{"id":2919,"date":"2025-05-21T14:14:37","date_gmt":"2025-05-21T06:14:37","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2919"},"modified":"2025-05-21T14:14:37","modified_gmt":"2025-05-21T06:14:37","slug":"%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e5%a2%9e%e9%95%bf%e6%95%b0%e6%8d%ae%e8%a7%a3%e8%af%bb","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/21\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e5%a2%9e%e9%95%bf%e6%95%b0%e6%8d%ae%e8%a7%a3%e8%af%bb\/","title":{"rendered":"\ud544\ub9ac\ud540 \uacb0\uc81c \uc0ac\uc6a9\uc790 \uc131\uc7a5 \ub370\uc774\ud130 \ud574\uc11d\ud558\uae30"},"content":{"rendered":"

\ub2e4\uc74c\uc740 \ud544\ub9ac\ud540\uc758 \uc2dc\uc7a5 \ud2b9\uc131\uacfc \uc5c5\uacc4 \ub3d9\ud5a5\uc744 \uace0\ub824\ud558\uc5ec \ud544\ub9ac\ud540\uc758 \uacb0\uc81c \uc0ac\uc6a9\uc790 \uc131\uc7a5 \ub370\uc774\ud130\ub97c \uc804\ubb38\uc801\uc73c\ub85c \ud574\uc11d\ud558\ub294 \ud504\ub808\uc784\uc6cc\ud06c\uc785\ub2c8\ub2e4:<\/p>\n

I. \ud575\uc2ec \ub370\uc774\ud130 \uc131\ub2a5(\ucd94\uac00 \uc2e4\uc81c \ub370\uc774\ud130 \ud544\uc694)<\/h3>\n
    \n
  1. \n

    \uc0ac\uc6a9\uc790 \uae30\ubc18 \ubc0f \uc131\uc7a5\ub960<\/strong><\/p>\n

      \n
    • 2023\ub144 \ucd1d \uad6c\ub3c5\uc790 \uaddc\ubaa8:\ubc31\ub9cc(\ubaa8\ubc14\uc77c \uacb0\uc81c \ubcf4\uae09\ub960 \uc57d..<\/strong><\/em>%)<\/li>\n
    • \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR): ___%(2019-2023)<\/li>\n
    • \ud06c\uac8c \uac00\uc18d\ud654\ub41c \uc2dc\uae30: \uc608: 2020\ub144 \ud32c\ub370\ubbf9 \uc774\ud6c4 ____%\uc758 \ubc1c\ubcd1 \uc99d\uac00\uc138<\/li>\n<\/ul>\n<\/li>\n
    • \n

      \ud5e4\ub354 \ud50c\ub7ab\ud3fc \ube44\uad50<\/strong>
      \n| \ud50c\ub7ab\ud3fc | GCash | \ub9c8\uc57c(\ud398\uc774\ub9c8\uc57c) | \uadf8\ub7a9\ud398\uc774 | \ubc45\ud0b9 \uc571
      \n|———-|——-|—————|———|——–|
      \nMAU(2023)| ___\ubc31\ub9cc | ___\ubc31\ub9cc | ___\ubc31\ub9cc | ___\ubc31\ub9cc | ___\ubc31\ub9cc | ___\ubc31\ub9cc |
      \n\uc804\ub144 \ub300\ube44 \uc131\uc7a5\ub960 | ___% | ___% | ___% | ___% | ___% |<\/p>\n<\/li>\n<\/ol>\n

