{"id":3118,"date":"2025-05-31T21:52:19","date_gmt":"2025-05-31T13:52:19","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3118"},"modified":"2025-05-31T21:52:19","modified_gmt":"2025-05-31T13:52:19","slug":"%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e4%b8%8e%e6%b5%8b%e8%af%95%e6%b5%81%e7%a8%8b%e8%a7%a3%e6%9e%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/31\/%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e4%b8%8e%e6%b5%8b%e8%af%95%e6%b5%81%e7%a8%8b%e8%a7%a3%e6%9e%90\/","title":{"rendered":"\uc911\ub3d9 \uacb0\uc81c \uc0cc\ub4dc\ubc15\uc2a4 \ud658\uacbd \ubc0f \ud14c\uc2a4\ud2b8 \ud750\ub984 \ubd84\uc11d"},"content":{"rendered":"<h1>\uc911\ub3d9 \uacb0\uc81c \uc0cc\ub4dc\ubc15\uc2a4 \ud658\uacbd \ubc0f \ud14c\uc2a4\ud2b8 \ud750\ub984 \ubd84\uc11d<\/h1>\n<h2>I. \uc911\ub3d9 \uacb0\uc81c \uc2dc\uc7a5\uc758 \ud2b9\uc9d5<\/h2>\n<ol>\n<li>\n<p><strong>\uc9c0\uc5ed\uc801 \ud2b9\uc131<\/strong>::<\/p>\n<ul>\n<li>\uc2e0\uc6a9\uce74\ub4dc \ubcf4\uae09\ub960\uc774 \ub0ae\uace0 \ud604\uae08 \uac70\ub798\uac00 \uc5ec\uc804\ud788 \uac70\ub798\uc758 \ub9ce\uc740 \ubd80\ubd84\uc744 \ucc28\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n<li>Mada \uce74\ub4dc(\uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544), Fawry(\uc774\uc9d1\ud2b8)\uc640 \uac19\uc740 \ud604\uc9c0 \uacb0\uc81c \uc218\ub2e8\uc774 \uc9c0\ubc30\uc801\uc785\ub2c8\ub2e4.<\/li>\n<li>\uc774\uc2ac\ub78c \uae08\uc735 \uaddc\uc815 \uc900\uc218 \uc694\uad6c \uc0ac\ud56d(\uc0e4\ub9ac\uc544 \uc900\uc218)<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc8fc\uc694 \uad6d\uac00\ubcc4 \ucc28\uc774\uc810<\/strong>::<\/p>\n<ul>\n<li>\uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544: \ub9c8\ub2e4 \uce74\ub4dc + \uc560\ud50c \ud398\uc774\/\uc0bc\uc131 \ud398\uc774<\/li>\n<li>UAE: \ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \uc778\uae30\uac00 \ub192\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc774\uc9d1\ud2b8: \ud604\uae08 \uc120\ubd88 \ubc14\uc6b0\ucc98(\ud3ec\ub9ac)\uac00 \uc9c0\ubc30\uc801<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h2>II. \uba54\uc778\uc2a4\ud2b8\ub9bc \uc0cc\ub4dc\ubc15\uc2a4 \ud658\uacbd \uac1c\uc694<\/h2>\n<h3>PayPal \uc911\ub3d9 \uc0cc\ub4dc\ubc15\uc2a4<\/h3>\n<ul>\n<li><strong>\uc9c0\uc6d0 \ud1b5\ud654<\/strong>AED, SAR, EGP \ubc0f \uae30\ud0c0 \uc9c0\uc5ed \ud1b5\ud654<\/li>\n<li><strong>\ud2b9\uc218 \uae30\ub2a5<\/strong>::\n<ul>\n<li>\uc544\ub78d\uc5b4 \uc804\uc6a9 \uc624\ub958 \ucf54\ub4dc \uc5d0\ubbac\ub808\uc774\uc158(\uc608: \"IBAN \uc778\uc99d \uc2e4\ud328\")<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>Checkout.com \uc911\ub3d9 \ud14c\uc2a4\ud2b8 \ud658\uacbd<\/h3>\n<ul>\n<li><strong>\uc8fc\uc694 \uc11c\ube44\uc2a4<\/strong>::\n<pre><code class=\"language-javascript\">  \/\/ \ub9c8\ub2e4 \uce74\ub4dc \ud14c\uc2a4\ud2b8 \ubc88\ud638 \uc608\uc2dc <br>\r\n  4406470000000097 (3DS v1)<br>\r\n  5456030000006165 (3DS v2)<br>\r\n<\/code><\/pre>\n<\/li>\n<\/ul>\n<h3>Telr \uc0cc\ub4dc\ubc15\uc2a4 \uc2dc\uc2a4\ud15c(UAE \ud3ec\ucee4\uc2a4)<\/h3>\n<ul>\n<li><strong>\uace0\uc720 \uc124\uc815<\/strong>::<\/li>\n<\/ul>\n<pre><code class=\"language-bash\">curl https:\/\/uat.telr.com\/gateway\/order.json \\<br>\r\n-H \"\ucf58\ud150\uce20 \uc720\ud615: \uc560\ud50c\ub9ac\ucf00\uc774\uc158\/json\" \\<br>\r\n-d '{<br>\r\n    \"IVP_method\": \"create\",<br>\r\n    \"IVP_STORE\": YOUR_STORE_ID,<br>\r\n    \"IVP_AUTH_KEY\": YOUR_AUTH_KEY,<br>\r\n    \"IVP_CARTID\": UNIQUE_ORDER_ID,<br>\r\n    \"ivp_amount\": AMOUNT_IN_AED_SAR_EGP,<br>\r\n}'<br>\r\n<\/code><\/pre>\n<h2>III. \ud575\uc2ec \ud14c\uc2a4\ud2b8 \ud504\ub85c\uc138\uc2a4 \ud504\ub808\uc784\uc6cc\ud06c<\/h2>\n<ol>\n<li><strong>\uae30\ucd08 \uad6c\uc131 \ub2e8\uacc4<\/strong><\/li>\n<\/ol>\n<pre><code>[\uac8c\uc774\ud2b8\uc6e8\uc774 \uc120\ud0dd] \u2192 [\ud1b5\ud654 \uc124\uc815(AED\/SAR\/EGP)] \u2192 [\uc5b8\uc5b4 \ud328\ud0b7 \ub85c\ub4dc]<br>\r\n       \u2193 <br>\r\n[\uaddc\uc815 \uc900\uc218 \ud655\uc778] \u2190 [\ucf5c\ubc31 URL \uad6c\uc131]<br>\r\n<\/code><\/pre>\n<ol start=\"2\"><\/p>\n<li><strong>\uc8fc\uc694 \ud14c\uc2a4\ud2b8 \uc2dc\ub098\ub9ac\uc624 \ub9e4\ud2b8\ub9ad\uc2a4<\/strong><\/li>\n<\/ol>\n<table>\n<thead>\n<tr>\n<th>\ud14c\uc2a4\ud2b8 \uc0ac\ub840<\/th>\n<th>\uc0ac\uc6b0\ub514(MADA)<\/th>\n<th>UAE(\ube44\uc790)<\/th>\n<th>\uc774\uc9d1\ud2b8(\ud3ec\ub9ac)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc131\uacf5\uc801\uc778 \uac70\ub798<\/td>\n<td>sample_mada_card<\/td>\n<td>VISA_TEST_411111<\/td>\n<td>fawry_\ubc14\uc6b0\ucc98_\ucf54\ub4dc<\/td>\n<\/tr>\n<tr>\n<td>3DS \uc2e4\ud328<\/td>\n<td>BLOCKED_BIN_MADA<\/td>\n<td>VISA_3D_DECLINE_CODE6<\/td>\n<td>N\/A<\/td>\n<\/tr>\n<tr>\n<td>\uae08\uc561 \ud55c\ub3c4 \ud2b8\ub9ac\uac70<\/td>\n<td>SAR_MIN=10 \uaddc\uce59 \ud655\uc778 AED_MAX=50000 \uaddc\uce59 \ud655\uc778 EGP_ROUNDING_ERROR<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<ol start=\"3\"><\/p>\n<li><strong>\ud2b9\ubcc4 \uc720\ud6a8\uc131 \uac80\uc0ac \ud3ec\uc778\ud2b8<\/strong><\/li>\n<\/ol>\n<pre><code class=\"language-python\">def test_middle_east_specific().<br>\r\n    <br>\r\nassert payment_page.has_hijri_date_option() # \uc774\uc2ac\ub78c \ub2ec\ub825 \ud45c\uc2dc<br>\r\n    <br>\r\nassert receipt.contains_vat_number_field() # \uac78\ud504\ub9cc \uad6d\uac00 \ubd80\uac00\uac00\uce58\uc138 \uc694\uad6c \uc0ac\ud56d<br>\r\n    <br>\r\n\ub9cc\uc57d \uc774\uc9d1\ud2b8_\uac70\ub798.<br>\r\n\uc5b4\uc11c\ud2b8 \ud574\uc2dc_\ucc38\uc870_ID()<br>\r\n<\/code><\/pre>\n<ol start=\"4\"><\/p>\n<li>IV. \uc77c\ubc18\uc801\uc778 \ubb38\uc81c \ud574\uacb0\uc744 \uc704\ud55c \uac00\uc774\ub4dc\ub77c\uc778<\/li>\n<\/ol>\n<p>\ud83d\udd34 <em>\uc624\ub958 \ucf54\ub4dc: MIDEAST-004<\/em><br \/>\n\ud83d\udc49 \uac00\ub2a5\ud55c \uc6d0\uc778: \uc544\ub78d\uc5b4 \uc624\ub958 \uba54\uc2dc\uc9c0 \ub9ac\uc18c\uc2a4 \ud30c\uc77c\uc774 \uad6c\uc131\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud83d\udfe1 <em>\uacbd\uace0 ME-TAX-002<\/em><br \/>\n\ud574\uacb0 \ubc29\ubc95: \uc778\ubcf4\uc774\uc2a4\uc5d0 5% VAT \ud544\ub4dc\uac00 \ud3ec\ud568\ub418\uc5b4 \uc788\ub294\uc9c0 \ud655\uc778(GCC \uad6d\uac00 \uc694\uad6c \uc0ac\ud56d)<\/p>\n<p>\u26ab\ufe0f <em>\ube14\ub799\ubc15\uc2a4 \ubb38\uc81c<\/em><br \/>\n\ud83d\udccc \ub514\ubc84\uae45 \ub2e8\uacc4: \ud68c\uad50\ub825 \ub0a0\uc9dc \ub300\uc2e0 \uadf8\ub808\uace0\ub9ac\ub825 \ub0a0\uc9dc \uc624\uc6a9 \ud655\uc778<\/p>\n<p>\ud2b9\uc815 \uce21\uba74\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc124\uba85\uc774 \ud544\uc694\ud558\uc2e0\uac00\uc694? \uc608\ub97c \ub4e4\uc5b4 \uad6d\uac00\ubcc4 \uc778\uc99d \ud504\ub85c\uc138\uc2a4\ub098 \ud2b9\uc815 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc5d0 \ub300\ud55c \uc2ec\uce35 \ud1b5\ud569 \uc138\ubd80 \uc815\ubcf4\uac00 \ud544\uc694\ud558\uc2e0\uac00\uc694?