{"id":3166,"date":"2025-06-03T13:24:20","date_gmt":"2025-06-03T05:24:20","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3166"},"modified":"2025-06-03T13:24:20","modified_gmt":"2025-06-03T05:24:20","slug":"%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/","title":{"rendered":"\ubca0\ud2b8\ub0a8\uc758 \uad6d\uacbd \uac04 \uacb0\uc81c: \uc9c0\uc6d0\ub418\ub294 \ud50c\ub7ab\ud3fc\uc740 \ubb34\uc5c7\uc778\uac00\uc694?"},"content":{"rendered":"<h1>\ubca0\ud2b8\ub0a8\uc758 \uad6d\uacbd \uac04 \uacb0\uc81c: \uc9c0\uc6d0\ub418\ub294 \ud50c\ub7ab\ud3fc\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/h1>\n<h2>I. \ubca0\ud2b8\ub0a8 \uad6d\uacbd \uac04 \uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694<\/h2>\n<p>\ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc911\uad6d\uacfc \ubca0\ud2b8\ub0a8 \uac04\uc758 \ubb34\uc5ed\uc774 \uc810\uc810 \ub354 \ube48\ubc88\ud574\uc9c0\uace0 \uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798\uac00 \ubc88\uc131\ud558\uba74\uc11c \ubca0\ud2b8\ub0a8\uc740 \uc911\uad6d \uae30\uc5c5\uc774 \ud574\uc678\ub85c \uc9c4\ucd9c\ud558\ub294 \uac00\uc7a5 \uc911\uc694\ud55c \ubaa9\uc801\uc9c0 \uc911 \ud558\ub098\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74 2022\ub144 \uc911\uad6d\uacfc \ubca0\ud2b8\ub0a8\uc758 \uc591\uad6d \uac04 \ubb34\uc5ed\uc561\uc740 \uc804\ub144 \ub300\ube44 5.81% \uc99d\uac00\ud55c 2,300\uc5b5 \ub2ec\ub7ec\ub97c \ub3cc\ud30c\ud588\uc73c\uba70, \uc774\ub7ec\ud55c \ubc30\uacbd\uc5d0\uc11c \ubca0\ud2b8\ub0a8 \uc2dc\uc7a5\uc744 \uc9c0\uc6d0\ud558\ub294 \ud06c\ub85c\uc2a4\ubcf4\ub354 \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \uc774\ud574\uac00 \ud2b9\ud788 \uc911\uc694\ud574\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>II. \ubca0\ud2b8\ub0a8\uc758 \uc8fc\ub958 \uad6d\uc81c \uacb0\uc81c \ud50c\ub7ab\ud3fc<\/h2>\n<h3>1. \ud398\uc774\ud314<\/h3>\n<p>\uc138\uacc4\uc801\uc73c\ub85c \uc778\uc815\ubc1b\ub294 \uc628\ub77c\uc778 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc778 PayPal\uc740 \ubca0\ud2b8\ub0a8\uc5d0\uc11c \ud3ed\ub113\uc740 \uc0ac\uc6a9\uc790\uce35\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud50c\ub7ab\ud3fc\uc740 USD\uc640 VND(\ubca0\ud2b8\ub0a8 \ub3d9) \uac04\uc758 \uad50\ud658 \ubc0f \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uc720\ub9ac\ud55c \uae30\ub2a5:<\/strong><\/p>\n<ul>\n<li>\ub192\uc740 \uc218\uc900\uc758 \uad6d\uc81c\uc801 \uc778\uc9c0\ub3c4<\/li>\n<li>\uc644\ubcbd\ud55c \uac70\ub798 \ubcf4\uc548<\/li>\n<li>\ub2e4\uc911 \ud1b5\ud654 \uacb0\uc81c \uc9c0\uc6d0<\/li>\n<\/ul>\n<p><strong>\uc801\uc6a9 \uac00\ub2a5\ud55c \uc2dc\ub098\ub9ac\uc624:<\/strong><br \/>\n\uc8fc\ub85c B2C \uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798 \uc18c\ub9e4 \ubc0f \uc18c\uc561 \uac70\ub798\uc5d0 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<h3>2. \uc2a4\ud2b8\ub77c\uc774\ud504<\/h3>\n<p>Stripe\ub294 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ub3d9\ub0a8\uc544\uc2dc\uc544\ub85c \uacf5\uaca9\uc801\uc73c\ub85c \uc0ac\uc5c5\uc744 \ud655\uc7a5\ud574 \uc654\uc73c\uba70 \ubca0\ud2b8\ub0a8\uc5d0\uc11c \uc601\uc5c5 \ud5c8\uac00\ub97c \ubc1b\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\ud575\uc2ec \uae30\ub2a5:<\/strong><\/p>\n<ul>\n<li>\uac04\ud3b8\ud55c API \ud1b5\ud569<\/li>\n<li>\uc798 \uc9c0\uc6d0\ub418\ub294 \uad6c\ub3c5 \uacb0\uc81c \ubaa8\ub378<\/li>\n<li>\uace0\uae09 \uc0ac\uae30 \ubc29\uc9c0 \uba54\ucee4\ub2c8\uc998<\/li>\n<\/ul>\n<h3>3. TransferWise(\ud604\uc7ac Wise)<\/h3>\n<p>\uc678\ud658 \uc1a1\uae08 \uc11c\ube44\uc2a4\ub97c \uc804\ubb38\uc73c\ub85c \ud569\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\ud22c\uba85\ud558\uace0 \uac1c\ubc29\uc801\uc778 \ud658\uc728<\/li>\n<li>\uba85\ud655\ud55c \uc218\uc218\ub8cc \uad6c\uc870<\/li>\n<li>\ube60\ub978 \ub3c4\ucc29 \uc18d\ub3c4<\/li>\n<\/ul>\n<p>\ud2b9\ud788 \uc911\uc18c\uae30\uc5c5(SME)\uc758 \ub300\ub7c9 \uacb0\uc81c \uc815\uc0b0\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n<p>III. \uc911\uad6d \uc0c1\ud669\uc5d0\uc11c\uc758 \uad6d\uacbd \uac04 \uacb0\uc81c \uc194\ub8e8\uc158<\/p>\n<p>1. \uc54c\ub9ac\ud398\uc774 \uae00\ub85c\ubc8c(\uc54c\ub9ac\ud398\uc774 \uc778\ud130\ub0b4\uc154\ub110)<br \/>\n\ub2e4\uc74c \uae30\ub2a5\uc740 \ud604\uc9c0 \uc740\ud589\uacfc\uc758 \ud611\ub825\uc744 \ud1b5\ud574 \uc2e4\ud604\ub429\ub2c8\ub2e4:<\/p>\n<p>\u221a RMB\ub97c VND\ub85c \uc9c1\uc811 \ubcc0\ud658\ud558\uae30<br \/>\n\u221a \uc8fc\uc694 \uc0c1\uad8c\uc5d0\uc11c \ucf54\ub4dc \uc2a4\uc704\ud551 \uacb0\uc81c \uac00\ub2a5<br \/>\n\u221a \uc6d0\ud65c\ud55c \uc628\ub77c\uc778 \uc1fc\ud551\ubab0<\/p>\n<p>\ud604\uc7ac \ube48\ucee4\uba38\uc2a4, \ub354\uc9c0\uc624\uc774\ub514\ub3d9\uacfc \uac19\uc740 \uc720\uba85 \ube0c\ub79c\ub4dc\ub97c \ud3ec\ud568\ud55c \uac00\ub9f9\uc810\uc5d0 \uc561\uc138\uc2a4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2. \uc704\ucc57 \ud398\uc774 \ubca0\ud2b8\ub0a8<br \/>\n\ud604\uc9c0\ud654\ub41c \ubc84\uc804\uc758 WeChat Pay\uc5d0\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uae30\ub2a5\uc774 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<p>- \uc560\ud50c\ub9bf \ub0b4 \ud3d0\uc1c4 \ub8e8\ud504 \uacb0\uc81c \ud658\uacbd<br \/>\n- \ube68\uac04 \ubd09\ud22c\uc640 \uac19\uc740 \uc18c\uc15c \ub9c8\ucf00\ud305 \ub3c4\uad6c \ud1b5\ud569<br \/>\n- \ud5c8\uc6a9 \ub124\ud2b8\uc6cc\ud06c\uc758 \uc810\uc9c4\uc801 \ud655\uc7a5<\/p>\n<p>\uc911\uad6d\uc778 \uad00\uad11\uac1d\uacfc \uc911\uad6d\uc778 \ucee4\ubba4\ub2c8\ud2f0 \uc18c\ube44 \uc2dc\ub098\ub9ac\uc624\uc5d0 \uc9d1\uc911\ud569\ub2c8\ub2e4.<\/p>\n<p>IV. \ud604\uc9c0\ud654\ub41c \uc804\ubb38 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/p>\n<p>1. MoMo \uc6d4\ub81b<br \/>\n\uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \uc120\ub3c4\ud558\ub294 \uc804\uc790\uc9c0\uac11 \uc81c\ud488.<\/p>\n<p>\u2611\ufe0f \uc720\ud2f8\ub9ac\ud2f0 \uc0dd\ud65c \uacf5\ud5cc\uae08<br \/>\n\u2611\ufe0f \ud734\ub300\ud3f0 \ucda9\uc804<br \/>\n\u2611\ufe0f QR\ucf54\ub4dc \uc218\uc9d1 \uc2dc\uc2a4\ud15c<\/p>\n<p>\uc77c\uc77c \ud3c9\uade0 \uac70\ub798\ub7c9\uc774 3\ubc31\ub9cc \uac74\uc744 \ub118\uc5b4\uc130\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2. ZaloPay<br \/>\nZalo \uc18c\uc15c \ud50c\ub7ab\ud3fc\uc758 \uc0dd\ud0dc\uc801 \uac15\uc810\uc744 \ud65c\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n<p>\u2192\uc18c\uc15c \uc1a1\uae08 \uc218\uc218\ub8cc \ubb34\ub8cc<br \/>\n\u2192 \uc624\ud504\ub77c\uc778 \uac00\ub9f9\uc810 \ubc94\uc704\uc758 \uc9c0\uc18d\uc801 \uc99d\uac00<br \/>\n\u2192 \ud48d\ubd80\ud55c \uc815\ubd80 \uc720\ud2f8\ub9ac\ud2f0 \uc778\ud130\ud398\uc774\uc2a4<\/p>\n<p>3. VNPAY<br \/>\n\uc740\ud589 \uac04 \uccad\uc0b0 \ub124\ud2b8\uc6cc\ud06c\uc758 \uc131\uc219\ub3c4.<\/p>\n<p>\u2714\ufe0f \uc5d4\ud130\ud504\ub77c\uc774\uc988 API \ub3c4\ud0b9 \uc798 \ubb38\uc11c\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\u2714\ufe0f \ub300\uaddc\ubaa8 B\uc0ac\uc774\ub4dc \ube44\uc988\ub2c8\uc2a4 \uacbd\ud5d8 \ubcf4\uc720<br \/>\n\u2714\ufe0f \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0 \uaddc\uc815 \uc900\uc218 \uc2dc\uc2a4\ud15c\uc774 \uac15\ub825\ud569\ub2c8\ub2e4.