{"id":2797,"date":"2025-05-18T19:02:05","date_gmt":"2025-05-18T11:02:05","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2797"},"modified":"2025-05-18T19:02:05","modified_gmt":"2025-05-18T11:02:05","slug":"%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90%ef%bc%882025%e5%b9%b4%ef%bc%89","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/18\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e5%89%8d%e6%99%af%e5%88%86%e6%9e%90%ef%bc%882025%e5%b9%b4%ef%bc%89\/","title":{"rendered":"\uc778\ub3c4 \uac8c\uc784 \uacb0\uc81c \uc2dc\uc7a5 \uc804\ub9dd \ubd84\uc11d (2025)"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts37.mm.bing.net\/th?q=phonepe36\" alt=\"\uc778\ub3c4 \uac8c\uc784 \uacb0\uc81c \uc2dc\uc7a5 \uc804\ub9dd \ubd84\uc11d (2025)\" title=\"\uc778\ub3c4 \uac8c\uc784 \uacb0\uc81c \uc2dc\uc7a5 \uc804\ub9dd \ubd84\uc11d (2025)\"><\/p>\n<p>\uc778\ub3c4 \uac8c\uc784 \uacb0\uc81c \uc2dc\uc7a5 \uc804\ub9dd \ubd84\uc11d(\uc804\ubb38\uac00 \uad00\uc810)<\/p>\n<p>I. \uc0b0\uc5c5 \ud604\ud669 \ubc0f \uc815\ucc45 \ud658\uacbd<\/p>\n<ol>\n<li>\ubc95\uc801 \ud504\ub808\uc784\uc6cc\ud06c\uc758 \uad6c\uccb4\uc131:<\/li>\n<\/ol>\n<ul>\n<li>\uc778\ub3c4\uc758 \uacf5\uacf5\ub3c4\ubc15\ubc95 1867\uc740 \uc8fc\uc815\ubd80\uc5d0 \uac8c\uc784\uc5d0 \ub300\ud55c \uc785\ubc95 \uad8c\ud55c\uc744 \ubd80\uc5ec\ud558\uace0 \uc788\uc73c\uba70, \uace0\uc544\uc640 \uc2dc\ud0b4\uc744 \ud3ec\ud568\ud55c 5\uac1c \uc8fc\uc5d0\uc11c\ub294 \uc624\ud504\ub77c\uc778 \uce74\uc9c0\ub178 \uc6b4\uc601\uc744 \ud5c8\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc0c8\ub85c\uc6b4 IT\ubc95 2023\uc740 \"\uc2b9\uc778\ub418\uc9c0 \uc54a\uc740 \ub9ac\uc5bc \uba38\ub2c8 \uac8c\uc784 \ud50c\ub7ab\ud3fc\"\uc744 \uba85\uc2dc\uc801\uc73c\ub85c \uae08\uc9c0\ud558\uace0 \uc788\uc9c0\ub9cc, \uc2a4\ud0ac \uae30\ubc18 \uac8c\uc784\uc740 \ud569\ubc95\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li>\uacb0\uc81c \uc778\ud504\ub77c \ud2b9\uc131:<\/li>\n<\/ol>\n<ul>\n<li>UPI \ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4\ub294 \ubaa8\ubc14\uc77c \uac70\ub798\ub7c9\uc758 60% \uc774\uc0c1\uc744 \ucc28\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n<li>\ud398\uc774\ud2f0\uc5e0, \ud3f0\ud398 \ubc0f \uae30\ud0c0 \ub85c\uceec \uc9c0\uac11, 75% \uc2dc\uc7a5 \uc810\uc720\uc728 \ud655\ubcf4<\/li>\n<li>RBI\ub294 \ubaa8\ub4e0 \uacb0\uc81c \ud504\ub85c\uc138\uc11c\uc5d0 \ub300\ud574 PCI-DSS \uc778\uc99d\uc744 \uc694\uad6c\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>II. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \ub3d9\uc778<\/p>\n<ol>\n<li>\ub370\uc774\ud130 \ud45c\uc2dc\uae30:<\/li>\n<\/ol>\n<ul>\n<li>\uc628\ub77c\uc778 \uac8c\uc784 \uc2dc\uc7a5 \uaddc\ubaa8, 2023\ub144\uae4c\uc9c0 25\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uc804\ub9dd(FICCI \ubcf4\uace0\uc11c)<\/li>\n<li>18.7%(2024-2030\ub144)\ub85c \uc608\uc0c1\ub418\ub294 CAGR<\/li>\n<\/ul>\n<h3><strong>\uc778\ub3c4 \uac8c\uc784 \uacb0\uc81c \uc2dc\uc7a5 \uc804\ub9dd \ubd84\uc11d(\uacc4\uc18d)<\/strong><\/h3>\n<h4><strong>II. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \ub3d9\ub825(\uacc4\uc18d)<\/strong><\/h4>\n<ol start=\"2\"><\/p>\n<li>\n<p><strong>\ud575\uc2ec \uc131\uc7a5 \ub3d9\ub825:<\/strong><\/p>\n<ul>\n<li><strong>\uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960 \uc99d\uac00<\/strong>2023\ub144\uae4c\uc9c0 \uc778\ub3c4 \ub0b4 \uc2a4\ub9c8\ud2b8\ud3f0 \uc0ac\uc6a9\uc790 7\uc5b5 5\ucc9c\ub9cc \uba85, \uc778\ud130\ub137 \ubcf4\uae09\ub960 521%(TRAI \ub370\uc774\ud130)\ub85c \uc628\ub77c\uc778 \ubca0\ud305\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5<\/strong>2023\ub144\uae4c\uc9c0 \uc6d4 100\uc5b5 \uac74\uc744 \ub3cc\ud30c\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 UPI \uac70\ub798\ub7c9, \uc804\uc790\uc9c0\uac11\uacfc \uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \uc9c0\ubd88(BNPL) \ubaa8\ub378\uc744 \ud1b5\ud574 \ubca0\ud305 \uacb0\uc81c\ub97c \uc6a9\uc774\ud558\uac8c \ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ud06c\ub9ac\ucf13 \ubc0f \uae30\ud0c0 \uc2a4\ud3ec\uce20 \uc774\ubca4\ud2b8\uac00 \ubca0\ud305 \uacbd\uc81c\ub97c \uacac\uc778\ud569\ub2c8\ub2e4.<\/strong>\ud310\ud0c0\uc9c0 \uac8c\uc784 \ud50c\ub7ab\ud3fc(\uc608: Dream11, MPL)\uc740 IPL(\uc778\ub3c4 \ud06c\ub9ac\ucf13 \ub9ac\uadf8) \uae30\uac04 \ub3d9\uc548 \uac70\ub798\ub7c9\uc774 3,001 TP3T \uae09\uc99d\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc138\ubd84\ud654\ub41c \uc2dc\uc7a5 \uae30\ud68c:<\/strong><\/p>\n<ul>\n<li>\ud569\ubc95\uc801\uc778 \uac8c\uc784 \ud074\ub798\uc2a4:\n<ul>\n<li>\ud310\ud0c0\uc9c0 \uc2a4\ud3ec\uce20: 2030\ub144\uae4c\uc9c0 50\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \uc628\ub77c\uc778 \uac8c\uc784 \uc2dc\uc7a5\uc758 40%.<\/li>\n<li>\ub7ec\ubbf8\/\ud3ec\ucee4\uc640 \uac19\uc740 \uc2a4\ud0ac \uac8c\uc784: \ub0a8\uc778\ub3c4 \uc9c0\uc5ed\uc5d0\uc11c 301\uc870 3,000\uc5b5 \uc6d0\uc758 \uc218\uc775\uc744 \uc62c\ub838\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\ud68c\uc0c9 \uc601\uc5ed \ube44\uc988\ub2c8\uc2a4:\n<ul>\n<li>\ud574\uc678 \uac8c\uc784 \uc0ac\uc774\ud2b8 \ubc29\ubb38\uc774 \uacc4\uc18d \uc99d\uac00\ud558\uace0 \uc788\uc73c\uba70, \uc77c\ubd80 \ud50c\ub808\uc774\uc5b4\ub294 \uc554\ud638\ud654\ud3d0\ub098 \uc81c3\uc790 \uc5d0\uc774\uc804\ud2b8\ub97c \ud1b5\ud574 \ucda9\uc804\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h4><strong>III. \uacb0\uc81c \uc0dd\ud0dc\uc640 \uacfc\uc81c<\/strong><\/h4>\n<ol>\n<li>\n<p><strong>\uc8fc\uc694 \uacb0\uc81c \ubc29\ubc95 \ubc0f \ud2b8\ub80c\ub4dc<\/strong><br \/>\n| \uacb0\uc81c \ubc29\ubc95 | \uc2dc\uc7a5 \uc810\uc720\uc728 | \uc2dc\ub098\ub9ac\uc624<br \/>\n|&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;-|<br \/>\n| UPI | ~60% | &lt; 5000 \ub8e8\ud53c \uc18c\uc561 HF \uac70\ub798 |<br \/>\n| \uc804\uc790\uc9c0\uac11(Paytm, PhonePe) | ~25% | \ud310\ud0c0\uc9c0 \uac8c\uc784 \ubc0f \uce74\uc9c0\ub178 \ucda9\uc804 |<br \/>\n| \uc778\ud130\ub137 \ubc45\ud0b9 \/ IMPS | ~10% | &gt;\uace0\uc561 \uac70\ub798 10,000\ub8e8\ud53c \uc774\uc0c1 |<br \/>\n| \uc554\ud638\ud654\ud3d0 (USDT\/BTC) | &lt;5% (\ud558\uc9c0\ub9cc \ube60\ub974\uac8c \uc131\uc7a5 \uc911) | VIP \ud50c\ub808\uc774\uc5b4 \uad6d\uacbd \uac04 \uacb0\uc81c |<\/p>\n<\/li>\n<li>\n<p><strong>\uc8fc\uc694 \uaddc\uc81c \uacfc\uc81c<\/strong><\/p>\n<\/li>\n<\/ol>\n<ul>\n<li>RBI\uc758 '\ub3c4\ubc15 \uad00\ub828 \uac70\ub798'\uc5d0 \ub300\ud55c \ubaa8\ud638\ud55c \uc815\uc758\ub85c \uc778\ud574 \uc740\ud589\uc758 \uac00\ub9f9\uc810 \uacc4\uc88c \ub3d9\uacb0\uc774 \ube48\ubc88\ud558\uac8c \ubc1c\uc0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>GST \uc138\uc728\uc774 181 TP3T\uc5d0\uc11c 281 TP3T\ub85c \uc778\uc0c1(2023\ub144 10\uc6d4 \ubc1c\ud6a8)\ub418\uc5b4 \uc6b4\uc601\uc790\uc758 \uc218\uc775\uc774 \uc555\ubc15\ubc1b\uc2b5\ub2c8\ub2e4.<\/li>\n<li>2023\ub144 \ub514\uc9c0\ud138 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\ubc95 \uc2dc\ud589\uc5d0 \ub530\ub978 KYC \uac15\ud654 \ubc0f \uc0ac\uc6a9\uc790 \ud655\ubcf4 \ube44\uc6a9 \uc99d\uac00<\/li>\n<\/ul>\n<hr>\n<h4><strong>IV. \uacbd\uc7c1 \ud658\uacbd \ubc0f \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378 \ud601\uc2e0<\/strong><\/h4>\n<ol>\n<li>\uc0c1\uc704 \ud50c\ub808\uc774\uc5b4 \uc5ed\ud559:<\/li>\n<\/ol>\n<ul>\n<li>Dream11(80\uc5b5 \ub2ec\ub7ec \uac00\uce58): \uc9c1\uc811 \ud604\uae08 \uac70\ub798 \uaddc\uc81c\ub97c \ud53c\ud558\uae30 \uc704\ud574 '\uac00\uc0c1 \uc2e0\uc6a9' \ubaa8\ub378\uc744 \ucc44\ud0dd\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li>MPL &amp; Winzo: \uc0ac\uc6a9\uc790 \uace0\ucc29\ud654\ub97c \uc704\ud55c NFT \ubcf4\uc0c1 \uc2dc\uc2a4\ud15c \ub3c4\uc785<\/li>\n<li>Betway\/1xBet \ubc0f \uae30\ud0c0 \uad6d\uc81c \ud50c\ub7ab\ud3fc\uc740 \ud604\uc9c0 \uc5d0\uc774\uc804\ud2b8 + \uc554\ud638\ud654\ud3d0 \uacb0\uc81c\ub97c \ud1b5\ud574 \uc6b4\uc601\uc744 \uc720\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li>\ud540\ud14c\ud06c \uc194\ub8e8\uc158 \ud601\uc2e0:<br \/>\n\u2714\ufe0f \uc99d\uac00\ud558\ub294 \ud654\uc774\ud2b8 \ub77c\ubca8 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc81c\uacf5\uc5c5\uccb4(\uc608: Cashfree)<br \/>\n\u2714\ufe0f AI \uc704\ud5d8 \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc774 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798\ub97c \uc2e4\uc2dc\uac04\uc73c\ub85c \uc120\ubcc4\ud569\ub2c8\ub2e4(RBI\uc758 \uacbd\uc6b0 \ud544\uc218).