{"id":3119,"date":"2025-05-31T21:52:21","date_gmt":"2025-05-31T13:52:21","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3119"},"modified":"2025-05-31T21:52:21","modified_gmt":"2025-05-31T13:52:21","slug":"%e4%b8%80%e6%96%87%e4%ba%86%e8%a7%a3%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/05\/31\/%e4%b8%80%e6%96%87%e4%ba%86%e8%a7%a3%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f\/","title":{"rendered":"\uc778\ub3c4\ub124\uc2dc\uc544 \uacb0\uc81c \uc0dd\ud0dc\uacc4\ub97c \ud55c \ubc88\uc5d0 \uc774\ud574\ud558\uae30"},"content":{"rendered":"

\uc778\ub3c4\ub124\uc2dc\uc544 \uacb0\uc81c \uc0dd\ud0dc\uacc4\ub97c \ud55c \ubc88\uc5d0 \uc774\ud574\ud558\uae30<\/h1>\n

\uc18c\uac1c<\/h2>\n

\ub3d9\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c \uac00\uc7a5 \ud070 \uacbd\uc81c \ub300\uad6d \uc911 \ud558\ub098\uc778 \uc778\ub3c4\ub124\uc2dc\uc544\ub294 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uacb0\uc81c \uc2dc\uc7a5\uc774 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138\ud654\uc758 \uac00\uc18d\ud654\uc640 \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960 \uc99d\uac00, \ud540\ud14c\ud06c\uc758 \ubd80\uc0c1\uc73c\ub85c \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \uacb0\uc81c \uc0dd\ud0dc\uacc4\ub294 \uc810\uc810 \ub354 \ub2e4\uc591\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \uc778\ub3c4\ub124\uc2dc\uc544 \uacb0\uc81c \uc2dc\uc7a5\uc758 \ud604\ud669, \uc8fc\uc694 \uc5c5\uccb4, \ud2b8\ub80c\ub4dc \ubc0f \ud5a5\ud6c4 \uae30\ud68c\uc5d0 \ub300\ud55c \uc2ec\uce35 \ubd84\uc11d\uc744 \uc81c\uacf5\ud558\uc5ec \ub3c5\uc790\ub4e4\uc774 \uc774 \uc5ed\ub3d9\uc801\uc778 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \uc774\ud574\ub97c \ub3d5\uace0\uc790 \ud569\ub2c8\ub2e4.<\/p>\n

1. \uc778\ub3c4\ub124\uc2dc\uc544 \uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694<\/strong><\/h2>\n

1.1 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc7a0\uc7ac\ub825<\/strong><\/h3>\n

\uc778\ub3c4\ub124\uc2dc\uc544\uc758 \uc778\uad6c\ub294 2\uc5b5 7\ucc9c\ub9cc \uba85 \uc774\uc0c1\uc774\uba70, \uc774 \uc911 70% \uc774\uc0c1\uc774 \uc778\ud130\ub137 \uc0ac\uc6a9\uc790\ub85c \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ubcf4\uae09\ub960\uc774 \ube60\ub974\uac8c \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Statista \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uac70\ub798\uc561\uc740 2023\ub144\uc5d0 500\uc5b5 \ub2ec\ub7ec\ub97c \ub3cc\ud30c\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \ud5a5\ud6c4 \uba87 \ub144\uac04 \ub450 \uc790\ub9bf\uc218 \uc131\uc7a5\ub960\uc744 \uc720\uc9c0\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc804\uc790\uc0c1\uac70\ub798, \ud14c\uc774\ud06c\uc544\uc6c3 \ubc0f \uc628\ub77c\uc778 \uc11c\ube44\uc2a4\uc758 \ubd80\uc0c1\uc740 \uc804\uc790\uc9c0\uac11\uacfc \ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uc131\uc7a5\uc744 \ub354\uc6b1 \ucd09\uc9c4\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

1.2 \ud604\uae08\uc774 \uc5ec\uc804\ud788 \uc9c0\ubc30\uc801\uc774\uc9c0\ub9cc \uc810\ucc28 \uac10\uc18c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/h3>\n

