{"id":3062,"date":"2025-05-26T14:01:52","date_gmt":"2025-05-26T06:01:52","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3062"},"modified":"2025-05-26T14:01:52","modified_gmt":"2025-05-26T06:01:52","slug":"%e5%a6%82%e4%bd%95%e4%b8%ba%e4%bd%a0%e7%9a%84%e7%94%b5%e5%95%86%e7%bd%91%e7%ab%99%e6%95%b4%e5%90%88%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/26\/%e5%a6%82%e4%bd%95%e4%b8%ba%e4%bd%a0%e7%9a%84%e7%94%b5%e5%95%86%e7%bd%91%e7%ab%99%e6%95%b4%e5%90%88%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%ef%bc%9f\/","title":{"rendered":"\uc804\uc790\uc0c1\uac70\ub798 \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \ud544\ub9ac\ud540 \uacb0\uc81c\ub97c \ud1b5\ud569\ud558\ub294 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc778\uac00\uc694?"},"content":{"rendered":"<h1>\uc804\uc790\uc0c1\uac70\ub798 \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \ud544\ub9ac\ud540 \uacb0\uc81c\ub97c \ud1b5\ud569\ud558\ub294 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc778\uac00\uc694? \uc804\uccb4 \uac00\uc774\ub4dc<\/h1>\n<h2>\uc774\ucee4\uba38\uc2a4\uc5d0\uc11c \ud544\ub9ac\ud540 \uacb0\uc81c \ud1b5\ud569\uc774 \uc911\uc694\ud55c \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n<p>\ub3d9\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \ub514\uc9c0\ud138 \uacbd\uc81c \uad6d\uac00 \uc911 \ud558\ub098\uc778 \ud544\ub9ac\ud540\uc740 1\uc5b5 1,000\ub9cc \uba85\uc774 \ub118\ub294 \uc778\uad6c\uc640 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc911\uc0b0\uce35\uc774 \uc788\ub294 \uacf3\uc785\ub2c8\ub2e4. \ud544\ub9ac\ud540 \uc774\ucee4\uba38\uc2a4 \uc2dc\uc7a5\uc740 \uc778\ud130\ub137 \ubcf4\uae09\ub960\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc99d\uac00\ud568\uc5d0 \ub530\ub77c 2025\ub144\uae4c\uc9c0 240\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4(\ud604\uc7ac 731 TP3T \uc774\uc0c1). \ub3d9\ub0a8\uc544\uc2dc\uc544\ub85c \uc9c4\ucd9c\ud558\ub824\ub294 \uc774\ucee4\uba38\uc2a4 \uae30\uc5c5\uc5d0\uac8c\ub294 \ud604\uc9c0\ud654\ub41c \uacb0\uc81c \uc218\ub2e8\uc744 \ud1b5\ud569\ud558\ub294 \uac83\uc774 \ud575\uc2ec \uc131\uacf5 \uc694\uc778\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud544\ub9ac\ud540\uc758 \uc2e0\uc6a9\uce74\ub4dc \ubcf4\uae09\ub960\uc740 \uc57d 51%\uc5d0 \ubd88\uacfc\ud558\uc5ec \uc11c\uad6c \uad6d\uac00\uc5d0 \ube44\ud574 \ud6e8\uc52c \ub0ae\uc740 \uc218\uc900\uc785\ub2c8\ub2e4. \ud604\uc9c0 \uc18c\ube44\uc790\ub4e4\uc740 \uc804\uc790\uc9c0\uac11, \uc740\ud589 \uc1a1\uae08, \ud604\uae08 \uacb0\uc81c\uc640 \uac19\uc740 \ud604\uc9c0 \uacb0\uc81c \uc218\ub2e8\uc744 \uc120\ud638\ud569\ub2c8\ub2e4. \ub370\uc774\ud130\uac00 \uc774\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\ub450 \uac1c\uc758 \uc8fc\uc694 \uc804\uc790\uc9c0\uac11\uc778 GCash\uc640 PayMaya\uc758 \ucd1d \uc0ac\uc6a9\uc790 \uc218\ub294 6\ucc9c\ub9cc \uba85 \uc774\uc0c1\uc785\ub2c8\ub2e4.