{"id":3105,"date":"2025-05-31T21:42:17","date_gmt":"2025-05-31T13:42:17","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3105"},"modified":"2025-05-31T21:42:17","modified_gmt":"2025-05-31T13:42:17","slug":"%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e6%95%b0%e6%8d%ae%e6%8a%a5%e5%91%8a","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/31\/%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e6%95%b0%e6%8d%ae%e6%8a%a5%e5%91%8a\/","title":{"rendered":"\ud30c\ud0a4\uc2a4\ud0c4 \uacb0\uc81c \uc0ac\uc6a9\uc790 \ub370\uc774\ud130 \ubcf4\uace0\uc11c"},"content":{"rendered":"

\uc544\ub798\ub294 \uc8fc\uc694 \ud2b8\ub80c\ub4dc, \uc2dc\uc7a5 \ud50c\ub808\uc774\uc5b4 \ubc0f \ud5a5\ud6c4 \uc804\ub9dd\uc744 \ub2e4\ub8e8\ub294 \ud30c\ud0a4\uc2a4\ud0c4\uc758 \uacb0\uc81c \uc0ac\uc6a9\uc790 \ub370\uc774\ud130\uc5d0 \ub300\ud55c \uad6c\uc870\ud654\ub41c \ubd84\uc11d \ubcf4\uace0\uc11c\uc785\ub2c8\ub2e4:<\/p>\n

\n

\ud30c\ud0a4\uc2a4\ud0c4 \uacb0\uc81c \uc0b0\uc5c5 \uc0ac\uc6a9\uc790 \ub370\uc774\ud130\uc5d0 \ub300\ud55c \ud575\uc2ec \uc778\uc0ac\uc774\ud2b8(2023-2024\ub144)<\/strong><\/h3>\n

1. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5<\/strong><\/h4>\n
    \n
  • \uc0ac\uc6a9\uc790 \uae30\ubc18<\/strong>\uc57d 1\uc5b5 2\ucc9c\ub9cc \uba85\uc758 \uc131\uc778 \uc911 \uc740\ud589 \uacc4\uc88c\ub97c \ubcf4\uc720\ud55c \uc0ac\ub78c\uc740 2\uc5b5 5\ucc9c\ub9cc \uba85\uc5d0 \ubd88\uacfc\ud558\uc9c0\ub9cc, \ubaa8\ubc14\uc77c \uc9c0\uac11 \uc0ac\uc6a9\uc790\ub294 4\ucc9c 5\ubc31\ub9cc \uba85(\uc5f0\uac04 \uc131\uc7a5\ub960 181%)\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.<\/li>\n
  • \ud2b8\ub79c\uc7ad\uc158 \ud06c\uae30<\/strong>2023\ub144 \ub514\uc9c0\ud138 \uacb0\uc81c \uaddc\ubaa8\ub294 \uc804\ub144 \ub300\ube44 321% \uc99d\uac00\ud55c 45\uc5b5 \ub2ec\ub7ec\ub97c \ub3cc\ud30c\ud588\uc2b5\ub2c8\ub2e4(RBI \ub370\uc774\ud130).<\/li>\n
  • \uce68\ud22c \ub3d9\uc778<\/strong>::\n
      \n
    • \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960<\/em>48%\uc758 \uc131\uc778 \uc911 \uc2a4\ub9c8\ud2b8\ud3f0\uc744 \uc0ac\uc6a9\ud558\ub294 \ube44\uc728(GSMA 2023).<\/li>\n
    • \uc815\ucc45 \ucd94\uc9c4\ub825<\/em>\uc815\ubd80\ub294 \uacf5\ubb34\uc6d0 \uae09\uc5ec\ub97c \ub514\uc9c0\ud138 \uacb0\uc81c\ub97c \ud1b5\ud574 \uc9c0\uae09\ud558\ub294 \uac83\uc744 \uc758\ubb34\ud654\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

