{"id":2768,"date":"2025-05-17T13:48:36","date_gmt":"2025-05-17T05:48:36","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2768"},"modified":"2025-05-17T13:48:36","modified_gmt":"2025-05-17T05:48:36","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/","title":{"rendered":"\uc778\ub3c4\uc5d0\uc11c \ub514\uc9c0\ud138 \ub8e8\ud53c\uc640 \uacb0\uc81c \ucc44\ub110\uc758 \uacb0\ud569\uc5d0 \ub300\ud55c \uc804\ub9dd \ubd84\uc11d"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts350.mm.bing.net\/th?q=phonepe349\" alt=\"\uc778\ub3c4\uc5d0\uc11c \ub514\uc9c0\ud138 \ub8e8\ud53c\uc640 \uacb0\uc81c \ucc44\ub110\uc758 \uacb0\ud569\uc5d0 \ub300\ud55c \uc804\ub9dd \ubd84\uc11d\" title=\"\uc778\ub3c4\uc5d0\uc11c \ub514\uc9c0\ud138 \ub8e8\ud53c\uc640 \uacb0\uc81c \ucc44\ub110\uc758 \uacb0\ud569\uc5d0 \ub300\ud55c \uc804\ub9dd \ubd84\uc11d\"><\/p>\n<p>\uc778\ub3c4\uc758 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc640 \uc911\uc559\uc740\ud589\uc758 \ub514\uc9c0\ud138 \ud654\ud3d0\uc778 \ub514\uc9c0\ud138 \ub8e8\ud53c\uc758 \uacb0\ud569\uc740 \ud601\uc2e0\uc801\uc778 \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc9c0\ub9cc \uae30\uc220, \uc815\ucc45, \uc2dc\uc7a5 \uc218\uc6a9\uc131 \ub4f1 \uc5ec\ub7ec \uac00\uc9c0 \uacfc\uc81c\ub97c \uadf9\ubcf5\ud574\uc57c \ud569\ub2c8\ub2e4. \uc544\ub798\uc5d0\uc11c \uc8fc\uc694 \uce21\uba74\ubcc4\ub85c \uc804\ub9dd\uc744 \ubd84\uc11d\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>1. \uc815\ucc45 \ubc0f \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c<\/strong><\/h3>\n<ul>\n<li>\n<p><strong>\uae0d\uc815\uc801 \uc694\uc778<\/strong><\/p>\n<ul>\n<li><strong>RBI\uc758 \uc120\uc81c\uc801 \ubc1c\uc804<\/strong>\uc778\ub3c4\uc911\uc559\uc740\ud589(RBI)\uc740 \uc18c\ub9e4 \uae30\ubc18 \ub514\uc9c0\ud138 \ub8e8\ud53c \ud30c\uc77c\ub7ff(e\u20b9-R)\uc744 \ucd9c\uc2dc\ud558\uace0 \ub3c4\ub9e4 \uc801\uc6a9 \uc2dc\ub098\ub9ac\uc624(\uc608: \uc740\ud589 \uac04 \uacb0\uc81c)\ub97c \ubaa8\uc0c9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ucc45\uc801 \uc9c0\uc6d0\uc740 \uacb0\uc81c \ucc44\ub110 \ud1b5\ud569\uc744 \uc704\ud55c \ud1a0\ub300\ub97c \ub9c8\ub828\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uaddc\uc815 \uc900\uc218 \ud45c\uc900\uc758 \uc870\ud654<\/strong>\ub514\uc9c0\ud138 \ub8e8\ud53c\ub294 \ubc95\uc815 \ud1b5\ud654\ub85c\uc11c \uae30\uc874 \uacb0\uc81c \uaddc\uc815(\uc608: \uacb0\uc81c \uc2dc\uc2a4\ud15c\ubc95)\uc744 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc900\uc218\ud558\uace0 \uaddc\uc815 \uc900\uc218 \ub9c8\ucc30\uc744 \uc904\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc704\ud5d8 \ud3ec\uc778\ud2b8<\/strong><\/p>\n<ul>\n<li><strong>\ub370\uc774\ud130 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638 \ub17c\ub780<\/strong>RBI\ub294 \uac70\ub798 \ub370\uc774\ud130\uc758 \ud22c\uba85\uc131\uc744 \uc694\uad6c\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \ud504\ub77c\uc774\ube57 \uacb0\uc81c \ud50c\ub7ab\ud3fc(\uc608: Paytm, PhonePe)\uc758 \uc775\uba85\uc131 \uc694\uad6c\uc640 \uc0c1\ucda9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uaddc\uc81c \ud22c\uba85\uc131\uacfc \uc0ac\uc6a9\uc790 \ud504\ub77c\uc774\ubc84\uc2dc \uc0ac\uc774\uc5d0\uc11c \uade0\ud615\uc744 \uc7a1\uc544\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>2. \uae30\uc220 \ud1b5\ud569\uc758 \uac00\ub2a5\uc131<\/strong><\/h3>\n<ul>\n<li>\n<p><strong>\uae30\ud68c<\/strong><\/p>\n<ul>\n<li><strong>\uc6d0\ud65c\ud55c \uc0c1\ud638 \uc6b4\uc6a9\uc131<\/strong>API\ub97c \ud1b5\ud574 \ub514\uc9c0\ud138 \ub8e8\ud53c \uc9c0\uac11\uc744 \uae30\uc874 UPI(\ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4) \uc0dd\ud0dc\uacc4\uc5d0 \ud3ec\ud568\ud558\uba74 \uc0ac\uc6a9\uc790\ub294 \ub3d9\uc77c\ud55c \uc571 \ub0b4\uc5d0\uc11c UPI\/\ub514\uc9c0\ud138 \ub8e8\ud53c \uacb0\uc81c \uac04\uc5d0 \uc804\ud658\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><em>\uc624\ud504\ub77c\uc778 \uac70\ub798 \uae30\ub2a5<\/em>\ub514\uc9c0\ud138 \ub8e8\ud53c\uc758 \uc624\ud504\ub77c\uc778 \uae30\ub2a5\uc740 \ub124\ud2b8\uc6cc\ud06c\uc5d0 \uc758\uc874\ud558\ub294 UPI\uc758 \ub2e8\uc810\uc744 \ubcf4\uc644\ud558\uace0 \ub18d\ucd0c \uc9c0\uc5ed\uc758 \ucee4\ubc84\ub9ac\uc9c0\ub97c \ud655\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\ub3c4\uc804<\/strong><\/p>\n<ul>\n<li><em>\uc2dc\uc2a4\ud15c \uc5c5\uadf8\ub808\uc774\ub4dc \ube44\uc6a9<\/em>\uacb0\uc81c \ud50c\ub7ab\ud3fc\uc740 CBDC \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \ubc31\uc5d4\ub4dc\ub97c \uc218\uc815\ud574\uc57c \ud558\uba70, \uc911\uc18c \ubca4\ub354\ub294 \uc7ac\uc815\uc801 \uc555\ubc15\uc5d0 \uc9c1\uba74\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>3. \uc2dc\uc7a5 \uc601\ud5a5 \ubc0f \uacbd\uc7c1 \ud658\uacbd<\/strong><\/h3>\n<ul>\n<li>\n<p><em><strong>\uae30\uc874 \ubaa8\ub378\uc758 \uc804\ubcf5<\/strong><\/em><br \/>\n\uc911\uc559\uc740\ud589\uc774 \uc9c1\uc811 \ubc1c\ud589\ud558\ub294 \ub514\uc9c0\ud138 \ub8e8\ud53c\ub294 \uc740\ud589 \uc911\uac1c\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\ub97c \ub0ae\ucd94\uace0 \uae30\uc874 NEFT\/RTGS \uc2dc\uc2a4\ud15c\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc9c0\ub9cc, \ub2e8\uae30\uc801\uc73c\ub85c\ub294 UPI\ub97c \ub300\uccb4\ud558\uae30\ubcf4\ub2e4\ub294 \ubcf4\uc644\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<li>\n<p><em><strong>\ubbfc\uac04 \ubd80\ubb38\uc758 \uc5ed\ud560<\/strong><\/em>::<br \/>\n\ud0c0\uc0ac \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc740 \ubd80\uac00 \uac00\uce58 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \ucc28\ubcc4\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<br \/>\n\ub514\uc9c0\ud138 \ud654\ud3d0 + \ud06c\ub808\ub527 \uc0c1\ud488\uc758 \uc870\ud569\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4;<br \/>\n\ub370\uc774\ud130 \ubd84\uc11d\uc744 \uc0ac\uc6a9\ud558\uc5ec \ud310\ub9e4\uc790 \ub85c\uc5f4\ud2f0 \ud504\ub85c\uadf8\ub7a8\uc744 \ucd5c\uc801\ud654\ud558\uc138\uc694;<\/p>\n<\/li>\n<\/ul>\n<hr>\n<h3>4. \uacbd\uc81c\uc801 \ubc0f \uc0ac\ud68c\uc801 \ud61c\ud0dd<\/h3>\n<table>\n<thead>\n<tr>\n<th>\uc601\uc5ed<\/th>\n<th>\uc7a0\uc7ac\uc801 \uc601\ud5a5<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ud574\uc678 \uc1a1\uae08<\/td>\n<td>\ube14\ub85d\uccb4\uc778\uc744 \ud1b5\ud55c \ub514\uc544\uc2a4\ud3ec\ub77c \uc1a1\uae08 \ud504\ub85c\uc138\uc2a4 \uac04\uc18c\ud654(\uc778\ub3c4 GDP\uc758 31% \uc774\uc0c1)<\/td>\n<\/tr>\n<tr>\n<td>\ud3ec\uc6a9\uc801 \uae08\uc735<\/td>\n<td>\uacc4\uc88c\uac00 \uc5c6\ub294 \uc0ac\ub78c\ub3c4 \ud734\ub300\ud3f0\uc73c\ub85c \ubc95\uc815\ud654\ud3d0\ub97c \ubcf4\uc720\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3>5.<strong>\uc8fc\uc694 \uc131\uacf5 \uc870\uac74<\/strong><\/h3>\n<ol>\n<li>RBI\ub294 \uc218\uc775 \uacf5\uc720 \uba54\ucee4\ub2c8\uc998\uc5d0 \ub300\ud55c \ubbfc\uac04 \ubd80\ubb38\uc758 \ucc38\uc5ec\ub97c \uba85\ud655\ud788 \ud574\uc57c \ud569\ub2c8\ub2e4;<br \/>\n2. \uc624\ud504\ub77c\uc778 \uc774\uc911 \uacb0\uc81c\uc758 \uc774\uc911 \uc9c0\ucd9c \ubc29\uc9c0 \uae30\uc220 \ucde8\uc57d\uc810\uc744 \ud574\uacb0\ud569\ub2c8\ub2e4;<br \/>\n3 2026\ub144\uae4c\uc9c0 \ub098\uc774\uc9c0\ub9ac\uc544\uc758 eNaira\uc640 \uc720\uc0ac\ud55c \ub0ae\uc740 \ucc44\ud0dd\ub960 \ubb38\uc81c\ub97c \ubc29\uc9c0\ud569\ub2c8\ub2e4(\ud604\uc7ac \uc57d 6%\uc5d0 \ubd88\uacfc).<\/li>\n<\/ol>\n<p>\uacb0\ub860.<strong>\uc911\uae30\uc801\uc73c\ub85c(5\ub144 \uc774\ub0b4) \uc81c\ud55c\uc801\uc778 \uc2dc\ub098\ub9ac\uc624 \uc218\ub834\uc774 \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/strong>(\uc608: \uc815\ubd80 \ubcf4\uc870\uae08 \ubd84\ubc30) \uadf8\ub7ec\ub098 \uc644\uc804\ud55c \uc0c1\uc6a9\ud654\ub294 \uad00\ub828\ub41c \ubaa8\ub4e0 \ub2f9\uc0ac\uc790\ub97c \uc704\ud55c \uc708\uc708 \uc774\uc775 \ubd84\ubc30 \ubaa8\ub378\uc744 \uad6c\ucd95\ud558\ub294 \ub370 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3><strong>6. \uad6d\uacbd \uac04 \uacb0\uc81c \ubc0f \uad6d\uc81c \ud611\ub825\uc758 \uc7a0\uc7ac\ub825<\/strong><\/h3>\n<p>\uc778\ub3c4 \ub514\uc9c0\ud138 \ub8e8\ud53c\uc640 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc758 \uacb0\ud569\uc740 \ud2b9\ud788 \uc1a1\uae08 \ubc0f \ubb34\uc5ed \uacb0\uc81c \ubd84\uc57c\uc5d0\uc11c \uad6d\uacbd \uac04 \uac70\ub798 \uc0dd\ud0dc\uacc4\ub97c \uc7ac\ud3b8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\n<p><strong>\uc1a1\uae08 \ube44\uc6a9 \uc808\uac10<\/strong>::<\/p>\n<ul>\n<li>\uc778\ub3c4\ub294 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc740 \uc1a1\uae08\uc744 \ubc1b\ub294 \uad6d\uac00\uc785\ub2c8\ub2e4(2023\ub144 \uae30\uc900).<strong>1,250\uc5b5 \ub2ec\ub7ec<\/strong>), \uae30\uc874 \uc911\uac1c\uc5c5\uccb4(\uc608: SWIFT)\ub294 \ucd5c\ub300 5%-7%\uc758 \uc218\uc218\ub8cc\ub97c \ubd80\uacfc\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ub514\uc9c0\ud138 \ub8e8\ud53c + \ube14\ub85d\uccb4\uc778<\/strong>\uc9c0\uc810 \uac04 \uc1a1\uae08\uc744 \uc2e4\ud604\ud558\uc5ec \ube44\uc6a9\uc744 11 TP3T \uc774\ud558\ub85c \uc555\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\ubc94 \uc11c\ube44\uc2a4\ub294 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8\uc640 \uc2f1\uac00\ud3ec\ub974\uc640 \uac19\uc740 \uc8fc\uc694 \uc1a1\uae08 \ud1b5\ub85c\uc5d0\uc11c \uc791\ub3d9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\ud574\uc678 \ubb34\uc5ed \uacb0\uc81c\uc758 \ud0c8\ub2ec\ub7ec\ud654 \uc2dc\ub3c4<\/strong>::<\/p>\n<ul>\n<li>RBI\ub294 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC) \ud30c\ud2b8\ub108 \uad6d\uac00(\uc608: \ub7ec\uc2dc\uc544, \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544)\uc640 \ud604\uc9c0 \ud1b5\ud654 \ubb34\uc5ed \uacb0\uc81c\ub97c \ubaa8\uc0c9\ud574 \uc654\uc2b5\ub2c8\ub2e4. \uaddc\uc815 \uc900\uc218 \uac8c\uc774\ud2b8\uc6e8\uc774 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uc0ac\uc124 \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc704\ud5d8 \uacbd\uace0<\/strong>::<br \/>\n\uaddc\uc81c \ucc28\uc775\uac70\ub798\ub97c \ub458\ub7ec\uc2fc \uad6d\uc81c\uc801 \ubd84\uc7c1\uc744 \ud53c\ud558\ub824\uba74 \uad6d\uac00\ubcc4 AML\/CFT \ud45c\uc900\uc758 \uc870\ud654\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>7. \ub354 \uae4a\uc740 \uae08\uc735 \ud3ec\uc6a9\uc744 \uc704\ud55c \uacbd\ub85c<\/strong><\/h3>\n<h4><strong>(1) \ub18d\ucd0c \ud604\uc7a5 \ud601\uc2e0<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\uae30\uc874 \ubb38\uc81c\uc810<\/th>\n<th>\ub514\uc9c0\ud138 \ub8e8\ud53c \uc194\ub8e8\uc158<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc5f4\uc545\ud55c \ub124\ud2b8\uc6cc\ud06c \ucee4\ubc84\ub9ac\uc9c0<\/td>\n<td>\ub124\ud2b8\uc6cc\ud06c \uc5c6\ub294 \ud658\uacbd\uc744 \uc9c0\uc6d0\ud558\ub294 \uc624\ud504\ub77c\uc778 \uac70\ub798 \uae30\ub2a5<\/td>\n<\/tr>\n<tr>\n<td>\ub0ae\uc740 \uc740\ud589 \uce68\ud22c\uc728(~50%)<\/td>\n<td>\uae30\ubcf8 \ud734\ub300\ud3f0 \ubc88\ud638\ub85c \ub514\uc9c0\ud138 \uc9c0\uac11 \uc5f4\uae30<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4><strong>(2) \uc5ec\uc131\uc758 \uacbd\uc81c\uc801 \uc5ed\ub7c9 \uac15\ud654<\/strong><\/h4>\n<ul>\n<li><em>\ud604\uc0c1 \uc720\uc9c0<\/em>\uc778\ub3c4 \uc5ec\uc131 \uc911 \uc740\ud589 \uacc4\uc88c\ub97c \ubcf4\uc720\ud55c \uc0ac\ub78c\uc740 35%\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4;<\/li>\n<li><em>\uae30\ud68c<\/em>\uac00\uc815 \ub0b4 \ub514\uc9c0\ud138 \ub8e8\ud53c \ubc30\ubd84\uc73c\ub85c \uc5ec\uc131\uc758 \uc7ac\uc815\uc801 \uc790\uc728\uc131\uc744 \ub192\uc774\uace0, Aadhaar \uc0dd\uccb4\uc778\uc2dd\uacfc \uacb0\ud569\ud558\uc5ec KYC \uc7a5\uc560\ubb3c\uc744 \ud574\uacb0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3>8.<strong>\ud310\ub9e4\uc790 \uce21 \ub3c4\uc785 \ub3d9\uc778 \ubd84\uc11d<\/strong><\/h3>\n<p>\ud310\ub9e4\uc790 \uc218\ub77d \uc18d\ub3c4\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc8fc\uc694 \uc694\uc18c\uc640 \ud568\uaed8 \ud1b5\ud569\uc758 \uc131\uacf5 \uc5ec\ubd80\ub97c \uacb0\uc815\ud569\ub2c8\ub2e4:<\/p>\n<ol>\n<li>\n<p><em><strong>\uc218\uc218\ub8cc \uac8c\uc784 \ucc98\ub9ac<\/strong><\/em>::<\/p>\n<ul>\n<li>\ud604\uc7ac UPI\ub294 \ud310\ub9e4\uc790\uc5d0\uac8c 0.5%-1%\ub97c \ubd80\uacfc\ud558\uace0 \uc788\ub294\ub370, \ub514\uc9c0\ud138 \ub8e8\ud53c \uacb0\uc81c\uc728\uc774 \ub0ae\uc544\uc9c0\uba74 \uc804\ud658\uc774 \uac00\uc18d\ud654\ub420 \uac83\uc785\ub2c8\ub2e4(RBI\uac00 \ucd08\uae30 \ucd9c\uc2dc\uc5d0 \ubcf4\uc870\uae08\uc744 \uc9c0\uc6d0\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4);<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em><strong>\uc2a4\ub9c8\ud2b8 \uacc4\uc57d \uc790\ub3d9\ud654<\/strong><\/em>::<\/p>\n<ul>\n<li>\uc608: \uacf5\uae09\ub9dd \uae08\uc735\uc5d0\uc11c '\uc0c1\ud488 \uacc4\uc57d \ud6c4 \uc790\ub3d9 \uacb0\uc81c'\ub77c\ub294 \uacc4\uc57d \uc870\uac74\uc744 \ubbf8\ub9ac \uc124\uc815\ud569\ub2c8\ub2e4;<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em><strong>\uc138\uae08 \ud61c\ud0dd<\/strong><\/em>::<br \/>\n\uc815\ubd80\ub294 \ub514\uc9c0\ud138 \ub8e8\ud53c\ub97c \uc0ac\uc6a9\ud558\ub294 GST \uacfc\uc138 \ub300\uc0c1 \ube44\uc988\ub2c8\uc2a4\uc5d0 \uad6c\uc81c\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ol>\n<hr>\n<h3>9.<strong>\uc7a0\uc7ac\uc801 \ucda9\ub3cc \uc9c0\uc810\uc5d0 \ub300\ud55c \uc870\uae30 \uacbd\uace0<\/strong><\/h3>\n<p><strong>(\uc801\uc0c9 \uacbd\ubcf4 \uad6c\uc5ed)<\/strong><\/p>\n<p>\u26a0\ufe0f <strong>\ub9ac\uc2a4\ud06c\uc5d0 \uc800\ud56d\ud558\ub294 \uc0c1\uc5c5 \uc740\ud589<\/strong><br \/>\n\uc608\uae08 \uc804\ud658\uc73c\ub85c \uc778\ud574 \uc740\ud589\uc774 \ucd9c\uc2dc \uc9c0\uc5f0\uc744 \uc704\ud574 \ub85c\ube44\ub97c \ubc8c\uc77c \uc218 \uc788\uc73c\ubbc0\ub85c \ubcf4\uc0c1 \uba54\ucee4\ub2c8\uc998(\uc608: \uc740\ud589\uc774 \uc5ec\ub7ec \ud1b5\ud654\ub85c \uae08\uc735 \uc0c1\ud488\uc744 \ubc1c\ud589\ud560 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9)\uc744 \uace0\uc548\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\u26a0\ufe0f <strong>\ud604\uae08 \ubb38\ud654 \uad00\uc131<\/strong><br \/>\n\uc778\ub3c4\uc758 \ud604\uae08\/GDP \ube44\uc728\uc740 121%(\uc911\uad6d\uc758 81%)\ub85c \uc5ec\uc804\ud788 \ub192\uace0, \uc18c\uaddc\ubaa8 \uc0c1\uc778\ub4e4\uc740 \ub2e8\uae30\uc801\uc73c\ub85c \uc9c0\ud3d0\uc5d0 \ub354 \uc758\uc874\ud558\uace0 \uc788\uc5b4 '\ud558\uc774\ube0c\ub9ac\ub4dc \uacb0\uc81c \ub2e8\ub9d0\uae30'(\uc2a4\uce94\/\uacc4\uc0b0\/NFC \ubaa8\ub450)\ub97c \ucd9c\uc2dc\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\u26a0\ufe0f <strong>\uae30\uc220\uc801 \uc2e4\ud328\uc758 \uc5f0\uc1c4 \ubc18\uc751<\/strong><br \/>\nUPI\ub294 2023\ub144 \ud558\ub8e8 \ub3d9\uc548 2\uc5b5 \uac74\uc758 \uac70\ub798\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \ub2e4\uc6b4\ud0c0\uc784\uc774 \ubc1c\uc0dd\ud588\uc73c\uba70, \uc911\uc559\uc740\ud589\uc740 CBDC \uc2dc\uc2a4\ud15c\uc774 \ubbfc\uac04 \uc2dc\uc2a4\ud15c\ubcf4\ub2e4 \ub354 \uc774\uc911\ud654\ub418\ub3c4\ub85d \ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<hr>\n<h3>10.<strong>\ub2e8\uacc4\uc801 \uad6c\ud604\uc744 \uc704\ud55c \ub85c\ub4dc\ub9f5 \uc81c\uc548<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>\ub2e8\uae30(1~2\ub144)<\/th>\n<th>\uc911\uae30(3~5\ub144)<\/th>\n<th>\uc7a5\uae30(5\ub144 \uc774\uc0c1)<\/th>\n<th><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc8fc\uc694 \uc2dc\ub098\ub9ac\uc624<\/td>\n<td>-\uc815\ubd80 \ubcf5\uc9c0 \uc9c0\ucd9c<br \/>-\ub3c4\uc2dc\ud615 \ub9ac\ud14c\uc77c \ud30c\uc77c\ub7ff \uc120\uc815<\/td>\n<td>-\uad6d\uacbd \uac04 B2B<br \/>-\ub18d\uc5c5 \uacf5\uae09\ub9dd<\/td>\n<td>-\uc0b0\uc5c5 \uc804\ubc18\uc758 \uae09\uc5ec<br \/>\ub514\ud30c\uc774 \ube0c\ub9ac\uc9d5<\/td>\n<\/tr>\n<tr>\n<td>\ucc38\uc5ec \ub300\uc0c1\uc758 \uc6b0\uc120\uc21c\uc704 \uc9c0\uc815<\/td>\n<td>\uacf5\uacf5 \uc740\ud589 \u2192 Paytm \u2192 \uc18c\uaddc\ubaa8 \uac00\ub9f9\uc810<\/td>\n<td>\uc678\uad6d\uc778 \uc18c\uc720 \uae30\uc5c5 \u2192 \ub18d\ucd0c \ud611\ub3d9\uc870\ud569<\/td>\n<td>\ubaa8\ub4e0 MSME<\/td>\n<\/tr>\n<tr>\n<td>\uc8fc\uc694 \uae30\uc220 \ub9c8\uc77c\uc2a4\ud1a4<\/td>\n<td>-\uc624\ud504\ub77c\uc778 \uac70\ub798 \uc720\ud6a8\uc131 \uac80\uc0ac<br \/>-\uccb4\uc778 \uac04 \uc0c1\ud638\uc6b4\uc6a9\uc131 \ud504\ub85c\ud1a0\ucf5c<\/td>\n<td>-\uc591\uc790 \ub0b4\uc131 \uc554\ud638\ud654 \uc5c5\uadf8\ub808\uc774\ub4dc<\/td>\n<td>-AI \uc704\ud5d8 \uad00\ub9ac \uc2dc\uc2a4\ud15c\uacfc\uc758 \uae34\ubc00\ud55c \ud1b5\ud569<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><em>11.<strong>\uc911\uad6d \uae30\uc5c5\uc5d0 \ub300\ud55c \uc2dc\uc0ac\uc810<\/strong><\/em><\/h3>\n<p>\uc778\ub3c4 \uc2dc\uc7a5\uc744 \uad00\ucc30\ud558\ub294 Alipay\/WeChat Pay\uc640 \uac19\uc740 \ud50c\ub808\uc774\uc5b4\uc758 \uacbd\uc6b0.<\/p>\n<p>\ud83d\udd39 <em>\uc708\ub3c4\uc6b0 \uae30\uac04 \uc804\ub7b5<\/em>RBI\uac00 \uc678\uad6d \uae30\uc5c5\uc5d0 CBDC \uc0dd\ud0dc\uacc4\ub97c \uac1c\ubc29\ud558\uae30 \uc804(2025\ub144 \uc774\ud6c4 \uc608\uc0c1) \uae30\uc220 \uc218\ucd9c(\uc608: \uc778\ub3c4 \ubca4\ub354\ub97c \uc704\ud55c \ube14\ub85d\uccb4\uc778 \ubaa8\ub4c8)\uc744 \ud1b5\ud574 \uc785\uc9c0\ub97c \ud655\ubcf4\ud558\uc138\uc694;<br \/>\n\ud83d\udd39 <em>\uc9c0\ub8b0\ubc2d \ud53c\ud558\uae30<\/em> :: \uc0ac\uc6a9\uc790 \ud1b5\ud654 \uc790\uc0b0\uc744 \uc9c1\uc811 \uc800\uc7a5\ud558\uc9c0 \uc54a\uc74c\uc73c\ub85c\uc368 '\uc100\ub3c4\ubc45\ud06c'\ub85c \uc778\uc2dd\ub418\ub294 \uac83\uc744 \ubc29\uc9c0\ud569\ub2c8\ub2e4.<\/p>\n<hr>\n<p>\ucd5c\uc885 \uacb0\ub860.<strong>\uc778\ub3c4\uc758 \uacb0\uc81c \ucc44\ub110 + \ub514\uc9c0\ud138 \ub8e8\ud53c \uc735\ud569\uc740 \uae00\ub85c\ubc8c CBDC \ub3c4\uc785\uc744 \uc704\ud55c \ubca4\uce58\ub9c8\ud06c \uc2dc\ud5d8\ub300\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/strong>\uadf8\ub7ec\ub098 \uc2dc\uc7a5\uc758 \ub2ec\ucf64\ud55c \ubcf4\uc0c1\uc744 \uc9dc\ub0b4\uae30 \uc704\ud574\uc11c\ub294 \uba3c\uc800 '\uc0ac\ud0d5\uc218\uc218 \ubaa8\ub378'\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc5b4\ub824\uc6b4 \uae30\uc220 \ud1b5\ud569\uacfc \uc774\uc775 \uacf5\uc720 \ubb38\uc81c\ub97c \uc870\uae08\uc529 \ud574\uacb0\ud574 \ub098\uac00\uc57c \ud569\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\uc911\uc559\uc740\ud589\uc758 \ud654\ud3d0\uc778 \ub514\uc9c0\ud138 \ub8e8\ud53c\ub97c \uc0ac\uc6a9\ud558\ub294 \uc778\ub3c4\uc758 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 ...