<\/p>\n
\uc544\ub798\ub294 \uc778\ub3c4\uc5d0\uc11c \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc758 \uae30\uc220 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \uc704\ud55c \ub85c\ub4dc\ub9f5 \ud504\ub808\uc784\uc6cc\ud06c\ub85c, \uc5c5\uacc4 \ub3d9\ud5a5, \uaddc\uc81c \uc694\uac74(\uc608: RBI \uac00\uc774\ub4dc\ub77c\uc778), \ud604\uc9c0\ud654 \uc694\uad6c \uc0ac\ud56d\uc744 \ud1b5\ud569\ud558\uc5ec \ub2e8\uacc4\uc801\uc73c\ub85c \uc8fc\uc694 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \uacc4\ud68d\ud569\ub2c8\ub2e4:<\/p>\n
\ucd08\uc810: \uaddc\uc815 \uc900\uc218 \ud601\uc2e0 \ubc0f \uc778\ud504\ub77c \ucd5c\uc801\ud654<\/strong><\/p>\n \ucd08\uc810: \uc778\ud154\ub9ac\uc804\uc2a4 \ubc0f \uc5d0\ucf54 \ud655\uc7a5<\/strong><\/p>\n \ud3ec\ucee4\uc2a4: \ud504\ub860\ud2f0\uc5b4 \uae30\uc220 \ud1b5\ud569 \ubc0f CBDC \ud1b5\ud569<\/strong><\/p>\n \ud2b9\uc815 \ub2e8\uacc4 \ub610\ub294 \ubc84\ud2f0\uceec\uc758 \uae30\uc220\uc801 \uad6c\ud604\uc744 \ub354\uc6b1 \uc138\ubd84\ud654\ud574\uc57c \ud558\ub098\uc694? \uc608\ub97c \ub4e4\uc5b4 \uc778\ub3c4 \uc2a4\ud0dd \ud638\ud658 \ub808\uc774\uc5b4 \uc544\ud0a4\ud14d\ucc98\ub97c \uc124\uacc4\ud558\ub294 \ubc29\ubc95\uc744 \uc0b4\ud3b4\ubcf4\uc138\uc694.<\/p>\n \uc544\ub798\ub294 \uc778\ub3c4 \uacb0\uc81c \ucc44\ub110 \uae30\uc220 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \uc704\ud55c \uc194\ub8e8\uc158\uc758 \uc2ec\uce35\uc801\uc778 \ud655\uc7a5\ud310\uc73c\ub85c, \uc8fc\uc694 \uad6c\ud604 \ub2e8\uacc4\uc640 \ud604\uc9c0\ud654\ub41c \uae30\uc220 \uc801\uc6a9\uc744 \uc704\ud55c \uad8c\uc7a5 \uc0ac\ud56d\uc744 \ubaa8\ub4c8\ubcc4\ub85c \uc138\ubd84\ud654\ud558\uc5ec \uc124\uba85\ud569\ub2c8\ub2e4:<\/p>\n Phase1-SMS\/USSD \uae30\ubcf8 \uacc4\uce35<\/strong><\/p>\n 2\ub2e8\uacc4 IoT \uac1c\uc120 \uc0ac\ud56d<\/em><\/p>\n 3\ub2e8\uacc4 - \uc704\uc131 \ubc31\uc5c5 \ub9c1\ud06c<\/strong><\/em> (ISRO\uc640 \ud611\ub825\ud558\uc5ec \ud14c\uc2a4\ud2b8)<\/p>\n<\/li>\n<\/ol>\n \uc6b0\uc120\uc21c\uc704 \uc9c0\uc815<\/em><\/p>\n \uaddc\uc815 \uc900\uc218 \ud14c\uc2a4\ud2b8 \ud544\uc218 \uc0ac\ud56d<\/em><\/p>\n \ud2b9\uc815 \uae30\uc220\uc5d0 \ub300\ud55c \uc5d4\uc9c0\ub2c8\uc5b4\ub9c1 \uad6c\ud604 \ud504\ub85c\uadf8\ub7a8\uc744 \uac1c\ubc1c\ud558\ub294 \ub370 \uc9d1\uc911\ud574\uc57c \ud558\ub098\uc694? \uc608\uc2dc:<\/p>\n \ub2e4\uc74c\uc740 \uc778\ub3c4\uc5d0\uc11c \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc758 \uae30\uc220 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \uc704\ud55c \ub85c\ub4dc\ub9f5 \ud504\ub808\uc784\uc6cc\ud06c\ub85c, \uc5c5\uacc4 \ub3d9\ud5a5, \uaddc\uc81c \ubc0f \uaddc\uc81c\ub97c \ud1b5\ud569\ud569\ub2c8\ub2e4.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-3154","post","type-post","status-publish","format-standard","hentry","category-38"],"yoast_head":"\n\n
