{"id":2841,"date":"2025-05-19T18:52:36","date_gmt":"2025-05-19T10:52:36","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2841"},"modified":"2025-05-19T18:52:36","modified_gmt":"2025-05-19T10:52:36","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e6%9c%aa%e6%9d%a5%e4%ba%94%e5%b9%b4%e5%8f%91%e5%b1%95%e8%b6%8b%e5%8a%bf","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/19\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e6%9c%aa%e6%9d%a5%e4%ba%94%e5%b9%b4%e5%8f%91%e5%b1%95%e8%b6%8b%e5%8a%bf\/","title":{"rendered":"\ud5a5\ud6c4 5\ub144\uac04 \uc778\ub3c4 \uacb0\uc81c \ub3d9\ud5a5"},"content":{"rendered":"

\"\ud5a5\ud6c4<\/p>\n

\uc778\ub3c4 \uacb0\uc81c \uc0b0\uc5c5\uc740 \ud5a5\ud6c4 5\ub144(2024~2028\ub144) \ub3d9\uc548 \uace0\uc131\uc7a5\ud558\uace0 \ud070 \ubcc0\ud654\ub97c \ub9de\uc774\ud560 \uac83\uc774\uba70, \uc774\ub294 \uc8fc\ub85c \ub2e4\uc74c\uacfc \uac19\uc740 \uc694\uc778\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub420 \uac83\uc785\ub2c8\ub2e4.\ub514\uc9c0\ud138 \uc778\ud504\ub77c \ubcf4\uae09, \uc815\ucc45 \ub3d9\uc778, \uc18c\ube44\uc790 \uc2b5\uad00 \ubcc0\ud654 \ubc0f \uae30\uc220 \ud601\uc2e0<\/strong>\ub4dc\ub77c\uc774\ube0c. \uc8fc\uc694 \ud2b8\ub80c\ub4dc\ub294 \uc544\ub798\uc5d0\uc11c \ubd84\uc11d\ud569\ub2c8\ub2e4:<\/p>\n

\n

1. UPI \uc9c0\ubc30\ub825 \uc9c0\uc18d \uac15\ud654<\/strong><\/h3>\n
    \n
  • \uc2dc\uc7a5 \uaddc\ubaa8<\/strong>UPI \uac70\ub798\ub7c9\uc740 2023\ub144 \uc6d4 100\uc5b5 \uac74\uc5d0\uc11c 2028\ub144 \uc6d4 300\uc5b5 \uac74\uc73c\ub85c \uc99d\uac00\ud558\uc5ec \ube44\ud604\uae08 \uacb0\uc81c\uc758 \ube44\uc911\uc774 751\uc870 \uc6d0 \uc774\uc0c1 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/li>\n
  • \ud574\uc678 \ud655\uc7a5<\/strong>\uc2f1\uac00\ud3ec\ub974 \ubc0f UAE\uc640 \uac19\uc740 \uad6d\uac00\uc640\uc758 \uad6d\uacbd \uac04 UPI \ud611\ub825\uc744 \ud655\ub300\ud558\uc5ec \ub3d9\ub0a8\uc544\uc2dc\uc544 \ubc0f \uc911\ub3d9\uc758 \uc778\ub3c4 \ub514\uc544\uc2a4\ud3ec\ub77c\ub97c \uc704\ud55c \uc1a1\uae08 \uc2dc\ub098\ub9ac\uc624\ub97c \uc7a0\uc7ac\uc801\uc73c\ub85c \ub2e4\ub8f0 \uac83\uc785\ub2c8\ub2e4.<\/li>\n
  • \uae30\ub2a5 \uc5c5\uadf8\ub808\uc774\ub4dc<\/strong>\uc2e0\uc6a9 \uacb0\uc81c(\uc608: UPI\uc5d0 \uc5f0\uacb0\ub41c RuPay \uc2e0\uc6a9\uce74\ub4dc), \uc624\ud504\ub77c\uc778 \uac70\ub798, \uc2a4\ub9c8\ud2b8 \uacc4\uc57d \uae30\ub2a5\uc774 \uc810\ucc28 \uc790\ub9ac\ub97c \uc7a1\uc744 \uac83\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n
    \n