\ud604\uae08\uc744 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\ub294 \ucd94\uc138\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub18d\ucd0c \uc9c0\uc5ed\uc758 \uc778\ud504\ub77c\uac00 \ubd80\uc871\ud558\uace0 \uae30\uc874 \uc740\ud589\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\uac00 \ub192\uae30 \ub54c\ubb38\uc5d0 \uc5ec\uc804\ud788 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ud604\uae08\uc744 \uc120\ud638\ud558\ub294 \uac70\ub798 \uc218\ub2e8\uc73c\ub85c \uc0ac\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc815\ubd80\ub294 \uc804\uc790 \uacb0\uc81c\uc758 \ud655\uc0b0\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574 '\ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c' \uc774\ub2c8\uc154\ud2f0\ube0c(\uc608: QRIS \ud45c\uc900\ud654)\ub97c \ucd94\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

2. \uc8fc\uc694 \uacb0\uc81c \uc218\ub2e8 \ubd84\uc11d<\/strong><\/h2>\n

2.1 \uc740\ud589 \uc1a1\uae08 \ubc0f \uc9c1\ubd88\/\uc2e0\uc6a9 \uce74\ub4dc<\/strong><\/h3>\n
    \n
  • \uc740\ud589 \uc1a1\uae08<\/strong>Mandiri, BCA \ub4f1\uacfc \uac19\uc740 \ub300\ud615 \uc740\ud589\uc5d0\uc11c\ub294 \uc2e4\uc2dc\uac04 \uc774\uccb4 \uc11c\ube44\uc2a4(\uc608: BI-FAST)\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n
  • \uc9c1\ubd88\/\uc2e0\uc6a9 \uce74\ub4dc<\/strong>\ube44\uc790 \ubc0f \ub9c8\uc2a4\ud130\uce74\ub4dc\uac00 \ub110\ub9ac \uc0ac\uc6a9\ub418\uc9c0\ub9cc \uc2e0\uc6a9 \uce74\ub4dc \ubcf4\uc720\uc728\uc740 \ub0ae\uc2b5\ub2c8\ub2e4(\uc778\uad6c\uc758 \uc57d 51%\uc5d0 \ubd88\uacfc). JCB \ubc0f PRIMA\uc640 \uac19\uc740 \ud604\uc9c0 \ube0c\ub79c\ub4dc\ub3c4 \uc5b4\ub290 \uc815\ub3c4 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

    2.2 \uc804\uc790\uc9c0\uac11(\uc804\uc790\uc9c0\uac11)\uc758 \ubd80\uc0c1<\/strong><\/h3>\n

    \uc804\uc790\uc9c0\uac11\uc740 \uc778\ub3c4\ub124\uc2dc\uc544\uc5d0\uc11c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uacb0\uc81c \uc218\ub2e8 \uc911 \ud558\ub098\ub85c, \uc8fc\uc694 \uc5c5\uccb4\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n

      \n
    • GoPay(\uace0\uc81d \uc0dd\ud0dc\ud559)<\/strong> - \uace0\uc81d\uc758 \uc288\ud37c \uc571\uc740 \ud0dd\uc2dc\uc640 \ud14c\uc774\ud06c\uc544\uc6c3 \uae30\ub2a5\uc744 \ud1b5\ud569\ud558\uace0 \uc624\ud504\ub77c\uc778 \ucf54\ub4dc \uc2a4\uc715 \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud558\uba70 \uc2dc\uc7a5 \uc810\uc720\uc728 1\uc704\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4;<\/li>\n
    • OVO(\uadf8\ub7a9 \ud30c\ud2b8\ub108)<\/strong> - \uadf8\ub7a9\uc740 \uadf8\ub7a9 \uc0dd\ud0dc\uacc4 \ub0b4\uc5d0\uc11c \ub110\ub9ac \uc0ac\uc6a9\ub418\uba70 \ud1a0\ucf54\ud53c\ub514\uc544\uc640 \uae4a\uc740 \uad00\ub828\uc774 \uc788\uc2b5\ub2c8\ub2e4;<\/li>\n
    • DANA<\/em> - \uae08\uc735 \ud3ec\uc6a9\uc5d0 \uc911\uc810\uc744 \ub454 Telkomsel\uc5d0\uc11c \uc9c0\uc6d0\ud558\ub294 \ub85c\uceec \uc9c0\uac11\uc785\ub2c8\ub2e4.<\/li>\n
    • LinkAja<\/em> -\uc815\ubd80 \uc11c\ube44\uc2a4 \uae30\ubd80\uae08\uc5d0 \uc790\uc8fc \uc0ac\uc6a9\ub418\ub294 \uad6d\uac00 \uc18c\uc720\uc758 \ubc30\uacbd.<\/li>\n<\/ul>\n

