{"id":2716,"date":"2025-05-15T14:46:18","date_gmt":"2025-05-15T06:46:18","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2716"},"modified":"2025-05-15T14:46:18","modified_gmt":"2025-05-15T06:46:18","slug":"%e8%8f%b2%e5%be%8b%e5%ae%be%e6%97%a0%e7%8e%b0%e9%87%91%e7%a4%be%e4%bc%9a%e5%8f%91%e5%b1%95%e5%88%b0%e5%93%aa%e4%b8%80%e6%ad%a5%e4%ba%86%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/15\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%97%a0%e7%8e%b0%e9%87%91%e7%a4%be%e4%bc%9a%e5%8f%91%e5%b1%95%e5%88%b0%e5%93%aa%e4%b8%80%e6%ad%a5%e4%ba%86%ef%bc%9f\/","title":{"rendered":"\ud544\ub9ac\ud540\uc758 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub294 \uc5b4\ub514\uae4c\uc9c0 \ubc1c\uc804\ud588\ub098\uc694?"},"content":{"rendered":"

\ud544\ub9ac\ud540\uc758 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub294 \uc5b4\ub514\uae4c\uc9c0 \ubc1c\uc804\ud588\uc744\uae4c\uc694? \ud604\ud669 \ubc0f \ud5a5\ud6c4 \uc804\ub9dd<\/h1>\n

\uc18c\uac1c: \ud544\ub9ac\ud540\uc5d0\uc11c \ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \ubd80\uc0c1<\/h2>\n

\ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c\uac00 \uc99d\uac00\ud558\ub294 \ucd94\uc138\uc774\uba70, \ub3d9\ub0a8\uc544\uc2dc\uc544\uc758 \uc8fc\uc694 \uacbd\uc81c\uad6d\uc778 \ud544\ub9ac\ud540\ub3c4 \uc774\ub7ec\ud55c \ud750\ub984\uc5d0 \ubc1c\ub9de\ucdb0 \uafb8\uc900\ud788 \ubc1c\uc804\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ubc31\uc11c\uc5d0\uc11c\ub294 \ud544\ub9ac\ud540\uc758 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c \ubc1c\uc804 \ud604\ud669\uacfc \uc9c1\uba74\ud55c \uacfc\uc81c, \ud5a5\ud6c4 \uc804\ub9dd\uc5d0 \ub300\ud574 \uc885\ud569\uc801\uc73c\ub85c \ubd84\uc11d\ud569\ub2c8\ub2e4.<\/p>\n

1\ubd80: \ud544\ub9ac\ud540\uc758 \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c \uac1c\ubc1c \ud604\ud669<\/h2>\n

1.1 \ubaa8\ubc14\uc77c \uc9c0\uac11 \ubcf4\uae09\ub960<\/h3>\n

\ucd5c\uc2e0 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \ud544\ub9ac\ud540\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc0ac\uc6a9\uc790\ub294 2023\ub144\uc5d0 4\ucc9c\ub9cc \uba85\uc744 \ub3cc\ud30c\ud558\uc5ec \uc131\uc778 \uc778\uad6c\uc758 \uc57d 50%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \ud604\uc9c0 \uc804\uc790\uc9c0\uac11 \ud50c\ub7ab\ud3fc\uc778 GCash\uc640 PayMaya\uac00 \uac01\uac01 3\ucc9c\ub9cc \uba85\uacfc 2\ucc9c\ub9cc \uba85 \uc774\uc0c1\uc758 \ub4f1\ub85d \uc0ac\uc6a9\uc790\ub97c \ubcf4\uc720\ud558\uba70 \uc2dc\uc7a5\uc744 \uc9c0\ubc30\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud50c\ub7ab\ud3fc\uc740 \uae30\ubcf8\uc801\uc778 \uc1a1\uae08 \uae30\ub2a5\ubfd0\ub9cc \uc544\ub2c8\ub77c \uccad\uad6c\uc11c \uacb0\uc81c, \uc628\ub77c\uc778 \uc1fc\ud551, \ud22c\uc790 \ubc0f \uc7ac\ubb34 \uad00\ub9ac, \uae30\ud0c0 \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\ub97c \ud1b5\ud569\uc801\uc73c\ub85c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

1.2 QR Ph \ud45c\uc900 \ud64d\ubcf4\uc758 \ud6a8\uacfc<\/h3>\n

2020\ub144 11\uc6d4\uc5d0 \ucd9c\uc2dc\ub41c \uad6d\uac00 QR\ucf54\ub4dc \ud45c\uc900\uc778 QR Ph\ub294 \ud604\uae08 \uc5c6\ub294 \uac70\ub798\ub97c \ucd09\uc9c4\ud558\ub294 \uc911\uc694\ud55c \ub3c4\uad6c\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub300\ud615 \uc288\ud37c\ub9c8\ucf13 \uccb4\uc778, \ud328\uc2a4\ud2b8\ud478\ub4dc\uc810, \uc18c\uaddc\ubaa8 \ucee4\ubba4\ub2c8\ud2f0 \uc0c1\uc810\uc744 \ud3ec\ud568\ud558\uc5ec \uc774\ubbf8 30\ub9cc \uac1c \uc774\uc0c1\uc758 \uac00\ub9f9\uc810\uc5d0\uc11c QR Ph \uacb0\uc81c\ub97c \ud5c8\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud45c\uc900\ud654 \uc774\ub2c8\uc154\ud2f0\ube0c\ub294 \uac00\ub9f9\uc810\uc758 \uc811\uadfc \ube44\uc6a9\uacfc \uae30\uc220 \uc7a5\ubcbd\uc744 \ud06c\uac8c \ub0ae\ucdc4\uc2b5\ub2c8\ub2e4.<\/p>\n

1.3 BSP\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \ud601\uc2e0 \ubaa9\ud45c\ub97c \ud5a5\ud55c \uc9c4\ud589 \uc0c1\ud669<\/h3>\n

\ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(BSP)\uc740 2025\ub144\uae4c\uc9c0 50%\uc758 \uc18c\ub9e4 \uac70\ub798\ub97c \ub514\uc9c0\ud138\ub85c \uc804\ud658\ud55c\ub2e4\ub294 \ubaa9\ud45c\ub97c \uc138\uc6e0\uc2b5\ub2c8\ub2e4. 2023\ub144 \ub9d0 \uae30\uc900 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 2019\ub144\uc758 20%\uc5d0\uc11c \ud06c\uac8c \uc99d\uac00\ud55c \uc57d 35%\uc5d0 \ub3c4\ub2ec\ud588\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \ub450 \uac00\uc9c0 \uc8fc\uc694 \uc804\uc790 \uc774\uccb4 \uc2dc\uc2a4\ud15c\uc778 PESONet\uacfc InstaPay\uac00 \uae30\uc5ec\ud55c \ubc14\uac00 \ud07d\ub2c8\ub2e4.<\/p>\n

2\ubd80: \ucd94\uc9c4 \uc694\uc778 \ubd84\uc11d<\/h2>\n

2.1 \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9\uc758 \ucd09\ub9e4 \uc5ed\ud560<\/h3>\n

\ucf54\ub85c\ub09819\ub294 \ub514\uc9c0\ud138 \uacb0\uc81c\ub97c \uac00\uc18d\ud654\ud558\ub294 \uc804\ud658\uc810\uc774 \ub418\uc5c8\uc73c\uba70, '\uc0ac\ud68c\uc801 \uac70\ub9ac\ub450\uae30'\uc758 \ud544\uc694\uc131\uc73c\ub85c \uc778\ud574 \ub9ce\uc740 \uc804\ud1b5\uc801\uc778 \uc624\ud504\ub77c\uc778 \uac00\ub9f9\uc810\ub4e4\uc774 \uc804\uc790 \uacb0\uc81c\ub97c \ubc1b\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74 \ud32c\ub370\ubbf9 \uae30\uac04 \ub3d9\uc548 \uc2e0\uaddc \uc804\uc790\uc9c0\uac11 \uc0ac\uc6a9\uc790 \uc911 60%\uac00 \uc774 \uacb0\uc81c \uc218\ub2e8\uc744 \uacc4\uc18d \uc0ac\uc6a9\ud558\uaca0\ub2e4\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

2.2 \"\uae08\uc735 \ud3ec\uc6a9\" \uc815\ucc45 \ub3d9\uc778\uc758 \uc601\ud5a5 \ud3c9\uac00<\/h3>\n

