{"id":3168,"date":"2025-06-03T13:24:24","date_gmt":"2025-06-03T05:24:24","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3168"},"modified":"2025-06-03T13:24:24","modified_gmt":"2025-06-03T05:24:24","slug":"%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e5%9c%a8%e4%b8%9c%e5%8d%97%e4%ba%9a%e6%95%b0%e5%ad%97%e7%bb%8f%e6%b5%8e%e4%b8%ad%e7%9a%84%e5%9c%b0%e4%bd%8d","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/03\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e5%9c%a8%e4%b8%9c%e5%8d%97%e4%ba%9a%e6%95%b0%e5%ad%97%e7%bb%8f%e6%b5%8e%e4%b8%ad%e7%9a%84%e5%9c%b0%e4%bd%8d\/","title":{"rendered":"\ub3d9\ub0a8\uc544\uc2dc\uc544 \ub514\uc9c0\ud138 \uacbd\uc81c\uc758 \ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c"},"content":{"rendered":"<p>\ub9d0\ub808\uc774\uc2dc\uc544\uc758 \uacb0\uc81c \uc0dd\ud0dc\uacc4\ub294 \ub3d9\ub0a8\uc544\uc2dc\uc544 \ub514\uc9c0\ud138 \uacbd\uc81c\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc73c\uba70, \uc131\uc219\ub3c4, \ud601\uc2e0, \uc815\ucc45 \uc9c0\uc6d0\uc73c\ub85c \uc9c0\uc5ed \ub514\uc9c0\ud138 \uae08\uc735 \ubc1c\uc804\uc758 \ud575\uc2ec \ud50c\ub808\uc774\uc5b4\ub85c \uc790\ub9ac\ub9e4\uae40\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uc138\ud55c \ubd84\uc11d \ub0b4\uc6a9\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>1. \uacbd\uc81c \ubc0f \ub514\uc9c0\ud138 \uae30\ubc18<\/strong><\/h3>\n<ul>\n<li><strong>\uacbd\uc81c \uaddc\ubaa8<\/strong>\ub9d0\ub808\uc774\uc2dc\uc544\ub294 \uc778\ub3c4\ub124\uc2dc\uc544, \ud0dc\uad6d\uc5d0 \uc774\uc5b4 \ub3d9\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c \uc138 \ubc88\uc9f8\ub85c \ud070 \uacbd\uc81c\ub300\uad6d\uc73c\ub85c 2023\ub144 GDP\ub294 \uc57d 4300\uc5b5 \ub2ec\ub7ec, \ub514\uc9c0\ud138 \uacbd\uc81c \uae30\uc5ec\ub3c4\ub294 \uc57d 231\uc8703\ucc9c\uc5b5 \ub2ec\ub7ec(\uc57d 1000\uc5b5 \ub2ec\ub7ec)\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\uc778\ud130\ub137 \ubcf4\uae09\ub960<\/strong>84%(2023\ub144), \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960 90%\ub97c \ub118\uc5b4\uc11c\uba70 \ub514\uc9c0\ud138 \uacb0\uc81c \uc0ac\uc6a9\uc790 \uae30\ubc18\uc774 \ud615\uc131\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\uc815\ubd80 \uc804\ub7b5<\/strong>::\n<ul>\n<li>MyDigital\uc758 \uccad\uc0ac\uc9c4 \ubaa9\ud45c: 2030\ub144\uae4c\uc9c0 \ub514\uc9c0\ud138 \uacbd\uc81c\uc5d0\uc11c GDP\uc758 251%\ub97c \ucc28\uc9c0\ud558\ub294 3\uc870 \ub2ec\ub7ec.