      II. \uc8fc\uc694 \ub3d9\uc778<\/h3>\n
        \n
      1. \uc815\ucc45 \ud658\uacbd<\/strong><\/li>\n<\/ol>\n
          \n
        • \ud544\ub9ac\ud540\uc740\ud589(BSP)\uc758 \"\ub514\uc9c0\ud138 \uacb0\uc81c \ud601\uc2e0 \ub85c\ub4dc\ub9f5\" \ubaa9\ud45c:<\/li>\n
        • 2023\ub144\uae4c\uc9c0 50% \uac70\ub798\uc758 \ub514\uc9c0\ud138\ud654<\/em>(\uc2e4\uc81c \ub2ec\uc131 ___%)<\/li>\n
        • \uc804\ub144 \ub300\ube44 ___% \uc99d\uac00\ud55c InstaPay\/PESONet \uccad\uc0b0 \uac70\ub798\ub7c9<\/li>\n<\/ul>\n
            <\/p>\n
          1. \uc778\ud504\ub77c \ud601\uc2e0<\/strong><\/li>\n<\/ol>\n
              \n
            • \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960<\/em>\uff1a73%(2023)\u2192\uce74\ub4dc \uc5c6\ub294 \uc0ac\ub78c\ub4e4\uc758 \uc0ac\uc6a9 \uc9c0\uc6d0<\/li>\n
            • \uc5d0\uc774\uc804\ud2b8 \ub124\ud2b8\uc6cc\ud06c \ubc00\ub3c4<\/em>GCash\uac00 56,000\uac1c\uc758 \ud604\uae08 \uacb0\uc81c \ub9e4\uc7a5\uc5d0 \ub3c4\ub2ec\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n
                <\/p>\n
              1. \uc2dc\ub098\ub9ac\uc624 \ud601\uc2e0 \uc0ac\ub840<\/strong><\/li>\n<\/ol>\n
                  \n
                • GCash \"QR\ucf54\ub4dc \uc2a4\uce94\uc73c\ub85c \ucf00\ubc25 \uad6c\ub9e4\": \uc18c\uc0c1\uc778 \ubc0f \uc601\uc138 \uc0c1\uc778 47%\uc758 \uc801\uc6a9 \ubc94\uc704\uac00 2\ub144 \ub9cc\uc5d0 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n
                • \ub9c8\uc57c\uc758 \uac00\uc0c1 \ubc45\ud0b9 \uc11c\ube44\uc2a4\ub85c 30\uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790 \uc99d\uac00\ub97c \uc774\ub048 210%<\/li>\n<\/ul>\n

                  III. \uc2dc\uc7a5 \uc138\ubd84\ud654 \uae30\ud68c<\/h3>\n
                    \n
                  1. \ud06c\ub85c\uc2a4\ubcf4\ub354 \uacb0\uc81c \ube14\ub8e8\uc624\uc158<\/strong><\/li>\n<\/ol>\n

                    III. \uc2dc\uc7a5 \uc138\ubd84\ud654 \uae30\ud68c(\uacc4\uc18d)<\/h3>\n
                      \n
                    1. \n

                      \ud06c\ub85c\uc2a4\ubcf4\ub354 \uacb0\uc81c \ube14\ub8e8\uc624\uc158<\/strong><\/p>\n

                        \n
                      • OFW(\ud574\uc678 \ud544\ub9ac\ud540 \uadfc\ub85c\uc790) \uc1a1\uae08<\/strong>\ud544\ub9ac\ud540\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uad6d\uc81c \uc1a1\uae08\uc744\ubc1b\uc2b5\ub2c8\ub2e4. $40B+<\/strong>GDP \ub300\ube44 \ube44\uc728 9%+<\/strong>\uc5d0 \ube44\ud574 \ub514\uc9c0\ud138 \ubcf4\uae09\ub960\uc740 \uc57d 30%\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.\n
                          \n
                        • \ud5e4\ub4dc \ud50c\ub7ab\ud3fc \uc774\ub3d9<\/em>GCash, \uc6e8\uc2a4\ud134 \uc720\ub2c8\uc628\uacfc \ud611\ub825\ud558\uc5ec \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2e4\ud604; \ub9c8\uc57c, '\uad6d\uacbd \uac04 \uc9c0\uac11 \ucda9\uc804' \uae30\ub2a5 \ucd9c\uc2dc.<\/li>\n<\/ul>\n<\/li>\n
                        • \uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798 \uacb0\uc81c<\/strong>\ub77c\uc790\ub2e4\/\uc1fc\ud53c \ud544\ub9ac\ud540\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c\uc561\uc740 651\uc870 3,000\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud558\uba70, GCash '\uc9c0\uae08 \uad6c\ub9e4, \ub098\uc911\uc5d0 \uacb0\uc81c'\uc640 \uac19\uc740 \ud604\uc9c0\ud654\ub41c \uc194\ub8e8\uc158\uc774 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n
                        • \n

