{"id":3184,"date":"2025-06-04T14:08:49","date_gmt":"2025-06-04T06:08:49","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3184"},"modified":"2025-06-04T14:08:49","modified_gmt":"2025-06-04T06:08:49","slug":"%e6%b3%b0%e5%9b%bd%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%e5%8f%91%e5%b1%95%e6%96%b0%e5%8a%a8%e5%90%91","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/04\/%e6%b3%b0%e5%9b%bd%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%e5%8f%91%e5%b1%95%e6%96%b0%e5%8a%a8%e5%90%91\/","title":{"rendered":"\ud0dc\uad6d \uad6d\uacbd \uac04 \uacb0\uc81c\uc758 \uc0c8\ub85c\uc6b4 \ubc1c\uc804 \uc0ac\ud56d"},"content":{"rendered":"

\ud0dc\uad6d \uad6d\uacbd \uac04 \uacb0\uc81c\uc758 \uc0c8\ub85c\uc6b4 \ubc1c\uc804: \uc55e\uc73c\ub85c\uc758 \uae30\ud68c\uc640 \uacfc\uc81c<\/h1>\n

\uc18c\uac1c: \ud0dc\uad6d \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694<\/h2>\n

\ucd5c\uadfc \uba87 \ub144\uac04 \ub3d9\ub0a8\uc544\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c\uac00 \uae09\uc131\uc7a5\ud568\uc5d0 \ub530\ub77c \uc911\uc694\ud55c \uc9c0\uc5ed \uacbd\uc81c\uad6d\uc778 \ud0dc\uad6d\uc740 \uad6d\uacbd \uac04 \uacb0\uc81c \ubd80\ubb38\uc5d0\uc11c \uc804\ub840 \uc5c6\ub294 \ud65c\uae30\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud0dc\uad6d\uc740\ud589(BoT)\uc758 \ucd5c\uc2e0 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 2023\ub144 \ud0dc\uad6d\uc758 \uc804\uc790\uacb0\uc81c \ub9e4\ucd9c\uc561\uc740 \uc804\ub144 \ub300\ube44 351\uc870 3,000\uc5b5 \ubc14\ud2b8 \uc131\uc7a5\ud560 \uac83\uc774\uba70, \uc774 \uc911 \uad6d\uacbd \uac04 \uacb0\uc81c\ub294 \uad6d\ub0b4 \uacb0\uc81c \uc131\uc7a5\ub960\ubcf4\ub2e4 \ud6e8\uc52c \ub192\uc740 \ucd5c\ub300 421\uc870 3,000\uc5b5 \ubc14\ud2b8\uae4c\uc9c0 \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucd94\uc138\uc758 \ubc30\uacbd\uc5d0\ub294 \uc815\ubd80\uc758 \uc815\ucc45 \ucd94\uc9c4, \uc18c\ube44\uc790 \uc2b5\uad00 \ubcc0\ud654, \ud540\ud14c\ud06c \uae30\uc5c5\uc758 \ud601\uc2e0, \uc9c0\uc5ed \uacbd\uc81c \ud1b5\ud569 \uac00\uc18d\ud654 \ub4f1 \uc5ec\ub7ec \uc694\uc778\uc774 \ubcf5\ud569\uc801\uc73c\ub85c \uc791\uc6a9\ud55c \uacb0\uacfc\uc785\ub2c8\ub2e4.<\/p>\n

\uc774 \uae00\uc5d0\uc11c\ub294 \ud0dc\uad6d\uc758 \uad6d\uacbd \uac04 \uacb0\uc81c\uc5d0 \uad00\ud55c 6\uac00\uc9c0 \uc8fc\uc694 \ub3d9\ud5a5\uc744 \ubd84\uc11d\ud558\uc5ec \ud0dc\uad6d \uc2dc\uc7a5 \uc9c4\ucd9c\uc5d0 \uad00\uc2ec\uc774 \uc788\ub294 \uae30\uc5c5 \ubc0f \ud22c\uc790\uc790\uc5d0\uac8c \uc885\ud569\uc801\uc778 \uc5c5\uacc4 \uc778\uc0ac\uc774\ud2b8\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\uc758 \ubcc0\ud654\ubd80\ud130 \uae30\uc220 \ud601\uc2e0\uacfc \uc560\ud50c\ub9ac\ucf00\uc774\uc158, \uacbd\uc7c1 \ud658\uacbd, \uc0ac\uc6a9\uc790 \ud589\ub3d9 \ubcc0\ud654\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ube60\ub974\uac8c \uc9c4\ud654\ud558\ub294 \uc774 \uc2dc\uc7a5\uc758 \ube44\uc988\ub2c8\uc2a4 \uae30\ud68c\uc640 \uacfc\uc81c\uc5d0 \ub300\ud55c \uc885\ud569\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