    2. \uc784\ubca0\ub514\ub4dc \uae08\uc735\uacfc \uc288\ud37c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc758 \ubd80\uc0c1<\/strong><\/h3>\n
      \n
    • \uc644\uc804\ud55c \uc5d0\ucf54 \uacb0\uc81c \ud1b5\ud569<\/strong>\uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc(Flipkart), \uc18c\uc15c \uc571(WhatsApp Pay), \uc9c0\uc5ed \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4(Swiggy, Zomato)\uac00 \uacb0\uc81c\uc640 \uae34\ubc00\ud558\uac8c \ud1b5\ud569\ub418\uc5b4 '\uc1fc\ud551-\uc18c\uc15c-\uae08\uc735'\uc758 \ud3d0\uc1c4\ud615 \ub8e8\ud504\uac00 \ub9cc\ub4e4\uc5b4\uc9c8 \uac83\uc785\ub2c8\ub2e4.<\/li>\n
    • \uc131\uc7a5\uacfc \ud568\uaed8 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc131\uc7a5\ud558\ub294 BNPL<\/strong>'\uc9c0\uae08 \uad6c\ub9e4\ud558\uace0 \ub098\uc911\uc5d0 \uacb0\uc81c\ud558\ub294' \uc2dc\uc7a5 \uaddc\ubaa8\uac00 200\uc5b5 \ub2ec\ub7ec(\ud604\uc7ac \uc57d 30\uc5b5 \ub2ec\ub7ec)\ub97c \ub118\uc5b4\uc124 \uc218 \uc788\uc73c\uba70, Paytm, Amazon Pay\uc640 \uac19\uc740 \ud50c\ub808\uc774\uc5b4\uc758 \uc2dc\uc7a5 \uc9c4\uc785\uc744 \uc720\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n
      \n

      3. CBDC(\ub514\uc9c0\ud138 \ub8e8\ud53c) \ud30c\uc77c\ub7ff \uc2a4\ucf00\uc77c\uc5c5<\/strong><\/h3>\n
        \n
      • \ub3c4\ub9e4 CBDC<\/strong>\uc740\ud589 \uac04 \uacb0\uc81c\ub97c \ud1b5\ud574 \uad6d\uacbd \uac04 \uc1a1\uae08\uc758 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uace0, \uc18c\ub9e4\uc6a9 CBDC\ub294 2026\ub144 \uc774\ud6c4 51\uc870 3,000\uc5b5~101\uc870 3,000\uc5b5 \uba85\uc758 \uc778\uad6c\ub97c \ucee4\ubc84\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
      • \uc815\ucc45 \uc778\uc13c\ud2f0\ube0c<\/strong>\uc778\ub3c4 \uc911\uc559\uc740\ud589\uc740 \ud2b9\ud788 \ub18d\ucd0c \uae08\uc735 \ud3ec\uc6a9 \ubd80\ubb38\uc5d0\uc11c \uc138\uae08 \uc778\uc13c\ud2f0\ube0c\ub098 \ubcf4\uc870\uae08\uc744 \ud1b5\ud574 \ud310\ub9e4\uc790\uac00 \ub514\uc9c0\ud138 \ub8e8\ud53c\ub97c \ubc1b\uc544\ub4e4\uc774\ub3c4\ub85d \uc720\ub3c4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n
        \n

        4. AI \uae30\ubc18 \uc704\ud5d8 \uad00\ub9ac \ubc0f \uac1c\uc778\ud654\ub41c \uc11c\ube44\uc2a4<\/strong><\/em><\/h3>\n

        \uc0ac\uae30 \ud0d0\uc9c0 \uc2dc\uc2a4\ud15c \uc751\ub2f5 \uc2dc\uac04\uc774 \ubc00\ub9ac\ucd08\ub85c \ub2e8\ucd95\ub418\uc5c8\uc2b5\ub2c8\ub2e4;
        \n\uc0ac\uc6a9\uc790 \ud589\ub3d9\uc5d0 \uae30\ubc18\ud55c \ub3d9\uc801 \uc2e0\uc6a9 \uc810\uc218\ub294 \uc2e0\uc6a9 \uae30\ub85d\uc774 \uc5c6\ub294 \uc0ac\ub78c\ub4e4\ub3c4 \ud3ec\ud568\ud569\ub2c8\ub2e4;<\/p>\n

