{"id":2744,"date":"2025-05-16T18:53:28","date_gmt":"2025-05-16T10:53:28","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2744"},"modified":"2025-05-16T18:53:28","modified_gmt":"2025-05-16T10:53:28","slug":"%e6%8a%95%e8%b5%84%e8%80%85%e5%bf%85%e7%9c%8b%ef%bc%9a%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e5%88%86%e6%9e%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/16\/%e6%8a%95%e8%b5%84%e8%80%85%e5%bf%85%e7%9c%8b%ef%bc%9a%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e5%88%86%e6%9e%90\/","title":{"rendered":"\ud22c\uc790\uc790\ub4e4\uc774 \uaf2d \ubd10\uc57c \ud560 \ud30c\ud0a4\uc2a4\ud0c4\uc758 \uacb0\uc81c \uc0b0\uc5c5 \ubd84\uc11d"},"content":{"rendered":"

\ud30c\ud0a4\uc2a4\ud0c4\uc758 \uacb0\uc81c \uc0b0\uc5c5 \ubd84\uc11d: \ud22c\uc790\uc790\ub97c \uc704\ud55c \uac00\uc774\ub4dc<\/h3>\n

I. \uc2dc\uc7a5 \uac1c\uc694<\/strong><\/h4>\n
    \n
  1. \n

    \uacbd\uc81c \ubc0f \uc778\uad6c \ud1b5\uacc4 \uae30\ubc18<\/strong><\/p>\n

      \n
    • \uc778\uad6c 2\uc5b5 2,500\ub9cc \uba85(\uc138\uacc4 5\uc704)\uc5d0 \ud3c9\uade0 \uc5f0\ub839\uc774 23\uc138\uc778 \uc774 \ub098\ub77c\uc758 \ub514\uc9c0\ud138 \uc7a0\uc7ac\ub825\uc740 \uc5c4\uccad\ub0a9\ub2c8\ub2e4.<\/li>\n
    • 3~4%(2023\ub144)\uc758 GDP \uc131\uc7a5\ub960\uacfc \ub192\uc740 \uc778\ud50c\ub808\uc774\uc158, 801% \uc774\uc0c1\uc758 \ubaa8\ubc14\uc77c \ubcf4\uae09\ub960\uc740 \uacb0\uc81c \uc0b0\uc5c5\uc758 \uc131\uc7a5 \uae30\ubc18\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n
    • \n

      \uc815\ucc45 \uc911\uc2ec<\/strong><\/p>\n

        \n
      • \uad6d\uac00 \uae08\uc735 \ud3ec\uc6a9 \uc804\ub7b5(NFIS) \ubaa9\ud45c: 2025\ub144\uae4c\uc9c0 \uc131\uc778 \uc740\ud589 \uacc4\uc88c \ubcf4\uc720\uc561\uc744 211\uc870 3\ucc9c\uc5b5 \uac1c\uc5d0\uc11c 501\uc870 3\ucc9c\uc5b5 \uac1c\ub85c \ub298\ub9bd\ub2c8\ub2e4.<\/li>\n
      • \uc911\uc559\uc740\ud589(SBP)\uc740 \uc804\uc790 \ud654\ud3d0 \uae30\uad00 \uaddc\uc815\uc744 \ud64d\ubcf4\ud558\uace0 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ub77c\uc774\uc120\uc2a4(\uc608: \ub098\uc57c\ud398\uc774, KT \ubc45\ud06c)\ub97c \ubc1c\uae09\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
        \n

        II. \ud575\uc2ec \ud2b8\ub799\uacfc \uae30\ud68c<\/strong><\/h4>\n
          \n
        1. \n

          \ubaa8\ubc14\uc77c \uc9c0\uac11 \ubc0f \ud2b9\ud30c\uc6d0 \ubc45\ud0b9<\/strong><\/p>\n

