{"id":2991,"date":"2025-05-24T10:27:44","date_gmt":"2025-05-24T02:27:44","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2991"},"modified":"2025-05-24T10:27:44","modified_gmt":"2025-05-24T02:27:44","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e5%9c%a8%e5%85%a8%e7%90%83%e6%94%af%e4%bb%98%e4%bd%93%e7%b3%bb%e4%b8%ad%e7%9a%84%e5%9c%b0%e4%bd%8d","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/24\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e5%9c%a8%e5%85%a8%e7%90%83%e6%94%af%e4%bb%98%e4%bd%93%e7%b3%bb%e4%b8%ad%e7%9a%84%e5%9c%b0%e4%bd%8d\/","title":{"rendered":"\uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc778\ub3c4\uc758 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts88.mm.bing.net\/th?q=paytm87\" alt=\"\uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc778\ub3c4\uc758 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\" title=\"\uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc778\ub3c4\uc758 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\"><\/p>\n<p>\uc778\ub3c4 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \ub3c5\ud2b9\ud55c \uc2dc\uc7a5 \ud2b9\uc131, \ube60\ub974\uac8c \uc9c4\ud654\ud558\ub294 \ub514\uc9c0\ud138 \uc778\ud504\ub77c, \uc815\ubd80 \uc8fc\ub3c4\uc758 \uae08\uc735 \ud3ec\uc6a9 \uc815\ucc45\uc73c\ub85c \uc778\ud574 \uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc810\uc810 \ub354 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc73c\uba70, \uae00\ub85c\ubc8c \uacb0\uc81c \uc0dd\ud0dc\uacc4\uc5d0\uc11c \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc874\uc7ac\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \uc778\ub3c4 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc758 \uc8fc\uc694 \ud2b9\uc9d5\uacfc \uc704\uce58\ub97c \ubd84\uc11d\ud55c \ub0b4\uc6a9\uc785\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>1. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc7a0\uc7ac\ub825<\/strong><\/h3>\n<ul>\n<li><strong>\ubc29\ub300\ud55c \uc0ac\uc6a9\uc790 \uae30\ubc18<\/strong>\uc778\ub3c4\ub294 8\uc5b5 \uba85 \uc774\uc0c1\uc758 \uc778\ud130\ub137 \uc0ac\uc6a9\uc790\ub97c \ud3ec\ud568\ud558\uc5ec 14\uc5b5 \uba85\uc758 \uc778\uad6c\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70 \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc99d\uac00\ud558\uace0 \uc788\uc5b4 \ub514\uc9c0\ud138 \uacb0\uc81c\uc5d0 \ub300\ud55c \ubc29\ub300\ud55c \uc2dc\uc7a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ube60\ub978 \uc131\uc7a5<\/strong>RBI(\uc778\ub3c4 \uc911\uc559\uc740\ud589) \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 UPI(\ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4)\ub294 2023\ub144 \uc6d4 100\uc5b5 \uac74 \uc774\uc0c1\uc758 \uac70\ub798\ub7c9\uacfc \uc5f0\uac04 50% \uc774\uc0c1\uc758 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud558\uba70 