{"id":2893,"date":"2025-05-20T14:31:02","date_gmt":"2025-05-20T06:31:02","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2893"},"modified":"2025-05-20T14:31:02","modified_gmt":"2025-05-20T06:31:02","slug":"%e5%ad%9f%e5%8a%a0%e6%8b%89%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e5%ae%89%e5%85%a8%e5%90%97%ef%bc%9f%e4%bd%a0%e9%9c%80%e8%a6%81%e7%9f%a5%e9%81%93%e7%9a%84%e5%b8%b8%e8%af%86","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/20\/%e5%ad%9f%e5%8a%a0%e6%8b%89%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e5%ae%89%e5%85%a8%e5%90%97%ef%bc%9f%e4%bd%a0%e9%9c%80%e8%a6%81%e7%9f%a5%e9%81%93%e7%9a%84%e5%b8%b8%e8%af%86\/","title":{"rendered":"\ubc29\uae00\ub77c\ub370\uc2dc\uc5d0\uc11c \uc804\uc790 \uacb0\uc81c\ub294 \uc548\uc804\ud55c\uac00\uc694? \uc54c\uc544\uc57c \ud560 \uc0c1\uc2dd"},"content":{"rendered":"<h1>\ubc29\uae00\ub77c\ub370\uc2dc\uc5d0\uc11c \uc804\uc790 \uacb0\uc81c\ub294 \uc548\uc804\ud55c\uac00\uc694? \uc54c\uc544\uc57c \ud560 \uc0c1\uc2dd<\/h1>\n<h2>\uc18c\uac1c<\/h2>\n<p>\ub514\uc9c0\ud138 \uacbd\uc81c\uc758 \uae09\uc18d\ud55c \uc131\uc7a5\uacfc \ud568\uaed8 \ubc29\uae00\ub77c\ub370\uc2dc\uc5d0\uc11c\ub294 \uc804\uc790 \uacb0\uc81c\uac00 \uc810\uc810 \ub354 \ub300\uc911\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc628\ub77c\uc778 \uc1fc\ud551, \uc1a1\uae08, \uc77c\uc0c1\uc801\uc778 \uc9c0\ucd9c \ub4f1 \uc810\uc810 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ubaa8\ubc14\uc77c \uc9c0\uac11, \uc740\ud589 \uce74\ub4dc, \uc628\ub77c\uc778 \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc5d0 \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubc29\uae00\ub77c\ub370\uc2dc\uc5d0\uc11c \uc804\uc790 \uacb0\uc81c\uac00 \uc2e4\uc81c\ub85c \uc548\uc804\ud55c\uac00\uc694? \uc774 \uae00\uc5d0\uc11c\ub294 \uc774 \uc9c8\ubb38\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uace0 \uc2e4\uc9c8\uc801\uc778 \ubcf4\uc548 \uc870\uc5b8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<h2>\ubc29\uae00\ub77c\ub370\uc2dc \uc804\uc790\uacb0\uc81c \ud604\ud669 1.<\/h2>\n<h3>1.1 \uc8fc\uc694 \uc804\uc790 \uacb0\uc81c \ubc29\ubc95<\/h3>\n<p>\ud604\uc7ac \ubc29\uae00\ub77c\ub370\uc2dc\uc758 \uc804\uc790 \uacb0\uc81c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc8fc\uc694 \ud615\ud0dc\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\ubaa8\ubc14\uc77c \uc9c0\uac11(\uc608: bKash, \ub098\uac00\ub4dc, \ub85c\ucf13)<\/strong>\ud734\ub300\ud3f0 \uc694\uae08 \ucda9\uc804, \uc1a1\uae08 \ubc0f \uac00\ub9f9\uc810 \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud558\ub294 \uac00\uc7a5 \uc778\uae30 \uc788\ub294 \ud604\uc9c0\ud654\ub41c \ub514\uc9c0\ud138 \uc9c0\uac11\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uc740\ud589 \uc9c1\ubd88\/\uc2e0\uc6a9 \uce74\ub4dc(\ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc)<\/strong>\uc8fc\ub85c \uc628\ub77c\uc778 \uc1fc\ud551 \ubc0f \uad6d\uc81c \uac70\ub798\uc5d0 \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>UPI \uc720\ud615 \uc2dc\uc2a4\ud15c(\uc608: SureCash)<\/strong>\uc77c\ubd80 \uc740\ud589\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc989\uc2dc \uc1a1\uae08 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>QR\ucf54\ub4dc \uc2a4\uce94 \uacb0\uc81c(\uc608: Dmoney)<\/strong>\uc810\ucc28 \ubd80\uc0c1\ud558\uace0 \uc788\ub294 \ud604\uae08 \uc5c6\ub294 \uac70\ub798 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>1.2 \uc815\ubd80 \uaddc\uc81c \ubc0f \uc815\ucc45 \uc9c0\uc6d0<\/h3>\n<p>\ud540\ud14c\ud06c \ubc1c\uc804\uc744 \ucd09\uc9c4\ud558\uace0 \uc0ac\uc6a9\uc790\uc758 \uc790\uae08\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud574 \ubc29\uae00\ub77c\ub370\uc2dc \uc740\ud589(RBI)\uc740 \uc2dc\uc7a5 \ud589\ub3d9\uc744 \uaddc\uc81c\ud558\uace0 \uc0ac\uae30 \uc704\ud5d8\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud574 2018 \uae08\uc735 \uc11c\ube44\uc2a4\ubc95 \ub4f1\uc758 \uaddc\uc815\uc744 \ud3ec\ud568\ud55c \uc5c4\uaca9\ud55c \uaddc\uc81c \uc870\uce58\ub97c \uc2dc\ud589\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2 . \uc77c\ubc18\uc801\uc778 \uc548\uc804 \uc704\ud5d8 \ubc0f \uc0ac\ub840 \uc5f0\uad6c<\/p>\n<p>\uc5c4\uaca9\ud55c \uaddc\uc81c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc18c\ube44\uc790\ub4e4\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uc704\ud611\uc5d0 \uc720\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>(a) \ud53c\uc2f1 \uc0ac\uae30<br \/>\n2023\ub144 \ucd08, \ube44\uce90\uc2dc \uc0ac\uc6a9\uc790\ub4e4\uc740 \uacf5\ubb34\uc6d0\uc73c\ub85c \uc704\uc7a5\ud55c \ubc94\uc8c4\uc790\ub4e4\uc774 \uacc4\uc815 \uc815\ubcf4\ub97c \ud6d4\uce58\uae30 \uc704\ud574 \uac00\uc9dc \ub9c1\ud06c\ub97c \uc804\uc1a1\ud558\ub294 \ub300\uaddc\ubaa8 SMS \uc0ac\uae30\ub97c \ub2f9\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>(b) SIM \uce74\ub4dc \ud558\uc774\uc7ac\ud0b9<br \/>\n\uc77c\ubd80 \ud1b5\uc2e0\uc0ac\uc758 \ud5c8\uc220\ud55c \uc778\uc99d\uc73c\ub85c \uc778\ud574 \ubc94\uc8c4\uc790\ub4e4\uc740 SIM \uce74\ub4dc \uad50\uccb4\ub97c \ud1b5\ud574 OTP \ube44\ubc00\ubc88\ud638\ub97c \ud68d\ub4dd\ud558\uc5ec \uc0ac\uae30\ub97c \uc800\uc9c0\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>(c) \uba40\uc6e8\uc5b4 \uacf5\uaca9<br \/>\n\uc815\uc0c1 \uc571\uc73c\ub85c \uac00\uc7a5\ud55c \uc704\uc870 \uc571\uc740 \ub85c\uadf8\uc778 \uc790\uaca9 \uc99d\uba85\uc744 \ub3c4\uc6a9\ud560 \uc218 \uc788\uc73c\uba70, \uc791\ub144\uc5d0\ub294 \ub0a8\uc544\uc2dc\uc544 \uc0ac\uc6a9\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \ud55c \uc0ac\uae30\uc131 \uc571\uc774 \ub2e4\uc218 \ubc1c\uacac\ub418\uc5b4 Google Play\uc5d0\uc11c \uc0ad\uc81c\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p><em>\uc2e4\uc81c \uc0ac\ub840: \ub2e4\uce74\uc758 \ud55c \ub300\ud559\uc0dd\uc774 \ud734\ub300\ud3f0\uc744 \ud0a4\ub85c\uae45 \ubc14\uc774\ub7ec\uc2a4\uc5d0 \uac10\uc5fc\uc2dc\ud0a4\ub294 '\uacbd\ud488 \uc54c\ub9bc' \ub9c1\ud06c\ub97c \ud074\ub9ad\ud55c \ud6c4 15\ub9cc Tk\ub97c \uc783\uc5c8\uc2b5\ub2c8\ub2e4.<\/em><\/p>\n<p>3 . \uac70\ub798 \ubcf4\uc548\uc744 \uc704\ud55c 7\uac00\uc9c0 \uc8fc\uc694 \uc870\uce58<\/p>\n<p><strong>(1) \uc774\uc911 \uc778\uc99d \uc0ac\uc6a9 \uc124\uc815\ud558\uae30<\/strong><br \/>\n\ubaa8\ub4e0 \uc8fc\uc694 \ud50c\ub7ab\ud3fc\uc5d0\uc11c SMS + \uc0dd\uccb4 \uc778\uc99d \uc81c\uacf5<\/p>\n<p><strong>(2) \uc815\uae30\uc801\uc73c\ub85c \ube44\ubc00\ubc88\ud638 \uc5c5\ub370\uc774\ud2b8<\/strong><br \/>\n\uc0dd\uc77c\/\ub2e8\uc21c \uc22b\uc790 \uc870\ud569 \ud53c\ud558\uae30<\/p>\n<p><strong>(3) \uacf5\uc2dd \ucc44\ub110\uc744 \ud1b5\ud574\uc11c\ub9cc \uc571\uc744 \ub2e4\uc6b4\ub85c\ub4dc\ud558\uc138\uc694.<\/strong><br \/>\n\uad6c\uae00 \ud50c\ub808\uc774 \ub610\ub294 \uc560\ud50c \uc2a4\ud1a0\uc5b4 \uc778\uc99d \ub85c\uace0 \uc778\uc2dd<\/p>\n<p><strong>(4) OTP \ucf54\ub4dc \uc8fc\uc758\ud574\uc11c \ub2e4\ub8e8\uae30<\/strong><br \/>\n\ub2e4\ub978 \uc0ac\ub78c\uacfc \uc778\uc99d \ucf54\ub4dc\ub97c \uacf5\uc720\ud558\uc9c0 \ub9c8\uc138\uc694.<\/p>\n<p><strong>(5) \uc218\ucde8\uc778 \uc815\ubcf4 \ud655\uc778<\/strong><br \/>\n\uc790\uae08\uc744 \uc774\uccb4\ud558\uae30 \uc804\uc5d0 \uacc4\uc88c \ubc88\ud638\uc640 \uc774\ub984\uc758 \ucca0\uc790\ub97c \ubc18\ub4dc\uc2dc \ud655\uc778\ud558\uc138\uc694.<\/p>\n<p>*(6)<em>\uac70\ub798 \ud55c\ub3c4 \uc124\uc815\ud558\uae30<\/em><br \/>\n\uac70\uc561\uc758 \uae08\uc804 \ub3c4\ub09c \uc704\ud5d8 \uac10\uc18c<\/p>\n<p>*(7)<em>\uccad\uad6c\uc11c\ub97c \uc801\uc2dc\uc5d0 \ud655\uc778<\/em><br \/>\n\uc774\uc0c1 \uc9d5\ud6c4\uac00 \ubc1c\uacac\ub418\uba74 \uc989\uc2dc \uace0\uac1d \uc11c\ube44\uc2a4\uc5d0 \uc5f0\ub77d\ud558\uc5ec \uacc4\uc815\uc744 \ub3d9\uacb0\ud558\uc138\uc694.