      \uc774\ub7ec\ud55c \ud50c\ub7ab\ud3fc\uc740 \uce90\uc2dc\ubc31 \ud504\ub85c\ubaa8\uc158\uc744 \ud1b5\ud574 \uc0ac\uc6a9\uc790\ub97c \ud655\ubcf4\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc624\ud504\ub77c\uc778 \ud310\ub9e4\uc790 \ub124\ud2b8\uc6cc\ud06c\ub97c \ud655\uc7a5\ud558\uc5ec \uace0\ucc29\uc131\uc744 \ub192\uc785\ub2c8\ub2e4.<\/p>\n

      \uc5f0\uacb0\uc131 \uc99d\uc9c4\uc744 \uc704\ud55c QRIS \ud45c\uc900\uc758 \uc870\ud654<\/h4>\n

      2020\ub144\ubd80\ud130 \uc911\uc559\uc740\ud589\uc740 \uc778\ub3c4\ub124\uc2dc\uc544 \ud45c\uc900 QR\ucf54\ub4dc(QR \ucf54\ub4dc)\ub97c \uc758\ubb34\ud654\ud558\uc5ec \uc11c\ub85c \ub2e4\ub978 \ube0c\ub79c\ub4dc\uac00 \uc11c\ub85c\uc758 \ucf54\ub4dc\ub97c \uc2a4\uce94\ud558\uc5ec \uacb0\uc81c\ud560 \uc218 \uc788\ub3c4\ub85d \ud560 \uc608\uc815\uc774\uba70, \uc774\ub85c \uc778\ud574 \uc911\uc18c\uae30\uc5c5\uc758 \uc218\uc6a9\uc131\uc774 \ud06c\uac8c \ub192\uc544\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n

      \n\n\n\n\n\n\n
      <\/th>\n\ucd5c\ucca8\ub2e8<\/th>\n\ub3c4\uc804<\/th>\n<\/tr>\n<\/thead>\n
      GoPay<\/td>\n\ube48\ub3c4\uac00 \ub192\uc740 \uc2dc\ub098\ub9ac\uc624(\ud0dd\uc2dc\/\ud14c\uc774\ud06c\uc544\uc6c3)<\/td>\nGRAB \uacbd\uc7c1\uc5d0 \uc9c1\uba74\ud574\uc57c \ud568<\/td>\n<\/tr>\n
      OVO<\/td>\n\uc804\uc790\uc0c1\uac70\ub798 + \uc5ec\ud589\uc740 \uad11\ubc94\uc704\ud55c \ubc94\uc704\ub97c \ud3ec\uad04\ud569\ub2c8\ub2e4.<\/td>\n\uc544\uc9c1 \ubaa8\uc0c9 \uc911\uc778 \uc218\uc775 \ubaa8\ub378<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

      (\ud45c: \uc8fc\uc694 \uc804\uc790\uc9c0\uac11 \ube44\uad50)<\/em><\/p>\n

      \n

      3.\ud06c\ub85c\uc2a4\ubcf4\ub354 \ubc0f \uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc<\/strong><\/h3>\n