BSP\uc758 \uc804\uad6d\uc801\uc778 \uae08\uc735 \uad50\uc721 \ud504\ub85c\uadf8\ub7a8\uc740 \uc0c1\ub2f9\ud55c \uc131\uacfc\ub97c \uac70\ub450\uc5b4 \uc740\ud589 \uacc4\uc88c \ubcf4\uc720\uac00 2019\ub144 291\uc870 3\ucc9c\uc5b5 \uc6d0\uc5d0\uc11c 2023\ub144 561\uc870 3\ucc9c\uc5b5 \uc6d0\uc73c\ub85c \uc99d\uac00\ud588\uc73c\uba70, \ud2b9\ud788 \ub18d\ucd0c \uc9c0\uc5ed\uc758 \uac04\ud3b8\ud55c \uacc4\uc88c \uac1c\uc124 \uc808\ucc28\ub294 \uacf5\uc2dd \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \ucc98\uc74c \uc811\ud558\ub294 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ub514\uc9c0\ud138\ud654 \uacfc\uc815\uc5d0 \ucc38\uc5ec\ud558\ub3c4\ub85d \uc720\ub3c4\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud45c: \uc8fc\uc694 \ubaa8\ubc14\uc77c \uc9c0\uac11 \ud50c\ub7ab\ud3fc \ube44\uad50<\/em><\/p>\n\n\n\n\n\n\n\n
\ud45c\uc900<\/strong><\/th>\nGCash<\/strong><\/th>\nPayMaya<\/strong><\/th>\n<\/tr>\n<\/thead>\n
\ub4f1\ub85d \uc0ac\uc6a9\uc790 \uc218(\ubc31\ub9cc \uba85)<\/strong><\/td>\n>30<\/td>\n~20<\/td>\n<\/tr>\n
\ud611\ub825 \uac00\ub9f9\uc810 \uc218(\uc218\ucc9c \uac1c)<\/strong><\/td>\n>500<\/td>\n~300<\/td>\n<\/tr>\n
\uc8fc\uc694 \uae30\ub2a5<\/strong> \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\/\ubcf4\ud5d8\/\uc2e0\uc6a9 \uc11c\ube44\uc2a4 \uc120\ud0dd, \uad11\ubc94\uc704\ud55c \uad6d\uc81c \uc1a1\uae08 \ub124\ud2b8\uc6cc\ud06c.<\/td>\n\uc815\ubd80 \ubcf4\uc870\uae08 \uc9c0\uae09\uc744 \uc704\ud55c \ucc44\ub110 \uc911 \ud558\ub098\uc778 \uac00\uc0c1 \ube44\uc790 \uce74\ub4dc\ub294 \uad6d\uacbd\uc744 \ub118\ub294 \uc9c0\ucd9c\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\ud30c\ud2b8 III: \ub3c4\uc804 \uacfc\uc81c \ud504\ub85c\ud30c\uc77c\ub9c1<\/p>\n

\uc77c\ubd80 \uc131\uacfc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc9c4\uc815\ud55c '\ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c'\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc544\uc9c1 \ub118\uc5b4\uc57c \ud560 \uc0b0\uc774 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n

\uccab\uc9f8, '\ub9c8\uc9c0\ub9c9 \ud0ac\ub85c\ubbf8\ud130' \ubb38\uc81c - \uc678\ub534 \uc12c\uc758 \ucde8\uc57d\ud55c \uc778\ud504\ub77c\ub85c \uc778\ud574 \uc2e0\ud638\uac00 \ubd88\uc548\uc815\ud558\uac70\ub098 \uc2ec\uc9c0\uc5b4 \uc2e0\ud638\uac00 \uc544\uc608 \uc5c6\ub294 \uacbd\uc6b0\ub3c4 \uc788\uace0, \ub458\uc9f8, \uc778\ud130\ub137 \ubcf4\uc548\uc5d0 \ub300\ud55c \uc778\uc2dd \ubd80\uc871\uc73c\ub85c \uc778\ud574 \uc0ac\uae30 \ubc1c\uc0dd\ub960\uc774 \ub192\uc73c\uba70 \uc791\ub144\uc5d0\ub9cc \uc57d 1\ub9cc \uac74\uc758 \ubd88\ub9cc\uc774 \ubcf4\uace0\ub418\uc5c8\uace0, \uc14b\uc9f8, \uc804\ud658 \ube44\uc6a9\ub3c4 \uc7a5\uc560\ubb3c\uc785\ub2c8\ub2e4. \ub9ce\uc740 \uacf5\uae09\uc5c5\uccb4\ub294 \uc218\uc218\ub8cc\uac00 \uc774\ubbf8 \uc801\uc740 \uc218\uc775 \ub9c8\uc9c4\uc744 \uc7a0\uc2dd\ud55c\ub2e4\uace0 \uc0dd\uac01\ud558\uc5ec \ube44\uc988\ub2c8\uc2a4 \uc2b5\uad00\uc744 \ubc14\uafb8\uae30\ub97c \uaebc\ub824\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub9ce\uc740 \uacf5\uae09\uc5c5\uccb4\ub294 \uc218\uc218\ub8cc\uac00 \uc774\ubbf8 \ube48\uc57d\ud55c \uc218\uc775 \ub9c8\uc9c4\uc744 \uc57d\ud654\uc2dc\ud0a8\ub2e4\uace0 \uc0dd\uac01\ud558\uc5ec \ube44\uc988\ub2c8\uc2a4 \uc2b5\uad00\uc744 \ubc14\uafb8\uae30\ub97c \uaebc\ub824\ud558\uae30 \ub54c\ubb38\uc5d0 \uc18c\uae30\uc5c5 \ubc0f \uc18c\uaddc\ubaa8 \uae30\uc5c5\uc73c\ub85c \uc804\ud658\ud558\ub294 \ub370 \ub4dc\ub294 \ube44\uc6a9\ub3c4 \ubc29\ud574 \uc694\uc778 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n

\ub610\ud55c \ub178\ub144\uce35\uc758 \uc2e0\uae30\uc220 \uc801\uc751\uc758 \uc5b4\ub824\uc6c0\uacfc \uac1c\uc778 \uc815\ubcf4 \uce68\ud574 \uc704\ud5d8\uc5d0 \ub300\ud55c \uc77c\ubd80 \uc0ac\ub78c\ub4e4\uc758 \uc6b0\ub824\uac00 \uc804\ubc18\uc801\uc778 \ubc1c\uc804 \uc18d\ub3c4\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\ub2e4\ub294 \uc810\ub3c4 \uc8fc\ubaa9\ud560 \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4... \uc774\ub7ec\ud55c \ubb38\uc81c\ub294 \uc9c0\uc18d \uac00\ub2a5\ud558\uace0 \uac74\uac15\ud55c \ubc1c\uc804\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud574 \uc815\ubd80\uac00 \uae30\uc5c5\uacfc \ud611\ub825\ud558\uc5ec \ud574\uacb0\ud574\uc57c\ud569\ub2c8\ub2e4...<\/p>\n

\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\uac00 \uae30\uc220 \ud601\uc2e0\uc758 \uc18d\ub3c4\uc5d0 \ub4a4\ucc98\uc838 \uc801\uc2dc\uc5d0 \ud574\uacb0\ud574\uc57c \ud558\ub294 \uaddc\uc815 \uc900\uc218 \uc704\ud5d8\uc744 \ucd08\ub798\ud55c\ub2e4\ub294 \uc810\uc744 \uac04\uacfc\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4...<\/p>\n

4\ubd80: \ubbf8\ub798 \ubc1c\uc804 \uacbd\ub85c \uc608\uce21\ud558\uae30<\/p>\n

\ud604\uc7ac \uc0c1\ud669\uc744 \uace0\ub824\ud560 \ub54c \ub2e4\uc74c\uacfc \uac19\uc740 \ubc29\ud5a5\uc774 \uc8fc\uc694 \ub3cc\ud30c\uad6c\ub85c \uc608\uc0c1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uccab\uc9f8, '\uc288\ud37c \uc560\ud50c\ub9ac\ucf00\uc774\uc158' \uc0dd\ud0dc \uad6c\ucd95 - \uad50\ud1b5\uacfc \uc5ec\ud589\/\uc758\ub8cc \uc11c\ube44\uc2a4\/\uad50\uc721\uacfc \ud6c8\ub828 \ubc0f \uae30\ud0c0 \uc0dd\ud65c \ud604\uc7a5\uc744 \ud1b5\ud569\ud558\uc5ec \uc6d0\uc2a4\ud1b1 \uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc\uc744 \uad6c\ucd95\ud568\uc73c\ub85c\uc368 \uc0ac\uc6a9\uc790 \uace0\ucc29\uc131\uc744 \ub192\uc785\ub2c8\ub2e4.<\/p>\n