<\/li>\n<li>'\ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c' \ud504\ub85c\uadf8\ub7a8\uc740 \uc804\uc790\uc9c0\uac11(\uc608: Touch 'n Go \uc804\uc790\uc9c0\uac11, GrabPay \ub4f1)\uc758 \uc0ac\uc6a9\uc744 \uc7a5\ub824\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>2. \uacb0\uc81c \uc2dc\uc7a5\uc758 \ud2b9\uc9d5<\/strong><\/h3>\n<h4><strong>(1) \ub2e4\uc591\ud55c \uacb0\uc81c \uc218\ub2e8<\/strong><\/h4>\n<ul>\n<li><strong>\uc740\ud589 \uc1a1\uae08<\/strong>FPX(\uae08\uc735 \ud504\ub85c\uc138\uc2a4 \uad50\ud658)\ub294 \uc628\ub77c\uc778 \uac70\ub798\uc758 40% \uc774\uc0c1\uc744 \ucc28\uc9c0\ud558\ub294 \uc9c0\ubc30\uc801\uc778 \uc2e4\uc2dc\uac04 \uc740\ud589 \uc1a1\uae08 \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uc804\uc790 \uc9c0\uac11(\uc608: \ub3c8)<\/strong>::\n<ul>\n<li>\uc0c1\uc704 3\uac1c \ud50c\ub7ab\ud3fc: Touch 'n Go eWallet(1,800\ub9cc \uba85 \uc774\uc0c1 \uc0ac\uc6a9\uc790), Boost(Axiata \uc18c\uc720), GrabPay.<\/li>\n<li>QR \ucf54\ub4dc \ud1b5\ud569 \ud45c\uc900\uc778 DuitNow\ub97c \uc0ac\uc6a9\ud558\uba74 \ud50c\ub7ab\ud3fc \uac04 \uc0c1\ud638 \uc5f0\uacb0\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4(\uc2f1\uac00\ud3ec\ub974\uc758 PayNow\uc640 \uc720\uc0ac).<\/li>\n<\/ul>\n<\/li>\n<li><strong>\ud574\uc678 \uacb0\uc81c<\/strong>::\n<ul>\n<li>\ub4c0\uc787\ub098\uc6b0\ub294 \ud398\uc774\ub098\uc6b0 \uc2f1\uac00\ud3ec\ub974 \ubc0f \ud504\ub86c\ud504\ud2b8\ud398\uc774 \ud0dc\uad6d\uacfc \uc0c1\ud638 \uc5f0\uacb0\ub429\ub2c8\ub2e4.<\/li>\n<li>\uc54c\ub9ac\ud398\uc774+, \uc704\ucc57\ud398\uc774\ub294 \uc911\uad6d \uc5ec\ud589\uac1d\uc744 \ub300\uc0c1\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4><strong>(2) \uaddc\uc81c\uc640 \ud601\uc2e0\uc758 \uade0\ud615<\/strong><\/h4>\n<ul>\n<li><strong>BNM(\ub9d0\ub808\uc774\uc2dc\uc544 \ub124\uac00\ub77c \uc740\ud589) \uc815\ucc45<\/strong>::<br \/>\n\uae08\uc735 \ud3ec\uc6a9\uc131 \uc99d\uc9c4\uc744 \uc704\ud55c 5\uac1c\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ub77c\uc774\uc120\uc2a4(\uadf8\ub7a9-\uc2f1\ud154 \ucee8\uc18c\uc2dc\uc5c4 \ud3ec\ud568)\ub97c \ud68d\ub4dd\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n2025\ub144\uae4c\uc9c0 \ubaa8\ub4e0 \ud310\ub9e4\uc790\uac00 QR\ucf54\ub4dc \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud558\ub3c4\ub85d \uc758\ubb34\ud654\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3> <strong>(3) \ub3d9\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c \ub9d0\ub808\uc774\uc2dc\uc544\uc758 \uc704\uce58<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>\uad6d\uac00<\/th>\n<th>\ub514\uc9c0\ud138 \uacbd\uc81c \uaddc\ubaa8(2023\ub144)<\/th>\n<th>\uc804\uc790 \uacb0\uc81c \ubcf4\uae09\ub960<\/th>\n<th>\uc8fc\uc694 \uac15\uc810<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ub9d0\ub808\uc774\uc2dc\uc544<\/td>\n<td>~$100B<\/td>\n<td>~\uc131\uc778 60%<\/td>\n<td>\uac15\ub825\ud55c \uaddc\uc81c, \uc740\ud589-\uc9c0\uac11 \ud1b5\ud569<\/td>\n<\/tr>\n<tr>\n<td>\uc2f1\uac00\ud3ec\ub974<\/td>\n<td>~$80B<\/td>\n<td>&gt;90% \uae00\ub85c\ubc8c \ud540\ud14c\ud06c \ud5c8\ube0c<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\uc778\ub3c4\ub124\uc2dc\uc544<\/td>\n<td>~$220B<\/td>\n<td>&gt;50% \ub300\uaddc\ubaa8 \ube44\uc740\ud589\uad8c \uc778\uad6c \uc911\uc2ec<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\ud0dc\uad6d<\/td>\n<td>~$50B<\/td>\n<td>&gt;45% \ud504\ub86c\ud504\ud2b8\ud398\uc774 \uc131\uacf5<\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uc8fc\uc694 \uad00\ucc30 \uc0ac\ud56d.