\ub3c5\ub9bd \uc0ac\uc774\ud2b8\uc5d0\uc11c \ud30c\ud0a4\uc2a4\ud0c4 \ud604\uc9c0 \uacb0\uc81c\ub97c \uc0ac\uc6a9\ud558\ub824\uba74 \ud604\uc9c0\uc5d0\uc11c \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 \uacb0\uc81c \ubc29\ubc95\uacfc \uae08\uc735 \ud658\uacbd\uc744 \uc870\ud569\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \ub2e8\uacc4\ubcc4 \uc194\ub8e8\uc158\uc785\ub2c8\ub2e4:<\/p>\n
\uc740\ud589 \uc1a1\uae08\/\uc778\ud130\ub137 \ubc45\ud0b9<\/strong><\/p>\n \ubaa8\ubc14\uc77c \uc9c0\uac11<\/strong><\/p>\n \uc120\ubd88 \uce74\ub4dc \uc2dc\uc2a4\ud15c<\/strong><\/p>\n BNPL \uc11c\ube44\uc2a4<\/strong><\/p>\n \ucd94\ucc9c \uacbd\ub85c:<\/strong><\/p>\n 85% \uc0ac\uc6a9\uc790 \ucee4\ubba4\ub2c8\ud2f0\uc5d0 \ub3c4\ub2ec\ud558\ub824\uba74 \ucd5c\uc18c 2\uac1c \uc774\uc0c1\uc758 \ucc44\ub110\uc744 \ub3d9\uc2dc\uc5d0 \ud1b5\ud569\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n V. \uc77c\ubc18\uc801\uc778 \ubb38\uc81c\uc5d0 \ub300\ud55c \ud574\uacb0\ucc45: Q: \ubaa8\ubc14\uc77c \uacb0\uc81c \uc131\uacf5\ub960\uc744 \ucd5c\uc801\ud654\ud558\ub294 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc778\uac00\uc694? \ud83d\udd39 \uc774\uc288<\/em>\uc7ac\uc988\uce90\uc2dc\/\uc774\uc9c0\ud30c\uc774\uc0ac \uac70\ub798\ub294 \uc885\uc885 \uc794\uc561 \ubd80\uc871\uc73c\ub85c \uc2e4\ud328\ud569\ub2c8\ub2e4. \ud83d\udd39 \uc774\uc288<\/em>: \ubc45\ud06c\uce74\ub4dc 3D \ubcf4\uc548 \uc778\uc99d \uc2dc\uac04 \ucd08\uacfc \uc628\ub77c\uc778 \uacb0\uc81c\uc758 \ube60\ub978 \uc131\uc7a5\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 451\uba85\uc758 TP3T \uc0ac\uc6a9\uc790\uac00 \uc5ec\uc804\ud788 COD\ub97c \uc120\ud0dd\ud55c\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc778\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4. \uba54\ud0c0 \uc2b9\uc778\ub41c WhatsApp \ube44\uc988\ub2c8\uc2a4 API\ub97c \ud1b5\ud574 \uad6c\ud604\ub429\ub2c8\ub2e4. VII. \ub300\uc548 \ube44\uad50\ud45c(\uc8fc\ub958 \ucc44\ub110\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\ub294 \uacbd\uc6b0)<\/p>\n VIII. \uc8fc\uc694 \uc9c0\ud45c\uc758 \ubaa8\ub2c8\ud130\ub9c1 \ubc0f \ub370\uc774\ud130 \ubd84\uc11d \ud83d\udcca \uad8c\uc7a5 \ub3c4\uad6c \uc138\ud2b8: \ub2e4\uc74c \ub2e8\uacc4\ub97c \uc704\ud55c \uad8c\uc7a5 \uc0ac\ud56d \ud2b9\uc815 \uc138\uc158\uc5d0 \ub300\ud55c \ucf54\ub4dc \uad6c\ud604 \uc138\ubd80 \uc815\ubcf4\ub098 \uae30\ud0c0 \uaddc\uc815 \uc900\uc218 \ubb38\uc11c \uc0d8\ud50c\uc774 \ud544\uc694\ud55c \uacbd\uc6b0 \uc54c\ub824\uc8fc\uc138\uc694!