{"id":2817,"date":"2025-05-19T09:53:04","date_gmt":"2025-05-19T01:53:04","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2817"},"modified":"2025-05-19T09:53:04","modified_gmt":"2025-05-19T01:53:04","slug":"%e5%8d%b0%e5%b0%bc%e6%95%b0%e5%ad%97%e9%92%b1%e5%8c%85%e5%85%a8%e9%9d%a2%e5%af%b9%e6%af%94%ef%bc%9a%e4%bc%98%e5%8a%a3%e5%8a%bf%e4%b8%80%e8%a7%88","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/19\/%e5%8d%b0%e5%b0%bc%e6%95%b0%e5%ad%97%e9%92%b1%e5%8c%85%e5%85%a8%e9%9d%a2%e5%af%b9%e6%af%94%ef%bc%9a%e4%bc%98%e5%8a%a3%e5%8a%bf%e4%b8%80%e8%a7%88\/","title":{"rendered":"\uc778\ub3c4\ub124\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uc9c0\uac11 \uc804\uccb4 \ube44\uad50: \uc7a5\ub2e8\uc810 \uc0b4\ud3b4\ubcf4\uae30"},"content":{"rendered":"<h1>\uc778\ub3c4\ub124\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uc9c0\uac11 \uc804\uccb4 \ube44\uad50: \uc7a5\ub2e8\uc810 \uc0b4\ud3b4\ubcf4\uae30<\/h1>\n<h2>\uc18c\uac1c: \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694<\/h2>\n<p>\uc778\ub3c4\ub124\uc2dc\uc544 \ub514\uc9c0\ud138 \uc9c0\uac11 \uc2dc\uc7a5\uc740 \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960\uc774 \uc99d\uac00\ud558\uace0 \uc778\ud130\ub137 \uc778\ud504\ub77c\uac00 \uac1c\uc120\ub418\uba74\uc11c \ucd5c\uadfc \uba87 \ub144\uac04 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3d9\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c \uac00\uc7a5 \ud070 \ub514\uc9c0\ud138 \uacbd\uc81c\uad6d\uc778 \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \uc778\uad6c\ub294 2\uc5b5 7\ucc9c\ub9cc \uba85 \uc774\uc0c1\uc774\uba70, \uc774 \uc911 \uc57d 60%\uac00 \uc544\uc9c1 \uc804\ud1b5\uc801\uc778 \uc740\ud589 \uc11c\ube44\uc2a4\uc5d0 \uc644\uc804\ud788 \uc5f0\uacb0\ub418\uc9c0 \uc54a\uc544 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc194\ub8e8\uc158\uc774 \uc131\uc7a5\ud560 \uc218 \uc788\ub294 \uac70\ub300\ud55c \uacf5\uac04\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ud604\uc7ac \uc778\ub3c4\ub124\uc2dc\uc544 \uc2dc\uc7a5\uc5d0\uc11c \uc0ac\uc6a9 \uac00\ub2a5\ud55c \uc8fc\uc694 \ub514\uc9c0\ud138 \uc9c0\uac11 \uc81c\ud488\uc744 \uc2ec\uce35\uc801\uc73c\ub85c \ubd84\uc11d\ud558\uace0 \uae30\ub2a5, \uc694\uae08, \uc0ac\uc6a9\uc790 \uacbd\ud5d8 \ub4f1 \uc5ec\ub7ec \uce21\uba74\uc5d0\uc11c \uc885\ud569\uc801\uc73c\ub85c \ube44\uad50\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>GoPay: \uc9c0\uc5ed \uac70\uc778\uc758 \ucca8\ub2e8 \uae30\uc220<\/h2>\n<p>GoPay\ub294 Gojek \uc0dd\ud0dc\uacc4\uc758 \uacb0\uc81c \ub3c4\uad6c\ub85c, \ubaa8\ud68c\uc0ac\uc758 \ub300\uaddc\ubaa8 \uc0ac\uc6a9\uc790 \uae30\ubc18\uc744 \ubc14\ud0d5\uc73c\ub85c \uc2dc\uc7a5\uc744 \uc9c0\ubc30\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<p><strong>\ud575\uc2ec \uac15\uc810<\/strong><\/p>\n<ul>\n<li>\uace0\uc81d \uc288\ud37c \uc571(\ud0dd\uc2dc, \ud14c\uc774\ud06c\uc544\uc6c3 \ub4f1)\uacfc\uc758 \uc6d0\ud65c\ud55c \ud1b5\ud569<\/li>\n<li>\uad11\ubc94\uc704\ud55c \uc624\ud504\ub77c\uc778 \uac00\ub9f9\uc810 \ub124\ud2b8\uc6cc\ud06c<\/li>\n<li>\uc815\uae30\uc801\uc778 \uace0\uc561 \ubcf4\uc870\uae08 \ucea0\ud398\uc778<\/li>\n<li>\uc0c1\ud638 \uc6b4\uc6a9\uc131\uc744 \uac15\ud654\ud558\ub294 OVO \uc5bc\ub77c\uc774\uc5b8\uc2a4<\/li>\n<\/ul>\n<p><strong>\uc8fc\uc694 \uc81c\ud55c \uc0ac\ud56d<\/strong><\/p>\n<ul>\n<li>\ub354 \ub192\uc740 \ucd9c\uae08 \uc218\uc218\ub8cc(1.5%-2%)<\/li>\n<li>KYC \uc778\uc99d \uc808\ucc28\ub294 \ube44\uad50\uc801 \ubcf5\uc7a1\ud569\ub2c8\ub2e4.<\/li>\n<li>Gojek \uc0dd\ud0dc\uacc4 \uc678\ubd80\uc758 \uc81c\ud55c\ub41c \uc0ac\uc6a9 \uc2dc\ub098\ub9ac\uc624<\/li>\n<\/ul>\n<p>\ucd5c\uadfc \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 GoPay\ub294 \uac70\ub798\ub7c9 \uae30\uc900\uc73c\ub85c 30% \uc774\uc0c1\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>OVO: \uc62c\uc52c \uacb0\uc81c\uc758 \ub3c4\uc804\uc790<\/h2>\n<p>\ub9ac\ud3ec \uadf8\ub8f9\uc758 \uc9c0\uc6d0\uc744 \ubc1b\ub294 OVO\ub294 \ucc28\ubcc4\ud654\ub41c \uacbd\uc7c1 \uc804\ub7b5\uc744 \ucc44\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<p><strong>\ub450\ub4dc\ub7ec\uc9c4 \ud2b9\uc9d5<\/strong><\/p>\n<h2>OVO: \uc62c\uc52c \uacb0\uc81c\uc758 \ub3c4\uc804\uc790<\/h2>\n<p>\ub9ac\ud3ec \uadf8\ub8f9\uc758 \uc9c0\uc6d0\uc744 \ubc1b\ub294 OVO\ub294 \ucc28\ubcc4\ud654\ub41c \uacbd\uc7c1 \uc804\ub7b5\uc744 \ucc44\ud0dd\ud558\uc5ec \uc778\ub3c4\ub124\uc2dc\uc544\uc5d0\uc11c \ub450 \ubc88\uc9f8\ub85c \ud070 \ub514\uc9c0\ud138 \uc9c0\uac11 \ud50c\ub7ab\ud3fc\uc73c\ub85c \uc131\uc7a5\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\ud575\uc2ec \uac15\uc810<\/strong><br \/>\n\u2705 <strong>\uad11\ubc94\uc704\ud55c \ud310\ub9e4\uc790 \ubc94\uc704<\/strong> - \uc774\ucee4\uba38\uc2a4, \uc5ec\ud589, \ub9ac\ud14c\uc77c \ubc0f \uae30\ud0c0 \ub2e4\uc911 \ud604\uc7a5 \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 Tokopedia, Grab \ubc0f \uae30\ud0c0 \ud5e4\ub4dc \ud50c\ub7ab\ud3fc\uacfc\uc758 \uc2ec\uce35\uc801\uc778 \ud611\ub825<br \/>\n\u2705 <strong>\ub192\uc740 \uce90\uc2dc\ubc31 \uc778\uc13c\ud2f0\ube0c<\/strong> - \uc790\uc8fc \uc2dc\uc791\ub418\ub294 5%-20% \uce90\uc2dc\ubc31 \ud65c\ub3d9, \uac15\ub825\ud55c \uc0ac\uc6a9\uc790 \uace0\ucc29\ud654<br \/>\n\u2705 <strong>\uae08\uc735 \uc0dd\ud0dc\uacc4\uc758 \uac1c\uc120<\/strong> - \ud1b5\ud569 \uae08\uc735 \uc11c\ube44\uc2a4 \uc694\uad6c\ub97c \ucda9\uc871\ud558\uae30 \uc704\ud55c \uc800\ucd95, \ubcf4\ud5d8 \ubc0f \ud22c\uc790 \uc0c1\ud488 \uc81c\uacf5<br \/>\n\u2705 <strong>\uc800\ub834\ud55c \uc218\uc218\ub8cc \uad6c\uc870<\/strong> - P2P \uc1a1\uae08\uc740 \ubb34\ub8cc\uc774\uba70 \uc778\ucd9c \ube44\uc728\uc740 \uc5c5\uacc4 \ud3c9\uade0\ubcf4\ub2e4 \ub0ae\uc740 0.5%-1%\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uc8fc\uc694 \uc81c\ud55c \uc0ac\ud56d<\/strong><br \/>\n\u26a0\ufe0f <strong>\uc678\ubd80 \ud30c\ud2b8\ub108 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4<\/strong> - \ud30c\ud3b8\ud654\ub41c \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \uc9c0\uc6d0\ud558\ub294 \uc790\uccb4 \uc288\ud37c \uc571 \ubd80\uc871<br \/>\n\u26a0\ufe0f <strong>\uac00\ub054 \ubc1c\uc0dd\ud558\ub294 \uc2dc\uc2a4\ud15c \uc548\uc815\uc131 \ubb38\uc81c<\/strong> - \ud504\ub85c\ubaa8\uc158 \uae30\uac04 \ub3d9\uc548 \uc7a0\uc2dc \uc11c\ube44\uc2a4 \uc911\ub2e8\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<br \/>\n\u26a0\ufe0f <strong>\uc678\uad6d \ubc30\uacbd\uc740 \uc815\ucc45 \ubc30\ub2f9\uae08\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4\ub97c \uc81c\ud55c\ud569\ub2c8\ub2e4.<\/strong><\/p>\n<p>2023\ub144 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \uc2dc\uc7a5 \uc810\uc720\uc728\uc740 \uc57d 25%\ub85c \uc548\uc815\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<hr>\n<h2>DANA: \ud604\uc9c0\ud654\ub41c \ud601\uc2e0\uc758 \ub300\ud45c\uc8fc\uc790<\/h2>\n<p>\uc564\ud2b8\uadf8\ub8f9\uc758 \uae30\uc220\ub825\uc744 \ubc14\ud0d5\uc73c\ub85c \uc774\uc5e0\ud14d\uadf8\ub8f9\uc774 \uc6b4\uc601\ud558\ub294 DANA\ub294 \ub3c5\ubcf4\uc801\uc778 \uacbd\uc7c1\ub825\uc744 \uc790\ub791\ud569\ub2c8\ub2e4:<\/p>\n<h3>\ucc28\ubcc4\ud654\ub41c \ud558\uc774\ub77c\uc774\ud2b8<\/h3>\n<p>- \ud83c\uddee\ud83c\udde9 <em>\uc2ec\uce35 \ub85c\uceec \uc801\uc751<\/em> - \ubaa8\ub4e0 \uc778\ub3c4\ub124\uc2dc\uc544 \ud604\uc9c0 \uc740\ud589\uc5d0\uc11c \uc989\uc2dc \uc1a1\uae08\uc744 \uc9c0\uc6d0\ud558\ub294 \uc720\uc77c\ud55c \ub514\uc9c0\ud138 \uc9c0\uac11<br \/>\n- \ud83d\udca1 <em>\uae30\uc220 \ud601\uc2e0<\/em> - \uc5bc\uad74 \uc778\uc2dd \uacb0\uc81c \uae30\ub2a5\uc744 \uc9c0\uc6d0\ud558\ub294 \ucd5c\ucd08\uc758 \uc804\uc790\uc9c0\uac11(BPJSTK \ud638\ud658)<br \/>\n- \ud83c\udfea <em>\uc624\ud504\ub77c\uc778 \ubcf4\uae09\ub960 1\uc704<\/em> - \uc18c\uaddc\ubaa8 \uac70\ub798\uc790(\uc640\ub8fd)\uc758 \ucee4\ubc84\ub9ac\uc9c0 \ucd5c\ub300 68%<br \/>\n- \ud83d\udcf1 <em>\uacbd\ub7c9 \uc124\uacc4<\/em> - \uc571 \uc124\uce58 \ud328\ud0a4\uc9c0\ub294 28MB\uc5d0 \ubd88\uacfc\ud558\uc5ec \uc800\uc0ac\uc591 \ud734\ub300\ud3f0 \uc0ac\uc6a9\uc790\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uac1c\ubc1c \ubcd1\ubaa9 \ud604\uc0c1<\/h3>\n<p>\u25b7 \uadf8\ub7a9 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4 \uad8c\ud55c \ubd80\uc871<br \/>\n\u25b7 \ud06c\ub85c\uc2a4\ubcf4\ub354 \uacb0\uc81c \uae30\ub2a5\uc774 \uc544\uc9c1 \uc624\ud508\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<br \/>\n\u25b7 \ube0c\ub79c\ub4dc \uc778\uc9c0\ub3c4\ub294 \uc5ec\uc804\ud788 \uc120\ub450 \uc8fc\uc790\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud568<\/p>\n<p>\ucd5c\uadfc \ubd84\uae30\ubcc4 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 45%\uc758 \uc18d\ub3c4\ub85c \uc131\uc7a5\ud558\uc5ec \ub450 \ubc88\uc9f8 \uacc4\uce35\uc744 \uc774\ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<hr>\n<h2>LinkAja: \uad6d\uc601 \ubc30\uacbd\uc758 \ub6f0\uc5b4\ub09c \uc120\uc218\ub4e4<\/h2>\n<p>\uc778\ub3c4\ub124\uc2dc\uc544\uc758 \uc5ec\ub7ec \uad6d\uc601 \uae30\uc5c5\uc774 \uacf5\ub3d9\uc73c\ub85c \ucd9c\uc2dc\ud55c '\uad6d\uac00\ub300\ud45c' \uc81c\ud488\uc785\ub2c8\ub2e4:<\/p>\n<p>\u2728 <em><strong>\uc815\ucc45 \uc774\uc810<\/strong><\/em>::<\/p>\n<ul>\n<li>\uc815\ubd80 \uacf5\uacf5 \uc11c\ube44\uc2a4 \uacb0\uc81c(BPJS \uc138\uae08\/PLN \uc804\uae30\ub8cc) \ub3c5\uc810 \uc561\uc138\uc2a4<\/li>\n<li>\uad6d\uc601 \uc8fc\uc720\uc18c \ubc0f \uace0\uc18d\ub3c4\ub85c \uc694\uae08\uc18c\ub97c \uc704\ud55c \uc804\uc6a9 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774<\/li>\n<li>\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(DCEP)\uc758 \uccab \ubc88\uc9f8 \ud30c\uc77c\ub7ff \uc720\ub2db<\/li>\n<\/ul>\n<p>\u2696\ufe0f <em><strong>\uc2dc\uc7a5 \uc131\uacfc<\/strong><\/em>::<br \/>\n\u25aa\ufe0e 60% \uc774\uc0c1\uc758 B2G \ubcfc\ub968 \uc810\uc720\uc728<br \/>\n\u25aa\ufe0e C-\uc2a4\uc704\ud2b8 \uac00\uc785\uc790 \uc99d\uac00\uc138 \ub454\ud654(\uc5f0\uac04 12% \uc99d\uac00)<br \/>\n\u25aa\ufe0e \uae30\ub2a5 \ubc18\ubcf5\uc774 \uacbd\uc7c1 \uc81c\ud488\ubcf4\ub2e4 \ud604\uc800\ud788 \ub290\ub9bd\ub2c8\ub2e4.