{"id":2754,"date":"2025-05-16T19:03:52","date_gmt":"2025-05-16T11:03:52","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2754"},"modified":"2025-05-16T19:03:52","modified_gmt":"2025-05-16T11:03:52","slug":"%e4%bb%8egrabpay%e5%88%b0tng%ef%bc%9a%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e5%8f%91%e5%b1%95%e7%ae%80%e5%8f%b2","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/16\/%e4%bb%8egrabpay%e5%88%b0tng%ef%bc%9a%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e5%8f%91%e5%b1%95%e7%ae%80%e5%8f%b2\/","title":{"rendered":"\uadf8\ub7a9\ud398\uc774\uc5d0\uc11c TNG\uae4c\uc9c0: \ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c \uac1c\ubc1c\uc758 \uac04\ub7b5\ud55c \uc5ed\uc0ac"},"content":{"rendered":"<h3>\uadf8\ub7a9\ud398\uc774\uc5d0\uc11c TNG\uae4c\uc9c0: \ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c \uac1c\ubc1c\uc758 \uac04\ub7b5\ud55c \uc5ed\uc0ac<\/h3>\n<p>\ub9d0\ub808\uc774\uc2dc\uc544\uc758 \uc804\uc790\uacb0\uc81c \uc2dc\uc7a5\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc804\ud1b5\uc801\uc778 \ud604\uae08 \uac70\ub798\uc5d0\uc11c \ub514\uc9c0\ud138 \uc9c0\uac11\uacfc \ubaa8\ubc14\uc77c \uacb0\uc81c\ub85c \uc810\uc9c4\uc801\uc73c\ub85c \uc804\ud658\ud558\ub294 \ub4f1 \uae09\uaca9\ud55c \ubcc0\ud654\ub97c \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\uc758 \uacfc\uc815\uc5d0\uc11c<strong>GrabPay<\/strong>\ub178\ub798\ub85c \uc751\ub2f5<strong>\ud130\uce58 \uc564 \uace0(TNG) \uc804\uc790\uc9c0\uac11<\/strong>\uc774\ub294 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub85c \ub098\uc544\uac00\ub294 \uacfc\uc815\uc744 \ucd09\uc9c4\ud558\ub294 \ub450 \uac00\uc9c0 \uc8fc\uc694 \ud50c\ub7ab\ud3fc\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \ub9d0\ub808\uc774\uc2dc\uc544 \uc804\uc790\uacb0\uc81c \ubc1c\uc804\uc758 \ud575\uc2ec \ud3ec\uc778\ud2b8\uc785\ub2c8\ub2e4:<\/p>\n<hr>\n<h4><strong>1. \ucd08\uae30 \ub2e8\uacc4: \ud604\uae08 \uae30\ubc18 \uc2dc\ub300<\/strong><\/h4>\n<ul>\n<li><strong>2010\ub144 \uc774\uc804<\/strong>\ub9d0\ub808\uc774\uc2dc\uc544\ub294 \ud604\uae08 \uac70\ub798\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\uac00 \ub192\uace0 \uc2e0\uc6a9\uce74\ub4dc \ubc0f \uc9c1\ubd88\uce74\ub4dc \ubcf4\uae09\ub960\uc774 \uc81c\ud55c\uc801\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uc740\ud589 \uc1a1\uae08 \ubc0f \uc628\ub77c\uc778 \uacb0\uc81c<\/strong>Maybank2u \ubc0f CIMB Click\uacfc \uac19\uc740 \uc778\ud130\ub137 \ubc45\ud0b9 \uc11c\ube44\uc2a4\ub294 \uc804\uc790 \uacb0\uc81c\uc758 \ucd08\uae30 \ud504\ub85c\ud1a0\ud0c0\uc785\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4><strong>2. \uadf8\ub7a9\ud398\uc774\uc758 \ubd80\uc0c1(2017\ub144 \uc774\ud6c4)<\/strong><\/h4>\n<ul>\n<li><strong>\ucee8\ud14d\uc2a4\ud2b8<\/strong>\ub3d9\ub0a8\uc544\uc2dc\uc544\uc758 \ub300\ud615 \uc571\uc778 Grab\uc740 2017\ub144\uc5d0 \ud0dd\uc2dc \uc11c\ube44\uc2a4\uc758 \ubd80\uac00 \uae30\ub2a5\uc73c\ub85c GrabPay\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ud655\uc7a5 \uc804\ub7b5<\/strong>::\n<ul>\n<li>\ubcf4\uc870\uae08(\uc608: \uce90\uc2dc\ubc31, \ud560\uc778)\uc744 \ud1b5\ud574 \uc0ac\uc6a9\uc790\ub97c \uc720\uce58\ud558\uc138\uc694.<\/li>\n<li>\ucf00\uc774\ud130\ub9c1, \ud14c\uc774\ud06c\uc544\uc6c3 \ubc0f \uc18c\ub9e4 \uc2dc\ub098\ub9ac\uc624\ub97c \ud1b5\ud569\ud558\uc138\uc694.<\/li>\n<li>P2P \uc1a1\uae08 \ubc0f QR\ucf54\ub4dc \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\ub3c4\uc804<\/strong>::<br \/>\n\ubcf4\ub2e4 \ud604\uc9c0\ud654\ub41c TNG\uc640 \uacbd\uc7c1\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4><strong>\ud130\uce58 \uc564 \uace0 eWallet\uc758 \ud604\uc9c0 \uac15\uc810 3.<\/strong><\/h4>\n<ul>\n<li>TNG\ub294 \uc6d0\ub798 \uad50\ud1b5\uce74\ub4dc(\uace0\uc18d\ub3c4\ub85c, \ubc84\uc2a4)\uc600\uc73c\ub098 2017\ub144 \uc564\ud2b8 \uadf8\ub8f9\uc758 \ud22c\uc790\ub85c \ub514\uc9c0\ud138 \uc9c0\uac11\uc73c\ub85c \uc5c5\uadf8\ub808\uc774\ub4dc\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<br \/>\n\uae30\ub2a5:<\/p>\n<ul>\n<li>NFC \uae30\uc220\uc740 \uae30\uc874 \uad50\ud1b5 \uce74\ub4dc \uae30\ub2a5\uacfc \ud638\ud658\ub429\ub2c8\ub2e4.<br \/>\n'e-\ud22c\ub098\uc774 \ub77c\uceac\ud2b8'(2020\ub144\uc5d0 \ubc1c\ud589\ub420 \ubc14\uc6b0\ucc98)\uc640 \uac19\uc740 \uc815\ubd80 \ud611\ub825 \ud504\ub85c\uc81d\ud2b8<br \/>\n-\uc624\ud504\ub77c\uc778 \ud310\ub9e4\uc790 \ubc0f \uacf5\uae09\uc5c5\uccb4\uc5d0 \ub300\ud55c \uad11\ubc94\uc704\ud55c \uc811\uadfc\uc131<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>4.<strong>\uae30\ud0c0 \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4<\/strong><br \/>\n<em>Boost<\/em> (Axiata \uc544\ub798)<br \/>\n<em>ShopeePay<\/em> (\uc774\ucee4\uba38\uc2a4 \uc2dc\ub098\ub9ac\uc624 \uc911\uc2ec)<\/p>\n<p>5.*<em>\uaddc\uc81c \ubc0f \ud5a5\ud6c4 \ub3d9\ud5a5<\/em><br \/>\n\uc740\ud589 \ub124\uac00\ub77c, \ub4c0\uc787\ub098\uc6b0 QR \ud45c\uc900\ud654 \ucd94\uc9c4<br \/>\n\ud30c\uc77c\ub7ff \ud504\ub85c\uadf8\ub7a8\uc758 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC)<\/p>\n<h3><strong>5. \uaddc\uc81c \ubc0f \ud5a5\ud6c4 \ub3d9\ud5a5<\/strong><\/h3>\n<h4><strong>(1) \ud45c\uc900\ud654 \ubc0f \uc0c1\ud638 \uc5f0\uacb0: DuitNow QR<\/strong><\/h4>\n<p>\ub9d0\ub808\uc774\uc2dc\uc544 \ub124\uac00\ub77c \uc740\ud589(BNM)\uc740 2019\ub144\uc5d0 \ucd9c\uc2dc\ub420 \uacb0\uc81c \uc2dc\uc2a4\ud15c \ud1b5\ud569\uc744 \ucd94\uc9c4\ud569\ub2c8\ub2e4. <strong>\ub4c0\uc787\ub098\uc6b0 QR<\/strong>\ub294 QR\ucf54\ub4dc \uacb0\uc81c\uc758 \uad6d\uac00 \ud45c\uc900\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc601\uc5b4 -ity, -ism, -ization\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4.