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-2768","post","type-post","status-publish","format-standard","hentry","category-38"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/17\/\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790\" \/>\n<meta property=\"og:description\" content=\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\uff08Digital Rupee\uff0c\u5373\u592e\u884c\u6570&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/17\/\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-17T05:48:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ts350.mm.bing.net\/th?q=phonepe349\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790\",\"datePublished\":\"2025-05-17T05:48:36+00:00\",\"dateModified\":\"2025-05-17T05:48:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/\"},\"wordCount\":64,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ts350.mm.bing.net\/th?q=phonepe349\",\"articleSection\":[\"\u5370\u5ea6\u652f\u4ed8\"],\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/\",\"name\":\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ts350.mm.bing.net\/th?q=phonepe349\",\"datePublished\":\"2025-05-17T05:48:36+00:00\",\"dateModified\":\"2025-05-17T05:48:36+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#primaryimage\",\"url\":\"https:\/\/ts350.mm.bing.net\/th?q=phonepe349\",\"contentUrl\":\"https:\/\/ts350.mm.bing.net\/th?q=phonepe349\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\/\/www.deekpay.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.deekpay.com\/#website\",\"url\":\"https:\/\/www.deekpay.com\/\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.deekpay.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.deekpay.com\/#organization\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\",\"url\":\"https:\/\/www.deekpay.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"width\":649,\"height\":191,\"caption\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\",\"name\":\"deekpay\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"caption\":\"deekpay\"},\"sameAs\":[\"https:\/\/deekpay.com\"],\"url\":\"https:\/\/www.deekpay.com\/ko\/author\/deekpay\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.deekpay.com\/ko\/2025\/05\/17\/\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790\/","og_locale":"ko_KR","og_type":"article","og_title":"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790","og_description":"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\uff08Digital Rupee\uff0c\u5373\u592e\u884c\u6570&hellip;","og_url":"https:\/\/www.deekpay.com\/ko\/2025\/05\/17\/\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790\/","og_site_name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","article_published_time":"2025-05-17T05:48:36+00:00","og_image":[{"url":"https:\/\/ts350.mm.bing.net\/th?q=phonepe349"}],"author":"deekpay","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"deekpay"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#article","isPartOf":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/"},"author":{"name":"deekpay","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d"},"headline":"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790","datePublished":"2025-05-17T05:48:36+00:00","dateModified":"2025-05-17T05:48:36+00:00","mainEntityOfPage":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