{"id":3104,"date":"2025-05-31T21:42:15","date_gmt":"2025-05-31T13:42:15","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3104"},"modified":"2025-05-31T21:42:15","modified_gmt":"2025-05-31T13:42:15","slug":"%e5%8d%b0%e5%b0%bc%e4%ba%ba%e6%80%8e%e4%b9%88%e5%9c%a8tokopedia%e3%80%81shopee%e4%b8%8a%e4%bb%98%e6%ac%be%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/31\/%e5%8d%b0%e5%b0%bc%e4%ba%ba%e6%80%8e4%b9%88%e5%9c%a8tokopedia%e3%80%81shopee%e4%b8%8a%e4%bb%98%e6%ac%be%ef%bc%9f\/","title":{"rendered":"\uc778\ub3c4\ub124\uc2dc\uc544\uc778\uc740 \ud1a0\ucf54\ud53c\ub514\uc544, \uc1fc\ud53c\uc5d0\uc11c \uc5b4\ub5bb\uac8c \uacb0\uc81c\ud558\ub098\uc694?"},"content":{"rendered":"<h1>\uc778\ub3c4\ub124\uc2dc\uc544\uc778\uc740 \ud1a0\ucf54\ud53c\ub514\uc544, \uc1fc\ud53c\uc5d0\uc11c \uc5b4\ub5bb\uac8c \uacb0\uc81c\ud558\ub098\uc694? \uc804\uccb4 \uacb0\uc81c \uac00\uc774\ub4dc<\/h1>\n<h2>I. \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \uc774\ucee4\uba38\uc2a4 \uacb0\uc81c \uac1c\uc694<\/h2>\n<p>2\uc5b5 7\ucc9c\ub9cc \uba85\uc774 \ub118\ub294 \uc778\uad6c\uc640 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc778\ud130\ub137 \uc0ac\uc6a9\uc790 \uae30\ubc18\uc744 \uac16\ucd98 \ub3d9\ub0a8\uc544\uc2dc\uc544 \ucd5c\ub300 \uc774\ucee4\uba38\uc2a4 \uc2dc\uc7a5 \uc911 \ud558\ub098\uc778 \uc778\ub3c4\ub124\uc2dc\uc544\uc5d0\ub294 \uc774 \uc9c0\uc5ed\uc5d0\uc11c \uac00\uc7a5 \uc778\uae30 \uc788\ub294 \ub450 \uac00\uc9c0 \uc774\ucee4\uba38\uc2a4 \ud50c\ub7ab\ud3fc\uc774 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \uacb0\uc81c \ubc29\ubc95\uc744 \uc774\ud574\ud558\ub294 \uac83\uc740 \uad6c\ub9e4\uc790\uc640 \ud310\ub9e4\uc790 \ubaa8\ub450\uc5d0\uac8c \ub9e4\uc6b0 \uc911\uc694\ud55c \uc77c\uc785\ub2c8\ub2e4.<\/p>\n<p>2023\ub144 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \uc774\ucee4\uba38\uc2a4 \uac70\ub798\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\uc804\uc790\uc9c0\uac11 \uc810\uc720\uc728 45% \ub2ec\uc131<\/li>\n<li>\uc740\ud589 \uc1a1\uae08\uc740 30%\ub97c \ucc28\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n<li>COD(\ub300\uae08 \uc0c1\ud658)\ub294 15%\ub97c \ucc28\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n<li>\uae30\ud0c0 \ubc29\ubc95(\uc2e0\uc6a9\uce74\ub4dc\/\ud3b8\uc758\uc810 \uacb0\uc81c \ub4f1)\uc774 10%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \uc778\uae30\ub85c \uc778\ud574 \uc810\uc810 \ub354 \ub9ce\uc740 \uc778\ub3c4\ub124\uc2dc\uc544 \uc18c\ube44\uc790\ub4e4\uc774 \uae30\uc874\uc758 \ud604\uae08 \uacb0\uc81c \ubc29\uc2dd\ubcf4\ub2e4 \ud3b8\ub9ac\ud55c \uc628\ub77c\uc778 \uacb0\uc81c \ubc29\uc2dd\uc744 \uc120\ud638\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\ub458\uc9f8, \ud1a0\ucf54\ud53c\ub514\uc544 \ud50c\ub7ab\ud3fc\uc758 \uc8fc\ub958 \uacb0\uc81c \ubc29\ubc95<\/h2>\n<h3>(i) \ud1a0\ucf54\ud53c\ub514\uc544\uc758 \uc790\uccb4 \uc804\uc790\uc9c0\uac11: OVO<\/h3>\n<ol>\n<li>\n<p><strong>\ubc14\uc778\ub529 \ubc0f \ucda9\uc804 \ud504\ub85c\uc138\uc2a4<\/strong><\/p>\n<ul>\n<li>OVO \uc571\uc744 \ub2e4\uc6b4\ub85c\ub4dc\ud558\uace0 \uacc4\uc815\uc744 \ub4f1\ub85d\ud558\uc138\uc694.