            \n
          • JazzCash(\uac00\uc785\uc790 \uc218 4\ucc9c\ub9cc \uba85 \uc774\uc0c1), EasyPaisa(Telenor \uc18c\uc720)\uac00 \uc2dc\uc7a5\uc744 \uc9c0\ubc30\ud558\uace0 \uc788\uc9c0\ub9cc, \ub18d\ucd0c \uc9c0\uc5ed\uc758 \ucee4\ubc84\ub9ac\uc9c0\ub294 351 TP3T \ubbf8\ub9cc\uc785\ub2c8\ub2e4.<\/li>\n
          • \ud22c\uc790 \uae30\ud68c<\/em>\uc5d0\uc774\uc804\ud2b8 \ub124\ud2b8\uc6cc\ud06c \ud655\uc7a5, \uad6d\uacbd \uac04 \uc1a1\uae08 \ud1b5\ud569(\ub514\uc544\uc2a4\ud3ec\ub77c \uc1a1\uae08\uc5d0\uc11c GDP\uc758 81%\uc778 3\uc870 \ub2ec\ub7ec).<\/li>\n<\/ul>\n<\/li>\n
          • \n

            \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c(Raast)<\/strong><\/p>\n

              \n
            • SBP\ub294 \uc5f0\uac04 \ucc98\ub9ac\ub7c9\uc774 200%(2023\ub144 \ub370\uc774\ud130)\ub85c \uc99d\uac00\ud558\ub294 \uad6d\uac00 \uc218\uc900\uc758 \uc778\ud504\ub77c\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. B2B \uae09\uc5ec, \uc815\ubd80 \ubcf4\uc870\uae08 \uc2dc\ub098\ub9ac\uc624\ub85c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n
            • \n

              BNPL\uacfc \uc774\ucee4\uba38\uc2a4 \ud1b5\ud569<\/strong><\/p>\n

                \n
              • \uc804\uc790\uc0c1\uac70\ub798 \uaddc\ubaa8\ub294 1\uc870 4,000\uc5b5 \ub2ec\ub7ec(2025\ub144 \uc608\uc0c1)\uc5d0 \ub2ec\ud558\uc9c0\ub9cc \uc2e0\uc6a9\uce74\ub4dc \ubcf4\uae09\ub960\uc740 21\uc870 3,000\uc5b5 \ub2ec\ub7ec\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. QisstPay\uc640 \uac19\uc740 \uae30\uc5c5\uc740 \uc9c0\uae08 \uad6c\ub9e4\ud558\uace0 \ub098\uc911\uc5d0 \uacb0\uc81c\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc790\uae08\uc744 \uc870\ub2ec\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n
              • \n

                \ud06c\ub85c\uc2a4\ubcf4\ub354 \uacb0\uc81c\uc758 \ubb38\uc81c\uc810<\/strong><\/p>\n

                  \n
                • \uc911\uc18c\uae30\uc5c5\uc758 \uacbd\uc6b0 \ud574\uc678 \ubb34\uc5ed \uaca9\ucc28\uac00 \ud06c\uace0 \uc678\ud658 \uacb0\uc81c\uac00 \ube44\ud6a8\uc728\uc801\uc774\uae30 \ub54c\ubb38\uc5d0 \ub9ac\ud50c\uacfc \uac19\uc740 \ube14\ub85d\uccb4\uc778 \uc194\ub8e8\uc158\uc774 \uadf8 \uac00\ub2a5\uc131\uc744 \uc2dc\ud5d8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
                  \n

                  III. \uc704\ud5d8 \uacbd\uace0<\/strong><\/h4>\n
                    \n
                  • \ub192\uc740 \uaddc\uc815 \uc900\uc218 \ube44\uc6a9<\/strong>\uc5c4\uaca9\ud55c \uc790\uae08\uc138\ud0c1 \ubc29\uc9c0 \uaddc\uc815, \uc678\uad6d\uc778 \ud22c\uc790\uc5d0\ub294 \ud604\uc9c0 \ud30c\ud2b8\ub108\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc0ac\ub840: \uc54c\ub9ac\ud398\uc774\ub294 \uc54c\ud314\ub77c \uc740\ud589\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uc9c4\ucd9c\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n
                  • \ud658\uc728 \ubcc0\ub3d9<\/strong><\/em>: 20%(2023\ub144) \ub3d9\uc548\uc758 \ub8e8\ud53c\ud654 \uac00\uce58 \ud558\ub77d, \ud5e4\uc9c0 \uc804\ub7b5 \ud544\uc694.<\/li>\n<\/ul>\n
                    \n