/"},"wordCount":64,"commentCount":0,"publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"image":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#primaryimage"},"thumbnailUrl":"https:\/\/ts350.mm.bing.net\/th?q=phonepe349","articleSection":["\u5370\u5ea6\u652f\u4ed8"],"inLanguage":"ko-KR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/","url":"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/","name":"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","isPartOf":{"@id":"https:\/\/www.deekpay.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#primaryimage"},"image":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#primaryimage"},"thumbnailUrl":"https:\/\/ts350.mm.bing.net\/th?q=phonepe349","datePublished":"2025-05-17T05:48:36+00:00","dateModified":"2025-05-17T05:48:36+00:00","breadcrumb":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#primaryimage","url":"https:\/\/ts350.mm.bing.net\/th?q=phonepe349","contentUrl":"https:\/\/ts350.mm.bing.net\/th?q=phonepe349"},{"@type":"BreadcrumbList","@id":"https:\/\/www.deekpay.com\/2025\/05\/17\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e4%b8%8e%e6%95%b0%e5%ad%97%e5%8d%a2%e6%af%94%e7%bb%93%e5%90%88%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/www.deekpay.com\/"},{"@type":"ListItem","position":2,"name":"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u4e0e\u6570\u5b57\u5362\u6bd4\u7ed3\u5408\u524d\u666f\u5206\u6790"}]},{"@type":"WebSite","@id":"https:\/\/www.deekpay.com\/#website","url":"https:\/\/www.deekpay.com\/","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","description":"","publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.deekpay.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.deekpay.com\/#organization","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546","url":"https:\/\/www.deekpay.com\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/","url":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","contentUrl":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","width":649,"height":191,"caption":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546"},"image":{"@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d","name":"deekpay","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","caption":"deekpay"},"sameAs":["https:\/\/deekpay.com"],"url":"https:\/\/www.deekpay.com\/ko\/author\/deekpay\/"}]}},"_links":{"self":[{"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/posts\/2768","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/comments?post=2768"}],"version-history":[{"count":1,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/posts\/2768\/revisions"}],"predecessor-version":[{"id":2769,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/posts\/2768\/revisions\/2769"}],"wp:attachment":[{"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/media?parent=2768"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/categories?post=2768"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/tags?post=2768"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}