{"id":3008,"date":"2025-05-24T10:48:23","date_gmt":"2025-05-24T02:48:23","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3008"},"modified":"2025-05-24T10:48:23","modified_gmt":"2025-05-24T02:48:23","slug":"%e8%8f%b2%e5%be%8b%e5%ae%be%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e5%ae%89%e5%85%a8%e5%90%97%ef%bc%9f%e4%b8%80%e6%96%87%e8%a7%a3%e7%ad%94","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/24\/%e8%8f%b2%e5%be%8b%e5%ae%be%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e5%ae%89%e5%85%a8%e5%90%97%ef%bc%9f%e4%b8%80%e6%96%87%e8%a7%a3%e7%ad%94\/","title":{"rendered":"\ud544\ub9ac\ud540\uc5d0\uc11c \uc804\uc790 \uacb0\uc81c\ub294 \uc548\uc804\ud55c\uac00\uc694? \ud558\ub098\uc758 \uae30\uc0ac\uc5d0\uc11c \ub2f5\ubcc0"},"content":{"rendered":"<p>\ud544\ub9ac\ud540\uc758 \uc804\uc790 \uacb0\uc81c \ubcf4\uc548\uc740 \ud50c\ub7ab\ud3fc \uc120\ud0dd, \uc0ac\uc6a9\uc790 \uc2b5\uad00, \uaddc\uc81c \ud658\uacbd \ub4f1 \uc5ec\ub7ec \uac00\uc9c0 \uc694\uc778\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \uc8fc\uc694 \uc694\uc810\uc744 \uc694\uc57d\ud55c \ubd84\uc11d\uc785\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>1. \uc8fc\ub958 \uc804\uc790 \uacb0\uc81c \ud50c\ub7ab\ud3fc<\/strong><\/h3>\n<p>\ud544\ub9ac\ud540\uc758 \uc77c\ubc18\uc801\uc778 \uc804\uc790 \uacb0\uc81c \ubc29\ubc95\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>GCash<\/strong>(\ucd5c\ub300 \uac00\uc785\uc790 \uae30\ubc18, \uae00\ub85c\ube0c \ud154\ub808\ucf64 \uc18c\uc720)<\/li>\n<li><strong>PayMaya<\/strong>(\ud604\uc7ac\ub294 Visa\uac00 \ud22c\uc790\ud55c Maya\ub85c \uc54c\ub824\uc9d0)<\/li>\n<li><strong>GrabPay<\/strong>(\uadf8\ub7a9 \ud0dd\uc2dc\/\ud14c\uc774\ud06c\uc544\uc6c3\uacfc \ud1b5\ud569)<\/li>\n<li><strong>\uc740\ud589 \uc571<\/strong>(\uc608: BDO, BPI \ub4f1)<\/li>\n<\/ul>\n<p>\uc774\ub7ec\ud55c \ubaa8\ub4e0 \uc8fc\ub958 \ud50c\ub7ab\ud3fc\uc740 \uae30\ubcf8\uc801\uc778 \uc554\ud638\ud654 \uae30\uc220(\uc608: SSL, 2\ub2e8\uacc4 \uc778\uc99d)\uc744 \uc0ac\uc6a9\ud558\uc9c0\ub9cc \ubcf4\uc548 \uc218\uc900\uc740 \ud68c\uc0ac\ub9c8\ub2e4 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n<hr>\n<h3><strong>2. \uc7a0\uc7ac\uc801 \uc704\ud5d8<\/strong><\/h3>\n<h4>(1) \ub192\uc740 \uc0ac\uae30 \ubc1c\uc0dd\ub960<\/h4>\n<ul>\n<li><strong>\uc18c\uc15c \uc5d4\uc9c0\ub2c8\uc5b4\ub9c1 \uacf5\uaca9<\/strong>\uc1a1\uae08\uc744 \uc720\ub3c4\ud558\ub294 \uc77c\ubc18\uc801\uc778 SMS\/\ud53c\uc2f1 \ub9c1\ud06c.