{"id":3095,"date":"2025-05-28T09:45:41","date_gmt":"2025-05-28T01:45:41","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3095"},"modified":"2025-05-28T09:45:41","modified_gmt":"2025-05-28T01:45:41","slug":"%e8%b6%8a%e5%8d%97%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e6%99%ae%e5%8f%8a%e7%8e%87%e6%9c%89%e5%a4%9a%e9%ab%98%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/28\/%e8%b6%8a%e5%8d%97%e7%94%b5%e5%ad%90%e6%94%af%e4%bb%98%e6%99%ae%e5%8f%8a%e7%8e%87%e6%9c%89%e5%a4%9a%e9%ab%98%ef%bc%9f\/","title":{"rendered":"\ubca0\ud2b8\ub0a8\uc758 \uc804\uc790\uacb0\uc81c \ubcf4\uae09\ub960\uc740 \uc5b4\ub290 \uc815\ub3c4\uc778\uac00\uc694?"},"content":{"rendered":"<h1>\ubca0\ud2b8\ub0a8\uc758 \uc804\uc790\uacb0\uc81c \ubcf4\uae09\ub960\uc740 \uc5bc\ub9c8\ub098 \ub420\uae4c\uc694? 2024\ub144 \ucd5c\uc2e0 \ub370\uc774\ud130\uc5d0 \ub300\ud55c \uc885\ud569\uc801\uc778 \ubd84\uc11d<\/h1>\n<h2>I. \ubca0\ud2b8\ub0a8 \uc804\uc790\uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694<\/h2>\n<p>\ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ubca0\ud2b8\ub0a8\uc758 \uc804\uc790\uacb0\uc81c \uc0b0\uc5c5\uc740 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubca0\ud2b8\ub0a8 \uc911\uc559\uc740\ud589(SBV)\uc774 \ubc1c\ud45c\ud55c \ucd5c\uc2e0 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 2023\ub144 \ubca0\ud2b8\ub0a8\uc758 \uc804\uc790\uacb0\uc81c \uac70\ub798\ub7c9\uc740 \uc804\ub144 \ub300\ube44 49.21% \uc99d\uac00\ud588\uc73c\uba70, \uac70\ub798 \uae08\uc561\uc740 \ubb34\ub824 21\uc870 5\ucc9c\uc5b5 \ub3d9(\uc57d 90\uc5b5 \ub2ec\ub7ec)\uc5d0 \ub2ec\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc218\uce58\ub294 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub97c \ud5a5\ud55c \ubca0\ud2b8\ub0a8\uc758 \uc6c0\uc9c1\uc784\uc774 \uac00\uc18d\ud654\ub418\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>\uc0ac\uc6a9\uc790 \uaddc\ubaa8 \uce21\uba74\uc5d0\uc11c 2023\ub144 \ub9d0\uae4c\uc9c0 \ubca0\ud2b8\ub0a8\uc758 \uc804\uc790\uacb0\uc81c \ud65c\uc131 \uc0ac\uc6a9\uc790 \uc218\ub294 3,600\ub9cc \uba85\uc744 \ub118\uc5b4 15\uc138 \uc774\uc0c1 \uc778\uad6c\uc758 \uc57d 601%\uc5d0 \ub2ec\ud558\uba70, \uadf8\uc911 \ud638\uce58\ubbfc\uacfc \ud558\ub178\uc774\uc758 \ub450 \uc8fc\uc694 \ub3c4\uc2dc\uac00 \uac01\uac01 78%\uc640 72%\ub85c \ubcf4\uae09\ub960\uc774 \uac00\uc7a5 \ub192\uc73c\uba70, \ub18d\ucd0c \uc9c0\uc5ed\uc758 \uc774\uc6a9\ub960\ub3c4 2019\ub144\uc758 \ubbf8\ub9cc\uc774\uc5c8\ub358 10%\uc5d0\uc11c 2023\ub144 35%\ub85c \uae09\uc99d\ud558\uc5ec \uae08\uc735 \ud3ec\uc6a9\uc131\uc5d0\uc11c \uc0c1\ub2f9\ud55c \uc9c4\uc804\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\uc591\ud55c \uc720\ud615\uc758 \uc804\uc790 \uacb0\uc81c \uc218\ub2e8 \uc911<\/p>\n<ul>\n<li>\ubaa8\ubc14\uc77c \uc9c0\uac11\uc774 \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728(43%)\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>QR\ucf54\ub4dc \uacb0\uc81c\ub294 \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4(\uc5f0\uac04 \uc131\uc7a5\ub960 112%).<\/li>\n<li>\uc740\ud589 \uce74\ub4dc\uc758 \uc628\ub77c\uc778 \uacb0\uc81c \ube44\uc911\uc740 28%\ub85c \uc548\uc815\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc740\ud589 \uc1a1\uae08 \uc571 \uc0ac\uc6a9\ub960\uc740 22%\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2>\ubcf4\uae09\ub960\uc744 \ub192\uc774\ub294 \uc8fc\uc694 \uc694\uc778 II.<\/h2>\n<h3>(i) \uc815\ubd80\uc758 \uac15\ub825\ud55c \uc815\ucc45 \uc9c0\uc6d0<\/h3>\n<ol>\n<li><strong>\uad6d\uac00 \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c \ud504\ub85c\uadf8\ub7a8<\/strong>\uc815\ubd80\ub294 2025\ub144\uae4c\uc9c0 \ube44\ud604\uae08 \uac70\ub798 \ube44\uc911\uc744 50%\ub85c \ub298\ub9ac\uaca0\ub2e4\ub294 \ubaa9\ud45c\ub97c \uc138\uc6e0\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uac1c\uc120\ub41c \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c<\/strong>\uc2e0\uaddc \uacb0\uc81c \uae30\uad00\uc5d0 \ub300\ud55c \ubc95\uc801 \ubcf4\ud638\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud55c \uc740\ud589\ubc95 \uac1c\uc815<\/li>\n<li><strong>\uc138\uae08 \ud61c\ud0dd<\/strong>\uc804\uc790 \uacb0\uc81c\ub97c \uc0ac\uc6a9\ud558\ub294 \ud310\ub9e4\uc790\uc5d0 \ub300\ud55c 20% \ubd80\uac00\uac00\uce58\uc138 \uac10\uba74<\/li>\n<\/ol>\n<h3>(ii) \ub192\uc740 \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960<\/h3>\n<p>\ud1b5\uacc4\uac00 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\uc804\uad6d \uc2a4\ub9c8\ud2b8\ud3f0 \uc0ac\uc6a9\uc790 7200\ub9cc \uba85(\uc804\uccb4 \uc778\uad6c\uc758 731%)<\/li>\n<li>4G \ub124\ud2b8\uc6cc\ud06c \ucee4\ubc84\ub9ac\uc9c0 98% \ud589\uc815 \uad6c\uc5ed<\/li>\n<li>\uc548\ub4dc\ub85c\uc774\ub4dc \uae30\uae30\ub294 89%\ub97c \ucc28\uc9c0\ud569\ub2c8\ub2e4(\ub85c\uceec \uc9c0\uac11 \uac1c\ubc1c\uc5d0 \uc720\ub9ac\ud568).