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc911 \ud558\ub098\uac00 \ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>2. \ud575\uc2ec \uacb0\uc81c \uc2dc\uc2a4\ud15c \ubc0f \uae30\uc220\uc801 \uc774\uc810<\/strong><\/h3>\n<h4><strong>(1) UPI(\ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4)<\/strong><\/h4>\n<ul>\n<li><strong>\uc2e4\uc2dc\uac04 \ubc0f \uc0c1\ud638 \uc6b4\uc6a9\uc131<\/strong>UPI\ub294 \uc0ac\uc6a9\uc790\uac00 \ub2e8\uc77c \uc2dd\ubcc4\uc790(\uc608: \ud734\ub300\ud3f0 \ubc88\ud638 \ub610\ub294 VPA)\ub97c \ud1b5\ud574 \uc740\ud589 \uac04\uc5d0 \uc989\uc2dc \uc790\uae08\uc744 \uc774\uccb4\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uba70 \uc5f0\uc911\ubb34\ud734 \uc11c\ube44\uc2a4\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uac1c\ubc29\ud615 \uc544\ud0a4\ud14d\ucc98<\/strong>\ud0c0\uc0ac \uc560\ud50c\ub9ac\ucf00\uc774\uc158(\uc608: \ud3f0\ud398, \uad6c\uae00 \ud398\uc774, \ud398\uc774\ud2f0\uc5e0)\uc740 UPI \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0 \uc6d0\ud65c\ud558\uac8c \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ud574\uc678 \ud655\uc7a5<\/strong>UPI\ub294 \uc774\ubbf8 \uc2f1\uac00\ud3ec\ub974\uc758 PayNow, \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8 \ubc0f \uae30\ud0c0 \uad6d\uac00\uc758 \uc2dc\uc2a4\ud15c\uacfc \uc0c1\ud638 \uc5f0\uacb0\ub418\uc5b4 \uc788\uc73c\uba70 \ud5a5\ud6c4 \ub354 \uae00\ub85c\ubc8c\ud654\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4><strong>(2) RuPay \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c<\/strong><\/h4>\n<ul>\n<li>\uc778\ub3c4\uc758 \uc790\uccb4 \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c\uc778 RuPay\ub294 6\uc5b5 \uac1c \uc774\uc0c1\uc758 \uc9c1\ubd88\/\uc2e0\uc6a9 \uce74\ub4dc \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \uae30\ub85d\ud558\uace0 \uc788\uc73c\uba70, Discover \ubc0f JCB\uc640 \uac19\uc740 \uad6d\uc81c \ub124\ud2b8\uc6cc\ud06c\uc640 \uc81c\ud734\ud558\uc5ec \uad6d\uacbd\uc744 \ucd08\uc6d4\ud55c \uc0ac\uc6a9\uc744 \ud655\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4><strong>(3) BBPS(\ubc14\ub77c\ud2b8 \uccad\uad6c\uc11c \uacb0\uc81c \uc2dc\uc2a4\ud15c)<\/strong><\/h4>\n<ul>\n<li>\uc911\uc559 \uc9d1\uc911\uc2dd \uccad\uad6c\uc11c \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc740 \uacf5\uacfc\uae08 \ubc0f \uad50\uc721\ube44 \uacb0\uc81c\uc640 \uac19\uc740 \uc5ec\ub7ec \uccad\uad6c\uc11c \ucc98\ub9ac \uae30\ub2a5\uc744 \ud1b5\ud569\ud558\uc5ec \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud558\uace0 \ub9c8\ucc30 \ube44\uc6a9\uc744 \uc904\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><em><strong>3. \uc815\ubd80 \uc815\ucc45 \ucd09\uc9c4<\/strong><\/em><\/h3>\n<ul>\n<li><em>\"\ub514\uc9c0\ud138 \uc778\ub3c4\" \uc804\ub7b5<\/em>:<br \/>\n\ubaa8\ub514 \uc815\ubd80\ub294 \ud604\uae08 \uac1c\ud601(\uc608: 2016\ub144 \ud654\ud3d0\ud654 \uba85\ub839), \ubcf4\uc870\uae08 \uc9c1\uc811 \uc774\uccb4(DBT), \uc800\ube44\uc6a9 QR\ucf54\ub4dc \uacb0\uc81c \ud65c\uc131\ud654 \ub4f1\uc744 \ud1b5\ud574 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub97c \uac15\ub825\ud558\uac8c \ucd94\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><em>\uaddc\uc81c \uc9c0\uc6d0<\/em>:<br \/>\nRBI\ub294 \uc5c4\uaca9\ud55c \ub370\uc774\ud130 \ud604\uc9c0\ud654 \uc694\uac74\uc744 \ud1b5\ud574 \ubcf4\uc548\uc744 \ubcf4\uc7a5\ud558\uba74\uc11c NBFC\uac00 UPI\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ub4f1 \ud601\uc2e0\uc5d0 \uac1c\ubc29\uc801\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h2>4. \ub3c4\uc804 \uacfc\uc81c\uc640 \ud55c\uacc4<\/h2>\n<p>\uc774\ub7ec\ud55c \ube60\ub978 \ubc1c\uc804\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub2e4\uc74c\uacfc \uac19\uc740 \ubb38\uc81c\uac00 \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n1.<strong>\uc218\uc775 \ubaa8\ub378 \ub51c\ub808\ub9c8<\/strong>:: UPI\uc758 \ud310\ub9e4\uc790\uc5d0 \ub300\ud55c \ub9e4\uc6b0 \ub0ae\uac70\ub098 \uc2ec\uc9c0\uc5b4 \ubb34\ub8cc\uc778 \uc218\uc218\ub8cc\ub85c \uc778\ud574 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub294 \ub2e4\ub978 \ube44\uc988\ub2c8\uc2a4 \ubcf4\uc870\uae08\uc5d0 \uc758\uc874\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<br \/>\n2.<strong>\uad6d\uacbd \uac04 \uc7a5\ubcbd<\/strong>:: \ub8e8\ud53c\ub294 \uc544\uc9c1 \uc644\uc804\ud788 \ud658\uc804\ud560 \uc218 \uc5c6\uc5b4 \uad6d\uc81c\ud654 \uc18d\ub3c4\uac00 \uc81c\ud55c\uc801\uc785\ub2c8\ub2e4.<br \/>\n3.<strong>\uacbd\uc7c1\uc774 \uc2ec\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/strong>WhatsApp Pay\uc640 \uac19\uc740 \ud574\uc678 \ud50c\ub808\uc774\uc5b4\uc758 \uc9c4\uc785\uc740 \uad6d\ub0b4 \ud50c\ub808\uc774\uc5b4\uc758 \uacf5\uac04\uc744 \uc881\ud790 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<hr>\n<h2>5. \ud5a5\ud6c4 \uc804\ub9dd<\/h2>\n<p>CBDC \ud30c\uc77c\ub7ff(<em>\ub514\uc9c0\ud138 \ub8e8\ud53c<\/em>) 2030\ub144\uacbd\uae4c\uc9c0 \ubc1c\uc804 \ubc0f \ucd94\uac00 \uad6d\uac00 \uac04 \ud611\uc815\uc774 \uccb4\uacb0\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n\u2705 <em>UPI\ub294 \uc2e0\ud765 \uc2dc\uc7a5 \uad6d\uac00\uc5d0\uc11c \uc2e4\uc2dc\uac04 \uacb0\uc81c\uc758 \ucc38\uc870 \ud45c\uc900\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/em>;<br \/>\n\u2705 <em>\ubb44\ubc14\uc774\uac00 \uc9c0\uc5ed \ucc28\uc6d0\uc758 \uccad\uc0b0 \uc13c\ud130\ub85c \ubd80\uc0c1\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/em>(a) \ud2b9\ud788 \uc911\ub3d9\/\ub3d9\ub0a8\uc544\uc2dc\uc544\uc758 \uc1a1\uae08 \uc218\uc694\uc5d0 \ubd80\uc751\ud569\ub2c8\ub2e4.