<\/p>\n<p># \uc911\ub3d9 \uc9c0\uc5ed\uc758 \uacb0\uc81c \uc0cc\ub4dc\ubc15\uc2a4 \ud14c\uc2a4\ud2b8 \uc2ec\uce35 \ubd84\uc11d(\uacc4\uc18d)<\/p>\n<p> IV. \uad6d\uac00\ubcc4\/\uc9c0\uc5ed\ubcc4 \ud14c\uc2a4\ud2b8\uc758 \uc8fc\uc694 \ub0b4\uc6a9<\/p>\n<p> \uc0ac\uc6b0\ub514 \uc544\ub77c\ube44\uc544(MADA \uc2dc\uc2a4\ud15c)<br \/>\n\ud575\uc2ec \ud14c\uc2a4\ud2b8 \ud234\ud0b7:<br \/>\n\"`xml<br \/>\n<!-- MADA\u5361BIN\u8303\u56f4\u793a\u4f8b --><br \/>\n<test_cards><br \/>\n    <card issuer=\"Alinma Bank\" number=\"440647xxxxxxxx\" cvv=\"123\"\/><br \/>\n    <card issuer=\"SABB\" number=\"453213xxxxxxxx\" cvv=\"456\"\/><br \/>\n<\/test_cards><\/p>\n<p><!-- \u7279\u6b8a\u573a\u666f\u6a21\u62df --><br \/>\n<scenarios><br \/>\n    <scenario type=\"3DS1_FRICTIONLESS\" expected_code=\"AUTH_SUCCESS_200\"\/><br \/>\n    <scenario type=\"SAR_CURRENCY_ROUNDING\" amount=\"19.99\" expected=\"20.00\/\"><br \/>\n<\/scenarios><br \/>\n&#8220;`<\/p>\n<p>\ud544\uc218 \ud14c\uc2a4\ud2b8 \ud56d\ubaa9 \ubaa9\ub85d:<br \/>\n1. SAMA \uc778\uc99d\uc744 \uc704\ud55c \uc554\ud638\ud654 \ud45c\uc900 \uac80\uc99d<br \/>\n2. \uc0ac\uc6b0\ub514 \ud604\uc9c0\ud654 \uc694\uad6c \uc0ac\ud56d:<br \/>\n   - \ud83c\uddf8\ud83c\udde6 \uc544\ub78d\uc5b4 \uc601\uc218\uc99d\uc774 \ud45c\uc2dc\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<br \/>\n   - \ud45c\uc900 \uc2dc\uac04\ub300\uac00 GMT+3(\ub9ac\uc57c\ub4dc \uc2dc\uac04)\uc73c\ub85c \uac15\uc81c \uc124\uc815\ub428<br \/>\n   - \ud83d\udcc4 \ubd80\uac00\uac00\uce58\uc138 \uc1a1\uc7a5 \ubc88\ud638 \ud615\uc2dd \uccb4\ud06c\uc12c(15\uc790\ub9ac)<\/p>\n<p> UAE(\ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc \uc0ac\uc6a9)<br \/>\n\ub450\ubc14\uc774 \ud540\ud14c\ud06c \uc0cc\ub4dc\ubc15\uc2a4 \ud2b9\ubcc4 \uaddc\uc815:<br \/>\n\"`javascript<br \/>\n\/\/ Noon Pay \uc5d0\ubbac\ub808\uc774\ud130 API \ud638\ucd9c \uc608\uc2dc<br \/>\nconst noonSandbox = require('noon-pay-sandbox');<br \/>\nnoonSandbox.configure({<br \/>\n    merchantCode: 'TESTAE', \/\/ \uc5d0\ubbf8\ub808\uc774\ud2b8 \ud56d\uacf5\uc758 AE<br \/>\n    currencyLock: 'AED',<br \/>\n    mandatoryFields: ['TAX_INVOICE_NUMBER', 'PO_BOX'] \/\/ UAE \uc804\uc6a9 \ud544\ub4dc<br \/>\n});<br \/>\n&#8220;`<\/p>\n<p>\uc784\uacc4 \ucc28\uc774\uc810 \ud14c\uc2a4\ud2b8 \ub9e4\ud2b8\ub9ad\uc2a4:<\/p>\n<p>| \ud2b9\uc9d5 &gt; \uae30\ub2a5 &gt; UAE \uc0ac\uc591 \uc694\uad6c \uc0ac\ud56d &gt; \ud45c\uc900 \uad6d\uc81c \ud504\ub85c\uadf8\ub7a8 &gt;<br \/>\n|&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;-|<br \/>\n| \uc8fc\uc18c \ud544\ub4dc &gt; \uc6b0\ud3b8\ud568 \ud544\uc218 &gt; \uc8fc\uc18c \uc6b0\uc120\uc21c\uc704 &gt; \uc6b0\ud3b8 \uc8fc\uc18c \uc785\ub825 &gt;<br \/>\n|\ud658\ubd88 \uae30\uac04 \uc81c\ud55c | \uc601\uc5c5\uc77c \uae30\uc900 5\uc77c \uc774\ub0b4 | \uc601\uc5c5\uc77c \uae30\uc900 7\uc77c \uc774\ub0b4<br \/>\n| \ud1b5\ud654 \uc815\ud655\ub3c4 | \uc18c\uc218\uc810 \uc774\ud558 2\uc790\ub9ac \uace0\uc815 | \ub3d9\uc801 \uc18c\uc218\uc810 \uc774\ud558 \uc9c0\uc6d0 | \ud1b5\ud654 \uc815\ud655\ub3c4<\/p>\n<p> \uc774\uc9d1\ud2b8(\ud604\uae08 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624)<br \/>\n&#8220;`<br \/>\nFAWRY \uc0cc\ub4dc\ubc15\uc2a4 \uc751\ub2f5 \uc0d8\ud50c:<\/p>\n<p>STATUS_CODES.<br \/>\n0000 - \uacb0\uc81c \uc131\uacf5(\ud655\uc778\uc744 \uc704\ud55c 16\uc790\ub9ac \ucc38\uc870 \ucf54\ub4dc)<br \/>\n1400 - \ubcf4\ub958 \uc911(\uc0ac\uc6a9\uc790\uac00 \ud604\uae08 \uacb0\uc81c\ub97c \uc644\ub8cc\ud560 \ub54c\uae4c\uc9c0 \uae30\ub2e4\ub9bc)<br \/>\n9002 - \uc798\ubabb\ub41c \ubc14\uc6b0\ucc98 \ucf54\ub4dc(\uc798\ubabb\ub41c \ucf54\ub4dc\ub85c \ud14c\uc2a4\ud2b8\ub428: 99999888877776666)<\/p>\n<p>\uceec \uc608\uc81c:<br \/>\ncurl \"https:\/\/sandbox.fawrypay.com\/payments\/status?merchantCode=TEST&amp;paymentRefNumber=SANDBOX_REF_001\"<br \/>\n&#8220;`<\/p>\n<p>V. \ud2b9\ubcc4 \uc774\uc2ac\ub78c \uae08\uc735 \uaddc\uc815 \uc900\uc218<\/p>\n<p> \uc0e4\ub9ac\uc544\ub97c \uc900\uc218\ud558\ub294 \uac70\ub798 \ud0d0\uc9c0 \ud504\ub85c\uc138\uc2a4<br \/>\n\"``\uc778\uc5b4\uacf5\uc8fc<br \/>\n\uadf8\ub798\ud504 TD.<br \/>\nA[\uac70\ub798 \uc2dc\uc791] -&gt; B{\uae08\uc561 \ubd84\uc11d}.<br \/>\nB -&gt; C [\ub9ac\ubc14(\uc774\uc790) \uad6c\uc131 \uc694\uc18c \ud3ec\ud568?] ;<br \/>\nC -&gt;|\uc608| D [\uc790\ub3d9\uc73c\ub85c SHARIA_101 \uc624\ub958\ub97c \uac00\ub85c\ucc44\uc11c \ud2b8\ub9ac\uac70\ud569\ub2c8\ub2e4].