{"id":3066,"date":"2025-05-26T14:11:43","date_gmt":"2025-05-26T06:11:43","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3066"},"modified":"2025-05-26T14:11:43","modified_gmt":"2025-05-26T06:11:43","slug":"%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%95%b0%e5%ad%97%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e5%a2%9e%e9%95%bf%e6%95%b0%e6%8d%ae%e6%8a%a5%e5%91%8a","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/26\/%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%95%b0%e5%ad%97%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e5%a2%9e%e9%95%bf%e6%95%b0%e6%8d%ae%e6%8a%a5%e5%91%8a\/","title":{"rendered":"\ubc29\uae00\ub77c\ub370\uc2dc \ub514\uc9c0\ud138 \uacb0\uc81c \uc0ac\uc6a9\uc790 \uc99d\uac00\uc5d0 \uad00\ud55c \ub370\uc774\ud130 \ubcf4\uace0\uc11c"},"content":{"rendered":"<p>\uc544\ub798\ub294 \ubc29\uae00\ub77c\ub370\uc2dc\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uc0ac\uc6a9\uc790 \uc131\uc7a5\uc5d0 \ub300\ud55c \uc885\ud569 \ubd84\uc11d \ubcf4\uace0\uc11c\ub85c, \uc8fc\uc694 \ub370\uc774\ud130, \ub3d9\uc778 \ubc0f \ud5a5\ud6c4 \ub3d9\ud5a5\uc744 \ub2e4\ub8e8\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>1. \uc2dc\uc7a5 \uac1c\uc694<\/strong><\/h3>\n<ul>\n<li><strong>\ucd1d \uc778\uad6c<\/strong>\uc57d 1\uc5b5 7\ucc9c\ub9cc \uba85(2023\ub144), \uc778\ud130\ub137 \ubcf4\uae09\ub960 \uc57d 401 TP3T, \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960 351 TP3T.<\/li>\n<li><strong>\ub514\uc9c0\ud138 \uacb0\uc81c \uc0ac\uc6a9\uc790 \uae30\ubc18<\/strong>2023\ub144\uae4c\uc9c0 4\ucc9c\ub9cc \uba85 \uc774\uc0c1(\uc131\uc778 \uc778\uad6c\uc758 251%), \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960 301%-351%(2018-2023\ub144)\ub85c \uc131\uc7a5.<\/li>\n<li><strong>\uc8fc\uc694 \ud50c\ub7ab\ud3fc<\/strong>\ube44\uce90\uc2dc(\uc2dc\uc7a5 \uc810\uc720\uc728 801 TP3T), \ub098\uac00\ub4dc, \ub85c\ucf13(\ub124\ub35c\ub780\ub4dc-\ubc29\uae00\ub77c \uc740\ud589), \uc5c5\ud398\uc774 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>2. \ud575\uc2ec \uc131\uc7a5 \ub370\uc774\ud130<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>\ube48\ud2f0\uc9c0<\/th>\n<th>\ub514\uc9c0\ud138 \uacb0\uc81c \uc0ac\uc6a9\uc790 \uc218(\ubc31\ub9cc \uba85)<\/th>\n<th>\uc5f0\uac04 \uc131\uc7a5\ub960<\/th>\n<th>\uac70\ub798 \uac00\uce58(\ubbf8\ud654 \uc218\uc2ed\uc5b5 \ub2ec\ub7ec)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2018<\/td>\n<td>~12<\/td>\n<td>&#8211;<\/td>\n<td>~7<\/td>\n<\/tr>\n<tr>\n<td>2020<\/td>\n<td>~25<\/td>\n<td>&gt;100%*<\/td>\n<td>~14<\/td>\n<\/tr>\n<tr>\n<td>2022<\/td>\n<td>~35<\/td>\n<td>~40%<\/td>\n<td>~28<\/td>\n<\/tr>\n<tr>\n<td>2023 (e)<\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><strong>2023\ub144 \uc8fc\uc694 \ub370\uc774\ud130 \ubc0f \ud2b8\ub80c\ub4dc 3.