\uc544\ub798\ub294 \ubca0\ud2b8\ub0a8\uc758 \ub514\uc9c0\ud138 \uc9c0\uac11 \uac1c\ubc1c\uc790\ub97c \uc704\ud55c \ub9ac\uc18c\uc2a4 \ubaa8\uc74c\uc73c\ub85c, \uc8fc\uc694 \uacb0\uc81c \ud50c\ub7ab\ud3fc, API \ubb38\uc11c, \uae30\uc220 \uc0ac\uc591, \ud604\uc9c0\ud654 \uc9c0\uc6d0 \uc815\ubcf4 \ub4f1 \uac1c\ubc1c\uc790\uac00 \ubca0\ud2b8\ub0a8 \uc2dc\uc7a5\uc5d0 \ube60\ub974\uac8c \uc9c4\ucd9c\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \uc815\ubcf4\ub97c \ub2f4\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n
\ubaa8\ubaa8 \uc6d4\ub81b<\/strong><\/p>\n ZaloPay<\/strong><\/p>\n ViettelPay<\/strong> (\ud1b5\uc2e0 \uc0ac\uc5c5\uc790 \ubc30\uacbd)<\/p>\n VNPAY<\/strong> (\uc740\ud589 \uc5f0\ud569 \ud504\ub85c\uadf8\ub7a8)<\/p>\n \uc548\uc804 \uc778\uc99d<\/strong><\/p>\n QR\ucf54\ub4dc \ud45c\uc900<\/strong> \ud544\uc218 \uae30\ub2a5 \uc778\ud130\ud398\uc774\uc2a4 \uc0d8\ud50c \ucf54\ub4dc \ub9ac\ud3ec\uc9c0\ud1a0\ub9ac(Github)<\/strong>::<\/p>\n<\/li>\n<\/ol>\n \uc0cc\ub4dc\ubc15\uc2a4 \ud14c\uc2a4\ud2b8 \uacc4\uc815 \uc2e0\uccad \uacbd\ub85c IV. \ud604\uc9c0\ud654 \uace0\ub824 \uc0ac\ud56d<\/p>\n \ucd5c\uc2e0 \uc815\ucc45 \uc5c5\ub370\uc774\ud2b8 \ubc0f \uae30\uc220 \uc9c0\uc6d0\uc744 \ubc1b\uc73c\ub824\uba74 \uacf5\uc2dd \uac1c\ubc1c\uc790 \ucee4\ubba4\ub2c8\ud2f0(Facebook \uadf8\ub8f9 \ub610\ub294 \ud3ec\ub7fc)\uc5d0 \uac00\uc785\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n \uc544\ub798\ub294 \ubca0\ud2b8\ub0a8 \ub514\uc9c0\ud138 \uc9c0\uac11 \uac1c\ubc1c\uc790 \ub9ac\uc18c\uc2a4\uc5d0 \ub300\ud55c \uace0\uae09 \ubcf4\ucda9 \uc790\ub8cc\ub85c, \ubcf4\ub2e4 \uc2e4\uc6a9\uc801\uc778 \ub3c4\uad6c, \uc815\ucc45 \uc138\ubd80 \uc0ac\ud56d \ubc0f \uc0dd\ud0dc\ud559\uc801 \uc815\ub82c\uc5d0 \ub300\ud55c \uc870\uc5b8\uc744 \ub2e4\ub8e8\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n SDK \uacf5\uc2dd \ub77c\uc774\ube0c\ub7ec\ub9ac<\/strong><\/p>\n \ud0c0\uc0ac \ud328\ud0a4\uc9d5 \ub77c\uc774\ube0c\ub7ec\ub9ac(\ucee4\ubba4\ub2c8\ud2f0 \uc720\uc9c0 \uad00\ub9ac)<\/strong><\/p>\n Postman API \uceec\ub809\uc158<\/strong> \ud574\uc678 \uacb0\uc81c \ub77c\uc774\uc120\uc2a4<\/strong> \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0(AML) \uc778\ud130\ud398\uc774\uc2a4 \uc694\uad6c \uc0ac\ud56d<\/strong> \uc218\uc218\ub8cc \uc138\uae08 \ucc98\ub9ac API \uc0d8\ud50c \ucf54\ub4dc<\/strong>:<\/p>\n<\/li>\n<\/ol>\n VII. \uc131\ub2a5 \ucd5c\uc801\ud654 \uad8c\uc7a5 \uc0ac\ud56d VIII. \ub300\uccb4 \ud504\ub85c\uadf8\ub7a8 \ubc0f \ub300\uae30 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/p>\n 2.