<br \/>\n\u2705 <em>\ube14\ub85d\uccb4\uc778 \uae30\uc220 \ud1b5\ud569<\/em>\ud558\uc774\ube0c\ub9ac\ub4dc \uc194\ub8e8\uc158\uc740 \uacf5\uae09\ub9dd \uae08\uc735\uacfc \uac19\uc740 \ubd84\uc57c\uc5d0\uc11c \uae30\uc874 SWIFT \ubaa8\ub378\uc5d0\uc11c \ubc97\uc5b4\ub0a0 \uc218 \uc788\ub294 \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c<strong>\ub0b4\uc0dd\uc801 \ud601\uc2e0 \ub3d9\ub825\uacfc \uc778\uad6c\ud1b5\uacc4\ud559\uc801 \ubc30\ub2f9\uc5d0 \uc758\uc874\ud558\uae30<\/strong>\uaddc\uc81c \uc870\uc815 \ubc0f \uc9c0\uc18d \uac00\ub2a5\uc131 \ubb38\uc81c\uac00 \uc801\uc808\ud788 \ud574\uacb0\ub41c\ub2e4\uba74 \ub9d0\uc785\ub2c8\ub2e4.<strong>\uc778\ub3c4\ub294 \ucc28\uc138\ub300 \uae00\ub85c\ubc8c \uae08\uc735 \ud3ec\uc6a9 \uc778\ud504\ub77c \ud658\uacbd\uc744 \uc7ac\ud3b8\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4.<\/strong>.<\/p>\n<h3><strong>\uc778\ub3c4\uc5d0\uc11c \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc758 \uad6d\uc81c\ud654 \uc9c4\ud589 \uc0c1\ud669<\/strong><\/h3>\n<p>\uc778\ub3c4\ub294 \uad6d\uacbd \uac04 \uac70\ub798 \uc5ed\ub7c9\uc744 \uac15\ud654\ud558\uace0 \ub8e8\ud53c\ud654\uc758 \uad6d\uc81c\uc801 \uc601\ud5a5\ub825\uc744 \ub192\uc774\uae30 \uc704\ud574 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \uae00\ub85c\ubc8c\ud654\ub97c \uc801\uadf9\uc801\uc73c\ub85c \ucd94\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h4><strong>(1) UPI\uc758 \uae00\ub85c\ubc8c \ud655\uc7a5<\/strong><\/h4>\n<ul>\n<li><strong>PayNow \uc2f1\uac00\ud3ec\ub974\uc640\uc758 \uc0c1\ud638 \uc5f0\uacb0<\/strong>2023\ub144 2\uc6d4, UPI\uc640 \uc2f1\uac00\ud3ec\ub974\uc758 PayNow \uac04\uc758 \uc2e4\uc2dc\uac04 \uad6d\uacbd \uac04 \uc1a1\uae08\uc774 \uc2e4\ud604\ub418\uc5b4 \uad6d\uac00 \ucc28\uc6d0\uc5d0\uc11c \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc774 \ucd5c\ucd08\ub85c \uc0c1\ud638 \uc5f0\uacb0\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud5a5\ud6c4 \ub3d9\ub0a8\uc544\uc2dc\uc544, \uc911\ub3d9 \ubc0f \uae30\ud0c0 \uc9c0\uc5ed\uc73c\ub85c \ud655\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8, \ub124\ud314 \ubc0f \uae30\ud0c0 \uc2dc\uc7a5\uc758 \ud604\uc9c0 \uc9c4\ucd9c<\/strong>\uc778\ub3c4\ub294 \uc1a1\uae08 \ubc0f \ubb34\uc5ed \uacb0\uc81c \ucd09\uc9c4\uc744 \uc704\ud574 UAE(CBDC \ube0c\ub9bf\uc9c0\ub97c \ud1b5\ud574), \ub124\ud314(\ud604\uc9c0\ud654\ub41c UPI) \ub4f1\uc758 \uad6d\uac00\uc640 \ud611\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc720\ub7fd \ubc0f \ubbf8\uad6d \uc2dc\uc7a5 \uc7a0\uc815 \ub808\uc774\uc544\uc6c3<\/strong>\uc77c\ubd80 \uc720\ub7fd \uc740\ud589\uc740 \uc774\ubbf8 UPI \uc601\uc218\uc99d\uc744 \uc9c0\uc6d0\ud558\uace0 \uc788\uc73c\uba70, \ubbf8\uad6d\uc5d0\uc11c\ub294 NRI(\ube44\uac70\uc8fc \uc778\ub3c4\uc778)\uac00 \ud0c0\uc0ac \uc571\uc744 \ud1b5\ud574 P2P \uc1a1\uae08\uc5d0 UPI\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4><strong>(2) \ub8e8\ud398\uc774 \uce74\ub4dc\uc758 \ud574\uc678 \ud504\ub85c\ubaa8\uc158<\/strong><\/h4>\n<ul>\n<li>\ub3d9\ub0a8\uc544\uc2dc\uc544 \ubc0f \uc911\ub3d9 \uc9c0\uc5ed\uc5d0\uc11c\uc758 \uc218\uc6a9\uc131 \uc99d\uac00(\uc608: \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8\uc758 POS\ub294 RuPay\ub97c \uc9c0\uc6d0).