      2. \uc8fc\uc694 \uacb0\uc81c \uc218\ub2e8 \ube44\uc728<\/strong><\/h4>\n\n\n\n\n\n\n\n\n
      \uacb0\uc81c \uc720\ud615<\/th>\n\uc2dc\uc7a5 \uc810\uc720\uc728<\/th>\n\uc77c\ubc18\uc801\uc778 \uc0ac\uc6a9\uc790 \ud504\ub85c\ud544<\/th>\n<\/tr>\n<\/thead>\n
      \ubaa8\ubc14\uc77c \uc9c0\uac11(\uc7ac\uc988\uce90\uc2dc, \uc774\uc9c0\ud30c\uc774\uc0ac)<\/td>\n42%<\/td>\n\uc80a\uc740 \uc5f0\ub839\ub300(18~35\uc138), \uc740\ud589 \uac70\ub798\uac00 \uc5c6\ub294 \uacbd\uc6b0<\/td>\n<\/tr>\n
      \uc740\ud589 \uc1a1\uae08(IBFT)<\/td>\n30%<\/td>\n\uc911\uc18c\uae30\uc5c5, \ub3c4\uc2dc \uc911\uc0b0\uce35<\/td>\n<\/tr>\n
      \ub300\uae08 \uc0c1\ud658<\/td>\n20%<\/td>\n\uc774\ucee4\uba38\uc2a4 \uc18c\ube44\uc790(\ud2b9\ud788 \ud2f0\uc5b4 2 \ubc0f \ud2f0\uc5b4 3 \ub3c4\uc2dc)<\/td>\n<\/tr>\n
      \uce74\ub4dc(\uc9c1\ubd88 \uce74\ub4dc \uae30\ubc18)<\/td>\n<8%<\/td>\n\uace0\uae09 \ub3c4\uc2dc \uc778\uad6c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

      3. \uc0c1\uc704 \ud50c\ub808\uc774\uc5b4\uc758 \uacbd\uc7c1 \uad6c\ub3c4<\/strong><\/h4>\n
        \n
      • JazzCash<\/strong>(VEON\uc5d0\uc11c \uc6b4\uc601):
        \n2,800\ub9cc \uba85\uc758 \ud65c\uc131 \uc0ac\uc6a9\uc790, \ud558\ub8e8 5\ubc31\ub9cc \uac74\uc758 \uac70\ub798, \ud1b5\uc2e0\uc0ac \ud3ec\uc778\ud2b8 \uc0ac\uc6a9 \uc2dc \uc774\uc810.<\/li>\n
      • EasyPaisa<\/strong>(\ud154\ub808\ub178\uc5b4 \ubd80\uc11c):
        \n17\ub9cc \uac1c\uc758 \uc5d0\uc774\uc804\ud2b8 \uc9c0\uc810\uc744 \ubcf4\uc720\ud55c \uc774 \ud68c\uc0ac\ub294 \uad6d\uacbd \uac04 \uc1a1\uae08(\ud30c\ud0a4\uc2a4\ud0c4\uc5d0\uc11c \uad6d\ub0b4\ub85c \uc1a1\uae08\ud55c \uae08\uc561 151\uc8703\ucc9c\uc5b5 \uc6d0)\uc744 \uc804\ubb38\uc73c\ub85c \ucde8\uae09\ud569\ub2c8\ub2e4.<\/li>\n
      • \uc2e0\ud765 \uc138\ub825<\/strong><\/em>::
        \n\uc54c\ub9ac\ud398\uc774\uc640 UBL\uc774 \ud611\ub825\ud558\uc5ec \uc911\uad6d-\ud30c\ud0a4\uc2a4\ud0c4 \uacbd\uc81c\ud68c\ub791\uc758 \uc0c1\uc778\ub4e4\uc744 \ub300\uc0c1\uc73c\ub85c 'UPaisa'\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