<\/strong>\uc11c\ub85c \ub2e4\ub978 \uc804\uc790\uc9c0\uac11 \uac04\uc758 \uc7a5\ubcbd\uc744 \ud5c8\ubb3c\uc5b4\ubcf4\uc138\uc694(\uc608: GrabPay, TNG, Boost \ub4f1 \ubaa8\ub450 \ub3d9\uc77c\ud55c QR \ucf54\ub4dc\ub97c \uc2a4\uce94\ud558\uc5ec \uacb0\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4).<\/li>\n<li><strong>\uad6d\uacbd \uac04 \ud655\uc7a5<\/strong>2022\ub144\ubd80\ud130 \ud0dc\uad6d(\ud504\ub86c\ud504\ud2b8\ud398\uc774), \uc778\ub3c4\ub124\uc2dc\uc544(QRIS) \ub4f1 \uc544\uc138\uc548 \uad6d\uac00\uc640\uc758 \uc5f0\uacb0\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4><strong>(2) \uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \ub098\uc911\uc5d0 \uc9c0\ubd88(BNPL)\uc758 \ubd80\uc0c1<\/strong><\/h4>\n<ul>\n<li>\uadf8\ub7a9\ud398\uc774 \ub808\uc774\ud130, \uc544\ud1b0, \uc2a4\ud50c\ub9bf \ub4f1\uc758 \ud50c\ub7ab\ud3fc\uc740 \uc80a\uc740 \uc18c\ube44\uc790\ub97c \uc704\ud55c \ud560\ubd80 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li>2023\ub144 BNM\uc740 \uacfc\ub3c4\ud55c \ucc28\uc785\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud574 BNPL \uc81c\uacf5\uc5c5\uccb4\uac00 \uc2e0\uc6a9 \ud3c9\uac00\ub97c \uc2e4\uc2dc\ud558\ub3c4\ub85d \ud558\uc5ec \uaddc\uc81c\ub97c \uac15\ud654\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4><strong>(3) \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC) \uc2dc\ubc94 \uc6b4\uc601 \uacc4\ud68d<\/strong><\/h4>\n<p>\ub9d0\ub808\uc774\uc2dc\uc544 \ub124\uac00\ub77c \uc740\ud589\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \ub300\uc0c1\uc744 \ub300\uc0c1\uc73c\ub85c '\ub514\uc9c0\ud138 \ub9c1\uae43\ud654'\ub97c \ud14c\uc2a4\ud2b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:<br \/>\n\u2705 <strong>\ub3c4\ub9e4 CBDC<\/strong> (\uc740\ud589 \uac04 \uacb0\uc81c\uc758 \uacbd\uc6b0) \u2192 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc758 \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud569\ub2c8\ub2e4;<br \/>\n\u2705 \uc18c\ub9e4 CBDC \uc5f0\uad6c \ub2e8\uacc4 \u2192 \uc77c\ubd80 \ud604\uae08 \uac70\ub798\uc758 \ub300\uccb4 \uac00\ub2a5\uc131;<br \/>\n2030\ub144\uae4c\uc9c0 \ub2e8\uacc4\uc801\uc73c\ub85c \ub3c4\uc785\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<hr>\n<h3><strong>6. \uadf8\ub7a9\ud398\uc774\uc640 TNG \uc804\uc790\uc9c0\uac11: \ud604\uc7ac \uacbd\uc7c1 \ud658\uacbd<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th><\/th>\n<th><strong>GrabPay(\ub2e4\uad6d\uc801 \ubc30\uacbd)<\/strong><\/th>\n<th><strong>TNG \uc804\uc790\uc9c0\uac11(\ub85c\uceec \ub9ac\ub354)<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><em>\ucd5c\ucca8\ub2e8<\/em><\/td>\n<td>- \uadf8\ub7a9 \uc5d0\ucf54 \ud1b5\ud569(\ud0dd\uc2dc\/\ud14c\uc774\ud06c\uc544\uc6c3)<br \/>-\uad6d\uacbd \uac04 \uacb0\uc81c(\uc911\uad6d\/\ud544\ub9ac\ud540\/\ud0dc\uad6d)<\/td>\n<td>-\uad50\ud1b5 \uc2dc\ub098\ub9ac\uc624 \ub3c5\uc810(\uace0\uc18d\ub3c4\ub85c\/\ubc84\uc2a4)<br \/>-\ub2e4\uc591\ud55c \uc815\ubd80 \ud611\ub825 \ud504\ub85c\uc81d\ud2b8<\/td>\n<\/tr>\n<tr>\n<td><em>\ub3c4\uc804<\/em><\/td>\n<td>\ubd88\ucda9\ubd84\ud55c \ud604\uc9c0\ud654<\/td>\n<td>\uc1fc\ud53c\uc640 \uadf8\ub7a9\uc758 \ubcf4\uc870\uae08 \uc804\uc7c1 \ud574\uacb0 \ud544\uc694\uc131<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><strong>[7] \ubbf8\ub798\ub97c \uc704\ud55c \uc138 \uac00\uc9c0 \uc8fc\uc694 \ubc29\ud5a5<\/strong><\/h3>\n<p>1\ufe0f\u20e3 <em><strong>\uc288\ud37c \uc571 \uc778\uc0ac\uc774\ub4dc \ubcfc\ub968<\/strong><\/em> (\uc608: Shopee\uac00 \uae08\uc735\uc5c5\uc5d0 \ud569\ub958\ud558\ub294 \uacbd\uc6b0);<br \/>\n2\ufe0f\u20e3 <em><strong>\ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c \uc815\ucc45<\/strong><\/em> (\uc815\ubd80\ub294 2026\ub144\uae4c\uc9c0 80% \uac70\ub798\uc758 \ub514\uc9c0\ud138\ud654\ub97c \ubaa9\ud45c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4);<br \/>\n3\ufe0f\u20e3 <em><strong>AI+\uacb0\uc81c<\/strong><\/em> (\uc0ac\uae30 \ud0d0\uc9c0, \uac1c\uc778\ud654\ub41c \ucd94\ucc9c).<\/p>\n<hr>\n<p>\uc694\uc57d\ud558\uc790\uba74, \uadf8\ub7a9\ud398\uc774\uc640 TNG\uc758 \uacbd\uc7c1\ubd80\ud130 \uad6d\uac00 \uc8fc\ub3c4\uc758 \ub4c0\uc787\ub098\uc6b0 QR \ud45c\uc900\ud654 \uacfc\uc815\uae4c\uc9c0, \ub9d0\ub808\uc774\uc2dc\uc544\ub294 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub97c \ud5a5\ud574 \uac00\uc18d\ud654\ud558\uace0 \uc788\uc9c0\ub9cc \uc5ec\uc804\ud788 \ud601\uc2e0\uacfc \uaddc\uc81c\uc758 \uade0\ud615\uc744 \ub9de\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4!<\/p>","protected":false},"excerpt":{"rendered":"<p>\uadf8\ub7a9\ud398\uc774\uc5d0\uc11c TNG\uae4c\uc9c0: \ub9d0\ub808\uc774\uc2dc\uc544 \uc804\uc790\uacb0\uc81c \uac1c\ubc1c\uc758 \uac04\ub7b5\ud55c \uc5ed\uc0ac \ub9d0\ub808\uc774\uc2dc\uc544\uc758 \uc804\uc790\uacb0\uc81c ...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[30],"tags":[],"class_list":["post-2754","post","type-post","status-publish","format-standard","hentry","category-30"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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