<\/li>\n<li>\uc740\ud589 \uc1a1\uae08\uc740 \uc628\ub77c\uc778 \uac70\ub798\uc758 35%\ub97c \ucc28\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n<li>\ub300\uae08 \uc0c1\ud658\uc740 \uc5ec\uc804\ud788 \uc774\ucee4\uba38\uc2a4 \uac70\ub798 \uc810\uc720\uc728\uc758 \uc57d 251%\ub97c \ucc28\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uc774\ub7ec\ud55c \ud604\uc9c0 \uc120\ud638\ub3c4\ub97c \ubb34\uc2dc\ud558\ub294 \ud574\uc678 \ud310\ub9e4\uc790\ub294 \ub192\uc740 \uc7a5\ubc14\uad6c\ub2c8 \uc774\ud0c8\ub960(\ud544\ub9ac\ud540\uc758 \uacbd\uc6b0 \ud3c9\uade0 751 TP3T, \uae00\ub85c\ubc8c \ud3c9\uade0 69.81 TP3T)\uacfc \ub0ae\uc740 \uad6c\ub9e4 \uc804\ud658\uc728\ub85c \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\ud544\ub9ac\ud540\uc758 \uc8fc\uc694 \uacb0\uc81c \uc218\ub2e8\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc138\uc694.<\/h2>\n<h3>\uc804\uc790 \uc9c0\uac11: \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ucd5c\uac15\uc790<\/h3>\n<p><strong>GCash<\/strong>5,100\ub9cc \uba85 \uc774\uc0c1\uc758 \ub4f1\ub85d \uc0ac\uc6a9\uc790(\uad6d\ub0b4 \uc778\uad6c\uc758 461%\uc5d0 \ud574\ub2f9)\ub97c \ubcf4\uc720\ud55c \uc2dc\uc7a5 \uc810\uc720\uc728 \ub9ac\ub354\uc785\ub2c8\ub2e4. \uc644\ubcbd\ud55c \ub514\uc9c0\ud138 \uae08\uc735 \uc11c\ube44\uc2a4 \uc0dd\ud0dc\uacc4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4:<\/p>\n<ul>\n<li>QR\ucf54\ub4dc \uacb0\uc81c<\/li>\n<li>\uccad\uad6c\uc11c \uacb0\uc81c<\/li>\n<li>\ud574\uc678 \uc1a1\uae08(Alipay+\uc640 \ud611\ub825\ud558\uc5ec)<\/li>\n<li>\uc18c\uc561 \uae08\uc735 \uc11c\ube44\uc2a4<\/li>\n<\/ul>\n<p><strong>PayMaya<\/strong>(\ud604\uc7ac\ub294 Maya\ub85c \uc774\ub984\uc774 \ubcc0\uacbd\ub428)\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uae30\ub2a5\uc744 \uac16\ucd98 \uc8fc\uc694 \uacbd\uc7c1\uc790\uc785\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\ud574\uc678 \uc628\ub77c\uc778 \uc1fc\ud551\uc744 \uc704\ud55c \ube44\uc790 \uac00\uc0c1 \uce74\ub4dc<\/li>\n<\/ul>\n<h2>\uc740\ud589 \uc1a1\uae08 \ubc0f \ud604\uae08 \uacb0\uc81c: \ud544\ub9ac\ud540 \uc804\uc790\uc0c1\uac70\ub798\uc758 \ud575\uc2ec \uc694\uc18c<\/h2>\n<h3><strong>\uc740\ud589 \uc1a1\uae08: \uc548\uc804\ud558\uace0 \uc548\uc804\ud55c \ud604\uc9c0 \uc635\uc158<\/strong><\/h3>\n<p>\uc2e0\uc6a9\uce74\ub4dc \ubcf4\uae09\ub960\uc740 \ub0ae\uc9c0\ub9cc \ud544\ub9ac\ud540\uc758 \uc628\ub77c\uc778 \ubc0f \ubaa8\ubc14\uc77c \ubc45\ud0b9 \uc0ac\uc6a9\ub960\uc740 \ube60\ub974\uac8c \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \ubc29\ubc95\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<ol>\n<li>\n<p><strong>InstaPay(\uc2e4\uc2dc\uac04 \uc18c\uc561 \uc1a1\uae08)<\/strong><\/p>\n<ul>\n<li>\ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(BSP)\uc758 \uaddc\uc81c\ub97c \ubc1b\uc73c\uba70 \uc5f0\uc911\ubb34\ud734 24\uc2dc\uac04 \uc989\uc2dc \uacb0\uc81c\uac00 \uc9c0\uc6d0\ub429\ub2c8\ub2e4.