{"id":3070,"date":"2025-05-26T14:11:57","date_gmt":"2025-05-26T06:11:57","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3070"},"modified":"2025-05-26T14:11:57","modified_gmt":"2025-05-26T06:11:57","slug":"%e4%bb%80%e4%b9%88%e6%98%af%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%ef%bc%9f%e5%88%9d%e5%ad%a6%e8%80%85%e5%bf%85%e8%af%bb","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/26\/%e4%bb%80%e4%b9%88%e6%98%af%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%ef%bc%9f%e5%88%9d%e5%ad%a6%e8%80%85%e5%bf%85%e8%af%bb\/","title":{"rendered":"\ud544\ub9ac\ud540 \uacb0\uc81c\ub780 \ubb34\uc5c7\uc778\uac00\uc694? \ucd08\ubcf4\uc790\ub97c \uc704\ud55c \ud544\ub3c5\uc11c"},"content":{"rendered":"

\ud544\ub9ac\ud540 \uacb0\uc81c\ub780 \ubb34\uc5c7\uc778\uac00\uc694? \ucd08\ubcf4\uc790\ub97c \uc704\ud55c \ud544\ub3c5 \uac00\uc774\ub4dc<\/h1>\n

\ud544\ub9ac\ud540 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uac1c\uc694<\/h2>\n

\ub3d9\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \ub514\uc9c0\ud138 \uacbd\uc81c \uad6d\uac00 \uc911 \ud558\ub098\uc778 \ud544\ub9ac\ud540\uc758 \uacb0\uc81c \uc0dd\ud0dc\uacc4\ub294 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ud070 \ubcc0\ud654\ub97c \uacaa\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \uad70\ub3c4 \uad6d\uac00\uc5d0\ub294 \uc804\ud1b5\uc801\uc778 \uacb0\uc81c \ubc29\uc2dd\uacfc \ud604\ub300\uc801\uc778 \uacb0\uc81c \ubc29\uc2dd\uc774 \uacf5\uc874\ud558\uba70 \ub3c5\ud2b9\ud55c \uae08\uc735 \ud658\uacbd\uc744 \uc870\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud544\ub9ac\ud540 \uc2dc\uc7a5\uc5d0 \ucc98\uc74c \uc9c4\ucd9c\ud558\uac70\ub098 \ud544\ub9ac\ud540\uacfc \ube44\uc988\ub2c8\uc2a4\ub97c \uc9c4\ud589\ud558\ub294 \uac1c\uc778 \ubc0f \uae30\uc5c5\uc774\ub77c\uba74 \ud604\uc9c0 \uacb0\uc81c \uc2b5\uad00\uc744 \uc774\ud574\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

\ud544\ub9ac\ud540\uc758 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc744 \uaddc\uc81c\ud558\ub294 \uc8fc\uc694 \uae30\uad00\uc778 \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(BSP)\uc740 \ub514\uc9c0\ud138\ud654\uc640 \uae08\uc735 \ud3ec\uc6a9\uc131\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574 \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2020\ub144\uc5d0 \uc2dc\uc791\ub41c \ub514\uc9c0\ud138 \uacb0\uc81c \uc804\ud658 \ub85c\ub4dc\ub9f5\uc740 2023\ub144\uae4c\uc9c0 \uc18c\ub9e4 \uac70\ub798\uc758 501 TP3T\ub97c \ub514\uc9c0\ud138\ub85c \uc804\ud658\ud558\uace0 \uc131\uc778 \uc778\uad6c\uc758 701 TP3T\uac00 \uc740\ud589 \uacc4\uc88c\ub97c \uac16\ub3c4\ub85d \ud55c\ub2e4\ub294 \ubaa9\ud45c\ub97c \uc138\uc6e0\uc2b5\ub2c8\ub2e4. \uc740\ud589 \uacc4\uc88c\ub97c \ubcf4\uc720\ud55c \uc778\uad6c<\/p>\n

\uae30\uc874 \uacb0\uc81c \ubc29\ubc95<\/h2>\n

\ud604\uae08 \uac70\ub798<\/strong>\ud544\ub9ac\ud540, \ud2b9\ud788 2, 3\uae09 \ub3c4\uc2dc\uc640 \uc2dc\uace8 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \uc2e4\ubb3c \ud654\ud3d0\uac00 \uc9c0\ubc30\uc801\uc785\ub2c8\ub2e4. \ub9ce\uc740 \uc18c\uaddc\ubaa8 \uc0c1\uc778\uacfc \uac1c\uc778\uc740 \uc804\uc790 \uc1a1\uae08\ubcf4\ub2e4\ub294 \uc2e4\ubb3c \ud654\ud3d0\ub97c \uc120\ud638\ud569\ub2c8\ub2e4. \ud398\uc18c(PHP)\ub294 \uc720\uc77c\ud55c \ubc95\uc815 \ud1b5\ud654\uc774\uba70 20, 50, 100, 200, 500, 1,000\ud398\uc18c \ub2e8\uc704\uc758 \uc9c0\ud3d0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc218\ud45c \uacb0\uc81c<\/strong>\uae30\uc5c5 \uac04 \uac70\ub798\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \uc77c\ubc18\uc801\uc774\uc9c0\ub9cc \ucc98\ub9ac \uc2dc\uac04\uc774 \ub354 \uc624\ub798 \uac78\ub9bd\ub2c8\ub2e4(\ubcf4\ud1b5 3~5\uc601\uc5c5\uc77c \uc18c\uc694). \uac1c\uc778 \uc218\ud45c \uc0ac\uc6a9\uc740 \uac10\uc18c\ud558\uace0 \uc788\uc73c\uba70 \ub354 \ud3b8\ub9ac\ud55c \uc804\uc790 \ubc29\uc2dd\uc73c\ub85c \ub300\uccb4\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc74c\uacfc \uac19\uc740 \uc740\ud589 \ucc3d\uad6c \uc11c\ube44\uc2a4\uc7a5\uc678 \uc785\uae08<\/strong>(OTC) \ubc0f\uc1a1\uae08 \uc11c\ube44\uc2a4<\/strong>\uc5ec\uc804\ud788 \uc778\uae30 \uc788\ub294 \uc740\ud589. BDO, BPI, \uba54\ud2b8\ub85c\ubc45\ud06c\uc640 \uac19\uc740 \ud604\uc9c0 \uc740\ud589\uc740 \uc804\uad6d\uc5d0 \uad11\ubc94\uc704\ud55c \uc9c0\uc810 \ub124\ud2b8\uc6cc\ud06c\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc5b4 \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc9c0 \ubabb\ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \uae30\ubcf8\uc801\uc778 \uae08\uc735 \uc5c5\ubb34\ub97c \uc27d\uac8c \ucc98\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ucd5c\uc2e0 \ub514\uc9c0\ud138 \uacb0\uc81c \uc635\uc158<\/h2>\n