<\/p>\n<p>V. \uc120\ud0dd \uc2dc \uc81c\uc548 \ubc0f \uace0\ub824 \uc0ac\ud56d<\/p>\n<p>1.<strong>\uc694\uae08 \ube44\uad50<\/strong><br \/>\n\ud1b5\ud654 \ubcc0\ud658 \ube44\uc6a9\uc740 \ud50c\ub7ab\ud3fc\uc5d0 \ub530\ub77c \ucd5c\ub300 1%-3%\uae4c\uc9c0 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\uba70, \ub300\uaddc\ubaa8 \uac70\ub798\uc758 \uacbd\uc6b0 \uc815\ud655\ud55c \uce21\uc815\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\ud50c\ub7ab\ud3fc \uc720\ud615<\/th>\n<th>\ud3c9\uade0 \uc218\uc218\ub8cc\uc728<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uad6d\uc81c \uc77c\ubc18 \ubaa9\uc801<\/td>\n<td>2.5%-3%<\/td>\n<\/tr>\n<tr>\n<td>\uc9c0\uc5ed \uc804\ubb38\ud654<\/td>\n<td>1.8%-2%<\/td>\n<\/tr>\n<tr>\n<td>\uc740\ud589 \uc9c1\uc811 \uc5f0\uacb0<\/td>\n<td>&lt;1%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>2.<strong>\uaddc\uc815 \uc900\uc218 \uc694\uad6c \uc0ac\ud56d<\/strong><br \/>\n\ubc95\ub839 \uc81c101\/2017\/ND-CP\uc758 \uaddc\uc815\uc5d0 \ub530\ub985\ub2c8\ub2e4:<br \/>\n2\ucc9c\ub9cc VND\uc744 \ucd08\uacfc\ud558\ub294 \ub2e8\uc77c \uac70\ub798\uc5d0\ub294 \uc2e0\uc6d0 \ud655\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<br \/>\n\uc6d4 \ub204\uc801 5,000\ub9cc VND \ucd08\uacfc \uc2dc \ub9ac\uc2a4\ud06c \uad00\ub9ac \uac10\uc0ac \uc2e4\uc2dc<br \/>\n\ud2b9\uc815 \uc0c1\ud488 \uadf8\ub8f9\uc5d0 \ub300\ud55c \uaddc\uc81c \uc81c\ud55c\uc774 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/p>\n<p>3.<strong>\uae30\uc220 \ub3c4\ud0b9 \uace0\ub824 \uc0ac\ud56d<\/strong>:<br \/>\nSLA \uc11c\ube44\uc2a4 \uc218\uc900 \ubcf4\uc7a5 \u226599.%<br \/>\n\ucd5c\ub300 \ub3d9\uc2dc \ucc98\ub9ac \uc6a9\ub7c9 \ud3c9\uac00 \u25b8 \ucd5c\ub300 \ub3d9\uc2dc \ucc98\ub9ac \uc6a9\ub7c9 \ud3c9\uac00<br \/>\n\uc870\uc815 \ud30c\uc77c \ud615\uc2dd \ud638\ud658\uc131 \ud14c\uc2a4\ud2b8 \u25b8 \uc870\uc815 \ud30c\uc77c \ud615\uc2dd \ud638\ud658\uc131 \ud14c\uc2a4\ud2b8<\/p>\n<p>4.<strong>\uc8fc\ubaa9\ud574\uc57c \ud560 \uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc<\/strong>:<br \/>\n2023\ub144 \uc2dc\ubc94 \uc6b4\uc601\ub418\ub294 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC)\uac00 \uae30\uc874 \ud658\uacbd\uc744 \ubc14\uafc0 \uc218 \uc788\ub2e4; \uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \ub098\uc911\uc5d0 \uc9c0\ubd88(BNPL) \ubaa8\ub378\uc774 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\ub2e4; \uc784\ubca0\ub514\ub4dc \uae08\uc735 \uc0c1\ud488 \ud601\uc2e0\uc774 \uac00\uc18d\ud654\ub418\uace0 \uc788\ub2e4.