<br \/>\n- \ub9d0\ub808\uc774\uc2dc\uc544\ub294 \uaddc\ubaa8 \uba74\uc5d0\uc11c\ub294 \uc778\ub3c4\ub124\uc2dc\uc544\uc5d0 \ub4a4\ucc98\uc9c0\uc9c0\ub9cc \uaddc\uc81c \uc815\uad50\uc131 \uba74\uc5d0\uc11c\ub294 \uc55e\uc11c\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n- \uad6d\uacbd\uc744 \ub118\ub098\ub4dc\ub294 \uc5f0\uacc4 \uc774\ub2c8\uc154\ud2f0\ube0c\ub97c \ud1b5\ud574 \uc9c0\uc5ed\uc801\uc73c\ub85c\ub3c4 \uc5f0\uacb0\uace0\ub9ac \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<hr>\n<h3> \uacfc\uc81c \ubc0f \ud5a5\ud6c4 \uc804\ub9dd<\/h3>\n<p>\ub3c4\uc804 \uacfc\uc81c.<br \/>\n- \ub18d\ucd0c \uc9c0\uc5ed\uc740 \uc5ec\uc804\ud788 \ud604\uae08\uc5d0 \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4(\uc778\uad6c\uc758 30%).<br \/>\n- \uadf8\ub7a9\uacfc \uac19\uc740 \uc288\ud37c \uc571\uc758 \uacbd\uc7c1\uc774 \uc9c0\uac11\uc744 \uc7a5\uc545\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uae30\ud68c.<br \/>\n- \uc774\uc2ac\ub78c \ub514\uc9c0\ud138 \uae08\uc735: \ub9d0\ub808\uc774\uc2dc\uc544\ub294 \uc0e4\ub9ac\uc544\ub97c \uc900\uc218\ud558\ub294 \ud540\ud14c\ud06c \ubd84\uc57c\uc758 \uae00\ub85c\ubc8c \ub9ac\ub354\ub85c \uc790\ub9ac\ub9e4\uae40\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n- BNPL \uc131\uc7a5: 2025\ub144\uae4c\uc9c0 \ub450 \ubc30\uc778 1\uc870 4,500\uc5b5 \ub2ec\ub7ec\ub85c \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860.<\/p>\n<p>\ub9d0\ub808\uc774\uc2dc\uc544\ub294 \uc2f1\uac00\ud3ec\ub974\ubcf4\ub2e4\ub294 \ub35c \ubcf5\uc7a1\ud558\uc9c0\ub9cc \ubca0\ud2b8\ub0a8\uacfc \uac19\uc740 \uc2e0\ud765 \uc2dc\uc7a5\ubcf4\ub2e4\ub294 \ub354 \ubc1c\uc804\ub41c \ub3d9\ub0a8\uc544\uc2dc\uc544 \uacb0\uc81c\uc5d0 \ub300\ud55c '\uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4' \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \ub9d0\ub808\uc774\uc2dc\uc544\uc758 \uc9c4\uc815\ud55c \uc601\ud5a5\ub825\uc740 \uc9c0\uc5ed \ubca4\uce58\ub9c8\ud06c\uac00 \ub420 \uc218 \uc788\ub294 \uc0c1\ud638 \uc6b4\uc6a9 \uac00\ub2a5\ud55c \ud45c\uc900(\uc608: DuitNow QR)\uc744 \uc124\uc815\ud558\ub294 \ub370 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3><strong>\ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c \uc0dd\ud0dc\uacc4\uc758 \uc2ec\ud654\uc640 \uc9c0\uc5ed\uc801 \uc2dc\ub108\uc9c0 \ud6a8\uacfc(\uacc4\uc18d)<\/strong><\/h3>\n<h4><strong>4. \ub3c4\uc804 \uacfc\uc81c \ubc0f \uace0\ucda9<\/strong><\/h4>\n<p>\ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c \uc2dc\uc7a5\uc740 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc9c0\ub9cc \uc5ec\uc804\ud788 \ub2e4\uc74c\uacfc \uac19\uc740 \uc8fc\uc694 \ubb38\uc81c\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ol>\n<li>\n<p><strong>\uc544\uc9c1 \ud604\uae08 \uc758\uc874\ub3c4\uac00 \uc644\uc804\ud788 \uc81c\uac70\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n<ul>\n<li>\ub3d9\ubd80 \ub9d0\ub808\uc774\uc2dc\uc544 \uc0ac\ubc14\uc8fc, \uc0ac\ub77c\uc641\uc8fc \ub4f1 \ub18d\ucd0c \uc9c0\uc5ed\uc5d0\ub294 \uc5ec\uc804\ud788 \ud604\uae08 \uac70\ub798\ub97c \uc120\ud638\ud558\ub294 \uc778\uad6c\uac00 301\ub9cc 3\ucc9c \uba85\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc77c\ubd80 \uc911\uc18c\uae30\uc5c5\uc740 \uc218\uc218\ub8cc\ub098 \uae30\uc220\uc801 \ud55c\uacc4\ub85c \uc778\ud574 \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c\uc5d0 \uac70\ubd80\uac10\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc804\uc790\uc9c0\uac11 \uc2dc\uc7a5\uc740 \uacbd\uc7c1\uc774 \uce58\uc5f4\ud558\uc9c0\ub9cc \uc218\uc775\uc744 \ub0b4\uae30 \uc5b4\ub824\uc6b4 \uc2dc\uc7a5\uc785\ub2c8\ub2e4.<\/strong><\/p>\n<ul>\n<li>\ud130\uce58\uc564\uace0\ub098 \ubd80\uc2a4\ud2b8\uc640 \uac19\uc740 \ub300\ud45c\uc801\uc778 \ud50c\ub7ab\ud3fc\uc740 \ubcf4\uc870\uae08\uc5d0 \uc758\uc874\ud574 \uace0\uac1d\uc744 \ud655\ubcf4\ud558\uace0 \uc788\uc73c\uba70 \uc544\uc9c1 \uc548\uc815\uc801\uc778 \uc218\uc775\uc131\uc744 \ub2ec\uc131\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uadf8\ub7a9\uacfc \uac19\uc740 \uc288\ud37c \uc571\uc740 \ud0dd\uc2dc, \ud14c\uc774\ud06c\uc544\uc6c3 \ub4f1 \uc0ac\uc6a9 \ube48\ub3c4\uac00 \ub192\uc740 \uc2dc\ub098\ub9ac\uc624\ub97c \ud1b5\ud574 \uc0ac\uc6a9\uc790 \uace0\ucc29\ud654\ub97c \ub3c5\uc810\ud558\uace0 \uc788\uc73c\uba70, \ub85c\uceec \ud50c\ub808\uc774\uc5b4\ub294 \uc0dd\uc874\uc5d0 \ub300\ud55c \uc555\ubc15\uc744 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uad6d\uacbd \uac04 \uacb0\uc81c\uc758 \uc138\ubd84\ud654<\/strong><\/p>\n<ul>\n<li>\ub4c0\uc787\ub098\uc6b0\ub294 \uc2f1\uac00\ud3ec\ub974 \ubc0f \ud0dc\uad6d\uacfc \uc0c1\ud638 \uc5f0\uacb0\ub418\uc5b4 \uc788\uc9c0\ub9cc, \uc778\ub3c4\ub124\uc2dc\uc544(\ub3d9\ub0a8\uc544\uc2dc\uc544 \ucd5c\ub300 \uc2dc\uc7a5) \ubc0f \ubca0\ud2b8\ub0a8\uacfc\uc758 \uc0c1\ud638 \uc6b4\uc6a9\uc131\uc740 \uc544\uc9c1 \uc81c\ud55c\uc801\uc785\ub2c8\ub2e4.