\uad6c\ub294 \ubb34\uc5c7\uc778\uac00\uc694? \ucd94\ucc9c \ud604\uc9c0 \uacb0\uc81c \ub3c4\uad6c 5\uac00\uc9c0\"><\/p>\n<p>\ub2e4\uc74c\uc740 \uc911\uad6d\uc758 \uc54c\ub9ac\ud398\uc774\uc640 \uc720\uc0ac\ud558\uba70 \uc77c\uc0c1\uc801\uc778 \uad6c\ub9e4, \uc1a1\uae08, \uccad\uad6c\uc11c \uacb0\uc81c\uc5d0 \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 \uc778\ub3c4\uc5d0\uc11c \uac00\uc7a5 \uc778\uae30 \uc788\ub294 \ud604\uc9c0 \uacb0\uc81c \ub3c4\uad6c \uc0c1\uc704 5\uac00\uc9c0\uc785\ub2c8\ub2e4:<\/p>\n<ol>\n<li>\n<p><strong>Paytm<\/strong><\/p>\n<ul>\n<li>\uc778\ub3c4 \ucd5c\ub300 \ub514\uc9c0\ud138 \uc9c0\uac11 \ubc0f \uacb0\uc81c \ud50c\ub7ab\ud3fc<\/li>\n<li>\uae30\ub2a5: \ubaa8\ubc14\uc77c \ucda9\uc804, \uccad\uad6c\uc11c \uacb0\uc81c, \uc624\ud504\ub77c\uc778 \uc2a4\uce94 \uc1fc\ud551, UPI \uc1a1\uae08<\/li>\n<li>\ud2b9\uc9d5: \uc54c\ub9ac\ubc14\ubc14\uc758 \ucd08\uae30 \ud22c\uc790\ub85c 6\ucc9c\ub9cc \uba85 \uc774\uc0c1\uc758 \ud310\ub9e4\uc790 \uc9c0\uc6d0<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>PhonePe<\/strong> (\uc6d4\ub9c8\ud2b8 \uc18c\uc720)<\/p>\n<ul>\n<li>\uac70\ub798\uc561 \uae30\uc900 UPI 1\uc704 \uacb0\uc81c \uc571(\uc2dc\uc7a5 \uc810\uc720\uc728 50% \uc774\uc0c1)<\/li>\n<li>\uc9c0\uc6d0 \uae30\ub2a5: \uc989\uc2dc \uc740\ud589 \uc1a1\uae08, \ubcf4\ud5d8 \uad6c\ub9e4, \uae08 \ud22c\uc790<\/li>\n<li>\uac15\uc810: \uac04\ub2e8\ud55c \uc778\ud130\ud398\uc774\uc2a4\uc640 \uac15\ub825\ud55c \ud310\ub9e4\uc790 \ub124\ud2b8\uc6cc\ud06c<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Google Pay(GPay)<\/strong><\/p>\n<ul>\n<li>Google\uc758 UPI \uacb0\uc81c \uc571(\uc774\uc804\uc758 Tez)<\/li>\n<li>\uae30\ub2a5: \uc74c\uc131 \uba85\ub839 \uacb0\uc81c, '\uc8fc\ubcc0 \uacf5\uc720' \ube60\ub978 \uacb0\uc81c \uc218\uae08 \uae30\ub2a5<\/li>\n<li>\ud2b9\ud788 \uc80a\uc740 \uce35\uc5d0\uac8c \uc778\uae30\uac00 \ub9ce\uc740 \ub300\uaddc\ubaa8 \uc0ac\uc6a9\uc790 \uae30\ubc18<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>BHIM(\ud654\ud3d0\ub97c \uc704\ud55c \ubc14\ub77c\ud2b8 \uc778\ud130\ud398\uc774\uc2a4)<\/strong><br \/>\n\uc778\ub3c4 \uc815\ubd80\uc5d0\uc11c \ucd9c\uc2dc\ud55c \uacf5\uc2dd UPI \uc560\ud50c\ub9ac\ucf00\uc774\uc158<br \/>\n\ud558\uc774\ub77c\uc774\ud2b8:<br \/>\n\uc9c1\uc811 \uc5f0\uacb0\ub41c \uc740\ud589 \uacc4\uc88c<br \/>\n\uc544\ub4dc\ud558\ub974 \uce74\ub4dc \uc778\uc99d \uc9c0\uc6d0<br \/>\n\ubcf4\uc548\uc5d0 \uc911\uc810\uc744 \ub460(\uc9c0\uac11 \uc794\uc561 \uc800\uc7a5 \uc5c6\uc74c)<\/p>\n<\/li>\n<li>\n<p><strong>\ubaa8\ube44\ud035<\/strong><br \/>\n-\uc804\uc790\uc9c0\uac11 + \ubbf8\ub2c8 \ub300\ucd9c \ud50c\ub7ab\ud3fc<br \/>\n\uc8fc\uc694 \uc11c\ube44\uc2a4:<br \/>\n\"Zip\" \uad6c\ub9e4 \ubc0f \uacb0\uc81c \uae30\ub2a5<br \/>\n\ubcf4\ud5d8 \uc0c1\ud488 \ubc0f \uae08\uc735 \uc0c1\ud488 \ud310\ub9e4<\/p>\n<\/li>\n<\/ol>\n<p>\uc2dc\uc7a5 \ud604\ud669 \ubcf4\ucda9 \uc790\ub8cc:<br \/>\n2023\ub144, PhonePe\/Google Pay\/Paytm\uc740 901\uc870 3,000\uc5b5 \uac74 \uc774\uc0c1\uc758 UPI \uac70\ub798\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \ud574\uc678 \ube44\uc988\ub2c8\uc2a4\uc640 \uad00\ub828\ub41c \uacbd\uc6b0 NPCI \uaddc\uc815(\uc678\uad6d \uae30\uc5c5\uc758 \uc9c0\ubd84 \uc18c\uc720 \uc81c\ud55c)\uc5d0 \uc720\uc758\ud558\uc138\uc694. Amazon Pay\uc640 \uac19\uc740 \uc2e0\uaddc \uc5c5\uccb4\ub3c4 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud2b9\uc815 \uc0ac\uc6a9 \uc2dc\ub098\ub9ac\uc624\uc5d0 \ub530\ub77c \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc18c\uc561 \ubc0f \uace0\ube48\ub3c4 \uac70\ub798\uc5d0\ub294 PhonePe\/GPay\ub97c, \uc885\ud569\uc801\uc778 \uae08\uc735 \uc11c\ube44\uc2a4\uac00 \ud544\uc694\ud55c \uacbd\uc6b0 Paytm\/MobiKwik\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc778\ub3c4 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5\uc758 \uc8fc\uc694 \ub0b4\uc6a9\uacfc \ucd5c\uc2e0 \ub3d9\ud5a5\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694:<\/p>\n<hr>\n<h3><strong>6. \uc2dc\uc7a5 \uc138\ubd84\ud654 \ubc0f \uc804\ubb38\uc131 \ubcf4\uc644<\/strong><\/h3>\n<ul>\n<li><strong>\uc18c\uc15c \uacb0\uc81c<\/strong>WhatsApp Pay(UPI \uae30\uc900)\ub294 \ub300\uaddc\ubaa8 \uc0ac\uc6a9\uc790 \uae30\ubc18\uc5d0 \ud798\uc785\uc5b4 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc9c0\ub9cc \uc2dc\uc7a5 \uc810\uc720\uc728\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \uc120\ub450 \uc5c5\uccb4\ub4e4\uc5d0 \ub4a4\uccd0\uc838 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ub18d\ucd0c \ubcf4\uae09\ub960<\/strong>\uc2e4\uc2dc\uac04 \uc601\uc218\uc99d\uc744 \uc54c\ub824\uc8fc\ub294 Paytm\uc758 '\uc0ac\uc6b4\ub4dc\ubc15\uc2a4' \uc2a4\ub9c8\ud2b8 \uc2a4\ud53c\ucee4\ub294 \ud2f0\uc5b4 2 \ubc0f \ud2f0\uc5b4 3 \ub3c4\uc2dc\uc5d0\uc11c \ub3c4\ub2ec \ubc94\uc704\uac00 \ub9e4\uc6b0 \ub192\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>B2B \uc601\uc5ed<\/strong>\uc911\uc18c\ud615 \ud310\ub9e4\uc790\ub97c \uc704\ud55c \uc778\uae30 \uc788\ub294 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc194\ub8e8\uc158: Razorpay, Cashfree<\/li>\n<\/ul>\n<hr>\n<h3><strong>2023\ub144 \uc8fc\uc694 \ub370\uc774\ud130 \uc9c0\ud45c 7.