        \n

        5. \uc624\ud504\ub77c\uc778 \uacb0\uc81c\uc758 \ub514\uc9c0\ud138 \ud655\uc0b0<\/strong><\/em><\/h3>\n

        \uc911\uc18c\ub3c4\uc2dc\uc758 QR\ucf54\ub4dc\/NFC \ucee4\ubc84\ub9ac\uc9c0\uac00 80%(\ud604\uc7ac \uc57d 50%)\ub97c \ub118\uc5b4\uc130\uc2b5\ub2c8\ub2e4;
        \n\uc6e8\uc5b4\ub7ec\ube14 \uae30\uae30 \uacb0\uc81c(\uc2a4\ub9c8\ud2b8 \ubc34\ub4dc \ub4f1)\ub294 \uc5f0\uac04 40%\uc758 \uc18d\ub3c4\ub85c \uc131\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

        \n

        \ub3c4\uc804 \uacfc\uc81c\uc640 \uc704\ud5d8<\/em><\/h2>\n

        1. \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \ub17c\ub780 \uc2ec\ud654
        \n2. \ub18d\ucd0c \uc9c0\uc5ed\uc758 \ub124\ud2b8\uc6cc\ud06c \uc548\uc815\uc131 \ubb38\uc81c
        \n3. PAYTM \uc0ac\uac74\uc73c\ub85c \ucd09\ubc1c\ub41c \uaddc\uc81c \uac15\ud654 \uac00\ub2a5\uc131<\/p>\n

        \ud22c\uc790\uc790\ub4e4\uc740 \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec \uc8fc\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4:
        \n\u2192 UPI \uc778\ud504\ub77c \uacf5\uae09\uc790
        \n\u2192 AI \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc194\ub8e8\uc158 \uc81c\uacf5\uc5c5\uccb4
        \n\u2192 \ud06c\ub85c\uc2a4\ubcf4\ub354 \uacb0\uc81c \ucc44\ub110 \uad6c\ucd95<\/p>\n

        \uadf8\ub7fc \uc774\uc81c \ud5a5\ud6c4 5\ub144\uac04 \uc778\ub3c4 \uacb0\uc81c \uc0b0\uc5c5\uc758 \ub2e4\ub978 \uc8fc\uc694 \ud2b8\ub80c\ub4dc, \uc138\ubd84\ud654 \uae30\ud68c, \uc7a0\uc7ac\uc801 \uc704\ud5d8 \uc694\uc18c\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4:<\/p>\n

        \n

        6. \uad6d\uacbd \uac04 \uacb0\uc81c\uc758 \ud601\uc2e0\uc801\uc778 \ud601\uc2e0<\/strong><\/h3>\n
          \n
        • \n

          \uc2e4\uc2dc\uac04 \uad6d\uacbd \uac04 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c<\/strong>::
          \nRBI\uc758 \ube60\ub978 \uacb0\uc81c \uc2dc\uc2a4\ud15c(\uc608: PayNow)\uacfc \uc2f1\uac00\ud3ec\ub974, UAE \ub4f1\uc758 \uc0c1\ud638 \uc5f0\uacb0\uc774 \uc815\uc0c1\ud654\ub418\uc5b4 2028\ub144\uae4c\uc9c0 \uad6d\uacbd \uac04 UPI \uac70\ub798 \uc810\uc720\uc728\uc774 151 TP3T\ub85c \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4(\ud604\uc7ac 31 TP3T \ubbf8\ub9cc).
          \n\uc0ac\ub840(\ubc95\ub960)<\/em>\uc778\ub3c4 \ub178\ub3d9\uc790\uac00 UPI\ub97c \ud1b5\ud574 \ud544\ub9ac\ud540\uc5d0 \uc788\ub294 \uac00\uc871\uc5d0\uac8c \uc1a1\uae08\ud558\ub294 \uacbd\uc6b0 \uc218\uc218\ub8cc\uac00 TP51T\uc5d0\uc11c TP11T \ubbf8\ub9cc\uc73c\ub85c \uc778\ud558\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n

