{"id":3100,"date":"2025-05-31T21:42:09","date_gmt":"2025-05-31T13:42:09","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3100"},"modified":"2025-05-31T21:42:09","modified_gmt":"2025-05-31T13:42:09","slug":"%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%97%a0%e7%8e%b0%e9%87%91%e7%a4%be%e4%bc%9a%e5%8f%91%e5%b1%95%e7%8e%b0%e7%8a%b6%e5%88%86%e6%9e%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/31\/%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%97%a0%e7%8e%b0%e9%87%91%e7%a4%be%e4%bc%9a%e5%8f%91%e5%b1%95%e7%8e%b0%e7%8a%b6%e5%88%86%e6%9e%90\/","title":{"rendered":"\ubc29\uae00\ub77c\ub370\uc2dc\uc758 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c \uac1c\ubc1c \ud604\ud669 \ubd84\uc11d"},"content":{"rendered":"<p>\ubc29\uae00\ub77c\ub370\uc2dc\uc758 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c \uac1c\ubc1c\uc740 \uc815\ubd80, \ubbfc\uac04 \ubd80\ubb38 \ubc0f \uad6d\uc81c \uae30\uad00\uc774 \ub514\uc9c0\ud138 \uacb0\uc81c\uc640 \uae08\uc735 \ud3ec\uc6a9\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ucd94\uc9c4\ud558\uba74\uc11c \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \ucd08\uae30 \ub2e8\uacc4\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ubc29\uae00\ub77c\ub370\uc2dc\uc758 \ud604\uc7ac \uc0c1\ud669\uc744 \uc5ec\ub7ec \uce21\uba74\uc5d0\uc11c \ubd84\uc11d\ud574 \ubcf4\uba74 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>1. \uc815\ucc45 \ubc0f \uc778\ud504\ub77c \uc9c0\uc6d0<\/strong><\/h3>\n<ul>\n<li><strong>\uc815\ubd80 \uc774\ub2c8\uc154\ud2f0\ube0c<\/strong>::\n<ul>\n<li>'\ub514\uc9c0\ud138 \ubc29\uae00\ub77c\ub370\uc2dc 2021' \uc804\ub7b5\uc740 \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c\ub97c \ud575\uc2ec \ubaa9\ud45c\ub85c \uc0bc\uace0 \uc788\uc73c\uba70, 2018\ub144\uc5d0\ub294 \uc804\uc790 \uac70\ub798\ub97c \uaddc\uc81c\ud558\uae30 \uc704\ud574 \uad6d\uac00 \uacb0\uc81c \uc2dc\uc2a4\ud15c \ubc95\uc548\uc774 \ub3c4\uc785\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc911\uc559\uc740\ud589\uc774 \uc8fc\ub3c4\ud558\ub294 \ubc29\uae00\ub77c QR \ubc0f MFS(\ubaa8\ubc14\uc77c \uae08\uc735 \uc11c\ube44\uc2a4) \ud504\ub808\uc784\uc6cc\ud06c\ub294 \uac00\ub9f9\uc810 \uc811\uadfc\uc758 \ubb38\ud131\uc744 \ub0ae\ucdc4\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\ud2b9\ud30c\uc6d0 \ubc45\ud0b9 \ub124\ud2b8\uc6cc\ud06c<\/strong>\uc804\uad6d\uc5d0 \uc57d 1\ubc31\ub9cc \uac1c\uc758 \ub300\ub9ac\uc810\uc744 \ubcf4\uc720\ud55c \uc6b0\uccb4\uad6d, BRAC \ub4f1\uc758 \uae30\uad00\uc744 \ud1b5\ud55c \ub18d\ucd0c \uc9c0\uc5ed \uc11c\ube44\uc2a4 \ud655\ub300(\uc138\uacc4\uc740\ud589 \ub370\uc774\ud130).