<\/li>\n<li>ATM \uc740\ud589 \uc1a1\uae08 \ub610\ub294 \ud3b8\uc758\uc810\uc744 \ud1b5\ud574 OVO \uc9c0\uac11\uc744 \ucda9\uc804\ud558\uc138\uc694.<\/li>\n<li>OVO\ub294 \ud1a0\ucf54\ud53c\ub514\uc544 \uacc4\uc815\uacfc \uc790\ub3d9\uc73c\ub85c \uc5f0\uacb0\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc7a5\uc810<\/strong><\/p>\n<ul>\n<li>\ud1a0\ucf54\ud53c\ub514\uc544 \ub3c5\uc810 \ud61c\ud0dd \ubc0f \uce90\uc2dc\ubc31<\/li>\n<li>'\ub098\uc911\uc5d0 \uacb0\uc81c\ud558\uae30' \uae30\ub2a5\uc744 \uc0ac\uc6a9\ud558\uba74 \ud560\ubd80 \uacb0\uc81c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<li>OVO \ud3ec\uc778\ud2b8\ub294 \uc81c\ud734 \uac00\ub9f9\uc810\uc5d0\uc11c \uc0c1\ud488\uc774\ub098 \ud560\uc778 \ucfe0\ud3f0\uc73c\ub85c \uad50\ud658\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc8fc\uc758<\/strong><br \/>\n\uc77c\uc77c \uac70\ub798 \ud55c\ub3c4 2,000\ub9cc \ub8e8\ud53c\uc544(\uc57d \ubbf8\ud654 1,300\ub2ec\ub7ec)<\/p>\n<\/li>\n<\/ol>\n<h3>(ii) \uc740\ud589 \uc1a1\uae08<\/h3>\n<ol>\n<li>\n<p><strong>\uc8fc\uc694 \uc740\ud589 \uc9c0\uc6d0<\/strong><br \/>\nBCA, Mandiri, BNI, BRI \ubc0f \uae30\ud0c0 \ubaa8\ub4e0 \uc8fc\uc694 \uc778\ub3c4\ub124\uc2dc\uc544 \ud604\uc9c0 \uc740\ud589\uc740 \uc8fc\ubb38 \uacb0\uc81c\ub97c \uc704\ud574 Tokopedia \uacc4\uc815\uc73c\ub85c \uc9c1\uc811 \uc774\uccb4\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<\/li>\n<li>\n<p><strong>\uc808\ucc28<\/strong><br \/>\n\"\uc740\ud589 \uc1a1\uae08\" \uc120\ud0dd \u2192 \uacc4\uc88c \uc740\ud589 \uc120\ud0dd \u2192 \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc0dd\uc131\ud55c \uac00\uc0c1 \uacc4\uc88c \ubc88\ud638\uc5d0 \ub530\ub77c \uc1a1\uae08 \u2192 \uae08\uc561\uc774 \uc8fc\ubb38 \ucd1d\uc561\uacfc \uc815\ud655\ud788 \uc77c\uce58\ud574\uc57c \ud568 \u2192 \uc2dc\uc2a4\ud15c\uc5d0\uc11c \ubcf4\ud1b5 5~15\ubd84 \uc774\ub0b4\uc5d0 \uc790\ub3d9\uc73c\ub85c \uc790\uae08 \uc218\ub839\uc744 \ud655\uc778\ud569\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ol>\n<h3>(iii) \uc778\ub3c4\ub9c8\ud2b8\/\uc54c\ud30c\ub9c8\ud2b8 \ud3b8\uc758\uc810 \uc624\ud504\ub77c\uc778 \uacb0\uc81c<\/h3>\n<ol>\n<li><strong>\ud574\ub2f9 \uc778\uad6c<\/strong>\uc740\ud589 \uacc4\uc88c\uac00 \uc5c6\uac70\ub098 \uc740\ud589 \uacc4\uc88c\uac00 \uc5c6\ub294 \uc0ac\uc6a9\uc790\uac00 \uc120\ud638\ud558\ub294 \uc635\uc158\uc785\ub2c8\ub2e4.<\/li>\n<\/ol>\n<p>2.<strong>\ud2b9\uc815 \ud504\ub85c\uc138\uc2a4<\/strong>::<br \/>\n\uc8fc\ubb38\ud560 \ub54c '\uc778\ub3c4\ub9c8\ub81b\/\uc54c\ud30c\ub9c8\ud2b8 \uacb0\uc81c'\ub97c \uc120\ud0dd\ud569\ub2c8\ub2e4.<br \/>\n\uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc0dd\uc131\ub41c 16\uc790\ub9ac \uacb0\uc81c \ucf54\ub4dc\ub97c \uc800\uc7a5\ud569\ub2c8\ub2e4.<br \/>\n48\uc2dc\uac04 \uc774\ub0b4\uc5d0 \uc0c1\uc810 \uce74\uc6b4\ud130\uc5d0\uc11c \ucf54\ub4dc\ub97c \uc81c\uc2dc\ud558\uba74 \ud604\uae08 \uacb0\uc81c\uac00 \uc644\ub8cc\ub429\ub2c8\ub2e4.