        • \n

          \uc554\ud638\ud654\ud3d0\ub97c \uc704\ud55c \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4<\/strong>::
          \n\uc8fc\uc758\uac00 \ud544\uc694\ud558\uc9c0\ub9cc \uc778\ub3c4\ub294 \ud2b9\uc815 \uad6d\uc81c \ubb34\uc5ed \uc2dc\ub098\ub9ac\uc624, \ud2b9\ud788 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc11c\ube44\uc2a4 \uc218\ucd9c \ubd84\uc57c\uc5d0\uc11c \uc0ac\uc6a9\ud558\uae30 \uc704\ud574 \uc2a4\ud14c\uc774\ube14\ucf54\uc778(\uc608: INR \uace0\uc815 \ud1a0\ud070)\uc744 \uc2dc\ubc94\uc801\uc73c\ub85c \ub3c4\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ul>\n

          \n

          7. \ub18d\ucd0c \uae08\uc735 \ud3ec\uc6a9\uc744 \uc704\ud55c '\ub77c\uc2a4\ud2b8 \ub9c8\uc77c' \uc194\ub8e8\uc158<\/strong><\/h3>\n
            \n
          • \uc74c\uc131 \uacb0\uc81c \ubc0f \uc800\uc0ac\uc591 \uae30\uae30 \uc9c0\uc6d0<\/strong>::
            \n\ubc29\uc5b8 \uc74c\uc131 \uba85\ub839\uc744 \uc9c0\uc6d0\ud558\ub294 \uacbd\ub7c9 UPI \uc571(Google Pay Spot\uacfc \uc720\uc0ac)\uc740 1\uc5b5 \uba85 \uc774\uc0c1\uc758 \ud53c\ucc98\ud3f0 \uc0ac\uc6a9\uc790\uc5d0\uac8c \ub3c4\ub2ec\ud560 \uac83\uc785\ub2c8\ub2e4.<\/li>\n
          • \ud2b9\ud30c\uc6d0 \ubc45\ud0b9 \ub124\ud2b8\uc6cc\ud06c \ud655\uc7a5<\/strong>::
            \n\uc778\ub3c4 \uc6b0\ud3b8 \uacb0\uc81c \uc740\ud589(IPPB)\uacfc \uac19\uc740 \uc870\uc9c1\uc740 30\ub9cc \uac1c\uc758 \ub9c8\uc744 \ub2e8\uc704 \ud0a4\uc624\uc2a4\ud06c\ub97c \ud1b5\ud574 \ud604\uae08\uc5d0\uc11c \ub514\uc9c0\ud138\ub85c \uc804\ud658\ud558\ub294 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n
            \n

            8. B2B \uacb0\uc81c\uc758 \uc790\ub3d9\ud654 \ubb3c\uacb0<\/strong><\/em><\/h3>\n
              \n
            • \ubd80\uc0c1\ud558\ub294 \uacf5\uae09\ub9dd \uae08\uc735 \ud50c\ub7ab\ud3fc<\/strong>::
              \nTReDS(\ub9e4\ucd9c\ucc44\uad8c \ud560\uc778 \ud50c\ub7ab\ud3fc) \uac70\ub798 \uaddc\ubaa8\uac00 500\uc5b5 \ub2ec\ub7ec\ub85c 5\ubc30 \uc99d\uac00\ud560 \uc218 \uc788\uc73c\uba70, \uc911\uc18c\uae30\uc5c5\uc740 \ube14\ub85d\uccb4\uc778 \uc5b4\uc74c\uc73c\ub85c \ub2e8 \uba87 \ucd08 \ub9cc\uc5d0 \uc790\uae08\uc744 \uc870\ub2ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
            • \ub3d9\uc801 \ud560\uc778 \ub300\uc911\ud654<\/strong>::
              \nERP \ud1b5\ud569\uc5d0 \uae30\ubc18\ud55c \uc790\ub3d9\ud654\ub41c \uc870\uae30 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \uacf5\uae09\uc5c5\uccb4\ub294 1%-3%\uc758 \ucd94\uac00 \uc720\ub3d9\uc131 \ud61c\ud0dd\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n
              \n