<br \/>\nC -&gt;|\uc544\ub2c8\uc694| E{\uacc4\uc57d \uc870\uac74 \uac80\ud1a0}.<br \/>\nE -&gt; F [\ubd88\ud655\uc2e4\uc131 \ud3ec\ud568(\uac00\ub77c\ub974) ?] ;<br \/>\nF -&gt;|\uc608| G [\ube44\ud560\ub784 \uac70\ub798\ub85c \ud45c\uc2dc\ub428];<br \/>\nF -&gt; |\ud560\ub784 \uacc4\uc57d \ud15c\ud50c\ub9bf \uc5c6\uc74c \ub610\ub294 \uc778\uc99d\ub418\uc9c0 \uc54a\uc74c} H[\uc77c\ubc18 \ucc98\ub9ac];<\/p>\n<p>classDef \uc0e4\ub9ac\uc544 \ucc44\uc6b0\uae30:#f9f,\uc2a4\ud2b8\ub85c\ud06c:#333;.<br \/>\n\ud074\ub798\uc2a4 D,G \uc0e4\ub9ac\uc544.<br \/>\n&#8220;`<\/p>\n<p> \ud560\ub784 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4 \ub514\uc790\uc778 \uad8c\uc7a5 \uc0ac\ud56d<br \/>\n\"`java<br \/>\n\uacf5\uc6a9 \uc778\ud130\ud398\uc774\uc2a4 \ud560\ub784 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 {<\/p>\n<p>\ud560\ub784\uc778\uc99d(\uacf5\uae09\uc790 = \"AAOIFI\") \/\/\uc774\uc2ac\ub78c \ud68c\uacc4 \ubc0f \uac10\uc0ac \uae30\uad00 \uc778\uc99d \ub9c8\ud06c<br \/>\nvoid processPayment(PaymentRequest request) throw NonHalalTransactionException.<\/p>\n<p>\ud544\ub4dc \uc720\ud6a8\uc131 \uac80\uc0ac(\uaddc\uce59 = \"noCompoundInterest\")<br \/>\nboolean validateProfitRate(double rate). <\/p>\n<p>\uae30\ubcf8\uac12 String getShariaComplianceCertificate() {<br \/>\nreturn \"\uc774 \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \uc774\uc2ac\ub78c \uae08\uc735 \ud45c\uc900 APS-2023\uc744 \uc900\uc218\ud569\ub2c8\ub2e4.\";}<br \/>\n}<br \/>\n&#8220;`<\/p>\n<p>VI. \uc2e4\uc6a9\uc801\uc778 \ub514\ubc84\uae45 \uae30\uc220<\/p>\n<p>\ud83d\udd27 \ud06c\ub85c\uc2a4 \uac8c\uc774\ud2b8\uc6e8\uc774 \ubb38\uc81c \uc9c4\ub2e8 \ud234\uccb4\uc778<br \/>\n&#8220;`<br \/>\n1. \ud3ec\uc2a4\ud2b8\ub9e8 \uceec\ub809\uc158 + \uc54c\ub9ac\ud398\uc774 \uc911\ub3d9 \uc0cc\ub4dc\ubc15\uc2a4 \ud50c\ub7ec\uadf8\uc778<br \/>\n2. \uc640\uc774\uc5b4\uc0e4\ud06c \ud544\ud130 \uc124\uc815: portrange(5000-5100) &amp;&amp; http.contains(\"AED\")<br \/>\n3. JMeter \uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8 \ud15c\ud50c\ub9bf \uad6c\uc131 \uc544\ub78d\uc5b4 \ubb38\uc790 \uc9d1\ud569 \uc778\ucf54\ub529<br \/>\n4. 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