<\/li>\n<\/ul>\n<hr>\n<h3><strong>\ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5 2.<\/strong><\/h3>\n<ul>\n<li><strong>\uc9c0\ubc30\uc801\uc778 \ud50c\ub7ab\ud3fc<\/strong>::\n<ul>\n<li>bKash(Ant Group \uc9c0\ubd84)\ub294 7\ucc9c\ub9cc \uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790\ub85c 75%\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \ub098\uac00\ub4dc(\uad6d\uc601 \ubc30\uacbd)\ub294 6\ucc9c\ub9cc \uba85(2023\ub144)\uc73c\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc0ac\uc6a9\uc790 \uae30\ubc18\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\ud2b8\ub79c\uc7ad\uc158 \ud06c\uae30<\/strong>2022\ub144 MFS \uac70\ub798\uc561\uc740 9\uc870 3\ucc9c\uc5b5 Tk(\uc57d 850\uc5b5 \ub2ec\ub7ec)\uc5d0 \ub2ec\ud558\uba70, \uc774\ub294 GDP(RBI \ub370\uc774\ud130)\uc758 20%\ub97c \ucd08\uacfc\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>3. \uc8fc\uc694 \ub3d9\uc778<\/strong><\/h3>\n<ul>\n<li><strong>\uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960<\/strong>451 TP3T \ubcf4\uae09\ub960(GSMA) \ubc0f 851 TP3T 4G \ucee4\ubc84\ub9ac\uc9c0, \ud558\uc9c0\ub9cc \uc2dc\uace8 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 USSD \ud53c\ucc98\ud3f0\uc5d0 \uc758\uc874\ud558\uc5ec \uac70\ub798\ub97c \uc644\ub8cc\ud569\ub2c8\ub2e4.<\/li>\n<li><em>\uae08\uc735 \ud3ec\uc6a9\uc5d0 \ub300\ud55c \uc218\uc694<\/em>\uae30\uc874 \uc740\ud589\uc740 \uc131\uc778 301\uc5b5 3\ucc9c\ub9cc \uba85\uc5d0\uac8c\ub9cc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0, MFS\ub294 \uadf8 \uaca9\ucc28\ub97c \uba54\uc6c1\ub2c8\ub2e4. \uc5ec\uc131 \uacc4\uc88c \ubcf4\uc720\ub294 2014\ub144 261\uc5b5 3\ucc9c\ub9cc \uac1c\uc5d0\uc11c 2021\ub144 441\uc5b5 3\ucc9c\ub9cc \uac1c\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4(Findex).<\/li>\n<\/ul>\n<hr>\n<h3><strong>4. \ub3c4\uc804 \uacfc\uc81c \ubc0f \ubcd1\ubaa9 \ud604\uc0c1<\/strong><\/h3>\n<ul>\n<li><em>\ud604\uae08 \uad00\uc131<\/em>:: 901 TP3T\uc758 \uc18c\uc561 \uac70\ub798\uac00 \uc5ec\uc804\ud788 \ud604\uae08\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc73c\uba70, \uc774\ub294 \ubd80\ubd84\uc801\uc73c\ub85c \uc218\uc218\ub8cc \ubbfc\uac10\uc131(\uc608: bKash \ucd9c\uae08 \uc218\uc218\ub8cc 1.851 TP3T)\uc5d0 \uae30\uc778\ud569\ub2c8\ub2e4(UNCDF \uc5f0\uad6c).