\ud2c8\uc0c8 \uc2dc\uc7a5\uc774\uc9c0\ub9cc \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc9c0\uac11 API<\/strong>:<\/p>\n IX, \ub514\ubc84\uae45 \uae30\uc220 \ubc0f \uc77c\ubc18\uc801\uc778 \uc624\ub958 \ucf54\ub4dc \ud45c<\/p>\n \uc77c\ubc18\uc801\uc778 \uc624\ub958 \ubc0f \ud574\uacb0 \ubc29\ubc95 \ub2e4\uc74c\uc740 \ubca0\ud2b8\ub0a8\uc758 \ub514\uc9c0\ud138 \uc9c0\uac11 \uac1c\ubc1c\uc790\ub97c \uc704\ud55c \ub9ac\uc18c\uc2a4 \ubaa8\uc74c\uc73c\ub85c, \uc8fc\uc694 \uacb0\uc81c \ud50c\ub7ab\ud3fc, A...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-3084","post","type-post","status-publish","format-standard","hentry","category-34"],"yoast_head":"\n\n
\n
\n
\n
\n
\n
\nII. \uc8fc\uc694 \uae30\uc220 \ubc0f \uaddc\uc815 \uc900\uc218 \uc694\uad6c \uc0ac\ud56d<\/strong><\/h3>\n
\n
\n
\n\ucc38\uc870:\ubca0\ud2b8\ub0a8 \uad6d\ub9bd \uc740\ud589 \ubcf4\uc548 \ud45c\uc900<\/a><\/em><\/li>\n<\/ul>\n<\/li>\n
\n\ubca0\ud2b8\ub0a8 \uacf5\ud1b5 QR\ucf54\ub4dc \uaddc\uaca9\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4:VMQR<\/code> (\uad6d\uc81c EMVCo\uc640 \ud638\ud658)<\/p>\n<\/li>\n# \ubaa8\ubaa8 QR \uc0dd\uc131 \uc608\uc81c(Python)
\r\n\uac00\uc838\uc624\uae30 \uc694\uccad
\r\napi_endpoint = \"https:\/payment.momo\/v1\/generate-qr\"
\r\nheaders = {\"X-Access-Key\": \"YOUR_KEY\"}
\r\ndata = {
\r\n \"\uae08\uc561\": 100000.
\r\n \"orderId\": \"ORDER_123\",
\r\n \"redirectUrl\": \"your_callback_url\"
\r\n}
\r\n\uc751\ub2f5 = requests.post(api_endpoint, json=\ub370\uc774\ud130, headers=\ud5e4\ub354)
\r\n<\/code><\/pre>\n
\n
\n| \ud50c\ub7ab\ud3fc | \ub9c1\ud06c \uc694\uccad\ud558\uae30 | \ud14c\uc2a4\ud2b8 \uae08\uc561 \uc81c\ud55c |
\n|————|———————————–|——————|
\n| ZaloPay | developers.zalopay\/sandbox-signup | \u2264500,000 VND\/\ud39c | \u2264500,000 VND\/\ud39c
\n| \ubaa8\ubaa8 | momo.dev\/sandbox-request | \u2264200,000 VND\/\ud39c | \u2264200,000 VND\/\ud39c<\/p>\n
\n\n
\n2.\uc218\uc218\ub8cc \ubaa8\ub378<\/strong>:: \uc77c\ubc18\uc801\uc73c\ub85c 0.51 TP3T~1.1 TP3T \uac70\ub798(\ud574\uc678 \uacb0\uc81c\uc758 \uacbd\uc6b0 \ub354 \ub192\uc74c)
\n3.\ud56b \uc2dc\ub098\ub9ac\uc624 API<\/strong>:
\n-\ud734\ub300\uc804\ud654 \uc694\uae08 \ucda9\uc804(\ucda9\uc804<\/code>) \/\uacf5\uacfc\uae08 \ub0a9\ubd80(billpay<\/code>)
\n4. \uc0ac\uc6a9\uc790 \uc778\uc99d: \ub3c4\ud0b9 \ud544\uc694eKYC<\/code>VNG ID](( https :\/\/id .vng.com .vn ))\uc640 \uac19\uc740 \uc11c\ube44\uc2a4<\/li>\n<\/ol>\n
\nV. \uace0\uae09 \uac1c\ubc1c\uc744 \uc704\ud55c \ub9ac\uc18c\uc2a4 \ubc0f \ub3c4\uad6c<\/strong><\/h3>\n