I. \uaddc\uc81c \uc815\ucc45\uc758 \uc8fc\uc694 \uc870\uc815: \uac1c\ubc29\uacfc \uaddc\uc81c\uc758 \ubcd1\ud589<\/h2>\n

2023\ub144 \uac00\uc7a5 \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uaddc\uc81c \ud601\uc2e0\uc73c\ub85c \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC) \uc2dc\ubc94 \uc6b4\uc601\uc774 \ucd94\uc9c4\ub429\ub2c8\ub2e4. \uc5f0\ucd08\uc5d0 \ud0dc\uad6d \uc911\uc559\uc740\ud589\uc740 \uad6d\uacbd \uac04 \uacb0\uc81c\uc5d0\uc11c \ub514\uc9c0\ud138 \ud654\ud3d0\uc758 \uc7a0\uc7ac\ub825\uc744 \ud0d0\uad6c\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uc18c\ub9e4\uc6a9 CBDC \ud14c\uc2a4\ud2b8 \ud504\ub85c\uadf8\ub7a8 \"Inthanon-Lite\"\uc758 \uc2dc\uc791\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc774\ub2c8\uc154\ud2f0\ube0c\ub294 \uccad\uc0b0 \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c(\ud14c\uc2a4\ud2b8 \uacb0\uacfc \uac70\ub798 \ud655\uc778 \uc2dc\uac04\uc774 2\ucd08\ub85c \ub2e8\ucd95\ub428) \uc0c8\ub85c\uc6b4 \uacb0\uc81c \uc778\ud504\ub77c\uc758 \uacf5\uc2dd \uc778\uc815\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n

\ub3d9\uc2dc\uc5d0 \uac1c\uc778\uc815\ubcf4\ubcf4\ud638\ubc95(PDPA)\uc758 \uc804\uba74 \uc2dc\ud589\uc73c\ub85c \uad6d\uac00 \uac04 \ub370\uc774\ud130 \ud750\ub984\uc5d0 \ub300\ud55c \uc5c4\uaca9\ud55c \uc694\uac74\uc774 \ubd80\uacfc\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uae08\uc735 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub294 \uace0\uac1d \uc815\ubcf4\uac00 \uad6d\uacbd\uc744 \ub118\uc5b4 \uc804\uc1a1\ub418\ub294 \ub3d9\uc548 \ud604\uc9c0\uc5d0 \uc800\uc7a5\ub418\ub3c4\ub85d \ubcf4\uc7a5\ud574\uc57c \ud558\uae30 \ub54c\ubb38\uc5d0 '\ub370\uc774\ud130 \uc8fc\uad8c'\uc758 \uac1c\ub150\uc774 \uc804\ub840 \uc5c6\ub294 \uc218\uc900\uc73c\ub85c \ub192\uc544\uc84c\uc2b5\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \uc54c\ub9ac\ud398\uc774\uc640 \uc704\ucc57\ud398\uc774\ub97c \ube44\ub86f\ud55c \uae00\ub85c\ubc8c \uae30\uc5c5\ub4e4\uc740 \ud604\uc9c0\ud654\ub41c \uc2dc\uc2a4\ud15c \uad6c\ucd95\uc5d0 \ubc15\ucc28\ub97c \uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud2b9\ud788, \uac00\uc0c1 \uc740\ud589 \ub77c\uc774\uc120\uc2a4 \ud504\ub808\uc784\uc6cc\ud06c\uc758 \ub178\ucd9c \ucd08\uc548 \ubc1c\ud45c\ub294 2024\ub144\uc5d0 \uc0c8\ub85c\uc6b4 \uc720\ud615\uc758 \ub514\uc9c0\ud138 \uc740\ud589\uc774 \ud0c4\uc0dd\ud560 \uc218 \uc788\ub2e4\ub294 \uc2e0\ud638\uc785\ub2c8\ub2e4.\" \ubc29\ucf55\ub300\ud559\uad50 \ud540\ud14c\ud06c \uc5f0\uad6c\uc13c\ud130\uc758 \uc218\ucc28\ud2b8 \ubc15\uc0ac\ub294 \"\ucc98\uc74c 3~5\uac1c\uc758 \ub77c\uc774\uc120\uc2a4\ub294 \uc8fc\ub85c \ub9ac\uc2a4\ud06c \uad00\ub9ac \uacbd\ud5d8\uc774 \uc785\uc99d\ub41c \ub2e4\uad6d\uc801 \ud540\ud14c\ud06c \uadf8\ub8f9\uc5d0 \ubc1c\uae09\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ud55c\ub2e4\"\uba70 \"\uc774\ub294 \uae30\uc874 \uc740\ud589\uc758 \ud574\uc678 \ube44\uc988\ub2c8\uc2a4\uc5d0 \uba54\uae30 \ud6a8\uacfc\ub97c \uac00\uc838\uc62c \uac83\"\uc774\ub77c\uace0 \ubd84\uc11d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

