{"id":3034,"date":"2025-05-25T18:58:32","date_gmt":"2025-05-25T10:58:32","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3034"},"modified":"2025-05-25T18:58:32","modified_gmt":"2025-05-25T10:58:32","slug":"%e6%b3%b0%e5%9b%bd%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e7%94%bb%e5%83%8f%e4%b8%8e%e6%b6%88%e8%b4%b9%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/25\/%e6%b3%b0%e5%9b%bd%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e7%94%bb%e5%83%8f%e4%b8%8e%e6%b6%88%e8%b4%b9%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/","title":{"rendered":"\ud0dc\uad6d\uc758 \uc804\uc790\uacb0\uc81c \uc0ac\uc6a9\uc790 \ud504\ub85c\ud30c\uc77c\ub9c1 \ubc0f \uc18c\ube44\uc790 \ud589\ub3d9 \ubd84\uc11d"},"content":{"rendered":"

\ud0dc\uad6d\uc758 \uc804\uc790\uacb0\uc81c \uc0ac\uc6a9\uc790 \ud504\ub85c\ud30c\uc77c\ub9c1 \ubc0f \uc18c\ube44\uc790 \ud589\ub3d9 \ubd84\uc11d<\/h1>\n

I. \ud0dc\uad6d \uc804\uc790\uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694<\/h2>\n
    \n
  1. \n

    \uc2dc\uc7a5 \uaddc\ubaa8<\/strong>::<\/p>\n

      \n
    • 2023\ub144\uae4c\uc9c0 \ud0dc\uad6d\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uac70\ub798\uc561 300\uc5b5 \ub2ec\ub7ec \ub3cc\ud30c \uc608\uc0c1<\/li>\n
    • \ubaa8\ubc14\uc77c \uacb0\uc81c \ubcf4\uae09\ub960 67%, \ub3d9\ub0a8\uc544\uc2dc\uc544 2\uc704 \ub2ec\uc131<\/li>\n
    • \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc740 15-20%\ub85c \uc720\uc9c0\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n
    • \n

      \uc8fc\uc694 \ud50c\ub7ab\ud3fc<\/strong>::<\/p>\n

        \n
      • \ud504\ub86c\ud504\ud2b8\ud398\uc774(\uad6d\uac00 \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c)<\/li>\n
      • \ud2b8\ub8e8\uba38\ub2c8 \uc6d4\ub81b<\/li>\n
      • \ub798\ube57 \ub77c\uc778 \ud398\uc774<\/li>\n
      • GrabPay<\/li>\n
      • ShopeePay<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n

        II. \uc77c\ubc18\uc801\uc778 \uc0ac\uc6a9\uc790 \ud504\ub85c\ud544<\/h2>\n

        A. \uc80a\uc740 \ub3c4\uc2dc \uc778\uad6c(18~35\uc138)<\/h3>\n
          \n
        • \uc778\uad6c \ube44\uc728<\/strong>\uc804\uc790 \uacb0\uc81c \uc0ac\uc6a9\uc790 \uc218 \uc57d 401 TP3T<\/li>\n
        • \uc9c4\ub2e8 \uc18d\uc131<\/strong>::\n
            \n
          • LINE\/\uc778\uc2a4\ud0c0\uadf8\ub7a8 \ud5e4\ube44 \uc720\uc800<\/li>\n
          • \"BNPL \uc11c\ube44\uc2a4\uc758 \uc8fc\uc694 \uc218\uc2e0\uc790(65%)<\/li>\n
          • \ud2f1\ud1a1 \uc1fc\ud551 \ubc0f \uc18c\uc15c \uc774\ucee4\uba38\uc2a4 \uace0\ube48\ub3c4 \uc0ac\uc6a9\uc790<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

            B. \uc911\uc7a5\ub144\uce35 \uc804\ubb38\uac00(36~50\uc138)<\/h3>\n
              \n
            • \uc778\uad6c \ube44\uc728<\/strong>\uc57d 35%<\/li>\n
            • \uc9c4\ub2e8 \uc18d\uc131<\/strong>::\n
                \n
              • PromptPay \uc740\ud589 \uc1a1\uae08 \uc8fc\uc694 \uc0ac\uc6a9\uc790<\/li>\n
              • QR\ucf54\ub4dc \uacb0\uc81c\uc758 \uc5bc\ub9ac \uc5b4\ub2f5\ud130<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                C. \uc740\ubc1c(51\uc138 \uc774\uc0c1)<\/h3>\n
                  \n
                • \uc2e0\ud765 \uc131\uc7a5 \uadf8\ub8f9<\/strong>(\uc9c0\ub09c 2\ub144\uac04 120% \uc99d\uac00)<\/li>\n<\/ul>\n