\ub458\uc9f8, '\uc624\ud504\ub77c\uc778 \uc194\ub8e8\uc158' - \ub124\ud2b8\uc6cc\ud06c \ucee4\ubc84\ub9ac\uc9c0\uac00 \uc5f4\uc545\ud55c \uc9c0\uc5ed\uc758 \uc2e4\uc9c8\uc801\uc778 \uc694\uad6c \uc0ac\ud56d\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud574 SIM\uacfc \uc720\uc0ac\ud55c \uc800\uc7a5 \uac00\uce58 \ub610\ub294 Bluetooth\/NFC \uadfc\uac70\ub9ac \ud1b5\uc2e0 \uae30\uc220\uc744 \uac1c\ubc1c\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

\uc14b\uc9f8, '\ud3ec\uc6a9\uc801 \uae08\uc735 \uc2ec\ud654' - \ud611\ub3d9\uc870\ud569 \ubc0f \uc9c0\uc5ed\uc0ac\ud68c \ub2e8\uccb4\uc640\uc758 \ud611\ub825\uc744 \ud1b5\ud574 \uc800\uc18c\ub4dd\uce35 \ud2b9\uc131\uc5d0 \ub9de\ub294 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc124\uacc4\ud574 \uc774\uc6a9 \ubb38\ud131\uc744 \ub0ae\ucd94\uace0...\ub3d9\uc2dc\uc5d0 \uc778\uacf5\uc9c0\ub2a5 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc744 \uc5c5\uadf8\ub808\uc774\ub4dc\ud574 \ubcf4\uc548 \ubc0f \ubcf4\ud638 \uc218\uc900\uc744 \ub300\ud3ed \ud5a5\uc0c1\uc2dc\ucf1c \uc0ac\uae30 \uc190\uc2e4 \ud655\ub960\uc744 \ub0ae\ucd9c \uac83\uc785\ub2c8\ub2e4....<\/p>\n

\ub610\ud55c, \uc9c0\uc5ed \uacbd\uc81c \ud1b5\ud569 \uacfc\uc815\uc774 \uac00\uc18d\ud654\ub428\uc5d0 \ub530\ub77c \ud574\uc678\uc5d0\uc11c \ub514\uc9c0\ud138\ud654\ub41c \ud544\ub9ac\ud540 \uc1a1\uae08\uc758 \ube44\uc728\uc774 \ud604\uc7ac 65%\uc5d0\uc11c \uc544\uc138\uc548 \uc5ed\ub0b4 \uad6d\uacbd \uac04 \uc5f0\uacb0 \ud504\ub85c\uc81d\ud2b8 \uc2dc\ud589 \ud6c4 80% \uc774\uc0c1\uc73c\ub85c \uc99d\uac00\ud558\uc5ec \uad6d\ub0b4 \uc0dd\ud0dc\uacc4\uc5d0 \ub354\uc6b1 \uc5ed\ub3d9\uc801\uc778 \uc790\uc6d0\uc744 \ud22c\uc785\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4 .......<\/p>\n

\uc694\uc57d\ud558\uba74, \uc27d\uc9c0 \uc54a\uc740 \uc5ec\uc815\uc774 \ub418\uaca0\uc9c0\ub9cc, \uacf5\ub3d9\uc758 \ub178\ub825\uc744 \ud1b5\ud574 2030\ub144\uacbd\uc5d0\ub294 \uba54\ud2b8\ub85c \ub9c8\ub2d0\ub77c\uac00 \ucd5c\ucd08\ub85c \"\uac70\uc758 \ud604\uae08\uc774 \uc5c6\ub294\" \uc0c1\ud0dc\uc5d0 \ub3c4\ub2ec\ud560 \uc218 \uc788\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uc9c0\ub9cc, \ud544\ub9ac\ud540 \uc804\uccb4\uac00 \uc774 \uc911\ub300\ud55c \ubcc0\ud654\ub97c \uc644\ub8cc\ud558\ub294 \ub370\ub294 \ub354 \uc624\ub79c \uc2dc\uac04\uc774 \uac78\ub9b4 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. ...... \uad81\uadf9\uc801\uc778 \uc131\uacf5\uc740 \ud601\uc2e0\uc758 \uc18d\ub3c4\uc640 \uc0ac\ud68c\uc758 \uacbd\uc81c\uc131 \uac04\uc758 \uade0\ud615\uc744 \ub9de\ucd94\uace0 \ud544\ub9ac\ud540\uc758 \uc0c1\ud669\uc5d0 \uac00\uc7a5 \uc801\ud569\ud55c \uac1c\ubc1c \ubaa8\ub378\uc744 \ucc3e\ub294 \ub370 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4. \uad81\uadf9\uc801\uc73c\ub85c \uc131\uacf5 \uc5ec\ubd80\ub294 \ud601\uc2e0\uc758 \uc18d\ub3c4\uc640 \uc0ac\ud68c\uac00 \uc774\ub97c \ud761\uc218\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc758 \uade0\ud615\uc744 \uc5b4\ub5bb\uac8c \ub9de\ucd94\uace0 \uad6d\uac00 \uc0c1\ud669\uc5d0 \uac00\uc7a5 \uc801\ud569\ud55c \uac1c\ubc1c \ubaa8\ub378\uc744 \ucc3e\ub290\ub0d0\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4. ......<\/p>\n

\ud30c\ud2b8 5: \ud2c8\uc0c8 \uc601\uc5ed\uc5d0\uc11c \ud604\uae08 \uc5c6\ub294 \uc138\uc0c1\uc744 \ud5a5\ud55c \uc9c4\uc804<\/h2>\n

5.1 \uc6b4\uc1a1 \ubc0f \ubaa8\ube4c\ub9ac\ud2f0\uc758 \ub514\uc9c0\ud138 \ud601\uc2e0<\/h3>\n

\ud544\ub9ac\ud540\uc758 \uad50\ud1b5 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \ud070 \ubcc0\ud654\ub97c \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2023\ub144 \ub9c8\ub2d0\ub77c \uacbd\uc804\ucca0 \uc2dc\uc2a4\ud15c\uc740 GCash \ubc0f PayMaya \ucf54\ub4dc \uc2a4\uc704\ud551 \uacb0\uc81c\uc5d0 \uc644\uc804\ud788 \uc5f0\uacb0\ub418\uc5c8\uc73c\uba70, \uc77c\uc77c \ud3c9\uade0 \uc804\uc790 \ubc1c\uad8c \uac70\ub798\uac00 50\ub9cc \uac74\uc744 \ub3cc\ud30c\ud588\uc2b5\ub2c8\ub2e4. \uc804\ud1b5\uc801\uc778 \uad50\ud1b5 \uc218\ub2e8\uc778 \uc9c0\ud504\ub2c8\ub3c4 \uc811\ucd09 \uacb0\uc81c \uce74\ub4dc \uc2dc\uc2a4\ud15c \uc2dc\ubc94 \uc6b4\uc601\uc744 \uc2dc\uc791\ud588\uc73c\uba70 2025\ub144\uae4c\uc9c0 30%\uc758 \uae30\uc874 \ubc84\uc2a4 \ub178\uc120\uc5d0\uc11c \ub2e4\uc74c\uacfc \uac19\uc740 \uae30\ub2a5\uc744 \uc9c0\uc6d0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c.<\/p>\n

5.2 \ub9ac\ud14c\uc77c \uc2dc\uc7a5\uc758 \ubcc0\ud654 \uc18d\ub3c4<\/h3>\n

\ub300\ud615 \uc288\ud37c\ub9c8\ucf13 \uccb4\uc778\uc758 \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c\ub294 60-701 TP3T\uc5d0 \ub3c4\ub2ec\ud588\uc9c0\ub9cc, \uc18c\uaddc\ubaa8 \uc0ac\ub9ac\uc0ac\ub9ac \uc0c1\uc810(\ub3d9\ub124 \uc2dd\ub8cc\ud488\uc810)\uc758 \ubcf4\uae09\ub960\uc740 \uc5ec\uc804\ud788 201 TP3T \ubbf8\ub9cc\uc785\ub2c8\ub2e4.BSP\ub294 \uc18c\uaddc\ubaa8 \ubc0f \uc601\uc138 \uc0c1\uc778\uc758 \uc804\ud658\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574 \uc7a5\ube44 \ubcf4\uc870\uae08\uacfc \uc218\uc218\ub8cc \uba74\uc81c\ub97c \uc81c\uacf5\ud558\ub294 \ub514\uc9c0\ud138 \uc0ac\ub9ac\uc0ac\ub9ac \ud504\ub85c\uadf8\ub7a8\uc744 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. 10\ub9cc \uac1c \uc774\uc0c1\uc758 \ub9c8\uc774\ud06c\ub85c \ub9ac\ud14c\uc77c\ub7ec\uac00 \uc774 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ucc38\uc5ec\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