<\/p>","protected":false},"excerpt":{"rendered":" \ud30c\ud0a4\uc2a4\ud0c4\uc758 \ub3c5\ub9bd \uc5ed\uc5d0\uc11c \ud604\uc9c0 \uacb0\uc81c\ub97c \uc774\uc6a9\ud558\ub824\uba74 \ud604\uc9c0\uc5d0\uc11c \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 \uacb0\uc81c \uc218\ub2e8\uacfc \uae08\uc735 \uae30\uad00\uc744 \uc870\ud569\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[37],"tags":[],"class_list":["post-2861","post","type-post","status-publish","format-standard","hentry","category-37"],"yoast_head":"\n\n
\n
\n
\n
\n
\n
II. \uae30\uc220 \uc561\uc138\uc2a4 \ud504\ub85c\uadf8\ub7a8<\/h3>\n
\n
\/\/ JazzCash PHP \uc0d8\ud50c \ucf54\ub4dc \uc2a4\ub2c8\ud3ab
\r\n$post_data = array(
\r\n 'pp_Version' => '1.1',
\r\n 'pp_TxnType' => 'MWALLET',
\r\n 'pp_Language' => 'EN',
\r\n 'pp_MERCHANTID' => YOUR_MERCHANT_ID,
\r\n 'pp_SubMerchantID' => '',
\r\n \/\/... \uae30\ud0c0 \ud544\uc218 \ub9e4\uac1c\ubcc0\uc218...
\r\n);
\r\n<\/code><\/pre>\n<\/p>\n
\n
<\/p>\n
{% \ub313\uae00 %}
\r\ncheckout.liquid\uc5d0 \ud604\uc9c0 \uacb0\uc81c \uc635\uc158 \ucd94\uac00
\r\n\"\ud30c\ud0a4\uc2a4\ud0c4 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\"\uc640 \uac19\uc740 \ud50c\ub7ec\uadf8\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.
\r\n{% \ub05d \ucf54\uba58\ud2b8 %}
\r\n<\/code><\/pre>\nIII. \uaddc\uc815 \uc900\uc218 \uc694\uad6c \uc0ac\ud56d \ud544\uc218 \uc790\ub8cc<\/h3>\n
\n
IV. \uc694\uc728 \ubc0f \uc815\uc0b0 \uc8fc\uae30 \ube44\uad50\ud45c<\/h3>\n
\n\n
\n \n\uacb0\uc81c \ubc29\ubc95<\/th>\n \uc218\uc218\ub8cc\uc728<\/th>\n T+ \uc815\uc0b0 \uc8fc\uae30<\/th>\n USD \ud658\ucc28\uc190<\/th>\n<\/tr>\n<\/thead>\n \n JazzCash<\/td>\n ~3% + Rs10<\/td>\n T+3<\/td>\n ~2%<\/td>\n<\/tr>\n \n HBL \uac8c\uc774\ud2b8\uc6e8\uc774<\/td>\n $0.25\/\ud39c +1%<\/td>\n T+5<\/td>\n OBR \uc774\uc790\uc728 \ubcc0\ub3d9<\/td>\n<\/tr>\n \n QisstPay \ud560\ubd80) \uccab \ubc88\uc9f8 \ud560\ubd80 \uc989\uc2dc, \uc774\ud6c4 \uc6d4\ubcc4 \ud560\ubd80 \uacb0\uc81c<\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\nQ: \"IBAN \uc778\uc99d \uc2e4\ud328\" \uc624\ub958\uac00 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4.
