{"id":3138,"date":"2025-06-02T13:31:15","date_gmt":"2025-06-02T05:31:15","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3138"},"modified":"2025-06-02T13:31:15","modified_gmt":"2025-06-02T05:31:15","slug":"%e5%8d%b0%e5%ba%a6%e7%9a%84%e5%8d%b3%e6%97%b6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9fimps%e8%af%a6%e8%a7%a3","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/02\/%e5%8d%b0%e5%ba%a6%e7%9a%84%e5%8d%b3%e6%97%b6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9fimps%e8%af%a6%e8%a7%a3\/","title":{"rendered":"\uc778\ub3c4\uc758 \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c IMPS \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uae30"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts271.mm.bing.net\/th?q=phonepe270\" alt=\"\uc778\ub3c4\uc758 \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c IMPS \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uae30\" title=\"\uc778\ub3c4\uc758 \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c IMPS \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uae30\"><\/p>\n<p>\uc778\ub3c4\uc758 \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c(IMPS, \uc989\uc2dc \uacb0\uc81c \uc11c\ube44\uc2a4)\uc740 \uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac(NPCI)\uc5d0\uc11c \ucd9c\uc2dc\ud55c \uc2e4\uc2dc\uac04 \uc790\uae08 \uc774\uccb4 \uc11c\ube44\uc2a4\ub85c, \ud734\ub300\ud3f0, \uc778\ud130\ub137 \ub610\ub294 \uc740\ud589 \uc9c0\uc810\uc744 \ud1b5\ud574 \uc5f0\uc911\ubb34\ud734 24\uc2dc\uac04 \uc740\ud589 \uac04 \uc989\uc2dc \uc774\uccb4\ub97c \ud560 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. IMPS\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc124\uba85\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>IMPS\uc758 \ud575\uc2ec \uae30\ub2a5 1.<\/strong><\/h3>\n<ul>\n<li><strong>\uc628\ub77c\uc778 \ucc98\ub9ac<\/strong>\uae30\ub2e4\ub9b4 \ud544\uc694 \uc5c6\uc774 \uba87 \ucd08 \ub9cc\uc5d0 \uc790\uae08\uc774 \ub3c4\ucc29\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc5f0\uc911\ubb34\ud734<\/strong>\uacf5\ud734\uc77c\uacfc \uc8fc\ub9d0\uc744 \ud3ec\ud568\ud558\uc5ec 24\uc2dc\uac04 \uc6b4\uc601.<\/li>\n<li><strong>\uba40\ud2f0\ucc44\ub110 \uc561\uc138\uc2a4<\/strong>::\n<ul>\n<li>\ubaa8\ubc14\uc77c \ubc45\ud0b9(MMID + \ud734\ub300\ud3f0 \ubc88\ud638)<\/li>\n<li>\uc778\ud130\ub137 \ubc45\ud0b9(IFSC + \uacc4\uc88c \ubc88\ud638)<\/li>\n<li>ATM\/USSD \ucf54\ub4dc(*99#).