{"id":2907,"date":"2025-05-21T14:04:54","date_gmt":"2025-05-21T06:04:54","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2907"},"modified":"2025-05-21T14:04:54","modified_gmt":"2025-05-21T06:04:54","slug":"%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/","title":{"rendered":"\uc778\ub3c4\ub124\uc2dc\uc544 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc0cc\ub4dc\ubc15\uc2a4 \ud658\uacbd \ubc0f \ud14c\uc2a4\ud2b8 \uad6c\uc131 \ubc29\ubc95"},"content":{"rendered":"

\uc778\ub3c4\ub124\uc2dc\uc544 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc0cc\ub4dc\ubc15\uc2a4 \ud658\uacbd \ubc0f \ud14c\uc2a4\ud2b8 \uad6c\uc131 \ubc29\ubc95\ub860 \uac00\uc774\ub4dc<\/h1>\n

I. \uc778\ub3c4\ub124\uc2dc\uc544 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc0cc\ub4dc\ubc15\uc2a4 \uac1c\uc694<\/h2>\n

\ub3d9\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c \uac00\uc7a5 \ud070 \ub514\uc9c0\ud138 \uacbd\uc81c \uad6d\uac00 \uc911 \ud558\ub098\uc778 \uc778\ub3c4\ub124\uc2dc\uc544\ub294 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc774 \ube60\ub974\uac8c \ubc1c\uc804\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud540\ud14c\ud06c \ud601\uc2e0\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574 \uc778\ub3c4\ub124\uc2dc\uc544 \uae08\uc735\uc11c\ube44\uc2a4\uccad(OJK)\uacfc \uc911\uc559\uc740\ud589(BI)\uc740 \uae30\uc5c5\ub4e4\uc774 \ud1b5\uc81c\ub41c \uc870\uac74\uc5d0\uc11c \ud601\uc2e0\uc801\uc778 \uacb0\uc81c \uc194\ub8e8\uc158\uc744 \ud14c\uc2a4\ud2b8\ud560 \uc218 \uc788\ub294 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc0cc\ub4dc\ubc15\uc2a4 \ud658\uacbd\uc744 \uad6c\ucd95\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc0cc\ub4dc\ubc15\uc2a4 \ud575\uc2ec \uac00\uce58<\/strong>\uc774\ub294 \uaddc\uc815 \uc900\uc218 \uc704\ud5d8 \uac10\uc18c, \uc81c\ud488 \ubc18\ubcf5 \uc8fc\uae30 \uac00\uc18d\ud654, \uc0ac\uc6a9\uc790 \uacbd\ud5d8 \ucd5c\uc801\ud654\uc758 \uc138 \uac00\uc9c0 \uc601\uc5ed\uc5d0 \ubc18\uc601\ub429\ub2c8\ub2e4. \uc2e4\uc81c \uac70\ub798 \ud658\uacbd\uc744 \uc2dc\ubbac\ub808\uc774\uc158\ud558\ub418 \uc2e4\uc81c \uc790\uae08 \ud750\ub984\uc744 \ubd84\ub9ac\ud568\uc73c\ub85c\uc368 \uae30\uc5c5\uc740 \uae30\uc220\uc758 \uc2e4\ud604 \uac00\ub2a5\uc131\uc744 \uc548\uc804\ud558\uac8c \uac80\uc99d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

II. \uc778\ub3c4\ub124\uc2dc\uc544 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc561\uc138\uc2a4 \uc2e0\uccad \uc870\uac74 \ubc0f \uc808\ucc28<\/h2>\n

2.1 \uae30\ubcf8 \uc790\uaca9 \uc694\uac74<\/h3>\n

\uc2e0\uccad \uae30\uad00\uc740 \ub2e4\uc74c \uc870\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4:<\/p>\n