<\/p>\n<p>3.<strong>\ud2b9\uc218\uc131<\/strong>::<br \/>\n\ucd94\uac00 \uc218\uc218\ub8cc \uc5c6\uc74c<br \/>\n\ub300\uaddc\ubaa8 \uac70\ub798\uc5d0 \uc801\ud569(\ucd5c\ub300 5\ubc31\ub9cc IDR)<\/p>\n<h2>Shopee \ud50c\ub7ab\ud3fc\uc758 \uc8fc\uc694 \uacb0\uc81c \uc194\ub8e8\uc158<\/h2>\n<h3>(i) ShopeePay \uc804\uc790\uc9c0\uac11 \uc804\uc6a9 \uc11c\ube44\uc2a4<\/h3>\n<p>1.<strong>\ud65c\uc131\ud654 \ubc29\ubc95<\/strong>:<br \/>\n\uba3c\uc800 KYC \ubcf8\uc778 \uc778\uc99d\uc744 \uc644\ub8cc\ud574\uc57c \ud569\ub2c8\ub2e4(\uc2e0\ubd84\uc99d \uc5c5\ub85c\ub4dc).<br \/>\n\ucd5c\uc18c \ucda9\uc804 \uae08\uc561\uc740 10,000 IDR(\uc57d $0.65)\uc785\ub2c8\ub2e4.<\/p>\n<p>2.<strong>\ud575\uc2ec \uae30\ub2a5 \ud558\uc774\ub77c\uc774\ud2b8<\/strong>:<br \/>\n\uc624\ud504\ub77c\uc778 \ub9e4\uc7a5\uc5d0\uc11c\uc758 \uc9c0\ucd9c\uc744 \uc704\ud55c \uc2a4\uce94 \ubc0f \uacb0\uc81c \uae30\ub2a5<br \/>\n\ub9e4\uc8fc \uae08\uc694\uc77c 5% \uce90\uc2dc\ubc31\uc774 \uace0\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4!<br \/>\n\uc804\ud654\/\uacf5\uacfc\uae08 \ubc0f \uae30\ud0c0 \uc0dd\ud65c\ube44 \uc9c0\ubd88\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<p>\ud1b5\uacc4\uc5d0 \ub530\ub974\uba74 ShopeePay \uc0ac\uc6a9\uc790\uc758 \uc7ac\uad6c\ub9e4\uc728\uc740 \uc77c\ubc18 \uc0ac\uc6a9\uc790\ubcf4\ub2e4 371\ubc30\ub098 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>(ii) DANA \ub514\uc9c0\ud138 \uc9c0\uac11 \ud1b5\ud569<\/h3>\n<p>BCA\uc758 \uc804\uc790 \ud654\ud3d0\uc778 DANA\ub294 Shopee\uc5d0\uc11c \ub2e4\uc74c\uacfc \uac19\uc740 \uace0\uc720\ud55c \uc774\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<br \/>\n- BCA \uace0\uac1d\uc744 \uc704\ud55c \uc989\uac01\uc801\uc778 \uc778\uc99d\uc73c\ub85c \uac10\uc0ac \ub300\uae30 \uc2dc\uac04 \uc81c\uac70<br \/>\n- ATM \ud604\uae08 \uc794\uc561 \uc9c1\uc811 \uc778\ucd9c\uc744 \uc704\ud55c DANA \uc9c1\ubd88 \uce74\ub4dc<\/p>\n<p>\ucc38\uace0: DANA\uc758 \ub2e8\uc77c \uac70\ub798 \ud55c\ub3c4\ub294 1,000\ub9cc IDR\uc774\uace0 \uc6d4 \ucd1d \ud55c\ub3c4\ub294 5,000\ub9cc IDR\uc785\ub2c8\ub2e4.<\/p>\n<h2>\ud604\uc9c0\ud654\ub41c COD \ud604\uae08 \uacb0\uc81c \uad00\ud589<\/h2>\n<p>\uc804 \uc138\uacc4\uc801\uc73c\ub85c COD \ube44\uc728\uc744 \ub0ae\ucd94\ub294 \uac83\uc774 \ucd94\uc138\uc9c0\ub9cc \uc778\ub3c4\ub124\uc2dc\uc544\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \uc911\uc694\ud55c \ubb38\uc81c\uc785\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\ud14c\ub77c\uc2a4<\/th>\n<th>COD \uc801\uc6a9 \ubc94\uc704<\/th>\n<th>\ucde8\uae09 \uc218\uc218\ub8cc<\/th>\n<th>\ucd5c\ub300 \uae08\uc561 \ud55c\ub3c4<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ud1a0\ucf54\ud53c\ub514\uc544<\/td>\n<td>60% \uc9c0\uc5ed \uc9c0\uc6d0<\/td>\n<td>\uc8fc\ubb38 \uc218\ub7c9 1%-3%<\/td>\n<td>3\ubc31\ub9cc IDR<\/td>\n<\/tr>\n<tr>\n<td>Shopee<\/td>\n<td>85% \uc601\uc5ed \ucee4\ubc84\ub9ac\uc9c0<\/td>\n<td>\ubb34\ub8cc \uc815\ucc45 \uc9c0\uc18d<\/td>\n<td>5\ubc31\ub9cc