{"id":3087,"date":"2025-05-28T09:35:41","date_gmt":"2025-05-28T01:35:41","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3087"},"modified":"2025-05-28T09:35:41","modified_gmt":"2025-05-28T01:35:41","slug":"%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/","title":{"rendered":"\ub9d0\ub808\uc774\uc2dc\uc544\uc5d0\uc11c \uac00\uc7a5 \uc801\ud569\ud55c \uacb0\uc81c \uc218\ub2e8\uc744 \uc120\ud0dd\ud558\ub294 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc778\uac00\uc694?"},"content":{"rendered":"<p>\ub9d0\ub808\uc774\uc2dc\uc544\uc5d0\uc11c \uac00\uc7a5 \uc801\ud569\ud55c \uacb0\uc81c \uc218\ub2e8\uc744 \uc120\ud0dd\ud558\ub824\uba74 \ud3b8\uc758\uc131, \ubcf4\uc548, \ube44\uc6a9 \ubc0f \uac1c\uc778 \uc0ac\uc6a9 \uc2dc\ub098\ub9ac\uc624\ub97c \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \uc815\ubcf4\uc5d0 \uc785\uac01\ud55c \uc120\ud0dd\uc744 \ub3d5\ub294 \uc790\uc138\ud55c \uac00\uc774\ub4dc\uc785\ub2c8\ub2e4:<\/p>\n<h3>1. <strong>\uc8fc\uc694 \uacb0\uc81c \uc218\ub2e8 \uac1c\uc694<\/strong><\/h3>\n<ul>\n<li><strong>\ud604\uae08\uc73c\ub85c<\/strong>\uc804\ud1b5\uc801\uc774\uace0 \ub110\ub9ac \ud1b5\uc6a9\ub418\uba70 \uc18c\uaddc\ubaa8 \uac70\ub798\ub098 \uc678\ub534 \uc9c0\uc5ed\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc740\ud589 \uc1a1\uae08\/FPX<\/strong>\ub300\ub7c9 \uac70\ub798 \uc2dc \ucd94\uac00 \uc218\uc218\ub8cc \uc5c6\uc774 \uc628\ub77c\uc778 \ubc45\ud0b9\uc744 \ud1b5\ud574 \uc9c1\uc811 \uacb0\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc2e0\uc6a9\/\uc9c1\ubd88 \uce74\ub4dc<\/strong>(\ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc): \uc628\ub77c\uc778 \uc1fc\ud551\uacfc \uc5ec\ud589\uc5d0 \uc8fc\ub85c \uc0ac\uc6a9\ub418\uba70, \ud574\uc678 \uac70\ub798 \uc218\uc218\ub8cc\uc5d0 \uc720\uc758\ud558\uc138\uc694.<\/li>\n<li><strong>\uc804\uc790 \uc9c0\uac11(\uc608: \ub3c8)<\/strong>(\uc608: GrabPay, \ud130\uce58 \uc564 \uace0 \uc804\uc790\uc9c0\uac11, \ubd80\uc2a4\ud2b8):\n<ul>\n<li>\uc77c\uc0c1\uc801\uc778 \uc18c\uc561 \uacb0\uc81c(\ud3b8\uc758\uc810, \uc2dd\ub2f9 \ub4f1)\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4.