<\/p>\n<p>\uc704\uc758 \ubd84\uc11d\uc744 \ud1b5\ud574 \ubca0\ud2b8\ub0a8 \uc2dc\uc7a5\uc744 \uac1c\ucc99\ud558\uae30 \uc704\ud574\uc11c\ub294 \uad6c\uccb4\uc801\uc778 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc5d0 \ub530\ub77c \uac01 \uacb0\uc81c \uc194\ub8e8\uc158\uc758 \uc790\ubcf8 \ud6a8\uc728\uc131, \ube44\uc6a9 \uad6c\uc870 \ubc0f \ud655\uc7a5 \uc720\uc5f0\uc131\uc744 \uc885\ud569\uc801\uc73c\ub85c \ud3c9\uac00\ud574\uc57c \ud558\uba70, \ud604\uc9c0 \ub77c\uc774\uc120\uc2a4\uc640 \uad6d\uc81c \uc790\uaca9\uc744 \ubaa8\ub450 \uac16\ucd98 \ud558\uc774\ube0c\ub9ac\ub4dc \uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc\uc744 \uc9c4\uc785 \uc9c0\uc810\uc73c\ub85c \uc120\ud638\ud55c\ub2e4\ub294 \uac83\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<pre><code><\/code><\/pre>\n<h2>VI. \uc138\ubd84\ud654\ub41c \uc0b0\uc5c5\uc744 \uc704\ud55c \uad8c\uc7a5 \uacb0\uc81c \uc194\ub8e8\uc158<\/h2>\n<h3>1. <strong>\ud06c\ub85c\uc2a4\ubcf4\ub354 \uc774\ucee4\uba38\uc2a4 \uc140\ub7ec<\/strong><\/h3>\n<p>Shopee \ubc0f Lazada\uc640 \uac19\uc740 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \ud310\ub9e4\ud558\ub294 \uc911\uad6d \ud310\ub9e4\uc790\uc758 \uacbd\uc6b0 \uacb0\ud569 \uc194\ub8e8\uc158\uc744 \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\ud504\ub9ac\ubbf8\uc5b4 \ud504\ub85c\uadf8\ub7a8<\/strong>: \uc54c\ub9ac\ud398\uc774 + \ub85c\uceec \uc9c0\uac11(MoMo\/ZaloPay)<\/li>\n<li><strong>\uc635\uc158<\/strong>\ud398\uc774\uc624\ub2c8\uc544 \uad6c\ub9e4 + VNPAY \uc778\ucd9c\ud558\uae30<\/li>\n<li><strong>\ube44\uad50 \uc6b0\uc704<\/strong>::<\/li>\n<\/ul>\n<table>\n<thead>\n<tr>\n<th>\uae30\ub2a5 \uc694\uad6c \uc0ac\ud56d<\/th>\n<th>\uc54c\ub9ac\ud398\uc774+\ub85c\uceec \uc6d4\ub81b<\/th>\n<th>Payoneer+VNPAY<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc815\uc0b0 \uc8fc\uae30<\/td>\n<td>T+3<\/td>\n<td>T+7<\/td>\n<\/tr>\n<tr>\n<td>\uad50\ud658 \uc190\uc2e4<\/td>\n<td>&lt;0.8%<\/td>\n<td>~1.2%<\/td>\n<\/tr>\n<tr>\n<td>\uacb0\uc81c \ucc98\ub9ac \uac70\ubd80<\/td>\n<td>\ud50c\ub7ab\ud3fc\uc740 \ub2e4\uc74c\uc744 \uc218\ud589\ud569\ub2c8\ub2e4.