5.3 B2B \uacb0\uc81c\uc758 \ub514\uc9c0\ud138\ud654<\/h3>\n

\uae30\uc5c5 \uac04 \uc804\uc790 \uc1a1\uae08\uc758 \ube44\uc911\uc740 2018\ub144 151\uc870 3,000\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c 2023\ub144 381\uc870 3,000\uc5b5 \ub2ec\ub7ec\ub85c \uc99d\uac00\ud588\uc73c\uba70, \ud2b9\ud788 \uc911\uc18c\uae30\uc5c5(SME)\uc5d0\uc11c \uc120\uad6c\ub9e4 \ud6c4\uacb0\uc81c(BNPL) \uc194\ub8e8\uc158\uacfc \uac19\uc740 \uacf5\uae09\ub9dd \uae08\uc735\uc758 \ud601\uc2e0\uc774 \ud070 \uc778\uae30\ub97c \uc5bb\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc804\uc790 \uc778\ubcf4\uc774\uc2a4\ub294 \uc5ec\uc804\ud788 \uc885\uc774 \ubb38\uc11c\uac00 \ube44\uc988\ub2c8\uc2a4 \uac70\ub798 \ud504\ub85c\uc138\uc2a4\ub97c \uc9c0\ubc30\ud558\ub294 \ub4f1 \ub4a4\ucc98\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

6\ubd80: \uae30\uc220 \ud601\uc2e0 \ubc0f \uc778\ud504\ub77c \uc9c0\uc6d0<\/h2>\n

6.1 '\ud544\ub9ac\uc544' \uad6d\uac00 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc5c5\uadf8\ub808\uc774\ub4dc\uc758 \ud6a8\uacfc<\/h3>\n

\uc911\uc559\uc740\ud589\uc758 \uc8fc\ub3c4\ud558\uc5d0 \uac1c\ubc1c\ub41c \uc2e4\uc2dc\uac04 \ucd1d\uacb0\uc81c\uc2dc\uc2a4\ud15c(RTGS)\uc740 \ucc98\ub9ac \uc6a9\ub7c9\uc744 300%\ub85c \ub298\ub824 \ucd08\ub2f9 1,000\uac74 \uc774\uc0c1\uc758 \ucd5c\ub300 \uac70\ub798 \uc218\uc694\ub97c \uc9c0\uc6d0\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc0c8\ub85c \ub3c4\uc785\ub41c API \uc624\ud508 \ud50c\ub7ab\ud3fc\uc740 87\uac1c \uae08\uc735 \uae30\uad00\uc758 \ucc38\uc5ec\ub97c \uc774\ub04c\uc5b4\ub0b4\uba70 \uc740\ud589\uacfc \ud540\ud14c\ud06c \uae30\uc5c5 \uac04\uc758 \ud611\uc5c5\uacfc \ud601\uc2e0\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud45c: \uc8fc\uc694 \ub514\uc9c0\ud138 \uc778\ud504\ub77c \uc9c0\ud45c \ube44\uad50<\/em><\/p>\n\n\n\n\n\n\n\n
\uc2a4\ud3ec\uce20 \uc774\ubca4\ud2b8<\/strong><\/th>\n2019<\/strong><\/th>\n2023<\/strong><\/th>\n<\/tr>\n<\/thead>\n
4G \ucee4\ubc84\ub9ac\uc9c0<\/strong><\/td>\n67%<\/td>\n82%<\/td>\n<\/tr>\n
POS \ub2e8\ub9d0\uae30 \uc218(10,000\ub300)<\/strong><\/td>\n28<\/td>\n53<\/td>\n<\/tr>\n
ATM \uc218(\ub300)<\/strong><\/td>\n~25,000<\/td>\n~22,000 (-12%)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\ud604\uae08 \uc778\ucd9c\uc5d0 \ub300\ud55c \uc218\uc694\uc758 \uad6c\uc870\uc801 \ubcc0\ud654, \uc989 \ub354 \ub9ce\uc740 \uc0ac\uc6a9\uc790\uac00 \ub300\ub9ac\uc810(\uc608: \ud3b8\uc758\uc810)\uc744 \ud1b5\ud574 \uc9c1\uc811 \uacc4\uc88c \uc561\uc138\uc2a4 \uc791\uc5c5\uc744 \uc218\ud589\ud558\ub294 \uac83\uc744 \uc120\ud0dd\ud558\uace0 \uc788\ub2e4\ub294 \uc810\uc5d0 \uc8fc\ubaa9\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4....<\/p>\n

\ud30c\ud2b8 7: \uc0ac\ud68c \ubb38\ud654\uc801 \uc694\uc778\uc5d0 \ub300\ud55c \uc601\ud5a5 \ubd84\uc11d<\/p>\n

\ud604\uae08 \uc5c6\ub294 \ud504\ub85c\uc138\uc2a4\uc5d0 \ubcf5\uc7a1\ud55c \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \ud544\ub9ac\ud540\uc758 \ub3c5\ud2b9\ud55c \uc0ac\ud68c\uacbd\uc81c\uc801 \ud2b9\uc131\uc744 \uc2ec\uce35\uc801\uc73c\ub85c \uc0b4\ud3b4\ubcf4\uba74 \ub2e4\uc74c\uacfc \uac19\uc740 \uc0ac\uc2e4\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud55c\ud3b8\uc73c\ub85c\ub294 '\ud30c\ub2ec\ub77c'(\uc1a1\uae08) \ubb38\ud654\uac00 \uad6d\uacbd \uac04 \ub514\uc9c0\ud138 \uc1a1\uae08\uc758 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud574 \uc9c0\ub09c\ud574 \uacf5\uc2dd \ucc44\ub110\uc744 \ud1b5\ud55c \ud574\uc678 \uadfc\ub85c\uc790\uc758 \uc804\uc790 \uc1a1\uae08\uc561\uc774 365\uc5b5 \ub2ec\ub7ec\ub97c \uae30\ub85d\ud588\uc73c\uba70, \ub2e4\ub978 \ud55c\ud3b8\uc73c\ub85c\ub294 '\ud305\uae30'(\uc18c\ub9e4) \uc18c\ube44 \uc2b5\uad00\uc774 \uc77c\uc0c1 \uc1fc\ud551 \uc2dc\ub098\ub9ac\uc624\ub97c \uc9c0\ubc30\ud558\ub294 \uc18c\uc561 \ud604\uae08 \uac70\ub798\ub85c \uc774\uc5b4\uc84c\uc2b5\ub2c8\ub2e4...\uc774 \uc774\uc911\uc131...'\ud305\uae30'\uc758 \uc774\uc911\uc131 \uc774\ub7ec\ud55c \uc774\uc911\uc131\uc73c\ub85c \uc778\ud574 \ub3c4\uc2dc\uc640 \ub18d\ucd0c \uac04\uc758 \uba85\ud655\ud55c \uaca9\ucc28\uac00 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4...<\/p>\n

\ud2b9\uc815 \ubb34\uc2ac\ub9bc \uc9c0\uc5ed\uc5d0\uc11c \uc774\uc790 \ubd80\uacfc\uc5d0 \ub300\ud55c \ubbfc\uac10\uc131\uc73c\ub85c \uc778\ud574 \uc0e4\ub9ac\uc544\ub97c \uc900\uc218\ud558\ub294 \uae08\uc735 \uc0c1\ud488 \uac1c\ubc1c\uc774 \ud2b9\ubcc4\ud55c \ubb38\uc81c\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4... \ub3d9\uc2dc\uc5d0 \uac00\uc871 \uacf5\ub3d9 \uacc4\uc88c\ub77c\ub294 \uc804\ud1b5\uc801\uc778 \uac1c\ub150\uacfc \uac1c\uc778 \uc804\uc790 \uc9c0\uac11\uc758 \ud504\ub77c\uc774\ubc84\uc2dc\ub97c \uc870\ud654\uc2dc\ud0ac \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4...<\/p>\n

\ub610\ud55c, \uba85\uc808 \uacbd\uc81c\uc758 \ube68\uac04 \ubd09\ud22c \ubb38\ud654(\uc9c0\uce90\uc2dc\uc758 '\uc559\ube60\uc624' \uae30\ub2a5\uc740 \uc124\ub0a0 \ud558\ub8e8 \ub3d9\uc548 200\ub9cc \uac74\uc758 \uac70\ub798\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4)\ub294 \uc804\ud1b5 \ubb38\ud654\uac00 \uc0c8\ub85c\uc6b4 \uacb0\uc81c \uc218\ub2e8 \ucd9c\uc2dc\uc5d0 \uc7a5\ubcbd\uc774 \uc544\ub2cc \ucd09\ub9e4\uc81c\uac00 \ub420 \uc218 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4....<\/p>\n