<\/li>\n<li><em>\uaddc\uc81c \ud30c\ud3b8\ud654<\/em>\ub2e4\uc591\ud55c \uacb0\uc81c \ub77c\uc774\uc120\uc2a4\uc5d0 \ub300\ud55c \ubcf5\uc7a1\ud55c \uaddc\uce59\uacfc \uad6d\uacbd \uac04 \uacb0\uc81c\uc5d0 \ub300\ud55c \uc81c\ud55c\ub41c \uc678\ud658 \uad00\ub9ac.<\/li>\n<\/ul>\n<hr>\n<h3><strong>5. \ud601\uc2e0 \ubc0f \uad6d\uc81c \ud611\ub825 \uc0ac\ub840<\/strong><\/h3>\n<h3><strong>5. \ud601\uc2e0 \ubc0f \uad6d\uc81c \ud611\ub825 \uc0ac\ub840<\/strong><\/h3>\n<ul>\n<li><strong>\uc9c0\uc5ed \ud601\uc2e0<\/strong>::\n<ul>\n<li><strong>\ube44\uce74\uc2dc\uc758 '\ucf54\ub4dc \uacb0\uc81c'\uc640 \uc18c\uc561 \uae08\uc735\uc758 \ud1b5\ud569<\/strong>\uadf8\ub77c\ubbfc\ud3f0\uacfc \uac19\uc740 \ud1b5\uc2e0\uc0ac\uc640\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uc0ac\uc6a9\uc790\ub294 \ud734\ub300\ud3f0 \uc694\uae08 \uc794\uc561\uc5d0\uc11c \uc9c1\uc811 \uacb0\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ub098\uac00\ub4dc\uc758 \"\ub514\uc9c0\ud138 ID \ubc14\uc778\ub529\"<\/strong>\uc815\ubd80 \uc2dc\ubbfc \ub370\uc774\ud130\ubca0\uc774\uc2a4\ub97c \ud65c\uc6a9\ud55c \ucd08\uace0\uc18d \uacc4\uc88c \uac1c\uc124\ub85c 2\ub144 \ub9cc\uc5d0 \uc0ac\uc6a9\uc790 \uc218\uac00 \ub450 \ubc30\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uad6d\uc81c \uc790\ubcf8 \ubc0f \uae30\uc220 \ud22c\uc785<\/strong>::\n<ul>\n<li>\uc564\ud2b8 \uadf8\ub8f9, \ube44\uce90\uc2dc\uc5d0 \uc790\ubcf8 \ud22c\uc785 \ud6c4 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc54c\uace0\ub9ac\uc998 \ub3c4\uc785, \uc0ac\uae30 \ubc1c\uc0dd\ub960 301% \uac10\uc18c.<\/li>\n<li>Visa\ub294 \ud604\uc9c0 \uc740\ud589\uacfc \uc81c\ud734\ud558\uc5ec MFS\uc640 \uae30\uc874 POS \ub124\ud2b8\uc6cc\ud06c\ub97c \uc5f0\uacb0\ud558\ub294 \uc120\ubd88 \uce74\ub4dc\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>6. \uc0b0\uc5c5 \uc5d0\ucf54 \ud655\uc7a5(B2B \ubc0f \uacf5\uacf5 \uc11c\ube44\uc2a4)<\/strong><\/h3>\n<ul>\n<li><em>\uae30\uc5c5 \uacb0\uc81c<\/em>Rocket(\ub124\ub35c\ub780\ub4dc-\ubc29\uae00\ub77c\ub370\uc2dc \uc740\ud589)\uc740 \uc758\ub958 \uacf5\uc7a5\uc5d0 \ub514\uc9c0\ud138\ud654\ub41c \uae09\uc5ec\ub97c \uc81c\uacf5\ud558\uba70, 200\ub9cc \uba85 \uc774\uc0c1\uc758 \uadfc\ub85c\uc790(\uc218\ucd9c \uc81c\uc870 60%)\ub97c \ub300\uc0c1\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/li>\n<li><em>\uad6d\uc601 \uae30\uc5c5<\/em>\ub2e4\uce74 \uc804\ub825\uccad\uc774 MFS \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud55c \ud6c4, \uc5f0\uccb4\uc728\uc740 221 TP3T\uc5d0\uc11c 91 TP3T\ub85c \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4(RBI \ubcf4\uace0\uc11c 2023).