<\/li>\n<\/ul>\n<h3>(iii) \ud601\uc2e0 \uc8fc\ub3c4\ud615 \uc9c0\uc5ed \uae30\uc5c5<\/h3>\n<p>\uc138 \uac1c\uc758 \ub85c\uceec \ud50c\ub7ab\ud3fc\uc774 \ub450\uac01\uc744 \ub098\ud0c0\ub0c8\uc2b5\ub2c8\ub2e4:<\/p>\n<ol>\n<li>MoMo \uc6d4\ub81b: 3\ucc9c\ub9cc \uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790(42% \uc2dc\uc7a5 \uc810\uc720\uc728)<\/li>\n<li>ZaloPay: \uc18c\uc15c \uc18c\ud504\ud2b8\uc6e8\uc5b4 Zalo\ub97c \uae30\ubc18\uc73c\ub85c 2,500\ub9cc \uba85\uc758 \uc0ac\uc6a9\uc790 \ud655\ubcf4<\/li>\n<li>ViettelPay: \ud1b5\uc2e0 \ubc30\uacbd\uc744 \ubc14\ud0d5\uc73c\ub85c \uc9c0\ubc29 \uc9c0\uc5ed\uc5d0\uc11c \uc6b0\uc704\ub97c \uc810\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n<p>\uadf8\ub7a9\ud398\uc774, \uc5d0\uc5b4\ud398\uc774\uc640 \uac19\uc740 \uae00\ub85c\ubc8c \ube0c\ub79c\ub4dc\ub3c4 \uc138\ubd84\ud654\ub41c \uc2dc\ub098\ub9ac\uc624\ub97c \ud1b5\ud574 \uc57d 15%\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ud655\ubcf4\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uc5f0\ub839\ub300\ubcc4, \uc9c0\uc5ed\ubcc4 \uc0ac\uc6a9\ub7c9 \ucc28\uc774 \ubd84\uc11d<\/h2>\n<h3>(i) \uc5f0\ub839\ubcc4\ub85c \uacc4\uce35\ud654\ub41c \ub370\uc774\ud130 \ube44\uad50<\/h3>\n<table>\n<thead>\n<tr>\n<th>\uc5f0\ub839\ub300<\/th>\n<th>\uc0ac\uc6a9\ub960<\/th>\n<th>\uc8fc\uc694 \uc560\ud50c\ub9ac\ucf00\uc774\uc158<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>18<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\ubca0\ud2b8\ub0a8 \uc804\uc790\uacb0\uc81c \uc0ac\uc6a9\uc790\uc758 \uc5f0\ub839 \uacc4\uce35\ud654 \ubd84\uc11d<\/h2>\n<h3>(i) \uc5f0\ub839\ub300\ubcc4 \uc0ac\uc6a9 \ud2b9\uc131 \ube44\uad50<\/h3>\n<table>\n<thead>\n<tr>\n<th>\uc5f0\ub839\ub300<\/th>\n<th>\uc0ac\uc6a9\ub960<\/th>\n<th>\uc8fc\uc694 \uc560\ud50c\ub9ac\ucf00\uc774\uc158<\/th>\n<th>\uc0ac\uc6a9 \ube48\ub3c4<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>18-25\ub144<\/td>\n<td>92%<\/td>\n<td>\uc18c\uc15c \ub808\ub4dc \ud328\ud0b7 \uc804\uc1a1(65%), \uc628\ub77c\uc778 \uad6c\ub9e4 \uacb0\uc81c(58%), \uac8c\uc784 \uc7ac\ucda9\uc804(43%)<\/td>\n<td>\ud558\ub8e8 3.2<\/td>\n<\/tr>\n<tr>\n<td>26~35\uc138<\/td>\n<td>88%<\/td>\n<td>\uccad\uad6c\uc11c \uacb0\uc81c(72%), \uc2dd\ub8cc\ud488 \uc1fc\ud551(68%), \ub3c8 \ud22c\uc790(39%)<\/td>\n<td>\ud558\ub8e8 2.8<\/td>\n<\/tr>\n<tr>\n<td>36~45\uc138<\/td>\n<td>63%<\/td>\n<td>\ub4f1\ub85d\uae08 \ub0a9\ubd80(61%), \uc758\ub8cc\ubcf4\ud5d8\ub8cc(55%), \uae09\uc5ec \uc218\uae08(48%)<\/td>\n<td>\uc8fc\ub2f9 \ud3c9\uade0 4.5\ud68c<\/td>\n<\/tr>\n<tr>\n<td>46\uc138 \uc774\uc0c1<\/td>\n<td>29% \uc5f0\uae08 \uc218\ub839 (82%) \ub18d\uc5c5 \uc870\ub2ec (37%) \uc815\ubd80 \ubcf4\uc870\uae08 (28%) \uc6d4 