\n
\n
\/\/ Node.js\uc6a9 VNPAY \ube44\uacf5\uc2dd \ud328\ud0a4\uc9c0(npm \uc124\uce58)
\r\nconst vnpay = require('vnpay-sdk');
\r\nconst client = new vnpay.Client({
\r\n \ud310\ub9e4\uc790 \ucf54\ub4dc: 'YOUR_MERCHANT_ID',
\r\n secureSecret: 'YOUR_HASH_KEY'
\r\n});
\r\n<\/code><\/pre>\n<\/li>\n
\n\uc5ec\ub7ec \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uc0ac\uc804 \uad6c\uc131\ub41c Postman \ud658\uacbd \ud30c\uc77c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4:<\/p>\n\n
\nVI. \uaddc\uc815 \uc900\uc218 \ubc0f \ubc45\ud06c \ub3c4\ud0b9 \uc8fc\uc694 \uc0ac\ud56d<\/strong><\/h3>\n
\n
\n\ud574\uc678 \uc218\uc9d1\uc774 \ud3ec\ud568\ub418\ub294 \uacbd\uc6b0 \ucd94\uac00 \ub77c\uc774\uc120\uc2a4\uac00 \ud544\uc694\ud569\ub2c8\ub2e4(\ucc38\uc870).SBV \ubc88\ud638 21\/2024<\/a>)<\/p>\n<\/li>\n
\n\uc815\ubd80\uc5d0\uc11c \uc694\uad6c\ud558\ub294 \uc778\uc99d \uc2dc\uc2a4\ud15c \uc911 \ud558\ub098\ub97c \ud1b5\ud569\ud574\uc57c \ud569\ub2c8\ub2e4:<\/p>\n\n
\/\/ \ubca0\ud2b8\ub0a8 \ud604\uc9c0 \ubd80\uac00\uac00\uce58\uc138 \uacc4\uc0b0(\ube44\uc988\ub2c8\uc2a4 \uacc4\uc815\uc6a9)
\r\npublic double calculateVAT(double amount, String serviceType) {
\r\n double rate = switch(serviceType) {
\r\n case \"DOMESTIC_PAYMENT\" -> 0.01; \/\/ 1% VAT
\r\n case \"CROSS_BORDER\" -> 0.05; \/\/ 5% VAT
\r\n default -> \uc0c8\ub85c\uc6b4 IllegalArgumentException()\uc744 \ub358\uc9d1\ub2c8\ub2e4;
\r\n };
\r\n \ubc18\ud658 \uae08\uc561 * \uc694\uc728.
\r\n}
\r\n<\/code><\/pre>\n
\n
\n| \uc7a5\uba74 | \ucd94\ucc9c \uc194\ub8e8\uc158
\n|———————|———————————–|
\n| QR\ucf54\ub4dc \uace0\uc8fc\ud30c \uc0dd\uc131 | CDN \uce90\uc2f1 + \uc0ac\uc804 \uc0dd\uc131 \uba54\ucee4\ub2c8\uc998 | QR\ucf54\ub4dc \uace0\uc8fc\ud30c \uc0dd\uc131
\n| OTP SMS \uc9c0\uc5f0 | \uc5ec\ub7ec \uc774\ub3d9 \ud1b5\uc2e0\uc0ac\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4 (\uc608VinSMS<\/a>) |
\n| \uc6f9\ud6c5 \uc2dc\uac04 \ucd08\uacfc | AWS \ub78c\ub2e4 \ubca0\ud2b8\ub0a8 \ub178\ub4dc \ubc30\ud3ec(ap-southeast-1<\/code>) |<\/p>\n
\n\n
\uadf8\ub798\ud504 LR.
\r\nA[\uba54\uc778 \ucc44\ub110:\ubaa8\ubaa8] --> B{\uc0c1\ud0dc \ucf54\ub4dc \u2260 200}.
\r\nB --> C [ZaloPay\ub85c \ub2e4\uc6b4\uadf8\ub808\uc774\ub4dc\ub428].
\r\nC --> D [\ucd5c\uc885\uc801\uc73c\ub85c \uc740\ud589 \uc1a1\uae08\uc73c\ub85c \ub300\uccb4].
\r\n<\/code><\/pre>\n\n
\n
\n| HTTP \uc0c1\ud0dc \ucf54\ub4dc > \ubaa8\ubaa8 \uc624\ub958 \ucf54\ub4dc > \uc758\ubbf8 > \ub300\ucc45 > \ub300\ucc45
\n|————|————<\/p>","protected":false},"excerpt":{"rendered":"