<\/li>\n<li>Discover\uc640 \uac19\uc740 \uad6d\uc81c \uce74\ub4dc \uae30\uad00\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uc804 \uc138\uacc4 4\ucc9c\ub9cc \uac1c \uc774\uc0c1\uc758 \uac00\ub9f9\uc810\uc5d0\uc11c RuPay\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4><strong>(3) CBDC(\ub514\uc9c0\ud138 \ub8e8\ud53c) \uc2dc\ubc94 \uc6b4\uc601 \ubc0f \uad6d\uc81c \ud611\ub825<\/strong><\/h4>\n<ul>\n<li>RBI\ub294 \ub2ec\ub7ec \uc758\uc874\ub3c4\ub97c \uc904\uc774\uae30 \uc704\ud574 \ud5a5\ud6c4 \uad6d\uacbd \uac04 \ubb34\uc5ed \uacb0\uc81c\uc5d0 \uc0ac\uc6a9\ub420 \uc218 \uc788\ub294 \ub3c4\uc18c\ub9e4 \ub514\uc9c0\ud138 \ub8e8\ud53c\ub97c \ud14c\uc2a4\ud2b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc778\ub3c4\ub294 \"mBridge\"(\ub2e4\uad6d\uac00 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654 \ube0c\ub9ac\uc9c0 \ud504\ub85c\uc81d\ud2b8)\uc5d0 \ucc38\uc5ec\ud558\uc5ec \uc0c8\ub85c\uc6b4 \uae38\uc744 \ubaa8\uc0c9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>7. \uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/strong><\/h3>\n<ol>\n<li><strong>SWIFT\uc758 \uc9c0\ubc30\ub825\uc5d0 \ub3c4\uc804\ud558\uace0 \uacc4\uc2e0\uac00\uc694?<\/strong>\n<ul>\n<li>UPI\ub294 \ub192\uc740 \ud6a8\uc728\uc131, \uc800\ub834\ud55c \ube44\uc6a9, \uc2e4\uc2dc\uac04 \uc131\ub2a5\uc73c\ub85c \uc18c\uc561, \uace0\ube48\ub3c4 \uad6d\uacbd \uac04 \uac70\ub798\uc5d0\ub294 \uc720\ub9ac\ud558\uc9c0\ub9cc, \uace0\uc561\/\ubcf5\uc7a1\ud55c \uac70\ub798\uc5d0\uc11c\ub294 \ub2e8\uae30\uac04\uc5d0 SWIFT\ub97c \ub300\uccb4\ud558\uae30\ub294 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uc2e0\ud765 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \ubca4\uce58\ub9c8\ud0b9<\/strong>:<br \/>\n\uc544\ud504\ub9ac\uce74(\uc608: \ub098\uc774\uc9c0\ub9ac\uc544)\uc640 \ub77c\ud2f4\uc544\uba54\ub9ac\uce74 \uad6d\uac00\uc5d0\uc11c\ub3c4 UPI\uc640 \uc720\uc0ac\ud55c \uc2dc\uc2a4\ud15c \uc124\uacc4 \ubaa8\ub378\uc744 \uc5f0\uad6c\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc9c0\uc5ed \uae08\uc735 \uac8c\uc784 \ub3c4\uad6c<\/strong>:<br \/>\n\ube0c\ub9ad\uc2a4 \uad6d\uac00 \ub0b4\uc5d0\uc11c \ud604\uc9c0 \ud1b5\ud654 \uacb0\uc81c\uac00 \ub3c4\uc785\ub420 \uacbd\uc6b0 \uc778\ub3c4\uc758 \uacb0\uc81c \uc778\ud504\ub77c\uac00 \uae30\uc220 \uc218\ub2e8 \uc911 \ud558\ub098\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n<hr>\n<h3><em><strong>8. \ud575\uc2ec \uc131\uacf5 \uc694\uc778 \ubd84\uc11d<\/strong><\/em><\/h3>\n<p>\u2705 <em>\uc815\ubd80-\uae30\uc5c5 \uc2dc\ub108\uc9c0 \ud6a8\uacfc<\/em>--NPCI(\uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac)\ub294 \uc911\ub9bd\uc801\uc778 \uc6b4\uc601\uc790\ub85c\uc11c \ubaa8\ub4e0 \ub2f9\uc0ac\uc790\uc758 \uc774\ud574\uad00\uacc4\ub97c \uade0\ud615 \uc788\uac8c \uc870\uc815\ud569\ub2c8\ub2e4;<br \/>\n\u2705 <em>\ucd5c\uace0\uc758 \uc0ac\uc6a9\uc790 \uacbd\ud5d8<\/em>-\uc2a4\uce94 \ud22c \ud398\uc774\/\ubcf4\uc774\uc2a4 \ud22c \ud398\uc774\uc640 \uac19\uc740 \ud601\uc2e0\uc73c\ub85c \uc0ac\uc6a9\uc758 \ubb38\ud131\uc744 \ub0ae\ucdc4\uc2b5\ub2c8\ub2e4;<br \/>\n\u2705 <em>\ube44\uc6a9 \uc808\uac10 \uc774\uc810<\/em>-- UPI \uac70\ub798\ub2f9 \ube44\uc6a9\uc740 \uc2e0\uc6a9\uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c\ubcf4\ub2e4 \ud6e8\uc52c \uc801\uc740 \uc57d 0.01\ub2ec\ub7ec\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.<\/p>\n<hr>\n<h2>9. \uc7a0\uc7ac\uc801 \uc704\ud5d8\uc5d0 \ub300\ud55c \uc870\uae30 \uacbd\uace0<\/h2>\n<p>\u26a0\ufe0f <em>\ub370\uc774\ud130 \uc8fc\uad8c \ubd84\uc7c1<\/em>\ub300\ub7c9\uc758 \uac70\ub798 \ub370\uc774\ud130\ub97c \ud1b5\uc81c\ud558\ub294 \ubbf8\uad6d\uc758 \uac70\ub300 \uae30\uc220 \uae30\uc5c5(\uad6c\uae00\/\uc653\uce20\uc571)\uc774 \uaddc\uc81c \ub2f9\uad6d\uc758 \uacbd\uac01\uc2ec\uc744 \ubd88\ub7ec\uc77c\uc73c\ucf30\uc2b5\ub2c8\ub2e4;<br \/>\n\u26a0\ufe0f <em>\uc138\ubd84\ud654 \ubb38\uc81c<\/em>\uac01 \uc8fc\uc5d0\uc11c \uc790\uccb4\uc801\uc73c\ub85c \ubc29\uc5b8 \uc778\ud130\ud398\uc774\uc2a4\ub97c \ub3c4\uc785\ud558\uba74 \ud45c\uc900\uc774 \uc77c\uad00\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4;<br \/>\n\u26a0\ufe0f <em>\uc2dc\uc2a4\ud15c\uc801 \uc704\ud5d8<\/em>2024\ub144 Paytm\uc758 \uc11c\ube44\uc2a4 \uc911\ub2e8\uc73c\ub85c \uc778\ud574 \uc18c\uc218\uc758 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc5d0 \ub300\ud55c \uacfc\ub3c4\ud55c \uc758\uc874\ub3c4\uac00 \ub4dc\ub7ec\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n<hr>\n<h2>10.[\uad81\uadf9\uc801 \uc608\uce21] 2030\ub144 \uc138 \uac00\uc9c0 \uc2dc\ub098\ub9ac\uc624<\/h2>\n<table>\n<thead>\n<tr>\n<th>take<\/th>\n<th>\uac00\ub2a5\uc131<\/th>\n<th>\uc9c4\ub2e8 \uc18d\uc131<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u2605\u2605\u2606\u2606 <br \/> \"\uc544\uc2dc\uc544 \ubc84\uc804\uc758 SEPA\"<\/td>\n<td>45%<\/td>\n<td>UPI \uc544\uc138\uc548+\uac78\ud504 \uad6d\uac00 \uc0c1\ud638 \uc5f0\uacb0, \uc2e0\ud765 \uc2dc\uc7a5 \uc810\uc720\uc728 20%<\/td>\n<\/tr>\n<tr>\n<td>\u2605\u2605\u2605\u2605\u2605 <br \/> \"\uae00\ub85c\ubc8c \uc81c3\uadf9\"<\/td>\n<td>35%<\/td>\n<td>\ube44\uc790\/SWIFT\uc640 \ub3c5\ub9bd\uc801\uc778 \uc0c8\ub85c\uc6b4 \uc0dd\ud0dc\uacc4\ub97c \ud615\uc131\ud558\ub294 CBDC + UPI<\/td>\n<\/tr>\n<tr>\n<td>\u2605\u2606\u2606\u2606 <br \/> \"\ub85c\uceec\uc774 \uc655\uc774\ub2e4.