<\/p>\n<blockquote>\n<p>\uc804\ubb38\uac00 \ud301: \uae08\uc735 \uc5c5\ubb34\uc5d0 \ud2b9\uc218 \uc7a5\ube44\ub97c \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uacf5\uc6a9 \ucef4\ud4e8\ud130\ub97c \uc0ac\uc6a9\ud558\ub294 \uac83\ubcf4\ub2e4 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n<p>4 . \ud50c\ub7ab\ud3fc \uac04 \uc548\uc804 \ubc0f \ubcf4\uc548 \ube44\uad50 \ubd84\uc11d<\/p>\n<table>\n<thead>\n<tr>\n<th>\uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/th>\n<th>\uc554\ud638\ud654<\/th>\n<th>\uc9c0\uae09 \uc815\ucc45<\/th>\n<th>\uace0\uac1d \uc11c\ube44\uc2a4 \uc751\ub2f5 \uc2dc\uac04<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>bKash<\/td>\n<td>AES-256<\/td>\n<td>72\uc2dc\uac04 \uc774\uc758 \uc81c\uae30 \uae30\uac04<\/td>\n<td>&lt;24\uc2dc\uac04<\/td>\n<\/tr>\n<tr>\n<td>\ub098\uac00\ub4dc<\/td>\n<td>SSL+\ud1a0\ud070<\/td>\n<td>&#8211;<\/td>\n<td>&gt;48\uc2dc\uac04 \ucd08\uacfc<\/td>\n<\/tr>\n<tr>\n<td>DBBL \ub85c\ucf13<\/td>\n<td>&#8211;<\/td>\n<td>- \uc624\ud504\ub77c\uc778 \ucc98\ub9ac \ud544\uc694<\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \ube44\uce90\uc2dc\ub294 \uae30\uc220 \ubcf4\ud638\uc640 \uace0\uac1d \uc11c\ube44\uc2a4 \uce21\uba74\uc5d0\uc11c \ucd5c\uace0\uc785\ub2c8\ub2e4.<\/p>\n<p>5 . \ud5a5\ud6c4 \uac1c\ubc1c \ub3d9\ud5a5 \ubc0f \uad8c\uc7a5 \uc0ac\ud56d<\/p>\n<p>5.1 \uc0dd\uccb4 \uc778\uc2dd\uc758 \uc801\uc6a9<br \/>\n\uc548\uba74 \uc778\uc2dd\/\uc9c0\ubb38 \uacb0\uc81c \ucd9c\uc2dc\ub85c \ubcf4\uc548\uc774 \ud68d\uae30\uc801\uc73c\ub85c \uac1c\uc120\ub429\ub2c8\ub2e4.<\/p>\n<p>5.2 \ube14\ub85d\uccb4\uc778 \uae30\uc220 \uc0b4\ud3b4\ubcf4\uae30<br \/>\n\uc77c\ubd80 \uc740\ud589\uc740 \ubd84\uc0b0 \uc6d0\uc7a5 \uc2dc\uc2a4\ud15c\uc744 \ud14c\uc2a4\ud2b8\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><em>\uc0ac\uc6a9\uc790\ub97c \uc704\ud55c \uad8c\uc7a5 \uc0ac\ud56d.<\/em><br \/>\n-\uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \ubc30\uc6b0\uace0 \uc801\uc751\ud560 \uc218 \uc788\ub294 \ub2a5\ub825 \uc720\uc9c0<br \/>\n-PCI DSS \uc778\uc99d\uc744 \ubc1b\uc740 \ud50c\ub7ab\ud3fc \uc120\ud638<\/p>\n<p>\uacb0\ub860<\/p>\n<p>\uc5b4\ub290 \uc815\ub3c4\uc758 \uc704\ud5d8\uc740 \uc788\uc9c0\ub9cc \uc62c\ubc14\ub978 \ubc29\ubc95\uc744 \uc775\ud788\uace0 \uaddc\uc815\uc744 \uc900\uc218\ud558\ub294 \ud50c\ub7ab\ud3fc\uc744 \uc120\ud0dd\ud558\uba74 \ud3b8\ub9ac\ud568\uc744 \ucda9\ubd84\ud788 \ub204\ub9ac\uace0 \uc790\uae08\uc758 \uc548\uc804\uc744 \ubcf4\ud638\ud560 \uc218 \uc788\uc73c\uba70, \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \uc228\uaca8\uc9c4 \uc704\ud5d8\uc758 \uadfc\ubcf8 \uc6d0\uc778\uc744 \uc81c\uac70\ud558\uae30 \uc704\ud574 \uc88b\uc740 \uc628\ub77c\uc778 \ubcf4\uc548 \uc2b5\uad00\uc744 \uae30\ub974\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<h2>6. <strong>\ubc29\uae00\ub77c\ub370\uc2dc\uc758 \uc804\uc790 \uacb0\uc81c \ubcf4\uc548 \uae30\uc220 \ubd84\uc11d<\/strong><\/h2>\n<h3>6.1 <strong>\uc5d4\ub4dc\ud22c\uc5d4\ub4dc \uc554\ud638\ud654(E2EE) \uc560\ud50c\ub9ac\ucf00\uc774\uc158<\/strong><\/h3>\n<p>\ubc29\uae00\ub77c\ub370\uc2dc\uc5d0\uc11c\ub294 bKash, \ub098\uac00\ub4dc\uc640 \uac19\uc740 \uc8fc\ub958 \uc804\uc790\uacb0\uc81c \ud50c\ub7ab\ud3fc\uc774 \ub2e4\uc74c\uc744 \uc0ac\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<strong>AES-256 \uc554\ud638\ud654 \ud45c\uc900<\/strong>\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc804\uc1a1 \uc911\uc5d0 \uc81c3\uc790\uac00 \uac70\ub798 \ub370\uc774\ud130\ub97c \ub3c4\uc6a9\ud560 \uc218 \uc5c6\ub3c4\ub85d \ud569\ub2c8\ub2e4. \ub610\ud55c \uc77c\ubd80 \ubc45\ud0b9 \uc571\uc5d0\uc11c\ub294 \uc911\uac04\uc790 \uacf5\uaca9\uc758 \uc704\ud5d8\uc744 \ub354\uc6b1 \uc904\uc774\uae30 \uc704\ud574 \uace0\uae09 TLS 1.3 \ud504\ub85c\ud1a0\ucf5c\uc744 \ubc30\ud3ec\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>6.2 <strong>\uc0dd\uccb4 \uc778\uc99d\uc758 \uc778\uae30<\/strong><\/h3>\n<p>\ucd5c\uadfc\uc5d0\ub294 \uc9c0\ubb38 \uc778\uc2dd\uacfc \uc5bc\uad74 \uc778\uc99d\uc774 \ud604\uc9c0 \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uc810\ucc28 \ud45c\uc900 \uae30\ub2a5\uc73c\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\ube44\uce90\uc2dc\ub294 \uc9c0\ubb38 \ub85c\uadf8\uc778 \ubc0f \uac70\ub798 \ud655\uc778\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<li>\ub098\uac00\ub4dc, \uace0\uc561 \uc1a1\uae08 \ud655\uc778\uc744 \uc704\ud55c '\ud398\uc774\uc2a4 \ud398\uc774' \uae30\ub2a5 \ucd9c\uc2dc<br \/>\n\uc774 \uc774\uc911 \uc778\uc99d \ubc29\uc2dd\uc740 \uae30\uc874 \ube44\ubc00\ubc88\ud638\ubcf4\ub2e4 \uc704\uc870\ud558\uae30\uac00 \ub354 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p><em>\uc804\ubb38\uac00 \uc870\uc5b8: \uacc4\uc815 \ubcf4\ud638\ub97c \uac15\ud654\ud558\uae30 \uc704\ud574 \uc6b0\uc120\uc801\uc73c\ub85c \uc0dd\uccb4 \uc778\uc2dd \uc635\uc158\uc744 \uc0ac\uc6a9 \uc124\uc815\ud558\uc138\uc694.<\/em><\/p>\n<p>7 . \uc0ac\uae30 \ud6c4 \uc751\uae09 \uc808\ucc28<\/p>\n<p>\uc548\ud0c0\uae5d\uac8c\ub3c4 \uc790\uae08 \ub3c4\ub09c\uc774 \ubc1c\uc0dd\ud55c \uacbd\uc6b0 \uc989\uc2dc \ub2e4\uc74c \uc870\uce58\ub97c \ucde8\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4:<\/p>\n<p><strong>(1) \uacc4\uc815 \ub3d9\uacb0<\/strong><br \/>\n\uace0\uac1d \uc11c\ube44\uc2a4 \ud56b\ub77c\uc778\uc73c\ub85c \uc804\ud654\ud558\uac70\ub098 \uc571\uc758 \uae34\uae09 \uc7a0\uae08 \uae30\ub2a5\uc744 \uc0ac\uc6a9\ud558\uc138\uc694.