\ud30c\ud2b8 8: \uad6d\uc81c \ube44\uad50 \uad00\uc810\uc5d0\uc11c\uc758 \ud3ec\uc9c0\uc154\ub2dd \ud3c9\uac00<\/p>\n

\ud544\ub9ac\ud540\uc744 \uc544\uc138\uc548 \uc88c\ud45c\uacc4\uc5d0 \ubc30\uce58\ud558\uba74 \ub2e4\uc74c\uacfc \uac19\uc740 \uacb0\uacfc\uac00 \ub098\ud0c0\ub0a9\ub2c8\ub2e4.<\/p>\n

\uc2f1\uac00\ud3ec\ub974(\ube44\uc811\ucd09 \uacb0\uc81c \ubcf4\uae09\ub960 92%) \ubc0f \ub9d0\ub808\uc774\uc2dc\uc544(75%)\uc640 \ube44\uad50\ud558\uba74 \uc5ec\uc804\ud788 \uc0c1\ub2f9\ud55c \uaca9\ucc28\uac00 \uc788\uc9c0\ub9cc \uc778\ub3c4\ub124\uc2dc\uc544(48%)\uc640 \ubca0\ud2b8\ub0a8(42%)\uc740 \ube44\uc2b7\ud55c \ubc1c\uc804 \ub2e8\uacc4\uc5d0 \uc788\uc73c\uba70 \uce84\ubcf4\ub514\uc544(28%), \ub77c\uc624\uc2a4(15%) \ubc0f \uae30\ud0c0 \ud6c4\ubc1c\uc8fc\uc790\ubcf4\ub2e4 \uc55e\uc11c \uc788\uc2b5\ub2c8\ub2e4 ... \uace0\uc720 \ud55c \uc7a5\uc810\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. :<\/p>\n

    \n
  • GCash\ub294 \uc774 \uc9c0\uc5ed\uc5d0\uc11c \uac00\uc7a5 \ub192\uc740 \uac00\uce58\ub97c \uc778\uc815\ubc1b\ub294 \ud540\ud14c\ud06c \uc720\ub2c8\ucf58 \uc911 \ud558\ub098\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n
  • BSP \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4 \uba54\ucee4\ub2c8\uc998\uc73c\ub85c \ud48d\ubd80\ud55c \ud601\uc2e0 \uc0ac\ub840 \ucd09\uc9c4<\/li>\n
  • OFW \uadf8\ub8f9\uc740 \uad6d\uacbd \uac04 \uacb0\uc81c\ub97c \uc704\ud55c \uc790\uc5f0\uc2a4\ub7ec\uc6b4 \uc2dc\ud5d8\ub300\uac00 \ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n

    \uc57d\uc810\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.
    \n\u2297 \uc8fc\ubcc0 \uad6d\uac00\uc5d0 \ube44\ud574 \ub4a4\ucc98\uc9c4 \uad11\uc12c\uc720 \ubc31\ubcf8 \uad6c\uc131
    \n\u2297 \uc0dd\uccb4\uc778\uc2dd \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc740 \uc544\uc9c1 \ub300\uaddc\ubaa8\ub85c \ucd9c\uc2dc\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.
    \n\u2297 \ub514\uc9c0\ud138 \ud654\ud3d0 \uac1c\ubc1c\uc740 \uc544\uc9c1 \uac1c\ub150 \uc99d\uba85 \ub2e8\uacc4\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    \uc774 \uc911\uac04 \uc9c0\uc810\uc5d0\uc11c \uc120\uc9c4 \uacbd\ud5d8\uc744 \ud65c\uc6a9\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc800\uac1c\ubc1c \uc2dc\uc7a5\uc5d0 \uc194\ub8e8\uc158\uc744 \uc218\ucd9c\ud558\uc5ec \uace0\uc720\ud55c \uc5ed\ub7c9\uc744 \ucc3d\ucd9c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. ......<\/p>\n

    \ud30c\ud2b8 IX: \uc804\ub7b5\uc801 \uad8c\uc7a5 \uc0ac\ud56d \ubc0f \uac1c\ubc1c \ub85c\ub4dc\ub9f5<\/p>\n

    \uc55e\uc11c \uc124\uba85\ud55c \ubd84\uc11d\uc744 \ubc14\ud0d5\uc73c\ub85c \ub2e4\uc74c\uacfc \uac19\uc740 \uc815\ucc45 \uad8c\uc7a5 \uc0ac\ud56d\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n

    \ub2e8\uae30 \uc9d1\uc911(1~2\ub144).
    \n\ub9c8\uc9c0\ub9c9 1km\uc758 \uc0ac\uac01\uc9c0\ub300\ub97c \ucee4\ubc84\ud558\uae30 \uc704\ud55c \ub9c8\uc744 \ub514\uc9c0\ud138 \uc8fc\uc720\uc18c \ub124\ud2b8\uc6cc\ud06c \ud655\uc7a5
    \n\ud1b5\ud569 \uc0ac\uae30 \ubc29\uc9c0 \uc815\ubcf4 \uacf5\uc720 \ud50c\ub7ab\ud3fc \uad6c\ucd95
    \n\uc804\uc790 \uc7a5\ubd80 \uae30\uc7a5 \uc7a5\ub824\ub97c \uc704\ud55c \uc911\uc18c\uae30\uc5c5\uc758 \uc138\uae08 \uc2e0\uace0 \uc808\ucc28 \uac04\uc18c\ud654<\/p>\n

    \uc911\uae30 \uacc4\ud68d(3~5\ub144).
    \n\uad6d\uac00 \uc2e0\ubd84\uc99d \uc2dc\uc2a4\ud15c\uacfc \uacb0\uc81c \uacc4\uc88c\uc758 \uae34\ubc00\ud55c \uacb0\ud569 \ucd94\uc9c4
    \n\uad6d\uac00 \ube14\ub85d\uccb4\uc778 \ubb34\uc5ed\uae08\uc735 \ud50c\ub7ab\ud3fc \uad6c\ucd95 \u25c6 \uad6d\uac00 \ube14\ub85d\uccb4\uc778 \ubb34\uc5ed\uae08\uc735 \ud50c\ub7ab\ud3fc \uad6c\ucd95
    \n\uc644\uc804\ud55c \uacbd\uc7c1 \uad6c\ub3c4\ub97c \ud615\uc131\ud558\uae30 \uc704\ud574 \ucd5c\uc18c 3\uac1c \uc774\uc0c1\uc758 \uc2e0\uaddc \uc778\uac00 \ub514\uc9c0\ud138 \uc740\ud589 \uc721\uc131<\/p>\n

    \uc7a5\uae30 \ub808\uc774\uc544\uc6c3(5\ub144 \uc774\uc0c1).
    \n\ud604\uae08 \ub300\uccb4 \uc218\ub2e8\uc73c\ub85c\uc11c CBDC\uc758 \ud558\uc774\ube0c\ub9ac\ub4dc \ubaa8\ub378 \uac1c\ubc1c
    \n\ub300\uc911\uad50\ud1b5 \uc2dc\uc2a4\ud15c\uc744 \uc704\ud55c 100% \uc885\uc774 \uc5c6\ub294 \ubc1c\uad8c \uc2e4\ud604
    \n\uae30\ubcf8 \uad50\uc721 \uc2dc\uc2a4\ud15c\uc5d0 \ud540\ud14c\ud06c \ud504\ub85c\uadf8\ub7a8 \ud1b5\ud569<\/p>\n

    \ud2b9\ud788 '\ub514\uc9c0\ud138\ud654\ub97c \uc704\ud55c \ub514\uc9c0\ud138\ud654'\uc758 \ud568\uc815\uc5d0 \ube60\uc9c0\uc9c0 \uc54a\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70, \uc0ac\ub78c\ub4e4\uc758 \ubcf5\uc9c0\ub97c \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \uac83\uc774 \uadfc\ubcf8\uc801\uc778 \ubaa9\ud45c\ub77c\ub294 \uc810\uc744 \ud56d\uc0c1 \uba85\uc2ec\ud574\uc57c \ud569\ub2c8\ub2e4. ...... \uc608\ub97c \ub4e4\uc5b4 \ud0dc\ud48d\uc774 \uc790\uc8fc \ubc1c\uc0dd\ud558\ub294 \uc9c0\uc5ed\uc5d0 \ud544\uc694\ud55c \uae34\uae09 \ud604\uae08 \ube44\ucd95 \uba54\ucee4\ub2c8\uc998\uc744 \uc720\uc9c0\ud558\ub294 \uac83\uc740 \uc778\ubb38\ud559\uc801 \ubc30\ub824\uc640 \uae30\uc220\uc801 \ud569\ub9ac\uc131\uc758 \uade0\ud615\uc744 \ub9de\ucd94\ub294 \uc9c0\ud61c\ub97c \ubc18\uc601\ud569\ub2c8\ub2e4. ......<\/p>\n