      BNPL(\uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \ub098\uc911\uc5d0 \uc9c0\ubd88) \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5\uc138<\/h4>\n

      Akulaku\uc640 \uac19\uc740 \ud50c\ub7ab\ud3fc\uc5d0\uc11c\ub294 \uc18c\ube44\uc790\uac00 \ud560\ubd80\ub85c \uad6c\ub9e4\ud560 \uc218 \uc788\uc73c\uba70, \ud2b9\ud788 \uc80a\uc740 \uce35\uc5d0\uac8c \uc778\uae30\uac00 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n

      \uc554\ud638\ud654\ud3d0\uc758 \uc7a0\uc815\uc801 \uc9c4\uc785
      \n\uc544\uc9c1 \uaddc\uc81c\uc758 \uba85\ud655\uc131\uc774 \ud655\ubcf4\ub418\uc9c0\ub294 \uc54a\uc558\uc9c0\ub9cc, \uc194\ub77c\ub098\uc640 \uac19\uc740 \ud504\ub85c\uc81d\ud2b8\ub294 \uc774\ubbf8 \uc9c0\uc5ed \ucee4\ubba4\ub2c8\ud2f0\uc5d0 \uc190\uc744 \ub0b4\ubc00\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

      \n
      \n

      \uc775\uba85\uc758 \ud55c \uc2e4\ubb34\uc790\ub294 \"\ud5a5\ud6c4 5\ub144 \ub3d9\uc548 \ud1b5\uc2e0 \ubc45\ud0b9\uc740 \uc810\ucc28 API \uc911\uc2ec\uc758 \uc624\ud508 \ubc45\ud0b9\uc73c\ub85c \ub300\uccb4\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ud569\ub2c8\ub2e4.\"\ub77c\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n

      \n

      4.\uc804\ub9dd \uc694\uc57d<\/strong>
      \n\uc7a5\uae30\uc801\uc73c\ub85c\ub294
      \n\uc9c0\uc18d\uc801\uc778 \uc0b0\uc5c5 \ud655\uc7a5\uc744 \uc704\ud55c \uc815\ucc45 \uc9c0\uc6d0 + \uc790\ubcf8 \ud22c\uc790, \uadf8\ub9ac\uace0
      \n\u26a0\ufe0f \uadf8\ub7ec\ub098 \uc2b9\uc790\ub3c5\uc2dd \uc0c1\ud669\uc740 \uc911\uc18c \uc81c\uc870\uc5c5\uccb4\uc758 \ud1f4\ucd9c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
      \n\ud22c\uc790\uc790\uc774\ub4e0 \ube44\uc988\ub2c8\uc2a4 \uc18c\uc720\uc790\uc774\ub4e0 \uc774 \uc218\uc870 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uc2dc\uc7a5\uc758 \uc9c4\ud654\uc5d0 \uc138\uc2ec\ud55c \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec\uc57c \ud569\ub2c8\ub2e4!<\/p>\n

      \uc704\uc758 \ub0b4\uc6a9\uc774 \uadc0\ud558\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4! \uc77c\ubd80 \uc870\uc815\uc774 \ud544\uc694\ud55c \ubd80\ubd84\uc774 \uc788\uc73c\uba74 \uc5b8\uc81c\ub4e0\uc9c0 \uc54c\ub824\uc8fc\uc138\uc694~.<\/p>\n

      5. \uc778\ub3c4\ub124\uc2dc\uc544 \uacb0\uc81c \uc0dd\ud0dc\uacc4\uc758 \uaddc\uc81c \ud658\uacbd<\/strong><\/h2>\n

      5.1 \uc778\ub3c4\ub124\uc2dc\uc544 \uc740\ud589\uc758 \uc8fc\uc694 \uc815\ucc45<\/strong><\/h3>\n

      \uacb0\uc81c \uc0b0\uc5c5\uc758 \uc8fc\uc694 \uaddc\uc81c \uae30\uad00\uc778 \uc778\ub3c4\ub124\uc2dc\uc544 \uc911\uc559\uc740\ud589(BI)\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ub514\uc9c0\ud138 \uae08\uc735\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574 \uc5ec\ub7ec \uc815\ucc45\uc744 \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4:<\/p>\n