<br \/>\n\u2714\ufe0f '\ud1a0\ud070\ud654' \uae30\uc220\ub85c \uc9c1\uc811 \uce74\ub4dc \uc5f0\uacb0\uc744 \ub300\uccb4\ud558\uc5ec \uaddc\uc815 \uc900\uc218 \uc704\ud5d8 \uac10\uc18c<\/li>\n<\/ol>\n<hr>\n<p>V. \ud5a5\ud6c4 \uc804\ub9dd \ubc0f \uc804\ub7b5\uc801 \uad8c\uc7a5 \uc0ac\ud56d<\/p>\n<p>\u2705 \ub099\uad00\uc801\uc778 \uc608\uce21 \ubc29\ud5a5:<br \/>\n-2030\ub144\uae4c\uc9c0 \uba85\ud655\ud55c \ud569\ubc95\/\ubd88\ubc95 \uacbd\uacc4\ub97c \uac00\uc9c4 '\uc5f0\ubc29 \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c' \ub3c4\uc785 \uac00\ub2a5<br \/>\n-\uc544\ub4dc\ud558\ub974 \uc0dd\uccb4\uc778\uc99d + KYC \uc790\ub3d9\ud654\ub85c \uc5c5\uacc4 \ud22c\uba85\uc131 \uac1c\uc120\ud560 \uac83<\/p>\n<p>\u26a0\ufe0f \uc704\ud5d8 \uacbd\uace0:<br \/>\n\u25b7 \uc911\uad6d \uc815\ubd80\uac00 \ub9ac\uc5bc \uba38\ub2c8 \ub3c4\ubc15 \uc0ac\uc774\ud2b8\ub97c \uc804\uba74 \uae08\uc9c0\ud558\ub294 \uc911\uad6d \uc815\ubd80\ub97c \ub530\ub77c\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\u25b7 UPI\ub294 \ub77c\uc774\uc120\uc2a4\uac00 \uc5c6\ub294 \uac8c\uc784 \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \uc11c\ube44\uc2a4\ub97c \uc81c\ud55c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud83d\udca1 \ube44\uc988\ub2c8\uc2a4 \uc804\ub7b5 \uad8c\uc7a5 \uc0ac\ud56d.<br \/>\n\ud310\ud0c0\uc9c0 \uc2a4\ud3ec\uce20 \ubc0f \uae30\ud0c0 \uaddc\uc815 \uc900\uc218 \uc601\uc5ed\uc5d0 \uc9d1\uc911\ud558\uc5ec FEMA \uc81c\ucd9c \uc2e0\uccad<br \/>\n\ud558\uc774\ube0c\ub9ac\ub4dc \uacb0\uc81c \uc194\ub8e8\uc158(UPI + \uc554\ud638\ud654 + \ud604\uae08 \ud53d\uc5c5)\uc73c\ub85c \uc704\ud5d8 \ubd84\uc0b0 \u2726 \ud558\uc774\ube0c\ub9ac\ub4dc \uacb0\uc81c \uc194\ub8e8\uc158\uc73c\ub85c \uc704\ud5d8 \ubd84\uc0b0<\/p>","protected":false},"excerpt":{"rendered":"<p>\uc778\ub3c4 \uac8c\uc784 \uacb0\uc81c \uc2dc\uc7a5 \uc804\ub9dd \ubd84\uc11d (\uc804\ubb38\uac00 \uad00\uc810) I. \uc0b0\uc5c5 \ud604\ud669 \ubc0f \uc815\ucc45 \ud658\uacbd...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-2797","post","type-post","status-publish","format-standard","hentry","category-38"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5e02\u573a\u524d\u666f\u5206\u6790\uff082025\u5e74\uff09 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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