                    IV. \uc131\uacf5 \uc0ac\ub840 \ucc38\uc870<\/strong><\/h4>\n
                      \n
                    1. \uc0ac\ub2e4\ud398\uc774<\/em> \ub514\uc9c0\ud138 \uc9c0\uac11 + \uc120\ubd88\uce74\ub4dc \ubaa8\ub378, 10\uac1c\uc6d4 \ub9cc\uc5d0 50\ub9cc \uba85\uc758 \uc0ac\uc6a9\uc790\ub97c \ud655\ubcf4\ud558\uba70 \uc218\uc218\ub8cc \uc81c\ub85c\uc5d0 \uc9d1\uc911\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n
                      \n

                      5<\/strong><\/strong><\/h4>\n

                      \ud30c\ud0a4\uc2a4\ud0c4\uc758 \uacb0\uc81c \uc0b0\uc5c5\uc774 \ud3ed\ubc1c \uc9c1\uc804\uc5d0 \uc788\uc5b4 \uc8fc\uc758\ub97c \uae30\uc6b8\uc77c \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4:<\/p>\n

                        \n
                      • \uc2dc\ub9ac\uc988 A \uc774\uc0c1\uc758 \ud604\uc9c0 \ud5e4\ub4dc \uc6d4\ub81b \uae30\uc5c5;<\/li>\n
                      • Raast \uc5d0\ucf54 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4;<\/li>\n
                      • \uc911\uad6d\uacfc \ubb34\uc5ed \uad00\uacc4\ub97c \ub9fa\uace0 \uc788\ub294 \ud06c\ub85c\uc2a4\ubcf4\ub354 \uacb0\uc81c \uc194\ub8e8\uc158 \uc81c\uacf5\uc5c5\uccb4\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n
                        \n

                        \ucd9c\ucc98: SBP \uc5f0\ub840 \ubcf4\uace0\uc11c, \uce74\ub780\ub2e4\uc988 \ud30c\ud0a4\uc2a4\ud0c4, \ub9e5\ud0a8\uc9c0 GSMA<\/em><\/p>\n<\/blockquote>\n

                        \ud30c\ud0a4\uc2a4\ud0c4\uc758 \uacb0\uc81c \uc0b0\uc5c5 \ubd84\uc11d(\uacc4\uc18d): \uc138\ubd84\ud654 \ubc0f \ud22c\uc790 \uc804\ub7b5<\/strong><\/h3>\n
                        \n

                        V. \uc2dc\uc7a5 \uc138\uadf8\uba3c\ud2b8\uc5d0 \ub300\ud55c \uc2ec\uce35 \ubd84\uc11d<\/strong><\/h4>\n
                          \n
                        1. \n

                          \ub18d\ucd0c \uae08\uc735\uc758 \ube14\ub8e8\uc624\uc158<\/strong><\/p>\n

                            \n
                          • \ud604\uc7ac \uc0c1\ud669: \ub18d\ucd0c \uc778\uad6c \uc911 301\ub9cc 3\ucc9c \uba85\ub9cc\uc774 \uae30\ubcf8\uc801\uc778 \uae08\uc735 \uacc4\uc88c\ub97c \uac00\uc9c0\uace0 \uc788\uc9c0\ub9cc \ud734\ub300\ud3f0 \ubcf4\uae09\ub960\uc740 651\ub9cc 3\ucc9c \uba85\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.<\/li>\n
                          • \ubaa8\ub378 \ud601\uc2e0:\n
                              \n
                            • \ud2b9\ud30c\uc6d0 \ubc45\ud0b9 + \uc0dd\uccb4\uc778\uc2dd<\/strong>UBL Omni \ub4f1\uc5d0\uc11c\ub294 \uc9c0\ubb38 \uc778\uc99d\uc744 \ud1b5\ud574 ID\uac00 \uc5c6\ub294 \uc0ac\uc6a9\uc790\uc5d0\uac8c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n
                            • \ub18d\uc5c5 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624<\/em>\uc885\uc790 \uc870\ub2ec, \uc218\ud655\ubb3c \ud310\ub9e4 \uccb4\uc778\uc5d0 \ud3ec\ud568(\uc608: \ube44\ub8cc \uc81c\uc870\uc5c5\uccb4\uc640 \ud611\ub825\ud558\ub294 Telenor Bank).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n
                            • \n