    \uacb0\ub860: \ud3ec\uc6a9\uc801\uc778 \ub514\uc9c0\ud138 \ubbf8\ub798\ub97c \ud5a5\ud574<\/p>\n

    \uc885\ud569\ud558\uba74, \ud544\ub9ac\ud540\uc740 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub85c\uc758 \ubc1c\uc804\uc5d0\uc11c \uc911\uc694\ud55c \uc804\ud658\uc810\uc5d0 \uc788\uc73c\uba70, \uc778\uc0c1\uc801\uc778 \uc774\uc815\ud45c\uc640 \ubfcc\ub9ac \uae4a\uc740 \uad6c\uc870\uc801 \uacfc\uc81c\ub97c \uc548\uace0 \uc788\uc2b5\ub2c8\ub2e4...\ud544\ub9ac\ud540\uc758 \uacbd\ud5d8\uc740 \ubaa8\ub4e0 \uad6d\uac00\uc5d0 \uc801\uc6a9\ub418\ub294 \ud68d\uc77c\uc801\uc778 \ud45c\uc900 \uacbd\ub85c\ub294 \uc5c6\uc73c\uba70 \uac01 \uad6d\uac00\uac00 \uc790\uad6d\uc758 \ubb38\ud654\uc801, \uacbd\uc81c\uc801 \ud2b9\uc131\uc5d0 \ub9de\ub294 \uac1c\ud601 \uc18d\ub3c4\ub97c \ucc3e\uc544\uc57c \ud55c\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.... ...<\/p>\n

    \uc80a\uc740 \uc138\ub300\uc758 \ub514\uc9c0\ud138 \ub124\uc774\ud2f0\ube0c\uac00 \uc8fc\uc694 \uc18c\ube44\uc790\uac00 \ub418\uace0, \uc9c0\uc18d\uc801\uc778 \uc778\ud504\ub77c \uac1c\ubc1c\uacfc \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\uc758 \ucd5c\uc801\ud654\uac00 \uc774\ub8e8\uc5b4\uc9c0\uba74\uc11c 7,000\uac1c\uc758 \uc12c\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c4 \uc774 \uad6d\uac00\ub294 \ud5a5\ud6c4 10\ub144 \ub3d9\uc548 \ub3c5\ud2b9\ud55c \ub514\uc9c0\ud138 \uacbd\uc81c \uc131\uacf5 \uc2a4\ud1a0\ub9ac\ub97c \uc368\ub098\uac08 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. ...... \uad81\uadf9\uc801\uc778 \uc131\uacfc\ub294 \uc9c0\ud3d0\ub97c \uc644\uc804\ud788 \uc5c6\uc560\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ubaa8\ub4e0 \uc2dc\ubbfc\uc774 \uac00\uc7a5 \uc801\ud569\ud55c \uacb0\uc81c \uc218\ub2e8\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\ub294 \ud3ec\uc6a9\uc801\uc778 \uc0dd\ud0dc\uacc4\ub97c \uc870\uc131\ud558\ub294 \uac83\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \uc2dc\ubbfc\uc774 \uac00\uc7a5 \uc801\ud569\ud55c \uacb0\uc81c \uc218\ub2e8\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\ub294 \ud3ec\uc6a9\uc801\uc778 \uc0dd\ud0dc\uacc4\uac00 \ud604\ub300\ud654\uc758 \uc9c4\uc815\ud55c \uc2b9\ub9ac\uc785\ub2c8\ub2e4 ......<\/p>\n

    \ud30c\ud2b8 X: \uacb0\uc81c \ubcf4\uc548 \ubc0f \uc0ac\uc6a9\uc790 \uc2e0\ub8b0 \uad6c\ucd95<\/h2>\n

    10.1 \uc0ac\uc774\ubc84 \uc0ac\uae30 \ubc29\uc5b4 \uc2dc\uc2a4\ud15c \ud604\ud669<\/h3>\n

    \ud544\ub9ac\ud540 \uae08\uc735\uaddc\uc81c\uccad(FRA)\uc758 \ucd5c\uc2e0 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 2023\ub144 \uc804\uc790\uacb0\uc81c \uad00\ub828 \uc0ac\uae30 \uac74\uc218\uac00 \uc804\ub144 \ub300\ube44 421% \uc99d\uac00\ud588\uc73c\uba70, \uc8fc\uc694 \uc720\ud615\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n

      \n
    • \ud53c\uc2f1 \uc0ac\uae30<\/strong>(53% \uc810\uc720): \uc2a4\ud478\ud551\ub41c \uc740\ud589 SMS\ub85c \uc0ac\uc6a9\uc790\uac00 \uc545\uc131 \ub9c1\ud06c\ub97c \ud074\ub9ad\ud558\ub3c4\ub85d \uc720\ub3c4\ud569\ub2c8\ub2e4.<\/li>\n
    • \ub300\ud589\uc0ac \uc0ac\uae30<\/strong>(\uc9d0 28%): \uc624\ud504\ub77c\uc778 \ucda9\uc804 \ud3ec\uc778\ud2b8\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc0ac\uc6a9\uc790 \uacc4\uc815 \uc815\ubcf4\ub97c \ubd88\ubc95\uc801\uc73c\ub85c \ud68d\ub4dd\ud558\ub294 \ud589\uc704<\/li>\n
    • QR\ucf54\ub4dc \uad50\ud658<\/strong>(12% \uacc4\uc815): \ud310\ub9e4\uc790\uac00 \ud45c\uc2dc\ud558\ub294 \uc815\uc801 QR \ucf54\ub4dc\uc758 \uc545\uc758\uc801 \uad50\uccb4<\/li>\n<\/ul>\n

      \uc774\ub7ec\ud55c \ubb38\uc81c\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 BSP\ub294 \uc138 \uac00\uc9c0 \uc8fc\uc694 \uc548\uc804 \uc870\uce58\ub97c \uc2dc\ud589\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

        \n
      1. \ubaa8\ub4e0 \uac70\ub798\ub294 \uc774\uc911 \uc778\uc99d(2FA)\uc744 \uc0ac\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
      2. 1\uc77c \uc774\uccb4 \ud55c\ub3c4 \uad00\ub9ac\ub97c \uc704\ud55c \uacc4\uce35\uc801 \uc2dc\uc2a4\ud15c(\uae30\ubcf8 \uacc4\uc815\uc758 \uacbd\uc6b0 1\uc77c 50,000\ud398\uc18c)<\/li>\n
      3. \ubaa8\ub4e0 \ud5c8\uac00\ub41c \uc870\uc9c1\uc744 \ud3ec\uad04\ud558\ub294 \uc804\uad6d\uc801\uc778 '\ube14\ub799\ub9ac\uc2a4\ud2b8 \uacf5\uc720 \uc2dc\uc2a4\ud15c' \uad6c\ucd95<\/li>\n<\/ol>\n

        10.2 \uc0dd\uccb4\uc778\uc2dd \uc801\uc6a9\uc758 \ud68d\uae30\uc801\uc778 \ubc1c\uc804<\/h3>\n

        2024\ub144\uc5d0 \ucd9c\uc2dc\ub41c GCash\uc758 \"\uc74c\uc131 \uc9c0\ubb38\" \uc778\uc99d \uc2dc\uc2a4\ud15c\uc740 \uc0ac\uc6a9\uc790\uc758 200\uac1c \uc774\uc0c1\uc758 \uc74c\ud5a5 \uc11c\uba85 \uc9c0\uc810\uc744 \ubd84\uc11d\ud558\uc5ec 2\ub2e8\uacc4 \uc778\uc99d\uc744 \ub2ec\uc131\ud558\ub294 \uc5c5\uacc4 \ubca4\uce58\ub9c8\ud06c\ub85c \uc790\ub9ac \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \ub370\uc774\ud130\uac00 \uc774\ub97c \uc99d\uba85\ud569\ub2c8\ub2e4:<\/p>\n

          \n
        • \uacc4\uc815 \ub3c4\uc6a9 \uc131\uacf5\ub960 0.0037%\ub85c \uac10\uc18c<\/li>\n
        • \uace0\ub839 \uc0ac\uc6a9\uc790\uc758 \uc791\ub3d9 \uc624\ub958\uc728 \uac10\uc18c 68%<\/li>\n
        • Monzo\uc640 \ub2e4\ub978 \uad6d\uc81c \ud30c\ud2b8\ub108\ub4e4\uc774 \uae30\uc220 \ub3c4\uc785\uc744 \uc704\ud55c \ud611\uc0c1\uc744 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