<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>\ube48\ud2f0\uc9c0<\/th>\n<th>\ub514\uc9c0\ud138 \uacb0\uc81c \uc0ac\uc6a9\uc790 \uc218(\ubc31\ub9cc \uba85)<\/th>\n<th>\uc5f0\uac04 \uc131\uc7a5\ub960<\/th>\n<th>\uac70\ub798 \uac00\uce58(\ubbf8\ud654 \uc218\uc2ed\uc5b5 \ub2ec\ub7ec)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>2023 (e)<\/strong><\/td>\n<td><strong>~40<\/strong><\/td>\n<td><strong>~15%<\/strong><\/td>\n<td><strong>~35<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<ul>\n<li><strong>\uc131\uc7a5 \uc18d\ub3c4\ub294 \ub290\ub9ac\uc9c0\ub9cc \uc9c0\uc18d\uc801\uc778 \ud655\uc7a5<\/strong>\uacbd\uc81c \uc778\ud50c\ub808\uc774\uc158\uacfc \uaddc\uc81c \uac15\ud654\ub85c \uc778\ud574 2020~2022\ub144 \uc131\uc7a5\ub960\uc740 \uac10\uc18c\ud588\uc9c0\ub9cc \uc0ac\uc6a9\uc790 \ubcf4\uae09\ub960\uc740 \uc5ec\uc804\ud788 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ube44\uce90\uc2dc \uc9c0\ubc30\ub825\uc740 \uacac\uace0\ud569\ub2c8\ub2e4<\/strong>3,500\ub9cc \uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790, \ud558\ub8e8 1,200\ub9cc \uac74\uc758 \uac70\ub798, \uc815\ubd80 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \ube60\ub974\uac8c \ub530\ub77c\uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4(\uc77c\ubd80 \uc911\ubcf5 \ud3ec\ud568 4,000\ub9cc \uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790).<\/li>\n<\/ul>\n<hr>\n<h3><strong>4. \ud575\uc2ec \ub4dc\ub77c\uc774\ubc84<\/strong><\/h3>\n<h4><strong>(1) \uc815\ucc45 \uc9c0\uc6d0 \ubc0f \uc778\ud504\ub77c \uac1c\uc120<\/strong><\/h4>\n<ul>\n<li><strong>\"\ub514\uc9c0\ud138 \ubc29\uae00\ub77c\ub370\uc2dc\" \uc804\ub7b5<\/strong>\uc815\ubd80\ub294 2025\ub144\uae4c\uc9c0 \ub514\uc9c0\ud138 \uacbd\uc81c\uc758 \uae30\uc5ec\ub3c4\ub97c GDP\uc758 201%(\ud604\uc7ac \uc57d 1.21%)\uae4c\uc9c0 \ub192\uc774\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><em>MFS \ub77c\uc774\uc120\uc2a4 \ubc1c\uae09<\/em>RBI\ub294 \uacbd\uc7c1\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574 \ubaa8\ubc14\uc77c \uae08\uc735 \uc11c\ube44\uc2a4(MFS)\ub97c \uc6b4\uc601\ud560 18\uac1c \uae30\uad00\uc744 \uc2b9\uc778\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4><strong>(2) \ucf54\ub85c\ub09819 \ucd09\ub9e4 \ud589\ub3d9 \ubcc0\ud654<\/strong><\/h4>\n<ul>\n<li><em>\ube44\uc811\ucd09 \uacb0\uc81c\uc5d0 \ub300\ud55c \uc218\uc694 \uae09\uc99d<\/em>2020\ub144\uae4c\uc9c0 \uc2e0\uaddc \uc0ac\uc6a9\uc790 \uc218\ub97c \ub450 \ubc30\ub85c \ub298\ub9ac\uace0 \ub9c8\uc774\ud06c\ub85c \ubc0f \uc18c\uaddc\ubaa8 \ud310\ub9e4\uc790\uc758 \ub514\uc9c0\ud138\ud654\ub97c \uac00\uc18d\ud654\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4><strong>(3) \ud3ec\uc6a9\uc801 \uae08\uc735 \ucd09\uc9c4<\/strong><em>\ub18d\ucd0c \uc9c0\uc5ed \ucee4\ubc84\ub9ac\uc9c0 \ud655\ub300<\/em>:: 901\uac1c \uc774\uc0c1\uc758 TP3T \ub9c8\uc744\uc744 \ucee4\ubc84\ud558\ub294 500,000\uac1c \uc774\uc0c1\uc758 bKash\/\ub098\uac00\ub4dc \uc5d0\uc774\uc804\ud2b8 \ud3ec\uc778\ud2b8.