II. \uae30\uc220 \ud1b5\ud569\uc73c\ub85c \uc0c8\ub85c\uc6b4 \uc720\ud615\uc758 \uc194\ub8e8\uc158\uc774 \ud0c4\uc0dd\ud569\ub2c8\ub2e4.<\/h2>\n

\ubb34\uc5ed \uae08\uc735 \ubd84\uc57c\uc5d0\uc11c \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc744 \uc801\uc6a9\ud558\ub294 \ub370 \uc0c1\ub2f9\ud55c \uc9c4\uc804\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\" \uc774\uc5b4 \"\ud504\ub85c\uc81d\ud2b8 \uc778\ud0c0\ub17c-\ub77c\uc774\uc628\ub85d\uc758 \ub450 \ubc88\uc9f8 \ub2e8\uacc4\ub294 \ud64d\ucf69\uc758 \uc2e4\uc2dc\uac04 \ucd1d\uc561 \uacb0\uc81c \uc2dc\uc2a4\ud15c(RTGS)\uc744 \ud0dc\uad6d\uacfc \uc131\uacf5\uc801\uc73c\ub85c \uc5f0\uacb0\ud558\uc5ec \ubc14\ud2b8-\ud64d\ucf69 \ub2ec\ub7ec \uc9c1\uc811 \uc804\ud658 \ube44\uc6a9\uc744 40% \uc808\uac10\ud588\uc73c\uba70, \uc774\ub294 \uc911\uc18c\uae30\uc5c5\uc774 \ud55c \ubc88\uc758 \uad6d\uacbd \uac04 \uc1a1\uae08\uc5d0 \ud3c9\uade0 15\ub2ec\ub7ec\ub97c \uc808\uc57d\ud560 \uc218 \uc788\ub294 \ud601\uc2e0\uc785\ub2c8\ub2e4.\"\ub77c\uace0 \uc2a4\ud0e0\ub2e4\ub4dc\ucc28\ud0c0\ub4dc\uc758 \ub3d9\ub0a8\uc544\uc2dc\uc544 CEO\ub294 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc0dd\uccb4 \uc778\uc99d<\/strong>\uc678\uad6d\uc778 \uad00\uad11\uac1d\uc774 \uc5bc\uad74 \uc778\uc2dd\uc744 \ud1b5\ud574 \uba74\uc138\uc810 \uad6c\ub9e4\ub97c \uc644\ub8cc\ud560 \uc218 \uc788\ub294 \ud06c\ub8fd\ud0c0\uc774 \uc740\ud589\uc758 '\ud398\uc774\uc2a4 \ud398\uc774 \uc778\ud130\ub0b4\uc154\ub110' \uc11c\ube44\uc2a4\uac00 \ud1b5\uad00 \uc2dc\uac04\uc744 70% \ub2e8\ucd95\ud558\uace0, \ud0dc\uad6d\uc744 \uc5ec\ud589\ud558\ub294 \uad00\uad11\uac1d \uc911 67%\uac00 \uc2e4\ubb3c \uce74\ub4dc \uac70\ub798\ubcf4\ub2e4 \uc0dd\uccb4 \uc778\uc99d\uc744 \uc120\ud638\ud558\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub09c VISA \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591\uc758 \uc870\uc0ac \uacb0\uacfc\uc640 \uac19\uc774 \ubcf4\uae09\ub960\uc758 \uae09\uc99d\uc73c\ub85c \uc778\ud574 \ubcf8\uc778 \ud655\uc778\uc758 \ud6a8\uc728\uc131\uc774 \ud06c\uac8c \ub192\uc544\uc84c\uc2b5\ub2c8\ub2e4. \ube44\uc790 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591\uc758 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \ud0dc\uad6d\uc744 \ubc29\ubb38\ud558\ub294 \uad00\uad11\uac1d \uc911 67%\uac00 \uc2e4\ubb3c \uce74\ub4dc \uac70\ub798\ubcf4\ub2e4 \uc0dd\uccb4 \uc778\uc99d\uc744 \uc120\ud638\ud558\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n

AI \uae30\ubc18\uc758 \ub3d9\uc801 \ud658\uc728 \uc5d4\uc9c4\uc774 \uc678\ud658 \uc2dc\uc7a5 \ud658\uacbd\uc744 \uc7ac\ud3b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\" \uc775\uba85\uc744 \uc6d0\ud55c \ud55c \uc678\ud658 \ube0c\ub85c\ucee4\ub294 \"\uae30\uc874 \uc740\ud589\uc758 \uc678\ud658 \ub9e4\uc218\/\ub9e4\ub3c4 \ud638\uac00 \uc2a4\ud504\ub808\ub4dc\ub294 \ud3c9\uade0 1.81 TP3T\uc778 \ubc18\uba74, GrabFin\uacfc \uac19\uc740 \ub300\ud615 \uc571\uc758 \uc9c0\ub2a5\ud615 \uac00\uaca9 \uc2dc\uc2a4\ud15c\uc740 0.61 TP3T \uc774\ud558\ub85c \uc2a4\ud504\ub808\ub4dc\ub97c \uc555\ucd95\ud560 \uc218 \uc788\ub2e4\"\uba70 \"\uc54c\uace0\ub9ac\uc998\uc774 5\ubd84\ub9c8\ub2e4 \ud638\uac00\ub97c \uc870\uc815\ud558\ub294 \ube48\ub3c4\ub85c \uc778\ud574 \uace0\uc815 \uac00\uaca9 \ubaa8\ub378\uc740 \uc644\uc804\ud788 \ube44\ud6a8\uc728\uc801\"\uc774\ub77c\uace0 \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n