<\/li>\n<li><strong>\uac00\uc9dc \uace0\uac1d \uc11c\ube44\uc2a4 \uc0ac\uae30<\/strong>\ud50c\ub7ab\ud3fc \uc9c1\uc6d0\uc73c\ub85c \uc704\uc7a5\ud558\uc5ec \uc778\uc99d \ucf54\ub4dc\ub97c \uc694\uccad\ud569\ub2c8\ub2e4.<\/li>\n<li><em>\uc0ac\ub840(\ubc95\ub960)<\/em>2023\ub144 GCash\ub294 \ud558\ub8e8\uc5d0 \uc57d 1\ubc31\ub9cc \uac74\uc758 \uc0ac\uae30 \uc2dc\ub3c4\ub97c \ucc28\ub2e8\ud588\ub2e4\uace0 \ubcf4\uace0\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4>(2) \uacc4\uc815 \ub3c4\uc6a9<\/h4>\n<h3><strong>(2) \uacc4\uc815 \ub3c4\uc6a9<\/strong><\/h3>\n<p>\ud544\ub9ac\ud540\uc5d0\uc11c \uc804\uc790\uacb0\uc81c \uacc4\uc815 \ub3c4\ub09c\uc774 \ub9ce\uc774 \ubc1c\uc0dd\ud558\ub294 \uc8fc\ub41c \uc774\uc720\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>SIM \uce74\ub4dc \ud0c8\ucde8(SIM \uc2a4\uc651)<\/strong>\uc0ac\uae30\ubc94\uc740 \uc0ac\uc6a9\uc790\uc758 \ud734\ub300\ud3f0 \ubc88\ud638\ub97c \uac00\uc9dc \uc2e0\uc6d0\uc73c\ub85c \ub300\uccb4\ud558\uc5ec SMS \uc778\uc99d \ucf54\ub4dc\ub97c \uac00\ub85c\ucc55\ub2c8\ub2e4.\n<ul>\n<li><em>\uc0ac\ub840(\ubc95\ub960)<\/em>2023\ub144 \ud544\ub9ac\ud540 \uad6d\uac00 \uac1c\uc778\uc815\ubcf4\ubcf4\ud638\uc704\uc6d0\ud68c(NPC)\ub294 \uc5ec\ub7ec \uac74\uc758 GCash SIM \ud0c8\ucde8 \uc0ac\ub840\ub97c \uc870\uc0ac\ud588\uc73c\uba70, \uc77c\ubd80 \ud53c\ud574\uc790\ub294 10\ub9cc \ud398\uc18c \uc774\uc0c1\uc758 \uc190\uc2e4\uc744 \uc785\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\ucde8\uc57d\ud55c \ube44\ubc00\ubc88\ud638 \ub610\ub294 \uc815\ubcf4 \uc720\ucd9c<\/strong>\ub9ce\uc740 \uc0ac\uc6a9\uc790\uac00 \uac04\ub2e8\ud55c \ube44\ubc00\ubc88\ud638\ub97c \uc7ac\uc0ac\uc6a9\ud558\uac70\ub098 \uc18c\uc15c \ubbf8\ub514\uc5b4 \ud50c\ub7ab\ud3fc\uc5d0 \uac1c\uc778 \uc815\ubcf4\ub97c \ub178\ucd9c\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4>(3) \uc2dc\uc2a4\ud15c \ucde8\uc57d\uc131 \ubc0f \ub0b4\ubd80 \ub9ac\uc2a4\ud06c<\/h4>\n<ul>\n<li>\uc77c\ubd80 \uc911\uc18c\uaddc\ubaa8 \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc740 \uae30\uc220\uc801 \ubcf4\ud638\uac00 \ubd88\ucda9\ubd84\ud558\uace0 \ub370\uc774\ud130 \uc720\ucd9c\uc744 \uacbd\ud5d8\ud55c \ubc14 \uc788\uc2b5\ub2c8\ub2e4(\uc608: 2022\ub144 \ub85c\uceec \uc9c0\uac11 API \ucde8\uc57d\uc810\uc73c\ub85c \uc778\ud574 \uc0ac\uc6a9\uc790 \uc794\uc561\uc774 \ub3c4\ub09c\ub2f9\ud55c \uc0ac\uac74).