    \n
  • \uc778\ub3c4\ub124\uc2dc\uc544\uc5d0 \ubc95\uc801\uc73c\ub85c \ub4f1\ub85d\ub41c \uae08\uc735 \uae30\uad00 \ub610\ub294 \ud5c8\uac00\ub41c \ud540\ud14c\ud06c \ud68c\uc0ac<\/li>\n
  • \ucd5c\uc18c 10\uc5b5 \ub8e8\ud53c\uc544(\ubbf8\ud654 \uc57d 7\ub9cc \ub2ec\ub7ec)\uc758 \ub4f1\ub85d \uc790\ubcf8\uae08 \ubcf4\uc720<\/li>\n
  • \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0(AML) \ubc0f \uace0\uac1d \uc2e0\uc6d0 \ud655\uc778(KYC) \ud504\ub85c\uc138\uc2a4\uac00 \uc798 \ud655\ub9bd\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
  • PCI DSS \ub808\ubca8 3+ \ubcf4\uc548 \ud45c\uc900\uc744 \uc900\uc218\ud558\ub294 IT \uc778\ud504\ub77c<\/li>\n<\/ul>\n

    2.2 API \uc778\ud130\ud398\uc774\uc2a4 \ubb38\uc11c \uc561\uc138\uc2a4<\/h3>\n

    \uac1c\ubc1c\uc790\ub294 \ub2e4\uc74c \ucc44\ub110\uc744 \ud1b5\ud574 \ucd5c\uc2e0 API \uc124\uba85\uc11c\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

      \n
    1. BI-SPSS(\uc2dc\uc2a4\ud15c \ud3a8\ubc14\uc57c\ub780 \ub9ac\ud154 \ub098\uc154\ub110) \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8 \ub2e4\uc6b4\ub85c\ub4dc \uc601\uc5ed<\/li>\n
    2. OJK \ud540\ud14c\ud06c \uc624\ud53c\uc2a4 \uc624\ud504\ub77c\uc778 \uc2e0\uccad\uc11c<\/li>\n
    3. \ud30c\ud2b8\ub108 \uc0cc\ub4dc\ubc15\uc2a4 \uc81c\uacf5\uc5c5\uccb4 \ud3ec\ud138(\uc608: Doku, Midtrans \ub4f1)<\/li>\n<\/ol>\n

      \uc778\ud130\ud398\uc774\uc2a4 \ubc84\uc804\uc774 \ud504\ub85c\ub355\uc158 \ud658\uacbd\uacfc \uc77c\uad00\uc131\uc744 \uc720\uc9c0\ud558\ub824\uba74 \uc790\ub8cc\ub97c \uad6c\ud560 \ub54c \uacf5\uc2dd \ucc44\ub110\uc744 \uc6b0\uc120\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

      \ub85c\uceec\ub77c\uc774\uc81c\uc774\uc158 \ud14c\uc2a4\ud2b8 \ud658\uacbd\uc744 \uad6c\ucd95\ud558\ub294 \ub2e8\uacc4<\/h2>\n