<\/li>\n<\/ul>\n<hr>\n<h3><strong>7. \uc0ac\ud68c \ubb38\ud654\uc801 \uc7a5\ubcbd<\/strong><\/h3>\n<ul>\n<li><em>\uc131\ubcc4 \ucc28\uc774<\/em>:: \uc5ec\uc131 MFS \uc0ac\uc6a9\uc790 \uc911 34%\ub9cc\uc774 \uc1a1\uae08 \uae30\ub2a5\uc744 \uc801\uadf9\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\uace0 \uc788\uc73c\uba70(GSMA \uc5ec\uc131 \uae08\uc735 \ud3ec\uc6a9\uc131 \ubcf4\uace0\uc11c), \uadf8 \uc911 \uc77c\ubd80\ub294 \uac00\uad6c\uc758 \ub0a8\uc131\uc774 \uae30\uae30\ub97c \uc81c\uc5b4\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/li>\n<li><em>\uc790\uc2e0\uac10 \uaca9\ucc28<\/em>\ub18d\ucd0c \uc9c0\uc5ed\uc758 \ud604\uae08 \uc120\ud638\ub294 '\uac00\uc0c1 \uc794\uc561'\uc5d0 \ub300\ud55c \ubd88\uc548\uac10, \uc989 \uac70\ub798\ub97c \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \uc0c1\ub2f4\uc6d0\uc774 \uc0c1\uc8fc\ud574\uc57c \ud55c\ub2e4\ub294 \ud544\uc694\uc131\uc5d0\uc11c \ube44\ub86f\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>8. \ubbf8\ub798 \ud2b8\ub80c\ub4dc<\/strong><\/h3>\n<ol>\n<li><strong>\uc288\ud37c \uc571 \uacf5\ubaa8\uc804<\/strong>\uc608\ub97c \ub4e4\uc5b4, \uc5ec\ud589 \ud50c\ub7ab\ud3fc\uc778 Pathao\ub294 \uacb0\uc81c\ub97c \ud1b5\ud569\ud558\uc5ec \uae30\uc874\uc758 \uac70\ub300 MFS \uc5c5\uccb4\uc5d0 \ub3c4\uc804\uc7a5\uc744 \ub0b4\ubc00\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<li><em><strong>CBDC \ud30c\uc77c\ub7ff<\/strong><\/em>\ubc29\uae00\ub77c\ub370\uc2dc \uc911\uc559\uc740\ud589\uc740 2025\ub144\uc5d0 \uc18c\ub9e4 \uae30\ubc18 \ub514\uc9c0\ud138 \ud654\ud3d0\ub97c \ud14c\uc2a4\ud2b8\ud560 \uacc4\ud68d\uc774\uba70, \uc774\ub97c \ud1b5\ud574 \ud1b5\uc2e0 \uc740\ud589\uc758 \uc5ed\ud560\uc774 \uc7ac\ud3b8\ub420 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n<hr>\n<h3><strong>[\uc8fc\uc694 \uacb0\uacfc]<\/strong><\/h3>\n<p>\ubc29\uae00\ub77c\ub370\uc2dc\ub294 \uc138\uacc4 \ucd5c\uace0\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c \ubcf4\uae09 \uccb4\uacc4\ub97c \uad6c\ucd95\ud588\uc9c0\ub9cc \ud604\uae08 \uc758\uc874\ub3c4, \uaddc\uc81c \uc2dc\ub108\uc9c0 \ud6a8\uacfc, \uc131 \ud3c9\ub4f1\uc740 \uc5ec\uc804\ud788 \ud070 \uacfc\uc81c\ub85c \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4. \ubc29\uae00\ub77c\ub370\uc2dc\uc758 \ubaa8\ub378\uc740 \ub0a8\uc544\uc2dc\uc544\uc758 \ub2e4\ub978 \uc800\uc18c\ub4dd \uad6d\uac00\ub4e4\uc5d0\uac8c \uc720\uc775\ud55c \uc815\ubcf4\ub97c 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