          \uadf8\ub7ec\ub098 \uc5f4\ub300 \uc9c0\ubc29\uc5d0\uc11c \uc5bc\uad74 \uc778\uc2dd\uc744 \uc801\uc6a9\ud558\ub294 \uac83\uc740 \uc5ec\uc804\ud788 \uc5b4\ub824\uc6b4\ub370, \ubc1d\uc740 \uc870\uba85 \ud658\uacbd\uc5d0\uc11c\ub294 \uc624\uc778\uc2dd\ub960\uc774 4.31 TP3T\ub85c \uc2e4\ud5d8\uc2e4\uc5d0\uc11c \ud14c\uc2a4\ud2b8\ud55c 0.81 TP3T\ubcf4\ub2e4 \ud6e8\uc52c \ub192\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n

          \ud30c\ud2b8 XI: \ud2b9\uc218 \uadf8\ub8f9\uc744 \uc704\ud55c \uc11c\ube44\uc2a4 \ud601\uc2e0 \uc0ac\ub840 \uc5f0\uad6c<\/p>\n

          \ub2e4\uc591\ud55c \uc778\uad6c \uc9d1\ub2e8\uc758 \uc694\uad6c\uc5d0 \ub9de\ub294 \ucc28\ubcc4\ud654\ub41c \uc194\ub8e8\uc158\uc758 \ub4f1\uc7a5\uc740 \uc8fc\ubaa9\ud560 \ub9cc\ud569\ub2c8\ub2e4:<\/p>\n

          \ub09a\uc2dc \ucee4\ubba4\ub2c8\ud2f0<\/strong>:: \ud398\uc774\ub9c8\uc57c\uac00 \uc218\uc0b0\ubd80\uc640 \ud611\ub825\ud558\uc5ec \uac1c\ubc1c\ud55c '\uc624\ud504\ub77c\uc778 \uc9c0\uac11 \uce74\ub4dc' - NFC \uae30\uc220\uc744 \ud1b5\ud574 \uc120\uc0c1 \ub2e8\ub9d0\uae30\uc758 \ub370\uc774\ud130\ub97c \ub3d9\uae30\ud654\ud558\uc5ec \uc5b4\uc120\uc774 \ud56d\uad6c\ub85c \ub3cc\uc544\uc62c \ub54c \uc5b4\ud68d\ubb3c \uac70\ub798\ub97c \uc790\ub3d9\uc73c\ub85c \uc815\uc0b0\ud569\ub2c8\ub2e4. \uc2dc\ubc94 \uc9c0\uc5ed\uc5d0\uc11c\uc758 \ud604\uae08 \uc0ac\uc6a9\ub7c9\uc740 73% \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

          \uc7a5\uc560\uc778 \ub2e8\uccb4<\/strong>:: BSP\ub294 \ubaa8\ub4e0 \uacb0\uc81c \uc571\uc774 WCAG 2.1\uc744 \uc900\uc218\ud558\ub3c4\ub85d \uc694\uad6c\ud569\ub2c8\ub2e4 - GCash \uc0c8 \uc778\ud130\ud398\uc774\uc2a4 \ucd94\uac00:
          \n\uc804\uccb4 \uc74c\uc131 \ub0b4\ube44\uac8c\uc774\uc158 \ubc94\uc704 \u2713 \uace0\ub300\ube44 \ubaa8\ub4dc \u2713 \ub5a8\ub9bc \uacbd\uace0 \uae30\ub2a5<\/p>\n

          \uc678\uad6d\uc778 \ub178\ub3d9<\/strong>:: \uc720\ub2c8\uc628\ubc45\ud06c\uc758 '\uad6d\uacbd \uac04 \ub514\uc9c0\ud138 \uae09\uc5ec \uac00\ubc29' - \uace0\uc6a9\uc8fc\ub294 \uae09\uc5ec\ub97c \ubcf8\uad6d\uc5d0 \uc788\ub294 \uc9c1\uc6d0\uc758 \uce5c\ucc99\uc758 \uc804\uc790 \uacc4\uc88c\uc5d0 \uc9c1\uc811 \uc785\uae08\ud558\uc5ec \ud604\uae08\uc744 \uc18c\uc9c0\ud560 \uc704\ud5d8\uc744 \ud53c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9e4\uc6d4 2\ucc9c\ub9cc \ub2ec\ub7ec\uac00 \ub118\ub294 \uad6d\uacbd\uc744 \ub118\ub294 \uae09\uc5ec \ud750\ub984\uc744 \ucc98\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n

          \ud45c: \uae08\uc735 \ud3ec\uc6a9\uc131 \ud601\uc2e0\uc758 \ud6a8\uacfc\uc131 \ud3c9\uac00<\/em><\/p>\n\n\n\n\n\n\n\n
          \uc2a4\ud3ec\uce20 \uc774\ubca4\ud2b8<\/strong><\/th>\n\uc0ac\uc774\ud2b8 \ubc94\uc704<\/strong><\/th>\n\ube44\uc6a9 \uc808\uac10<\/strong><\/th>\n\uace0\uac1d \ub9cc\uc871<\/strong><\/th>\n<\/tr>\n<\/thead>\n
          \uc544\uc77c\ub79c\ub4dc \uc624\ud504\ub77c\uc778 \uacb0\uc81c<\/td>\n41\uac1c\uc758 \uc678\ub534 \uc12c<\/td>\n\uc5b4\ubbfc \uc18c\ub4dd 15% \uc99d\uac00<\/td>\n4.2\/5\uc810<\/td>\n<\/tr>\n
          \uc810\uc790 ATM \uc11c\ube44\uc2a4<\/td>\n17\uac1c \uc8fc\uc694 \ub3c4\uc2dc<\/td>\n\ucd9c\uae08 \uc2dc\uac04 \ub2e8\ucd95 60%<\/td>\n4.6\/5\uc810<\/td>\n<\/tr>\n
          \ubb34\uc2ac\ub9bc \uaddc\uc815 \uc900\uc218 \uae08\uc735 \uc0c1\ud488<\/td>\n8 \uac1c\uc758 \uc790\uc728 \uc2dc\uc7a5 \ub9ac\ubc14 \ud504\ub9ac \uad6c\uc870 \uc900\uc218 100% \ucd5c\ub300 \ud45c\uc900\uae4c\uc9c0 \ud3c9\uade0 \uc218\uc775\ub960 \uae30\uc874 \uc81c\ud488\ubcf4\ub2e4 1,8 % \ud3ec\uc778\ud2b8 \ub354 \ub192\uc74c...<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

          \uc81c12\ubd80: \ub514\uc9c0\ud138 \ud654\ud3d0\uc758 \uacbd\uacc4 \ud0d0\uad6c\ud558\uae30<\/p>\n

          \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC)\uac00 \uc544\uc9c1 \uacf5\uc2dd\uc801\uc73c\ub85c \ucd9c\uc2dc\ub418\uc9c0\ub294 \uc54a\uc558\uc9c0\ub9cc, \ud544\ub9ac\ud540\uc740 \uc5ec\ub7ec \uc2e4\ud5d8\uc801\uc778 \ud504\ub85c\uadf8\ub7a8\uc744 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

          \ud504\ub85c\uc81d\ud2b8 \uc544\uae38\ub77c \ub3c4\ub9e4 CBDC \uc2dc\ubc94 \uc6b4\uc601 - 6\uac1c\uc758 \uc0c1\uc5c5 \uc740\ud589 \uac04\uc5d0 4,800\ub9cc \ub2ec\ub7ec \uc0c1\ub2f9\uc758 \uad6d\ucc44\ub97c \uacb0\uc81c\ud558\uc5ec \uccad\uc0b0 \uc2dc\uac04\uc744 T+1\uc5d0\uc11c 15\ucd08\ub85c \ub2e8\ucd95\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

          \u27a4 MAS\uc640 \ud568\uaed8\ud558\ub294 BSP\uc758 \uad6d\uacbd \uac04 \uc1a1\uae08 \ud1b5\ub85c \ud504\ub85c\uc81d\ud2b8 - \ubd84\uc0b0 \uc6d0\uc7a5 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\uc5ec \ucc98\ub9ac \uc218\uc218\ub8cc\ub97c 6,5%\uc5d0\uc11c 2,9%\ub85c \ub0ae\ucda5\ub2c8\ub2e4.<\/p>\n