<\/li>\n<li>\uc911\uc18c\uaddc\ubaa8 \uac70\ub798\uc5d0 \uc801\ud569\ud55c \ub2e8\uc77c \uac70\ub798 \ud55c\ub3c4 \u20b150,000(\uc57d \ubbf8\ud654 900\ub2ec\ub7ec)\uc785\ub2c8\ub2e4.<\/li>\n<li>BPI, BDO, \uba54\ud2b8\ub85c\ubc45\ud06c\uc640 \uac19\uc740 \uc8fc\uc694 \uc740\ud589\uc744 \ud3ec\ud568\ud55c 80\uac1c \uc774\uc0c1\uc758 \uae08\uc735 \uae30\uad00\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>PESONet(\ub300\ub7c9 \ub300\ub7c9 \uccad\uc0b0)<\/strong><\/p>\n<ul>\n<li>\uace0\uc561 \uac70\ub798\uc758 \uacbd\uc6b0 \ucc98\ub9ac \uc2dc\uac04\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc601\uc5c5\uc77c \uae30\uc900 1~3\uc77c\uc785\ub2c8\ub2e4.<\/li>\n<li>\uae30\uc5c5\uc5d0\uc11c B2B \uacb0\uc81c\ub97c \uc704\ud574 \uc77c\ubc18\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\ub294 \uc5c4\uaca9\ud55c \uae08\uc561 \ud55c\ub3c4\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p><em>\ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 2023\ub144 InstaPay \uac70\ub798\ub294 \uc804\ub144 \ub300\ube44 421% \uc131\uc7a5\ud558\uc5ec \ube60\ub978 \ub514\uc9c0\ud138 \uacb0\uc81c\uc5d0 \ub300\ud55c \uc18c\ube44\uc790 \uc758\uc874\ub3c4\uac00 \uc2ec\ud654\ub418\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/em><\/p>\n<h3><strong>COD(\ud604\uae08 \uacb0\uc81c): \uc5ec\uc804\ud788 \uc911\uc694\ud55c \ube44\uc911\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/h3>\n<p>\uc2e0\ub8b0\ub3c4\uac00 \ub0ae\uc558\ub358 \uc628\ub77c\uc778 \uc1fc\ud551 \ucd08\ucc3d\uae30\uc5d0\ub294 COD\uac00 \uc8fc\ub41c \uacb0\uc81c \ubc29\uc2dd\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc804\uc790 \uacb0\uc81c\uac00 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc9c0\ub9cc \uc77c\ubd80 \uc9c0\uc5ed\uacfc \uc778\uad6c\ub294 \uc5ec\uc804\ud788 \ud604\uae08 \uac70\ub798\ub97c \uc120\ud638\ud569\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\uc801\uc6a9 \uac00\ub2a5\ud55c \uc2dc\ub098\ub9ac\uc624<\/strong>::<br \/>\n<em>2, 3\uc120 \ub3c4\uc2dc \ubc0f \ub18d\ucd0c \uc9c0\uc5ed<\/em><br \/>\n<em>\uc628\ub77c\uc778 \uccab \uad6c\ub9e4 \uace0\uac1d<\/em><\/li>\n<li><strong>\uc6b4\uc601 \ud3ec\uc778\ud2b8<\/strong>::<br \/>\n\u2705 LBC, J&amp;T \ub4f1 \ud604\uc9c0 \ubb3c\ub958 \uc81c\uacf5\uc5c5\uccb4\uc640 \ud611\ub825 \ud544\uc694<br \/>\n\u2705 \ud569\ub9ac\uc801\uc778 \uc0ac\uc804 \uc2b9\uc778 \ub610\ub294 \ucde8\uc18c \uc815\ucc45\uc744 \uc124\uc815\ud558\uc5ec \uc2b9\uc778 \uac70\ubd80\uc728 \uac10\uc18c<\/li>\n<\/ul>\n<hr>\n<h2>\ub2e8\uacc4\ubcc4 \uac00\uc774\ub4dc: \ud544\ub9ac\ud540 \uacb0\uc81c\ub294 \uc5b4\ub5bb\uac8c \ud1b5\ud569\ud558\ub098\uc694?