\uc804\uc790 \uc9c0\uac11(\uc804\uc790 \uc9c0\uac11)<\/h3>\n

\ud544\ub9ac\ud540\uc5d0\uc11c \ubaa8\ubc14\uc77c \uc9c0\uac11\uc740 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

    \n
  1. \n

    GCash<\/strong> - \uae00\ub85c\ube0c \ud154\ub808\ucf64 \uc81c\ud488<\/p>\n

      \n
    • 5,100\ub9cc \uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790(2022\ub144 \uae30\uc900)<\/li>\n
    • \uc1a1\uae08, \uccad\uad6c\uc11c \uacb0\uc81c, \ucf54\ub4dc \uc2a4\uce94 \uc1fc\ud551 \uc9c0\uc6d0<\/li>\n
    • \uc624\ud504\ub77c\uc778 \uac00\ub9f9\uc810\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 GCash \ube44\uc790 \uce74\ub4dc<\/li>\n<\/ul>\n<\/li>\n
    • \n

      PayMaya<\/strong>(\ud604\uc7ac \ub9c8\uc57c\ub85c \uc54c\ub824\uc9d0) - PLDT \uadf8\ub8f9 \uc18c\uc720<\/p>\n

        \n
      • \uac00\uc0c1 \ube44\uc790 \uce74\ub4dc \uae30\ub2a5 \uc81c\uacf5<\/li>\n
      • \ub9c8\uc57c \uc740\ud589\uc774 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ub77c\uc774\uc120\uc2a4\ub97c \ucde8\ub4dd\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n
      • QR Ph \ud45c\uc900 \ucc38\uac00\uc790<\/li>\n<\/ul>\n<\/li>\n
      • \n

        Coins.ph<\/strong><\/p>\n

          \n
        • \uc554\ud638\ud654\ud3d0 \uac70\ub798\uc18c \ucd08\uae30 \uc9c4\ucd9c<\/li>\n
        • Remittance\uc758 \ud2b9\ud654\ub41c \uc11c\ube44\uc2a4\uac00 \ub3cb\ubcf4\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n

          \uc774 \uc571\uc744 \uc0ac\uc6a9\ud558\uba74 \ud3b8\uc758\uc810(\uc138\ube10\uc77c\ub808\ube10), \uc57d\uad6d(\uba38\ud050\ub9ac \ub4dc\ub7ed), \ucda9\uc804\uc18c \ub4f1 \uc804\uad6d 30\ub9cc \uac1c \uc774\uc0c1\uc758 \uc811\uc810\uc5d0\uc11c \uc9c0\uc6d0\ud558\ub294 \ud604\uae08 \uc778\ucd9c\/\ud604\uae08 \uc778\ucd9c \ub9e4\uc7a5\uc744 \ud1b5\ud574 \uc790\uae08\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

          QR Ph \ud45c\uc900<\/h3>\n

          BSP\uac00 \uc8fc\ub3c4\ud558\ub294 \uc870\ud654\ub85c\uc6b4 QR\ucf54\ub4dc \uc2dc\uc2a4\ud15c\uc740 2019\ub144 \ub9d0\uc5d0 \ucd9c\uc2dc\ub418\uc5c8\uc2b5\ub2c8\ub2e4:<\/p>\n

            \n
          • P2P(\uac1c\uc778 \uac04): \uc11c\ub85c\uc758 \uacc4\uc815 \uc815\ubcf4\ub97c \uc54c \ud544\uc694\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/li>\n
          • MPQR(\uac00\ub9f9\uc810 \uacb0\uc81c \uc218\uc9d1): \ub2e4\uc591\ud55c \ud1b5\uc2e0\uc0ac \uc9c0\uac11\uacfc \ud638\ud658 \uac00\ub2a5<\/li>\n
          • \ud504\ub85c\ubaa8\uc158\ud398\uc774 \ucea0\ud398\uc778\uc73c\ub85c \ucc44\ud0dd\ub960 \uc99d\uac00\uc5d0 \ubc15\ucc28\ub97c \uac00\ud558\ub2e4<\/li>\n<\/ul>\n

            PESONet\uc744 \uc0ac\uc6a9\ud55c InstaPay<\/h3>\n

            \uc774 \ub450 BSP \uaddc\uc81c \uc790\ub3d9 \uccad\uc0b0\uc18c\ub294 \ud544\ub77c\ub378\ud53c\uc544 \ubc84\uc804\uc758 \ube60\ub978 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \uad6c\uc131\ud569\ub2c8\ub2e4:<\/p>\n\n\n\n\n\n\n\n
            <\/th>\nInstaPay<\/th>\nPESONet<\/th>\n<\/tr>\n<\/thead>\n
            \uacb0\uc81c \uc18d\ub3c4<\/td>\n\uc2e4\uc2dc\uac04(15\ucd08 \ubbf8\ub9cc)<\/td>\n\ub2e4\uc74c \ub0a0(T+1)<\/td>\n<\/tr>\n
            \ub2e8\uc77c \ud55c\ub3c4 \u20b150,000 \u20b1500,000<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
            \uc18c\uaddc\ubaa8 \uc989\uc2dc \uc804\uc1a1 \ub300\ub7c9 \ubc30\uce58 \ucc98\ub9ac \ucd5c\uc801 \uc0ac\uc6a9<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

            \uc8fc\uc694 \uc0c1\uc5c5 \uc740\ud589\uacfc \ub514\uc9c0\ud138 \uae08\uc735 \uae30\uad00\uc774 \ub124\ud2b8\uc6cc\ud06c\uc5d0 \uc5f0\uacb0\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

            \ubc45\ud06c\ub137 \ubc0f \uc9c1\ubd88\uce74\ub4dc \uc778\ud504\ub77c<\/h2>\n

            1987\ub144\uc5d0 \uc124\ub9bd\ub41c BancNet \ucee8\uc18c\uc2dc\uc5c4\uc740 \ub300\ubd80\ubd84\uc758 \uc9c0\uc5ed ATM\uc744 \uc5f0\uacb0\ud569\ub2c8\ub2e4:<\/p>\n