                  \ud0dc\uad6d \uc804\uc790\uacb0\uc81c \uc0ac\uc6a9\uc790\ub4e4\uc758 \uc18c\ube44\uc790 \ud589\ub3d9 \ubd84\uc11d<\/h2>\n

                  1. \ube48\ubc88\ud55c \uc0ac\uc6a9 \uc2dc\ub098\ub9ac\uc624<\/strong><\/h3>\n
                    \n
                  • \ub9e4\uc77c \uc18c\ub7c9 \uc18c\ube44<\/strong>(\uac00\uc7a5 \ub192\uc740 \ube44\uc728):\n
                      \n
                    • \ud3b8\uc758\uc810<\/strong>(\uc138\ube10\uc77c\ub808\ube10, \ud328\ubc00\ub9ac\ub9c8\ud2b8) - \ud2b8\ub8e8\uba38\ub2c8 \uc6d4\ub81b\uacfc \ud504\ub86c\ud504\ud2b8\ud398\uc774\uac00 \uc55e\uc7a5\uc11c\uace0 \uc788\uc2b5\ub2c8\ub2e4!<\/li>\n
                    • \uae38\uac70\ub9ac \uc74c\uc2dd\/\uc57c\uc2dc\uc7a5<\/strong>-- QR\ucf54\ub4dc \uacb0\uc81c \ubcf4\uae09\ub960 60% \ub3cc\ud30c<\/li>\n<\/ul>\n<\/li>\n
                    • \uc628\ub77c\uc778 \uc1fc\ud551<\/strong>::\n
                        \n
                      • \ub77c\uc790\ub2e4\/\uc1fc\ud53c\uc640 \uac19\uc740 \uc774\ucee4\uba38\uc2a4 \ud50c\ub7ab\ud3fc - BNPL(\uc120\uad6c\ub9e4 \ud6c4\uacb0\uc81c)\uc740 30%\uc758 \uac70\ub798\ub97c \ucc28\uc9c0\ud558\uba70 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
                      • \ud398\uc774\uc2a4\ubd81\/\ud2f1\ud1a1 \ub77c\uc774\ube0c \uc2a4\ud2b8\ub9ac\ubc0d \ub300\uc138 - \ub192\uc740 \uc1fc\ud53c\ud398\uc774\/\uadf8\ub7a9\ud398\uc774 \uc0ac\uc6a9\ub960<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                        2. \uacb0\uc81c \uae30\ubcf8 \uc124\uc815<\/strong><\/h3>\n\n\n\n\n\n\n\n\n
                        \uacb0\uc81c \ubc29\ubc95<\/strong><\/th>\nbase<\/strong><\/th>\n\uc77c\ubc18\uc801\uc778 \uc2dc\ub098\ub9ac\uc624<\/strong><\/th>\n<\/tr>\n<\/thead>\n
                        \ud504\ub86c\ud504\ud2b8\ud398\uc774(\uc740\ud589 \uc1a1\uae08)<\/td>\n30\uc138 \uc774\uc0c1 \ud1b5\uadfc\uc790<\/td>\n\uace0\uc561 \uc774\uccb4, \uccad\uad6c\uc11c \uacb0\uc81c<\/td>\n<\/tr>\n
                        \ud2b8\ub8e8\uba38\ub2c8 \uc9c0\uac11(\uc120\ubd88 \uc9c0\uac11)<\/td>\nZ\uc138\ub300 \ubc0f \uadf8\ub7a9 \ub4dc\ub77c\uc774\ubc84\uc640 \uac19\uc740 \ud504\ub9ac\ub79c\uc11c<\/td>\nP2P \uc1a1\uae08, \ud734\ub300\ud3f0 \uc694\uae08 \ucda9\uc804<\/td>\n<\/tr>\n
                        \ub798\ube57 \ub77c\uc778 \ud398\uc774(\uc18c\uc15c+\uacb0\uc81c)<\/td>\n\ud5e4\ube44 \ub77c\uc778 \uc0ac\uc6a9\uc790(18~35\uc138)<\/td>\n\uc2a4\ud0c0\ubc85\uc2a4\/\uccb4\uc778 \uc2a4\ud1a0\uc5b4 \ud3ec\uc778\ud2b8 \uc0ac\uc6a9<\/td>\n<\/tr>\n
                        BNPL \uc11c\ube44\uc2a4(\uc608: Atome, Kredivo)<\/td>\n'\ubb38\ub77c\uc774\ud130'\uc778 \uc80a\uc740 \uc5ec\uc131(25~35\uc138).<\/td>\n\ud328\uc158\/\uc804\uc790\uc81c\ud488 \ud560\ubd80<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