                          \ub18d\ucd0c \ubc0f \uce68\uccb4 \uc2dc\uc7a5 \uacf5\uaca9 \uc804\ub7b5<\/strong><\/p>\n

                            \n
                          • \uc544\ud508 \uc9c0\uc810<\/em>\uc740\ud589 \uc9c0\uc810 \ucee4\ubc84\ub9ac\uc9c0\ub294 251 TP3T\uc5d0 \ubd88\uacfc\ud558\uc9c0\ub9cc \ubaa8\ubc14\uc77c \uc2e0\ud638 \ucee4\ubc84\ub9ac\uc9c0\ub294 901 TP3T \uc774\uc0c1\uc785\ub2c8\ub2e4.<\/li>\n
                          • \uc131\uacf5 \uc0ac\ub840<\/em>::\n
                              \n
                            • G\uce90\uc2dc\uc758 'G\uce90\uc2dc \uc544\uc6c3' \ub300\ub9ac\uc810(\ud604\uae08 \uc778\ucd9c \uc9c0\uc6d0)\uc740 \ube44\uc218\ub3c4\uad8c \uc9c0\uc5ed\uc5d0\uc11c \ub9e4\ub144 1,201\uac1c\uc529 \ucd94\uac00\ub418\uc5c8\uc2b5\ub2c8\ub2e4;<\/li>\n
                            • Coins.ph\ub294 \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc744 \ud1b5\ud574 \uc678\ub534 \uc9c0\uc5ed\uc5d0\uc11c \uc1a1\uae08\ud558\ub294 \ube44\uc6a9\uc744 \uc808\uac10\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n
                            • \n

                              \uc80a\uc740 \uc0ac\uc6a9\uc790\ub97c \uc704\ud55c \uacc4\uce35\ud654\ub41c \uc6b4\uc601<\/strong>(16~35\uc138 \uc778\uad6c\ub294 \uc804\uccb4 \uc778\uad6c\uc758 381 TP3T\ub97c \ucc28\uc9c0\ud569\ub2c8\ub2e4.)
                              \n| \uc694\uad6c \uc0ac\ud56d \uc2dc\ub098\ub9ac\uc624 > \uc194\ub8e8\uc158 \uc608\uc2dc > \uc804\ud658 \uacb0\uacfc > \uc804\ud658 \uacb0\uacfc
                              \n|—————-|—————————–|——————-|
                              \n| \uc18c\uc15c AA \uacb0\uc81c | GCash \"\ubd84\ud560 \uccad\uad6c\uc11c\" \uae30\ub2a5 | \uc6d4 \ud65c\ub3d9\ub7c9 271 TP3T \uc99d\uac00 | \uc6d4 \ud65c\ub3d9\ub7c9 271 TP3T \uc99d\uac00
                              \n| \uac8c\uc784 \ucda9\uc804 | \ub9c8\uc57c\uc640 \ubaa8\ubc14\uc77c \ub808\uc804\ub4dc \ub3d9\uc2dc \ubc30\uce58 | \uc0ac\uc6a9\uc790\ub2f9 ARPU 230\uc6d0 \uc99d\uac00 | \uc0ac\uc6a9\uc790\ub2f9 ARPU \uc99d\uac00
                              \n| Z\uc138\ub300 \ud22c\uc790 \uc2dc\uc791\ud558\uae30 | GCash GInvest (\uc2dc\uc791\ud558\ub824\uba74 \ucd5c\uc18c \u20b150) | 25\uc138 \ubbf8\ub9cc \uc0ac\uc6a9\uc790 \uacf5\uc720 61% | 61%<\/p>\n<\/li>\n<\/ol>\n