              \n
            • ATM \uc778\ucd9c \uc218\uc218\ub8cc \uba74\uc81c\ub294 \ub3d9\uc77c\ud55c \ube0c\ub79c\ub4dc\uc758 \uae30\uacc4\ub85c \uc81c\ud55c\ub429\ub2c8\ub2e4.<\/li>\n
            • POS \ub2e8\ub9d0\uae30\uc5d0\uc11c \uc9c1\ubd88 \uce74\ub4dc \uc0ac\uc6a9\uc774 \uc810\uc810 \ub354 \ub300\uc911\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
            • \"\ud734\ub300\ud3f0 \uc571\uc744 \ud1b5\ud55c '\uce74\ub4dc \uc5c6\ub294 \ucd9c\uae08' \uae30\ub2a5\uc73c\ub85c \ucf54\ub4dc\ub97c \uc0dd\uc131\ud558\uc5ec \ub2e4\uc74c\uc744 \ub2ec\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

              \uc0ac\uae30 \uc704\ud5d8\uc73c\ub85c\ubd80\ud130 \ubcf4\ud638\ud558\uae30 \uc704\ud574 EMV \uce69 \uae30\uc220 \ub9c8\uc774\uadf8\ub808\uc774\uc158\uc774 \uc644\ub8cc\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

              PayPal\uacfc \uac19\uc740 \uad6d\uc81c \ud50c\ub7ab\ud3fc \uc801\uc6a9<\/h2>\n

              \uad6d\uacbd\uc744 \ub118\ub098\ub4dc\ub294 \uc2dc\ub098\ub9ac\uc624\uc5d0\uc11c \uc77c\ubc18\uc801\uc778 \uc635\uc158\uc785\ub2c8\ub2e4:<\/p>\n

                \n
              1. Xoom(PayPal \uc790\ud68c\uc0ac) - \ud544\ub9ac\ud540\uc73c\ub85c \ube60\ub978 \uc1a1\uae08<\/li>\n
              2. \ud604\uba85\ud558\uace0 \ud22c\uba85\ud55c \ud658\uc728 \uc911\uac04 \uc2dc\uc7a5 \ud658\uc728<\/li>\n
              3. WorldRemit - \uc218\ub9ce\uc740 \uc624\ud504\ub77c\uc778 \uc218\uac70 \uc9c0\uc810<\/li>\n<\/ol>\n

                \ucc38\uace0: \uc77c\ubd80 \ud574\uc678 \ud50c\ub7ab\ud3fc\uc5d0\uc11c\ub294 \ud398\uc18c\ub97c \uc778\ucd9c\ud558\ub824\uba74 \ud604\uc9c0 \uc740\ud589 \uce74\ub4dc\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

                \uc911\uc18c\uae30\uc5c5 \uae30\uc5c5 \uc218\uc9d1 \uc194\ub8e8\uc158<\/h2>\n

                \uc774\ucee4\uba38\uc2a4 \ud310\ub9e4\uc790 \ubc0f \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uac00 \uc120\ud0dd\ud55c \uacbd\uc6b0:<\/p>\n

                A.\ud0c0\uc0ac \uc560\uadf8\ub9ac\uac8c\uc774\ud130<\/strong>
                \n\ub4dc\ub798\uace4\ud398\uc774 - \uc5ec\ub7ec \ub300\uccb4 \uacb0\uc81c \ucc44\ub110 \uc9c0\uc6d0
                \n\ud398\uc774\ubabd\uace0 - \uac1c\ubc1c\uc790 \uce5c\ud654\uc801\uc778 API \ubb38\uc11c \uac1c\uc120<\/p>\n

                B.\uc0c1\uc5c5\uc6a9 \uacc4\uc815 \ud655\ubcf4<\/strong>
                \nBDO \uba38\ucc9c\ud2b8 \uc11c\ube44\uc2a4
                \n\uc720\ub2c8\uc628\ubc45\ud06c \ud3ec\ud138<\/p>\n

                C.\ud06c\ub85c\uc2a4\ubcf4\ub354 \uc804\ubb38 \ub3c4\uad6c<\/strong>
                \n\uc5d0\uc5b4\uc6d4\ub809\uc2a4 \uac00\uc0c1 \ub2e4\uc911 \ud1b5\ud654 \uacc4\uc815
                \nBigGo\ub294 \ubb3c\ub958\uc640 \ud611\ub825\ud558\uc5ec \uace0\uac1d\uc744 \ub300\uc2e0\ud558\uc5ec \ub300\uae08\uc744 \uc218\uae08\ud569\ub2c8\ub2e4.<\/p>\n

                \uc8fc\uc694 \uace0\ub824 \uc0ac\ud56d\uc5d0\ub294 \uad00\uc138 \uad6c\uc870(TDR), \uc815\uc0b0 \ub9ac\ub4dc \ud0c0\uc784(SLA), \uac70\ubd80 \ucc98\ub9ac \uba54\ucee4\ub2c8\uc998 \ubc0f \uc870\uc815 \uba85\uc138\uc11c\uc758 \uae30\ub2a5\uc801 \ubb34\uacb0\uc131 \ub4f1\uc774 \ud3ec\ud568\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

                [\uacf5\uac04 \uc81c\uc57d\uc73c\ub85c \uc778\ud574 \uad6c\ud604\uc744 \uc704\ud55c \uad8c\uc7a5 \ub2e8\uacc4\ub294 \uc0dd\ub7b5\ub418\uc5c8\uc2b5\ub2c8\ub2e4...]<\/p>\n

                \uad6d\uac00 \uc18c\ub9e4\uacb0\uc81c\uc2dc\uc2a4\ud15c\ubc95 \uac1c\uc815\uc774 \uc9c4\ud589\ub418\uace0 CBDC \uc2dc\ubc94\uc0ac\uc5c5 \uc900\ube44\uac00 \uc9c4\ud589\ub428\uc5d0 \ub530\ub77c \ud5a5\ud6c4 3\ub144 \ub3d9\uc548 \ube44\uc811\ucd09\uc2dd \uacbd\ud5d8\uc774 \uc77c\uc0c1\uc801\uc778 \uac70\ub798 \ud658\uacbd\uc5d0 \ub354\uc6b1 \uae4a\uc219\uc774 \uce68\ud22c\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uaddc\uc81c \ub3d9\ud5a5\uc744 \ud30c\uc545\ud558\uba74 \uaddc\uc815\uc744 \uc900\uc218\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

                \uc774 \uac00\uc774\ub4dc\uac00 \ud544\ub9ac\ud540 \uacb0\uc81c\uc5d0 \ud544\uc694\ud55c \uba85\ud655\ud55c \ud504\ub808\uc784\uc6cc\ud06c\uac00 \ub418\uc5c8\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4! \uc2dc\ub098\ub9ac\uc624\ubcc4 \uc870\uc5b8\uc774 \ud544\uc694\ud55c \uacbd\uc6b0 \uacf5\uc778 \uae08\uc735 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc5d0 \ubb38\uc758\ud558\uc5ec \ub9de\ucda4\ud615 \uc870\uc5b8\uc744 \ubc1b\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