<\/li>\n<li>\ud560\uc778 \ubc0f \ub9ac\uc6cc\ub4dc \ud3ec\uc778\ud2b8\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc0ac\uc804 \ub85c\ub529 \ub610\ub294 \uce74\ub4dc \ubc14\uc778\ub529\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>2. <strong>\uc8fc\uc694 \uc120\ud0dd \uc694\uc18c<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>\uace0\ub824 \uc0ac\ud56d<\/th>\n<th>\uad8c\uc7a5 \uc0ac\ud56d<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\ud3b8\uc758\uc131<\/strong><\/td>\n<td>\uc804\uc790\uc9c0\uac11 &gt; \uc2e0\uc6a9\uce74\ub4dc &gt; FPX<\/td>\n<\/tr>\n<tr>\n<td><strong>\uc548\uc804<\/strong><\/td>\n<td>FPX\/\uc740\ud589 \uc1a1\uae08 &gt; \uc2e0\uc6a9\uce74\ub4dc &gt; \uc804\uc790\uc9c0\uac11<\/td>\n<\/tr>\n<tr>\n<td><strong>\ud574\uc678 \uacb0\uc81c<\/strong><\/td>\n<td>Wise(\ub0ae\uc740 \uc694\uae08) &gt; PayPal(\ub192\uc740 \uc694\uae08)<\/td>\n<\/tr>\n<tr>\n<td><strong>\uc624\ud504\ub77c\uc778 \ud310\ub9e4\uc790 \ubc94\uc704<\/strong><\/td>\n<td>Touch 'n Go \uc804\uc790 \uc9c0\uac11(\uac00\uc7a5 \uad11\ubc94\uc704\ud55c)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>*3. <em>\uc0ac\uc6a9\uc790 \uc2dc\ub098\ub9ac\uc624\ubcc4 \uad8c\uc7a5 \uc0ac\ud56d<\/em><\/h3>\n<h4>A. <em>\ud604\uc9c0 \uc18c\ube44\uc790<\/em><\/h4>\n<ul>\n<li>\ud83d\uded2 \uc77c\uc77c \uc18c\ube44\ub7c9:<br \/>\nTouch 'n Go \uc804\uc790\uc9c0\uac11(\ub9d0\ub808\uc774\uc2dc\uc544 \uc804\uc5ed\uc758 80% \uc774\uc0c1 QR\ucf54\ub4dc \uac00\ub9f9\uc810\uacfc \ud638\ud658) \uc0ac\uc6a9 \uc2dc \uc6b0\uc120\uad8c\uc774 \ubd80\uc5ec\ub429\ub2c8\ub2e4.<br \/>\nBoost\ub85c \uc288\ud37c\ub9c8\ucf13 \ud560\uc778 \ubc1b\uae30<\/li>\n<li>\ud83d\udcbb \uc628\ub77c\uc778 \uc1fc\ud551:<br \/>\n\ub77c\uc790\ub2e4\/\uc1fc\ud53c\uac00 \uc120\ud638\ud558\ub294 \ud50c\ub7ab\ud3fc\uc758 \uc790\uccb4 SPayLater \ub610\ub294 AirPay<\/li>\n<\/ul>\n<h4>B. <em>\uae30\uc5c5 \uc601\uc218\uc99d<\/em><\/h4>\n<ul>\n<li>\ud83c\udfe2 B2B \uac70\ub798:<br \/>\nFPX \uc740\ud589 \ub2e4\uc774\ub809\ud2b8 \ucee4\ub125\ud2b8\ub97c \uc9c0\uc6d0\ud574\uc57c \ud569\ub2c8\ub2e4(\uc2e0\uc6a9\uce74\ub4dc \ucc98\ub9ac \uc218\uc218\ub8cc 1.5% \uc808\uc57d).<\/li>\n<li>\ud83d\udcf1\uc18c\uaddc\ubaa8 \ubc0f \uc601\uc138 \ud310\ub9e4\uc790:<br \/>\n\uadf8\ub7a9\ud398\uc774+\uba54\uc774\ubc45\ud06c QR \ub4c0\uc5bc \ucc44\ub110 \uc5f4\uae30\ub97c \uad8c\uc7a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4>C.<em>\ud574\uc678 \uc0ac\uc6a9\uc790<\/em><\/h4>\n<p>\u2708\ufe0f \ub2e8\uae30 \ubc29\ubb38\uc790.