<\/h4>\n<hr>\n<h3><strong>5. \ub3c4\uc804 \uacfc\uc81c \ubc0f \ubcd1\ubaa9 \ud604\uc0c1<\/strong><\/h3>\n<ol>\n<li><em><strong>\ud604\uae08\uc5d0 \uc758\uc874\ud558\ub294 \ubb38\ud654<\/strong><\/em>\ud604\uae08\uc774 \uc5ec\uc804\ud788 \uc77c\uc77c \uac70\ub798\uc758 70% \uc774\uc0c1\uc744 \ucc28\uc9c0\ud558\uba70, \ud2b9\ud788 \uc9c0\ubc29\uc5d0\uc11c\ub294 \ub354\uc6b1 \uadf8\ub807\uc2b5\ub2c8\ub2e4.<\/li>\n<li><em><strong>\uaddc\uc81c \uc555\ub825<\/strong><\/em>:: \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0(AML) \uc870\uc0ac\uac00 \uac15\ud654\ub428\uc5d0 \ub530\ub77c \uc2e0\uaddc \uc0ac\uc6a9\uc790\uc5d0 \ub300\ud55c \uace0\uac1d\uc2e0\uc6d0\ud655\uc778(KYC) \uc808\ucc28\uac00 \uae38\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.<br \/>\n3.<strong>\uc778\ud504\ub77c \uc81c\uc57d<\/strong>\ub124\ud2b8\uc6cc\ud06c \uc548\uc815\uc131 \ubc0f \uc2a4\ub9c8\ud2b8\ud3f0 \uac00\uaca9 \ubbfc\uac10\ub3c4 \uc800\ud558.<\/li>\n<\/ol>\n<hr>\n<p>6.<strong>\ud5a5\ud6c4 \uc804\ub9dd(2024~2030\ub144)<\/strong><\/p>\n<table>\n<thead>\n<tr>\n<th>\ub0ae\uc740 \uc608\uce21(CAGR10%) \uc911\uac04 \uc608\uce21(CAGR20%) \ub192\uc740 \uc608\uce21(CAGR30%)<\/th>\n<th><\/th>\n<th><\/th>\n<th><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2030 \uac00\uad6c \uaddc\ubaa8(\ubc31\ub9cc)<\/td>\n<td>85\t120\t150<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\ubcf4\uae09\ub960(% \uc131\uc778 \uc778\uad6c)<\/td>\n<td>45%-60%-75%<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&#8211;<strong>\uc8fc\uc694 \uc131\uc7a5 \ud3ec\uc778\ud2b8<\/strong>:<br \/>\n-\uad6d\uacbd \uac04 \uacb0\uc81c \ud1b5\ud569(RuPay\/Alipay \ud611\ub825)<br \/>\n-BNPL(\uc9c0\uae08 \uad6c\ub9e4\ud558\uace0 \ub098\uc911\uc5d0 \uc9c0\ubd88) \uc0c1\ud488\uc758 \ubd80\uc0c1<br \/>\n-AI \ub9ac\uc2a4\ud06c \uc81c\uc5b4\ub97c \ud1b5\ud55c \uc0ac\uae30\uc728 \uac10\uc18c(&lt;\ud604\uc7ac 2%)<\/p>\n<p>\ud2b9\uc815 \uc138\uadf8\uba3c\ud2b8\uc5d0 \ub300\ud55c \ub354 \uc790\uc138\ud55c \ub370\uc774\ud130\uac00 \ud544\uc694\ud558\uc2e0\uac00\uc694?<\/p>","protected":false},"excerpt":{"rendered":"<p>\ub2e4\uc74c\uc740 \ubc29\uae00\ub77c\ub370\uc2dc\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uc0ac\uc6a9\uc790 \uc131\uc7a5\uc5d0 \ub300\ud55c \uc885\ud569\uc801\uc778 \ubd84\uc11d \ubcf4\uace0\uc11c\ub85c, \uc8fc\uc694 \uc218\uce58\ub97c \ub2e4\ub8f9\ub2c8\ub2e4...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[36],"tags":[],"class_list":["post-3066","post","type-post","status-publish","format-standard","hentry","category-36"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5b5f\u52a0\u62c9\u6570\u5b57\u652f\u4ed8\u7528\u6237\u589e\u957f\u6570\u636e\u62a5\u544a - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta 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content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-26T06:11:43+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" 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