{"id":2961,"date":"2025-05-23T14:00:38","date_gmt":"2025-05-23T06:00:38","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2961"},"modified":"2025-05-23T14:00:38","modified_gmt":"2025-05-23T06:00:38","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%a3%8e%e6%8e%a7%e6%9c%ba%e5%88%b6%e4%bb%8b%e7%bb%8d","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/23\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%a3%8e%e6%8e%a7%e6%9c%ba%e5%88%b6%e4%bb%8b%e7%bb%8d\/","title":{"rendered":"\uacb0\uc81c \uc778\ub3c4 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uba54\ucee4\ub2c8\uc998 \uc18c\uac1c"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts299.mm.bing.net\/th?q=paytm298\" alt=\"\uacb0\uc81c \uc778\ub3c4 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uba54\ucee4\ub2c8\uc998 \uc18c\uac1c\" title=\"\uacb0\uc81c \uc778\ub3c4 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uba54\ucee4\ub2c8\uc998 \uc18c\uac1c\"><\/p>\n<p>\uc778\ub3c4\uc758 \uacb0\uc81c \uc704\ud5d8 \uad00\ub9ac \uba54\ucee4\ub2c8\uc998\uc740 \uc804\uc790 \uac70\ub798\ub97c \ubcf4\ud638\ud558\uace0 \uc0ac\uae30\ub97c \ubc29\uc9c0\ud558\uba70 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc758 \uc548\uc815\uc131\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \uc124\uacc4\ub41c \ub2e4\uce35\uc801 \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \uc778\ub3c4 \uacb0\uc81c \uc0b0\uc5c5\uc5d0\uc11c \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc758 \ud575\uc2ec \ud504\ub808\uc784\uc6cc\ud06c\uc640 \ud2b9\uc9d5\uc785\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>1. \uaddc\uc81c \uae30\uad00 \ubc0f \uaddc\uc815 \uc900\uc218 \ud504\ub808\uc784\uc6cc\ud06c<\/strong><\/h3>\n<ul>\n<li><strong>RBI(\uc778\ub3c4 \uc911\uc559\uc740\ud589)<\/strong>\uacb0\uc81c \uc2dc\uc2a4\ud15c \ubcf4\uc548 \ud504\ub808\uc784\uc6cc\ud06c\uc640 \uac19\uc740 \uac00\uc774\ub4dc\ub77c\uc778\uc744 \ubc1c\ud45c\ud558\uba70 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uaddc\uc81c\ub97c \uc120\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>PCI-DSS \uaddc\uc815 \uc900\uc218<\/strong>\uc2e0\uc6a9 \uce74\ub4dc \ub370\uc774\ud130\ub97c \ucc98\ub9ac\ud558\ub294 \ubaa8\ub4e0 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \uad6d\uc81c \ud45c\uc900\uc744 \uc900\uc218\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li><strong>DPSS(\uc911\uc559\uc740\ud589 \uacb0\uc81c \ubc0f \uacb0\uc81c \ubd80\ubb38)<\/strong>\uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c(\uc608: IMPS, UPI)\uc758 \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \uac10\ub3c5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>2. \ud575\uc2ec \uc704\ud5d8 \uad00\ub9ac \uae30\uc220<\/strong><\/h3>\n<ul>\n<li><strong>\uc2e4\uc2dc\uac04 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1<\/strong>::\n<ul>\n<li>AI\/ML \uae30\ubc18 \uc774\uc0c1 \uc9d5\ud6c4 \ud0d0\uc9c0(\uc608: \uace0\uc561 \uc774\uccb4, \uace0\ube48\ub3c4 \uac70\ub798).