<br \/>\nBigPay \uc120\ubd88\uce74\ub4dc(\ud658\uc804 \uc218\uc218\ub8cc \uba74\uc81c) + \ud574\uc678 \uc54c\ub9ac\ud398\uc774(\uc77c\ubd80 \uc1fc\ud551\ubab0\uc5d0 \uc801\uc6a9)<\/p>\n<p>\u26a0\ufe0f \ud68c\ud53c \uc54c\ub9bc:<br \/>\nBNM\uc774 \uc2b9\uc778\ud558\uc9c0 \uc54a\uc740 \ud0c0\uc0ac \uad50\ud658 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc9c0 \ub9c8\uc138\uc694!<\/p>\n<p>\ud83d\udca1 \uc804\ubb38\uac00 \uc870\uc5b8:<br \/>\n\uba54\uc774\ubc45\ud06c \uacc4\uc88c\ub85c MAE\uc5d0 \uac00\uc785\ud558\uc138\uc694 - \ud1b5\ud569 \uc804\uc790\uc9c0\uac11 + \uc608\uae08 \uacc4\uc88c + \uad6d\uacbd \uac04 \uc1a1\uae08 \uae30\ub2a5.<\/p>\n<p>\ubcf4\ub2e4 \uad6c\uccb4\uc801\uc778 \uc194\ub8e8\uc158\uc774 \ud544\uc694\ud55c \uacbd\uc6b0 \uad6c\uccb4\uc801\uc778 \uc6a9\ub3c4(\uc608: \uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798 \uc218\uae08, \uc815\uae30 \uccad\uad6c\uc11c \uacb0\uc81c \ub4f1)\ub97c \uc54c\ub824\uc8fc\uc2dc\uba74 \ub9de\ucda4\ud615 \uc81c\uc548\uc744 \uc81c\uacf5\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\uc74c\uc73c\ub85c \ub2e4\uc591\ud55c \ud2c8\uc0c8 \uc2dc\ub098\ub9ac\uc624\uc5d0 \ub300\ud55c \ubcf4\ub2e4 \uad6c\uccb4\uc801\uc778 \uacb0\uc81c \uc804\ub7b5 \uc870\uc5b8\uc744 \uc81c\uacf5\ud558\uace0 \uba87 \uac00\uc9c0 \uace0\uae09 \ud301\uacfc \ucd5c\uc2e0 \ud2b8\ub80c\ub4dc\ub97c \ucd94\uac00\ud558\uaca0\uc2b5\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>4. \uc5c5\uc885\ubcc4 \uc2ec\uce35 \ucd5c\uc801\ud654 \ud504\ub85c\uadf8\ub7a8<\/strong><\/h3>\n<h4><strong>A. \ud574\uc678 \uc774\ucee4\uba38\uc2a4 \ud310\ub9e4\uc790<\/strong><\/h4>\n<ul>\n<li>\ud83c\udf10 <em>\uad8c\uc7a5 \uc870\ud569<\/em>::\n<ul>\n<li><strong>\uba54\uc778\uc2a4\ud2b8\ub9bc \ud50c\ub7ab\ud3fc \uceec\ub809\uc158<\/strong>Stripe(\ud604\uc9c0 \uc740\ud589\uc5d0 MYR \ub2e4\uc774\ub809\ud2b8 \ud06c\ub808\ub527 \uc9c0\uc6d0)<\/li>\n<li><strong>\ub300\uc548<\/strong>: iPay88(\ub9d0\ub808\uc774\uc2dc\uc544 \ud604\uc9c0 \uac8c\uc774\ud2b8\uc6e8\uc774, \uc694\uae08 1.8%+RM0.5\/\uc2a4\ud2b8\ub85c\ud06c)<\/li>\n<li><em>\uc228\uaca8\uc9c4 \ud301<\/em>\ub77c\uc790\ub2e4\uc5d0\uc11c \uc2a4\ud1a0\uc5b4 \uac1c\uc124 \uc2dc '\ud574\uc678 \uc140\ub7ec \uc804\uc6a9 \ucc44\ub110'\uc744 \uc2e0\uccad\ud558\uace0 \ud604\uae08 \uc778\ucd9c \uc8fc\uae30\ub97c T+3\uc73c\ub85c \ub2e8\ucd95\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4><strong>B. \ud504\ub9ac\ub79c\uc11c\/\uc6d0\uaca9 \uadfc\ubb34\uc790<\/strong><\/h4>\n<ul>\n<li>\ud83d\udcbb <em>\uad6d\uc81c \uc18c\ub4dd \ucc98\ub9ac<\/em>::<br \/>\n1\ufe0f\u20e3 Wise \ub2e4\uc911 \ud1b5\ud654 \uacc4\uc88c(\uc720\ub7fd\uacfc \ubbf8\uad6d\uc5d0\uc11c \uacb0\uc81c\ubc1b\ub294 \ub370 \uac00\uc7a5 \uc801\ud569) \u2192 \ub9d0\ub808\uc774 \uc740\ud589\uc73c\ub85c FPX \ucd9c\uae08(0.4% \uc190\uc2e4\uc5d0 \ubd88\uacfc)<br \/>\n2\ufe0f\u20e3 \ub300\uccb4 \uc635\uc158\uc73c\ub85c \ud398\uc774\ud314(4.4%+RM2\uc758 \ub192\uc740 \uc218\uc218\ub8cc\uc5d0 \uc720\uc758\ud558\uc138\uc694)<\/li>\n<\/ul>\n<h4><strong>C. \uc720\ud559\uc0dd \ucee4\ubba4\ub2c8\ud2f0<\/strong><\/h4>\n<ul>\n<li>\ud83c\udf93 <em>\uc790\uae08 \uad00\ub9ac \ud504\ub85c\uadf8\ub7a8<\/em>::\n<ul>\n<li><strong>\uc218\uc5c5\ub8cc \ub0a9\ubd80<\/strong>\ud559\uad50\uc758 \ud30c\ud2b8\ub108 FPX \ucc44\ub110\uc744 \uc0ac\uc6a9\ud558\uc5ec 3% \uc2e0\uc6a9 \uce74\ub4dc \ud560\uc99d\ub8cc\ub97c \ud53c\ud558\uc138\uc694.<\/li>\n<li><strong>\uacbd\uc0c1 \uacbd\ube44<\/strong>: \ube45\ud398\uc774 \uac00\uc0c1 \uce74\ub4dc(\uc5f0\ud68c\ube44 \uc5c6\uc74c) + TNG \uc804\uc790\uc9c0\uac11 \ucda9\uc804 \ud560\uc778 \ucf54\ub4dc \"STUDENT2024<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>5. '\ud788\ub4e0 \uba38\ub2c8' \uacb0\uc81c\uc218\ub2e8\uc5d0 \ub300\ud55c \uc124\uba85<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>\ub3c4\uad6c \uc774\ub984<\/th>\n<th>\uace0\uc720\ud55c \uc774\uc810<\/th>\n<th>\uc801\uc6a9 \uac00\ub2a5\ud55c \uc2dc\ub098\ub9ac\uc624<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ub4c0\uc787\ub098\uc6b0 QR<\/td>\n<td>\ubaa8\ub4e0 \ub9d0\ub808\uc774\uc2dc\uc544 \uc740\ud589\uc5d0\uc11c \uc989\uc2dc \uc1a1\uae08 \uac00\ub2a5 \u26a1 \ubc94\uc6a9 \uc989\uc2dc \uc1a1\uae08<\/td>\n<td>P2P \uc1a1\uae08, \ud478\ub4dc \ub9c8\ucf13 \uacb0\uc81c<\/td>\n<\/tr>\n<tr>\n<td>\uba54\uc774\ubc45\ud06c QR \ud398\uc774<\/td>\n<td>\ud83d\udd12 \ub3d9\uc801 \uc554\ud638\ud654\uac00 \uac00\uc7a5 \uc548\uc804\ud569\ub2c8\ub2e4.<\/td>\n<td>RM500 \uc774\uc0c1\uc758 \ub300\uaddc\ubaa8 QR\ucf54\ub4dc \uac70\ub798<\/td>\n<\/tr>\n<tr>\n<td>ShopeePay<\/td>\n<td>\ud83c\udf81 \uc218\uc694\uc77c 10% \uce90\uc2dc\ubc31<\/td>\n<td>\ub85c\ud130\uc2a4\uc758 \uc288\ud37c\ub9c8\ucf13 \uc18c\ube44<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><em><strong>6<\/strong><\/em>.