6.3\ud68c<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ub370\uc774\ud130 \ucd9c\ucc98: \ubca0\ud2b8\ub0a8 \ub514\uc9c0\ud138 \uc9c0\uac11 \ud611\ud68c 2024\ub144 1\ubd84\uae30 \ubcf4\uace0\uc11c<\/p>\n<p><strong>\uc80a\uc740 \uadf8\ub8f9<\/strong>\uace0\ube48\ub3c4 \uc18c\uc561 \uc2e0\uc6a9 \ud2b9\uc131:<\/p>\n<ul>\n<li>Z\uc138\ub300\uc758 \ud3c9\uade0 \ub2e8\uc77c \uac70\ub798 \uae08\uc561\uc740 18\ub9cc VND(\uc57d 7\ub2ec\ub7ec)\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.<\/li>\n<li>\ud2f1\ud1a1 \uc0f5\uc744 \ube44\ub86f\ud55c \uc18c\uc15c \uc774\ucee4\uba38\uc2a4 \uc5c5\uccb4\ub4e4\uc774 '\uc885\ub7c9\uc81c' \uc2b5\uad00\uc744 \uc720\ub3c4\ud558\ub294 \ubc29\ubc95<\/li>\n<li>\uc804\uc790 \ub808\ub4dc \ud328\ud0b7 \uae30\ub2a5\uc73c\ub85c \uc804\ud1b5 \ucd95\uc81c \uae30\uac04 \ub3d9\uc548 \ud2b8\ub798\ud53d\uc774 \uae09\uc99d\ud558\ub294 300%<\/li>\n<\/ul>\n<p><strong>\uc911\uc7a5\ub144\uce35 \ubc0f \ub178\ub144\uce35<\/strong>\ubd84\uba85\ud55c \ubb38\uc81c\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4:<br \/>\n- \ub124\ud2b8\uc6cc\ud06c \ubcf4\uc548\uc5d0 \ub300\ud55c \uc6b0\ub824\ub85c 32%\uac00 \uac70\ubd80\ub428<br \/>\n- 28%\ub294 \uc6b4\uc601\uc790 \uc778\ud130\ud398\uc774\uc2a4\uac00 \ub108\ubb34 \ubcf5\uc7a1\ud558\ub2e4\ub294 \uac83\uc744 \ub098\ud0c0\ub0c5\ub2c8\ub2e4.<br \/>\n- 19%\uc5d0\uc11c \ucea1\ucc28 \uc218\uc2e0 \uc2e4\ud328 \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>V. \ub3c4\uc2dc\uc640 \ub18d\ucd0c\uc758 \uac1c\ubc1c \uaca9\ucc28 \ud604\ud669<\/h2>\n<h3>(i) \uc778\ud504\ub77c \ube44\uad50<\/h3>\n<table>\n<thead>\n<tr>\n<th>\ub3c4\uc2dc \uc9c0\uc5ed<\/th>\n<th>\ub18d\ucd0c \uc9c0\uc5ed<\/th>\n<th><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>POS \ub2e8\ub9d0\uae30 \ubc00\ub3c4 10,000\uba85\ub2f9 187\ub300 10,000\uba85\ub2f9 23\ub300<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\uc740\ud589 \ud2b9\ud30c\uc6d0 \ud3ec\uc778\ud2b8 1001 TP3T \ucee4\ubc84\ub9ac\uc9c0 621 TP3T \ucee4\ubc84\ub9ac\uc9c0<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\ub124\ud2b8\uc6cc\ud06c \uc9c0\uc5f0 \uc18d\ub3c4 &lt;0.5\ucd08 2~3\ucd08<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>(ii) \uc77c\ubc18\uc801\uc778 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc2dc\ub098\ub9ac\uc624\uc758 \ucc28\uc774\uc810<\/h3>\n<p><strong>\ub3c4\uc2ec \uc18d \ud56b\uc2a4\ud31f:<\/strong><br \/>\n- \ud3b8\uc758\uc810 \ud50c\ub798\uc2dc \ud398\uc774(\uadf8\ub7a9\ub9c8\ud2b8 \ud30c\ud2b8\ub108 \ub9e4\uc7a5 \ubcf4\uae09\ub960 