III. \uc2dc\uc7a5 \ucc38\uc5ec\uc790 \uac04 \uacbd\uc7c1 \ub2e4\ubcc0\ud654<\/h2>\n

\ub85c\uceec \ub514\uc9c0\ud138 \uc9c0\uac11 \ud2b8\ub8e8\uba38\ub2c8, \uc0ac\uc6a9\uc790 3\ucc9c\ub9cc \uba85 \ub3cc\ud30c \ud6c4 \uc8fc\ubcc0 \uad6d\uac00\uc5d0 \uae30\uc220 \uc194\ub8e8\uc158 \uc218\ucd9c \uc2dc\uc791, \uc564\ud2b8\uadf8\ub8f9, \ud604\uc9c0 \uc804\uc790\uc9c0\uac11 \uc5b4\uc13c\ub4dc \uba38\ub2c8 \uc9c0\ubd84 \ucc38\uc5ec\ub85c \ud604\uc7a5 \uce68\ud22c \uac15\ud654 - \ub77c\uc778\ud398\uc774 \ud0dc\uad6d, \ucd1d 7-11\uac1c \ud3b8\uc758\uc810 85% \uc785\uc810, \uc2f1\uac00\ud3ec\ub974 \uc720\ub2c8\ucf58 \ub2c8\uc6c0, \ud0dc\uad6d \uc99d\uad8c\uc120\ubb3c\uc704\uc6d0\ud68c\ub85c\ubd80\ud130 \uc1a1\uae08 \ub77c\uc774\uc120\uc2a4 \ud68d\ub4dd \ud6c4 B2B \uc989\uc2dc \uad6d\uacbd \uac04 \uc678\ud654 \uccad\uc0b0 \uc11c\ube44\uc2a4 '\ub2c8\uc6c0 \ub2e4\uc774\ub809\ud2b8' \ucd9c\uc2dc \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ud0dc\uad6d \uc99d\uad8c\uc120\ubb3c\uc704\uc6d0\ud68c\ub85c\ubd80\ud130 \uc1a1\uae08 \ub77c\uc774\uc120\uc2a4\ub97c \ucde8\ub4dd\ud55c \ud6c4 B2B \uc989\uc2dc \uad6d\uacbd \uac04 \uc678\ud654 \uccad\uc0b0 \uc11c\ube44\uc2a4 '\ub2c8\uc6c0 \ub2e4\uc774\ub809\ud2b8'\ub97c \ucd9c\uc2dc\ud55c \ub2c8\uc6c0\uc740 \uae30\uc5c5 \uace0\uac1d\uc758 \uacc4\uc88c \uac1c\uc124 \uc218\uac00 \uc804\ubd84\uae30 \ub300\ube44 2,10% \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud2b9\ud788 \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc911\uc18c\ud615 \uc740\ud589\ub4e4\uc758 \ucc28\ubcc4\ud654\ub41c \ub3cc\ud30c \uc804\ub7b5\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. \"SCB \uc544\ubc14\ucee4\uc2a4\ub294 \ubb3c\ub958\uc5c5\uccb4 \ud50c\ub798\uc2dc \uc775\uc2a4\ud504\ub808\uc2a4\uc640 \ud611\ub825\ud574 \ud654\ubb3c \uc790\ub3d9 \uc815\uc0b0 \uae30\ub2a5\uc744 \ud0d1\uc7ac\ud574 \ud06c\ub85c\uc2a4\ubcf4\ub354 \uc774\ucee4\uba38\uc2a4 \uc140\ub7ec \uc2dc\uc7a5\uc744 \uacf5\ub7b5\ud588\uace0, \uce74\uc2dc\ucf58\ubc45\ud06c\ub294 \uc77c\ubcf8 \uace0\uac1d\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd98 'K+ \ub9ac\ubc0b' \ud2b9\ud654 \uc11c\ube44\uc2a4\ub97c \ucd9c\uc2dc\ud574 \uc77c\ubcf8 \uace0\uac1d\uc5d0 \uc9d1\uc911\ud588\uc2b5\ub2c8\ub2e4. \uce74\uc2dc\ucf58\ubc45\ud06c\ub294 \ub3c4\ucfc4-\ubc29\ucf55 10\ubd84 \uc1a1\uae08\uc744 \uc2e4\ud604\ud558\uae30 \uc704\ud574 \uc77c\ubcf8 \uace0\uac1d\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd98 'K+ \ub9ac\ubc0b' \ud2b9\ud654 \uc11c\ube44\uc2a4\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.\" \ud55c \uace0\uc704 \uc740\ud589 \uc560\ub110\ub9ac\uc2a4\ud2b8\ub294 \uc774\ub7ec\ud55c \uc815\uad50\ud55c \uc6b4\uc601\uc758 \ud575\uc2ec \uac00\uce58\ub97c \uc774\ub807\uac8c \uc9c0\uc801\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc2e0\ud765 \ud50c\ub808\uc774\uc5b4\uc758 \uba54\uae30 \ud6a8\uacfc\ub85c \uc778\ud574 \uae30\uc874 \uae30\uad00\ub4e4\uc740 \ud601\uc2e0\uc758 \uc18d\ub3c4\ub97c \uac00\uc18d\ud654\ud560 \uc218\ubc16\uc5d0 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \uc2dc\uc554 \uc0c1\uc5c5 \uc740\ud589\uc740 1\uc5b5 2\ucc9c\ub9cc \ub2ec\ub7ec\ub97c \ub4e4\uc5ec \ub2e4\uc911 \ud1b5\ud654 \uc2e4\uc2dc\uac04 \uccad\uc0b0\uc744 \uc9c0\uc6d0\ud558\ub294 \ud575\uc2ec \uc2dc\uc2a4\ud15c\uc744 \uc5c5\uadf8\ub808\uc774\ub4dc\ud588\uace0, \ud321\ucf54\ub974 \uc740\ud589\uc740 \uc804\uc790\uc9c0\uac11 \uac00\uaca9 \uc804\uc7c1\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 QR\ucf54\ub4dc \ud68d\ub4dd \uc218\uc218\ub8cc\ub97c 0.25%\ub85c \ub0ae\ucdc4\uc2b5\ub2c8\ub2e4.<\/p>\n