\nA: 24\ube44\ud2b8 \ud45c\uc900 \ud30c\ud0a4\uc2a4\ud0c4 IBAN \ud615\uc2dd PKXX XXXX XXXX XXXX XXXX XXXX)\uc744 \uc0ac\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
\n-\uc7ac\uc988\uce90\uc2dc SDK\ub97c PWA \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0 \uae34\ubc00\ud558\uac8c \ud1b5\ud569\ud558\uba74 22% \uc804\ud658\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\ud30c\ud0a4\uc2a4\ud0c4 \uacb0\uc81c \ud658\uacbd\uc758 \uc2ec\uce35\uc801\uc778 \ucd5c\uc801\ud654<\/strong><\/h3>\n
1. \ud604\uc9c0\ud654\ub41c \uacb0\uc81c \ud398\uc774\uc9c0 \ucd5c\uc801\ud654<\/strong><\/h4>\n
\n
2. \uc7a5\uc560 \ubc1c\uc0dd\ub960\uc774 \ub192\uc740 \uc2dc\ub098\ub9ac\uc624\uc5d0 \ub300\ucc98\ud558\uae30<\/strong><\/h4>\n
\n\u2705 \ucc98\ubc29\uc804<\/em>::<\/p>\n\n
\n\u2705 \ucc98\ubc29\uc804<\/em>::<\/p>\n\/\/ \ud504\ub7f0\ud2b8\uc5d4\ub4dc \uc790\ub3d9 \uc7ac\uc2dc\ub3c4 \ub85c\uc9c1 \uc608\uc2dc
\r\nretryCount = 0\uc73c\ub85c \uc124\uc815\ud569\ub2c8\ub2e4;
\r\n\ud568\uc218 processPayment() {
\r\n if (retryCount < 2) {
\r\n setTimeout(() => {
\r\n submit3DS().
\r\n retryCount++;
\r\n }, 3000); \/\/ \ud3c9\uade0 MTN \ub124\ud2b8\uc6cc\ud06c \uc9c0\uc5f0 \uc2dc\uac04\uc740 2.8\ucd08\uc785\ub2c8\ub2e4.
\r\n }
\r\n}
\r\n<\/code><\/pre>\n3. COD(\ub300\uae08 \uc0c1\ud658) \ud2b9\ubcc4 \ucc98\ub9ac<\/strong><\/h4>\n
\n\u26a0\ufe0f \uc704\ud5d8 \uad00\ub9ac \uad8c\uc7a5 \uc0ac\ud56d<\/em>:<\/p>\n\n
4. WhatsApp \ud1b5\ud569 \uacb0\uc81c \uc218\uae08(\uc0c8\ub85c\uc6b4 \uc811\uadfc \ubc29\uc2dd)<\/strong><\/h4>\n
\n1\ufe0f\u20e3 \uc0ac\uc6a9\uc790\uc758 WhatsApp\uc73c\ub85c \uc804\uc1a1\ud560 \uacb0\uc81c \ub9c1\ud06c\ub97c \uc0dd\uc131\ud569\ub2c8\ub2e4.
\n2\ufe0f\u20e3 \uc784\ubca0\ub514\ub4dc \uc7ac\uc988\uce90\uc2dc\/\uc774\uc9c0\ud30c\uc774\uc0ac \ub525\ub9c1\ud06c \uc571 \uacb0\uc81c \ubc14\ub85c \uac00\uae30<\/p>\n# Python Send WhatsApp \uccad\uad6c \uc608\uc81c(Twilio API \uc0ac\uc6a9)
\r\ntwilio.rest\uc5d0\uc11c \ud074\ub77c\uc774\uc5b8\ud2b8 \uac00\uc838\uc624\uae30
\r\n
\r\naccount_sid = 'YOUR_ACCOUNT_SID'
\r\nauth_token = 'YOUR_AUTH_TOKEN'
\r\n\ud074\ub77c\uc774\uc5b8\ud2b8 = \ud074\ub77c\uc774\uc5b8\ud2b8(\uacc4\uc815_ID, \uc778\uc99d_\ud1a0\ud070)
\r\n
\r\nmessage = client.messages.create(
\r\n body='\uc8fc\ubb38 #12345 \uacb0\uc81c \ub300\uae30 \uc911: jazzcash:\/\/pay?amount=1500&ref=ORDER123',
\r\n from_='whatsapp:+14155238886', # \ud2b8\uc70c\ub9ac\uc624 \uc0cc\ub4dc\ubc15\uc2a4 \ubc88\ud638
\r\n to='whatsapp:+923001234567' # \ud30c\ud0a4\uc2a4\ud0c4 \ubc88\ud638 \ud615\uc2dd
\r\n)
\r\n<\/code><\/pre>\n\n\n