IDR<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ud2b9\ubcc4 \ucc38\uace0: \uc790\uce74\ub974\ud0c0\ub97c \ube44\ub86f\ud55c \uc8fc\uc694 \ub3c4\uc2dc\uc5d0\uc11c\ub294 \uc218\ucde8\uc778\uc774 OTP \ucf54\ub4dc\uac00 \uc788\ub294 \uce74\ub4dc\ub97c \uc2a4\uc640\uc774\ud504\/\uc2a4\uce94\ud558\uc5ec \ud604\uc7a5\uc5d0\uc11c \uacb0\uc81c\ud558\uace0 \uc0c1\uc790\ub97c \uc5f4\uc5b4 \ubb3c\ud488\uc744 \uac80\uc0ac\ud558\ub294 \uc2a4\ub9c8\ud2b8 \ud0dd\ubc30 \ubcf4\uad00\ud568 COD \uc11c\ube44\uc2a4\ub97c \uc2dc\ubc94 \uc6b4\uc601\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uad6d\uacbd \uac04 \uac70\ub798\ub97c \uc704\ud55c \ud2b9\ubcc4 \uc561\uc138\uc2a4<\/p>\n<p>\uc218\uc785 \uc0c1\ud488\uc744 \uad6c\ub9e4\ud574\uc57c \ud558\ub294 \ubd84\ub4e4\uc744 \uc704\ud574:<\/p>\n<p>1. \ud1a0\ucf54\ud53c\ub514\uc544 \ud06c\ub85c\uc2a4\ubcf4\ub354 \uc874\uc744 \ud5c8\uc6a9\ud569\ub2c8\ub2e4.<br \/>\n- \ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc \uad6d\uc81c \uc2e0\uc6a9\uce74\ub4dc(\ucd94\uac00 11% \ubd80\uac00\uac00\uce58\uc138)<br \/>\n- Wise \uacf5\uc2dd \uc1a1\uae08 \ucc44\ub110 (\uc2e0\uaddc)<\/p>\n<p>2. Shopeed\uc758 \uad6d\uc81c \ubc84\uc804\uc774 \uc81c\uacf5\ub429\ub2c8\ub2e4.<br \/>\n- PayPal USD \uacb0\uc81c \uc635\uc158<br \/>\n- JCB \uce74\ub4dc \uc720\ud615\ubcc4 \ud504\ub85c\ubaa8\uc158<\/p>\n<p>\uc911\uc694 \ucc38\uace0: \ucd5c\uc2e0 BI \uc678\ud658 \uad00\ub9ac \uaddc\uc815\uc5d0 \ub530\ub77c \ubbf8\ud654 750\ub2ec\ub7ec\ub97c \ucd08\uacfc\ud558\ub294 \ub2e8\uc77c \ud574\uc678 \uad6c\ub9e4\ub294 \uc0ac\uc804\uc5d0 \uc790\uae08 \ucd9c\ucc98\ub97c \uc2e0\uace0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc548\uc804\ud55c \uacb0\uc81c\ub97c \uc704\ud55c 7\uac00\uc9c0 \ud669\uae08\ub960<\/p>\n<p>\ub298\uc5b4\ub098\ub294 \uc628\ub77c\uc778 \uc1fc\ud551 \uc0ac\uae30\ub97c \ud53c\ud558\ub824\uba74 \ub2e4\uc74c \uc0ac\ud56d\uc5d0 \uc720\uc758\ud558\uc138\uc694.<\/p>\n<p>\uc571\uc5d0 \ub0b4\uc7a5\ub41c \ube0c\ub77c\uc6b0\uc800\ub97c \ud1b5\ud574\uc11c\ub9cc \uacb0\uc81c \ud398\uc774\uc9c0\uc5d0 \uc811\uc18d\ud558\uac70\ub098, \u2460\uc571\uc5d0 \ub0b4\uc7a5\ub41c \ube0c\ub77c\uc6b0\uc800\ub97c \ud1b5\ud574\uc11c\ub9cc \uacb0\uc81c \ud398\uc774\uc9c0\uc5d0 \uc811\uc18d\ud569\ub2c8\ub2e4.<br \/>\nWhatsApp\uc5d0\uc11c \ube44\uacf5\uac1c \uac70\ub798\ub97c \uc694\uccad\ud558\ub294 \ud310\ub9e4\uc790\ub97c \uc8fc\uc758\ud558\uc138\uc694.<br \/>\nOTP + \uc9c0\ubb38 \uc778\uc2dd\uacfc \uac19\uc740 \uc774\uc911 \uc778\uc99d \ud65c\uc131\ud654.<br \/>\n\uc800\uc7a5\ub41c \uc624\ub798\ub41c \uce74\ub4dc \uc815\ubcf4\ub97c \uc815\uae30\uc801\uc73c\ub85c \uc815\ub9ac\ud569\ub2c8\ub2e4.<br \/>\n\uc218\ucde8\uc778 \uc774\ub984\uc5d0 \"PT Tokopedia\"\/\"SeaMoney\"\uac00 \ubc18\ub4dc\uc2dc \ud3ec\ud568\ub418\uc5b4 \uc788\ub294\uc9c0 \ud655\uc778\ud558\uc138\uc694.