                \ud544\ub9ac\ud540\uc758 \uacb0\uc81c \ubcf4\uc548 \ubc0f \uc704\ud5d8 \uc608\ubc29<\/h2>\n

                \uc77c\ubc18\uc801\uc778 \uacb0\uc81c \uc0ac\uae30 \uc720\ud615<\/h3>\n

                \ud544\ub9ac\ud540\uc5d0\uc11c \ub514\uc9c0\ud138 \uacb0\uc81c\uac00 \ube60\ub974\uac8c \uc131\uc7a5\ud568\uc5d0 \ub530\ub77c \ubcf4\uc548 \ubb38\uc81c\uac00 \uc810\uc810 \ub354 \ub450\ub4dc\ub7ec\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucd08\ubcf4\uc790\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc77c\ubc18\uc801\uc778 \uc0ac\uae30\uc5d0 \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4:<\/p>\n

                  \n
                1. SMS \ud53c\uc2f1(\uc2a4\ubbf8\uc2f1)<\/strong>\uc740\ud589 \ub610\ub294 \uc804\uc790\uc9c0\uac11 \uba54\uc2dc\uc9c0\ub85c \uc704\uc7a5\ud55c \uc0ac\uae30\uc131 \ubb38\uc790 \uba54\uc2dc\uc9c0\ub85c, \uc0ac\uc6a9\uc790\uac00 \uc545\uc131 \ub9c1\ud06c\ub97c \ud074\ub9ad\ud558\ub3c4\ub85d \uc720\ub3c4\ud569\ub2c8\ub2e4.<\/li>\n
                2. \uac00\uc9dc \uace0\uac1d \uc11c\ube44\uc2a4 \uc0ac\uae30<\/strong>\uc18c\uc15c \ubbf8\ub514\uc5b4\ub97c \ud1b5\ud574 \uc720\ud3ec\ub418\ub294 \uac00\uc9dc \uace0\uac1d \uc11c\ube44\uc2a4 \ubc88\ud638<\/li>\n
                3. QR\ucf54\ub4dc \uad50\uccb4 \uacf5\uaca9<\/strong>\ud310\ub9e4\uc790\uac00 \ud45c\uc2dc\ud55c \ud569\ubc95\uc801\uc778 QR \ucf54\ub4dc\uac00 \uc545\uc758\uc801\uc73c\ub85c \ub36e\uc5b4\uc50c\uc6cc\uc9d0<\/li>\n
                4. \ub7ec\ube0c \uc2a4\ucea0(\ub85c\ub9e8\uc2a4 \uc2a4\ucea0)<\/strong>\ub370\uc774\ud305 \uc571\uc5d0\uc11c \uad6c\ucd95\ub41c \uc2e0\ub8b0 \uad00\uacc4\ub294 \uacb0\uad6d \ud380\ub529 \uc694\uccad\uc73c\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/li>\n<\/ol>\n

                  \uae30\ubcf8 \ubcf4\ud638 \uc870\uce58<\/h3>\n
                    \n
                  • \uc0ac\uc6a9 \uac00\ub2a5\ud55c \ubaa8\ub4e0 \uc778\uc99d \uacc4\uce35(2\ub2e8\uacc4 \uc778\uc99d\/\uc0dd\uccb4\uc778\uc2dd)\uc744 \uc0ac\uc6a9 \uc124\uc815\ud569\ub2c8\ub2e4.<\/li>\n
                  • \uacf5\uc2dd \uc571 \uc2a4\ud1a0\uc5b4\ub97c \ud1b5\ud574\uc11c\ub9cc \uae08\uc735 \uc571 \ub2e4\uc6b4\ub85c\ub4dc<\/li>\n
                  • \uac70\ub798 \uc54c\ub9bc \uc124\uc815\uc744 \uc815\uae30\uc801\uc73c\ub85c \ud655\uc778\ud569\ub2c8\ub2e4(\uac70\ub798\ubcc4 \uc54c\ub9bc\uc744 \ucf1c\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4).<\/li>\n
                  • GCash \uc0ac\uc6a9\uc790\ub294 \"GLock\" \uae30\ub2a5\uc744 \uc0ac\uc6a9\ud558\uc5ec \uacc4\uc815\uc744 \uc77c\uc2dc\uc801\uc73c\ub85c \ub3d9\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

                    BSP \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 2022\ub144 \uc804\uc790 \ud654\ud3d0 \uad00\ub828 \ubd88\ub9cc \uac74\uc218\uc758 \ube44\uc728\uc785\ub2c8\ub2e4:<\/p>\n

                      \n
                    • \ubbf8\uc2b9\uc778 \uac70\ub798\uac00 43%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n
                    • \uacc4\uc815 \ud0c8\ucde8 \uacf5\uaca9\uc774 27%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n
                    • \uc571 \uad00\ub828 \uae30\uc220 \ubb38\uc81c\uac00 18%\ub97c \ucc28\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

                      \ud2b9\uc218 \uc2dc\ub098\ub9ac\uc624\ub97c \uc704\ud55c \uacb0\uc81c \uac00\uc774\ub4dc<\/h2>\n

                      \uad6d\uac00 \uac04 \uc1a1\uae08 \ud1b5\ub85c \ube44\uad50<\/h3>\n\n\n\n\n\n\n\n
                      <\/th>\n\uc6e8\uc2a4\ud134 \uc720\ub2c8\uc628<\/th>\n\uc138\ubd80\uc544\ub098 \ub8e8\uc774\ub9ac\uc5d0<\/th>\n\ud314\ub77c\uc644 \uc775\uc2a4\ud504\ub808\uc2a4<\/th>\n<\/tr>\n<\/thead>\n
                      \ub3c4\ucc29 \uc18d\ub3c4<\/td>\n15\ubd84 \uc774\ub0b4<\/td>\n\uc989\uc2dc \ucc98\ub9ac<\/td>\n30\ubd84 \uc774\ub0b4<\/td>\n<\/tr>\n
                      \uc694\uae08 \uad6c\uc870<\/td>\n\uae08\uc561 \ub2e8\uacc4\ubcc4 \uc218\uc218\ub8cc \uace0\uc815 \uc694\uae08 + \ud658\uc728 \uac00\uc0b0 \ud558\uc774\ube0c\ub9ac\ub4dc \ubaa8\ub378<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
                      \ub3c5\ubcf4\uc801\uc778 \uc7a5\uc810\uc138\uacc4 \ucd5c\ub2e4 \ub9e4\uc7a5 \uc218\uc640 \ub113\uc740 \uc9c0\ubc29 \ucee4\ubc84\ub9ac\uc9c0\ub85c \uc5f0\uc911\ubb34\ud734 \uc11c\ube44\uc2a4 \uc81c\uacf5<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