      3.1 Java\/Python \uac1c\ubc1c \uc0d8\ud50c \ucf54\ub4dc \uad6c\uc870 \ubd84\uc11d<\/h3>\n
      \/\/ Java \uc608\uc81c: \uae30\ubcf8 \ud2b8\ub79c\uc7ad\uc158 \uc694\uccad \ud074\ub798\uc2a4 \uad6c\uc870 
      \r\n\uacf5\uc6a9 \ud074\ub798\uc2a4 IndoPaymentRequest {
      \r\n    private String merchantCode; \/\/Merchant ID (MID)
      \r\n    private String transactionId; \/\/BI \ud615\uc2dd TRX2023MMDDHHmmssSSS \ub530\ub974\uae30 
      \r\n    \ube44\uacf5\uac1c BigDecimal \uae08\uc561.
      \r\n    private Currency \ud1b5\ud654 = Currency.getInstance(\"IDR\");
      \r\n    
      \r\n    @NotNull 
      \r\n    \ud06c\uae30(\ucd5c\uc18c=16,\ucd5c\ub300=19)
      \r\n    private String customerPAN; \/\/\uce74\ub4dc \ubc88\ud638\ub294 BIN \uaddc\uce59\uc744 \uc900\uc218\ud574\uc57c \ud569\ub2c8\ub2e4.
      \r\n    
      \r\n    \/\/ \uac9f\ud130 \ubc0f \uc138\ud130 \uba54\uc11c\ub4dc \uc0dd\ub7b5...
      \r\n}
      \r\n<\/code><\/pre>\n
      \ud30c\uc774\uc36c \uac1c\ubc1c\uc790\ub294 \ubd80\ub3d9 \uc18c\uc218\uc810 \uc815\ubc00\ub3c4\ub97c \ub2e4\ub8f0 \ub54c \ud2b9\ubcc4\ud55c \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec\uc57c \ud569\ub2c8\ub2e4:<\/p>\n
      # \ud30c\uc774\uc36c \uae08\uc561 \ucc98\ub9ac \ubaa8\ubc94 \uc0ac\ub840 \uc608\uc2dc  
      \r\n\uc2ed\uc9c4\uc218 \uac00\uc838\uc624\uae30\uc5d0\uc11c \uc2ed\uc9c4\uc218  
      \r\n
      \r\ndef format_idr_amount(value).
      \r\n     \ubc18\ud658 Decimal(str(value)).quantize(Decimal('0.00'))
      \r\n<\/code><\/pre>\n
      XML \uba54\uc2dc\uc9c0 \ud2b9\uc218 \uc694\uad6c \uc0ac\ud56d \ubd84\uc11d(\uc591\uc2dd)<\/h3>\n\n\n\n\n\n\n\n
      \ud544\ub4dc \uc774\ub984<\/strong><\/th>\n\ud544\uc218 \ud544\ub4dc<\/strong><\/th>\n\uc11c\uc2dd \uc9c0\uc815<\/strong><\/th>\n\ube44\uace0<\/strong><\/th>\n<\/tr>\n<\/thead>\n
      <merchant_id><\/td>\nbe<\/td>\nAN20 \ubb38\uc790<\/td>\nOJK\uc5d0\uc11c \ud560\ub2f9\ud558\ub294 \uace0\uc720 \uc2dd\ubcc4\uc790<\/td>\n<\/tr>\n
      <trx_time><\/td>\nbe<\/td>\n\uc2dc\uac04\ub300\ub294 \uba85\uc2dc\uc801\uc73c\ub85c \uc120\uc5b8\ud574\uc57c \ud569\ub2c8\ub2e4. yyyy-MM-ddTHH:mm:ssZ+07:00<\/td>\n<\/td>\n<\/tr>\n
        \uc54c\uace0\ub9ac\uc998\uc740 SHA256-RSA2048 \uc11c\uba85 \uae38\uc774 \uace0\uc815 512\ubc14\uc774\ud2b8 \uc9c0\uc6d0<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
      \ucc38\uace0: \ubaa8\ub4e0 XML \ub178\ub4dc \uc774\ub984\uc740 \uc18c\ubb38\uc790\ub85c \ud45c\uae30\ud574\uc57c \ud569\ub2c8\ub2e4.<\/em><\/p>\n
      SSL \uc778\uc99d\uc11c \uc591\ubc29\ud5a5 \uc778\uc99d \uad6c\uc131 \ud3ec\uc778\ud2b8(\uac15\uc870)<\/h2>\n
