{"id":2707,"date":"2025-05-15T14:45:51","date_gmt":"2025-05-15T06:45:51","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2707"},"modified":"2025-05-15T14:45:51","modified_gmt":"2025-05-15T06:45:51","slug":"%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e5%85%a8%e5%af%b9%e6%af%94%ef%bc%9a%e7%94%b5%e5%ad%90%e9%92%b1%e5%8c%85%e3%80%81%e9%93%b6%e8%a1%8c%e5%8d%a1%e3%80%81%e9%93%b6%e8%a1%8c","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/15\/%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e5%85%a8%e5%af%b9%e6%af%94%ef%bc%9a%e7%94%b5%e5%ad%90%e9%92%b1%e5%8c%85%e3%80%81%e9%93%b6%e8%a1%8c%e5%8d%a1%e3%80%81%e9%93%b6%e8%a1%8c\/","title":{"rendered":"\ubc29\uae00\ub77c\ub370\uc2dc \uacb0\uc81c \uc218\ub2e8 \uc804\uccb4 \ube44\uad50: \uc804\uc790\uc9c0\uac11, \uc740\ud589 \uce74\ub4dc, \uc740\ud589 \uc1a1\uae08"},"content":{"rendered":"<p>\uc544\ub798\ub294 \ubc29\uae00\ub77c\ub370\uc2dc\uc758 \uc8fc\uc694 \uacb0\uc81c \uc218\ub2e8\uc744 \uc804\uc790\uc9c0\uac11, \uc740\ud589 \uce74\ub4dc, \uc740\ud589 \uc1a1\uae08\uc758 \uc138 \uac00\uc9c0 \uc8fc\uc694 \ubc94\uc8fc\ub85c \ub098\ub204\uc5b4 \uc790\uc138\ud788 \ube44\uad50 \ubd84\uc11d\ud558\uc5ec \uc0ac\uc6a9\uc790\uac00 \ud544\uc694\uc5d0 \ub530\ub77c \uac00\uc7a5 \uc801\ud569\ud55c \uc635\uc158\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\ub4dc\ub9bd\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>I. \uc804\uc790\uc9c0\uac11(\ubaa8\ubc14\uc77c \uae08\uc735 \uc11c\ube44\uc2a4)<\/strong><\/h3>\n<p><strong>\ub300\ud45c \ud50c\ub7ab\ud3fc<\/strong>::<\/p>\n<ul>\n<li>\ube44\uce90\uc2dc(\uc2dc\uc7a5 \uc810\uc720\uc728 80%+)<\/li>\n<li>\ub098\uac00\ub4dc(\uc815\ubd80 \ubc30\uacbd, \ube60\ub974\uac8c \uc131\uc7a5 \uc911)<\/li>\n<li>\ub85c\ucf13(\ub124\ub35c\ub780\ub4dc-\ubc29\uae00\ub77c\ub370\uc2dc \uc740\ud589)<\/li>\n<li>Upay(UCB \uc740\ud589 \uc0b0\ud558)<\/li>\n<\/ul>\n<p><strong>\ucd5c\ucca8\ub2e8<\/strong>::<\/p>\n<ol>\n<li><strong>\ub192\uc740 \ubcf4\uae09\ub960<\/strong>\uc804\uad6d\uc801\uc73c\ub85c 901\ub9cc \uba85 \uc774\uc0c1\uc758 \uc131\uc778\uc774 \uc0ac\uc6a9\ud588\uc73c\uba70, \ud2b9\ud788 \uc740\ud589 \uacc4\uc88c\uac00 \uc5c6\ub294 \ubd84\ub4e4\uc5d0\uac8c \uc720\uc6a9\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uac04\ud3b8\ud55c \uc870\uc791<\/strong>\uae30\ub2a5 \ud0a4 \ud734\ub300\ud3f0 \ucda9\uc804, \uc774\uccb4, \uacb0\uc81c(\uacf5\uacfc\uae08 \ub4f1), \uc804\ud654 \uc694\uae08 \ucda9\uc804 \ub4f1\uc744 \uc644\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ub3c4\ucc29 \uc18d\ub3c4<\/strong>\uc2e4\uc2dc\uac04 \ub3c4\ucc29 \ubc0f \uc9c0\uc6d0 \uc5f0\uc911\ubb34\ud734 \uc11c\ube44\uc2a4.