                      \ucc38\uace0: \uc218\ucde8\uc778\uc740 \uc720\ud6a8\ud55c \uc2e0\ubd84\uc99d\uacfc \ucc38\uc870 \ubc88\ud638(MTCN)\ub97c \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

                      B2B \uac70\ub798 \uacb0\uc81c \uae30\ubcf8 \uc124\uc815<\/h3>\n
                        \n
                      1. \n

                        \uc2e0\uc6a9\uc7a5(L\/C)<\/strong>::<\/p>\n

                          \n
                        • \uc5ec\uc804\ud788 \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 D\/A \uc57d\uc18d\uc5b4\uc74c<\/li>\n
                        • \ud37c\uc2a4\ud2b8 \uba54\ud2b8\ub85c \ubc0f \uae30\ud0c0 \uc740\ud589\uc5d0\uc11c \ub514\uc9c0\ud138 \ud3b8\uc9c0 \uac1c\uc124 \ud50c\ub7ab\ud3fc \uc81c\uacf5<\/li>\n<\/ul>\n<\/li>\n
                        • \n

                          \uc804\uc2e0 \uc1a1\uae08(T\/T)<\/strong>::<\/p>\n

                            \n
                          • \uc120\ubd88 \ube44\uc728 \ubcf4\ud1b5 30-50%<\/li>\n
                          • SWIFT \ucf54\ub4dc \uc870\ud68c \uc2dc \uc911\uac1c \uc740\ud589 \uc218\uc218\ub8cc \ud655\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n
                          • \n

                            \uacf5\uae09\ub9dd \uae08\uc735<\/strong>::
                            \nBPI Trade\uc640 \uac19\uc740 \ud604\uc9c0\ud654\ub41c \uc194\ub8e8\uc158\uc73c\ub85c \ub9e4\ucd9c\ucc44\uad8c \ud560\uc778 \uc11c\ube44\uc2a4 \ucd9c\uc2dc<\/p>\n<\/li>\n<\/ol>\n

                            CBDC \ud30c\uc77c\ub7ff \uc9c4\ud589 \uc0c1\ud669 \ubc0f \ud5a5\ud6c4 \ub3d9\ud5a5<\/h2>\n

                            \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(BSP)\uc740 \"\ud504\ub85c\uc81d\ud2b8 \uc544\uae38\ub77c\" \ub3c4\ub9e4 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0 \uc2dc\ubc94 \uc6b4\uc601\uc744 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4:<\/p>\n

                            \u2713 1\ub2e8\uacc4: \uad6d\ub0b4 \uc740\ud589 \uac04 \uccad\uc0b0(2023\ub144 4\ubd84\uae30 \uc644\ub8cc)
                            \n2\ub2e8\uacc4: \uad6d\uacbd \uac04 \uc1a1\uae08 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ud14c\uc2a4\ud2b8(\uc9c4\ud589 \uc911)
                            \n3\ub2e8\uacc4: \ub9ac\ud14c\uc77c \uc2dc\ub098\ub9ac\uc624 \ud0c0\ub2f9\uc131 \uc870\uc0ac(\uacc4\ud68d \ub2e8\uacc4)<\/p>\n

                            \uc5c5\uacc4 \uc608\uce21\uc5d0 \ub530\ub974\uba74 \ub2e4\uc74c\uacfc \uac19\uc740 \uc0c1\ud669\uc774 \uc804\uac1c\ub420 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4:<\/p>\n

                            - \uc2a4\ub9c8\ud2b8 \uacc4\uc57d\uc73c\ub85c \uac70\ub798 \uc870\uac74 \uc790\ub3d9 \uc801\uc6a9
                            \n- \ud1a0\ud070\ud654\ub41c \uc608\uae08\uc73c\ub85c \uc720\ub3d9\uc131 \ud6a8\uc728\uc131 \ud5a5\uc0c1
                            \n- BNPL \uad6c\ub9e4 \ud6c4 \uc9c0\ubd88 \ubaa8\ub378\uc758 \uc9c0\uc18d\uc801\uc778 \ubcf4\uae09<\/p>\n

                            \uc815\ucc45 \uc5c5\ub370\uc774\ud2b8\ub294 BSP \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8\uc758 \uacf5\uc9c0\uc0ac\ud56d\uc744 \ud1b5\ud574 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

                            \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38\uacfc \ub2f5\ubcc0<\/h2>\n

                            Q1: \uc678\uad6d\uc778\ub3c4 GCash\uc5d0 \ub4f1\ub85d\ud560 \uc218 \uc788\ub098\uc694?
                            \n\u2192\ud544\ub9ac\ud540 \ud734\ub300\ud3f0 \ubc88\ud638 \ubc0f \uc720\ud6a8\ud55c \uc2e0\ubd84\uc99d(\uc608: \uc5ec\uad8c + \ube44\uc790) 1\uac1c \uc774\uc0c1 \ud544\uc694<\/p>\n

                            Q2: \ud604\uae08 \uc778\ucd9c \uc2dc Maya\uc640 PayPal \uc911 \uc5b4\ub290 \ucabd\uc774 \ub354 \ube44\uc6a9 \ud6a8\uc728\uc801\uc774\ub098\uc694?
                            \n\u2192\uace0\uc561\uc740 \ub9c8\uc57c\uc740\ud589 \uacc4\uc88c\uc785\uae08(\uc218\uc218\ub8cc 0.5% \ubbf8\ub9cc), \uc18c\uc561\uc740 \ud398\uc774\ud314 \ubc14\uc778\ub529 \uc720\ub2c8\uc628\ubc45\ud06c\uac00 \ub354 \uc88b\uc2b5\ub2c8\ub2e4!<\/p>\n

                            Q3: \ub3c4\ucc29\ud558\uc9c0 \uc54a\uc740 \uac70\ub798\uc5d0 \ub300\ud574 \ubd88\ub9cc\uc744 \uc81c\uae30\ud558\ub824\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud558\ub098\uc694?
                            \n\u2192 www.bsp.gov.ph\u63d0\u4ea4\u6b63\u5f0f\u7533\u8bc9\u8868\u683c \uc5d0\uc11c \uacb0\uacfc\ub97c \ucc3e\uc744 \uc218 \uc5c6\ub294 \uacbd\uc6b0 \uba3c\uc800 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc5d0 \ubb38\uc758\ud558\uc138\uc694.<\/p>\n