        4. \ucf54\ub85c\ub098 \uc774\ud6c4 \ud589\ub3d9 \ubcc0\ud654<\/strong><\/h4>\n

        \ucf54\ub85c\ub09819 \uc774\ud6c4 \uacb0\uc81c \ud589\ud0dc\uc758 \ubcc0\ud654(\uc8fc\uc694 \ud2b8\ub80c\ub4dc 2020-2023)<\/strong><\/h3>\n

        (1) \ube44\uc811\ucd09 \uacb0\uc81c\uc758 \ud3ed\ubc1c\uc801 \uc131\uc7a5<\/strong><\/h4>\n
          \n
        • QR\ucf54\ub4dc \uacb0\uc81c\uc758 \uc778\uae30<\/strong>\uc18c\uaddc\ubaa8 \ud310\ub9e4\uc790 QR\ucf54\ub4dc \ucc44\ud0dd\ub960, \ucf54\ub85c\ub09819 \ubc1c\uc0dd \uc804 121%\uc5d0\uc11c 2023\ub144 391%\uae4c\uc9c0 \uae09\uc99d(\uce74\ub77c\uce58 \uc2dc\uc7a5 \uc870\uc0ac).<\/li>\n
        • \uc99d\uac00\ud558\ub294 \uc0dd\uccb4 \uc778\uc99d<\/strong>JazzCash\uc758 \uc9c0\ubb38\/\uc5bc\uad74 \uc778\uc2dd \uac70\ub798\ub294 \uc804\uccb4 \uac70\ub798\uc758 27%\ub97c \ucc28\uc9c0\ud569\ub2c8\ub2e4(2019\ub144 \ub300\ube44 8\ubc30 \uc131\uc7a5).<\/li>\n<\/ul>\n

          (2) \uc804\uc790 \uc0c1\uac70\ub798\uac00 \uc120\ubd88 \uacb0\uc81c \ud589\ud0dc\uc758 \ubcc0\ud654\ub97c \uc8fc\ub3c4\ud569\ub2c8\ub2e4.<\/strong><\/h4>\n
            \n
          • \uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \ub098\uc911\uc5d0 \uc9c0\ubd88(BNPL) \ubcf4\uae09\ub960 \uc99d\uac00<\/strong>\ub2e4\ub77c\uc988, \ud478\ub4dc\ud310\ub2e4 \ub4f1\uc758 \ud50c\ub7ab\ud3fc\uc5d0\uc11c 620\ub9cc \uba85\uc758 BNPL \uc0ac\uc6a9\uc790(\uc804\uc790\uc0c1\uac70\ub798 \uacb0\uc81c\uc561 181\uc870 \uc6d0)\ub97c \ub300\uc0c1\uc73c\ub85c \ud560\ubd80 \uacb0\uc81c\ub97c \uc2dc\uc791\ud569\ub2c8\ub2e4.<\/li>\n
          • \ud604\uae08 \ubc30\uc1a1 \ube44\uc728\uc740 \uac10\uc18c\ud558\uace0 \uc788\uc9c0\ub9cc \uc5ec\uc804\ud788 \uc555\ub3c4\uc801\uc778 \ube44\uc911\uc744 \ucc28\uc9c0\ud569\ub2c8\ub2e4.<\/strong>\uc774\ucee4\uba38\uc2a4 COD \ube44\uc728\uc740 2020\ub144 781\uc870\uc6d0\uc5d0\uc11c 2023\ub144 651\uc870\uc6d0\uc73c\ub85c \uac10\uc18c\ud558\uc9c0\ub9cc, \uc9c0\ubc29 \uc9c0\uc5ed\uc740 \uc5ec\uc804\ud788 801\uc870\uc6d0\uc744 \ucd08\uacfc\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