(\uc9c0\uba74 \uc81c\uc57d\uc73c\ub85c \uc778\ud574 2,000\ub2e8\uc5b4 \uc804\uccb4\ub97c \ubc1c\ud45c\ud558\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4.)<\/p>\n

\ub137\uc9f8, \uacb0\uc81c \uc778\ud504\ub77c\uc758 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \ucd09\uc9c4\ud558\ub294 \ud06c\ub85c\uc2a4\ubcf4\ub354 \uc774\ucee4\uba38\uc2a4\uc758 \ubc1c\uc0dd<\/h2>\n

\ud0dc\uad6d\uc758 \ud06c\ub85c\uc2a4\ubcf4\ub354 \uc774\ucee4\uba38\uc2a4 \uac70\ub798 \uaddc\ubaa8\ub294 2023\ub144\uc5d0 \uc804\ub144 \ub300\ube44 551% \uc99d\uac00\ud55c 120\uc5b5 \ub2ec\ub7ec\ub97c \ub3cc\ud30c\ud558\uba70 \ud06c\ub85c\uc2a4\ubcf4\ub354 \uacb0\uc81c \uc218\uc694\uc758 \uae09\uc99d\uc744 \uc9c1\uc811\uc801\uc73c\ub85c \uacac\uc778\ud588\uc2b5\ub2c8\ub2e4. Lazada Thailand \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c0\ub294 \ud06c\ub85c\uc2a4\ubcf4\ub354 \uc8fc\ubb38 \uc911 701\uc5b5 \ub2ec\ub7ec\uac00 \ud604\uc9c0\ud654\ub41c \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \uacb0\uc81c\ub418\uba70, \uadf8\uc911 BNPL(Buy Now Pay Later) \ud560\ubd80\uac00 \uc804\uccb4\uc758 251%\uc5d0 \ub2ec\ud558\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub85c \uc778\ud574 \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub4e4\uc740 \ud601\uc2e0\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