<br \/>\n(6) \ub300\ub7c9 \ubc30\uc1a1\uc758 \uacbd\uc6b0 FPKD \uc778\uc99d\uc744 \ubc1b\uc740 \ubb3c\ub958\uc5c5\uccb4\uc5d0 \uc6b0\uc120\uad8c\uc774 \uc8fc\uc5b4\uc9d1\ub2c8\ub2e4;<br \/>\n(vii) \uc131\uacf5\uc801\uc778 \uacb0\uc81c\uc758 \ubaa8\ub4e0 \uc2a4\ud06c\ub9b0\uc0f7\uc744 \ucd5c\uc18c 90\uc77c \ub3d9\uc548 \ubcf4\uad00\ud569\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\ub798 \ud601\uc2e0 \ubc29\ud5a5 \uc2dc\uacc4<\/p>\n<p>\uc911\uc559\uc740\ud589\uc758 \uccad\uc0ac\uc9c4 2024 \uacf5\uac1c\uc5d0 \ub530\ub974\uba74 \ud14c\uc2a4\ud2b8 \uc911\uc778 \uc0c8\ub85c\uc6b4 \uae30\ub2a5\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc0dd\uccb4 \uc778\uc2dd \ud06c\ub85c\uc2a4 \ud50c\ub7ab\ud3fc \ud1b5\ud569 \uc778\uc99d(BJPS \uc2dc\uc2a4\ud15c \ud558\uc5d0\uc11c).<br \/>\n\ube14\ub85d\uccb4\uc778 \uae30\uc220\ub85c \ubcf4\ud638\ub418\ub294 \uc5d0\uc2a4\ud06c\ub85c \uc911\uac1c \uc5d0\uc2a4\ud06c\ub85c \uacb0\uc81c;<br \/>\n\ub514\uc9c0\ud138 \ub8e8\ud53c(CBDC) \uc9c1\uc811 \uc5f0\uacb0 \uc804\uc790 \uc0c1\uac70\ub798 \uacb0\uc81c \uc2dc\ubc94 \uc11c\ube44\uc2a4<\/p>\n<p>\uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \ud30c\uc545\ud558\uba74 \ub514\uc9c0\ud138 \uacb0\uc81c\uc5d0 \ub300\ud55c \ucd5c\uc2e0 \uc815\ubcf4\ub97c \ud30c\uc545\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4!<\/p>\n<h2>V. \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \uc804\uc790\uc0c1\uac70\ub798 \uacb0\uc81c\uc5d0 \ub300\ud574 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<h3>(i) \uacb0\uc81c \uc2e4\ud328 \uc2dc \uc5b4\ub5bb\uac8c \ucc98\ub9ac\ud558\ub098\uc694?<\/h3>\n<ol>\n<li>\n<p><strong>\uae30\ubcf8 \uc815\ubcf4 \ud655\uc778<\/strong><\/p>\n<ul>\n<li>\uce74\ub4dc\/\uc804\uc790\uc9c0\uac11 \uc794\uc561 \ud655\uc778<\/li>\n<li>\uc218\uc2e0 \uacc4\uc815\uc758 \uc815\ubcf4\uac00 \uc815\ud655\ud55c\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc548\uc815\uc801\uc778 \ub124\ud2b8\uc6cc\ud06c \uc5f0\uacb0 \ud655\uc778(4G\/WiFi \uc804\ud658 \ud14c\uc2a4\ud2b8 \uad8c\uc7a5)<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uac01 \ud50c\ub7ab\ud3fc\ubcc4 \uace0\uac1d \uc11c\ube44\uc2a4 \ucc44\ub110<\/strong>::<br \/>\n| \ud50c\ub7ab\ud3fc &gt; WhatsApp \uace0\uac1d \uc11c\ube44\uc2a4 \ubc88\ud638 &gt; \uc804\ud654 \ud56b\ub77c\uc778 &gt; \uc571\uc5d0 \ub0b4\uc7a5\ub41c \uc628\ub77c\uc778 \uace0\uac1d \uc11c\ube44\uc2a4 &gt; \uace0\uac1d \uc11c\ube44\uc2a4 \uc13c\ud130<br \/>\n|&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;&#8212;-|<br \/>\n| \ud1a0\ucf54\ud53c\ub514\uc544 | +62-815-1111-1010 | 1500-009 | 24\uc2dc\uac04 \uc778\ud154\ub9ac\uc804\uc2a4 + \ud734\uba38\ub2c8\ud2f0|<br \/>\nShopee | +62-811-8707-922 \uff5c(021)5080-1555 | 9:00-21:00 \uc11c\ube44\uc2a4 | \uc11c\ube44\uc2a4|<\/p>\n<\/li>\n<li>\n<p><strong>\ud2b9\uc218 \uc0c1\ud669 \ucc98\ub9ac<\/strong>::<br \/>\n\"\uacb0\uc81c \uae08\uc561\uc774 \ucc28\uac10\ub418\uc5c8\uc9c0\ub9cc \uc8fc\ubb38\uc774 \ud655\uc778\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.