                              \uc774\uc2ac\ub78c \uae08\uc735 \uaddc\uc815 \uc900\uc218 \uacb0\uc81c<\/strong><\/p>\n

                                \n
                              • \ud30c\ud0a4\uc2a4\ud0c4\uc758 95% \uc778\uad6c\ub294 \ubb34\uc2ac\ub9bc\uc774\uba70 \uc774\uc790\ub294 \uae08\uc9c0\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4(\ub9ac\ubc14). \uc0e4\ub9ac\uc544\uc758 \uc194\ub8e8\uc158\uc744 \uc900\uc218\ud574\uc57c \ud569\ub2c8\ub2e4:\n
                                  \n
                                • \uc774\uc775 \uacf5\uc720(\ubb34\ub2e4\ub77c\ubc14) \uc804\uc790 \uacc4\uc815;<\/li>\n
                                • \uae30\uc874 \ub300\ucd9c\uc758 \ub300\uc548\uc73c\ub85c \uc0c1\ud488 \uad50\ud658 \uad6c\uc870(\ubb34\ub77c\ubc14\ud558)\ub97c \uc18c\uac1c\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n
                                • \n

                                  \uc815\ubd80 G2P \uacb0\uc81c \uac1c\ud601<\/strong><\/p>\n

                                    \n
                                  • SBP\ub294 2023\ub144 800\ub9cc \uac00\uad6c\ub97c \ub300\uc0c1\uc73c\ub85c Raast(\uc608: \ubca0\ub098\uc9c0\ub974 \uc18c\ub4dd \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8)\ub97c \ud1b5\ud574 \ud61c\ud0dd\uc744 \ubc30\ud3ec\ud569\ub2c8\ub2e4. \ubbfc\uac04 \uae30\uc5c5\uc740 \uc720\ud1b5 \ucc44\ub110 \ub610\ub294 \uae30\uc220 \uc81c\uacf5\uc5c5\uccb4\uc5d0 \uc785\ucc30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
                                    \n

                                    6<\/strong><\/strong><\/h4>\n
                                      \n
                                    1. \uc678\uad6d\uc778 \ud22c\uc790 \uc9c4\uc785 \uacbd\ub85c \ube44\uad50<\/strong><\/li>\n<\/ol>\n\n\n\n\n\n\n\n
                                      (\uc0b6\uc758) \ubc29\uc2dd<\/th>\n\ucd5c\ucca8\ub2e8<\/th>\n\ub3c4\uc804<\/th>\n\uc0ac\ub840(\ubc95\ub960)<\/th>\n<\/tr>\n<\/thead>\n
                                      \ud569\uc791 \ud22c\uc790<\/strong><\/td>\n\ub85c\uceec \ub77c\uc774\uc120\uc2a4 \ud328\uc2a4\ud2b8\ud2b8\ub799<\/td>\n\uc774\uc775 \uacf5\uc720 \ubc0f \uc774\ud574\uad00\uacc4 \uac8c\uc784 \uc81c\uc5b4<\/td>\n\uc564\ud2b8 \uadf8\ub8f9 + MCB \uc740\ud589<\/td>\n<\/tr>\n
                                      \uc804\ub7b5\uc801 \ud22c\uc790<\/strong><\/td>\n\uae30\uc874 \ube44\uc988\ub2c8\uc2a4\uc5d0 \uc790\uc0b0 \uc5c6\uc774 \uc9c4\uc785<\/td>\n\ubc38\ub958\uc5d0\uc774\uc158 \ubc84\ube14 \ub9ac\uc2a4\ud06c<\/td>\n\ud150\uc13c\ud2b8, \uc774\uc9c0\ud30c\uc774\uc0ac\uc758 \ubaa8\ud68c\uc0ac \uc9c0\ubd84 \uc778\uc218<\/td>\n<\/tr>\n
                                      \ub3c5\ub9bd \ub77c\uc774\uc120\uc2a4 \uc2e0\uccad<\/strong><\/td>\n\uc644\uc804 \uc790\uc728 \uc6b4\uc601<\/td>\n18-24\uac1c\uc6d4<\/td>\nNayaPay\ub294 EMI \ub77c\uc774\uc120\uc2a4\ub97c \ubc1b\ub294 \ub370 22\uac1c\uc6d4\uc774 \uac78\ub9bd\ub2c8\ub2e4.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
                                        <\/p>\n
                                      1. \uc8fc\uc694 \ud30c\ud2b8\ub108 \ubaa9\ub85d<\/strong><\/em>\n
                                          \n
                                        • skill<\/em>\ud604\uc9c0 KYC \uc81c\uacf5\uc5c5\uccb4(\uc608: Tasdid \uc778\uc99d), USSD \ucc44\ub110 \uc0ac\uc5c5\uc790;<\/li>\n
                                        • \uacf5\uc2dd\ud654<\/em>:: \ucee8\uc124\ud305 \uc870\uc9c1 Karandaaz Pakistan(WB \uc790\uae08 \uc9c0\uc6d0);<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
                                          \n