<\/li>\n<li>\ub0b4\ubd80\uc790\uc640 \ubc94\uc8c4 \uc870\uc9c1\uc774 \uacf5\ubaa8\ud55c \uc0ac\ub840\ub3c4 \uac70\uc758 \ubc1d\ud600\uc9c0\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>3. \ubcf4\uc548\uc744 \uc5b4\ub5bb\uac8c \uac15\ud654\ud560 \uc218 \uc788\ub098\uc694?<\/strong><\/h3>\n<h4>\u2705 <strong>\uc0ac\uc6a9\uc790 \uc790\uccb4 \ubcf4\ud638 \uc870\uce58<\/strong><\/h4>\n<ol>\n<li><strong>\ubaa8\ub4e0 \ubcf4\uc548 \uae30\ub2a5 \uc0ac\uc6a9<\/strong>2\ub2e8\uacc4 \uc778\uc99d(2FA), \uc9c0\ubb38\/\uc5bc\uad74 \uc778\uc2dd, \uac70\ub798 \ud55c\ub3c4 \uc124\uc815.<\/li>\n<li><strong>\ud53c\uc2f1 \uacf5\uaca9\uc5d0 \uc8fc\uc758\ud558\uc138\uc694<\/strong>\uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ub9c1\ud06c\ub97c \ud074\ub9ad\ud558\uc9c0 \ub9c8\uc138\uc694. \uacf5\uc2dd \uace0\uac1d \uc11c\ube44\uc2a4\uc5d0\uc11c\ub294 \uc808\ub300\ub85c \ube44\ubc00\ubc88\ud638\ub098 OTP\ub97c \uc694\uad6c\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc804\uc6a9 \uc740\ud589 \uacc4\uc88c \ubc14\uc778\ub529<\/strong>\uc804\uc790\uc9c0\uac11\uacfc \uc5f0\uacb0\ub41c \uc800\ucd95 \ub9c8\uc2a4\ud130 \uacc4\uc88c\ub97c \uc0ac\uc6a9\ud558\uc9c0 \ub9c8\uc138\uc694.<\/li>\n<\/ol>\n<h4>\u26a0\ufe0f <strong>\ud50c\ub7ab\ud3fc \uc120\ud0dd\uc5d0 \ub300\ud55c \uc870\uc5b8<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\ud14c\ub77c\uc2a4<\/th>\n<th>\uc548\uc804\uc0c1\uc758 \uc774\uc810<\/th>\n<th>\uc8fc\uc758<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>GCash<\/td>\n<td>AI \uc0ac\uae30 \ubc29\uc9c0 \uc2dc\uc2a4\ud15c, \uc911\uc559\uc740\ud589\uacfc\uc758 \ud611\ub825<\/td>\n<td>SIM \ud558\uc774\uc7ac\ud0b9\uc758 \ub192\uc740 \uc704\ud5d8<\/td>\n<\/tr>\n<tr>\n<td>Maya<\/td>\n<td>PCI-DSS \uc778\uc99d(\uad6d\uc81c \uacb0\uc81c \ud45c\uc900)<\/td>\n<td>\uc571\uc744 \uc815\uae30\uc801\uc73c\ub85c \uc5c5\ub370\uc774\ud2b8\ud574\uc57c \ud569\ub2c8\ub2e4.<\/td>\n<\/tr>\n<tr>\n<td>GrabPay<\/td>\n<td>\ubc14\uc6b4\ub4dc \uc2e0\uc6a9\/\uc9c1\ubd88 \uce74\ub4dc \uad6c\ub9e4 \uc804\uc6a9<\/td>\n<td>\ubcf4\ub2e4 \uc81c\ud55c\ub41c \uae30\ub2a5<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3>4.