\"\ub77c\ub294 \uc0c1\ud669\uc774 \ubc1c\uc0dd\ud558\uba74 \uace0\uac1d\uc13c\ud130\ub85c \ubb38\uc758\ud574 \uc8fc\uc138\uc694:<br \/>\n\uc740\ud589\/\uc804\uc790\uc9c0\uac11 \uac70\ub798 \ubc14\uc6b0\ucc98 \uc2a4\ud06c\ub9b0\uc0f7 \uc800\uc7a5\ud558\uae30<br \/>\n\uac70\ub798 \ucc38\uc870 \ubc88\ud638(TRX ID) \uae30\ub85d\ud558\uae30<br \/>\n\uacf5\uc2dd \ucc44\ub110\uc744 \ud1b5\ud574 \ubd88\ub9cc \uc0ac\ud56d \uc81c\ucd9c, \ubcf4\ud1b5 \uc601\uc5c5\uc77c \uae30\uc900 2\uc77c \uc774\ub0b4\uc5d0 \ud574\uacb0\ub429\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ol>\n<h3>(ii) \uc0c8\ub85c\uc6b4 GST \ubd80\uac00\uac00\uce58\uc138 \uaddc\uc815\uc758 \uc601\ud5a5<\/h3>\n<p>2024\ub144 4\uc6d4\ubd80\ud130 \uc801\uc6a9\ub418\ub294 \uc138\uae08 \uc815\ucc45\uc758 \uc8fc\uc694 \ub0b4\uc6a9\uc785\ub2c8\ub2e4:<\/p>\n<p>- <strong>\ubd80\uac00\uac00\uce58\uc138(LVGT)<\/strong>3\ubc31\ub9cc \ub8e8\ud53c\uc544 \uc774\ud558\uc758 \uc218\uc785\ud488\uc5d0 \ub300\ud55c 11% \ubd80\uac00\uac00\uce58\uc138<br \/>\n- <strong>\uc9c0\uc5ed \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4 \uc138\uae08<\/strong>\ubaa8\ub4e0 \uc804\uc790\uc9c0\uac11 \ucda9\uc804 \uc2dc 1%\uc758 \ucd94\uac00 \uc815\ubd80 \uc138\uae08\uc774 \ubd80\uacfc\ub429\ub2c8\ub2e4.<br \/>\n- <strong>\uc138\uae08\uacc4\uc0b0\uc11c \ud68d\ub4dd<\/strong>\ud1a0\ucf54\ud53c\ub514\uc544 \"\ub0b4 \uc8fc\ubb38\" \ub610\ub294 \uc1fc\ud53c \"\uad6c\ub9e4 \ub0b4\uc5ed\"\uc5d0\uc11c \uc804\uccb4 \uc138\uae08 \ubc14\uc6b0\ucc98\ub97c \ub2e4\uc6b4\ub85c\ub4dc\ud558\uc138\uc694.<\/p>\n<p>\uc911\uc694 \ucc38\uace0: OVO\uc640 \uac19\uc740 \ud604\uc9c0 \uacb0\uc81c \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uba74 \uc138\uae08\uc744 \ud3ec\ud568\ud55c \ucd1d \uac00\uaca9\uc774 \uc790\ub3d9\uc73c\ub85c \uacc4\uc0b0\ub418\uc5b4 \ud45c\uc2dc\ub418\uc9c0\ub9cc, \uad6d\uc81c \uc2e0\uc6a9\uce74\ub4dc\ub85c \uacb0\uc81c\ud55c \uc138\uae08\uc740 \uccad\uad6c\uc11c\uc5d0 \ubcc4\ub3c4\ub85c \ud45c\uc2dc\ub429\ub2c8\ub2e4.<\/p>\n<p>VI. \ud310\ub9e4\uc790 \uc218\uae08 \uc194\ub8e8\uc158 \ube44\uad50<\/p>\n<p>\ud50c\ub7ab\ud3fc\uc5d0\uc11c \ud310\ub9e4\ud558\ub294 \ud310\ub9e4\uc790\uc758 \uacbd\uc6b0 \ub450 \ud50c\ub7ab\ud3fc \uac04\uc758 \uc815\uc0b0 \ucc28\uc774\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<h3>(i) \ud1a0\ucf54\ud53c\ub514\uc544 \ud310\ub9e4\uc790 \uacc4\uc815 \uae30\ub2a5<\/h3>\n<ol>\n<li><strong>\uc815\uc0b0 \uc8fc\uae30 \ub9e4\ud2b8\ub9ad\uc2a4<\/strong><\/li>\n<\/ol>\n<p>|\uacb0\uc81c \ubc29\ubc95 \uff5cT+1 \ube44\uc728\uff5c\ucd5c\uc18c \uc778\ucd9c \uae08\uc561\uff5c\uc218\uc218\ub8cc\uc728 | \uc218\uc218\ub8cc\uc728<br \/>\n|-----\uff5c---\uff5c- ---\uff5c---|<br \/>\n|OVO \uc989\uc2dc \uc774\uccb4 |100% |- \u2502\ubb34\ub8cc |<br \/>\n|BCA \uc740\ud589 \uacc4\uc88c \u250298% \u250250,000IDR \u25020.5% |<br \/>\n| \uae30\ud0c0 \ud604\uc9c0 \uc740\ud589 \u250295% \u2502100,000IDR \u25020.75%-1% |<\/p>\n<p>2.<strong>\uc8fc\uc694 \uae30\ub2a5<\/strong>::<br \/>\n- '\ubaa8\ub2ec \ud1a0\ucf54' \uc2e0\uc6a9 \uc2dc\uc124: \ud310\ub9e4 \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \ucd5c\ub300 2\uc5b5 IDR\uc758 \uc6b4\uc804\uc790\uae08 \uc9c0\uc6d0<br \/>\n\uba40\ud2f0 \uc2a4\ud1a0\uc5b4 \ud1b5\ud569 \uccad\uc0b0 \uc13c\ud130 \uc9c0\uc6d0<\/p>\n<h3>(ii) Shopee \ud310\ub9e4\uc790\ub97c \uc704\ud55c \uc7ac\uc815\uc801 \uc774\uc810<\/h3>\n<p>1.