<\/p>\n<p><strong>(2) \uc99d\uac70 \ubcf4\uc874<\/strong><br \/>\n\ubaa8\ub4e0 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798 \ubc0f \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc758 \uc2a4\ud06c\ub9b0\uc0f7<\/p>\n<p><strong>(3) \uacbd\ucc30 \uc2e0\uace0<\/strong><br \/>\n\ud604\uc9c0 \uc0ac\uc774\ubc84 \ubc94\uc8c4 \ubd80\uc11c\uc5d0 \uc11c\uba74\uc73c\ub85c \uc2e0\uace0\uc11c\ub97c \uc81c\ucd9c\ud558\uc138\uc694(\ubc18\ud658 \uc601\uc218\uc99d \ud544\uc694).<\/p>\n<p><strong>(4) \uc740\ud589\/\ud50c\ub7ab\ud3fc\uc5d0 \uc5f0\ub77d\ud558\uae30<\/strong><br \/>\n\ubd84\uc7c1 \uc2e0\uccad\uc11c \uc815\uc2dd \uc81c\ucd9c \ubc0f \uc9c4\ud589 \uc0c1\ud669\uc5d0 \ub300\ud55c \ud6c4\uc18d \uc870\uce58<\/p>\n<blockquote>\n<p>\ucc38\uace0: \ub300\ubd80\ubd84\uc758 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \ud074\ub808\uc784 \uc870\uc0ac\ub97c \uc2dc\uc791\ud558\ub824\uba74 48\uc2dc\uac04\uc774 \uc18c\uc694\ub429\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n<p>8 . \ud2b9\uc218 \uc778\uad6c\uc758 \uc0ac\uc6a9 \uc9c0\uce68<\/p>\n<p>8.1 \uace0\ub839\uc790\ub97c \uc704\ud55c \uc0ac\uae30 \uc608\ubc29\uc758 \ud544\uc218 \uc0ac\ud56d<br \/>\n-\uacc4\uc815 \uc6b4\uc601\uc744 \uc704\ud55c '\uc815\ubd80 \ubcf4\uc870\uae08' \ub4f1\uc758 \ub0af\uc120 \uc804\ud654\ub294 \uac70\uc808\ud558\uc138\uc694.<br \/>\n-\uc790\ub140\uac00 \uc18c\uc561 \uacb0\uc81c \ud55c\ub3c4 \uc124\uc815\uc744 \ub3c4\uc640\uc8fc\ub3c4\ub85d \ud558\uae30<\/p>\n<p>8.2 \uad6d\uacbd \uac04 \uac70\ub798 \uace0\ub824 \uc0ac\ud56d<br \/>\n-\ud574\uc678 \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc\uc5d0\uc11c\ub9cc \uc2e0\uc6a9 \uce74\ub4dc \uc0ac\uc6a9 \uc2dc 3D \ubcf4\uc548 \uc778\uc99d\uc744 \uc120\ud0dd\ud569\ub2c8\ub2e4.<br \/>\n-\uacf5\uc6a9 WiFi \ud658\uacbd\uc5d0\uc11c \uc678\ud658 \uacb0\uc81c \ubc29\uc9c0<\/p>\n<p>9 .2024 \ubcf4\uc548 \ud2b8\ub80c\ub4dc \uc804\ub9dd<\/p>\n<p><strong>(a) AI \uc0ac\uae30 \ubc29\uc9c0 \uc2dc\uc2a4\ud15c \uc5c5\uadf8\ub808\uc774\ub4dc<\/strong><br \/>\n\uba38\uc2e0\ub7ec\ub2dd\uc744 \ud1b5\ud574 \ube44\uc815\uc0c1\uc801\uc778 \uac70\ub798 \ud328\ud134\uc744 \ub354 \uc815\ud655\ud558\uac8c \uc2dd\ubcc4\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>(b) e-KYC \ubcf8\uaca9\ud654<\/strong><br \/>\n\ube44\ub514\uc624 \uc2e4\uba85 \uc778\uc99d\uc73c\ub85c \uae30\uc874 \uc2e0\uc6d0 \ud655\uc778 \ubc29\ubc95 \ub300\uccb4\ud558\uae30<\/p>\n<p><strong>(c) NFC \uadfc\uac70\ub9ac \ubb34\uc120 \uacb0\uc81c\uc758 \ubd80\uc0c1<\/strong><br \/>\n\uc545\uc758\uc801\uc778 QR\ucf54\ub4dc \uad50\uccb4\ub85c \uc778\ud55c \uc704\ud5d8 \uac10\uc18c<\/p>\n<p><em>\uc18c\ube44\uc790\ub294 \uc0c8\ub85c\uc6b4 \ubcf4\ud638 \uc870\uce58\ub97c \ud30c\uc545\ud558\uae30 \uc704\ud574 \ud50c\ub7ab\ud3fc \uacf5\uc9c0\uc5d0 \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec\uc57c \ud569\ub2c8\ub2e4.<\/em><\/p>\n<p>10 . \ub2f9\uad6d \uc5f0\ub77d\ucc98<\/p>\n<p>\ud574\uacb0\ud560 \uc218 \uc5c6\ub294 \ubb38\uc81c\ub294 \uacf5\uc2dd \uc9c0\uc6d0\uc744 \uc694\uccad\ud558\uc138\uc694:<\/p>\n<ul>\n<li>\ubc29\uae00\ub77c\ub370\uc2dc \uc740\ud589 \uae08\uc735 \uc18c\ube44\uc790 \ubcf4\ud638 \ubd80\uc11c: 16236<\/li>\n<li>\uc0ac\uc774\ubc84 \ubc94\uc8c4 \ubd80\uc11c \uc6f9\uc0ac\uc774\ud2b8: www.cybercrime.gov.bd<\/li>\n<li>\ube44\uce90\uc2dc \uacf5\uc2dd \ubcf4\uace0 \uc774\uba54\uc77c.<a href=\"mailto:abuse@bkash.com\">abuse@bkash.com<\/a><\/li>\n<\/ul>\n<hr>\n<p>\ubaa8\ub4e0 \uc0ac\uc6a9\uc790\ub294 \uc9c0\uc18d\uc801\uc778 \uacbd\uacc4\ub97c \ud1b5\ud574 \uc704\uc758 \uc885\ud569\uc801\uc778 \ubcf4\uc548 \uc9c0\uc2dd\uc744 \uc2b5\ub4dd\ud568\uc73c\ub85c\uc368 \uacac\uace0\ud55c \uae08\uc735 \ubcf4\ud638 \ub124\ud2b8\uc6cc\ud06c\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\uc548\uc744 \uc704\ud574 \ud3b8\uc758\uc131\uc744 \ud76c\uc0dd\ud574\uc11c\ub294 \uc548 \ub418\uba70, \uc0ac\uc804 \uc608\ubc29 \uc870\uce58\ub9cc\uc774 \ub514\uc9c0\ud138 \uae08\uc735\uc774 \uc81c\uacf5\ud558\ub294 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \uae30\uc5b5\ud558\uc138\uc694.<\/p>","protected":false},"excerpt":{"rendered":"<p>\ubc29\uae00\ub77c\ub370\uc2dc\uc5d0\uc11c \uc804\uc790 \uacb0\uc81c\ub294 \uc548\uc804\ud55c\uac00\uc694? \uc54c\uc544\uc57c \ud560 \uc0c1\uc2dd \uc18c\uac1c \ub514\uc9c0\ud138 \uacbd\uc81c\uc640 \ud568\uaed8...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[36],"tags":[],"class_list":["post-2893","post","type-post","status-publish","format-standard","hentry","category-36"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ 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\u5f15\u8a00 \u968f\u7740\u6570\u5b57\u7ecf\u6d4e\u7684&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/20\/\u5b5f\u52a0\u62c9\u7535\u5b50\u652f\u4ed8\u5b89\u5168\u5417\uff1f\u4f60\u9700\u8981\u77e5\u9053\u7684\u5e38\u8bc6\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-20T06:31:02+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" 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