      1) TLSv1_2 \uc774\uc0c1 \ud504\ub85c\ud1a0\ucf5c \ubc84\uc804 \ucc44\ud0dd<\/p>\n
      openssl s_client -connect sandbox.bi.go.id:443 -tls1_2  
      \r\n<\/code><\/pre>\n
      2) \uc778\uc99d\uc11c \uccb4\uc778\uc5d0\ub294 \ub2e4\uc74c CA\uac00 \ud3ec\ud568\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4:<\/p>\n
        \n
      • DigiCert \uae00\ub85c\ubc8c \ub8e8\ud2b8 CA<\/li>\n
      • \ub8e8\ud2b8 \uc778\uc99d \uae30\uad00 \uc704\ud0c1<\/li>\n<\/ul>\n
        3) CRL \ud655\uc778 \uc8fc\uae30\ub97c 4\uc2dc\uac04 \uc774\ub0b4\ub85c \uc124\uc815\ud569\ub2c8\ub2e4.<\/p>\n
        \uc77c\ubc18\uc801\uc778 \uc624\ub958SSL\ud578\ub4dc\uc170\uc774\ud06c \uc608\uc678<\/code>\uc18c\uc9c4 \ub2e8\uacc4:
        \n\ud0a4\uc2a4\ud1a0\uc5b4(JKS\/p12)\uc5d0 \uc804\uccb4 \uc778\uc99d\uc11c \uccb4\uc778\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\ub294\uc9c0 \ud655\uc778 \u2461 \uc11c\ubc84 SNI \uad6c\uc131 \ud655\uc778 \u2462 \ud604\uc9c0 \uc2dc\uac04 \ub3d9\uae30\ud654 \uc0c1\ud0dc \ud655\uc778<\/p>\n
        QRIS \ud45c\uc900 \ud14c\uc2a4\ud2b8 \ucf00\uc774\uc2a4 \ub514\uc790\uc778 \ud15c\ud50c\ub9bf(\uc591\uc2dd)<\/h2>\n
        \uc0ac\uc6a9 \uc0ac\ub840 \ubc88\ud638 Q001-TC003<\/p>\n\n\n\n\n\n\n
        <\/th>\n<\/th>\n<\/tr>\n<\/thead>\n
        \uc2dc\ub098\ub9ac\uc624 \uc124\uba85 \uc18c\ube44\uc790\uac00 \uc815\uc801 QR \ucf54\ub4dc\ub97c \uc2a4\uce94\ud558\uc5ec \uacb0\uc81c\ud558\ub294 \uacbd\uc6b0<\/td>\n<\/td>\n<\/tr>\n
        \uc0ac\uc804 \uc694\uad6c \uc0ac\ud56d\uc778 \ud310\ub9e4\uc790\uac00 QRIS \uc11c\ube44\uc2a4\ub97c \uc5f4\uc5c8\uace0 \ub2e8\ub9d0\uae30\uac00 \uc628\ub77c\uc778 \uc0c1\ud0dc\uc5ec\uc57c \ud569\ub2c8\ub2e4.<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
        \uc808\ucc28.<\/p>\n
        [\uc18c\ube44\uc790] \uc81c\ud734 \uc740\ud589 \uc571\uc758 \ucf54\ub4dc \uc2a4\uce94 \uae30\ub2a5 \uc2e4\ud589 \u2192 [\uc2dc\uc2a4\ud15c] QR\ucf54\ub4dc \ud30c\uc2f1 \ubc0f \uae08\uc561 \ud45c\uc2dc \u2192 [\uc0ac\uc6a9\uc790] \uacb0\uc81c \ud655\uc778 \ubc0f PIN \uc785\ub825 \u2192 [\ub9e4\uc785\uc790] BI \uccad\uc0b0\uc13c\ud130\uc5d0 \uc2b9\uc778 \uc694\uccad \uc804\uc1a1 \u2192 [\ubc1c\ud589\uc790] \uc2b9\uc778 \uc751\ub2f5 \ucf54\ub4dc \"00\"\uc744 \ubc18\ud658\ud569\ub2c8\ub2e4.
        \r\n<\/code><\/pre>\n
        \uc608\uc0c1 \uacb0\uacfc.<\/p>\n
        \ub9e4\uc785\uc790\uac00 \uccad\uc0b0 \uc54c\ub9bc\uc744 \ubc1b\ub294 \uc2dc\uac04 \u2264 5\ucd08, \ud310\ub9e4\uc790 \uad00\ub9ac \ubc31\uc624\ud53c\uc2a4\uc640 \uac70\ub798 \uc0c1\ud0dc \ub3d9\uae30\ud654 \u2264 30\ucd08, ISO20022 \ud45c\uc900\uc5d0 \ub530\ub978 \uc815\uc0b0 \ud30c\uc77c \uc0dd\uc131.