                        3. \uacc4\uc808\ubcc4 \uc18c\ube44 \ud53c\ud06c<\/strong><\/h3>\n
                          \n
                        • \ud83c\udf89 \uc1a1\ud06c\ub780: \uc5ec\ud589 \uad00\ub828 \uc9c0\ucd9c 40% \uae09\uc99d, \ud0dd\uc2dc+\ud638\ud154 \uc608\uc57d\uc774 \uac00\uc7a5 \ud65c\ubc1c\ud558\uac8c \uc774\ub8e8\uc5b4\uc9d0<\/li>\n
                        • \ud83d\udecd\ufe0f \ub354\ube14 11\/12: \uc911\uad6d \uc774\ucee4\uba38\uc2a4\uc758 \uc601\ud5a5\uc73c\ub85c Shopee\/Lazada\uc758 \ud558\ub8e8 GMV\uac00 5\uc5b5 \ubc14\ud2b8\ub97c \ub3cc\ud30c\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n
                        • \ud83d\udcb8 \uacb0\uc81c\uc77c \uc8fc\uae30: \ub9e4\uc6d4 25\uc77c ~ \ub2e4\uc74c \ub2ec 5\uc77c\uc774 \uc18c\ube44\uac00 \uac00\uc7a5 \ub9ce\uc740 \uae30\uac04, \uc804\uc790\uc9c0\uac11 \ucda9\uc804\ub7c9 25% \uc99d\uac00<\/li>\n<\/ul>\n

                          IV. \uc8fc\uc694 \uc778\uc0ac\uc774\ud2b8 \ubc0f \ud2b8\ub80c\ub4dc<\/h2>\n

                          1\ufe0f\u20e3\u00a0[\ud604\uae08\uc740 \uc5ec\uc804\ud788 \uc0ac\uc6a9 \uac00\ub2a5\ud558\uc9c0\ub9cc \uac10\uc18c\uc138\uac00 \ub69c\ub837\ud569\ub2c8\ub2e4.]<\/strong><\/p>\n

                            \n
                          • \n
                            \n

                            65% \uc18c\ube44\uc790\ub4e4\uc740 \"\ud604\uae08 \uc5c6\uc774\ub294 \uc678\ucd9c\ud558\uc9c0 \uc54a\ub294\ub2e4\"\uace0 \ub9d0\ud558\uc9c0\ub9cc, 20% \ub18d\ucd0c \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \ud604\uae08\ub9cc \ud5c8\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n<\/li>\n<\/ul>\n

                            2\ufe0f\u20e3\u00a0[\uc288\ud37c \uc571 \uc5d0\ucf54 \ub8f0]<\/strong><\/p>\n

                              \n
                            • \uacb0\uc81c \uae30\ub2a5 \uc0ac\uc6a9\ub7c9 \uce21\uba74\uc5d0\uc11c \ub77c\uc778\/Grab \ubc0f \uae30\ud0c0 \uc560\uadf8\ub9ac\uac8c\uc774\ud130 \uc571\uc774 \ub3c5\ub9bd\ud615 \ubc45\ud0b9 \uc571\uc744 \uc55e\uc9c8\ub800\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

                              3\ufe0f\u20e3\u00a0[\uc815\ucc45 \uc911\uc2ec \ud601\uc2e0]<\/strong><\/p>\n

                                \n
                              • \ud83c\uddf9\ud83c\udded \uc911\uc559 \uc740\ud589, '\ub514\uc9c0\ud138 \ubc14\ud2b8' \ud30c\uc77c\ub7ff \ucd94\uc9c4, \uae30\uc5c5\uc6a9 \ub514\uc9c0\ud138 \ud1b5\ud654 \uacb0\uc81c \ud14c\uc2a4\ud2b8 \uc2dc\uc791<\/li>\n<\/ul>\n

                                4\ufe0f\u20e3\u00a0[\ud574\uc678 \uacb0\uc81c\uc758 \ubb38\uc81c\uc810<\/strong><\/p>\n