\n \n\ud50c\ub79c B \ud504\ub85c\uadf8\ub7a8<\/th>\n \uc801\uc6a9 \uac00\ub2a5\ud55c \uc2dc\ub098\ub9ac\uc624<\/th>\n \uc561\uc138\uc2a4 \uc18d\ub3c4<\/th>\n (\uc81c\uc870, \uc0dd\uc0b0 \ub4f1) \ube44\uc6a9<\/th>\n<\/tr>\n<\/thead>\n \n TCS Connect \ubb3c\ub958 \uceec\ub809\uc158<\/td>\n \uc678\ub534 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc740\ud589 \uc11c\ube44\uc2a4\uac00 \uc81c\uacf5\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/td>\n 1\uc77c<\/td>\n \uc8fc\ubb38\ub2f9 8%+\ud604\uae08 \ucde8\uae09 \uc218\uc218\ub8cc<\/td>\n<\/tr>\n \n \uc2a4\ud2b8\ub77c\uc774\ud504 + JS \ubc45\ud06c \ub370\ubaa8 \uacc4\uc88c<\/td>\n \ubbf8\uad6d \ub2ec\ub7ec\ub85c \uacb0\uc81c\ud574\uc57c \ud558\ub294 \ud574\uc678 \ud310\ub9e4\uc790<\/td>\n 3\uc8fc $0.5\/\uc2a4\ud2b8\ub85c\ud06c + FX \uc190\uc2e4 1.5%<\/td>\n <\/td>\n<\/tr>\n \n \uc554\ud638\ud654\ud3d0 \uc7a5\uc678 \uac70\ub798\uc18c \uac70\ub798\uc18c \ud1b5\uc81c\ub97c \uc6b0\ud68c\ud558\ub294 \ud589\uc704(\uace0\uc704\ud5d8)<\/td>\n \uc57d 6%-12%\uc758 \uc989\uac01\uc801\uc778 \uac70\ub798\uc18c \uc2a4\ud504\ub808\ub4dc<\/td>\n <\/td>\n <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\n\uc774\ub7ec\ud55c \ub370\uc774\ud130 \ud3ec\uc778\ud2b8\ub294 \uc2e4\uc2dc\uac04\uc73c\ub85c \ucd94\uc801\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4:
\n1\ufe0f\u20e3 JazzCash \uc131\uacf5 \ub300 \uc2e4\ud328 \uac70\ub798 \ube44\uc728 \uc784\uacc4\uac12 \uc54c\ub78c(<65%)
\n2\ufe0f\u20e3 EasyPaisa \ubaa8\ubc14\uc77c\uacfc \ub370\uc2a4\ud06c\ud1b1 \uc804\ud658\uc758 \ucc28\uc774\uc810
\n3\ufe0f\u20e3 \uac70\ubd80\ub41c COD \uc8fc\ubb38\uc758 \uc9c0\ub9ac\uc801 \ud788\ud2b8 \ub9f5(Google \uc9c0\ub3c4 API\ub85c \ub808\uc774\ube14 \uc9c0\uc815)<\/p>\n
\n\u2714\ufe0f Google \uc560\ub110\ub9ac\ud2f1\uc2a4 \ub9de\ucda4 \uc774\ubca4\ud2b8 +
\n\u2714\ufe0f Teradata \ud30c\ud0a4\uc2a4\ud0c4 \uc5d0\ub514\uc158\uacfc \uac19\uc740 \ub85c\uceec BI \ub3c4\uad6c<\/p>\n
\n
\n\ub3c5\ub9bd\ud615 \uc0ac\uc774\ud2b8\uc758 \uc6d4 \uac70\ub798\uac00 1,000\uac74\uc744 \ucd08\uacfc\ud588\ub2e4\uba74 \uc9c0\uae08 \ubc14\ub85c JazzCash \ud310\ub9e4\uc790 \ud30c\ud2b8\ub108 \ud504\ub85c\uadf8\ub7a8\uc5d0 \uac00\uc785\ud558\uc5ec \ub2e4\uc74c\uacfc \uac19\uc740 \ub3c5\uc810 \ud61c\ud0dd\uc744 \ubc1b\uc73c\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4:
\n-\uc694\uae08\uc774 1.9%\ub85c \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4.
\n-\uc815\uc0b0 \uc8fc\uae30\uac00 T+1\ub85c \ub2e8\ucd95\ub428
\n-\uc6b0\uc120 \uae30\uc220 \uc9c0\uc6d0 \ucc44\ub110<\/p>\n