<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>\ud14c\ub77c\uc2a4<\/th>\n<th>\uc6d4\uac04 \ud65c\uc131 \uc0ac\uc6a9\uc790(MAU)<\/th>\n<th>\ubc31\ubd84\uc728\ub85c \ubcf8 UPI \uac70\ub798<\/th>\n<th>\ud2b9\ubcc4\ud55c \uc774\uc810<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>PhonePe<\/td>\n<td>~3\uc5b5<\/td>\n<td>50.2%<\/td>\n<td>\uc18c\uaddc\ubaa8 \ub9e4\uc7a5 \ucee4\ubc84\ub9ac\uc9c0 1\uc704, \ud0a4\ub77c\ub098<\/td>\n<\/tr>\n<tr>\n<td>Google Pay<\/td>\n<td>~\ucd5c\ub300 1\uc5b5 8\ucc9c\ub9cc<\/td>\n<td>36.5%<\/td>\n<td>\uc548\ub4dc\ub85c\uc774\ub4dc \ub124\uc774\ud2f0\ube0c \ud1b5\ud569<\/td>\n<\/tr>\n<tr>\n<td>Paytm<\/td>\n<td>~100\uc5b5<\/td>\n<td>11%         <em>\uaddc\uc81c\uc758 \uc601\ud5a5\uc73c\ub85c \uc778\ud55c \uac10\uc18c<\/em><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>(\ucd9c\ucc98: NPCI\uc758 \ucd5c\uc2e0 \ubcf4\uace0\uc11c)<\/em><\/p>\n<hr>\n<h3><strong>8. \uaddc\uc81c \uac1c\ubc1c \ubc0f \uacfc\uc81c<\/strong><\/h3>\n<ul>\n<li><strong>\ud574\uc678 \ube44\uc988\ub2c8\uc2a4 \uc81c\ud55c \uc0ac\ud56d<\/strong>NPCI\ub294 \ub2e8\uc77c \ud0c0\uc0ac \uc571\uc758 UPI \uac70\ub798\ub7c9\uc774 30%\ub97c \ucd08\uacfc\ud574\uc11c\ub294 \uc548 \ub41c\ub2e4\uace0 \uaddc\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4(\uad6c\uae00 \ud398\uc774\/\ud3f0\ud398\ub294 \ud55c\ub3c4\ub97c \ucd08\uacfc\ud558\uc5ec \uc870\uc815\uc774 \ud544\uc694\ud568).<\/li>\n<li><strong>\ub370\uc774\ud130 \ud604\uc9c0\ud654<\/strong>\uc778\ub3c4 \ub0b4 \uc11c\ubc84\uc5d0 \uacb0\uc81c \ub370\uc774\ud130 \uc800\uc7a5 \uc758\ubb34\ud654<\/li>\n<li><strong>\uc6d4\ub81b \ub77c\uc774\uc120\uc2a4 \uac31\uc2e0<\/strong>2024\ub144\ubd80\ud130 \ub354 \uc5c4\uaca9\ud55c KYC \uae30\uc900 \uc801\uc6a9(Paytm\uacfc \uac19\uc740 \uc120\ubd88 \uacb0\uc81c\uc218\ub2e8\uc5d0 \uc601\ud5a5)<\/li>\n<\/ul>\n<hr>\n<h3><strong>9. \uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc \uc2dc\uacc4<\/strong><\/h3>\n<p>1\ufe0f\u20e3\u00a0<strong>\uc784\ubca0\ub514\ub4dc \uae08\uc735(EF)<\/strong><\/p>\n<ul>\n<li>Swiggy\/Zomato \ubc0f \uae30\ud0c0 \ud14c\uc774\ud06c\uc544\uc6c3 \uc571\uc5d0\uc11c \uc571 \ub0b4\uc5d0\uc11c \uc9c1\uc811 \ub300\ucd9c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li>\ud0dd\uc2dc + \ubcf4\ud5d8 + \ud06c\ub808\ub527\uc744 \ud1b5\ud569\ud55c \uc62c\ub77c \uba38\ub2c8<\/li>\n<\/ul>\n<p>2\ufe0f\u20e3\u00a0<strong>CBDC \ud30c\uc77c\ub7ff \uac00\uc18d\ud654<\/strong><br \/>\n\ubb44\ubc14\uc774 \uba54\ud2b8\ub85c \ubc0f \uae30\ud0c0 \uc2dc\ub098\ub9ac\uc624\uc5d0\uc11c RBI \ub514\uc9c0\ud138 \ud654\ud3d0(\uc804\uc790 \ub8e8\ud53c)\uac00 \ud14c\uc2a4\ud2b8\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>3\ufe0f\u20e3\u00a0<strong>[BNPL] \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5<\/strong><\/p>\n<ul>\n<li>Simpl, Lazypay \ubc0f \uae30\ud0c0 \ud50c\ub7ab\ud3fc\uc740 \uc5f0\uac04 300%\uc758 \uc18d\ub3c4\ub85c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>4\ufe0f\u20e3\u00a0<strong>[\uac74\uc804\ud55c \uacb0\uc81c] \ud601\uc2e0\uc801\uc778 \uc2e4\ud5d8<\/strong>*<br \/>\n\uc77c\ubd80 \uc740\ud589\uc5d0\uc11c \uc0ac\ud22c\ub9ac \uc74c\uc131 \uba85\ub839\uc73c\ub85c \uc790\uae08 \uc774\uccb4 \uc644\ub8cc(\ubb38\ub9f9\uc790\ub97c \uc704\ud55c) \uc2dc\ubc94 \uc11c\ube44\uc2a4 \uc2e4\uc2dc<\/p>\n<hr>\n<h3><strong>10. \ud574\uc678 \ube44\uc988\ub2c8\uc2a4 \ub178\ud2b8<\/strong><\/h3>\n<p>\uc778\ub3c4\uc640 \uc911\uad6d \uac04\uc758 \ubb34\uc5ed \uacb0\uc81c\uc640 \uad00\ub828\ub41c \uacbd\uc6b0 \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4:<br \/>\n\u2714\ufe0f \uc911\uad6d \ud310\ub9e4\uc790\ub294 UPI \uc2dc\uc2a4\ud15c\uc5d0 \uc9c1\uc811 \uc561\uc138\uc2a4\ud560 \uc218 \uc5c6\uc73c\uba70 \ud604\uc9c0 \ud30c\ud2b8\ub108(\uc608: Instamojo)\ub97c \ud1b5\ud574 \uc561\uc138\uc2a4\ud574\uc57c \ud569\ub2c8\ub2e4.<br \/>\n\u2714\ufe0f \uc6e8\uc2a4\ud134 \uc720\ub2c8\uc628\/\uc640\uc774\uc988\ub294 \uc5ec\uc804\ud788 \uc9c0\ubc30\uc801\uc778 \uad6d\uacbd \uac04 \uc1a1\uae08 \ucc44\ub110\uc785\ub2c8\ub2e4.<br \/>\nRBI\uac00 \uba85\uc2dc\uc801\uc73c\ub85c \uae08\uc9c0\ud558\ub294 \uc554\ud638\ud654\ud3d0 \uacb0\uc81c<\/p>\n<p>\uc2ec\uce35 \ubd84\uc11d\uc774 \ud544\uc694\ud55c \ud2b9\uc815 \uc601\uc5ed\uc740 \ubb34\uc5c7\uc778\uac00\uc694? \uc608\uc2dc:<br \/>\n\ud2b9\uc815 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc218\uc775\uc131 \ubaa8\ub378 \ubd84\uc11d<br \/>\n\uc815\ucc45 \ubcc0\uacbd\uc774 \ud2b9\uc815 \ud50c\ub7ab\ud3fc\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<br \/>\n\ud2c8\uc0c8 \uc2dc\ub098\ub9ac\uc624\ub97c \uc704\ud55c \uacb0\uc81c \uc194\ub8e8\uc158 \uc120\ud0dd(\uc608: \uac8c\uc784\/\uad50\uc721 \uc0b0\uc5c5) \u25b8 \ud2c8\uc0c8 \uc2dc\ub098\ub9ac\uc624\ub97c \uc704\ud55c \uacb0\uc81c \uc194\ub8e8\uc158 \uc120\ud0dd<\/p>","protected":false},"excerpt":{"rendered":"<p>\uc911\uad6d\uc758 \uc54c\ub9ac\ud398\uc774\uc640 \uc720\uc0ac\ud55c \uc778\ub3c4\uc5d0\uc11c \uac00\uc7a5 \uc778\uae30 \uc788\ub294 \ud604\uc9c0 \uacb0\uc81c \ub3c4\uad6c 5\uac00\uc9c0\ub97c \uc18c\uac1c\ud569\ub2c8\ub2e4...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-2693","post","type-post","status-publish","format-standard","hentry","category-38"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5370\u5ea6\u652f\u4ed8\u5b9d\u6709\u54ea\u4e9b\uff1f\u63a8\u83505\u5927\u672c\u5730\u652f\u4ed8\u5de5\u5177 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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