{"id":2929,"date":"2025-05-21T14:24:41","date_gmt":"2025-05-21T06:24:41","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2929"},"modified":"2025-05-21T14:24:41","modified_gmt":"2025-05-21T06:24:41","slug":"%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e5%88%86%e6%9e%90%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/21\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e5%88%86%e6%9e%90%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/","title":{"rendered":"\ud544\ub9ac\ud540 \uacb0\uc81c \uc2dc\uc7a5 \ub3d9\ud5a5 \ubd84\uc11d(2025\ub144 \uc804\ub9dd)"},"content":{"rendered":"<p>\ud544\ub9ac\ud540 \uacb0\uc81c \uc2dc\uc7a5\uc740 \ucd5c\uadfc \uba87 \ub144\uac04 \ub514\uc9c0\ud138\ud654 \uac00\uc18d\ud654, \ud540\ud14c\ud06c\uc758 \ud655\uc0b0, \uc80a\uc740 \uc778\uad6c\uc758 \ubc30\ub2f9 \ub4f1\uc758 \uc694\uc778\uc5d0 \ud798\uc785\uc5b4 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \ud604\uc7ac \uc8fc\uc694 \ub3d9\ud5a5\uacfc \ubd84\uc11d\uc758 \ud575\uc2ec \ud3ec\uc778\ud2b8\uc785\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>1. \ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \ube60\ub978 \uc131\uc7a5<\/strong><\/h3>\n<ul>\n<li><strong>\uc804\uc790 \uc9c0\uac11 \uc9c0\ubc30\ub825<\/strong>\uc804 \uc138\uacc4 \uc778\uad6c\uc758 \uc808\ubc18\uc5d0 \uac00\uae4c\uc6b4 5,000\ub9cc \uba85\uc758 \uc0ac\uc6a9\uc790\ub97c \ubcf4\uc720\ud55c GCash(\uae00\ub85c\ube0c \uc18c\uc720)\uc640 Maya(\uad6c \ud398\uc774\ub9c8\uc57c)\uac00 \uc2dc\uc7a5\uc744 \uc7a5\uc545\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub450 \uc11c\ube44\uc2a4 \ubaa8\ub450 \uc1a1\uae08, \uccad\uad6c\uc11c \uacb0\uc81c, \ucf54\ub4dc \uc1fc\ud551, \uc2ec\uc9c0\uc5b4 \ud22c\uc790 \uc11c\ube44\uc2a4\uae4c\uc9c0 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ub0ae\uc740 \uc740\ud589 \uacc4\uc88c \ubcf4\uae09\ub960<\/strong>\uc131\uc778 \uc911 \uc57d 30%\ub9cc\uc774 \uc740\ud589 \uacc4\uc88c\ub97c \uac00\uc9c0\uace0 \uc788\uc9c0\ub9cc, \uc804\uc790\uc9c0\uac11\uc740 \uac04\ud3b8\ud55c \ub4f1\ub85d \uc808\ucc28(\ud734\ub300\ud3f0 \ubc88\ud638\ub9cc \ud544\uc694)\ub97c \ud1b5\ud574 \uc774\ub7ec\ud55c \uaca9\ucc28\ub97c \ud574\uc18c\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc815\ubd80 \uc9c0\uc6d0<\/strong>\ud544\ub9ac\ud540 \uc740\ud589(BSP)\uc740 50% \uc18c\ub9e4 \uac70\ub798\uc758 \ub514\uc9c0\ud138\ud654\ub97c \ubaa9\ud45c\ub85c \ud558\ub294 '\ub514\uc9c0\ud138 \uacb0\uc81c \uc804\ud658 \ub85c\ub4dc\ub9f5'\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>2. \uad6d\uacbd \uac04 \uacb0\uc81c \uae30\ud68c<\/strong><\/h3>\n<ul>\n<li><strong>\ud574\uc678 \uadfc\ub85c\uc790\uc758 \uc1a1\uae08 \uc218\uc694<\/strong>\ud544\ub9ac\ud540\uc740 2023\ub144 \ud574\uc678 \uc1a1\uae08\uc561\uc774 370\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud558\ub294 \uc138\uacc4 \ucd5c\uace0\uc758 \ub178\ub3d9\ub825 \uc218\ucd9c\uad6d \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.GCash\ub294 \uc6e8\uc2a4\ud134 \uc720\ub2c8\uc628, \uc54c\ub9ac\ud398\uc774\uc640 \uc81c\ud734\ud558\uc5ec \ud604\uc9c0 \uac00\ub9f9\uc810\uc5d0\uc11c \uc911\uad6d\uc778 \uad00\uad11\uac1d\uc5d0\uac8c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc9c0\uc5ed \ud611\ub825<\/strong>\uc608\ub97c \ub4e4\uc5b4 \uc2f1\uac00\ud3ec\ub974\uc758 GrabPay\ub294 GCash\uc640 \uc0c1\ud638 \uc6b4\uc6a9\ub418\uc5b4 \ub3d9\ub0a8\uc544\uc2dc\uc544 \uc9c0\uc5ed \ub0b4\uc5d0\uc11c \uc6d0\ud65c\ud558\uac8c \uacb0\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>3. \uc0c8\ub85c\uc6b4 \uae30\uc220 \uc560\ud50c\ub9ac\ucf00\uc774\uc158<\/strong><\/h3>\n<ul>\n<li><strong>QR\ucf54\ub4dc \ud45c\uc900\ud654<\/strong>BSP\ub294 \ud604\uc9c0 \ubc0f \uad6d\uacbd \uac04 \ucf54\ub4dc \uc2a4\uce94 \uacb0\uc81c(\uc608: \ud0dc\uad6d\uc758 PromptPay)\ub97c \uc870\ud654\uc2dc\ud0a4\uae30 \uc704\ud574 \"QR Ph\" \ud45c\uc900\uc744 \uc7a5\ub824\ud569\ub2c8\ub2e4.<\/li>\n<li><em>\ubb3c \ud14c\uc2a4\ud2b8<\/em>BNPL<em>\uc11c\ube44\uc2a4<\/em> Maya\uc758 '\uc9c0\uae08 \uad6c\ub9e4, \ub098\uc911\uc5d0 \uacb0\uc81c' \uae30\ub2a5\uc740 \uc800\uc18c\ub4dd\uce35\uacfc \uc911\uac04 \uc18c\ub4dd\uce35\uc758 \uc18c\ube44\uc790 \ud560\ubd80 \uc218\uc694\ub97c \ud0c0\uae43\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>4. \ub3c4\uc804 \uacfc\uc81c \ubc0f \uc704\ud5d8<\/strong><\/h3>\n<ul>\n<li><em>\ud604\uae08 \uc758\uc874 \uad00\uc131<\/em> \uc911\uc18c\ub3c4\uc2dc\uc640 \ub18d\ucd0c \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \ud604\uae08 \uac70\ub798\uac00 \uc120\ud638\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3><strong>5. \ub3c4\uc804 \uacfc\uc81c \ubc0f \uc704\ud5d8(\uacc4\uc18d)<\/strong><\/h3>\n<ul>\n<li><strong>\ud604\uae08 \uc758\uc874 \uad00\uc131<\/strong>\ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \uae09\uc18d\ud55c \uc131\uc7a5\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ud544\ub9ac\ud540\uc758 \ub9ce\uc740 \uc911\uc18c\ub3c4\uc2dc\uc640 \ub18d\ucd0c \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \ud604\uae08 \uac70\ub798\uc5d0 \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc138\uacc4\uc740\ud589 