<\/td>\n<td>\ud2b8\ub808\uc774\ub354\uac00 \uc9c1\uc811 \uad00\ub9ac\ud569\ub2c8\ub2e4.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote>\n<p><em>\ucc38\uace0: T+3\uc740 \uac70\ub798 \uc131\uacf5 \ud6c4 \uc601\uc5c5\uc77c \uae30\uc900 3\uc77c \uc774\ub0b4\uc5d0 \uacc4\uc815\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \uc758\ubbf8\uc785\ub2c8\ub2e4.<\/em><\/p>\n<\/blockquote>\n<h3>2. <strong>\uac8c\uc784\/\ub514\uc9c0\ud138 \ucf58\ud150\uce20 \uc0b0\uc5c5<\/strong><\/h3>\n<p>\ubca0\ud2b8\ub0a8 \ud578\ub4dc\ubcfc \uc2dc\uc7a5\uc740 \uc5f0\uac04 281\uc870 3,000\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\ub85c \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uac00\uc0c1 \uc0c1\ud488\uc5d0 \ub300\ud55c \uaddc\uc81c \uc694\uac74\uc5d0 \ud2b9\ud788 \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec\uc57c \ud569\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\uaddc\uc815 \uc900\uc218 \ucc44\ub110<\/strong>: VNPT Pay, Gate \ubc0f \uae30\ud0c0 \ub77c\uc774\uc120\uc2a4 \uacb0\uc81c \uc81c\uacf5\uc5c5\uccb4<\/li>\n<li><strong>\uace0\uc704\ud5d8 \uc9c0\uc810<\/strong>::\n<ul>\n<li>IAP(\uc778\uc571 \uad6c\ub9e4)\ub294 \uc815\ubd80 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc2a4\ud15c\uc5d0 \uc5f0\uacb0\ub418\uc5b4 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li>\u226550\ub9cc VND \uc774\uc0c1\uc758 \uac00\uc0c1 \uc18c\ud488 \uac70\ub798\uc5d0\ub294 SMS 2\ucc28 \uc778\uc99d\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>3. <strong>B2B \uac70\ub798 \uacb0\uc81c<\/strong><\/h3>\n<p>\uc81c\uc870 \uc6d0\uc790\uc7ac \uc870\ub2ec\uc744 \uc704\ud55c \uc740\ud589 \uc9c1\uc811 \uc5f0\uacb0 \uc194\ub8e8\uc158\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4:<\/p>\n<pre><code class=\"language-mermaid\">\uadf8\ub798\ud504 LR<br>\r\nA [\uc911\uad6d \uacf5\uae09\uc5c5\uccb4] --&gt; B (\uc2a4\ud0e0\ub2e4\ub4dc\ucc28\ud0c0\ub4dc\uc740\ud589 \ubca0\ud2b8\ub0a8)<br>\r\nB --&gt; C [\ubca0\ud2b8\ub0a8 \ub3d9 \uc2e0\uc6a9\uc7a5]<br>\r\nC --&gt; D {\ub85c\uceec \ud50c\ub79c\ud2b8}<br>\r\nD --&gt; E [\uc120\ud558\uc99d\uad8c \uc804\uc790 \ud655\uc778]<br>\r\nE --&gt; F [\uc790\ub3d9 \uacb0\uc81c \ud574\uc81c]<br>\r\n<\/code><\/pre>\n<p><em>\ud2b9\uc9d5: \ub2e8\uc77c \uc218\uc218\ub8cc\ub294 $800\ub85c \uace0\uc815\ub418\uc5b4 \uc788\uc73c\uba70, $100,000 \uc774\uc0c1 \uc8fc\ubb38\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4.