                              \n

                              IV. \uc704\ud5d8 \ubc0f \ub3c4\uc804 \uacfc\uc81c\uc5d0 \ub300\ud55c \uc870\uae30 \uacbd\uace0<\/h3>\n
                                \n
                              1. \uaddc\uc81c \uc900\uc218 \uc555\ub825<\/strong><\/li>\n<\/ol>\n
                                  \n
                                • \uc0c8\ub85c\uc6b4 BSP \uaddc\uc815\uc5d0 \ub530\ub77c \uc804\uc790\ud654\ud3d0 \ubc1c\ud589\uc790\ub294 \uc790\ubcf8\uae08 \ud55c\ub3c4\ub97c 2\uc5b5 \ub8e8\ud53c\ub85c \uc0c1\ud5a5\ud574\uc57c \ud568 \u2192 \uc911\uc18c\ud615 \uc5c5\uccb4\ub294 \ud0c8\ub77d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
                                • AML \ubc8c\uae08 \uc0ac\ub840: 2022\ub144 KYC \uc704\ubc18\uc73c\ub85c $120\ub9cc \ub2ec\ub7ec\uc758 \ubc8c\uae08\uc744 \ubd80\uacfc\ubc1b\uc740 \ud50c\ub7ab\ud3fc<\/li>\n<\/ul>\n
                                    <\/p>\n
                                  1. \ub85c\uceec\ub77c\uc774\uc81c\uc774\uc158 \uacbd\uc7c1\uc758 \ud568\uc815<\/strong><\/li>\n<\/ol>\n
                                      \n
                                    • \uae00\ub85c\ubc8c \ub300\uae30\uc5c5\uc758 \uc88c\uc808 \uc0ac\ub840<\/em>::
                                      \n\ud544\ub9ac\ud540\uc5d0\uc11c PayPal\uc758 \uc810\uc720\uc728\uc774 121\uc870\uc6d0\uc5d0\uc11c 61\uc870\uc6d0\uc73c\ub85c \ud558\ub77d(\uc624\ud504\ub77c\uc778 \uc0c1\ud658 \ucc44\ub110 \ubd80\uc871\uc73c\ub85c \uc778\ud574)<\/li>\n
                                    • B2B \uc2dc\ub098\ub9ac\uc624\ub97c \uc704\ud574 \uc77c\ubd80 \uc11c\ube44\uc2a4\ub97c \uac15\uc81c\ub85c \uc885\ub8cc\ud55c GrabPay<\/li>\n<\/ul>\n
                                        <\/p>\n
                                      1. \uc778\ud504\ub77c \ucc9c\uc7a5<\/strong><\/li>\n<\/ol>\n
                                          \n
                                        • \uc544\uc77c\ub79c\ub4dc \ub124\ud2b8\uc6cc\ud06c \ucc4c\ub9b0\uc9c0:
                                          \n\ubbfc\ub2e4\ub098\uc624 \uc77c\ubd80 \uc9c0\uc5ed\uc758 \uc77c\uc77c \ud3c9\uade0 \uc5f0\uacb0 \ub04a\uae40 \uc2dc\uac04\uc740 \uc5ec\uc804\ud788 \ucd5c\ub300 4\uc2dc\uac04\uc785\ub2c8\ub2e4.<\/li>\n
                                        • \uc0c1\ub2f4\uc6d0 \ub124\ud2b8\uc6cc\ud06c \uc218\uc775\uc131 \ubcd1\ubaa9 \ud604\uc0c1:
                                          \n\ub9c8\uc744 \uc5d0\uc774\uc804\ud2b8\uc758 \ud3ec\uc778\ud2b8\uc5d0\uc11c \ud55c \ubc88\uc758 \uac70\ub798\ub85c \uc5bb\ub294 \uc218\uc775\uc740 \u20b15\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