<\/li>\n<li><strong>\ub0ae\uc740 \uc218\uc218\ub8cc<\/strong>\uac1c\uc778 \uac04 \uc1a1\uae08\uc740 \uc77c\ubc18\uc801\uc73c\ub85c 0.51\uc6d0~3.51\uc6d0\uc774\uba70, \uc740\ud589\ubcf4\ub2e4 \uc800\ub834\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n<p><strong>\uc5f4\ub4f1\ud55c<\/strong>::<\/p>\n<ol>\n<li>\ub0ae\uc740 \uc77c\uc77c \uac70\ub798 \ud55c\ub3c4(bKash \uae30\ubcf8 \uacc4\uc815\uc740 \uc57d $500\/\uc77c).<\/li>\n<li>\uc778\ucd9c\uc740 \uc5d0\uc774\uc804\ud2b8 \ud3ec\uc778\ud2b8\ub97c \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc838\uc57c \ud558\uba70, 1%-2%\uc758 \uc218\uc218\ub8cc\uac00 \ubd80\uacfc\ub429\ub2c8\ub2e4.<\/li>\n<\/ol>\n<hr>\n<h3><strong>II. \uc740\ud589 \uce74\ub4dc \uacb0\uc81c<\/strong><\/h3>\n<h4><strong>(A) \ud604\uc9c0 \uc9c1\ubd88\/\uc2e0\uc6a9 \uce74\ub4dc<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\uc720\ud615\ud559<\/th>\n<th>\ud2b9\uc218\uc131<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\uc9c1\ubd88 \uce74\ub4dc<\/strong>(\ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc)<\/td>\n<td>- \uc5f0\uacb0\ub41c \uc800\ucd95 \uacc4\uc88c\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<br \/>- ATM \ud604\uae08 \uc778\ucd9c\uc758 \uc77c\uc77c \ud55c\ub3c4\ub294 \ub300\ub7b5 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<x-equation>200-<\/x-equation>500<br \/>- POS \uc18c\ube44\uc790 \ubc94\uc6a9 \uc9c0\uc6d0<\/td>\n<\/tr>\n<tr>\n<td><strong>\uc2e0\uc6a9 \uce74\ub4dc<\/strong>(\uc2dc\ud2f0\uc740\ud589, \uc2a4\ud0e0\ub2e4\ub4dc\ucc28\ud0c0\ub4dc \ub4f1\uc5d0\uc11c \ubc1c\ud589)<\/td>\n<td>- \uc5f0\uac04 \uc18c\ub4dd \uc694\uac74: Tk 300,000(\uc57d $2,800) \uc774\uc0c1<br \/>- \uac04\ud3b8\ud55c \ud574\uc678 \uacb0\uc81c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4><strong>(B) \uc120\ubd88 \uce74\ub4dc<\/strong><\/h4>\n<p>\uc608\ub97c \ub4e4\uba74 DBBL \ub125\uc11c\uc2a4 \ud398\uc774, bKash \uce74\ub4dc \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\uc624\ud504\ub77c\uc778 POS \ub610\ub294 \uc628\ub77c\uc778\uc5d0\uc11c \uc0ac\uc6a9 \uac00\ub2a5<\/li>\n<li>\uc2e0\uc6a9 \uce74\ub4dc \uc2e0\uccad\uc774 \ubd88\uac00\ub2a5\ud55c \ubd84\ub4e4\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>III. \uc740\ud589 \uc1a1\uae08<\/strong><\/h3>\n<h4><strong>(A) NPSB \uc989\uc2dc \uccad\uc0b0 \uc2dc\uc2a4\ud15c<\/strong><\/h4>\n<p>\uae30\ub2a5:<br \/>\n\u2705 \uc2e4\uc2dc\uac04 \uc740\ud589 \uac04 \uacb0\uc81c(\ub300\ubd80\ubd84\uc758 \uacbd\uc6b0 30\ucd08 \ubbf8\ub9cc)<br \/>\n\u2705 \ub2e8\uc77c \ud55c\ub3c4 \ud0c0\uce74 500,000(~$4,600), \uc218\uc218\ub8cc \uc5c6\uc74c<br \/>\n\uc2dc\ub098\ub9ac\uc624: B2B \uacb0\uc81c, \ub300\uaddc\ubaa8 \uac1c\uc778 \uc1a1\uae08<\/p>\n<h4><strong>(B) RTGS \ub300\ud615 \uac00\uce58 \uccad\uc0b0 \uc2dc\uc2a4\ud15c<\/strong><\/h4>\n<p>\uae30\ub2a5:<br \/>\n\ucc98\ub9ac \uc2dc\uac04 1-3\uc2dc\uac04<br \/>\n\ud83d\udcb8 \ub2e8\uc77c \ucd5c\uc18c 1\ub77c\ud06c(~$9,200), \uc694\uae08 Tk 20-100<\/p>\n<hr>\n<h3>\u25b6\u25b6\u25b6 \uc8fc\uc694 \uc9c0\ud45c \ube44\uad50\ud45c \u25c0\u25c0\u25c0\u25c0\u25c0\u25c0<\/h3>\n<table>\n<thead>\n<tr>\n<th><\/th>\n<th>bKash\uc640 \uac19\uc740 \uc804\uc790\uc9c0\uac11<\/th>\n<th>\uc9c1\ubd88 \uce74\ub4dc<\/th>\n<th>NPSB \uc740\ud589 \uc1a1\uae08<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uac1c\ubc29 \uc784\uacc4\uac12<\/td>\n<td>\ud734\ub300\ud3f0 \ubc88\ud638\ub9cc \ud574\ub2f9<\/td>\n<td>\uc740\ud589 \uacc4\uc88c \ud544\uc694<\/td>\n<td>\uae30\uc5c5 \uc778\uc99d \ud544\uc694<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><strong>IV. \uad6d\uacbd \uac04 \uacb0\uc81c \ubc0f \uad6d\uc81c \uc601\uc218\uc99d \ubc0f \uacb0\uc81c<\/strong><\/h3>\n<h4><strong>(A) \uad6d\uc81c \uc1a1\uae08(\uc1a1\uae08)<\/strong><\/h4>\n<p>\ubc29\uae00\ub77c\ub370\uc2dc\ub294 2023\ub144 \uc1a1\uae08 \uc218\uc785\uc774 1\uc870 4,210\uc5b5 \ub2ec\ub7ec\uac00 \ub118\ub294 \uc138\uacc4 \uc8fc\uc694 \uc1a1\uae08 \uc218\ucde8\uad6d \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uc8fc\ub958 \ubaa8\ub4dc\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<table>\n<thead>\n<tr>\n<th><strong>\uad00\uac1c \ub3c4\ub791<\/strong><\/th>\n<th><strong>\ud2b9\uc218\uc131<\/strong><\/th>\n<th><strong>\uc218\uc218\ub8cc\/\ud658\uc728 \ucc28\uc561 \ucc98\ub9ac<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\uc740\ud589 \uc1a1\uae08(SWIFT)<\/strong><\/td>\n<td>- \ubc30\uc1a1 \uc2dc\uac04 \uc601\uc5c5\uc77c \uae30\uc900 1~5\uc77c<br \/>- IBAN\/SWIFT \ucf54\ub4dc\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<br \/>- \ub300\ub7c9 \uc1a1\uae08\uc5d0 \uc801\ud569<\/td>\n<td>\ud658\uc2b9 \ud589\uc5d0 \ub300\ud55c \uacf5\uc81c \uac00\ub2a5<x-equation>10-<\/x-equation>30<\/td>\n<\/tr>\n<tr>\n<td><strong>\uc6e8\uc2a4\ud134 \uc720\ub2c8\uc628\/\uba38\ub2c8\uadf8\ub7a8<\/strong><\/td>\n<td>- \ud604\uae08 \uacb0\uc81c<br \/>- \ub3c4\uc2dc \ubc0f \ub18d\ucd0c \uc9c0\uc5ed\uc758 \uc624\ud504\ub77c\uc778 \uc5d0\uc774\uc804\ud2b8<\/td>\n<td>~4%-8% \ube44\uc6a9<\/td>\n<\/tr>\n<tr>\n<td><strong>\ube44\uce74\uc2dc \uad6d\uc81c \uc1a1\uae08<\/strong>(\uc54c\ub9ac\ud398\uc774, \ub9ac\uc544\uc640 \ud611\ub825\ud558\uc5ec)<\/td>\n<td>- \ud734\ub300\ud3f0\uc73c\ub85c \uc9c1\uc811 \uc218\uc9d1<br \/>- \uc77c\ubd80 \uad6d\uac00\ub9cc \uc9c0\uc6d0\ub429\ub2c8\ub2e4(\uc608: \ub9d0\ub808\uc774\uc2dc\uc544, \uc2f1\uac00\ud3ec\ub974).<\/td>\n<td>~2.5%+ \ud658\ucc28\uc190<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4><strong>(B) \uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798 \uacb0\uc81c<\/strong><\/h4>\n<ul>\n<li>PayPal: \uc77c\ubd80 \uae30\uc5c5 \uacc4\uc815\uc5d0\uc11c\ub9cc \uc0ac\uc6a9 \uac00\ub2a5, \ud604\uc9c0 \uc740\ud589\uc73c\ub85c \uc778\ucd9c \uc2dc \ub192\uc740 \uc218\uc218\ub8cc(~7%)\uac00 \ubd80\uacfc\ub429\ub2c8\ub2e4.<\/li>\n<li>Payoneer: \ud504\ub9ac\ub79c\uc11c \uc120\ud638, USD \uac00\uc0c1 \uacc4\uc815 \uc9c0\uc6d0<\/li>\n<li>\ub85c\uceec \uac8c\uc774\ud2b8\uc6e8\uc774(SSLCOMMERZ): UPI\/bKash\uac00 \ud1b5\ud569\ub41c \ub85c\uceec \uc194\ub8e8\uc158<\/li>\n<\/ul>\n<hr>\n<h3>\u25b6\u25b6\u25b6\u25b6\ud2b9\ubcc4 \uc2dc\ub098\ub9ac\uc624 \uc801\uc6a9 \uac00\uc774\ub4dc \u25c0\u25c0\u25c0\u25c0\u25c0<\/h3>\n<ol>\n<li><strong>[\uc2a4\ubab0\ub370\uc77c\ub9ac]<\/strong> \ube44\uce90\uc2dc\/\ub098\uac00\ub4dc(\ubc00\ud06c\ud2f0\/\ud0dd\uc2dc \uad6c\ub9e4) \ud83d\udcb0\u2192\u2192 <em>\ucd94\ucc9c \uc774\uc720: 0.5% \uc218\uc218\ub8cc + \uacc4\uc815\ub2f9 \ucd08\ub2f9 1\ucd08<\/em><\/li>\n<li><strong>[\uc628\ub77c\uc778 \uad6c\ub9e4 \uacb0\uc81c]<\/strong> DBBL \ub125\uc11c\uc2a4\ud398\uc774 \uc120\ubd88\uce74\ub4dc(\ub3c4\ub09c \ubc29\uc9c0 \uc2a4\uc640\uc774\ud504) \ud83d\udcb3 \u2192 \u2192 <em>\uc81c\uc5b4 \uac00\ub2a5\ud55c \ub2e8\uc77c \uc2a4\ud2b8\ub85c\ud06c \uc81c\ud55c<\/em><\/li>\n<li><strong>[\uae09\uc5ec]<\/strong> NPSB \uc77c\uad04 \uc804\uc1a1(\uc5d4\ud130\ud504\ub77c\uc774\uc988 \uc5d0\ub514\uc158) \ud83c\udfe6\u2192\u2192 <em>50\uba85 \uc774\uc0c1\uc758 \uacbd\uc6b0 \uc218\uc218\ub8cc \uba74\uc81c<\/em><\/li>\n<li><strong>[\ud574\uc678 \ubb34\uc5ed \uc601\uc218\uc99d]<\/strong> \ud398\uc774\uc624\ub2c8\uc544 + \ud504\ub9ac\uc694\uc0f5 \ud604\uc9c0 \uacb0\uc81c \ud83c\udf10\u2192\u2192 <em>\uc678\ud658 \uad00\ub9ac \uc704\ud5d8 \ubc29\uc9c0<\/em><\/li>\n<\/ol>\n<hr>\n<h3>\u26a0\ufe0f \ucc38\uace0<\/h3>\n<ol>\n<li><strong>\uc804\uc790\uc9c0\uac11 \uc2e4\uba85\uc81c<\/strong>2023\ub144\ubd80\ud130\ub294 \uc804\uc790 KYC \uc778\uc99d(\uc0dd\uccb4\uc778\uc2dd)\uc744 \uc644\ub8cc\ud574\uc57c \ud558\uba70, \uadf8\ub807\uc9c0 \uc54a\uc744 \uacbd\uc6b0 \uae30\ub2a5\uc774 \uc81c\ud55c\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\uce74\ub4dc \uc2a4\ud0a4\ubc0d \uc704\ud5d8<\/strong>SMS \uc778\uc99d(\uc608: DBBL\uc758 \"SecureTech\")\uc744 \uc0ac\uc6a9\ud558\ub3c4\ub85d \uc124\uc815\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/li>\n<li><em><strong>\uad50\ud658 \uc81c\uc5b4<\/strong><\/em> \uac1c\uc778\uc740 \uc5f0\uac04 \ucd5c\ub300 $12,000\uae4c\uc9c0 \uad6c\ub9e4\ud560 \uc218 \uc788\uc73c\uba70, \uae30\uc5c5\uc740 \ubb34\uc5ed \uc11c\ub958\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n<hr>\n<p>\ud2b9\uc815 \uc720\ud615\uc758 \uc2dc\ub098\ub9ac\uc624\uc5d0 \ub300\ud55c \ubcf4\ub2e4 \uad6c\uccb4\uc801\uc778 \ubd84\uc11d\uc774 \ud544\uc694\ud55c \uacbd\uc6b0(\uc608: '\ub2e4\uce74\uc5d0\uc11c \ube44\uce90\uc2dc\ub85c \uc218\uc5c5\ub8cc\ub97c \uc9c0\ubd88\ud558\ub294 \ubc29\ubc95' \ub610\ub294 '\uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798 \uacb0\uc81c \ud301'), \uc774\ub97c \ub354\uc6b1 \ud655\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4! \ud83c\udde7\ud83c\udde9<\/p>","protected":false},"excerpt":{"rendered":"<p>\ub2e4\uc74c\uc740 \ubc29\uae00\ub77c\ub370\uc2dc\uc758 \uc8fc\uc694 \uacb0\uc81c \uc218\ub2e8\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \ube44\uad50 \ubd84\uc11d\uc73c\ub85c, \uc804\uc790\uc9c0\uac11, \uc740\ud589...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[36],"tags":[],"class_list":["post-2707","post","type-post","status-publish","format-standard","hentry","category-36"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5b5f\u52a0\u62c9\u652f\u4ed8\u65b9\u5f0f\u5168\u5bf9\u6bd4\uff1a\u7535\u5b50\u94b1\u5305\u3001\u94f6\u884c\u5361\u3001\u94f6\u884c\u8f6c\u8d26 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, 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