<\/em><\/p>\n<p>VII. \ud568\uc815\uc744 \ud53c\ud558\uae30 \uc704\ud55c \uc2e4\uc6a9\uc801\uc778 \uac00\uc774\ub4dc<\/p>\n<p>1. \uacc4\uc815 \ub3d9\uacb0\uc5d0 \ub300\ud55c \uc608\ubc29 \uc870\uce58<br \/>\n2023\ub144 \uacf5\ud1b5 \ud2b8\ub9ac\uac70 \uc6d0\uc778 \ud1b5\uacc4:<br \/>\n||\ube48\ub3c4 \ubc31\ubd84\uc728|<br \/>\n|&#8212;|&#8212;|<br \/>\n|\ub3d9\uc77c\ud55c IP\uc5d0\uc11c \ub2e4\uc911 \uacc4\uc815 \uc791\uc5c5|42%|<br \/>\n|33%| \uad6d\uac00 \uc548\ud30e\uc758 \ub2e8\uae30 \uc790\uae08 \uc9d1\uc911<br \/>\n|null;\uc218\uc2e0\uc790 \ubbfc\uac10 \uc0b0\uc5c5 \uc77c\uce58 \ub0ae\uc74c|null;25%|<\/p>\n<p><em>\ub300\uc751 \uc804\ub7b5<\/em>::<br \/>\nIP \uc8fc\uc18c \ubc0f \ub808\uc9c0\uc2a4\ud2b8\ub9ac \uc815\ub82c \uad6c\uc131<br \/>\n\ud070 \uae08\uc561\uc744 \uc5ec\ub7ec \uac1c\uc758 8,000\ub2ec\ub7ec \uc774\ud558 \uac70\ub798\ub85c \ubd84\ud560\ud558\uae30<br \/>\n\ud2b9\uc218 \ube44\uc988\ub2c8\uc2a4 \uc2dc\ub098\ub9ac\uc624\uc5d0 \ub300\ud55c \uc0ac\uc804 \ubcf4\uace0<\/p>\n<p>2. \ubd80\uac00\uac00\uce58\uc138 \uc2dc\ub108\uc9c0 \ud3ec\uc778\ud2b8<br \/>\n20\/2021\/TT-BTC\uc5d0 \ub530\ub985\ub2c8\ub2e4:<\/p>\n<p>\uacb0\uc81c \ud50c\ub7ab\ud3fc\uc740 \ud574\uc678 \ud310\ub9e4\uc790\ub97c \ub300\uc2e0\ud558\uc5ec \ubd80\uac00\uac00\uce58\uc138\ub97c \uc6d0\ucc9c\uc9d5\uc218 \ubc0f \ub0a9\ubd80\ud574\uc57c \ud569\ub2c8\ub2e4(\ud604\ud589 \uc138\uc728 10%).<br \/>\n\ub9e4 \ubd84\uae30 15\uc77c\uae4c\uc9c0 \uc81c\ucd9c\ud574\uc57c \ud558\ub294 \uad6d\uacbd \uac04 \uc11c\ube44\uc2a4 \uc2e0\uace0\uc11c(\uc591\uc2dd \ubc88\ud638 06\/GTGT)<br \/>\n\ubd80\uc815\ud655\ud55c \uc2e0\uace0\uc5d0 \ub300\ud55c \ubc8c\uae08\uc740 \ucd5c\ub300 200% \ub0a9\ubd80 \uc138\uc561\uae4c\uc9c0 \ubd80\uacfc\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<blockquote>\n<p><em>KPMG\/Viettonkin\uacfc \uac19\uc740 \ud0c0\uc0ac \uac10\uc0ac \uc11c\ube44\uc2a4 \uc0ac\uc6a9 \uad8c\uc7a5<\/em><\/p>\n<\/blockquote>\n<p>VIII. 2024\ub144\uae4c\uc9c0\uc758 \ud2b8\ub80c\ub4dc<\/p>\n<p>\uae30\uc220 \ubc1c\uc804 \ubc29\ud5a5 \uc608\uce21:<br \/>\n\uc2e4\uc2dc\uac04 \uc804\uccb4 \uc815\uc0b0 \uc2dc\uc2a4\ud15c'\uc744 \ud1b5\ud574 \uc815\uc0b0 \uc2dc\uac04\uc744 \ucd9c\uc2dc \ud6c4 \uba87 \ubd84\uc73c\ub85c \ub2e8\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\uace0\uae09 \uc1fc\ud551\ubab0\uc758 \uc0dd\uccb4\uc778\uc99d \uacb0\uc81c \ubcf4\uae09\ub960 601% \ub3cc\ud30c \uc608\uc0c1<br \/>\n\ube14\ub85d\uccb4\uc778 \uc2e0\uc6a9\uc7a5\uc740 \uc804\ud1b5\uc801\uc778 \ubb34\uc5ed \uae08\uc735 \ubaa8\ub378\uc744 \ubc14\uafc0 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc815\ucc45 \uc704\ud5d8 \uacbd\uace0.<br \/>\n\uac1c\uc815 \uc911\uc778 \ube44\ud604\uae08 \uacb0\uc81c\uc5d0 \uad00\ud55c \uc2dc\ud589\ub839 \ucd08\uc548(\u26a0\ufe0f)\uc5d0\uc11c \uc774\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n-\uc804\uc790\uc9c0\uac11 \uc794\uc561 \ud55c\ub3c4\ub97c 5\ucc9c\ub9cc \ub3d9\uc5d0\uc11c 2\ucc9c\ub9cc \ub3d9\uc73c\ub85c \ub0ae\ucd94\uae30\ub85c \uc81c\uc548\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n-\uc678\uad6d\uc778 \uc9c0\ubd84 \ubcf4\uc720\uc5d0 \ub354 \uc5c4\uaca9\ud55c \uc81c\ud55c\uc774 \uc801\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc0c8\ub85c\uc6b4 \uc7a0\uc7ac\uc801 \ud50c\ub7ab\ud3fc\uc758 \ubaa8\ub2c8\ud130\ub9c1 \ubaa9\ub85d.<br \/>\n\uc0bc\uc131 \ud398\uc774 \ubca0\ud2b8\ub0a8(\ud734\ub300\ud3f0 \uc2dc\uc7a5 \uc810\uc720\uc728 35%\uc5d0 \uae30\ubc18\ud55c \uc0bc\uc131 \ud398\uc774 \ubca0\ud2b8\ub0a8)<br \/>\n\uadf8\ub7a9\ud398\uc774(\uc628\ub77c\uc778 \ud0dd\uc2dc \uc5c5\uacc4\uc5d0\uc11c \ub3c5\uc810\uc801 \uc6b0\uc704) \u25b8 \uadf8\ub7a9\ud398\uc774(\uc628\ub77c\uc778 \ud0dd\uc2dc \uc5c5\uacc4\uc5d0\uc11c \ub3c5\uc810\uc801 \uc6b0\uc704)<br \/>\n\uc5d0\uc5b4\uc6d4\ub809\uc2a4(SaaS \ube44\uc988\ub2c8\uc2a4\ub97c \uc704\ud55c \uc784\ubca0\ub514\ub4dc \uae08\uc735) \u25b8 \uc5d0\uc5b4\uc6d4\ub809\uc2a4(\uc784\ubca0\ub514\ub4dc \uae08\uc735)<\/p>\n<hr>\n<p>\ud2b9\uc815 \uad6c\ud604 \ub610\ub294 \ucc44\ub110 \ub9e4\uce6d \uc9c0\uc6d0\uc5d0 \ub300\ud55c \ud3c9\uac00\ub97c \uc704\ud574 \uc815\ud655\ud55c \uad8c\uc7a5 \uc0ac\ud56d\uc744 \uc704\ud574 \ub2e4\uc74c \uc815\ubcf4\ub97c \ucd94\uac00\ub85c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\uc6d4 \ud3c9\uade0 \uac70\ub798\uc561 \uc138\uadf8\uba3c\ud2b8 \u25a1 \ud0c0\uac9f \uace0\uac1d \uadf8\ub8f9 \uc18d\uc131 \u25a1 \uc0c1\ud488 \uc11c\ube44\uc2a4 \uc720\ud615<\/p>","protected":false},"excerpt":{"rendered":"<p>\ubca0\ud2b8\ub0a8\uc758 \ud06c\ub85c\uc2a4\ubcf4\ub354 \uacb0\uc81c: 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