<\/li>\n<\/ul>\n<\/li>\n<li><strong>\ub9c8\uc774\ud06c\ub85c \ud6a8\uc728\uc131<\/strong>\ub2e8\uc77c \uac70\ub798 \ud55c\ub3c4\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \u20b950,000\uc785\ub2c8\ub2e4(\uc77c\ubd80 \uc740\ud589\uc5d0\uc11c\ub294 \uc774\ubcf4\ub2e4 \ub0ae\uc744 \uc218 \uc788\uc74c).<\/li>\n<\/ul>\n<hr>\n<h3><strong>2. IMPS\uc758 \ud575\uc2ec \uc694\uc18c<\/strong><\/h3>\n<ul>\n<li><strong>MMID(\ubaa8\ubc14\uc77c \ud654\ud3d0 \uc2dd\ubcc4\uc790)<\/strong><br \/>\n\uc740\ud589\uc5d0\uc11c \ubd80\uc5ec\ud55c 7\uc790\ub9ac \uace0\uc720 \ubc88\ud638\ub85c, \ubaa8\ubc14\uc77c \uc1a1\uae08\uc744 \uc704\ud574 \ud734\ub300\ud3f0 \ubc88\ud638\uc5d0 \uc5f0\uacb0\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>IFSC(\uc778\ub3c4 \uae08\uc735 \uc2dc\uc2a4\ud15c \ucf54\ub4dc)<\/strong><br \/>\n\uc218\ucde8\uc778\uc758 \uacc4\uc88c\uac00 \uc788\ub294 \uc9c0\uc810\uc744 \uc2dd\ubcc4\ud558\ub294 11\uc790\ub9ac \uc601\uc22b\uc790 \ucf54\ub4dc\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uac70\ub798 \ud55c\ub3c4<\/strong><br \/>\n\uac01 \uc740\ud589\uc740 \uc790\uccb4 \ud55c\ub3c4\ub97c \uc124\uc815\ud569\ub2c8\ub2e4(\uc608: HDFC \ub2e8\uc77c \ud55c\ub3c4 \u20b92 lakh, SBI\ub294 \u20b95 lakh \ud5c8\uc6a9).<\/li>\n<\/ul>\n<hr>\n<h3><strong>3. IMPS \uc0ac\uc6a9 \uc2dc\ub098\ub9ac\uc624<\/strong><\/h3>\n<ol>\n<li><strong>\uac1c\uc778 \uac04 \uc1a1\uae08<\/strong>\uce5c\uad6c \ub610\ub294 \uac00\uc871 \uc1a1\uae08 \uc2dc \ube60\ub974\uac8c \ube44\uc6a9\uc744 \ubd84\ub2f4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><em>\uae34\uae09 \uc9c0\uae09<\/em>\uc758\ub8cc\ube44 \uccad\uad6c\uc11c, \uccad\uad6c\uc11c \ub4f1\uc744 \uc989\uc2dc \uc0ac\uc6a9\ud560 \uc218 \uc788\uc5b4\uc57c \ud558\ub294 \uc2dc\ub098\ub9ac\uc624.<\/li>\n<li><em>\uc804\uc790\uc0c1\uac70\ub798 \ubc0f \uc18c\uaddc\ubaa8 \ube44\uc988\ub2c8\uc2a4<\/em>\uc18c\uc561 \uc218\uae08 \uc2dc \ud604\uae08 \ub300\uc2e0 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n<hr>\n<h3><em><strong>4. IMPS vs UPI vs NEFT<\/strong><\/em><\/h3>\n<table>\n<thead>\n<tr>\n<th>\ud2b9\uc131\ud654<\/th>\n<th>IMPS<\/th>\n<th>UPI<\/th>\n<th>NEFT<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc801\uc2dc\uc131<\/td>\n<td>(\uc2e4\uc2dc\uac04\uc73c\ub85c) \uc2e4\uc2dc\uac04<\/td>\n<td>(\uc2e4\uc2dc\uac04\uc73c\ub85c) \uc2e4\uc2dc\uac04<\/td>\n<td>\uc77c\uad04 \ucc98\ub9ac(\uc2dc\uac04\ub2f9 \ubc30\uce58)<\/td>\n<\/tr>\n<tr>\n<td><em><strong>\uc6b4\uc601 \uc2dc\uac04<\/strong><\/em><\/td>\n<td><em><strong>24\/7<\/strong><\/em><\/td>\n<td><em><strong>24\/7<\/strong><\/em><\/td>\n<td><em><strong>\ud3c9\uc77c 8:00~18:30<\/strong><\/em><\/td>\n<\/tr>\n<tr>\n<td><em><strong>\uc778\uc99d<\/strong><\/em><\/td>\n<td>MMID \ub610\ub294 IFSC<\/td>\n<td>UPI ID\/VPA<\/td>\n<td>IFSC+ \uacc4\uc815<\/td>\n<\/tr>\n<tr>\n<td><em><strong>\uc77c\ubc18\uc801\uc778 \uc0ac\uc6a9<\/strong><\/em><\/td>\n<td>-\uae34\uae09 \uc804\uc1a1<br \/>-UPI \uc5c6\uc774<\/td>\n<td>-\ub9e4\uc77c \ucf54\ub4dc \uacb0\uc81c<br \/>-P2P<\/td>\n<td>-\ube44\uc751\uae09 \ub300\ub7c9 \uc804\uc1a1<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote>\n<p>\ud83d\udca1 <em>STH\uc5d0 \uc8fc\ubaa9\ud558\uc138\uc694.<\/em>UPI\ub294 IMPS \uc778\ud504\ub77c\ub97c \uae30\ubc18\uc73c\ub85c \uad6c\ucd95\ub418\uc5c8\uc9c0\ub9cc \ub354 \uc720\uc5f0\ud569\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n<hr>\n<h3>5. IMPS \uac70\ub798\ub294 \uc5b4\ub5bb\uac8c \uc2dc\uc791\ud558\ub098\uc694?<\/h3>\n<h4><strong>(A) \ud734\ub300\ud3f0 \ubc88\ud638 + MMID\ub97c \ud1b5\ud574<\/strong><\/h4>\n<p>1\ufe0f\u20e3Login \uc5d0\uc11c \ubaa8\ubc14\uc77c \ubc45\ud0b9\uc73c\ub85c \uc774\ub3d9 \u2192 \"IMPS\" \uc635\uc158\uc744 \uc120\ud0dd\ud569\ub2c8\ub2e4.<br \/>\n2\ufe0f\u20e3 \uc218\ucde8\uc778\uc758 \ud734\ub300\ud3f0 \ubc88\ud638\uc640 MMID\ub97c \uc785\ub825\ud569\ub2c8\ub2e4.<br \/>\n3\ufe0f\u20e3 \uae08\uc561\uacfc MPIN\uc744 \uc785\ub825\ud558\uc5ec \ud655\uc778\ud569\ub2c8\ub2e4.<\/p>\n<h4><strong>(B) \ud328\uc2a4\uc2a4\ub8e8 \uacc4\uc815 + IFSC<\/strong><\/h4>\n<p>1\ufe0f\u20e3Internet \ubc45\ud0b9\uc5d0\uc11c '\uc790\uae08 \uc774\uccb4' \u2192 'IMPS'\ub97c \uc120\ud0dd\ud569\ub2c8\ub2e4.<br \/>\n2\ufe0f\u20e3 \uc218\ucde8\uc778 \uacc4\uc88c, IFSC \ubc0f \uae08\uc561\uc744 \uc785\ub825\ud569\ub2c8\ub2e4.<br \/>\n3\ufe0f\u20e3 OTP\/\uc774\uc911 \uc778\uc99d\uc744 \ud1b5\ud55c \uc778\uc99d.<\/p>\n<hr>\n<h3>6.*<em>\ube44\uc6a9 \uad6c\uc870<\/em><\/h3>\n<p>\ub300\ubd80\ubd84\uc758 \uc740\ud589\uc740 IMP \uc218\uc218\ub8cc\ub97c \ubd80\uacfc\ud569\ub2c8\ub2e4:<\/p>\n<h3><strong>6. \ube44\uc6a9 \uad6c\uc870(\uacc4\uc18d)<\/strong><\/h3>\n<p>\ub300\ubd80\ubd84\uc758 \uc740\ud589\uc740 IMPS \uac70\ub798\uc5d0 \ub300\ud574 \ub2e4\uc74c\uacfc \uac19\uc740 \uc218\uc218\ub8cc\ub97c \ubd80\uacfc\ud569\ub2c8\ub2e4(\uc740\ud589\ub9c8\ub2e4 \ub2e4\ub984):<\/p>\n<table>\n<thead>\n<tr>\n<th><strong>\uac70\ub798 \uae08\uc561 \ubc94\uc704<\/strong><\/th>\n<th><strong>\ucde8\uae09 \uc218\uc218\ub8cc(\u20b9)<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u20b91 ~ \u20b91,000<\/td>\n<td>\u20b92.5 ~ \u20b95<\/td>\n<\/tr>\n<tr>\n<td>\u20b91,001 ~ \u20b910,000<\/td>\n<td>\u20b95 ~ \u20b915<\/td>\n<\/tr>\n<tr>\n<td>&gt;\u20b910,000<\/td>\n<td>\uc77c\ubc18\uc801\uc73c\ub85c \u20b925 \uc774\ud558<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<ul>\n<li><em>\uc77c\ubd80 \uacf5\uacf5 \ubd80\ubb38 \uc740\ud589(\uc608: SBI)\uc740 \uc18c\uc561 \uc774\uccb4 \uc2dc \uc218\uc218\ub8cc\ub97c \uba74\uc81c\ud569\ub2c8\ub2e4.