                                          V. \ubbf8\ub798 \uc131\uc7a5 \uc804\ub7b5\uc5d0 \ub300\ud55c \uc81c\uc5b8<\/h3>\n

                                          1. \uae08\uc735 \ud3ec\uc6a9\uc131 \uc2ec\ud654(\uae08\uc735 \ud3ec\uc6a9\uc131)<\/strong><\/h4>\n
                                            \n
                                          • \ub300\uc0c1 \uc0ac\uc6a9\uc790<\/strong>\ud544\ub9ac\ud540\uc740 \uc5ec\uc804\ud788 \uc57d 34%\uc758 \uc740\ud589 \ubbf8\uc774\uc6a9 \uc778\uad6c<\/strong>(BSP 2023 \ub370\uc774\ud130), \uc774 \uc911 60%\ub294 \uc774\ubbf8 \uc2a4\ub9c8\ud2b8\ud3f0\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n
                                          • \uc8fc\uc694 \uc804\ub7b5<\/strong>::\n
                                              \n
                                            • \uc0c1\ub2f4\uc6d0 \ub124\ud2b8\uc6cc\ud06c\uc758 \uce68\ubab0<\/strong>\ud604\uc9c0 \uc0ac\ub9ac\uc0ac\ub9ac(\uc2dd\ub8cc\ud488\uc810)\uc640 \uc81c\ud734\ud558\uc5ec \ud604\uae08 \uc785\ucd9c\uae08\uc744 \uc9c0\uc6d0\ud558\ub294 '\ub514\uc9c0\ud138 ATM' \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.
                                              \n\uc0ac\ub840(\ubc95\ub960)<\/em>GCash\uc758 '\ud604\uae08 \uc785\ucd9c\uae08' \uc5d0\uc774\uc804\ud2b8\ub294 \uc804\uad6d 901\uac1c \ub3c4\uc2dc\ub97c \ucee4\ubc84\ud588\uc9c0\ub9cc, \uc9c0\ubc29\uc758 \ubcf4\uae09\ub960\uc740 401\uac1c \ub3c4\uc2dc\uc5d0 \ubd88\uacfc\ud574 \uc544\uc9c1 \ud655\uc7a5\ud560 \uc5ec\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
                                            • \ucd08\uc800\ud55c\ub3c4 \uacc4\uc815<\/strong>:: \ube44\uacf5\uc2dd \uacbd\uc81c \uc885\uc0ac\uc790(\uc608: \uc138\ubc1c\uc790\uc804\uac70 \uc6b4\uc804\uc790, \ub178\uc810\uc0c1)\ub97c \uc720\uce58\ud558\uae30 \uc704\ud574 '\uc81c\ub85c \uc794\uc561 \uacc4\uc88c \uac1c\uc124 + \uc18c\uc561 \ubcf4\ud5d8' \uacb0\ud569 \uc0c1\ud488\uc744 \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                                              2. B2B \uacb0\uc81c \ubc0f \uae30\uc5c5 \ud658\uacbd \ud1b5\ud569<\/strong><\/h4>\n
                                                \n
                                              • \uc911\uc18c\uae30\uc5c5\uc758 \ub514\uc9c0\ud138\ud654 \uace0\ucda9<\/strong>\ud544\ub9ac\ud540\uc758 MSME(\ub9c8\uc774\ud06c\ub85c, \uc911\uc18c\uae30\uc5c5)\ub294 \uc804\uccb4 \uc0ac\uc5c5\uccb4 \uc218 \uc911 991 TP3T\ub97c \ucc28\uc9c0\ud558\uc9c0\ub9cc \ub514\uc9c0\ud138 \uacb0\uc81c \uc218\uae08\uc744 \uc0ac\uc6a9\ud558\ub294 \uc0ac\uc5c5\uccb4\ub294 201 TP3T\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.<\/li>\n
                                              • \uc194\ub8e8\uc158 \ubc29\ud5a5<\/strong>:
                                                \n| B\uc0ac\uc774\ub4dc \uc2dc\ub098\ub9ac\uc624 | \uae30\uc874 \uc194\ub8e8\uc158\uc758 \ub2e8\uc810 | \ud601\uc2e0\uc758 \uae30\ud68c | \ud601\uc2e0\uc758 \uae30\ud68c
                                                \n|————–|———————|—————————-|
                                                \n| \uacf5\uae09\ub9dd \uacb0\uc81c | \uc218\ud45c\/\ud604\uae08\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4 | \ube14\ub85d\uccb4\uc778 \ucd94\uc801\uc131 + \ud560\ubd80 \uacb0\uc81c | \ube14\ub85d\uccb4\uc778 \ucd94\uc801\uc131 + \ud560\ubd80 \uacb0\uc81c
                                                \n| \uc624\ud504\ub77c\uc778 \uc18c\ub9e4\uc810 \uc870\uc815 | \ube44\ud6a8\uc728\uc801\uc778 \uc218\ub3d9 \uc7a5\ubd80 \uc815\ub9ac | POS \ud1b5\ud569\uc744 \ud1b5\ud55c \uc790\ub3d9\ud654\ub41c \ubd84\ud560 \uc2dc\uc2a4\ud15c |
                                                \n| \uad6d\uacbd \uac04 \ubb34\uc5ed \uacb0\uc81c | \ub192\uc740 SWIFT \ube44\uc6a9 | \uc2a4\ud14c\uc774\ube14\ucf54\uc778(\uc608: USDC) \ucc44\ub110 | \uc2a4\ud14c\uc774\ube14\ucf54\uc778(\uc608: USDC) \ucc44\ub110<\/li>\n<\/ul>\n