91%)<br \/>\n- \ud0dd\uc2dc \uc790\ub3d9 \uacf5\uc81c(\uadf8\ub7a9\/\ube44 \ucc44\ud0dd\ub960 79%)<br \/>\n- \ucf58\ub3c4\ubbf8\ub2c8\uc5c4 \uc219\ubc15\ube44 \uc9c0\ubd88(\ud638\uce58\ubbfc\uc2dc\uc5d0\uc11c 65% VNPAY \uc9c0\uc6d0)<\/p>\n<p><strong>\ub18d\ucd0c \uce90\ub9ad\ud130:<\/strong><\/p>\n<ol>\n<li>\n<p><strong>\ub18d\uc5c5 \uc778\uc218 \uccb4\uc778 \uae08\uc735<\/strong><\/p>\n<ul>\n<li>1,700\uac1c\uc758 \ud611\ub3d9\uc870\ud569\uacfc \uc5f0\uacc4\ub41c ViettelPay<\/li>\n<li>'\uc300 \ud310\ub9e4 \ucf54\ub4dc' \ubaa8\ub378\uc740 \uba54\ucf69 \uc0bc\uac01\uc8fc \uace1\ubb3c \uc2a4\ud14c\uc774\uc158\uc758 83%\ub97c \ucee4\ubc84\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc815\ubd80 \ubcf4\uc870\uae08\uc758 \ub514\uc9c0\ud138\ud654<\/strong><\/p>\n<ul>\n<li>\uc804\uc790 \ucc44\ub110\uc744 \ud1b5\ud574 \uc9c0\uae09\ub418\ub294 \ub18d\uc5c5 \ubcf4\uc870\uae08\uc740 2023\ub144 14\uc870VND\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc885\uc774 \ubc1c\uae09\uc5d0 \ube44\ud574 \uad00\ub9ac \ube44\uc6a9 \uc808\uac10 37%<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>VI. \uc0b0\uc5c5 \ubcf4\uae09\ub960 \uc2ec\uce35 \ubd84\uc11d<\/p>\n<h3>(i) \ud575\uc2ec \uc601\uc5ed\uc758 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ud604\ud669<\/h3>\n<p>- <strong>\uc18c\ub9e4\uc5c5<\/strong>:<br \/>\n\uc288\ud37c\ub9c8\ucf13 \uccb4\uc778\uc758 100%\uac00 QR \ucf54\ub4dc\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc804\ud1b5 \uc2dd\ud488 \uc2dc\uc7a5\uc758 \ub178\uc810\uc0c1 \uc911 12%\ub9cc\uc774 \uc774\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<p>- <strong>\uad50\uc721 \uae30\uad00<\/strong>:<br \/>\n\uc0ac\ub9bd\ud559\uad50\uc758 86%\ub294 \uc628\ub77c\uc778 \uacb0\uc81c\uac00 \uac00\ub2a5\ud55c \ubc18\uba74, \uacf5\ub9bd\ud559\uad50\ub294 29%\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.<\/p>\n<p>- <strong>\uc758\ub8cc \uc11c\ube44\uc2a4<\/strong>:<br \/>\n\uc0c1\uc704 20\uac1c \ubcd1\uc6d0\uc740 \ubaa8\ub450 \uc9c4\ub8cc\ube44\ub97c \ud604\uae08\uc73c\ub85c \ubc1b\uc9c0 \uc54a\uc9c0\ub9cc \uc57d\uad6d \uc2dc\uc2a4\ud15c\uc740 \ub4a4\ucc98\uc838 \uc788\uc2b5\ub2c8\ub2e4(31%).<\/p>\n<h3>(ii) \ubc29\ud574 \uc694\uc778 \uc870\uc0ac<\/h3>\n<p>\uc124\ubb38\uc870\uc0ac\uc5d0 \ucc38\uc5ec\ud55c \ud310\ub9e4\uc790\uc758 \ud53c\ub4dc\ubc31 \uc0ac\uc720 \ubd84\ud3ec.