{"id":2806,"date":"2025-05-19T09:42:56","date_gmt":"2025-05-19T01:42:56","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2806"},"modified":"2025-05-19T09:42:56","modified_gmt":"2025-05-19T01:42:56","slug":"%e4%bd%bf%e7%94%a8%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e4%bc%9a%e9%81%87%e5%88%b0%e5%93%aa%e4%ba%9b%e5%b8%b8%e8%a7%81%e9%97%ae%e9%a2%98%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/19\/%e4%bd%bf%e7%94%a8%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e4%bc%9a%e9%81%87%e5%88%b0%e5%93%aa%e4%ba%9b%e5%b8%b8%e8%a7%81%e9%97%ae%e9%a2%98%ef%bc%9f\/","title":{"rendered":"\ubc29\uae00\ub77c\ub370\uc2dc \uacb0\uc81c\ub97c \uc0ac\uc6a9\ud560 \ub54c \ud754\ud788 \ubc1c\uc0dd\ud558\ub294 \ubb38\uc81c\uc5d0\ub294 \uc5b4\ub5a4 \uac83\uc774 \uc788\ub098\uc694?"},"content":{"rendered":"<p>\ubc29\uae00\ub77c\ub370\uc2dc\uc5d0\uc11c \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud560 \ub54c \uc0ac\uc6a9\uc790\uc640 \ud310\ub9e4\uc790\uac00 \uc9c1\uba74\ud560 \uc218 \uc788\ub294 \uba87 \uac00\uc9c0 \uc77c\ubc18\uc801\uc778 \ubb38\uc81c\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud55c \uc8fc\uc694 \uacfc\uc81c\uc640 \uc81c\uc548 \uc0ac\ud56d\uc785\ub2c8\ub2e4:<\/p>\n<h3>I. \uc778\ud504\ub77c \uc81c\uc57d<\/h3>\n<ol>\n<li><strong>\ub124\ud2b8\uc6cc\ud06c \uc548\uc815\uc131 \ubb38\uc81c<\/strong><\/li>\n<\/ol>\n<ul>\n<li>\uace0\ub974\uc9c0 \uc54a\uc740 \ubaa8\ubc14\uc77c \ub124\ud2b8\uc6cc\ud06c \ucee4\ubc84\ub9ac\uc9c0(\ud2b9\ud788 \uc9c0\ubc29 \uc9c0\uc5ed)<\/li>\n<li>4G \ubcf4\uae09\ub960 \uc57d 50%(2023\ub144 \ub370\uc774\ud130)<\/li>\n<li>\uad8c\uc7a5 \uc0ac\ud56d: \uc624\ud504\ub77c\uc778 \uac70\ub798\ub97c \uc9c0\uc6d0\ud558\ub294 \uacb0\uc81c \uc571\uc744 \uc120\ud0dd\ud558\uc138\uc694(\uc608: bKash\uc758 USSD \uae30\ub2a5).<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li><strong>\uc804\uae30 \uacf5\uae09 \uc911\ub2e8<\/strong><\/li>\n<\/ol>\n<ul>\n<li>\uc5f0\ud3c9\uade0 \uc815\uc804 \uc2dc\uac04\uc774 100\uc2dc\uac04\uc744 \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0<\/li>\n<li>\ud574\uacb0 \ubc29\ubc95: \ud310\ub9e4\uc790\ub294 UPS \ubc31\uc5c5 \uc804\uc6d0 \uacf5\uae09 \uc7a5\uce58\ub97c \uac16\ucd94\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>II. \uc740\ud589 \uacc4\uc88c \uce68\ud22c<\/h3>\n<ol>\n<li><strong>\uae30\ubcf8 \ub370\uc774\ud130<\/strong>::<\/li>\n<\/ol>\n<ul>\n<li>\uc131\uc778 \uc740\ud589 \uacc4\uc88c \ubcf4\uc720\uc728 58%(\uc138\uacc4\uc740\ud589 \ub370\uc774\ud130 2021)<\/li>\n<li>ATM \ubc00\ub3c4: 100,000\uba85\ub2f9 8.2\uac1c(\uc911\uad6d 55\uac1c)<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li><strong>\ub300\uc548<\/strong>::<\/li>\n<\/ol>\n<h3>III. \uacb0\uc81c \ubc29\ubc95\uc758 \uc138\ubd84\ud654<\/h3>\n<ol>\n<li>\n<p><strong>\uba54\uc778\uc2a4\ud2b8\ub9bc \ucc44\ub110 \ube44\uad50<\/strong><\/p>\n<ul>\n<li><strong>\ubaa8\ubc14\uc77c \uc9c0\uac11(bKash\/ \ub098\uac00\ub4dc\/ \ub85c\ucf13)<\/strong>::\n<ul>\n<li>921\uac1c\uc758 TP3T \ub514\uc9c0\ud138 \ud2b8\ub79c\uc7ad\uc158 \ubc94\uc704(RBI 2023 \ub370\uc774\ud130)<\/li>\n<li>1\uc77c \ud55c\ub3c4: Tk 25,000(\u2248 US$ 210)<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uce74\ub4dc \uacb0\uc81c<\/strong>::\n<ul>\n<li>\ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc \ubcf4\uae09\ub960\ub9cc 11%<\/li>\n<li>\ub85c\uceec \"Q-Cash\" \ub124\ud2b8\uc6cc\ud06c\ub294 \ub354 \uc77c\ubc18\uc801\uc73c\ub85c \uc0ac\uc6a9\ub418\uc9c0\ub9cc \uad6d\uc81c \ud638\ud658\uc131\uc774 \ub5a8\uc5b4\uc9d1\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\ud06c\ub85c\uc2a4\ubcf4\ub354 \uacb0\uc81c\uc758 \ubb38\uc81c\uc810<\/strong>::<\/p>\n<ul>\n<li>SWIFT \uc1a1\uae08\uc5d0\ub294 \ud3c9\uade0 3~5\uc601\uc5c5\uc77c\uc774 \uc18c\uc694\ub418\uba70 \uc218\uc218\ub8cc\ub294 7-12%\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h3>IV. \uaddc\uc815 \uc900\uc218 \uacfc\uc81c<\/h3>\n<ol>\n<li>\n<p><strong>\uc778\uc99d \uc694\uad6c \uc0ac\ud56d<\/strong>::<\/p>\n<ul>\n<li>NID(\uad6d\uac00 \uc2e0\ubd84\uc99d)\ub97c \uc758\ubb34\uc801\uc73c\ub85c \uc18c\uc9c0\ud574\uc57c \ud558\uc9c0\ub9cc \ub18d\ucd0c \uc9c0\uc5ed\uc758 15% \uc778\uad6c\uac00 \ubcf4\uc720\ud558\uc9c0 \uc54a\uc74c(BBS \uc870\uc0ac \ub370\uc774\ud130)<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uad50\ud658 \uc81c\uc5b4 \uc81c\ud55c<\/strong>::<br \/>\n| \uac70\ub798 \uc720\ud615 &gt; \uc81c\ud55c \uc0ac\ud56d &gt; \ubb38\uc11c \uc694\uad6c \uc0ac\ud56d &gt; \ubb38\uc11c \uc694\uad6c \uc0ac\ud56d<br \/>\n|&#8212;&#8212;&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;|<br \/>\n| \uc804\uc790 \uc0c1\uac70\ub798 \uc218\uc785 \uacb0\uc81c | \u2264$500\/\uc6d4 \ubb34\ub8cc \uc2e0\uace0 | PAN \uc138\uae08 \ucf54\ub4dc + \uc740\ud589 \uc0ac\uc804 \uc790\uaca9 \ud68d\ub4dd |<br \/>\n| SaaS \uad6c\ub3c5 \uacb0\uc81c | $200\/\uac74 \uc774\uc0c1\uc740 RBI \uc2b9\uc778 \ud544\uc694 | \uc11c\ube44\uc2a4 \uacc4\uc57d + \uacac\uc801\uc11c \uc1a1\uc7a5 |<\/p>\n<\/li>\n<\/ol>\n<p>V. \uc0ac\uc6a9\uc790 \uc2b5\uad00\uc5d0 \ub300\ud55c \uc7a5\uc560\ubb3c<br \/>\n1.<strong>\ud604\uae08 \uc758\uc874 \uc99d\ud6c4\uad70<\/strong><\/p>\n<ul>\n<li>ATM \ud604\uae08 \uc778\ucd9c \ube48\ub3c4\ub294 \uc6d4 4.2\ud68c(\ub3c4\uc2dc)\/6.8\ud68c(\ub18d\ucd0c)\uc5d0 \ub2ec\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li>65% \uac70\ub798\ub7c9 \ub300\ube44 \ube44\uce90\uc2dc\uc758 \ud604\uae08 \ucda9\uc804 \ubc0f \uc778\ucd9c \ube44\uc728\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>2.<strong>\ubcf4\uc548 \uc6b0\ub824\uc5d0 \ub300\ud55c \ub300\uc751<\/strong><\/p>\n<ul>\n<li>SIM \ud558\uc774\uc7ac\ud0b9 \uc0ac\uae30\ub294 \ub9e4\ub144 371%\uc529 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4(2023\ub144 \uacbd\ucc30\uccad \ub370\uc774\ud130).