{"id":2979,"date":"2025-05-23T14:10:59","date_gmt":"2025-05-23T06:10:59","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2979"},"modified":"2025-05-23T14:10:59","modified_gmt":"2025-05-23T06:10:59","slug":"%e4%b8%ba%e4%bb%80%e4%b9%88%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e6%ad%a3%e5%9c%a8%e7%88%86%e5%8f%91%e5%bc%8f%e5%a2%9e%e9%95%bf%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/23\/%e4%b8%ba%e4%bb%80%e4%b9%88%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e6%ad%a3%e5%9c%a8%e7%88%86%e5%8f%91%e5%bc%8f%e5%a2%9e%e9%95%bf%ef%bc%9f\/","title":{"rendered":"\ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c \uc0b0\uc5c5\uc774 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc131\uc7a5\ud558\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?"},"content":{"rendered":"<p>\ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c \uc0b0\uc5c5\uc740 \uba87 \uac00\uc9c0 \uc8fc\uc694 \uc694\uc778 \ub355\ubd84\uc5d0 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5\uc744 \uac70\ub4ed\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<h3>1. <strong>\ub514\uc9c0\ud138 \uacbd\uc81c \ubc1c\uc804\uc744 \uc704\ud55c \uc815\ubd80 \uc815\ucc45 \ubc0f \uc804\ub7b5<\/strong><\/h3>\n<ul>\n<li><strong>\uc804\uc790 \uacb0\uc81c(\uc804\uc790 \uacb0\uc81c)\ub97c \uc704\ud55c \uad6d\uac00 \uccad\uc0ac\uc9c4<\/strong>\uc740\ud589 \ub124\uac00\ub77c \ub9d0\ub808\uc774\uc2dc\uc544(BNM)\ub294 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\uc640 \uc804\uc790 \uacb0\uc81c \ubcf4\uae09\uc744 \uba85\uc2dc\uc801\uc73c\ub85c \uc7a5\ub824\ud558\ub294 '\uae08\uc735 \ubd80\ubb38 \uadf8\ub79c\ub4dc \uccad\uc0ac\uc9c4 2022-2025'\uc640 \uac19\uc740 \ud540\ud14c\ud06c \uc815\ucc45\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ub514\uc9c0\ud138 \ubc45\ud0b9 \ub77c\uc774\uc120\uc2a4 \ubc1c\uae09<\/strong>2022\ub144 5\uac1c\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ub77c\uc774\uc120\uc2a4 \uc2b9\uc778(Grab-Singtel, Shopee \ub4f1), \uae08\uc735 \ud3ec\uc6a9\uc131 \ubc0f \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4 \ubc94\uc704 \ud655\ub300 \uac00\uc18d\ud654.<\/li>\n<\/ul>\n<h3>2. <strong>\ubaa8\ubc14\uc77c \uc778\ud130\ub137 \ubc0f \uc2a4\ub9c8\ud2b8\ud3f0\uc758 \ub192\uc740 \ubcf4\uae09\ub960<\/strong><\/h3>\n<ul>\n<li>\ub9d0\ub808\uc774\uc2dc\uc544\uc758 \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960\uc740 80% \uc774\uc0c1\uc774\uace0 \uc778\ud130\ub137 \uc0ac\uc6a9\uc790\ub294 \uc804\uccb4 \uc778\uad6c\uc758 90% \uc774\uc0c1\uc744 \ucc28\uc9c0\ud558\uc5ec(We Are Social \ub370\uc774\ud130) \ubaa8\ubc14\uc77c \uacb0\uc81c(\uc608: Touch 'n Go eWallet, GrabPay)\ub97c \uc704\ud55c \uc778\ud504\ub77c\uac00 \uc9c0\uc6d0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>3. <strong>\uc9c0\uc5ed \ubc0f \uae00\ub85c\ubc8c \uae30\uc5c5 \uac04\uc758 \uacbd\uc7c1\uc73c\ub85c \ud601\uc2e0\uc744 \uc8fc\ub3c4\ud558\ub294 \uae30\uc5c5<\/strong><\/h3>\n<ul>\n<li><strong>\uc9c0\uc5ed \uac70\uc778\uc758 \ub808\uc774\uc544\uc6c3<\/strong>\uc564\ud2b8 \uadf8\ub8f9\uc774 \uc9c0\ubd84\uc744 \ubcf4\uc720\ud55c \ud130\uce58\uc564\uace0\uc640 \uc561\uc2dc\uc544\ud0c0\uac00 \uc18c\uc720\ud55c \ubd80\uc2a4\ud2b8\uc640 \uac19\uc740 \ub85c\uceec \uc9c0\uac11\uc740 \ubcf4\uc870\uae08\uacfc \uc2dc\ub098\ub9ac\uc624 \ud1b5\ud569\uc744 \ud1b5\ud574 \ube60\ub974\uac8c \uace0\uac1d\uc744 \ud655\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ud574\uc678 \uc120\uc218 \ucd9c\uc804<\/strong>\uc1fc\ud53c\ud398\uc774, \uadf8\ub7a9\ud30c\uc774\ub0b8\uc15c \ub4f1 \ub3d9\ub0a8\uc544\uc2dc\uc544 \uba54\uac00 \uc571\uc5d0 \uacb0\uc81c \uae30\ub2a5\uc744 \ud0d1\uc7ac\ud558\uc5ec \uc2dc\uc7a5 \uacbd\uc7c1\uacfc \uc11c\ube44\uc2a4 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>4. <em>\uc18c\ube44\uc790 \ud589\ub3d9 \ubcc0\ud654<\/em><\/h3>\n<ul>\n<li>\ucf54\ub85c\ub09819 \ud655\uc0b0\uc73c\ub85c \ud604\uae08 \uc5c6\ub294 \uc2b5\uad00\ud654 \uac00\uc18d\ud654, 2021\ub144 \uc804\uc790\uc9c0\uac11 \uac70\ub798\ub7c9 \uc804\ub144 \ub300\ube44 1,441\uc8703\ucc9c\uc5b5 \uc6d0 \uc99d\uac00(BNM \ub370\uc774\ud130)<\/li>\n<li>Z\uc138\ub300\uc640 \uc80a\uc740 \uc0ac\uc6a9\uc790\ub4e4\uc740 \uc2a4\uc640\uc774\ud504 \uacb0\uc81c\uc640 \uc18c\uc561 \uace0\ube48\ub3c4 \uac70\ub798\ub97c \ub354 \uc120\ud638\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>5. <em>\uad6d\uacbd \uac04 \uacb0\uc81c \ucd09\uc9c4<\/em><\/h3>\n<p>\uc544\uc138\uc548 \uc9c0\uc5ed \ud611\ub825 \ud504\ub808\uc784\uc6cc\ud06c\uc5d0 \ub530\ub77c \ub9d0\ub808\uc774\uc2dc\uc544\ub294 \uc2f1\uac00\ud3ec\ub974 \ubc0f \ud0dc\uad6d\uacfc QR\ucf54\ub4dc \uc0c1\ud638 \uc5f0\uacb0(\uc608: DuitNow-Thailand PromptPay)\uc744 \ucd09\uc9c4\ud558\uc5ec \uad6d\uacbd \uac04 \ube44\uc988\ub2c8\uc2a4 \ud750\ub984\uc744 \uc6d0\ud65c\ud558\uac8c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>6. <em>\uae30\uc220 \uc911\uc2ec \uc2dc\ub098\ub9ac\uc624 \ud655\uc7a5<\/em><\/h3>\n<p>\uc18c\ub9e4\uc5c5\uc5d0\uc11c \uad50\ud1b5(\uc9c0\ud558\ucca0 \ucf54\ub4dc \uc2a4\uce94), \uacf5\uacf5 \uc11c\ube44\uc2a4(\uc138\uae08 \ub0a9\ubd80), \uc18c\uc15c \uc1a1\uae08(DuitNow \uc1a1\uae08\uc5d0\ub294 \ud734\ub300\ud3f0 \ubc88\ud638\ub9cc \ud544\uc694)\uc73c\ub85c \ud655\uc7a5\ud558\uc5ec \uae34 \uaf2c\ub9ac\uc758 \uc218\uc694\ub97c \ucda9\uc871\ud569\ub2c8\ub2e4.