                                                3. AI \uae30\ubc18 \uc0ac\uc6a9\uc790 \uacbd\ud5d8 \uc5c5\uadf8\ub808\uc774\ub4dc<\/strong><\/h4>\n
                                                  \n
                                                • \uc9c0\ub2a5\ud615 \uace0\uac1d \uc11c\ube44\uc2a4<\/em>::
                                                  \n\ud544\ub9ac\ud540\uc740 \ub2e4\uad6d\uc5b4 \uad6d\uac00(\ud0c0\uac08\ub85c\uadf8\uc5b4 + 80\uac1c \ubc29\uc5b8)\ub85c \ud604\uc7ac \uc601\uc5b4 AI \uace0\uac1d \uc11c\ube44\uc2a4 \ud574\uacb0\ub960\uc740 651 TP3T\uc5d0 \ubd88\uacfc\ud558\ubbc0\ub85c \ud604\uc9c0\ud654\ub41c NLP \ubaa8\ub378\uc744 \ud559\uc2b5\uc2dc\ucf1c\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
                                                • \uc704\ud5d8 \uad00\ub9ac \ucd5c\uc801\ud654<\/em>::
                                                  \n\ub514\ubc14\uc774\uc2a4 \uc9c0\ubb38\uc778\uc2dd\uc744 \ud1b5\ud55c \uc0ac\uae30\uc728 \uac10\uc18c - \ud55c \ud50c\ub7ab\ud3fc\uc758 \uc2e4\ud5d8 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \ub3c4\ub09c \uc2e0\uace0 \uac74\uc218\uac00 271\uac74 \uac10\uc18c\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n
                                                  \n