<\/li>\n<li>UPI \ud50c\ub7ab\ud3fc\uc758 '\ucd08\ub2f9 30\uac74\uc758 \ud2b8\ub79c\uc7ad\uc158' \uc18d\ub3c4 \uc81c\ud55c \uaddc\uce59\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\ub2e4\ub2e8\uacc4 \uc778\uc99d(MFA)<\/strong>::\n<ul>\n<li>2\ub2e8\uacc4 \uc778\uc99d(OTP + \uc0dd\uccb4\uc778\uc2dd\/MPIN) \uc0ac\uc6a9 \uc758\ubb34\ud654.<\/li>\n<li>Aadhaar e-KYC \ud1b5\ud569 \uc778\uc99d.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\ub514\ubc14\uc774\uc2a4 \ud551\uac70\ud504\ub9b0\ud305 \ubc0f \ud589\ub3d9 \ubd84\uc11d<\/strong>::<br \/>\n\uc7a5\ube44 \ubcc0\uacbd, \uac11\uc791\uc2a4\ub7ec\uc6b4 IP \uc9c0\ub9ac\uc801 \uc704\uce58 \ubcc0\uacbd \ub4f1\uacfc \uac19\uc740 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ub3d9\uc791\uc744 \uac10\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>3. UPI \uc0dd\ud0dc\uacc4\ub97c \uc704\ud55c \uc804\ubb38\ud654\ub41c \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/strong><\/h3>\n<ul>\n<li><em>\ud560\ub2f9\ub7c9 \uc81c\uc5b4<\/em>::\n<ul>\n<li>P2P\ub294 \ub2e8\uc77c \ud55c\ub3c4\uac00 10,000\ub8e8\ud53c(\uc57d $120)\uc774\uba70 \ud310\ub9e4\uc790 \uacb0\uc81c \ud55c\ub3c4\uac00 \ub354 \ub192\uc2b5\ub2c8\ub2e4.<br \/>\n\uc77c\ubd80 \uc740\ud589\uc5d0\uc11c\ub294 \uc77c\uc77c \ub204\uc801 \ud55c\ub3c4(\uc608: \u20b910,000)\ub97c \uc124\uc815\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><strong>4. \ud310\ub9e4\uc790 \uce21 \uc704\ud5d8 \uad00\ub9ac \uc870\uce58<\/strong><\/h3>\n<ul>\n<li>\n<p><strong>\ub3d9\uc801 \uc704\ud5d8 \ud3c9\uac00 \ubaa8\ub378<\/strong>::<\/p>\n<ul>\n<li>\uace0\uc704\ud5d8 \ud310\ub9e4\uc790(\uc608: \ub3c4\ubc15, \uc554\ud638\ud654\ud3d0)\ub294 \ud310\ub9e4\uc790 \uc5c5\uc885, \uac70\ub798 \ub0b4\uc5ed, \ud658\ubd88\uc728 \ubc0f \uae30\ud0c0 \uc810\uc218\uc5d0 \ub530\ub77c \uac70\ub798\uac00 \uc81c\ud55c\ub418\uac70\ub098 \ud3d0\uc1c4\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>RBI\ub294 \uc8fc\uae30\uc801\uc73c\ub85c \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798 \ubcf4\uace0\uc11c(STR)\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc9c0\uc5f0 \uc815\uc0b0(T+n)<\/strong>::<br \/>\n\uc2e0\uaddc \ub4f1\ub85d \ub610\ub294 \uace0\uc704\ud5d8 \ud310\ub9e4\uc790\uc758 \uacbd\uc6b0 \ube44\uc815\uc0c1\uc801\uc778 \uac70\ub798\uc5d0 \ub300\ud55c \uc218\ub3d9 \uac80\ud1a0\ub97c \uc704\ud574 1~3\uc77c \ub3d9\uc548 \uacb0\uc81c\uac00 \uc9c0\uc5f0\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>5. \uc0ac\uae30 \ubc29\uc9c0 \ubc0f \ubd84\uc7c1 \ud574\uacb0<\/strong><\/h3>\n<ul>\n<li>\n<p><strong>\uc790\ub3d9 \ucc28\ub2e8 \uaddc\uce59<\/strong>::<\/p>\n<ul>\n<li>'\ub2e8\uae30\uac04 \ub3d9\uc548 \ub3d9\uc77c\ud55c \uce74\ub4dc \ubc88\ud638\ub85c \uc5ec\ub7ec \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uc5ec\ub7ec \ubc88 \uc2dc\ub3c4'\uc640 \uac19\uc740 \uc0ac\uae30 \ud589\uc704 \uac10\uc9c0.