<strong>2024\ub144 \uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc\uc5d0 \ub300\ud55c \uc870\uae30 \uacbd\ubcf4<\/strong><\/h3>\n<ul>\n<li>\ud83d\udcf1 <em>\uc0dd\uccb4 \uc778\uc2dd \uacb0\uc81c\uc758 \ubd80\uc0c1<\/em>\uc77c\ubd80 KL \uc1fc\ud551\ubab0\uc740 \uc774\ubbf8 \ud130\uce58\uc564\uace0\uc758 '\ud398\uc774\uc2a4 \ud398\uc774' \ud30c\uc77c\ub7ff\uc744 \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud83d\udcb3 <em>\uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \uacb0\uc81c<\/em>::\n<ul>\n<li>\uc544\ud1b0(\ubb34\uc774\uc790 \uae30\uac04 3\ud68c) \u2192 \uc798\ub85c\ub77c \ubc0f \uae30\ud0c0 \ud328\uc158 \ud50c\ub7ab\ud3fc<\/li>\n<li>\ubd84\ud560(\ucd5c\ub300 12\ud68c \ubd84\ud560) \u2192 iPhone \ubc0f \uae30\ud0c0 \uc804\uc790 \uc81c\ud488<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>\u26a0\ufe0f \ucd5c\uadfc \uc704\ud5d8 \uc54c\ub9bc:<br \/>\n\uc77c\ubd80 \uc804\uc790\uc9c0\uac11\uc5d0\uc11c '\ud734\uba74\uacc4\uc815 \uc218\uc218\ub8cc'\ub97c \ubd80\uacfc\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4(\uc608: \ubd80\uc2a4\ud2b8 \uacc4\uc815 \uc794\uc561\uc774 RM50 \ubbf8\ub9cc\uc774\uace0 90\uc77c \ub3d9\uc548 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0 RM5 \ucc28\uac10).<\/p>\n<hr>\n<p>\ud2b9\uc815 \uc0b0\uc5c5(\uc608: \uc2dd\uc74c\ub8cc \uc2a4\uce94 \ubc0f \uc8fc\ubb38 \uc2dc\uc2a4\ud15c\uc758 \uc218\uae08 \ucd5c\uc801\ud654) \ub610\ub294 \ud2b9\uc815 \uc694\uad6c \uc0ac\ud56d(\uc678\ud658 \ud1b5\uc81c\ub97c \uc6b0\ud68c\ud558\ub294 \ubc29\ubc95)\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc124\uba85\ud574 \uc8fc\uc2dc\uaca0\uc2b5\ub2c8\uae4c? \uad6c\uccb4\uc801\uc778 \uc0ac\uc6a9 \uc0ac\ub840\ub97c \uc54c\ub824\uc8fc\uc138\uc694.<\/p>","protected":false},"excerpt":{"rendered":"<p>\ub9d0\ub808\uc774\uc2dc\uc544\uc5d0\uc11c \uac00\uc7a5 \uc801\ud569\ud55c \uacb0\uc81c \uc218\ub2e8\uc744 \uc120\ud0dd\ud558\ub824\uba74 \ud3b8\uc758\uc131, \ubcf4\uc548\uc131, \uc218\uc218\ub8cc \ub4f1\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[30],"tags":[],"class_list":["post-3087","post","type-post","status-publish","format-standard","hentry","category-30"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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