          \u27a4 \ubbfc\ub2e4\ub098\uc624 \uc9c0\uc5ed \ub18d\uc0b0\ubb3c \ucd94\uc801 \ud50c\ub7ab\ud3fc - \uc2a4\ub9c8\ud2b8 \ucee8\ud2b8\ub799\ud2b8\ub97c \uacb0\ud569\ud558\uc5ec \ucee4\ud53c \uc6d0\ub450 \ubb34\uc5ed \uacb0\uc81c \uc804 \uacfc\uc815 \uc790\ub3d9\ud654 \ud2b8\ub9ac\uac70 \uc870\uac74 \ub2ec\uc131\ub960 98%<\/p>\n

          \ubbfc\uac04 \ubd80\ubb38\uc758 \uc554\ud638\ud654\ud3d0 \uc218\uc6a9\uc774 \uc591\uadf9\ud654\ub418\uc5b4 \uc788\ub2e4\ub294 \uc810\uc740 \uc8fc\ubaa9\ud560 \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub9c8\ub2d0\ub77c \uace0\uae09 \uc1fc\ud551 \uc9c0\uad6c\uc758 \uace0\uae09 \uc0c1\uc810\uc758 30%\uac00 BTC\ub97c \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \ud5c8\uc6a9\ud558\uc9c0\ub9cc \ub3d9\uc2dc\uc5d0 \uc77c\ubc18 \ub300\uc911\uc758 83%\ub294 \ub108\ubb34 \uc704\ud5d8\ud558\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4....<\/p>\n

          \uc81c13\ubd80: \ub179\uc0c9 \uae08\uc735\uacfc \uc9c0\uc18d \uac00\ub2a5\ud55c \uac1c\ubc1c\uc758 \uc5f0\uacc4\uc131 \ubd84\uc11d<\/p>\n

          \ud604\uae08 \uc5c6\ub294 \uc0dd\ud65c\uc758 \ud658\uacbd\uc801 \uc774\uc810\uc740 \uc774\ubbf8 \uccb4\uac10\ub418\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4:<\/p>\n

          \u267b\ufe0f \uc885\uc774 \uccad\uad6c\uc11c \uac10\ucd95\uc740 \uc5f0\uac04 850\ud5e5\ud0c0\ub974\uc758 \uc0b0\ub9bc\uc744 \ubcf4\uc874\ud558\ub294 \uac83\uacfc \uac19\uc2b5\ub2c8\ub2e4.
          \n\u267b\ufe0f \uba38\ub2c8 \uce90\ub9ac\uc5b4\uc758 \uc5f0\ub8cc \uc18c\ube44\ub7c9 \uac10\uc18c 37%
          \n\u267b\ufe0f \uc740\ud589 \uc9c0\uc810 \uc5d0\ub108\uc9c0 \uc18c\ube44\ub7c9 29% \uac10\uc18c(\uacbd\ub7c9\ud654 \uc804\ud658)<\/p>\n

          \uc0c8\ub85c \ub4f1\uc7a5\ud55c \ud0c4\uc18c \ud3ec\uc778\ud2b8 \ubcf4\uc0c1 \uba54\ucee4\ub2c8\uc998\uc740 \ub9e4\uc6b0 \ud601\uc2e0\uc801\uc785\ub2c8\ub2e4. GCash \uc0ac\uc6a9\uc790\ub294 \uc804\uc790 \uccad\uad6c\uc11c\ub97c \uc120\ud0dd\ud558\uc5ec \"\ub179\uc0c9 \ud3ec\uc778\ud2b8\"\ub97c \uc801\ub9bd\ud560 \uc218 \uc788\uc73c\uba70, 1,000 \ud3ec\uc778\ud2b8\ub294 \ub9f9\uadf8\ub85c\ube0c \ubb18\ubaa9 \ud55c \uadf8\ub8e8\ub97c \uc2ec\ub294 \ub370 \uad50\ud658\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud504\ub85c\uc81d\ud2b8\ub294 \uc774\ubbf8 \ubc14\ud0d5\uac00\uc2a4\uc5d0\uc11c 34\ud5e5\ud0c0\ub974\uc758 \uc2b5\uc9c0\ub97c \ubcf5\uc6d0\ud588\uc2b5\ub2c8\ub2e4...<\/p>\n

          \uadf8\ub7ec\ub098 \uc804\uc790 \ud3d0\uae30\ubb3c \ubb38\uc81c\uac00 \uc810\ucc28 \ubd80\uac01\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. POS \ub2e8\ub9d0\uae30 \uc7ac\ud65c\uc6a9\ub960\uc774 19%\uc5d0 \ubd88\uacfc\ud55c \uac00\uc6b4\ub370 \uc911\uc559 \uc740\ud589\uc740 \uc81c\uc870\uc5c5\uccb4\uac00 \ud3c9\uc0dd \uc7ac\ud65c\uc6a9 \ucc45\uc784\uc744 \uc838\uc57c\ud558\ub294 '\uacb0\uc81c \uc7a5\ube44 \uc21c\ud658 \uacbd\uc81c \uc9c0\uce68'\uc744 \uc791\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4 ...<\/p>\n

          \uc81c14\ubd80: \uc2dc\ub108\uc9c0 \ud6a8\uacfc\ub97c \ub0bc \uc218 \uc788\ub294 \uc9c0\uc5ed \uac1c\ubc1c\uc758 \uae30\ud68c<\/p>\n

          \uc544\uc138\uc548 \ud1b5\ud569 \uacb0\uc81c \ud504\ub808\uc784\uc6cc\ud06c\uac00 \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c \uc0c8\ub85c\uc6b4 \uac00\ub2a5\uc131\uc774 \uc5f4\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

          \ub9d0\ub808\uc774\uc2dc\uc544\/\ud0dc\uad6d\/\uc778\ub3c4\ub124\uc2dc\uc544\uc5d0\uc11c QR\ucf54\ub4dc \uc5f0\uacb0\uc774 \uac00\ub2a5\ud574\uc84c\uc2b5\ub2c8\ub2e4. \ub9c8\ub2d0\ub77c \uad00\uad11\uac1d\uc740 \uc790\uc2e0\uc758 \uc9c0\uac11\uc73c\ub85c \ucf54\ub4dc\ub97c \uc2a4\uce94\ud558\uc5ec \uad6c\ub9e4\ud558\uba70 \uc6d4\ud3c9\uade0 210%\uc758 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

          \ud83c\udf10 InstaPay\uc758 \uc1a1\uae08 \ub3c4\ucc29 \uc2dc\uac04\uc774 \uc2f1\uac00\ud3ec\ub974\uc758 PayNow \uc2dc\uc2a4\ud15c\uacfc \ub3c4\ud0b9 \ud6c4 3\uc2dc\uac04\uc5d0\uc11c 90\ucd08 \uc774\ub0b4\ub85c \ub2e8\ucd95\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

          \"\ub514\uc9c0\ud138 \ub178\ub9c8\ub4dc \ube44\uc790 \ud504\ub85c\uadf8\ub7a8\" - \uc678\uad6d\uc778 \uadfc\ub85c\uc790\ub294 \ubcf8\uad6d\uc758 \uc2e0\uc6a9 \uae30\ub85d\uc744 \uc0ac\uc6a9\ud558\uc5ec \ucd5c\uc18c \uc794\uc561 $ 50\ub9cc\uc73c\ub85c \ud544\ub9ac\ud540 \ub514\uc9c0\ud138 \uc740\ud589 \uacc4\uc88c\ub97c \uac1c\uc124 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud30c\uc77c\ub7ff\uc740 \ub0b4\ub144\uc5d0 20 \ub9cc \uba85\uae4c\uc9c0 \ud655\uc7a5 \ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4....<\/p>\n

          \uc774\ub7ec\ud55c \uc9c0\uc5ed \ud1b5\ud569 \uacfc\uc815\uc740 \uacbd\uc7c1 \ud658\uacbd\uc744 \uc7ac\ud3b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc5ed \uae30\uc5c5\ub4e4\uc740 \uc11c\ube44\uc2a4 \uc218\uc900 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \uac00\uc18d\ud654\ud574\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub807\uc9c0 \uc54a\uc73c\uba74 \uc774\uc6c3 \uac70\ub300 \uae30\uc5c5\uc758 \uad6d\uacbd\uc744 \ub118\ub294 \uacf5\uc138\uc5d0 \uc9c1\uba74\ud560 \uc704\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4. ......<\/p>\n

          \ud5a5\ud6c4 \uc804\ub9dd \uc7a5\uc740 \ub2e4\uc74c \uc139\uc158(......)\uc5d0\uc11c \uc790\uc138\ud788 \uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"

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