<\/em>.<\/li>\n<li><em>\ubbfc\uac04 \uc740\ud589(\uc608: HDFC, ICICI)\uc740 \ub354 \ub192\uc740 \uc218\uc218\ub8cc\ub97c \ubd80\uacfc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/em>.<\/li>\n<\/ul>\n<blockquote>\n<p>\u26a0\ufe0f <strong>\ub2e4\uc74c \uc0ac\ud56d\uc5d0 \uc720\uc758\ud558\uc2ed\uc2dc\uc624.<\/strong>\uc218\ucde8\uc778\uc5d0\uac8c\ub294 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uc73c\uba70 NPCI\ub294 \uc0ac\uc6a9\uc790\uc5d0\uac8c \uc9c1\uc811 \uccad\uad6c\ud558\uc9c0 \uc54a\uc73c\uba70, \ube44\uc6a9\uc740 \ubc1c\uc2e0 \uc740\ud589\uc5d0\uc11c \uacb0\uc815\ud569\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n<hr>\n<h3><strong>7. IMPS\uc758 \uc7a5\ub2e8\uc810 \ubd84\uc11d<\/strong><\/h3>\n<h4>\u2705 <strong>vantage<\/strong><\/h4>\n<ul>\n<li><strong>\uc2e0\uc18d\ud55c \uacb0\uc81c<\/strong>\uae34\uae09\ud55c \uacbd\uc6b0 NEFT\/RTGS\ubcf4\ub2e4 \ube60\ub985\ub2c8\ub2e4.<\/li>\n<li><strong>\uc5f0\uc911\ubb34\ud734 24\uc2dc\uac04 \uc774\uc6a9 \uac00\ub2a5<\/strong>\uc740\ud589 \uc601\uc5c5 \uc2dc\uac04\uc774\ub098 \uacf5\ud734\uc77c\uc5d0\ub294 \uc801\uc6a9\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n<li><em><strong>\ub113\uc740 \ucee4\ubc84\ub9ac\uc9c0<\/strong><\/em>\uac70\uc758 \ubaa8\ub4e0 \uc778\ub3c4 \uc0c1\uc5c5 \uc740\ud589\uacfc \uc77c\ubd80 \ud611\ub3d9\uc870\ud569 \uc740\ud589\uc5d0\uc11c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4>\u274c <strong>\ub2e8\uc810<\/strong><\/h4>\n<ul>\n<li><em><strong>\ud558\ud55c\uc120<\/strong><\/em>\ub300\ub7c9 \uc804\uc1a1\uc5d0\ub294 \uc801\ud569\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4(RTGS\ub85c \uc804\ud658\ud574\uc57c \ud568).<\/li>\n<li><em><strong>MMID\/IFSC\uc5d0 \ub300\ud55c \uc885\uc18d\uc131<\/strong><\/em>\uc798\ubabb\ub41c \uc815\ubcf4\ub85c \uc778\ud574 \uc1a1\uae08\uc774 \uc2e4\ud328\ud558\uac70\ub098 \uc790\uae08\uc774 \ubcf4\ub958\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>\uc778\ub3c4\uc758 \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c(IMPS, \uc989\uc2dc \uacb0\uc81c ...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-3138","post","type-post","status-publish","format-standard","hentry","category-38"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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