<\/h2>\n<h3>\u2705 1\ub2e8\uacc4: \ud544\uc694\ud55c \uaddc\uc815 \uc900\uc218 \uc790\uaca9 \ucde8\ub4dd\ud558\uae30<\/h3>\n<h4>a) \ud544\ub9ac\ud540 \ud68c\uc0ac \ub4f1\ub85d \ub610\ub294 \ud604\uc9c0 \ud30c\ud2b8\ub108 \ucc3e\uae30<\/h4>\n<p>\ud574\uc678 \uc804\uc790\uc0c1\uac70\ub798 \ud68c\uc0ac\ub294 \uc9c1\uc811 \uc9d5\uc218\ub97c \uc704\ud574 SEC(\uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c)\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4.<br \/>\n-\ucd5c\uc18c \ub4f1\ub85d \uc790\ubcf8\uae08 $200,000(\uc18c\ub9e4)<br \/>\n-PTE \ub77c\uc774\uc120\uc2a4 \uc2e0\uccad(\uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798\uc758 \uacbd\uc6b0 \uba74\uc81c)<\/p>\n<h4>b) PSP \ub77c\uc774\uc120\uc2a4 \uc2e0\uccad<\/h4>\n<p>\ub2e4\uc74c \uc911 \ud558\ub098\ub97c \uc900\uc218\ud558\uc5ec \uc6b4\uc601\ud558\uc138\uc694.<br \/>\n\ud504\ub85c\uadf8\ub7a8|\uc2dc\uac04 \uc18c\ube44|\ube44\uc6a9|\uc801\uc6a9 \uac00\ub2a5\uc131<br \/>\n&#8212;|&#8212;|&#8212;|&#8212;<br \/>\n\uc790\uccb4 \uc801\uc6a9 EMI \ub77c\uc774\uc120\uc2a4|6-12\uac1c\uc6d4|$50k+|\uc7a5\uae30 \uc0ac\uc5c5\uc790<br \/>\n\ub85c\uceec \ub77c\uc774\uc120\uc2a4 \uc560\uadf8\ub9ac\uac8c\uc774\ud130 \ub3c4\ud0b9 | 1\uc8fc\uc77c \uc774\ub0b4|- | \uc8fc\ubb38\ud615 \ube60\ub978 \uc11c\ube44\uc2a4<\/p>\n<blockquote>\n<p><em>\uc2e0\uaddc \uc2dc\uc7a5 \uc9c4\uc785\uc790\ub294 PayMongo, Dragonpay \ub4f1\uacfc \uac19\uc740 BSP \uc2b9\uc778 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub97c \uc6b0\uc120\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/em><\/p>\n<\/blockquote>\n<h3>\u2705 2\ub2e8\uacc4: \uc8fc\uc694 API\uc5d0 \ub300\ud55c \uae30\uc220 \uc778\ud130\ud398\uc774\uc2a4<\/h3>\n<h2>\uae30\uc220\uc801 \uc2e4\ud604: \ud544\ub9ac\ud540 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uacfc \ud6a8\uc728\uc801\uc73c\ub85c \uc5f0\ub3d9\ud558\ub294 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n<h3><strong>1. \uc801\ud569\ud55c \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\/\uc9d1\uacc4\uae30 \uc120\ud0dd<\/strong><\/h3>\n<p>\uc790\uccb4\uc801\uc73c\ub85c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \uac1c\ubc1c\ud558\ub294 \ub370 \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4e4\uace0 \ubcf5\uc7a1\ud55c \ud544\ub9ac\ud540 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uac80\uc99d\ub41c \uc194\ub8e8\uc158\uc744 \uc6b0\uc120\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4:<\/p>\n<table>\n<thead>\n<tr>\n<th><strong>\uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/strong><\/th>\n<th><strong>\ud2b9\uc218\uc131<\/strong><\/th>\n<th><strong>\uc801\uc6a9 \uac00\ub2a5\ud55c \uc2dc\ub098\ub9ac\uc624<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>PayMongo<\/td>\n<td>- GCash, GrabPay, \uc740\ud589 \uc1a1\uae08 \uc9c0\uc6d0<br \/>- \uc798 \ubb38\uc11c\ud654\ub41c SDK \ubc0f API<\/td>\n<td>\uc911\uc18c \uaddc\ubaa8 \uc774\ucee4\uba38\uc2a4<\/td>\n<\/tr>\n<tr>\n<td>\ub4dc\ub798\uace4\ud398\uc774<\/td>\n<td>- 300\uac1c \uc774\uc0c1\uc758 \ud604\uae08 \uacb0\uc81c \ud3ec\uc778\ud2b8(7-11 \ub4f1) \uc801\uc6a9 \ubc94\uc704<br \/>- B2B \uacb0\uc81c\uc758 \uc774\uc810<\/td>\n<td>O2O \ube44\uc988\ub2c8\uc2a4, \ub300\uaddc\ubaa8 \uac70\ub798<\/td>\n<\/tr>\n<tr>\n<td>\uc2a4\ud2b8\ub77c\uc774\ud504 \ud544\ub9ac\ud540<\/td>\n<td>- \uad6d\uc81c \uc2e0\uc6a9 \uce74\ub4dc + \ud604\uc9c0\ud654 \ud504\ub85c\uadf8\ub7a8<br \/>- PCI DSS \ub808\ubca8 1 \uc778\uc99d<\/td>\n<td>\ud574\uc678 \ube0c\ub79c\ub4dc \uc0f5<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>\uae30\uc220 \ud3c9\uac00\uc758 \uc8fc\uc694 \ub0b4\uc6a9<\/em>::<br \/>\n\u2714\ufe0f \ud14c\uc2a4\ud2b8\uc5d0 '\uc0cc\ub4dc\ubc15\uc2a4 \ud658\uacbd'\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4.<br \/>\n\u2714\ufe0f \uacb0\uc81c \uc8fc\uae30 \ud655\uc778(T+3 \ub610\ub294 T+7)<br \/>\n\u2714\ufe0f \uc5d0\uc11c \uacfc\uac70 \ub2e4\uc6b4\ud0c0\uc784 \uae30\ub85d\uc744 \ud655\uc778\ud558\uc138\uc694(\uc608: PayMaya\ub294 \uc0ac\uc6a9\uc790 \uae09\uc99d\uc73c\ub85c \uc778\ud574 \uc2dc\uc2a4\ud15c\uc774 \ubd88\uc548\uc815\ud588\uc2b5\ub2c8\ub2e4).<\/p>\n<hr>\n<h3><strong>2. API \ub3c4\ud0b9 \ud575\uc2ec \ud504\ub85c\uc138\uc2a4<\/strong><\/h3>\n<h4>a) \uc778\ud504\ub77c \uc900\ube44<\/h4>\n<pre><code class=\"language-python\"># \uc608\uc2dc: PayMongo\ub85c \uacb0\uc81c \ub9c1\ud06c \ub9cc\ub4e4\uae30<br>\r\n\uac00\uc838\uc624\uae30 \uc694\uccad<br>\r\n<br>\r\n\ud5e4\ub354 = {<br>\r\n    \"\uad8c\ud55c \ubd80\uc5ec\": \"\ubb34\uae30\uba85 YOUR_SECRET_KEY\".<br>\r\n    \"\ucf58\ud150\uce20 \uc720\ud615\": \"application\/json\"<br>\r\n}<br>\r\n<br>\r\ndata = {<br>\r\n    \"data\": {<br>\r\n        \"attributes\": {<br>\r\n            \"\uae08\uc561\": 10000, \uc13c\ud2b8 \ub2e8\uc704\uc758 #(\u20b1100=10000)<br>\r\n            \"description\": \"\uc8fc\ubb38 #12345\",<br>\r\n            \"payment_method_allowed\": [\"gcash\", \"card\"]<br>\r\n        }<br>\r\n    }<br>\r\n}<br>\r\n<br>\r\n\uc751\ub2f5 = requests.post(<br>\r\n    'https:\/\/api.paymongo.com\/v1\/checkout_sessions',<br>\r\n    \ud5e4\ub354=\ud5e4\ub354,<br>\r\n    json=\ub370\uc774\ud130<br>\r\n)<br>\r\n<\/code><\/pre>\n<h4>b) \uad6c\ud604\ud574\uc57c \ud558\ub294 \ucf5c\ubc31 \ud568\uc218<\/h4>\n<ul>\n<li><strong>\uc54c\ub9bc \uc720\ud6a8\uc131 \uac80\uc0ac \uc131\uacf5<\/strong>\uc704\uc870 \uc694\uccad\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \uc11c\uba85 \ud655\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc7a5\uc560 \ucc98\ub9ac \ub85c\uc9c1<\/strong>\uace0\uac1d\uc774 \uc7ac\uacb0\uc81c\ud560 \uc218 \uc788\ub3c4\ub85d \uc790\ub3d9\uc73c\ub85c \ud2b8\ub9ac\uac70\ub418\ub294 \uc774\uba54\uc77c\/SMS \ub9ac\ub9c8\uc778\ub354<\/li>\n<li><strong>\uc870\uc815 \ubb38\uc11c \ud68d\ub4dd<\/strong>: SFTP\ub97c \ud1b5\ud574 BDO\uc640 \uac19\uc740 \uc740\ud589\uc758 \uccad\uc0b0 \uba85\uc138\uc11c\ub97c \ub9e4\uc77c \ub2e4\uc6b4\ub85c\ub4dc\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>3. \ubaa8\ubc14\uc77c \ucd5c\uc801\ud654 \uc804\ub7b5<\/strong><\/h3>\n<p>\ud544\ub9ac\ud540 \uc0ac\uc6a9\uc790 66%\ub294 \ud734\ub300\ud3f0\uc744 \ud1b5\ud574 \uc1fc\ud551\ud558\uace0 \uc788\uc73c\uba70 \ud2b9\ubcc4\ud55c \uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\uc81c\uac70\ub41c \uc571\uc73c\ub85c \uc778\ud55c \ud504\ub85c\uc138\uc2a4 \uc911\ub2e8\uc744 \ubc29\uc9c0\ud558\ub824\uba74 GCash SDK\ub97c \ud1b5\ud569\ud560 \ub54c \"\ub525 \ub9c1\ud06c \uc810\ud504\"\ub97c \ud65c\uc131\ud654\ud558\uc138\uc694.<\/li>\n<li>SIM \uce74\ub4dc \ubc14\uc778\ub529 \uc778\uc99d(\ud1b5\uc2e0 \uc0ac\uae30 \ubc29\uc9c0\ub97c \uc704\ud55c \uaddc\uc81c \uc694\uac74)<\/li>\n<li>\ub77c\uc774\ud2b8 \ud398\uc774\uc9c0 \ub85c\ub4dc \ucd5c\uc801\ud654(\ud604\uc9c0 \ubaa8\ubc14\uc77c \uc778\ud130\ub137 \ud3c9\uade0 \uc18d\ub3c4\uac00 18Mbps\uc5d0 \ubd88\uacfc)<\/li>\n<\/ul>\n<blockquote>\n<p><em>\uc0ac\ub840: Shopee PH\ub294 GCash \uacb0\uc81c \uc131\uacf5\ub960\uc744 271% \uc99d\uac00\uc2dc\ucf30\uc73c\uba70, \uc8fc\uc694 \uac1c\uc120 \uc0ac\ud56d\uc740 SMS OTP \ub300\uc2e0 \uc9c0\ubb38\/\uc5bc\uad74 ID 2\ucc28 \uc778\uc99d\uc744 \ucd94\uac00\ud55c \uac83\uc785\ub2c8\ub2e4.<\/em><\/p>\n<\/blockquote>\n<hr>\n<h2>\u26a0\ufe0f \uc704\ud5d8 \uad00\ub9ac \ubc0f \ud604\uc9c0\ud654\ub41c \uc6b4\uc601 \uc870\uc5b8<\/h2>\n<h3>A. \uc0ac\uae30 \ubc29\uc9c0 \uc870\uce58\uc758 \uc870\ud569<\/h3>\n<p>\uc804\uc790\uc9c0\uac11 \ub3c4\ub09c\ub960\uc774 \ub192\uae30 \ub54c\ubb38\uc5d0 \ubc30\ud3ec\ub97c \uad8c\uc7a5\ud569\ub2c8\ub2e4:<\/p>\n<ol>\n<li><strong>\ub514\ubc14\uc774\uc2a4 \uc9c0\ubb38 \uc778\uc2dd<\/strong>--\uc5d0\ubbac\ub808\uc774\ud130\/VPN \uc561\uc138\uc2a4 \uac10\uc9c0<\/li>\n<li><strong>\ud589\ub3d9 \uc0dd\uccb4 \uc778\uc2dd \ubd84\uc11d<\/strong>-- \uc608: \ube44\ubc00\ubc88\ud638 \uc785\ub825 \ub9ac\ub4ec\uc758 \ucc28\uc774<\/li>\n<li><\/li>\n<\/ol>","protected":false},"excerpt":{"rendered":"<p>\uc804\uc790\uc0c1\uac70\ub798 \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \ud544\ub9ac\ud540 \uacb0\uc81c\ub97c \ud1b5\ud569\ud558\ub294 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc778\uac00\uc694? \uc804\uccb4 \uac00\uc774\ub4dc \uc65c \ud544\ub9ac\ud540 \uacb0\uc81c\uac00 \ud544\uc694\ud55c\uac00\uc694?<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-3062","post","type-post","status-publish","format-standard","hentry","category-32"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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