        \r\n<\/code><\/pre>\n
        \ube44\uc815\uc0c1\uc801\uc778 \ud750\ub984 \ucc98\ub9ac.
        \n\uc751\ub2f5 \ucf54\ub4dc '51'(\uc794\uc561 \ubd80\uc871)\uc774 \ubc1c\uc0dd\ud558\uba74 \uc9c0\ub2a5\ud615 \ub77c\uc6b0\ud305\uc744 \ud2b8\ub9ac\uac70\ud558\uc5ec \uc5f0\uacb0\ub41c \ub2e4\ub978 \uacc4\uc815\uc73c\ub85c \uc804\ud658\ud558\uac70\ub098 \uc0ac\uc6a9\uc790\uc5d0\uac8c \ucda9\uc804\ud558\ub77c\ub294 \uba54\uc2dc\uc9c0\ub97c \ud45c\uc2dc\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
        \uc555\ub825 \ud14c\uc2a4\ud2b8 \ub9e4\uac1c\ubcc0\uc218\uc5d0 \ub300\ud55c \uad8c\uc7a5 \uac12\uc785\ub2c8\ub2e4.<\/p>\n
        15\ubd84 \ub3d9\uc548 \ub3d9\uc2dc \uc0ac\uc6a9\uc790 \uc218 500\uba85 \uc774\uc0c1;
        \n\ub124\ud2b8\uc6cc\ud06c \uc9c0\uc5f0 \uc2dc\uac04 \uc2dc\ubbac\ub808\uc774\uc158 \u2264 800ms;
        \n\ub370\uc774\ud130\ubca0\uc774\uc2a4 \uc5f0\uacb0 \ud480 \u2265 50\uac1c\uc758 \ud65c\uc131 \uc5f0\uacb0;<\/p>\n
        \uc131\ub2a5 \ub2ec\uc131 \uc9c0\ud45c \ud3c9\uade0 \uc751\ub2f5 \uc2dc\uac04 <1200ms \uc131\uacf5\ub960 \u226599%.<\/p>\n
        IV. \uc790\ub3d9\ud654\ub41c \uaddc\uc81c \ubcf4\uace0\uc11c \uc0dd\uc131\uc744 \uc704\ud55c \ud301 \uc8fc\uc694 \ud544\ub4dc \ub9e4\ud551 \uad00\uacc4.<\/p>\n
        \uc6d0\uc2dc \ub85c\uadf8 \ud544\ub4dc \u2192 \uaddc\uc81c \ubcf4\uace0\uc11c \uc5f4 \uc774\ub984 \uc0c1\ud638 \ucc38\uc870:<\/p>\n
        \ud2b8\ub79c\uc7ad\uc158_\ub0a0\uc9dc\u2192TGL_TRANSAKSI(Dd\/MM\/yyyy \ud615\uc2dd), \uace0\uac1d_id\u2192NIK_KT_PEMBELI(\uc554\ud638\ud654 \uc800\uc7a5), \uc815\uc0b0_\uae08\uc561\u2192NILAI_SETEL_IDR \ucc9c \ub2e8\uc704 \uad6c\ubd84\uc790).<\/p>\n
        V. \ucd9c\uc2dc \uc804 \uaddc\uc815 \uc900\uc218 \uccb4\ud06c\ub9ac\uc2a4\ud2b8\uc758 \uc911\uc694 \ud56d\ubaa9\uc5d0 \ud45c\uc2dc\ud558\uae30:<\/p>\n
        \ubaa8\ub4e0 BI-MDR \ube44\uc728 \uacc4\uc0b0 \uac80\uc99d \uc644\ub8cc \u25a1 PCI ASV \uac80\uc0ac \ud1b5\uacfc \ubc0f \uaddc\uc815 \uc900\uc218 \uc99d\uba85 \ud68d\ub4dd \u25a1 \uc2a4\ud1a0\ub9ac\uc9c0 \ub4f1\uae09 \ubbfc\uac10 \uc815\ubcf4 \uc554\ud638\ud654 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c OJK \uc0ac\uc804 \uac80\uc99d \ud1b5\uacfc \u25a1 \ucd5c\uc18c 3\ud68c \uc774\uc0c1\uc758 UAT \ub77c\uc6b4\ub4dc \ub85c\ube48 \ud14c\uc2a4\ud2b8 \uc218\ud589.<\/p>\n
        VI. \uc778\ub3c4\ub124\uc2dc\uc544 \uacb0\uc81c \uc0cc\ub4dc\ubc15\uc2a4 \ud14c\uc2a4\ud2b8 \ub370\uc774\ud130 \uad00\ub9ac \uc0ac\uc591<\/h2>\n
        6.1 \ud14c\uc2a4\ud2b8 \uacc4\uc815 \ubd84\ub958 \uc2dc\uc2a4\ud15c<\/h3>\n