                                  \n
                                • \ud83d\udc65 \ubbf8\uc580\ub9c8\/\ub77c\uc624\uc2a4\uc5d0\uc11c \ub178\ub3d9 \uc1a1\uae08\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \ub192\uc9c0\ub9cc \ub192\uc740 \uc218\uc218\ub8cc(\ud3c9\uade0 8%)\uac00 \uc2dc\uc7a5 \ubc1c\uc804\uc744 \uc81c\uc57d\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n
                                  \n

                                  \uc9d1\uc911\ud574\uc57c \ud560 \ubc29\ud5a5 \uc81c\uc2dc: \uc2e4\ubc84 \uc138\ub300\ub97c \uc704\ud55c \ub514\uc9c0\ud138 \uad50\uc721, BNPL\uc758 \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubaa8\ub378 \ucd5c\uc801\ud654, \uc57c\uc2dc\uc7a5 \ubca4\ub354\ub97c \uc704\ud55c \uacbd\ub7c9\ud654\ub41c \uad6c\ub9e4 \ub3c4\uad6c<\/p>\n<\/blockquote>","protected":false},"excerpt":{"rendered":"

                                  \ud0dc\uad6d \uc804\uc790\uacb0\uc81c \uc0ac\uc6a9\uc790 \ud504\ub85c\ud544 \ubc0f \uc18c\ube44\uc790 \ud589\ud0dc \ubd84\uc11d I. \ud0dc\uad6d \uc804\uc790\uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[31],"tags":[],"class_list":["post-3034","post","type-post","status-publish","format-standard","hentry","category-31"],"yoast_head":"\n\u6cf0\u56fd\u7535\u5b50\u652f\u4ed8\u7528\u6237\u753b\u50cf\u4e0e\u6d88\u8d39\u884c\u4e3a\u5206\u6790 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/25\/\u6cf0\u56fd\u7535\u5b50\u652f\u4ed8\u7528\u6237\u753b\u50cf\u4e0e\u6d88\u8d39\u884c\u4e3a\u5206\u6790\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u6cf0\u56fd\u7535\u5b50\u652f\u4ed8\u7528\u6237\u753b\u50cf\u4e0e\u6d88\u8d39\u884c\u4e3a\u5206\u6790\" \/>\n<meta property=\"og:description\" content=\"\u6cf0\u56fd\u7535\u5b50\u652f\u4ed8\u7528\u6237\u753b\u50cf\u4e0e\u6d88\u8d39\u884c\u4e3a\u5206\u6790 \u4e00\u3001\u6cf0\u56fd\u7535\u5b50\u652f\u4ed8\u5e02\u573a\u6982\u51b5…\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/05\/25\/\u6cf0\u56fd\u7535\u5b50\u652f\u4ed8\u7528\u6237\u753b\u50cf\u4e0e\u6d88\u8d39\u884c\u4e3a\u5206\u6790\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-25T10:58:32+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e6%b3%b0%e5%9b%bd%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e7%94%bb%e5%83%8f%e4%b8%8e%e6%b6%88%e8%b4%b9%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e6%b3%b0%e5%9b%bd%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e7%94%bb%e5%83%8f%e4%b8%8e%e6%b6%88%e8%b4%b9%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u6cf0\u56fd\u7535\u5b50\u652f\u4ed8\u7528\u6237\u753b\u50cf\u4e0e\u6d88\u8d39\u884c\u4e3a\u5206\u6790\",\"datePublished\":\"2025-05-25T10:58:32+00:00\",\"dateModified\":\"2025-05-25T10:58:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e6%b3%b0%e5%9b%bd%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e7%94%bb%e5%83%8f%e4%b8%8e%e6%b6%88%e8%b4%b9%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/\"},\"wordCount\":71,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u6cf0\u56fd\u652f\u4ed8\"],\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e6%b3%b0%e5%9b%bd%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e7%94%bb%e5%83%8f%e4%b8%8e%e6%b6%88%e8%b4%b9%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e6%b3%b0%e5%9b%bd%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e7%94%bb%e5%83%8f%e4%b8%8e%e6%b6%88%e8%b4%b9%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e6%b3%b0%e5%9b%bd%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e7%94%bb%e5%83%8f%e4%b8%8e%e6%b6%88%e8%b4%b9%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/\",\"name\":\"\u6cf0\u56fd\u7535\u5b50\u652f\u4ed8\u7528\u6237\u753b\u50cf\u4e0e\u6d88\u8d39\u884c\u4e3a\u5206\u6790 - 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