<\/p>\n<p>\ud2b9\ud788 \uc815\ubd80 \uc5c5\ubb34\ub97c \uc790\uc8fc \uc218\ud589\ud574\uc57c \ud558\ub294 \uc0ac\uc6a9\uc790 \uadf8\ub8f9\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n<hr>\n<h2>ShopeePay: \uc18c\uc15c \uc774\ucee4\uba38\uc2a4\ub97c \uc704\ud55c \uacb0\uc81c \uac15\uc790<\/h2>\n<p>Shopee \ud50c\ub7ab\ud3fc\uc758 \uace0\uc720\ud55c \uc7a5\uc810\uc744 \ud65c\uc6a9\ud558\uc138\uc694:<\/p>\n<p>\ud83d\uded2 <em><strong>\uc804\uc790\uc0c1\uac70\ub798 \uc2dc\ub108\uc9c0 \ud6a8\uacfc<\/strong><\/em>::<br \/>\n\u2192 \ud0c0\uc0ac \uc9c0\uac11\ubcf4\ub2e4 \ub192\uc740 \uacb0\uc81c \uc804\ud658\uc728 22%<br \/>\n\u2192 '\uc885\ub7c9\uc81c'\uc640 \uac19\uc740 \uc18c\uc15c \uae30\ub2a5\uc740 \uace0\uc720\ud55c \uae30\ub2a5\uc785\ub2c8\ub2e4.<br \/>\n\u2192 SPayLater \uc18c\ube44\uc790 \uc2e0\uc6a9, GMV \uc131\uc7a5 35% \uacac\uc778<\/p>\n<p>\ud83d\udcca <em><strong>\uc6b4\uc601 \ub370\uc774\ud130<\/strong><\/em>::<br \/>\n3\ubd84\uae30 \ud65c\uc131 \uad6c\ub9e4\uc790 \uc218 4,200\ub9cc \uba85 \ub3cc\ud30c<br \/>\n\ud3ec\uc2a4\ud2b8 00 \uc0ac\uc6a9\uc790 \uacc4\uc815 54%<br \/>\nCOD \ub300\uccb4\uc728 181 TP3T(2021\ub144)\uc5d0\uc11c 391 TP3T(2023\ub144)\ub85c \uc99d\uac00 \u25c9 \ud654\ud559\uc801\uc0b0\uc18c\uc694\uad6c\ub7c9(COD) \ub300\uccb4\uc728 \uc99d\uac00<\/p>\n<p>\u203c\ufe0f \ucc38\uace0: \uc624\ud504\ub77c\uc778 \uc0ac\uc6a9 \uc2dc\ub098\ub9ac\uc624\ub294 \uc5ec\uc804\ud788 \uccb4\uc778 \ud3b8\uc758\uc810 \uc2dc\uc2a4\ud15c\uc73c\ub85c \uc81c\ud55c\ub429\ub2c8\ub2e4.<\/p>\n<hr>\n<h1>[\uc8fc\uc694 \uc9c0\ud45c \uac00\ub85c \ube44\uad50\ud45c]<\/h1>\n<table>\n<thead>\n<tr>\n<th>\ucc28\uc6d0(\uc218\ud559)<\/th>\n<th>GoPay<\/th>\n<th>OVO<\/th>\n<th>DANA<\/th>\n<th>LinkAja<\/th>\n<th>ShopeePay<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>MAU(\ubc31\ub9cc)<\/td>\n<td>38.2\u25bc2%<\/td>\n<td>29.7\u25b25%<\/td>\n<td>21.8\u25b245%<\/td>\n<td>9.1\u25bc0.3%<\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>","protected":false},"excerpt":{"rendered":"<p>\uc778\ub3c4\ub124\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uc9c0\uac11 \uc885\ud569 \ube44\uad50: \uc7a5\ub2e8\uc810 \ud55c\ub208\uc5d0 \ubcf4\uae30 \uc18c\uac1c: \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[39],"tags":[],"class_list":["post-2817","post","type-post","status-publish","format-standard","hentry","category-39"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5370\u5c3c\u6570\u5b57\u94b1\u5305\u5168\u9762\u5bf9\u6bd4\uff1a\u4f18\u52a3\u52bf\u4e00\u89c8 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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