<strong>\uc694\uae08 \uae30\ubcf8 \uc124\uc815<\/strong>(2024\ub144 2\ubd84\uae30 \uae30\uc900):<br \/>\n\u00a0\u00a0' \uc2e0\uaddc \uc140\ub7ec\ub294 \uccab 3\uac1c\uc6d4 \ub3d9\uc548 \uc218\uc218\ub8cc 0% \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\u00a0\u00a0' ShopeePay\ub85c \uacb0\uc81c \uc218\ucde8 \uc2dc 0.6% \uc218\uc218\ub8cc \uc778\ud558<\/p>\n<p>2.<strong>\uc790\uae08 \uad00\ub9ac \ub3c4\uad6c<\/strong>::<br \/>\n\u00a0\u00a0 ' \uc790\ub3d9 \uccad\uad6c\uc11c \ubd84\ud560 \uc2dc\uc2a4\ud15c(\uacf5\uae09\uc5c5\uccb4\/\ubb3c\ub958 \uac04 \uc790\ub3d9 \ubd84\ud560 \ube44\uc728 \uc124\uc815 \uac00\ub2a5)<br \/>\n\u00a0\u00a0 '\ud574\uc678 \ud310\ub9e4\uc790\ub294 USD\/SGD\uc640 \uac19\uc740 \ub2e4\uc911 \ud1b5\ud654 \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<p>\ucc38\uace0: \ub450 \ud50c\ub7ab\ud3fc \ubaa8\ub450 \ud558\ub8e8\uc5d0 5,000,000 IDR \uc774\uc0c1\uc744 \ucd9c\uae08\ud558\ub824\uba74 NPWP(\ub0a9\uc138\uc790 \uc2dd\ubcc4 \ubc88\ud638)\uac00 \ud655\uc778\ub41c \ubc95\uc778 \uc740\ud589 \uacc4\uc88c\uac00 \ubb36\uc5ec \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>VII. \ub3c4\uc2dc\uc640 \ub18d\ucd0c\uc758 \uacb0\uc81c \uc2b5\uad00 \ucc28\uc774\uc640 \ub300\uc751 \uc804\ub7b5<\/p>\n<p>\ucd5c\uc2e0 \uc778\uad6c\uc870\uc0ac \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \ud55c \uc9c0\uc5ed\ubcc4 \ubd84\uc11d:<\/p>\n<h3>(i) Java\uc640 \uac19\uc740 \uac1c\ubc1c \uc601\uc5ed\uc758 \ud2b9\uc131<\/h3>\n<p>- \uc804\uc790\uc9c0\uac11 \ubcf4\uae09\ub960 67%(\uc804\uad6d \ud3c9\uade0\ubcf4\ub2e4 15% \ud3ec\uc778\ud2b8 \ub192\uc74c)<br \/>\n- BNI\uc640 \uac19\uc740 \uad6d\uc601 \uc740\ud589\uc758 QR\ucf54\ub4dc \ud1b5\ud569 \uacb0\uc81c\ub97c \uc120\ud638\ud569\ub2c8\ub2e4.<br \/>\n- \uc57c\uac04 \uc2dc\uac04\ub300(20:00-23:59) \uac70\ub798\uac00 \ud558\ub8e8 \uc804\uccb4 \uac70\ub798\uc758 41%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>(ii) \uc678\ub534 \uc12c \uc9c0\uc5ed\uc758 \ud2b9\ubcc4\ud55c \uc694\uad6c \uc0ac\ud56d<\/h3>\n<p>\uc778\ud504\ub77c\uac00 \ucde8\uc57d\ud55c \uc9c0\uc5ed\uc758 \uacbd\uc6b0 \ub2e4\uc74c \ud504\ub85c\uadf8\ub7a8\uc744 \uc870\ud569\ud558\uc5ec \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<pre><code>if(\uad6c\ub9e4\uc790\uac00 \ud30c\ud478\uc544\/NTT \ub4f1\uc5d0 \uc704\uce58){<br>\r\n\u00a0\u00a0\u00a0\uc120\ud638\ud558\ub294 \uc778\ub3c4\ub9c8\ub81b \uc624\ud504\ub77c\uc778 \uacb0\uc81c \ucf54\ub4dc.<br>\r\n\u00a0\u00a0\u00a0\ub300\uccb4 \uc6b0\ud3b8 \uc1a1\uae08(Wesel Pos).<br>\r\n\u00a0\u00a0\u00a0\ubb3c\ub958\ub294 JNE\/Tiki\uc640 \uac19\uc740 \ud480 \ucee4\ubc84\ub9ac\uc9c0 \ud0dd\ubc30\ub97c \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4.