    \n
  • \"\uc6d0\uc2a4\ud1b1 \uad6c\ub9e4 \uc194\ub8e8\uc158<\/strong>Omise, 2C2P \ubc0f \uae30\ud0c0 \ud604\uc9c0 \ud1b5\ud569 \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc740 '\ud1b5\ud569 API'\ub97c \ucd9c\uc2dc\ud558\uc5ec \ud310\ub9e4\uc790\uac00 \ud0dc\uad6d\uc758 PromptPay, \ubca0\ud2b8\ub0a8\uc758 MoMo, \uc778\ub3c4\ub124\uc2dc\uc544\uc758 DANA\uc640 \uac19\uc740 \uc9c0\uc5ed \uc8fc\ub958 \uc804\uc790\uc9c0\uac11\uc5d0 \ub3d9\uc2dc\uc5d0 \uc561\uc138\uc2a4\ud558\uace0 \uacb0\uc81c \uc8fc\uae30\ub97c T+3\uc5d0\uc11c T+1\ub85c \ub2e8\ucd95\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n
  • \ub3d9\uc801 \ud1b5\ud654 \ubcc0\ud658(DCC) \ucd5c\uc801\ud654<\/strong>\uae30\uc874 DCC\uc640 \uad00\ub828\ub41c \ub192\uc740 \ud658\ucc28\uc190\uc744 \ud53c\ud558\uae30 \uc704\ud574 Stripe Thailand\ub294 \uc2e4\uc2dc\uac04 FX \ud5e4\uc9d5 \uae30\uc220\uc744 \ub3c4\uc785\ud558\uc5ec \ud310\ub9e4\uc790\uac00 \uc790\ub3d9\uc73c\ub85c \ucd5c\uc801\uc758 \uacb0\uc81c \uacbd\ub85c\ub97c \uc120\ud0dd\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\uba70, \ud14c\uc2a4\ud2b8 \uacb0\uacfc 1.5%-3%\uc758 \ud658\uc728 \ube44\uc6a9\uc744 \uc808\uac10\ud560 \uc218 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/li>\n
  • \uc138\uad00-\uacb0\uc81c \ub370\uc774\ud130 \uc9c1\uc811 \ub9c1\ud06c<\/strong>\ud0dc\uad6d \uad00\uc138\uccad\uacfc \uc5d0\uc5b4\uc6d4\ub809\uc2a4\ub294 \uc18c\ube44\uc790\uac00 \uacb0\uc81c\ub97c \uc644\ub8cc\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc138\uad00 \uc2e0\uace0 \ubc88\ud638\ub97c \uc0dd\uc131\ud558\ub294 '\ud1b5\uad00\uc6a9 \uc2a4\ub9c8\ud2b8 \uacb0\uc81c'\ub97c \uc2dc\ubc94 \uc6b4\uc601\ud558\uc5ec \uad6d\uacbd \uac04 \uc18c\ud3ec \ud1b5\uad00 \uc2dc\uac04\uc744 \ud3c9\uade0 72\uc2dc\uac04\uc5d0\uc11c 8\uc2dc\uac04\uc73c\ub85c \ub2e8\ucd95\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

    V. \uad00\uad11 \uc18c\ube44 \uc2dc\ub098\ub9ac\uc624\uac00 \ud575\uc2ec \uc131\uc7a5 \ud3ec\uc778\ud2b8\uac00 \ub428<\/h2>\n

    \ud32c\ub370\ubbf9 \uc774\ud6c4 \ud0dc\uad6d\uc744 \ucc3e\ub294 \ud574\uc678 \uc5ec\ud589\uac1d\uc758 \ube60\ub978 \ud68c\ubcf5(2023\ub144\uae4c\uc9c0 2,800\ub9cc \uba85)\uc740 \uc138 \uac00\uc9c0 \ud601\uc2e0\uc801\uc778 \ud2b8\ub80c\ub4dc\ub97c \ub0b3\uc558\uc2b5\ub2c8\ub2e4:<\/p>\n

    1. '\uc288\ud37c \uc571 + \ub514\uc9c0\ud138 \uc6d4\ub81b' \uc735\ud569 \ubaa8\ub378<\/h3>\n

    \uadf8\ub7a9\uacfc \uce74\uc2dc\ucf58\ubc45\ud06c\ub294 \uc678\uad6d\uc778 \uad00\uad11\uac1d\uc774 \uc790\uc2e0\uc758 \uc740\ud589 \uacc4\uc88c\uc5d0\uc11c \uc9c1\uc811 \ubc14\ud2b8 \uc794\uc561\uc744 \ucda9\uc804\ud558\uace0 \uc989\uc2dc \uc138\uae08 \ud658\uae09\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 '\uadf8\ub7a9\ud398\uc774-K \ud50c\ub7ec\uc2a4'\ub97c \uacf5\ub3d9 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc2dc\ubc94 \uc11c\ube44\uc2a4 \uae30\uac04 \ub3d9\uc548 \uc2f1\uac00\ud3ec\ub974 \uc0ac\uc6a9\uc790\uc758 ARPU(\uc0ac\uc6a9\uc790\ub2f9 \ud3c9\uade0 \uc218\uc775)\ub294 40% \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

    2. \uad00\uad11 \uc0b0\uc5c5\uc5d0\uc11c CBDC\uc758 \uccab \ud604\uc7a5 \uc801\uc6a9 \uc0ac\ub840<\/h3>\n