        \n
      • QRIS \ud45c\uc900\ud654<\/strong>\uc11c\ub85c \ub2e4\ub978 \uc804\uc790\uc9c0\uac11 \uac04\uc758 \uc0c1\ud638 \uc6b4\uc6a9\uc131\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574 QR\ucf54\ub4dc \uacb0\uc81c \ud45c\uc900\uc744 \uc758\ubb34\uc801\uc73c\ub85c \uc870\ud654\uc2dc\ucf1c\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
      • \uc624\ud508 \ubc45\ud0b9 \ud504\ub808\uc784\uc6cc\ud06c<\/strong>\uae08\uc735 \uae30\uad00\uc774 API\ub97c \ud1b5\ud574 \ub370\uc774\ud130\ub97c \uacf5\uc720\ud558\uc5ec \uae08\uc735 \uc11c\ube44\uc2a4\uc758 \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud558\ub3c4\ub85d \uc7a5\ub824\ud569\ub2c8\ub2e4.<\/li>\n
      • \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0 \ubc0f \ub370\uc774\ud130 \ubcf4\uc548 \uaddc\uc815<\/strong>\uc0ac\uc6a9\uc790 \uc790\uae08\uc758 \ubcf4\uc548\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud574 \uc804\uc790 \uacb0\uc81c\uc5d0 \ub300\ud55c \uaddc\uc815 \uc900\uc218 \uc694\uac74\uc744 \uac15\ud654\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

        5.2 \uc678\uad6d\uc778 \uc561\uc138\uc2a4 \uc81c\ud55c \ubc0f \ud604\uc9c0\ud654 \uc694\uad6c \uc0ac\ud56d<\/strong><\/h3>\n

        \uc608\ub97c \ub4e4\uc5b4 \uc778\ub3c4\ub124\uc2dc\uc544 \uc815\ubd80\ub294 \ud540\ud14c\ud06c \ubd80\ubb38\uc5d0 \ub300\ud55c \uc678\uad6d\uc778 \ud22c\uc790\uc5d0 \ub300\ud574 \ud2b9\uc815 \uc81c\ud55c\uc744 \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

          \n
        • \ub514\uc9c0\ud138 \ubc45\ud0b9 \ub77c\uc774\uc120\uc2a4 \uc2e0\uccad\uc740 \ud604\uc9c0 \uae30\uc5c5 \ub610\ub294 \ud569\uc791 \ud22c\uc790\ub85c \uc81c\ud55c\ub429\ub2c8\ub2e4;<\/li>\n
        • \uad6d\uacbd \uac04 \uacb0\uc81c \uc11c\ube44\uc2a4\uc5d0\ub294 \uc911\uc559\uc740\ud589\uc758 \ud658\uc804 \uad00\ub9ac \uaddc\uc815\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4;
          \n\uc774\ub7ec\ud55c \uc870\uce58\ub294 \uad6d\ub0b4 \uae30\uc5c5\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud55c \uac83\uc774\uc9c0\ub9cc, \ud574\uc678 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \ud655\uc7a5 \uc18d\ub3c4\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n
          \n

          6. \uc18c\ube44\uc790 \ud589\ub3d9 \ubc0f \uc2dc\uc7a5 \uae30\ud68c \ubd84\uc11d<\/strong><\/h2>\n