<\/h3>\n<h3><strong>4. \ud544\ub9ac\ud540\uc758 \uc804\uc790 \uacb0\uc81c\uc5d0 \ub300\ud55c \uaddc\uc81c \ubc0f \ubc95\uc801 \ubcf4\ud638 \uc7a5\uce58<\/strong><\/h3>\n<h4><strong>(1) \uc911\uc559\uc740\ud589(BSP)\uc758 \uac10\ub3c5 \uc870\uce58<\/strong><\/h4>\n<p>\ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589\uc778 \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(BSP)\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc804\uc790 \uacb0\uc81c \uc0b0\uc5c5\uc5d0 \ub300\ud55c \uaddc\uc81c\ub97c \uac15\ud654\ud574 \uc654\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\ud544\uc218 \uc2e4\uba85 \uc778\uc99d(KYC)<\/strong>\ubaa8\ub4e0 \uc804\uc790\uc9c0\uac11\uc740 \uc804\uccb4 \uae30\ub2a5\uc744 \uc0ac\uc6a9\ud558\ub824\uba74 \uc778\uc99d\uc744 \uc644\ub8cc\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0 \uaddc\uc815<\/strong>\ubd88\ubc95\uc801\uc778 \uc790\uae08 \ud750\ub984\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \ub300\uaddc\ubaa8 \uac70\ub798\ub294 \uc2e0\uace0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc\ubc95(DPA)<\/strong>\uae30\uc5c5\uc740 \uc0ac\uc6a9\uc790 \ub370\uc774\ud130\ub97c \ubcf4\ud638\ud574\uc57c \ud558\uba70 \uc774\ub97c \uc900\uc218\ud558\uc9c0 \uc54a\uc744 \uacbd\uc6b0 \ub9c9\ub300\ud55c \ubc8c\uae08\uc774 \ubd80\uacfc\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uadf8\ub7ec\ub098 \uc77c\ubd80 \uc18c\uaddc\ubaa8 \ud50c\ub7ab\ud3fc\uc758 \uacbd\uc6b0 \uaddc\uc815 \uc900\uc218 \uc18d\ub3c4\uac00 \ub290\ub9b0 \ub4f1 \uad6c\ud604 \ub2e8\uacc4\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \uc5b4\ub824\uc6c0\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h4><strong>(2) \uc18c\ube44\uc790\ub294 \uc5b4\ub5bb\uac8c \uc790\uc2e0\uc758 \uad8c\ub9ac\ub97c \ubcf4\ud638\ud560 \uc218 \uc788\ub098\uc694?<\/strong><\/h4>\n<p>\uc0ac\uae30 \ub610\ub294 \ub3c4\ub09c\uc758 \uacbd\uc6b0:<\/p>\n<ol>\n<li><strong>\uacc4\uc815 \uc989\uc2dc \ub3d9\uacb0<\/strong> - \uc571\uc744 \ud1b5\ud574 \uac70\ub798\ub97c \uae34\uae09\ud788 \uc911\ub2e8\ud558\uac70\ub098 \uace0\uac1d \uc11c\ube44\uc2a4\uc5d0 \ubb38\uc758\ud558\uc138\uc694.<\/li>\n<li><strong>\uacbd\ucc30\uc5d0 \uc2e0\uace0\ud558\uace0 \uc99d\uac70\ub97c \ud655\ubcf4\ud558\uc138\uc694.<\/strong> - \uacbd\ucc30\uc5d0 \uc2e0\uace0\ud558\uc138\uc694(\ubb38\uc790 \uba54\uc2dc\uc9c0, \uc1a1\uae08 \uae30\ub85d \ub4f1 \uc99d\uac70\ub97c \ubcf4\uad00\ud574\uc57c \ud569\ub2c8\ub2e4).