    \ud0dc\uad6d\uc740\ud589\uc740 \ud478\ucf13\uc5d0\uc11c \uad00\uad11\uac1d\uc774 \uc9c0\uc815\ub41c \uc571\uc744 \ud1b5\ud574 \ud658\uc804\ud558\uace0 2,000\uac1c \uac00\ub9f9\uc810\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc18c\ub9e4 \ub514\uc9c0\ud138 \ud654\ud3d0\uc778 \ub514\uc9c0\ud138 \ubc14\ud2b8\ub97c \uc2dc\ubc94\uc801\uc73c\ub85c \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4. \ud575\uc2ec \ud601\uc2e0\uc740 \ucd9c\uad6d \uc2dc \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc740 \uc794\uc561\uc744 \uc6d0\ub798 \ud1b5\ud654\ub85c \uc790\ub3d9 \uc804\ud658\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\uc5ec \uc790\uae08\uc774 \uc608\uce58\ub41c \uae30\uc874 \uc120\ubd88\uce74\ub4dc\uc758 \ubb38\uc81c\uc810\uc744 \ud574\uacb0\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n

    \ube44\uc811\ucd09 \uacb0\uc81c \ubcf4\uae09\uc744 \ucd09\uc9c4\ud558\ub294 \uc0c8\ub85c\uc6b4 BOT \uaddc\uc815 3.<\/h3>\n

    \uc678\uad6d\uc778 \uc5ec\ud589\uc790\ub97c \uc704\ud55c \uc804\uc790 \uacb0\uc81c \ucd09\uc9c4\uc5d0 \uad00\ud55c \uaddc\uc815\uc5d0 \ub530\ub77c 2024\ub144\ubd80\ud130 \ub2e8\uae30 \ube44\uc790\ub97c \uc18c\uc9c0\ud55c \ubaa8\ub4e0 \uc678\uad6d\uc778\uc740 \ud55c \ubc88\uc758 \ubcf8\uc778 \uc778\uc99d\uc73c\ub85c \ubaa8\ub4e0 \uae30\ub2a5\uc744 \uac16\ucd98 \uc804\uc790 \uc9c0\uac11(\ud55c\ub3c4 5\ub9cc \ubc14\ud2b8)\uc744 \uac1c\uc124\ud560 \uc218 \uc788\uc73c\uba70, \ube44\uc790 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \uc774 \uc815\ucc45\uc73c\ub85c \uc678\uad6d\uc778 \uad00\uad11\uac1d\uc758 \ube44\ud604\uae08 \uac70\ub798 \ube44\uc728\uc774 351 TP3T\uc5d0\uc11c 611 TP3T\ub85c \uae09\uc99d\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n

    VI. \uc704\ud5d8 \ubc0f \uaddc\uc815 \uc900\uc218 \uacfc\uc81c\ub85c \uc778\ud55c \uc5c5\uacc4\uc758 \uc5b4\ub824\uc6c0<\/h2>\n

    \uc2dc\uc7a5\uc758 \ube60\ub978 \uc131\uc7a5\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc0c8\ub85c\uc6b4 \ubb38\uc81c\ub3c4 \ubb34\uc2dc\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n\n\n\n\n
    \uc704\ud5d8 \uc720\ud615<\/strong><\/th>\n\uc77c\ubc18\uc801\uc778 \uacbd\uc6b0<\/strong><\/th>\n\uc751\ub2f5<\/strong><\/th>\n<\/tr>\n<\/thead>\n
    \uc790\uae08 \uc138\ud0c1 \uc704\ud5d8<\/td>\n2023\ub144 2\ubd84\uae30 12\uc5b5 \ubc14\ud2b8 \uaddc\ubaa8\uc758 \uac00\uc0c1 \ud654\ud3d0 \uc9c0\ud558 \uc790\uae08 \uc2dc\uc7a5 \ud30c\uc0b0<\/td>\nBOT\ub294 \ubaa8\ub4e0 \uad6d\uacbd \uac04 \uc1a1\uae08 \ud50c\ub7ab\ud3fc\uc5d0 '\uc774\uc911 \uc0dd\uccb4\uc778\uc2dd' \uc778\uc99d\uc744 \uad6c\ud604\ud558\ub3c4\ub85d \uc694\uad6c\ud569\ub2c8\ub2e4.<\/td>\n<\/tr>\n
    \ub370\uc774\ud130 \uc8fc\uad8c \ucda9\ub3cc \ubb38\uc81c<\/td>\nPDPA\ub294 \ubc95\uc744 \uc704\ubc18\ud558\uc5ec EU \uc0ac\uc6a9\uc790 \ub370\uc774\ud130\ub97c \uc804\uc1a1\ud55c \uad6d\uc81c \uacb0\uc81c \uae30\uad00\uc5d0 \ucc98\ubc8c\uc744 \ub0b4\ub9bd\ub2c8\ub2e4.<\/td>\nMicrosoft\/AliCloud \ub4f1 \ub85c\uceec \ub370\uc774\ud130 \uc13c\ud130 \uad6c\ucd95<\/td>\n<\/tr>\n
    \uc720\ub3d9\uc131 \uad00\ub9ac \uc2a4\ud2b8\ub808\uc2a4<\/td>\n\ub808\uc774\uc9c0\ud398\uc774\ub294 \uc678\ud658 \ud3ec\uc9c0\uc158 \ubd80\uc871\uc73c\ub85c \ubbf8\uc580\ub9c8 \uc601\uc5c5\uc744 3\uc77c\uac04 \uc911\ub2e8\ud569\ub2c8\ub2e4.<\/td>\nSCB, '\uc2e4\uc2dc\uac04 \uc720\ub3d9\uc131 \uac10\uc2dc' \uc870\uae30 \uacbd\ubcf4 \uc2dc\uc2a4\ud15c \ucd9c\uc2dc<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    \uc0ac\uae30 \ubc29\uc9c0 \uae30\uc220 \ud22c\uc790\ub294 \uc5c5\uacc4\uc758 \ubd84\uc218\ub839\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4 - \ud2b8\ub8e8\uba38\ub2c8\ub294 AI \uc774\uc0c1 \uac70\ub798 \ucc28\ub2e8 \uc2dc\uc2a4\ud15c 'T-Shield'\ub97c \ub3c4\uc785\ud558\uc5ec 98%\uc758 \uc774\uc0c1 \uac70\ub798 \ucc28\ub2e8 \uc815\ud655\ub3c4\ub97c \ub2ec\uc131\ud588\uace0, \uae30\uc220\ub825\uc774 \ubd80\uc871\ud55c \uc18c\uaddc\ubaa8 \uc1a1\uae08 \uc5c5\uccb4\ub294 \ub77c\uc774\uc120\uc2a4 \uac31\uc2e0\uc5d0 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    SEO \ucd5c\uc801\ud654 \uc870\uc5b8:<\/h2>\n
      \n
    1. \n