<\/p>\n<p>\ud5a5\ud6c4 \uacfc\uc81c\uc5d0\ub294 \uaddc\uc81c \uc900\uc218, \uc0ac\uc6a9\uc790 \ub370\uc774\ud130 \ubcf4\uc548, \uc9c0\ubc29 \uc2dc\uc7a5 \uc9c4\ucd9c \ubc29\uc548 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc804\ubc18\uc801\uc73c\ub85c \uc815\ucc45\uc801 \ud61c\ud0dd\uacfc \uc0dd\ud0dc\uacc4\uc758 \uac1c\uc120\uc774 \uacb9\uccd0\uc9c0\uba74\uc11c \ub9d0\ub808\uc774\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uc810\uc720\uc728\uc740 2025\ub144\uae4c\uc9c0 501\uc870 3,000\uc5b5 \ub2ec\ub7ec(\ud604\uc7ac \uc57d 401\uc870 3,000\uc5b5 \ub2ec\ub7ec)\ub97c \ub118\uc5b4\uc124 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c \uc0b0\uc5c5\uc758 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5\uc740 \uacc4\uc18d \uc2ec\ud654\ub418\uace0 \uc788\uc73c\uba70, \ub2e4\uc74c\uacfc \uac19\uc740 \ud2b8\ub80c\ub4dc\uc640 \uacfc\uc81c\ub97c \uc55e\ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>1. \uae30\uc220 \uae30\ubc18 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624\uc758 \ucd94\uac00 \ud655\uc7a5<\/strong><\/h3>\n<ul>\n<li><strong>\uc784\ubca0\ub514\ub4dc \uae08\uc735(EF)<\/strong>::<br \/>\n\uc608\ub97c \ub4e4\uc5b4 \uacb0\uc81c \uc11c\ube44\uc2a4\ub294 \ub354 \ub9ce\uc740 \ube44\uae08\uc735 \uc2dc\ub098\ub9ac\uc624\uc5d0 \ud1b5\ud569\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\uc18c\uc15c \uc774\ucee4\uba38\uc2a4<\/strong>TikTok Shop, \ub77c\uc790\ub2e4 \ub77c\uc774\ube0c \ubc0f \uae30\ud0c0 \ub77c\uc774\ube0c \uc2a4\ud2b8\ub9ac\ubc0d \uc1fc\ud551\uc744 \ud1b5\ud574 '\uc885\ub7c9\uc81c'\ub97c \ud64d\ubcf4\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \uacb0\uc81c(BNPL)<\/strong>\ub9d0\ub808\uc774\uc2dc\uc544\uc5d0\uc11c\ub294 \ud328\uc158 \uc804\uc790\uc81c\ud488\uacfc \uac19\uc740 \ub2e8\uac00\uac00 \ub192\uc740 \ud488\ubaa9\uc744 \ucde8\uae09\ud558\ub294 Atome, Split\uacfc \uac19\uc740 \ud50c\ub7ab\ud3fc\uc774 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc0ac\ubb3c \uc778\ud130\ub137(IoT) \uacb0\uc81c<\/strong>\uc2a4\ub9c8\ud2b8 \uc790\ub3d9\ucc28 \ubc0f \uc2a4\ub9c8\ud2b8 \ud648 \uad6c\ub3c5 \uc11c\ube44\uc2a4\ub97c \uc704\ud55c \uc790\ub3d9 \uccad\uad6c\uc11c \uacb0\uc81c\uc640 \uac19\uc740 \uc0c8\ub85c\uc6b4 \uc0ac\uc6a9 \uc0ac\ub840\uac00 \ub4f1\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uc0dd\uccb4 \uc778\uc2dd \uacb0\uc81c<\/strong>\uc77c\ubd80 \uc740\ud589\uc5d0\uc11c\ub294 \ud3b8\uc758\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574 \uc9c0\ubb38\/\uc5bc\uad74 \uc778\uc2dd \uc778\uc99d(\uc608: \uba54\uc774\ubc45\ud06c\uc758 FacePay)\uc744 \uc2dc\ubc94\uc801\uc73c\ub85c \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>2. \uaddc\uc81c \uc5c5\uadf8\ub808\uc774\ub4dc \ubc0f \uc624\ud508 \ubc45\ud0b9<\/strong><\/h3>\n<ul>\n<li><strong>API \uacbd\uc81c \uac00\uc18d\ud654<\/strong>::<br \/>\n\ub9d0\ub808\uc774\uc2dc\uc544 \ub124\uac00\ub77c \uc740\ud589\uc774 \ucd94\uc9c4\ud558\ub294 \uc624\ud508 \ubc45\ud0b9 \ud504\ub808\uc784\uc6cc\ud06c\ub294 \uae08\uc735 \uae30\uad00\uc774 \ub370\uc774\ud130\ub97c \uacf5\uc720(\uc0ac\uc6a9\uc790 \uc2b9\uc778 \ud558\uc5d0)\ud558\uace0 \ud0c0\uc0ac \uac1c\ubc1c\uc790\uac00 API\ub97c \uae30\ubc18\uc73c\ub85c \ud1b5\ud569 \uacb0\uc81c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uac1c\ubc1c\ud560 \uc218 \uc788\ub3c4\ub85d \uc694\uad6c\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0(AML) \uaddc\uc815 \uc900\uc218 \uac15\ud654<\/strong>::<br \/>\n\uc804\uc790\uc9c0\uac11 KYC \ud504\ub85c\uc138\uc2a4 \uac1c\uc120\uc740 \uc77c\ubd80 \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc9c0\ub9cc \uc7a5\uae30\uc801\uc73c\ub85c\ub294 \uc5c5\uacc4 \uac74\uc804\uc131\uc5d0 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><em>3. \uc9c0\ubc29 \ubc0f \ud574\uc678 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc810\uc9c4\uc801\uc778 \uae30\ud68c \ud655\ub300<\/em><\/h3>\n<ul>\n<li><strong>\uac00\ub77c\uc549\ub294 \uae08\uc735 \ud3ec\uc6a9\uc131<\/strong>::<br \/>\n\ub514\uc9c0\ud138 \ubc45\ud0b9 \ub77c\uc774\uc120\uc2a4 \ubcf4\uc720\uc790\ub294 \uc9c0\ubc29 \uc9c0\uc5ed\uc744 \ucee4\ubc84\ud558\uae30 \uc704\ud574 \ub178\ub825\ud574\uc57c \ud569\ub2c8\ub2e4(\uc608: Boost Bank\ub294 \ub300\ub9ac\uc810\uc744 \ud1b5\ud574 \ub3d9\ubd80 \ub9d0\ub808\uc774\uc2dc\uc544\uc758 \uc6d0\uaca9 \uc0ac\uc6a9\uc790\uc5d0\uac8c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4).<\/li>\n<li><em>\uc544\uc138\uc548 \ud1b5\ud569 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c<\/em>::<br \/>\n\ub4c0\uc787\ub098\uc6b0\ub294 \uc778\ub3c4\ub124\uc2dc\uc544\uc640 \ud544\ub9ac\ud540\uc5d0\uc11c \ud14c\uc2a4\ud2b8\ub97c \ub9c8\ucce4\uc73c\uba70, \ud5a5\ud6c4\uc5d0\ub294 '\uc544\uc138\uc548 \uc804\uccb4\ub97c \uc704\ud55c \ud558\ub098\uc758 QR\ucf54\ub4dc'\ub97c \uc2e4\ud604\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><em>4. \ubcf4\uc870\uae08\uc5d0\uc11c \uc5d0\ucf54\uce90\uc2dc\ub85c \uc804\ud658\ud558\ub294 \uc218\uc775 \ubaa8\ub378<\/em><\/h3>\n<p>\uace0\uac1d\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574 \ub3c8\uc744 \ud0dc\uc6b0\ub294 \uac83\uc5d0 \uc758\uc874\ud588\ub358 \ucd08\uae30 \uc804\uc790\uc9c0\uac11\uc740 \uc9c0\uc18d \uac00\ub2a5\ud55c \uae38\uc744 \ubaa8\uc0c9\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\ubd80\uac00 \uac00\uce58 \uc11c\ube44\uc2a4 \uc720\uce58(\uc608: \ubcf4\ud5d8, \uc790\uc0b0 \uad00\ub9ac).<br \/>\n&#8211;<em>\ud310\ub9e4\uc790 SaaS \ub3c4\uad6c<\/em>\uccad\uad6c + \uc7ac\uace0 \uad00\ub9ac \uae30\ub2a5\uc744 \ud1b5\ud569\ud569\ub2c8\ub2e4.<br \/>\n\uc608\ub97c \ub4e4\uc5b4 \ud130\uce58\uc564\uace0 \uc804\uc790\uc9c0\uac11\uc740 \ud310\ub9e4\uc790\uc758 \uc815\ubc00 \ub9c8\ucf00\ud305\uc744 \uc9c0\uc6d0\ud558\ub294 \uad11\uace0 \uc804\ub2ec \ud50c\ub7ab\ud3fc\uc744 \ucd94\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h4><em><strong>\uc8fc\uc694 \uacfc\uc81c<\/strong><\/em><\/h4>\n<ul>\n<li><em><strong>\uc138\ubd84\ud654 \ubb38\uc81c<\/strong><\/em> \uff1a20+\u4e2a\u7535\u5b50\u94b1\u5305\u5171\u5b58\u5bfc\u81f4\u5546\u6237\u9700\u652f\u6301\u591a\u5957\u7cfb\u7edf\u3002<\/li>\n<li><em><strong>\ud604\uae08 \uad00\uc131<\/strong><\/em> \uff1a\u5c0f\u644a\u8d29\u548c\u8001\u5e74\u7fa4\u4f53\u4ecd\u4f9d\u8d56\u73b0\u91d1(\u7ea635%\u4ea4\u6613\u91cf)\u3002<\/li>\n<li><em><strong>\uc218\uc775\uc5d0 \ub300\ud55c \uc555\ubc15<\/strong><\/em> \uff1a\u591a\u6570\u94b1\u5305\u5c1a\u672a\u76c8\u4e8f\u5e73\u8861(\u9664GrabPay\u7b49\u5934\u90e8\u73a9\u5bb6)\u3002<\/li>\n<\/ul>\n<hr>\n<h4><strong>[\u672a\u6765\u5c55\u671b]<\/strong><\/h4>\n<p>\u52302026\u5e74\u53ef\u80fd\u51fa\u73b0\uff1a<br \/>\n\u2705 <em>\u884c\u4e1a\u6574\u5408<\/em> \uff08\u4e2d\u5c0f\u94b1\u5305\u88ab\u6536\u8d2d\u6216\u9000\u51fa\uff09\uff1b<br \/>\n\u2705 *\u592e\u884c\u6570\u5b57\u8d27\u5e01(CBDC)*\u8bd5\u70b9\u63a8\u8fdb\uff1b<br \/>\n\u2705 <em>\u8d85\u7ea7App\u4e3b\u5bfc<\/em> \uff0cGrab\/Shopee\u7b49\u901a\u8fc7\u6d88\u8d39\u751f\u6001\u5784\u65ad\u5165\u53e3\u3002<\/p>\n<p>\u9700\u8981\u5173\u6ce8\u653f\u7b56\u662f\u5426\u7ee7\u7eed\u9f13\u52b1\u521b\u65b0\u4e0e\u4f01\u4e1a\u80fd\u5426\u627e\u5230\u5dee\u5f02\u5316\u5b9a\u4f4d\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>\ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c \uc0b0\uc5c5\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uba87 \uac00\uc9c0 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