<\/li>\n<li><strong>BSP \ub610\ub294 NPC\uc5d0 \ub300\ud55c \ubd88\ub9cc \uc0ac\ud56d<\/strong> - \ubd88\ub9cc \uc0ac\ud56d\uc740 \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8\ub97c \ud1b5\ud574 \uc81c\ucd9c\ud560 \uc218 \uc788\uc73c\uba70, \ucc98\ub9ac \uae30\uac04\uc740 \uc57d 30\uc77c\uc785\ub2c8\ub2e4.<\/li>\n<\/ol>\n<p><em>\uae08\uc561\uc5d0 \ub300\ud55c \ubd84\ub958\uae30<\/em>GCash\uc640 \ub9c8\uc57c\uc5d0\ub294 \"\ubd84\uc7c1 \ud574\uacb0 \uba54\ucee4\ub2c8\uc998\"\uc774 \uc788\uc9c0\ub9cc, \uc790\uae08 \ud68c\uc218 \uac00\ub2a5\uc131\uc740 \uc0ac\uac74\uc758 \ubcf5\uc7a1\uc131\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n<hr>\n<h3><strong>5. \ud5a5\ud6c4 \ub3d9\ud5a5 \ubc0f \uac1c\uc120 \ubc29\ud5a5<\/strong><\/h3>\n<ul>\n<li>\ud83d\udccc BSP\ub294 2025\ub144\uae4c\uc9c0 \ub354 \uc5c4\uaca9\ud55c \uc0dd\uccb4 \uc778\uc99d \ud45c\uc900\uc744 \ub3c4\uc785\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4.<\/li>\n<li>\ud83d\udccc \uc77c\ubd80 \uc740\ud589\uc5d0\uc11c\ub294 \uc8fc \uce74\ub4dc\uc5d0 \uc9c1\uc811 \uc5f0\uacb0\ub418\ub294 \uc704\ud5d8\uc744 \uc904\uc774\uae30 \uc704\ud574 '\uac00\uc0c1 \uce74\ub4dc' \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud83d\udccc \uacf5\uacf5 \ubcf4\uc548 \uc778\uc2dd \uad50\uc721\uc740 \uc5ec\uc804\ud788 \ucde8\uc57d\ud55c \ubd80\ubd84\uc774\ubbc0\ub85c \uc0ac\uae30 \uc608\ubc29\uc5d0 \ub300\ud574 \ubc30\uc6b0\ub824\uba74 \uacf5\uc2dd \ucc44\ub110\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3>\ud83d\udd10 [\uc694\uc57d] \ud544\ub9ac\ud540\uc5d0\uc11c \uc804\uc790 \uacb0\uc81c\ub294 \uc548\uc804\ud55c\uac00\uc694?<\/h3>\n<p>\u2705 <em>\uc0c1\ub300\uc801 \uc548\uc804\uc131<\/em> -\uc8fc\ub958 \ud50c\ub7ab\ud3fc\uc740 \uae30\uc220\uc801\uc73c\ub85c \uaddc\uc815\uc744 \uc900\uc218\ud558\uace0 \uc911\uc559 \uc740\ud589\uc758 \uaddc\uc81c\ub97c \ubc1b\uc2b5\ub2c8\ub2e4;<br \/>\n\u26a0\ufe0f <em>\uc5ec\uc804\ud788 \ub0a8\uc544\uc788\ub294 \uc704\ud5d8<\/em> -\uc2ec\uce74\ub4dc \ud0c8\ucde8 \ubc0f \ud53c\uc2f1 \uc0ac\uae30\uac00 \ud070 \ubb38\uc81c\uc785\ub2c8\ub2e4;<br \/>\n\ud83d\udca1 <em>\uc8fc\uc694 \uad8c\uc7a5 \uc0ac\ud56d<\/em> -\ub300\ud615 \ud50c\ub7ab\ud3fc \uc120\ud0dd + \uc5c4\uaca9\ud55c \uc790\uccb4 \ubcf4\ud638 + \uc801\uc2dc \uacc4\uc815 \ubaa8\ub2c8\ud130\ub9c1!<\/p>","protected":false},"excerpt":{"rendered":"<p>\ud544\ub9ac\ud540\uc758 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