      \ud0a4\uc6cc\ub4dc \ub808\uc774\uc544\uc6c3<\/strong>:<\/p>\n

        \n
      • \ud575\uc2ec \uc6a9\uc5b4: \"\ud0dc\uad6d \uad6d\uacbd \uac04 \uacb0\uc81c\" \"\ub514\uc9c0\ud138 \ubc14\ud2b8\" \"\ud504\ub86c\ud504\ud2b8\ud398\uc774 \uad6d\uc81c \uc1a1\uae08\"<\/li>\n
      • \ubc29\ucf55\uc5d0\uc11c \uc678\ud654\ub97c \ubc1b\ub294 \uac00\uc7a5 \uc88b\uc740 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc778\uac00\uc694 \u2ed3 \ud0dc\uad6d \uacf5\uae09\uc5c5\uccb4\uc5d0 \uacb0\uc81c\ud558\ub294 \ubc29\ubc95 \u2ed3 \ubc29\ucf55\uc5d0\uc11c \uc678\ud654\ub97c \ubc1b\ub294 \uac00\uc7a5 \uc88b\uc740 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc778\uac00\uc694 \u2ed3 \ubc29\ucf55\uc5d0\uc11c \uc678\ud654\ub97c \ubc1b\ub294 \uac00\uc7a5 \uc88b\uc740 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/li>\n<\/ul>\n<\/li>\n
      • \n

        \ucf58\ud150\uce20 \ud5a5\uc0c1 \uc804\ub7b5<\/strong>:<\/p>\n

          \n
        • \ud83c\uddf9\ud83c\udded \ucd5c\uc2e0 \ub370\uc774\ud130 \ucc28\ud2b8 \uc0bd\uc785: BOT\uc5d0\uc11c \ubc1c\ud589\ud55c \ubd84\uae30\ubcc4 \uad6d\uac00 \uac04 \uae08\uc735 \ud750\ub984 \ubcf4\uace0\uc11c \uc2a4\ud06c\ub9b0\uc0f7<\/li>\n
        • \u25b6\ufe0f \uc5d0\uc11c \"\ud0dc\uad6d QR \uacb0\uc81c \uc2e4\uc2b5 \ub370\ubaa8\" \ub3d9\uc601\uc0c1 \ud504\ub808\uc820\ud14c\uc774\uc158\uc744 \ucd94\uac00\ud558\uc138\uc694.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
          \n
          \n

          \ud83d\udd0d \ud655\uc7a5\ub41c \uc0ac\uace0<\/em>\uc911\uad6d-\ud0dc\uad6d \ubb34\uc5ed\uc758 \ud604\uc9c0 \ud1b5\ud654 \uacb0\uc81c \ube44\uc911\uc740 RCEP \ubc1c\ud6a8 \ud6c4 28%\ub85c \uc99d\uac00\ud588\uc73c\uba70, \ud5a5\ud6c4 \uc704\uc548\ud654-\ud0dc\uad6d \ubc14\ud2b8 \uc9c1\uac70\ub798 \uccad\uc0b0 \ucc44\ub110 \uad6c\ucd95\uc774 \ub2e4\uc74c \ub3cc\ud30c\uad6c\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. (\ub05d)<\/p>\n<\/blockquote>","protected":false},"excerpt":{"rendered":"

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