        \ud45c\uc900 \ud14c\uc2a4\ud2b8 \uacc4\uc815<\/strong>\uc138 \uac00\uc9c0 \uce74\ud14c\uace0\ub9ac\uac00 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n
          \n
        • \n
          \uae30\ubcf8 \uc778\uc99d \uacc4\uc815<\/strong>\uae30\ubcf8 \ud2b8\ub79c\uc7ad\uc158 \ud750\ub984 \uc720\ud6a8\uc131 \uac80\uc0ac<\/p>\n
            \n
          • \uace0\uc815 \uc794\uc561 \uacc4\uc815(\uc794\uc561\uc740 \ud56d\uc0c1 5\ubc31\ub9cc \ub8e8\ud53c\uc544\ub85c \ud45c\uc2dc\ub428)<\/li>\n
          • \uc794\uc561 0 \uacc4\uc815(\ud544\uc218 \ud2b8\ub9ac\uac70 \uc2e4\ud328 \uc2dc\ub098\ub9ac\uc624)<\/li>\n<\/ul>\n<\/li>\n
          • \n
            \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \uc704\ud55c \uc804\uc6a9 \uacc4\uc815<\/strong><\/p>\n
              \n
            • \uace0\ube48\ub3c4 \uac70\ub798 \ud50c\ub798\uadf8\uac00 \uc9c0\uc815\ub41c \uacc4\uc88c(\ud558\ub8e8 \uac70\ub798 \ud55c\ub3c4 20\uac74)<\/li>\n
            • AML \ubaa8\ub2c8\ud130\ub9c1 \uacc4\uc815(\uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798 \ud328\ud134 \uc0ac\uc804 \uc124\uc815)<\/li>\n<\/ul>\n<\/li>\n
            • \n
              \ud2b9\ubcc4 \uc6b4\uc601 \uacc4\uc815<\/strong>
              \n\ud1b5\ud569 QR\ucf54\ub4dc \uacb0\uc81c\uc6a9 \uc9c0\uac11
              \n\ud574\uc678 \uc1a1\uae08 \ub370\ubaa8 \uacc4\uc88c(USD\/IDR \uc774\uc911 \ud1b5\ud654 \uc9c0\uc6d0)<\/p>\n<\/li>\n<\/ul>\n
              API \uc751\ub2f5 \ucf54\ub4dc \uc0c1\ud638 \ucc38\uc870 \uac1c\ubc1c\uc744 \uc704\ud55c \ud544\uc218 \ucc38\uace0 \uc790\ub8cc\uc785\ub2c8\ub2e4:<\/h3>\n\n\n\n\n\n\n\n
              \ucf54\ub529<\/strong><\/th>\n\uc601\uc5b4 \uc124\uba85<\/strong><\/th>\n\ud604\uc9c0\ud654\ub41c \ucc98\ub9ac \uad8c\uc7a5 \uc0ac\ud56d<\/strong><\/th>\n<\/tr>\n<\/thead>\n
              0000<\/td>\n\uc131\uacf5<\/td>\n\"\ud2b8\ub79c\uc7ad\uc2dc \ubca0\ud558\uc2e4\"\uc744 \ud45c\uc2dc\ud569\ub2c8\ub2e4.<\/td>\n<\/tr>\n
              1003<\/td>\n\uc798\ubabb\ub41c \ud310\ub9e4\uc790 ID<\/td>\ncMID \ub4f1\ub85d \uc0c1\ud0dc \ud655\uc778\u2192\uc7ac\uc2dc\ub3c4\u2192\uc218\ub3d9\uc73c\ub85c \uc804\ud658<\/td>\n<\/tr>\n
              \uc740\ud589\uc774 \uc2dc\uac04 \ucd08\uacfc \uae30\uac04 \ub0b4\uc5d0 \uc751\ub2f5\ud558\uc9c0 \uc54a\uc74c<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
              \uc790\ubc14\/\ud30c\uc774\uc36c \uc608\uc678 \ucc98\ub9ac \ubaa8\ubc94 \uc0ac\ub840 \uc608\uc2dc:<\/h2>\n
              \/\/ Java\uc6a9 \uc9c0\ub2a5\ud615 \uc624\ub958 \ucc98\ub9ac \ud504\ub808\uc784\uc6cc\ud06c 
              \r\n\uc2dc\ub3c4 {
              \r\n    IndoPaymentResponse resp = \uac8c\uc774\ud2b8\uc6e8\uc774.execute(req);