\n
\n
\n
\nII. \uc911\uae30 \ubaa9\ud45c(1~3\ub144)<\/strong><\/h3>\n
\n
\n
\nPayNow \uc2f1\uac00\ud3ec\ub974\uc640 \uac19\uc740 \uc2dc\uc2a4\ud15c\uacfc\uc758 \uc0c1\ud638 \uc5f0\uacb0<\/li>\n
\n\ub18d\ucd0c \uc9c0\uc5ed\uc744 \uc704\ud55c SMS\/USSD \uae30\ubc18 \uc11c\ube44\uc2a4<\/li>\n<\/ol>\n
\nIII. \uc7a5\uae30 \uc9c4\ud654(3~5\ub144 \uc774\uc0c1)<\/strong><\/h3>\n
\n
\n\ub514\uc9c0\ud138 \ub8e8\ud53c(e\u20b9) \uacb0\uc81c\ub97c \uc704\ud55c \uc608\uc57d \uc778\ud130\ud398\uc774\uc2a4<\/li>\n
\n\ubb34\uc5ed \uae08\uc735 \uc2dc\ub098\ub9ac\uc624\ub97c \uc704\ud55c \uc2a4\ub9c8\ud2b8 \ucee8\ud2b8\ub799\ud2b8 \uacb0\uc81c
\n3.IoT \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624<\/strong>
\n\uc790\ub3d9\ucc28 \ub124\ud2b8\uc6cc\ud06c \ub4f1\uc744 \ud1b5\ud55c \uc790\ub3d9 \uccad\uad6c\uc11c \uacb0\uc81c<\/li>\n<\/ol>\n
\n\uc8fc\uc694 \uae30\uc220 \uc120\ud0dd \uad8c\uc7a5 \uc0ac\ud56d<\/strong><\/em><\/h3>\n
\n\n
\n \n\uc601\uc5ed<\/th>\n \uc778\ub3c4 \ud2b9\ud654 \ud504\ub85c\uadf8\ub7a8<\/th>\n<\/tr>\n<\/thead>\n \n \uc778\uc99d<\/td>\n Aadhaar e-KYC + \ube44\ub514\uc624 KYC<\/td>\n<\/tr>\n \n \ub77c\uc6b0\ud305 \ucd5c\uc801\ud654<\/td>\n NPCIUPI LiteX<\/em>\uc800\ub300\uc5ed\ud3ed \ud504\ub85c\ud1a0\ucf5c<\/td>\n<\/tr>\n \n \ub370\uc774\ud130 \ubd84\uc11d<\/td>\n \ud604\uc9c0\ud654\ub41c \ud074\ub77c\uc6b0\ub4dc \uc11c\ube44\uc2a4(AWS \ubb44\ubc14\uc774 \uc9c0\uc5ed \ubc30\ud3ec)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\n\uc704\ud5d8 \uc644\ud654 \uc870\uce58<\/strong><\/em><\/h3>\n
\n
\nI. UPI \uc5d0\ucf54 \uc2ec\uce35 \ud1b5\ud569 \ud504\ub85c\uadf8\ub7a8<\/strong><\/h3>\n
1. \uae30\uc220 \uc2a4\ud0dd \uc5c5\uadf8\ub808\uc774\ub4dc<\/strong><\/h4>\n
\n
\n
EMVCo QR<\/code>\uc9c0\uc5ed \uc0ac\ud68c\uc640\uc758 \ud611\ub825\ubc14\ub77c\ud2b8 QR<\/em>\ube44\ud3ec\ub9e4\ud2b8 \uad6c\ubb38 \ubd84\uc11d<\/li>\n<\/ul>\n<\/li>\n\n
2. \uae30\ub2a5 \uac1c\ubc1c<\/strong><\/h4>\n
\/\/ UPI \ub9cc\uc784 \uc790\ub3d9 \uac31\uc2e0 \uc608\uc2dc(Java \uc758\uc0ac \ucf54\ub4dc)
\r\nUPIMandate \ud074\ub798\uc2a4 {
\r\n void createRecurringPayment(String virtualId, double maxAmount) {
\r\n NPCIAPI.validateAadhaarLink(virtualId); \/\/ Aadhaar \uc720\ud6a8\uc131 \uac80\uc0ac