<br \/>\n-\uad8c\uc7a5 \uc870\uce58:<br \/>\n\uc0dd\uccb4\uc778\uc99d \ub85c\uadf8\uc778 \ud65c\uc131\ud654(\uc608: Nagad\uc758 \uc9c0\ubb38 \uc778\uc99d)<br \/>\n2\ucc28 \ud655\uc778 \uc784\uacc4\uac12 \uc124\uc815(5000\ud0c0\uce74 \ucd08\uacfc \uc2dc OTP+SMS \ud544\uc694)<\/li>\n<\/ul>\n<p>VI. \uae30\uc220 \ub3c4\ud0b9\uc758 \uc5b4\ub824\uc6c0<br \/>\n1.<strong>API \ubd88\uc548\uc815\uc131 \ubb38\uc81c<\/strong><br \/>\n-\ub85c\uceec \ud50c\ub7ab\ud3fc \ud3c9\uade0 \uc751\ub2f5 \uc2dc\uac04 800ms \uc774\uc0c1(\uad6d\uc81c \ud45c\uc900 200ms \ubbf8\ub9cc)<br \/>\nSOAP \ud504\ub85c\ud1a0\ucf5c \ub300\uc2e0 REST API\ub97c \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2.<strong>\uccad\uc0b0 \uc8fc\uae30\uc758 \ucc28\uc774\uc810<\/strong><br \/>\n|\ud50c\ub7ab\ud3fc \uc720\ud615 | \uc815\uc0b0 \uae30\uac04 | \ucd5c\uc18c \uc815\uc0b0 \uae08\uc561<br \/>\n|&#8212;&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;-|<br \/>\n|\ubaa8\ubc14\uc77c \uc9c0\uac11 |T+1 \uc601\uc5c5\uc77c \u2502 Tk.10,000 \u2502 \u2502<br \/>\n\uc740\ud589 \uac8c\uc774\ud2b8\uc6e8\uc774 \u2502T+3\uc601\uc5c5\uc77c \u2502\ud0c0\uce74 50,000 \u2502 \u2502<\/p>\n<p>\ube44\uc988\ub2c8\uc2a4\ub294 \ucd5c\uc18c 5\uc77c\uc758 \ud604\uae08 \ud750\ub984 \ubc84\ud37c\ub97c \ub530\ub85c \ud655\ubcf4\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ud2b9\uc815 \uce21\uba74\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud55c \ub0b4\uc6a9\uc774 \ud544\uc694\ud55c \uc194\ub8e8\uc158\uc740 \uc9c0\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\ubc29\uae00\ub77c\ub370\uc2dc\uc5d0\uc11c \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud560 \ub54c \uc0ac\uc6a9\uc790\uc640 \ud310\ub9e4\uc790\uac00 \uc9c1\uba74\ud560 \uc218 \uc788\ub294 \uba87 \uac00\uc9c0 \uc77c\ubc18\uc801\uc778 \ubb38\uc81c\uac00 \uc788\uc2b5\ub2c8\ub2e4. ...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[36],"tags":[],"class_list":["post-2806","post","type-post","status-publish","format-standard","hentry","category-36"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u4f7f\u7528\u5b5f\u52a0\u62c9\u652f\u4ed8\u4f1a\u9047\u5230\u54ea\u4e9b\u5e38\u89c1\u95ee\u9898\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/19\/\u4f7f\u7528\u5b5f\u52a0\u62c9\u652f\u4ed8\u4f1a\u9047\u5230\u54ea\u4e9b\u5e38\u89c1\u95ee\u9898\uff1f\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u4f7f\u7528\u5b5f\u52a0\u62c9\u652f\u4ed8\u4f1a\u9047\u5230\u54ea\u4e9b\u5e38\u89c1\u95ee\u9898\uff1f\" \/>\n<meta property=\"og:description\" content=\"\u5728\u5b5f\u52a0\u62c9\u56fd\u4f7f\u7528\u652f\u4ed8\u5e73\u53f0\u65f6\uff0c\u7528\u6237\u548c\u5546\u5bb6\u53ef\u80fd\u4f1a\u9047\u5230\u4e00\u4e9b\u5e38\u89c1\u95ee\u9898\u3002&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/19\/\u4f7f\u7528\u5b5f\u52a0\u62c9\u652f\u4ed8\u4f1a\u9047\u5230\u54ea\u4e9b\u5e38\u89c1\u95ee\u9898\uff1f\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-19T01:42:56+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" 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