            (3) \uc815\ubd80 \uc815\ucc45\uc758 \ub514\uc9c0\ud138\ud654 \uac00\uc18d\ud654<\/strong><\/h4>\n
              \n
            • \uc5d0\ud558\uc2a4 \uae34\uae09 \uc790\uae08 \uc9c0\uc6d0 \uc81c\ub3c4<\/em>\ubaa8\ubc14\uc77c \uc9c0\uac11\uc744 \ud1b5\ud55c \ubcf4\uc870\uae08 \uc9c0\uae09, 800\ub9cc \uac1c\uc758 \uc2e0\uaddc \uc5ec\uc131 \ub514\uc9c0\ud138 \uacc4\uc815(RBI \ubcf4\uace0\uc11c).<\/li>\n
            • \uc138\uae08 \uc778\uc13c\ud2f0\ube0c<\/em>\uc911\uc18c \ud310\ub9e4\uc790\uc758 \uc811\uadfc\uc131\uc744 \ub192\uc774\uae30 \uc704\ud55c \ub514\uc9c0\ud138 \uac70\ub798\uc5d0 \ub300\ud55c 151 TP3T GST \uba74\uc81c.<\/li>\n<\/ul>\n
              \n

              6. \uc0ac\uc6a9\uc790 \ubd88\ub9cc \uc0ac\ud56d \ubc0f \ubbf8\ucda9\uc871 \uc694\uad6c \uc0ac\ud56d<\/strong><\/h3>\n\n\n\n\n\n\n\n
              \ubb38\uc81c \uc601\uc5ed<\/th>\n\uad6c\uccb4\uc801\uc778 \ud45c\ud604<\/th>\n\ube44\uc988\ub2c8\uc2a4 \uae30\ud68c<\/th>\n<\/tr>\n<\/thead>\n
              \uc790\uc2e0\uac10 \ubd80\uc871<\/strong><\/td>\n75% \ube44\uacf5\uc2dd \uacbd\uc81c \uc885\uc0ac\uc790\ub4e4\uc774 \uae08\uc735 \ubcf4\uc548\uc5d0 \ub300\ud574 \uac71\uc815\ud558\ub294 \uc774\uc720<\/td>\n\ube14\ub85d\uccb4\uc778 \uac10\uc0ac \uc194\ub8e8\uc158<\/td>\n<\/tr>\n
              \ubd88\ucda9\ubd84\ud55c \uae08\uc735 \uc774\ud574\ub825<\/strong><\/td>\n31% \uc0ac\uc6a9\uc790\ub9cc \uc774\uc790 \uacc4\uc0b0 \ubc29\uc2dd\uc744 \uc774\ud574\ud569\ub2c8\ub2e4.<\/td>\n\uac8c\uc784\ud615 \uae08\uc735 \uad50\uc721 \uc571<\/td>\n<\/tr>\n
              \uad6d\uacbd \uac04 \ubcd1\ubaa9 \ud604\uc0c1<\/strong><\/em><\/td>\n\uc911\uad6d-\ud30c\ud0a4\uc2a4\ud0c4 \ubb34\uc5ed \uacb0\uc81c\ub294 \uc5ec\uc804\ud788 \ud558\uc648\ub77c \uc9c0\ud558 \uc2dc\uc2a4\ud15c\uc5d0 \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/td>\n\uc54c\ub9ac\ud398\uc774-\ub9ac\uc57c\ud2b8 \uacf5\ub3d9 \uaddc\uc815 \uc900\uc218 \ucc44\ub110 \uac1c\ubc1c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
              \n