              \r\n} catch (BIStandardException e) {
              \r\n    switch(e.getErrorCode()) {
              \r\n        case \"9101\": \/\/\uc2dc\uc2a4\ud15c \uc720\uc9c0\ubcf4\uc218 \uc9c4\ud589 \uc911
              \r\n            logger.warn(\"\uc131\ub2a5 \uc800\ud558 \ubaa8\ub4dc \uc9c4\uc785\");;
              \r\n            fallbackService.process(req);
              \r\n            break;
              \r\n        \uae30\ubcf8\uac12\uc785\ub2c8\ub2e4.
              \r\n            \uc0c8\ub85c\uc6b4 PaymentRetryableException(e)\uc744 \ub358\uc9d1\ub2c8\ub2e4; 
              \r\n    }
              \r\n}
              \r\n<\/code><\/pre>\n
              Python \uac1c\ubc1c\uc790\ub294 \ube44\ub3d9\uae30 \ucf5c\ubc31\uc5d0 \ub300\ud55c \uc11c\uba85 \ud655\uc778\uc5d0 \ud2b9\ud788 \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec\uc57c \ud569\ub2c8\ub2e4:<\/p>\n
              # \ud30c\uc774\uc36c \ucf5c\ubc31 \uc2dc\uadf8\ub110 \uac80\uc0ac \uad6c\ud604 \uc608\uc81c 
              \r\ndef verify_bi_callback(data, signature).
              \r\n    public_key = load_official_public_key()
              \r\n    digest = hashlib.sha256(
              \r\n        f\"{\ub370\uc774\ud130['txn_id']}{\ub370\uc774\ud130['\uae08\uc561']}\".encode()
              \r\n    ).digest()
              \r\n    
              \r\n<\/code><\/pre>\n
              \ubaa8\uc758 \uc11c\ubc84 \uad6c\uc131\uc744 \uc704\ud55c \ud669\uae08\ub960<\/h2>\n
                \n
              1. \uc9c0\uc5f0 \uc2dc\ubbac\ub808\uc774\uc158 \uaddc\uce59\uc740 \uc2e4\uc81c \ub124\ud2b8\uc6cc\ud06c \uc870\uac74\uacfc \uc77c\uce58\ud574\uc57c \ud569\ub2c8\ub2e4.<\/strong><\/li>\n<\/ol>\n
                \/\/ \uc640\uc774\uc5b4 \ubaa8\uc758 \uc790\uce74\ub974\ud0c0 \uc9c0\uc5ed \uc9c0\uc5f0 \uc2dc\uac04 \uad6c\uc131 \uc2dc\ubbac\ub808\uc774\uc158 
                \r\n{
                \r\n    \"request\": {\"method\":\"POST\", \"urlPath\":\"\/api\/vqr\"},
                \r\n    
                \r\n}
                \r\n
                \r\n<\/code><\/pre>\n
                  <\/p>\n
                1. <\/li>\n
                2. <\/li>\n
                3. <\/li>\n
                4. <\/li>\n
                5. <\/li>\n
                6. <\/li>\n
                7. <\/li>\n
                8. <\/li>\n
                9. <\/li>\n
                10. <\/li>\n
                11. <\/li>\n
                12. <\/li>\n
                13. <\/li>\n<\/ol>","protected":false},"excerpt":{"rendered":"
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