                            \uc774\ub7ec\ud55c \uc9c0\uc2dd \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uc219\uc9c0\ud588\ub2e4\uba74 \uc774\ubbf8 \ud544\ub9ac\ud540 \ud398\uc774\uba3c\ud2b8\uc5d0 \ub300\ud55c \uae30\ubcf8 \uc9c0\uc2dd \uccb4\uacc4\ub97c \uac16\ucd94\uc2e0 \uac83\uc785\ub2c8\ub2e4. \uc2e4\uc81c\ub85c\ub294 (1) \uc18c\uc561\uc744 \uc0ac\uc6a9\ud574 \ud504\ub85c\uc138\uc2a4\ub97c \uac80\uc99d\ud558\uace0 (2) \uc644\uc804\ud55c \uac70\ub798 \ubb38\uc11c\ub97c \ubcf4\uad00\ud558\uba70 (3) \uc801\uc2dc\uc5d0 \uc608\uc678 \uc0ac\ud56d\uc5d0 \ub300\ud55c \ud6c4\uc18d \uc870\uce58\ub97c \ucde8\ud558\ub294 \uc138 \uac00\uc9c0 \uc6d0\uce59\uc744 \ud56d\uc0c1 \uae30\uc5b5\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \uacbd\ud5d8\uc774 \uc313\uc774\uba74 \ub2e4\uc591\ud55c \uae08\uc735 \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\uae30 \uc704\ud574 \uc5ec\ub7ec \ub3c4\uad6c\ub97c \uc720\uc5f0\ud558\uac8c \uc870\ud569\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

                            \ud2b9\uc815 \ud2c8\uc0c8 \uc2dc\uc7a5(\uc608: \uad6d\uacbd \uac04 \uc774\ucee4\uba38\uc2a4 \uc218\uae08 \uaddc\uc815 \uc900\uc218, \uc554\ud638\ud654\ud3d0 \uc7a5\uc678 \uc2dc\uc7a5 \ud604\ud669 \ub4f1)\uc5d0 \ub300\ud55c \uc2ec\uce35\uc801\uc778 \uc774\ud574\ub97c \uc6d0\ud558\uc2dc\uba74 PCPPI\uc640 \uac19\uc740 \uc804\ubb38 \uae30\uad00\uc5d0\uc11c \uc8fc\ucd5c\ud558\ub294 \uc138\ubbf8\ub098\uc5d0 \ucc38\uc11d\ud558\uac70\ub098 \ubc31\uc11c \uc790\ub8cc\ub97c \ud655\uc778\ud558\uc2e4 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4. \ud544\ub9ac\ud540\uc5d0\uc11c\uc758 \uacb0\uc81c \uc5ec\uc815\uc774 \uc21c\uc870\ub86d\uac8c \uc2dc\uc791\ub418\uae30\ub97c \uae30\uc6d0\ud569\ub2c8\ub2e4!<\/p>\n

                            \ud544\ub9ac\ud540\uc758 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624\uc5d0 \ub300\ud55c \uc2ec\uce35\uc801\uc778 \uc801\uc6a9 \uac00\uc774\ub4dc<\/h2>\n

                            \ud2c8\uc0c8 \uc0b0\uc5c5\uc744 \uc704\ud55c \uacb0\uc81c \uc194\ub8e8\uc158<\/h3>\n

                            1. \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc \uacb0\uc81c \ud1b5\ud569<\/h4>\n

                            \ud544\ub9ac\ud540\uc758 \uc8fc\uc694 \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \uacb0\uc81c \uc561\uc138\uc2a4 \uc694\uad6c \uc0ac\ud56d:<\/p>\n

                              \n
                            • \n

                              \ub77c\uc790\ub2e4\/\uc1fc\ud53c<\/strong>::<\/p>\n

                                \n
                              • \ud50c\ub7ab\ud3fc \uc790\uccb4 \uc9c0\uac11(SPay\/Lazada \uc9c0\uac11) \uc0ac\uc6a9 \uc758\ubb34\ud654<\/li>\n
                              • \uc815\uc0b0 \uc8fc\uae30\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc601\uc5c5\uc77c \uae30\uc900 T+7\uc77c\uc785\ub2c8\ub2e4.<\/li>\n
                              • \ud604\uae08\uc744 \uc120\ud638\ud558\ub294 \uc0ac\uc6a9\uc790\uc5d0 \ub300\uc751\ud558\ub824\uba74 \ucd94\uac00 COD(\ub300\uae08 \uc0c1\ud658) \uc11c\ube44\uc2a4\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n
                              • \n

                                \ub3c5\ub9bd \uc6f9\uc0ac\uc774\ud2b8 \ud310\ub9e4\uc790<\/strong>::
                                \n\uc601\uc218\uc99d\uc740 '3\uc904 \ubc29\uc5b4' \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad8c\uc7a5\ud569\ub2c8\ub2e4:
                                \nGCash\/PayMaya QR\ucf54\ub4dc(60% \ud604\uc9c0 \uc0ac\uc6a9\uc790 \ub300\uc0c1)
                                \n\ub4dc\ub798\uace4\ud398\uc774 \uc624\ud504\ub77c\uc778 \ucc44\ub110(\uc740\ud589 \uc1a1\uae08\/\ud3b8\uc758\uc810 \uacb0\uc81c) \u2461 \ub4dc\ub798\uace4\ud398\uc774 \uc624\ud504\ub77c\uc778 \ucc44\ub110(\uc740\ud589 \uc1a1\uae08\/\ud3b8\uc758\uc810 \uacb0\uc81c)
                                \nStripe \uad6d\uc81c \uce74\ub4dc \ud68d\ub4dd(\ud574\uc678 \uc18c\ube44\uc790 \ub300\uc0c1)<\/p>\n<\/li>\n<\/ul>\n

                                2. B2B \uacf5\uae09\ub9dd \uae08\uc735 \ub3c4\uad6c<\/h4>\n

                                \ud544\ub9ac\ud540 \ud2b9\uc720\uc758 B2B \uacb0\uc81c \ubc29\uc2dd\uc785\ub2c8\ub2e4:<\/p>\n

                                  \n
                                • \n

                                  \ub0a0\uc9dc\uac00 \uc9c0\ub09c \uc218\ud45c<\/strong>::
                                  \n\uc5ec\uc804\ud788 \uc81c\uc870\uc5c5\uacc4\uc5d0\uc11c \ub110\ub9ac \uc0ac\uc6a9\ub418\uace0 \uc788\uc9c0\ub9cc \uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4:
                                  \nBSP \uc870\ud56d\uc758 \ucd5c\ub300 \uc720\ud6a8 \uae30\uac04\uc740 6\uac1c\uc6d4\uc785\ub2c8\ub2e4.
                                  \n\ubd80\ub3c4 \uc218\ud45c\ub294 \ud615\uc0ac \uace0\ubc1c \ub300\uc0c1\uc785\ub2c8\ub2e4.<\/p>\n<\/li>\n