\"<\/td>\n<td>20%<\/td>\n<td>\ubc18\ubcf5\ub418\ub294 \uc815\ucc45\uc73c\ub85c \uc778\ud574 \uad6d\ub0b4 \uc2dc\uc7a5\uc73c\ub85c \ubcf5\uadc0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3>\u25b6 \uc870\uce58 \uad8c\uc7a5 \uc0ac\ud56d:<\/h3>\n<p>\uc911\uad6d \uae30\uc5c5\/\ud22c\uc790\uc790 \ub300\uc0c1.<br \/>\n\ud83d\udd39 <em>NPCI \ub77c\uc774\uc120\uc2a4 \uac1c\ubc1c\uc5d0 \uc9d1\uc911<\/em>:: \uaddc\uc815\uc744 \uc900\uc218\ud558\ub294 \uc561\uc138\uc2a4 \ud504\ub85c\uadf8\ub7a8\uc744 \ubbf8\ub9ac \ub9c8\ub828\ud569\ub2c8\ub2e4.<br \/>\n\ud83d\udd39 <em>CBDC \ud638\ud658\uc131 \ud14c\uc2a4\ud2b8<\/em>\ud2b9\ud788 \uc778\ub3c4-\ud0dc\ud3c9\uc591\/\uc911\ub3d9 \ubb34\uc5ed\uacfc \uad00\ub828\ud558\uc5ec \ub354\uc6b1 \uadf8\ub807\uc2b5\ub2c8\ub2e4.<br \/>\n\ud83d\udd39 \ud604\uc9c0 '\ub514\uc9c0\ud138 \ubcf4\ud638\uc8fc\uc758'\uc758 \ubd80\uc0c1\uc5d0 \uc8fc\uc758\ud558\uc138\uc694(\uc608: \ud2f1\ud1a1 \ucc28\ub2e8 \uc0ac\ub840 \ucc38\uc870).<\/p>\n<p>\ud2b9\uc815 \ubd80\ubb38\uc744 \ub354 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uace0 \uc2f6\uc73c\uc2e0\uac00\uc694? \uad6d\uac00\ubcc4 \uc9c4\uc785 \uc7a5\ubcbd\uc774\ub098 \uae30\uc220 \uc778\ud130\ud398\uc774\uc2a4 \uc138\ubd80 \uc0ac\ud56d \ub4f1\uc774 \uad81\uae08\ud558\uc2e0\uac00\uc694?<\/p>","protected":false},"excerpt":{"rendered":"<p>\uc778\ub3c4 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uac00 \uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc810\uc810 \ub354 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-2991","post","type-post","status-publish","format-standard","hentry","category-38"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u5728\u5168\u7403\u652f\u4ed8\u4f53\u7cfb\u4e2d\u7684\u5730\u4f4d - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/24\/\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u5728\u5168\u7403\u652f\u4ed8\u4f53\u7cfb\u4e2d\u7684\u5730\u4f4d\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u5728\u5168\u7403\u652f\u4ed8\u4f53\u7cfb\u4e2d\u7684\u5730\u4f4d\" \/>\n<meta property=\"og:description\" content=\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u5728\u5168\u7403\u652f\u4ed8\u4f53\u7cfb\u4e2d\u6b63\u626e\u6f14\u7740\u8d8a\u6765\u8d8a\u91cd\u8981\u7684\u89d2\u8272\uff0c\u5176\u72ec\u7279&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/24\/\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u5728\u5168\u7403\u652f\u4ed8\u4f53\u7cfb\u4e2d\u7684\u5730\u4f4d\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-24T02:27:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ts88.mm.bing.net\/th?q=paytm87\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" 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