                                          7<\/strong><\/strong><\/h4>\n
                                            \n
                                          1. \ucd9c\uad6c \uba54\ucee4\ub2c8\uc998 \uc124\uacc4<\/strong><\/em>
                                            \n- IPO \uac00\ub2a5\uc131\uc740 \ub0ae\uace0 M&A \uc5d1\uc2dc\ud2b8\uac00 \uc6b0\uc120 - \uc7a0\uc7ac\uc801 \uc778\uc218\uc790\ub85c\ub294 \ud604\uc9c0 \uc740\ud589(HBL, MCB), \uc911\ub3d9 \ucee8\uc18c\uc2dc\uc5c4 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
                                          2. \uc9c0\uc815\ud559\uc801 \ud5e4\uc9d5 \uad8c\uc7a5 \uc0ac\ud56d<\/strong><\/em>
                                            \n\uc911\uad6d-\ud30c\ud0a4\uc2a4\ud0c4 \uacbd\uc81c\ud68c\ub791(CPEC) \ud504\ub85c\uc81d\ud2b8\ub294 \ubc1c\ub85c\uce58\uc2a4\ud0c4\/\uc2e0\ub4dc\ub97c \uc6b0\uc120\uc21c\uc704\uc5d0 \ub450\uace0 \uc788\uc73c\uba70, CPEC \uad00\ub828 \ubb34\uc5ed \uacb0\uc81c \uc694\uac74\uc744 \ubb36\uc5b4 \uc815\ucc45 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n
                                            \n

                                            8<\/strong><\/strong><\/h4>\n
                                            \n

                                            \"\ud5a5\ud6c4 3\ub144 \ub0b4\uc5d0 10\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc758 \uac00\uce58\ub97c \uc9c0\ub2cc \ucd5c\ucd08\uc758 \ud30c\ud0a4\uc2a4\ud0c4 \uacb0\uc81c \uc720\ub2c8\ucf58\uc774 \ub4f1\uc7a5\ud560 \uac83\uc785\ub2c8\ub2e4.\" -\uc544\uc2dc\uc544\uac1c\ubc1c\uc740\ud589 \ud540\ud14c\ud06c \ubcf4\uace0\uc11c 2024<\/p>\n<\/blockquote>\n

                                            \ud22c\uc790\uc790 \uc870\uce58 \uccb4\ud06c\ub9ac\uc2a4\ud2b8:
                                            \n\uc2e4\uc0ac \uae30\uac04 \ub3d9\uc548 \uae30\uc5c5\uc774 Raast \uc2dc\uc2a4\ud15c\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub294\uc9c0 \ud655\uc778\ud558\ub294 \ub370 \uc9d1\uc911\ud558\uc138\uc694;
                                            \n\uc815\uc804 \ud658\uacbd\uc5d0\uc11c \ub300\uc0c1\uc758 \uc624\ud504\ub77c\uc778 \uac70\ub798 \uae30\ub2a5\uc744 \ud14c\uc2a4\ud2b8\ud569\ub2c8\ub2e4;<\/p>","protected":false},"excerpt":{"rendered":"

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