<\/li>\n<li>\uad6d\uacbd\uc744 \ub118\uc5b4 \uac70\ub798\ud558\ub294 \uc911\uc18c\uae30\uc5c5\uc758 \uacbd\uc6b0 \ube44\ud6a8\uc728\uc801\uc778 \ub2e4\uc911 \ud1b5\ud654 \uacb0\uc81c\uc640 \ub192\uc740 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h4><strong>5. \ubbf8\ub798 \ud2b8\ub80c\ub4dc\uc640 \uae30\ud68c<\/strong><\/h4>\n<h5><strong>(1) BNPL(\uc9c0\uae08 \uad6c\ub9e4\ud558\uace0 \ub098\uc911\uc5d0 \uc9c0\ubd88)\uc758 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5<\/strong><\/h5>\n<ul>\n<li>\ub9d0\ub808\uc774\uc2dc\uc544\uc5d0\uc11c\ub294 Atome \ubc0f Split\uacfc \uac19\uc740 BNPL \uc11c\ube44\uc2a4\uac00 \uc5f0\uac04 40% \uc774\uc0c1\uc758 \uc18d\ub3c4\ub85c \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, 2025\ub144\uc5d0\ub294 \uc2dc\uc7a5 \uaddc\ubaa8\uac00 5\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/li>\n<li>BNM\uc740 \ud638\uc8fc\uc758 '\ucc45\uc784 \ub300\ucd9c' \uaddc\uc815\uc744 \ucc38\uace0\ud558\uc5ec \uc704\ud5d8\uacfc \ud601\uc2e0\uc758 \uade0\ud615\uc744 \ub9de\ucd94\ub294 \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\ub97c \ub3c4\uc785\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h5><strong>(2) \uc774\uc2ac\ub78c \ud540\ud14c\ud06c(IFT)\uc758 \ub9ac\ub354\uc2ed<\/strong><\/h5>\n<ul>\n<li>\uc804 \uc138\uacc4 \uc774\uc2ac\ub78c \uae08\uc735 \uc790\uc0b0\uc740 \uc57d 3\uc870 \ub2ec\ub7ec\uc774\uba70, \ub9d0\ub808\uc774\uc2dc\uc544\uac00 601\uc870 \ub2ec\ub7ec\ub85c \uc138\uacc4 1\uc704\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>Ethis \ud22c\uc790 \ud50c\ub7ab\ud3fc, Wahed \ub514\uc9c0\ud138 \uc740\ud589 \ub4f1\uc740 \uc0e4\ub9ac\uc544\ub97c \uc900\uc218\ud558\ub294 \uacb0\uc81c \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4(\uc608: \uc774\uc790\ub294 \uae08\uc9c0\ud558\uc9c0\ub9cc \uc774\uc775 \uacf5\uc720\ub294 \ud5c8\uc6a9).<\/li>\n<\/ul>\n<h5><strong>(3) CBDC(\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0) \uc2dc\ubc94 \uc6b4\uc601 \ubc1c\uc804<\/strong><\/h5>\n<ul>\n<li>BNM\uc740 \ub3c4\ub9e4 CBDC\uc5d0 \ub300\ud55c \uac1c\ub150 \uc99d\uba85(\ud504\ub85c\uc81d\ud2b8 \ub358\ubc14)\uc744 \uc644\ub8cc\ud588\uc73c\uba70, \uae08\uc735 \ud3ec\uc6a9\uc131\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 \ub2e4\uc74c \ub2e8\uacc4\ub85c \uc18c\ub9e4 CBDC\ub97c \uc2dc\ubc94 \uc6b4\uc601\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h4><strong>\ub3d9\ub0a8\uc544\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uacbd\ub85c<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\uc601\uc5ed<\/th>\n<th>\ub9d0\ub808\uc774\uc2dc\uc544\uc758 \uc5ed\ud560<\/th>\n<th>\uc0ac\ub840(\ubc95\ub960)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uaddc\uc81c \ud45c\uc900 \ub0b4\ubcf4\ub0b4\uae30<\/td>\n<td>\uc544\uc138\uc548 QR\ucf54\ub4dc \ud45c\uc900\ud654 \ucd94\uc9c4<\/td>\n<td>\uc544\uc138\uc548 \uacb0\uc81c \uc5f0\uacb0 \uccad\uc0ac\uc9c4\uc5d0 \ud3ec\ud568\ub41c DuitNow<\/td>\n<\/tr>\n<tr>\n<td>\ud06c\ub85c\uc2a4\ubcf4\ub354 \ud5c8\ube0c<\/td>\n<td>\uc2f1\uac00\ud3ec\ub974, \ub9d0\ub808\uc774\uc2dc\uc544, \ud0dc\uad6d\uc744 \uc787\ub294 \ub514\uc9c0\ud138 \ud68c\ub791<\/td>\n<td>\ub4c0\uc787\ub098\uc6b0-\ud398\uc774\ub098\uc6b0-\ud504\ub86c\ud504\ud2b8\ud398\uc774 3\uc790 \uc0c1\ud638\uc6b4\uc6a9\uc131<\/td>\n<\/tr>\n<tr>\n<td>\uc778\uc7ac \ubc0f \uae30\uc220 \ud30c\uae09 \ud6a8\uacfc<\/td>\n<td>\ucfe0\uc54c\ub77c\ub8f8\ud478\ub974, \uc9c0\uc5ed \uaddc\uc815 \uc900\uc218 \uae30\uc220(RegTech) \uc13c\ud130\ub85c \uac70\ub4ed\ub098\ub2e4<\/td>\n<td>\uc778\ub3c4\ub124\uc2dc\uc544\/\ud544\ub9ac\ud540 \uc740\ud589\uc5d0 \uc790\uae08\uc138\ud0c1 \ubc29\uc9c0 \ud504\ub85c\uadf8\ub7a8\uc744 \uc81c\uacf5\ud558\ub294 \ud604\uc9c0 \uae30\uc5c5, Jirnexu<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><strong>\uacb0\ub860: \uc9c0\uc5ed\ubcc4 '\uc911\uac04 \uacc4\uce35 \ub9ac\ub354'<\/strong><\/h3>\n<p>\ub3d9\ub0a8\uc544\uc2dc\uc544 \uacb0\uc81c \uc0dd\ud0dc\uacc4\uc5d0\uc11c \ub9d0\ub808\uc774\uc2dc\uc544\uc758 \uace0\uc720\ud55c \uac00\uce58\ub294 \uc2f1\uac00\ud3ec\ub974\ubcf4\ub2e4 \uae30\ubc18\uc774 \ud0c4\ud0c4\ud558\uace0(\ub2e4\uc591\ud55c \uc0ac\uc6a9\uc790\uce35\uc5d0 \ub3c4\ub2ec) \uc778\ub3c4\ub124\uc2dc\uc544\/\ubca0\ud2b8\ub0a8\ubcf4\ub2e4 \uaddc\uc81c\uc640 \uc131\uc219\ub3c4\uac00 \ub192\ub2e4\ub294 \uc810\uc774\uba70, \uc774\ub7ec\ud55c \uade0\ud615\uc744 \uc774\ub8e8\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ol>\n<li><strong>\uaddc\uc81c \ud601\uc2e0\uc758 \uc2dc\ud5d8\uc7a5<\/strong>(\uc608: \ub514\uc9c0\ud138 \ubc45\ud0b9 \ub77c\uc774\uc120\uc2a4 \ud15c\ud50c\ub9bf\uc740 \ud544\ub9ac\ud540\uc5d0\uc11c \ubcf5\uc81c\ud560 \uc218 \uc788\uc74c)<\/li>\n<li><em>\ub2e4\uad6d\uc801 \uae30\uc5c5\uc744 \uc704\ud55c \uc9c0\uc5ed \ubcf8\ubd80 \ub3c4\uc57d\uc758 \ubc1c\ud310<\/em>(\uc608: Ant Group\uc740 KL\uc744 \ub3d9\ub0a8\uc544\uc2dc\uc544 \uc6b4\uc601 \uc13c\ud130\ub85c \uc0ac\uc6a9)<\/li>\n<\/ol>\n<p>\ub18d\ucd0c \ubcf4\uae09\ub960\uacfc \uad6d\uac00 \uac04 \uc0c1\ud638\uc6b4\uc6a9\uc131\uc5d0\uc11c \ud68d\uae30\uc801\uc778 \ubc1c\uc804\uc744 \uc774\ub8e8\uba74 \uc544\uc138\uc548\uc740 '\uc544\uc138\uc548 \ud45c\uc900 \uc124\uc815\uc790'\uc5d0\uc11c '\uae00\ub85c\ubc8c \uc774\uc2ac\ub78c \ub514\uc9c0\ud138 \uacbd\uc81c \ud5c8\ube0c'\ub85c \uc601\ud5a5\ub825\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\ub9d0\ub808\uc774\uc2dc\uc544\uc758 \uacb0\uc81c \uc0dd\ud0dc\uacc4\ub294 \ub3d9\ub0a8\uc544\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc73c\uba70, \uadf8 \uc131\uacf5\uc740 ...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[30],"tags":[],"class_list":["post-3168","post","type-post","status-publish","format-standard","hentry","category-30"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u5728\u4e1c\u5357\u4e9a\u6570\u5b57\u7ecf\u6d4e\u4e2d\u7684\u5730\u4f4d - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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