          6.1 \uc8fc\uc694 \uc0ac\uc6a9\uc790 \ud504\ub85c\ud544<\/strong><\/h3>\n\n\n\n\n\n\n\n
          \uc778\uad6c\uc758 \ud2b9\uc131<\/th>\n\uacb0\uc81c \uae30\ubcf8 \uc124\uc815<\/th>\n\uc7a0\uc7ac\uc801 \ube44\uc988\ub2c8\uc2a4 \uae30\ud68c<\/th>\n<\/tr>\n<\/thead>\n
          \ub3c4\uc2dc \uc80a\uc740\uc774(18~35\uc138)<\/td>\n\uc804\uc790 \uc9c0\uac11\/BNPL<\/td>\n\uc18c\uc15c \uc774\ucee4\uba38\uc2a4 \ud1b5\ud569<\/td>\n<\/tr>\n
          \ub9c8\uc774\ud06c\ub85c, \uc911\uc18c\uae30\uc5c5(MSME) \uc18c\uc720\uc790<\/td>\n\uc740\ud589 \uc1a1\uae08 + \ud604\uae08 \uad00\ub9ac \ub3c4\uad6c<\/td>\nSaaS \uacc4\uc0b0\ub300 \uc194\ub8e8\uc158<\/td>\n<\/tr>\n
          \uc9c0\ubc29\uc5d0 \uac70\uc8fc\ud558\ub294 \uc0ac\ub78c\ub4e4<\/td>\n\uc5d0\uc774\uc804\ud2b8 \ubc45\ud0b9<\/td>\n\ub77c\uc2a4\ud2b8 \ub9c8\uc77c \uae08\uc735 \uc11c\ube44\uc2a4<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

          (\ud45c: \uace0\uac1d \uc138\uadf8\uba3c\ud2b8\ubcc4 \ucc28\ubcc4\ud654\ub41c \uc694\uad6c \uc0ac\ud56d)<\/em><\/p>\n

          \n

          7.\ub3c4\uc804 \uacfc\uc81c \ubc0f \uc704\ud5d8 \uacbd\uace0<\/strong><\/h3>\n

          \uc720\ub9dd\ud558\uc9c0\ub9cc \uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4:
          \n\u26a0\ufe0f \uc778\ud504\ub77c \uaca9\ucc28 - 4G \ub124\ud2b8\uc6cc\ud06c \ucee4\ubc84\ub9ac\uc9c0\uac00 85%\uc5d0 \ubd88\uacfc\ud558\uace0 \uc778\ud130\ub137 \uc18d\ub3c4\uac00 \ub290\ub9bd\ub2c8\ub2e4;
          \n\u26a0\ufe0f \ub9e4\uc6b0 \uc138\ubd84\ud654\ub41c \uc2dc\uc7a5 - \uc0c1\uc704 3\uac1c \uc804\uc790\uc9c0\uac11\uc758 \uc810\uc720\uc728 \ud569\uacc4\uac00 60% \ubbf8\ub9cc\uc785\ub2c8\ub2e4;
          \n\u26a0\ufe0f \uc218\uc775\uc131 \ubb38\uc81c - \ub300\ubd80\ubd84\uc758 \ud50c\ub7ab\ud3fc\uc740 \uc5ec\uc804\ud788 \uace0\uac1d\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574 \ube44\uc6a9\uc744 \uc18c\ubaa8\ud558\ub294 \ubc29\uc2dd\uc5d0 \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

          \ub300\ud45c\uc801\uc778 \uc0ac\ub840\ub294 \ube44\uc6a9 \uc808\uac10\uc744 \uc704\ud574 2022\ub144\uc5d0 15%\ub97c \ud574\uace0\ud558\ub294 DANA\uc785\ub2c8\ub2e4.<\/p>\n