                                • \n

                                  \uc740\ud589 \ubcf4\uc99d<\/strong>::
                                  \n\ubcf4\uc548 \uc218\uc900 \uc815\ub82c:
                                  \n\ud655\uc778\ub41c LC >
                                  \n\ud3c9\uac00\ub41c \ud655\uc778 >
                                  \n\uc77c\ubc18 PDC<\/p>\n<\/li>\n<\/ul>\n

                                  3. OFW \ud574\uc678 \ub178\ub3d9 \uc1a1\uae08 \uc0dd\ud0dc\uacc4<\/h4>\n

                                  GDP\uc758 91%\ub97c \ucc28\uc9c0\ud558\ub294 \uc1a1\uae08 \ube44\uc988\ub2c8\uc2a4\uc758 \ud575\uc2ec \ub178\ub4dc\uc785\ub2c8\ub2e4:<\/p>\n

                                  \uadf8\ub798\ud504 LR
                                  \r\nA[\ud574\uc678 \uc0ac\uc5c5\uc7a5] -->  B[\uad6d\ub0b4 \uc218\ucde8\ucc98]
                                  \r\nB --> C {\uc790\uae08 \ud560\ub2f9}
                                  \r\nC --> D [GCash \uc804\uc790\uc9c0\uac11]
                                  \r\nC --> E [\ub18d\ucd0c \ud611\ub3d9 \uc870\ud569 \uc740\ud589]
                                  \r\nC --> F [\uc120\ubd88 \uce74\ub4dc \ub85c\ub4dc]
                                  \r\n<\/code><\/pre>\n
                                  \uc218\uc218\ub8cc\uc5d0 \ubbfc\uac10\ud55c \uacbd\ub85c \uc81c\uc548 \ucc98\ub9ac\ud558\uae30:
                                  \n\ud64d\ucf69 \u2192 \uc138\ubd80\uc544\ub098 \ub178\uc120\uc758 \ucd1d\uc561 \uc694\uae08\uc774 \uac00\uc7a5 \uc800\ub834\ud569\ub2c8\ub2e4(\uc57d 1.2%).<\/p>\n
                                  IV. \ubd84\uc7c1 \ucc98\ub9ac \ubc0f \uaddc\uc815 \uc900\uc218 \ud544\uc218 \uc0ac\ud56d<\/h3>\n
                                  A. \uacb0\uc81c \uac70\ubd80(\ucc28\uc9c0\ubc31) \ucc98\ub9ac \ud504\ub85c\uc138\uc2a4 \ucc28\uc774 \ube44\uad50<\/h4>\n\n\n\n\n\n\n\n
                                  <\/th>\n\uc740\ud589 \uce74\ub4dc \uc815\ub9ac \uaddc\uce59<\/th>\n\ub85c\uceec \uc804\uc790 \uc9c0\uac11 \uc815\ucc45<\/th>\n<\/tr>\n<\/thead>\n
                                  \ubd88\ub9cc \uc81c\uae30 \uae30\uac04<\/td>\n120\uc77c<\/td>\n\uc790\uc5f0\uc2a4\ub7ec\uc6b4 7\uc77c<\/td>\n<\/tr>\n
                                  \uc785\uc99d \ucc45\uc784<\/td>\n\ud2b8\ub808\uc774\ub354\uac00 \uac10\ub2f9\ud574\uc57c \ud560<\/td>\n\uc591 \ub2f9\uc0ac\uc790 \uac04\uc758 \ud611\uc5c5<\/td>\n<\/tr>\n
                                  \uc911\uc7ac \ube44\uc6a9 $50-100\/\ud39c \u20b1500 \uace0\uc815 \uc218\uc218\ub8cc<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
                                  \ud2b9\ubcc4 \ucc38\uace0: PayMaya\ub294 \ubd84\uc7c1\uc774 \ud574\uacb0\ub418\uc9c0 \uc54a\uc740 \uacbd\uc6b0 4\uc77c\uc9f8\uc5d0 \uc790\ub3d9\uc73c\ub85c \uc190\uc2e4\uc744 \ubcf4\uc0c1\ud569\ub2c8\ub2e4.<\/p>\n
                                  B. BSP \uc911\uc810 \uaddc\uc81c \uc601\uc5ed\uc5d0 \ub300\ud55c \uc5c5\ub370\uc774\ud2b8<\/h4>\n
                                    \n
                                  1. \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0 \uc5c5\ub370\uc774\ud2b8<\/strong>2023\ub144\ubd80\ud130 50\ub9cc \ud30c\uc6b4\ub4dc \uc774\uc0c1\uc758 \ubaa8\ub4e0 \uac70\ub798\uc5d0 \ub300\ud574 STR \ubcf4\uace0 \uc758\ubb34\ud654<\/li>\n
                                  2. \ub370\uc774\ud130 \ud604\uc9c0\ud654<\/strong>\uae08\uc735 \uc815\ubcf4 \uc800\uc7a5 \uc11c\ubc84\ub294 \ud544\ub9ac\ud540\uc5d0 \uc704\uce58\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
                                  3. \uac70\ub798 \uc740\ud589 \uc81c\ud55c<\/strong>: \"\uc911\ucca9\ub41c \uacc4\uc815\" Nostro\ub97c \ub2e4\uc2dc \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n
                                    BSP \uac01\uc11c \uc2dc\ub9ac\uc988 \ud68c\ub78c\uc740 \ubd84\uae30\ubcc4\ub85c \ucc38\uc870\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n
                                    V. \uc2e4\uc6a9\uc801\uc778 \ub3c4\uad6c\uc758 \ub9ac\uc18c\uc2a4 \ub77c\uc774\ube0c\ub7ec\ub9ac<\/h2>\n
                                    A. \uc694\uae08 \uacc4\uc0b0\uae30 \uad8c\uc7a5 \uc0ac\ud56d<\/h3>\n
                                    1. PESONet \uc2dc\uac04 \uac00\uce58 \ub3c4\uad6c(BDO \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \uc774\uc6a9 \uac00\ub2a5): \ub2e4\uc591\ud55c \uccad\uc0b0 \uc2dc\uc810\uc758 \uc774\uc790 \uc190\uc2e4\uc744 \uc815\ud655\ud558\uac8c \uacc4\uc0b0\ud569\ub2c8\ub2e4.
                                    \n2. \uc1a1\uae08 \ube44\uad50 \uc5d4\uc9c4(Moneymax.ph): 20\uac1c \uc774\uc0c1\uc758 \uc1a1\uae08 \ucc44\ub110\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \ube44\uad50\ud569\ub2c8\ub2e4.