<br>\r\n}<br>\r\n<\/code><\/pre>\n<p>\ub300\ud45c\uc801\uc778 \uc0ac\ub840 \uc5f0\uad6c: \uc911\ubd80 \uc220\ub77c\uc6e8\uc2dc \uc12c\uc758 \uc5b4\ucd0c \uacf5\ub3d9\uccb4\uac00 \uc54c\ud30c\ub9c8\ud2b8 \ub9e4\uc7a5\uc744 \ud1b5\ud574 \uc5b4\uad6c\ub97c \uc628\ub77c\uc778\uc73c\ub85c \uacf5\ub3d9 \uad6c\ub9e4\ud558\ub294 \uc131\uacf5\uc801\uc778 \ubaa8\ub378\uc740 \ud1a0\ucf54\ud53c\ub514\uc544\uc5d0\uc11c \uc6b0\uc120\uc21c\uc704\ub97c \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc5ec\ub35f, \uc2dc\uc98c\ubcc4 \ud504\ub85c\ubaa8\uc158 \uacb0\uc81c \uc804\ub7b5<\/p>\n<p>\ub2e4\uc74c \uc8fc\uc694 \uc2dc\uac04\ub300\ub97c \ucd5c\ub300\ud55c \ud65c\uc6a9\ud558\uc138\uc694.<\/p>\n<p>\uc62c\ud574\uc758 3\ub300 \uc1fc\ud551 \ucd95\uc81c \uac04 \ub9ac\uc18c\uc2a4 \ud560\ub2f9 \ube44\uad50<\/p>\n<p>|\ub0a0\uc9dc \ubc94\uc704 \u4e28 \uacb0\uc81c \uc81c\uc548 \uac15\ub3c4 \u4e28 \uc900\ube44 \uc81c\uc548 \uc8fc\uae30 \u4e28 \uc900\ube44<br \/>\n|-\u4e28-----\u4e28-----\u4e28-----\u4e28 -----|<br \/>\n\u2223\ub77c\ub9c8\ub2e8 \ud504\ub85c\ubaa8\uc158\u222330\uc77c~7\uc77c\u2223\uc804\uc561 \ud560\uc778 + \ubb34\uc774\uc790 \ud560\ubd80\u222345\uc77c \uc804\uc5d0 \ucc3d\uace0\ub85c \uc120\uc785\uace0\u2223<br \/>\n\u2223\ub354\ube14 12 \u222312.01-12.15 \u2223\ub808\ub4dc \ud328\ud0b7 \ube44 + \ubc30\uc1a1 \ucfe0\ud3f0 \u222311\uc6d4 \uc911\uc21c \uc900\ube44\u2223<br \/>\n\ub3c5\ub9bd\uae30\ub150\uc77c \uc138\uc77c \u22238\uc6d4 \ud55c \ub2ec\uac04 \u2223\uad6d\ube44 \uc9c0\uc6d0 \ud560\uc778 \ucfe0\ud3f0 \u22237\uc6d4 \ub9d0\uae4c\uc9c0 \uc120\ud0dd \uc644\ub8cc \u22237\uc6d4 \ub9d0\uae4c\uc9c0 \uc120\ud0dd \uc644\ub8cc<\/p>\n<p>\uc2e4\uc6a9\uc801\uc778 \ud301\uc744 \uacf5\uc720\ud558\uc138\uc694.<br \/>\n' \uc2a4\ud0dc\ud0b9 \ud301: \"\ud50c\ub7ab\ud3fc \ubc14\uc6b0\ucc98\ub97c \uba3c\uc800 \ubc1b\uace0 \u2192 \ub9cc\ub514\ub9ac \uce74\ub4dc\ub85c \uacb0\uc81c\ud558\uba74 \ud560\uc778\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\"<br \/>\n'\ud63c\uc7a1\uc744 \ud53c\ud558\ub294 \ud301: \ub3d9\ubd80 \uc2dc\uac04\ub300 \uc0ac\uc6a9\uc790\ub294 \uc11c\uc591 \uc2dc\uac04 \uc790\uc815 \uc774\ud6c4(\uc790\uce74\ub974\ud0c0\uc5d0\uc11c\ub294 23:00 \uc774\ud6c4)\uc5d0 \uadf8\ub79c\ub4dc \ud53c\ub0a0\ub808\ub97c \uc644\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4!<\/p>\n<p>\uc9c0\uc18d\uc801\uc73c\ub85c \uc5c5\ub370\uc774\ud2b8\ub418\ub294 \uc774 \uac00\uc774\ub4dc\ub294 \uc778\ub3c4\ub124\uc2dc\uc544 \ub514\uc9c0\ud138 \uc0dd\ud0dc\uacc4\uc758 \uc6b4\uc601 \ub17c\ub9ac\ub97c \uc2ec\ub3c4 \uc788\uac8c \uc774\ud574\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. \ud2b9\uc815 \uc740\ud589\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc6b4\uc601 \ub9e4\ub274\uc5bc\uc774\ub098 \ucd5c\uc2e0 \uc815\ucc45 \ud574\uc11d\uc744 \ud655\uc778\ud558\ub824\uba74 \uc911\uc559\uc740\ud589 \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8(bi.go.id\/payment-system)\ub97c \uc815\uae30\uc801\uc73c\ub85c \ubc29\ubb38\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\uc778\ub3c4\ub124\uc2dc\uc544\uc778\ub4e4\uc740 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