          \n

          8.\uc131\uacf5 \uc0ac\ub840 \uc5f0\uad6c<\/strong><\/p>\n

          \ube14\ub9ac\ube14\ub9ac\uc758 '\uc288\ud37c \uc571' \uc804\ub7b5<\/h4>\n

          \uad6d\ub0b4 \uc774\ucee4\uba38\uc2a4 \ud68c\uc0ac\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ubc29\ubc95\uc73c\ub85c \ud3d0\uc1c4\ud615 \uacb0\uc81c \ub8e8\ud504\ub97c \uad6c\ucd95\ud569\ub2c8\ub2e4.
          \n1\ufe0f\u20e3 \ucee4\ubbf8\uc158 \ube44\uc6a9 \uc808\uac10\uc744 \uc704\ud55c \uc790\uccb4 \ube14\ub9ac\ube14\ub9ac\ud398\uc774 \uad6c\ucd95
          \n2\ufe0f\u20e3 \uc624\ud504\ub77c\uc778 \uc7a5\uba74\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud55c QRIS\uc640\uc758 \uc778\ud130\ud398\uc774\uc2a4
          \n3\ufe0f\u20e3Membership \ud3ec\uc778\ud2b8, \uc634\ub2c8\ucc44\ub110 \uc9c0\ucd9c\uc744 \uc5f4\uc5b4\uc8fc\ub294 \ud3ec\uc778\ud2b8<\/p>\n

          \uacb0\uacfc: GMV\uc758 30%\ub294 \uc790\uccb4 \uacb0\uc81c \ucc44\ub110\uc5d0\uc11c \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n

          \n
          \n

          \"\uc778\ub3c4\ub124\uc2dc\uc544\uc5d0\uc11c \uacb0\uc81c\uc758 \ube44\uacb0\uc740 \uae30\uc220\uc774 \uc5bc\ub9c8\ub098 \ubc1c\uc804\ud588\ub294\uc9c0\uac00 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n

          \uc624\ud788\ub824 '\uc624\ud1a0\ubc14\uc774\uc5d0 \uc8fc\uc720\ud560 \ub54c \ud3b8\ub9ac\ud558\uac8c \uacb0\uc81c\ud558\ub294 \ubc29\ubc95'\uacfc \uac19\uc740 \uad6c\uccb4\uc801\uc778 \ubb38\uc81c\ub97c \ub204\uac00 \ub354 \uc798 \ud574\uacb0\ud560 \uc218 \uc788\ub290\ub0d0\uac00 \uad00\uac74\uc785\ub2c8\ub2e4.\"<\/p>\n

          --\ub2e4\uad6d\uc801 \ucee8\uc124\ud305 \ud68c\uc0ac, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed \uc0c1\ubb34 \uc774\uc0ac<\/p>\n<\/blockquote>\n

          \n

          9.\ud5a5\ud6c4 5\ub144 \uc804\ub9dd<\/strong>
          \n\ud604\uc7ac \ucd94\uc138\ub85c \ubcfc \ub54c \uadf8\ub807\uac8c \ud310\ub2e8\ud569\ub2c8\ub2e4.
          \n\ud83d\udd2e \uc0dd\uccb4 \uc778\uc99d(\uc608: \uc5bc\uad74 \uacb0\uc81c)\uc774 \ub110\ub9ac \ubcf4\uae09\ub420 \uac83\uc785\ub2c8\ub2e4.
          \n\ud83d\udd2e \uc804\ud1b5 \uc740\ud589, \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 M&A \uac00\uc18d\ud654\ud560 \uac83 ;)
          \n\ud83d\udd2e \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4\ub294 \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \ud654\ud3d0 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ud0c4\uc0dd\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

          2024\ub144\uc5d0 \uc2dc\ud589\ub420 \uac1c\uc778\uc815\ubcf4\ubcf4\ud638\ubc95\uc758 \uc601\ud5a5\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd9c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

          \n

          \ud2b9\uc815 \uc139\uc158\uc744 \uacc4\uc18d \ud655\uc7a5\ud560 \ud544\uc694\uac00 \uc788\ub294 \uacbd\uc6b0(\uc608: \ud2b9\uc815 \ub77c\uc774\uc120\uc2a4 \uc2e0\uccad \uc808\ucc28\/\ud2b9\uc815 \uc5c5\uc885\uc5d0 \ub300\ud55c \uc2ec\uce35 \ubd84\uc11d), \uc870\uc815 \ubc29\ud5a5\uc5d0 \ub300\ud574 \uc790\uc720\ub86d\uac8c \uc870\uc5b8\ud574 \uc8fc\uc138\uc694!<\/p>","protected":false},"excerpt":{"rendered":"

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