<\/li>\n<li>NPCI(\uad6d\uac00\uacb0\uc81c\uacf5\uc0ac) \uc0ac\uae30 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc2a4\ud15c\uc740 \uc740\ud589 \uac04 \ube14\ub799\ub9ac\uc2a4\ud2b8 \ub370\uc774\ud130\ub97c \uacf5\uc720\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc18c\ube44\uc790 \ubcf4\ud638 \uba54\ucee4\ub2c8\uc998<\/strong>::<br \/>\n\uc0ac\uc6a9\uc790\uac00 \ubb34\ub2e8 \uac70\ub798(\uc608: OTP \uc720\ucd9c)\ub97c \uc8fc\uc7a5\ud558\ub294 \uacbd\uc6b0 \uc740\ud589\uc740 10\uc77c \uc774\ub0b4\uc5d0 \uc870\uc0ac\ud558\uc5ec \ud658\ubd88\ud574\uc57c \ud569\ub2c8\ub2e4(RBI \uc758\ubb34).<\/p>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>6. AI \ubc0f \ube45\ub370\uc774\ud130 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc758 \ucd5c\uc804\uc120<\/strong><\/h3>\n<ul>\n<li><em>\uc608\uce21 \ubd84\uc11d<\/em>\uacfc\uac70 \ub370\uc774\ud130\ub97c \ud1b5\ud574 \uacc4\uc808\ubcc4 \uc0ac\uae30 \ud328\ud134(\uc608: \uc5f0\ub9d0\uc5f0\uc2dc \ud53c\uc2f1 \uacf5\uaca9 \uae09\uc99d)\uc744 \ud30c\uc545\ud569\ub2c8\ub2e4.<\/li>\n<li><em>\uc74c\uc131\/\uc758\ubbf8 \ubd84\uc11d<\/em>\uace0\uac1d \uc11c\ube44\uc2a4 \uc0c1\ud638\uc791\uc6a9\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud558\uc5ec \uc0ac\uae30 \ub2e8\uc11c(\uc608: \uace0\uac1d\uc744 \uc0ac\uce6d\ud558\uc5ec \uacc4\uc815 \uc7ac\uc124\uc815\uc744 \uc694\uccad\ud558\ub294 \ud589\uc704)\ub97c \ud655\uc778\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>\ub3c4\uc804 \uacfc\uc81c \ubc0f \ud2b8\ub80c\ub4dc<\/strong><\/h3>\n<ol>\n<li><strong>\uc18c\uc15c \uc5d4\uc9c0\ub2c8\uc5b4\ub9c1 \uacf5\uaca9\uc758 \uc99d\uac00<\/strong>* : 2023\ub144 \uc778\ub3c4\uc5d0\uc11c \ubc1c\uc0dd\ud55c \uc57d 351\uac74\uc758 TP3T \uacb0\uc81c \uc0ac\uae30\ub294 SIM \uad50\ud658 \uc0ac\uae30 \ub610\ub294 \uac00\uc9dc UPI QR \ucf54\ub4dc\uc5d0\uc11c \ube44\ub86f\ub41c \uac83\uc785\ub2c8\ub2e4.<\/li>\n<li><em>\uad6d\uacbd \uac04 \uacb0\uc81c \uc704\ud5d8 \uad00\ub9ac<\/em> RBI\ub294 \uad6d\uacbd \uac04 \uc790\uae08 \uc138\ud0c1\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \uad6d\uc81c \uae30\uad00\uacfc\uc758 \ud611\ub825\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><em><strong>\uc0dd\uccb4\uc778\uc2dd \uce68\ud22c<\/strong><\/em> Aadhaar \uc5bc\uad74 \uc778\uc2dd + \uc9c0\ubb38\uc73c\ub85c \uae30\uc874 OTP\ub97c \uc810\uc9c4\uc801\uc73c\ub85c \ub300\uccb4\ud558\uc5ec \uc911\uac04\uc790 \uacf5\uaca9\uc758 \uc704\ud5d8\uc744 \uc904\uc785\ub2c8\ub2e4.<\/li>\n<\/ol>\n<p>\ud2b9\uc815 \uc601\uc5ed(\uc608: UPI\/Paytm\/\uc2e0\uc6a9\uce74\ub4dc \ub9ac\uc2a4\ud06c \uad00\ub9ac \ucc28\uc774)\uc5d0 \ub300\ud55c \uc2ec\uce35\uc801\uc778 \ud0d0\uc0c9\uc774 \ud544\uc694\ud55c \uacbd\uc6b0, \uc774\ub97c \ub354\uc6b1 \ud655\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4!<\/p>","protected":false},"excerpt":{"rendered":"<p>\uc778\ub3c4\uc758 \uacb0\uc81c \uc704\ud5d8 \uad00\ub9ac \uba54\ucee4\ub2c8\uc998\uc740 \uc804\uc790 \uac70\ub798\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uc124\uacc4\ub41c \ub2e4\uce35\uc801 \uc2dc\uc2a4\ud15c\uc73c\ub85c, ...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-2961","post","type-post","status-publish","format-standard","hentry","category-38"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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