              9. \uc0dd\uccb4 \uc778\uc2dd \uacb0\uc81c\uc758 \uc804\ud658\uc810<\/strong><\/em><\/h3>\n
                \n
              • \uc2dc\uc7a5 \uaddc\ubaa8 \uc608\uce21<\/em>\uc9c0\ubb38\/\uc5bc\uad74 \uc778\uc2dd \uacb0\uc81c \uc0ac\uc6a9\uc790\ub294 2023\ub144 8\ucc9c\ub9cc \uba85\uc5d0\uc11c 2028\ub144 4\uc5b5 \uba85\uc73c\ub85c \uc99d\uac00\ud560 \uac83\uc785\ub2c8\ub2e4.<\/li>\n
              • \ud601\uc2e0\uc801\uc778 \ubc29\ud5a5<\/em>\uc8fc\uc720\uc18c\/\uace0\uc18d\ub3c4\ub85c \uc694\uae08\uc18c\uc5d0\uc11c '\uc2a4\uc640\uc774\ud504\ud558\uc5ec \ucd9c\ud1f4\uadfc' - \ucc28\ub7c9 \ub0b4 \uacb0\uc81c\uc640 \uc544\ub4dc\ud558\ub974 \uc2e0\uc6d0 \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud569\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n
                \n

                [\uc0c8\ub85c\uc6b4 \uc704\ud611 \ub9e4\ud2b8\ub9ad\uc2a4 \ubd84\uc11d]<\/strong> (\ubc1c\uc0dd \ud655\ub960 \uc21c\uc11c\ub300\ub85c)<\/h2>\n\n\n\n\n\n\n\n
                \uc704\ud5d8 \uc720\ud615<\/th>\n\uc77c\ubc18\uc801\uc778 \uc2dc\ub098\ub9ac\uc624<\/th>\n\uc644\ud654 \uc870\uce58<\/th>\n<\/tr>\n<\/thead>\n
                \uaddc\uc81c \ud30c\ud3b8\ud654<\/td>\n\uc8fc \uc815\ubd80\uc5d0\uc11c QR\ucf54\ub4dc\uc5d0 \ucd94\uac00 \uc138\uae08\uc744 \ubd80\uacfc\ud558\ub294 \uacbd\uc6b0<\/td>\n\uc804\uc790 \uacb0\uc81c\ub97c \uc704\ud55c \uad6d\uac00 \uc785\ubc95 \ud504\ub808\uc784\uc6cc\ud06c \uad6c\ucd95<\/td>\n<\/tr>\n
                \uae30\uc220 \ubd80\ucc44\uc758 \ub204\uc801<\/td>\n\uad6c\ud615 ATM \uc2dc\uc2a4\ud15c\uc740 CBDC\uc640 \ud638\ud658\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/td>\n\uae08\uc735 \uae30\uad00\uc758 \ud544\uc218 IT \uc5c5\uadf8\ub808\uc774\ub4dc \uc77c\uc815<\/td>\n<\/tr>\n
                \uace0\ub839\uce35\uc744 \ub178\ub9ac\ub294 \uc18c\uc15c \uc5d4\uc9c0\ub2c8\uc5b4\ub9c1 \uc0ac\uae30<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
                \n

                [\ud22c\uc790 \ud56b\uc2a4\ud31f \ub9e4\ud551]<\/strong><\/h2>\n
                \ud30c\uc774 
                \r\n    \uc81c\ubaa9 2028\ub144 \uc790\ubcf8 \ud750\ub984 \uc608\uce21
                \r\n    \"AI \uc704\ud5d8 \uad00\ub9ac \ub3c4\uad6c\": 35%
                \r\n    \"\uc624\ud504\ub77c\uc778 \uacb0\uc81c \ud558\ub4dc\uc6e8\uc5b4(\uc2a4\ub9c8\ud2b8 POS \ub4f1)\" : 25%
                \r\n    \"\ub18d\uc5c5 \uacf5\uae09\ub9dd\uc744 \uc704\ud55c SaaS+\uacb0\uc81c\" :20%
                \r\n<\/code><\/pre>\n
                \n
                \uc870\uce58 \uad8c\uc7a5 \uc0ac\ud56d<\/strong><\/em><\/h2>\n
                  \n
                1. \uae30\uc5c5\uac00\uc6a9<\/strong> \uc778\ub3c4 12\uac1c \uc5b8\uc5b4\ub97c \uc9c0\uc6d0\ud558\ub294 AR \uccad\uad6c\uc11c \uc2a4\uce94 \ub3c4\uad6c \uac1c\ubc1c(\uc9c0\ubc29 \uc0c1\uc778\ub4e4\uc758 \uc560\ub85c\uc0ac\ud56d);<\/li>\n
                2. <\/li>\n<\/ol>","protected":false},"excerpt":{"rendered":"
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