\r\n mandateToken = generateRBICompliantToken(); \/\/ RBI \ud45c\uc900 \ud1a0\ud070\ud654
\r\n scheduler.scheduleCBDCsettlement(maxAmount); \/\/ CBDC \uacb0\uc81c \uc608\uc57d \uc778\ud130\ud398\uc774\uc2a4
\r\n }
\r\n}
\r\n<\/code><\/pre>\n
\nII. \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc758 \ud604\uc9c0\ud654<\/strong><\/h3>\n
\ud575\uc2ec \uad6c\uc131 \uc694\uc18c<\/em><\/h4>\n
\n\n
\n \n\ubaa8\ub4c8(\uc18c\ud504\ud2b8\uc6e8\uc5b4 \ub0b4)<\/th>\n \uc778\ub3c4\uc758 \ub9de\ucda4\ud615 \ud504\ub85c\uadf8\ub7a8<\/th>\n \ub370\uc774\ud130 \uc18c\uc2a4<\/th>\n<\/tr>\n<\/thead>\n \n \uc0ac\uae30 \ud0d0\uc9c0<\/td>\n \ud589\ub3d9 \uc0dd\uccb4 \uc778\uc2dd \ud504\ub85c\ud30c\uc77c\ub9c1(\uc778\ub3c4 \uc2a4\ud0dd \uc0ac\uc6a9)<\/td>\n AePS \ud2b8\ub79c\uc7ad\uc158 \ub85c\uadf8<\/td>\n<\/tr>\n \n \uc790\uae08 \uc138\ud0c1 \ubaa8\ub2c8\ud130<\/td>\n \ubc29\uc5b8 NLP \ucc98\ub9ac \ube44\uace0 \ud544\ub4dc<\/td>\n BBPS \uccad\uad6c \uba54\ud0c0\ub370\uc774\ud130<\/td>\n<\/tr>\n \n \ub514\ubc14\uc774\uc2a4 \uc9c0\ubb38<\/td>\n \uc800\uac00\ud615 \ud734\ub300\ud3f0 ID \uc0dd\uc131 \uc54c\uace0\ub9ac\uc998<\/td>\n \ud1b5\uc2e0 \uc0ac\uc5c5\uc790 \ud611\ub825 \ub370\uc774\ud130<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n \ud2b9\ubcc4 \uc2dc\ub098\ub9ac\uc624 \uaddc\uce59<\/em><\/h4>\n
\n
\nIII. \uc624\ud504\ub77c\uc778 \uacb0\uc81c \uae30\uc220 \uc2e4\ud604 \uacbd\ub85c<\/strong><\/em><\/h3>\n
\n
\n
# NFC \uc720\uc870\uc120 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uc608\uc2dc(\ub77c\uc988\ubca0\ub9ac \ud30c\uc774 \uad6c\ud604)
\r\ndef \ud504\ub85c\uc138\uc2a4_\uc624\ud504\ub77c\uc778_\uacb0\uc81c().
\r\n \ub3d9\uc548 no_\uc778\ud130\ub137.
\r\n store_transaction_local(SQLite) \ud2b8\ub79c\uc7ad\uc158 \uae30\ub85d\uc744 \uc800\uc7a5\ud558\ub294 # SQLite \uc784\ubca0\ub514\ub4dc \ub370\uc774\ud130\ubca0\uc774\uc2a4
\r\n sync_when_online() # CDMA \ub124\ud2b8\uc6cc\ud06c \ubcf5\uad6c \ud6c4 NPCI \ub178\ub4dc \ud480\uc5d0 \uc77c\uad04 \ub3d9\uae30\ud654
\r\n<\/code><\/pre>\n<\/li>\n
\nIV. \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4 \ucc38\uc5ec \uc804\ub7b5<\/strong><\/em><\/h3>\n
\n
\uadf8\ub798\ud504 LR.
\r\n A[RBI \uc0cc\ub4dc\ubc15\uc2a4 2024 \uc8fc\uc81c]-->B[\ud06c\ub85c\uc2a4\ubcf4\ub354 CBDC];
\r\n A-->C [\uc74c\uc131 \uc0dd\uccb4\uc778\uc2dd].
\r\n B-->D[\uc2f1\uac00\ud3ec\ub974 PayNow \uc0c1\ud638 \uc5f0\uacb0].
\r\n C-->E [\ubc29\uc5b8 \uc74c\uc131 \uc740\ud589 \uad6c\ucd95].
\r\n<\/code><\/pre>\n<\/li>\n\n
\n\n