              7. \ud5a5\ud6c4 3\ub144(2024~2026\ub144) \uc804\ub9dd<\/strong><\/h3>\n
                \n
              1. \uc5d0\uc774\uc804\ud2b8 \ubc45\ud0b9 \ud655\uc7a5<\/strong>\ub18d\ucd0c \ub300\ub9ac\uc810 \uc218\uac00 \ud604\uc7ac 21\ub9cc \uac1c\uc5d0\uc11c 35\ub9cc \uac1c\ub85c \ub298\uc5b4\ub098 \ubcf4\ud5d8 \ud61c\ud0dd\uc744 \ubc1b\uc9c0 \ubabb\ud558\ub294 6\ucc9c\ub9cc \uba85\uc5d0\uac8c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/li>\n
              2. \uc774\uc2ac\ub78c \ud540\ud14c\ud06c\uc758 \ubd80\uc0c1<\/strong><\/em> \uc0e4\ub9ac\uc544\ub97c \uc900\uc218\ud558\ub294 P2P \ub300\ucd9c \ud50c\ub7ab\ud3fc\uc740 1\uc870 4\ucc9c\uc5b5 \ub2ec\ub7ec\uc758 \ud22c\uc790\ub97c \uc720\uce58\ud560 \uac83\uc785\ub2c8\ub2e4(\uc608: \ud30c\ud0a4\uc2a4\ud0c4 \ucd5c\ucd08\uc758 \ud560\ub784 BNPL \ud50c\ub7ab\ud3fc\uc778 Qard).<\/li>\n
              3. \uc911\uad6d\uc758 \uae30\uc220 \uc218\ucd9c \ud655\ub300<\/strong>:\n
                  \n
                • WeChat \uacb0\uc81c<\/em>\ud569\uc791 \ud22c\uc790 \ubaa8\ub378\uc744 \ud1b5\ud574 \uac04\uc120\uae09\ud589\ubc84\uc2a4(BRT) \uc2dc\ub098\ub9ac\uc624\uc5d0 \uc9c4\uc785\ud560 \uac83\uc744 \uc81c\uc548\ud569\ub2c8\ub2e4.<\/li>\n
                • \ud654\uc6e8\uc774 \ud074\ub77c\uc6b0\ub4dc<\/em>\ud604\uc9c0 \uc740\ud589\uacfc \ud568\uaed8 301\uc870\uc6d0\uc758 \ubd80\uc2e4\ucc44\uad8c \ube44\uc728\uc744 \uc904\uc77c \uc218 \uc788\ub294 AI \uc0ac\uae30 \ubc29\uc9c0 \uc2dc\uc2a4\ud15c\uc744 \ud14c\uc2a4\ud2b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
                  \n

                  [\uc804\ub7b5\uc801 \uad8c\uc7a5 \uc0ac\ud56d]<\/strong><\/h3>\n

                  \u2705 \ud574\uc678\ub85c \uc9c4\ucd9c\ud558\ub294 \uae30\uc5c5\uc758 \uacbd\uc6b0<\/strong><\/em>:
                  \n\ud83d\udc49\ud83c\udffb \ub294 76%\uc758 \ud65c\uc131 \ub514\uc9c0\ud138 \uacb0\uc81c \uc0ac\uc6a9\uc790\uc5d0 \ub3c4\ub2ec\ud55c \uce74\ub4dc \ucc44\ub110\ubcf4\ub2e4 JazzCash\/EasyPaisa API\uc758 \ud1b5\ud569\uc744 \uc6b0\uc120\uc2dc\ud569\ub2c8\ub2e4.
                  \n\ud83d\udc49\ud83c\udffb 45\uc138 \uc774\uc0c1\uc758 \uc2e0\ud765 \uc0ac\uc6a9\uc790 \uadf8\ub8f9\uc744 \ub300\uc0c1\uc73c\ub85c '\ubb38\ub9f9 \ud1f4\uce58 \uce5c\ud654\uc801\uc778' UI(\uc74c\uc131 \ud0d0\uc0c9 + \uc544\uc774\ucf58 \uc0c1\ud638 \uc791\uc6a9)\ub97c \uc124\uacc4\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

                  \ubcf4\ub2e4 \uad6c\uccb4\uc801\uc778 \ubc84\ud2f0\uceec \ub370\uc774\ud130(\uc608: \ub18d\uc5c5 \uacf5\uae09\ub9dd \uae08\uc735\/\uad6d\uacbd \uac04 \uadfc\ub85c\uc790 \uc1a1\uae08)\uac00 \ud544\uc694\ud558\uba70, \uc774\ub97c \ubd84\uc11d \ub300\uc0c1\uc73c\ub85c \ucd94\uac00 \uc9c0\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"

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