<\/p>\n<pre><code class=\"language-mermaid\">\ud30c\uc774 \uc81c\ubaa9 \ud310\ub9e4\uc790\uac00 \uc804\uc790 \uacb0\uc81c\ub97c \uac70\ubd80\ud558\ub294 \uc774\uc720\uc758 \ube44\uc728<br>\r\n\"\uacfc\ub3c4\ud55c \ucde8\uae09 \uc218\uc218\ub8cc\" :38%<br>\r\n\"\uc870\uc815 \ubcf5\uc7a1\uc131\":27%<br>\r\n\"\uc7a5\ube44 \ube44\uc6a9\":19%<br>\r\n\"\ud604\uae08 \ud750\ub984 \uc120\ud638\ub3c4\":16%<br>\r\n<\/code><\/pre>\n<p>\ud5a5\ud6c4 3\ub144\uac04\uc758 \uac1c\ubc1c \ub3d9\ud5a5 \uc608\uce21<\/p>\n<p>1.<strong>\uae30\uc220 \ud601\uc2e0\uc758 \ubc29\ud5a5<\/strong><br \/>\n-\uacf5\ud56d \uba74\uc138\uc810\uc5d0\uc11c \uc0dd\uccb4\uc778\uc2dd \uacb0\uc81c\uac00 \ucd5c\ucd08\ub85c \uc2dc\ubc94 \ub3c4\uc785\ub429\ub2c8\ub2e4.<br \/>\n-\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC)\ub294 2025\ub144\uc5d0 \uc2dc\ubc94\uc801\uc73c\ub85c \ub3c4\uc785\ub420 \uc608\uc815\uc785\ub2c8\ub2e4.<br \/>\n-\uad6d\uacbd \uac04 \uacb0\uc81c \uc5f0\ud569, \uc544\uc138\uc548 6\uac1c\uad6d \ud3ec\ud568 \uc608\uc815<\/p>\n<p>2.<strong>\uc2dc\uc7a5 \uc131\uc7a5 \uae30\ub300\uce58<\/strong><\/p>\n<p>\ubcf4\uc2a4\ud134 \ucee8\uc124\ud305 \uadf8\ub8f9 \ubaa8\ub378\ub85c \uce21\uc815\ud55c \uacb0\uacfc\uc785\ub2c8\ub2e4:<\/p>\n<pre><code class=\"language-mermaid\">gantt        <br>\r\n\uc81c\ubaa9 \ubca0\ud2b8\ub0a8 \uc804\uc790\uacb0\uc81c \uc2dc\uc7a5 \uaddc\ubaa8 \uc804\ub9dd       <br>\r\n\ub0a0\uc9dc \ud615\uc2dd YYYY        <br>\r\n\uc139\uc158 \ud2b8\ub79c\uc7ad\uc158 \ud06c\uae30      <br>\r\n\ud604\uae08 \ub300\uccb4: 2024.5\uc5b5 \ub2ec\ub7ec      <br>\r\n\uc139\uc158 \uc0ac\uc6a9\uc790 \uae30\ubc18      <br>\r\n\ud65c\uc131 \uacc4\uc815 \uc218: 202,652,000,000\uac1c     <br>\r\n<\/code><\/pre>\n<p>\uacb0\ub860: \ubca0\ud2b8\ub0a8\uc740 \uc9c0\uc5ed\uc801 \ubd88\uade0\ud615\uacfc \uac19\uc740 \uc5b4\ub824\uc6c0\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc9c0\uc18d\uc801\uc778 \uc815\ucc45 \uc9c0\uc6d0 \uc544\ub798 \uc5f0\ud3c9\uade0 40% \uc774\uc0c1\uc758 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud558\uba70 \ub3d9\ub0a8\uc544\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c\ub97c \uc120\ub3c4\ud558\ub294 \uad6d\uac00\ub85c \ub098\uc544\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud574\uc678 \uae30\uc5c5\ub4e4\uc740 2, 3\uc120 \ub3c4\uc2dc\uc5d0\uc11c \uc2dc\ub098\ub9ac\uc624 \uae30\ubc18 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694\uc5d0 \uc9d1\uc911\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\ubca0\ud2b8\ub0a8\uc758 \uc804\uc790\uacb0\uc81c \ubcf4\uae09\ub960\uc740 \uc5bc\ub9c8\ub098 \ub420\uae4c\uc694? 2024\ub144 \ucd5c\uc2e0 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