                                    \n3. \ud310\ub9e4\uc790 \ube44\uc6a9 \uc2dc\ubbac\ub808\uc774\ud130(PayMongo \uac1c\ubc1c\uc790 \uc13c\ud130): \uc634\ub2c8\ucc44\ub110 \uad6c\ub9e4 \ube44\uc6a9 \uc608\uce21\ud558\uae30<\/p>\n
                                    B. API \ub3c4\ud0b9 \uae30\uc220 \uc2a4\ud0dd \uc120\ud0dd<\/h3>\n
                                    \uc911\uc18c\uae30\uc5c5\uc5d0\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc635\uc158 \uc870\ud569\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4:<\/p>\n
                                    \ud504\ub860\ud2b8\uc5d4\ub4dc \uc778\ud130\ub799\uc158 \ub808\uc774\uc5b4: React + QR Ph \ud45c\uc900 \ub77c\uc774\ube0c\ub7ec\ub9ac  
                                    \r\n\ubc31\uc5d4\ub4dc \ucc98\ub9ac: Node.js + Maya \uacf5\uc2dd SDK   
                                    \r\n\ub370\uc774\ud130\ubca0\uc774\uc2a4: \ud2b8\ub79c\uc7ad\uc158 \ub85c\uadf8\ub97c \uc0e4\ub529\ud558\ub294 MongoDB   
                                    \r\n\ubcf4\uc548 \ubaa8\ub4c8: PCI DSS \ub808\ubca8 1 \uc554\ud638\ud654 \uac8c\uc774\ud2b8\uc6e8\uc774 
                                    \r\n<\/code><\/pre>\n
                                    \ucc38\uace0: BPI\uc640 \uac19\uc740 \uae30\uc874 \uc740\ud589\uc740 \uc5ec\uc804\ud788 SOAP \ud504\ub85c\ud1a0\ucf5c \uc778\ud130\ud398\uc774\uc2a4\uac00 \ud544\uc694\ud558\uba70 \ud638\ud658\uc131 \uacc4\uce35\uc744 \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
                                    VI. \uacb0\uc81c\uc5d0 \ub300\ud55c \ubb38\ud654\uc801 \uc694\uc778\uc758 \uae4a\uc740 \uc601\ud5a5<\/h2>\n
                                    A. \uc2e0\ub8b0 \uad6c\ucd95 \uba54\ucee4\ub2c8\uc998 \ubd84\uc11d<\/h3>\n
                                    \ud604\uc7a5 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \ud544\ub9ac\ud540 \uc0ac\uc6a9\uc790\uc758 \uc758\uc0ac \uacb0\uc815 \uac00\uc911\uce58 \ubd84\ud3ec\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n
                                    - '\uc9c0\uc778 \ucd94\ucc9c' \uc601\ud5a5\ub825 \ube44\uc728 47%
                                    \n- '\ube0c\ub79c\ub4dc \uad11\uace0'\uac00 \ucc28\uc9c0\ud558\ub294 \ube44\uc911\uc740 121 TP3T\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.
                                    \n- '\uc815\ubd80 \uc2b9\uc778'(\uc608: QR Ph \ub85c\uace0)\uc73c\ub85c 31% \uc804\ud658 \uc99d\uac00<\/p>\n
                                    \uc774\uac83\uc774 \ubc14\ub85c \ud544\ub9ac\ud540\uc5d0\uc11c \uc5d0\uc774\uc804\ud2b8 \ub124\ud2b8\uc6cc\ud06c \ubaa8\ub378\uc774 \ud2b9\ud788 \uc131\uacf5\uc744 \uac70\ub454 \uc774\uc720\uc785\ub2c8\ub2e4.<\/p>\n
                                    B. \ucd95\uc81c \uacbd\uc81c\uc758 \ud2b9\uc218 \ud328\ud134<\/h3>\n
                                    \ud06c\ub9ac\uc2a4\ub9c8\uc2a4 \uc2dc\uc98c(\uc2ec\ubc29 \uac00\ube44 \uae30\uac04)\uc5d0 \ubc1c\uc0dd\ud558\ub294 \ub3c5\ud2b9\ud55c \ud604\uc0c1\uc785\ub2c8\ub2e4:<\/p>\n
                                    GCash\uc758 '\ud30c\ub9c8\ucf69 \ud578\ub4dc\ub3c5' \ub808\ub4dc \ud328\ud0b7 \uae30\ub2a5 \uc0ac\uc6a9\ub7c9\uc774 300%\ub85c \uae09\uc99d\ud588\uc2b5\ub2c8\ub2e4.
                                    \n\uc218\ud0a4 \uc2dc\uc2a4\ud15c \uc77c\ubc18 \uace0\uac1d\uc758 \uc2e0\uc6a9 \ud55c\ub3c4\uac00 \uc77c\uc2dc\uc801\uc73c\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.
                                    \n12\uc6d4 23~24\uc77c BancNet ATM \ud604\uae08 \uc778\ucd9c\uc774 \ucd5c\uace0\uc870\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.<\/p>\n
                                    \ud604\uba85\ud55c \ud310\ub9e4\uc790\ub294 \ubbf8\ub9ac \uc720\ub3d9\uc131 \ubcf4\uc720\ub7c9\uc744 \ub298\ub9b4 \uac83\uc785\ub2c8\ub2e4.<\/p>\n
                                    \uc774 \uace0\uae09 \uc9c0\uc2dd\uc744 \ud1b5\ud574 \ud544\ub9ac\ud540 \uacb0\uc81c \ucd08\ubcf4\uc790\ub97c \uc704\ud55c 85%\ub97c \ub118\uc5b4\uc130\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uc73c\ub85c (1) VASP(\uac00\uc0c1\uc790\uc0b0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790) \ub77c\uc774\uc120\uc2a4 \uc2e0\uccad \uc808\ucc28 (2) \uc9c0\ubc29\uc740\ud589 \ud2b9\ud30c\uc6d0 \uc740\ud589 \ud601\uc2e0 (3) OCTA\uc640 \uac19\uc740 \uc81c3\uc790 \uac10\uc0ac\uc778\uc758 \uae30\uc220 \uaddc\uc815 \uc900\uc218 \uc778\uc99d \ub4f1 \uc138 \uac00\uc9c0 \uc2ec\ud654 \ubc29\ud5a5\uc5d0 \uc9d1\uc911\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ube60\ub974\uac8c \uc9c4\ud654\ud558\ub294 \uc774 \uc2dc\uc7a5\uc5d0\uc11c \"\uc9c0\uc18d\uc801\uc778 \ud559\uc2b5\uc774 \ucd5c\uace0\uc758 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc804\ub7b5\"\uc774\ub77c\ub294 \uc0ac\uc2e4\uc744 \uae30\uc5b5\ud558\uc138\uc694.<\/p>","protected":false},"excerpt":{"rendered":"
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