                                                  VI. \ud574\uc678 \ud50c\ub808\uc774\uc5b4\ub97c \uc704\ud55c \uac8c\uc784 \ucc38\uac00 \uac00\uc774\ub4dc<\/h3>\n
                                                    \n
                                                  1. \uaddc\uc815 \uc900\uc218 \uc561\uc138\uc2a4 \uacbd\ub85c<\/strong><\/em><\/li>\n<\/ol>\n
                                                    \uadf8\ub798\ud504 TD
                                                    \r\nA [\uc678\uad6d\uc778 \uc9c0\ubd84 \uc81c\ud55c] --> B [EMI \ub77c\uc774\uc120\uc2a4 \uc804\uc561 \uc18c\uc720 \uc2e0\uccad
                                                    \uc790\ubcf8\uae08 \u20b1200\ub9cc]
                                                    \r\nA --> C [JV \ubcf4\uc720 \uc9c0\ubd84 \u2264 60%
                                                    BCF\uc758 \ud2b9\ubcc4 \uc2b9\uc778 \ud544\uc694]
                                                    \r\nD [\ub370\uc774\ud130 \uc8fc\uad8c] --> E [\uc11c\ubc84\ub97c \ub85c\uceec\ub77c\uc774\uc988\ud574\uc57c \ud568]
                                                    \r\nD --> F [\uac70\ub798 \uae30\ub85d 5\ub144 \ubcf4\uad00]
                                                    \r\n<\/code><\/pre>\n
                                                      <\/p>\n
                                                    1. \ud604\uc9c0 \ud30c\ud2b8\ub108 \ub9e4\ud2b8\ub9ad\uc2a4<\/strong><\/em><\/li>\n<\/ol>\n
                                                      \uace0\uac00\uce58 \uae30\ucd08\uc790\uc0b0\uc758 \uc720\ud615 \ub300\ud45c \uae30\uc5c5 \uc2dc\ub108\uc9c0 \ud6a8\uacfc
                                                      \r\n---------------------------------------------------------
                                                      \r\n\uace0\uac1d \ud655\ubcf4\ub97c \uc704\ud55c \ud1b5\uc2e0 \uc0ac\uc5c5\uc790 \uae00\ub85c\ube0c\/\uc2a4\ub9c8\ud2b8 SIM \uce74\ub4dc \uc81c\ud734
                                                      \r\n\ud3b8\uc758\uc810 \uccb4\uc778 \uc138\ube10\uc77c\ub808\ube10 PH \uc624\ud504\ub77c\uc778 \ud2b8\ub798\ud53d \ud3ec\ud138 
                                                      \r\n\ud604\uc9c0 \uc774\ucee4\uba38\uc2a4 \ud50c\ub7ab\ud3fc \ub77c\uc790\ub2e4 PH \uacb0\uc81c + \uc2e0\uc6a9 \ud3d0\uc1c4 \ub8e8\ud504
                                                      \r\n<\/code><\/pre>\n
                                                      \n
                                                      [\uc8fc\uc694 \uacb0\uacfc]<\/h3>\n
                                                        \n
                                                      1. \n
                                                        \ucc3d \uae30\uac04 \ud310\ub2e8<\/strong>:
                                                        \n2024~2026\ub144\uc740 \uace0\uc131\uc7a5\uc758 \ub9c8\uc9c0\ub9c9 \uc2dc\uae30\uc774\uba70, 2025\ub144 \uc774\ud6c4 \uc2dc\uc7a5\uc740 \ud1b5\ud569 \ub2e8\uacc4\uc5d0 \uc811\uc5b4\ub4e4 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4(TOP3\uac00 85% \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud560 \uac83).<\/p>\n<\/li>\n
                                                      2. \n
                                                        \uc804\ub7b5\uc801 \uc6b0\uc120\uc21c\uc704 \uc9c0\uc815<\/strong>:
                                                        \n\ud604\uc9c0 \uc5d0\uc774\uc804\ud2b8 \ub124\ud2b8\uc6cc\ud06c \uad6c\ucd95 > OFW \uad6d\uacbd \uac04 \uc81c\ud488 \ubc18\ubcf5 > \uc911\uc18c\uae30\uc5c5 \uad6c\ub9e4 \ub3c4\uad6c \uac1c\ubc1c<\/p>\n<\/li>\n<\/ol>\n
                                                        \ucd94\uac00\ud560 \ud2b9\uc815 \ub370\uc774\ud130 \ud3ec\uc778\ud2b8\ub97c \ub9e4\ud551\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"
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