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \uc131\uc778\uc758 \uc57d 60%\uac00 \uc5ec\uc804\ud788 \ube44\uacf5\uc2dd \uae08\uc735 \ucc44\ub110(\uc608: \uc804\ub2f9\ud3ec, \uac1c\uc778 \ub300\ucd9c)\uc744 \uc774\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc778\ud504\ub77c \uc81c\uc57d<\/strong>\ubd88\uade0\uc77c\ud55c \ub124\ud2b8\uc6cc\ud06c \ucee4\ubc84\ub9ac\uc9c0(\ud2b9\ud788 \uc678\ub534 \uc12c), \ubd80\uc871\ud55c \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960(\uc57d 70%), \uc800\uc0ac\uc591 \uae30\uae30 \uc131\ub2a5\uc73c\ub85c \uc778\ud574 \ubcf5\uc7a1\ud55c \uacb0\uc81c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc758 \uc0ac\uc6a9\uc774 \uc81c\ud55c\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\uc0ac\uae30 \ubc0f \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubb38\uc81c<\/strong>2023\ub144 \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \ud53c\uc2f1 \ubb38\uc790 \uba54\uc2dc\uc9c0, \uac00\uc9dc \uace0\uac1d \uc11c\ube44\uc2a4 \uc0ac\uae30 \ub4f1 \uc77c\ubc18\uc801\uc778 \uc218\ubc95\uc73c\ub85c \uc804\uc790 \uc0ac\uae30 \uc0ac\uac74\uc774 \uc804\ub144 \ub300\ube44 351% \uc99d\uac00\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>6. \uc815\ucc45 \ubc0f \uaddc\uc81c \uac1c\ubc1c<\/strong><\/h3>\n<ul>\n<li><strong>\uc624\ud508 \ubc45\ud0b9 \ud504\ub808\uc784\uc6cc\ud06c \ubc1c\uc804<\/strong>BSP\ub294 2024\ub144\uc5d0 \ud0c0\uc0ac \uac1c\ubc1c\uc790\uac00 \uc740\ud589 \ub370\uc774\ud130\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub294 \uc624\ud508 API \ud45c\uc900(\uc720\ub7fd\uc758 PSD2\uc640 \uc720\uc0ac)\uc744 \ucd9c\uc2dc\ud558\uc5ec \ubcf4\ub2e4 \ud601\uc2e0\uc801\uc778 \uae08\uc735 \uc0c1\ud488\uc774 \ud0c4\uc0dd\ud560 \uc218 \uc788\ub3c4\ub85d \ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4.<\/li>\n<li><em>\ub514\uc9c0\ud138 \ud654\ud3d0 \ud0d0\uc0c9<\/em> \ud544\ub9ac\ud540\uc740 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC) \uc2dc\ubc94 \uc0ac\uc5c5\uc744 \uc2dc\uc791\ud588\uc9c0\ub9cc, \uc18c\ub9e4\uc6a9 CBDC\uc5d0 \ub300\ud55c \uba85\ud655\ud55c \uc77c\uc815\uc740 \uc544\uc9c1 \uc815\ud574\uc9c0\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>7. \uacbd\uc7c1 \ud658\uacbd \ubc0f \uae30\uc5c5 \uc804\ub7b5<\/strong><\/h3>\n<h4><strong>(1) \uc9c0\uc5ed \uac70\uc778 \ub300 \uad6d\uc81c \uc120\uc218<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\uae30\uc5c5<\/th>\n<th>\uac15\uc810 \ubd84\uc57c<\/th>\n<th>\ucd5c\uadfc \uc791\uc5c5<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>GCash<\/td>\n<td>P2P \uc804\uc1a1, \uc624\ud504\ub77c\uc778 \uc2a4\uc715<\/td>\n<td>\uc0c8\ub85c\uc6b4 \ubcf4\ud5d8 \ubc0f \uc18c\uc561 \ud22c\uc790 \uc11c\ube44\uc2a4<\/td>\n<\/tr>\n<tr>\n<td>Maya<\/td>\n<td>BNPL, \uac00\ub9f9\uc810 \uc778\uc218<\/td>\n<td>\uc804\uc790\uc0c1\uac70\ub798 \ubc0f \uc18c\uc15c \uae30\ub2a5\uc744 \ud1b5\ud569\ud55c '\uc288\ud37c \uc571'\uc73c\ub85c \uc5c5\uadf8\ub808\uc774\ub4dc<\/td>\n<\/tr>\n<tr>\n<td>GrabPay<\/td>\n<td>\ucc28\ub7c9 \ud638\ucd9c \uc2dc\ub098\ub9ac\uc624\uc5d0 \ub300\ud55c \uacb0\uc81c<\/td>\n<td>\ud14c\uc774\ud06c\uc544\uc6c3 \ubc0f \ud3b8\uc758\uc810\uc5d0\uc11c\uc758 \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c \ud655\ub300<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4><strong>(2) \uae30\uc874 \uc740\ud589\uc758 \ud601\uc2e0<\/strong><\/h4>\n<ul>\n<li>\uc608\ub97c \ub4e4\uc5b4 BDO Unibank, BPI \ub4f1\uc740 '\uce74\ub4dc \uc5c6\ub294 ATM \ud604\uae08 \uc778\ucd9c'(\ud734\ub300\ud3f0\uc5d0\uc11c \uc784\uc2dc QR \ucf54\ub4dc \uc0dd\uc131)\uc744 \ucd9c\uc2dc\ud558\ub294 \ub4f1 \uc571\uc758 \ubc18\ubcf5\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>8. \ubbf8\ub798 \ud2b8\ub80c\ub4dc \uc804\ub9dd<\/strong><\/h3>\n<ol>\n<li><em><strong>\uc784\ubca0\ub514\ub4dc \uae08\uc735<\/strong><\/em> \ub354 \ub9ce\uc740 NBFC(\uc608: \ud1b5\uc2e0\uc0ac DITO, \uc774\ucee4\uba38\uc2a4 \ud50c\ub7ab\ud3fc \ub77c\uc790\ub2e4)\uac00 \uacb0\uc81c\/\uc2e0\uc6a9 \uc11c\ube44\uc2a4\ub97c \ud0d1\uc7ac\ud560 \uc608\uc815\uc785\ub2c8\ub2e4.<\/li>\n<li><em><strong>\uc5d0\uc774\uc804\uc2dc \ub124\ud2b8\uc6cc\ud06c \ud655\uc7a5<\/strong><\/em> \ucda9\uc804\/\uc778\ucd9c \ub300\ud589 \uc5ed\ud560\uc744 \ud558\ub294 \ucee4\ubba4\ub2c8\ud2f0 \uc0c1\uc810\uacfc '\uc0ac\ub9ac\uc0ac\ub9ac \uc0c1\uc810'(\uc2dd\ub8cc\ud488\uc810)\uc744 \ud1b5\ud55c \uc2dc\uc7a5 \uac00\ub77c\uc549\ud788\uae30.<\/li>\n<li><em><strong>\uad6d\uacbd\uc744 \ucd08\uc6d4\ud55c \uc5f0\uacb0\uc131 \uac15\ud654<\/strong><\/em> \uc1a1\uae08 \ube44\uc6a9 \uc808\uac10\uc744 \uc704\ud574 DuitNow \ub9d0\ub808\uc774\uc2dc\uc544 \ub610\ub294 UPI \uc778\ub3c4\uc640 \uc591\uc790 \uac04 QR\ucf54\ub4dc \uc0c1\ud638 \uc778\uc815 \uacc4\uc57d\uc744 \uccb4\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n<hr>\n<h3><strong>\ucd94\ucc9c \uc8fc\uc758 \uc0ac\ud56d<\/strong><\/h3>\n<h3><strong>9. \uc81c\uc548\ub41c \uc6b0\ub824 \uc0ac\ud56d(\uacc4\uc18d)<\/strong><\/h3>\n<h4><strong>(1) \uac00\ub77c\uc549\ub294 \uc2dc\uc7a5\uacfc \uae08\uc735 \ud3ec\uc6a9 \uae30\ud68c<\/strong><\/h4>\n<ul>\n<li><strong>\uc5d0\uc774\uc804\uc2dc \ub124\ud2b8\uc6cc\ud06c \ud655\uc7a5<\/strong>GCash\uc640 Maya\ub294 \ud3b8\uc758\uc810, \uc57d\uad6d, \ub178\uc810\uc0c1 \ub4f1 \"\ud604\uae08 \uc778\/\uc544\uc6c3\" \ub300\ub9ac\uc810\uc744 \ud1b5\ud574 \ub18d\ucd0c \uc9c0\uc5ed\uc5d0 \uc9c4\ucd9c\ud558\uace0 \uc788\uc73c\uba70, \ud5a5\ud6c4 \uc9c0\uc5ed \uacf5\uae09\ub9dd(\uc608: \ub18d\uc0b0\ubb3c \ub300\uae08 \uacb0\uc81c)\uc744 \ucd94\uac00\ub85c \ud1b5\ud569\ud560 \uc218 \uc788\ub294 \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ub0ae\uc740 \ubb38\ud131\uc758 \uc2e0\uc6a9 \uc0c1\ud488<\/strong>\uc2e0\uc6a9 \uae30\ub85d\uc774 \uc5c6\ub294 \uc0ac\ub78c\ub4e4\uc744 \uc704\ud55c \uc120\uad6c\ub9e4 \ud6c4\uc9c0\uae09(BNPL) \ubc0f \uc18c\uc561 \uae08\uc735\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \ube60\ub974\uac8c \uc99d\uac00\ud558\uace0 \uc788\uc9c0\ub9cc, \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc640 \ud3ec\uc6a9\uc131\uc758 \uade0\ud615\uc744 \ub9de\ucdb0\uc57c \ud560 \ud544\uc694\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4><strong>(2) \uc2dc\ub098\ub9ac\uc624 \uae30\ubc18 \uacb0\uc81c\uc758 \uc2ec\ud654<\/strong><\/h4>\n<ul>\n<li><strong>\ub300\uc911\uad50\ud1b5\uc758 \ub514\uc9c0\ud138\ud654<\/strong>\ub9c8\ub2d0\ub77c \uacbd\uc804\ucca0 \uc2dc\uc2a4\ud15c\uc740 \uc2b9\ucc28 \uc2dc GCash \ucf54\ub4dc \uc2a4\uc704\ud551\uc744 \uc2dc\ubc94\uc801\uc73c\ub85c \ub3c4\uc785\ud588\uc73c\uba70, \ud5a5\ud6c4 \uc9c0\ud504\ub2c8\uc640 \uac19\uc740 \uc804\ud1b5\uc801\uc778 \uad50\ud1b5 \uc218\ub2e8\uc73c\ub85c \ud655\ub300\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc18c\uc15c \uc774\ucee4\uba38\uc2a4 \ucee8\ubc84\uc804\uc2a4<\/strong>\ud398\uc774\uc2a4\ubd81 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc640 \ud2f1\ud1a1 \uc0f5\uc740 \ud544\ub9ac\ud540\uc5d0\uc11c \ud3ed\ubc1c\uc801\uc73c\ub85c \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, eWallet\uc740 \uc18c\uaddc\ubaa8 \ubc0f \ub9c8\uc774\ud06c\ub85c \ud310\ub9e4\uc790\uc758 \uc5ed\ub7c9\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 '\uc6d0\ud074\ub9ad \uacb0\uc81c + \uc218\uc218\ub8cc \uacf5\uc720' \uae30\ub2a5\uc744 \ucd9c\uc2dc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>10. \uae30\uc220 \uc911\uc2ec \ud601\uc2e0\uc758 \ubc29\ud5a5<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>\uc601\uc5ed<\/th>\n<th>\uc7a0\uc7ac\uc801 \uc0ac\uc6a9 \uc0ac\ub840<\/th>\n<th>\ub3c4\uc804<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>AI \uc704\ud5d8 \uad00\ub9ac<\/td>\n<td>\ud589\ub3d9 \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ud1b5\ud55c \uc0ac\uae30 \uac70\ub798 \uc2dd\ubcc4<\/td>\n<td>\ub370\uc774\ud130 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\ubc95(\ud544\ub9ac\ud540 \ub370\uc774\ud130 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\ubc95)<\/td>\n<\/tr>\n<tr>\n<td>\ube14\ub85d\uccb4\uc778 \uad6d\uacbd \uac04 \uacb0\uc81c<\/td>\n<td>BSP, \ud574\uc678 \uc1a1\uae08 \ube44\uc6a9 \uc808\uac10\uc744 \uc704\ud574 CBDC \uc2dc\ubc94 \ub3c4\uc785<\/td>\n<td>\uad6d\uc81c \uaddc\uc815 \uc900\uc218 \uc870\uc815<\/td>\n<\/tr>\n<tr>\n<td>\uc74c\uc131\uc73c\ub85c \uacb0\uc81c<\/td>\n<td>\ubb38\ud574\ub825\uc774 \ub0ae\uc740 \uc0ac\uc6a9\uc790\ub97c \uc704\ud55c \uc801\uc751(\uc608: \uacb0\uc81c \uc2dc \ubc29\uc5b8 \uc74c\uc131 \uc5b4\uc2dc\uc2a4\ud134\ud2b8)<\/td>\n<td>\uae30\uc220\uc801 \uc815\ud655\uc131 \ubc0f \uc548\uc804\uc131 \uac80\uc99d<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><strong>11. \ucf54\ub85c\ub09819\uc758 \uc7a5\uae30\uc801 \uc601\ud5a5<\/strong><\/h3>\n<p>\uc804\uc5fc\ubcd1\uc758 \uc815\uc810\uc740 \uc9c0\ub0ac\uc9c0\ub9cc \ub2e4\uc74c\uacfc \uac19\uc740 \ucd94\uc138\uac00 \uac00\uc18d\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><em>\uc81c\ub85c \ud130\uce58 \uacb0\uc81c \uc2b5\uad00 \uc815\ucc29<\/em> \uc694\uc2dd\uc5c5 \ubc0f \uc18c\ub9e4\uc5c5 \ubd84\uc57c\uc5d0\uc11c QR\ucf54\ub4dc \uc8fc\ubb38\/\uacb0\uc81c\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \ud64d\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><em>\uc815\ubd80 \ubcf4\uc870\uae08\uc758 \ub514\uc9c0\ud138\ud654<\/em> :: GCash\ub97c \ud1b5\ud574 \uc218\ub2f9\uc744 \ubd84\ubc30\ud558\uc5ec \uc911\uac1c\uc790 \ubd80\ud328\ub97c \uc904\uc774\ub294 \"4Ps\" \ud504\ub85c\uadf8\ub7a8\uacfc \uac19\uc740 \ube48\uace4 \uc644\ud654 \ud504\ub85c\uadf8\ub7a8.<\/li>\n<\/ul>\n<hr>\n<h3><strong>12. ESG\uc640 \uc0ac\ud68c\uc801 \uac00\uce58<\/strong><\/h3>","protected":false},"excerpt":{"rendered":"<p>\ud544\ub9ac\ud540 \uacb0\uc81c \uc2dc\uc7a5\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ub514\uc9c0\ud138\ud654, \ud540\ud14c\ud06c\uc758 \uac00\uc18d\ud654\uc5d0 \ud798\uc785\uc5b4 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-2929","post","type-post","status-publish","format-standard","hentry","category-32"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u83f2\u5f8b\u5bbe\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u5206\u6790\uff082025\u9884\u6d4b\uff09 - 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