{"id":3193,"date":"2025-06-04T14:14:18","date_gmt":"2025-06-04T06:14:18","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3193"},"modified":"2025-06-04T14:14:18","modified_gmt":"2025-06-04T06:14:18","slug":"%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/","title":{"rendered":"\uc911\ub3d9 \uc9c0\uc5ed\uc758 \uacb0\uc81c \uc2b5\uad00 \uacf5\uac1c"},"content":{"rendered":"<h1>\uc911\ub3d9 \uc9c0\uc5ed\uc758 \uacb0\uc81c \uc2b5\uad00 \uacf5\uac1c: \ud574\uc678 \ud310\ub9e4\uc790\ub97c \uc704\ud55c \ud544\ub3c5 \uac00\uc774\ub4dc<\/h1>\n<h2>I. \uc911\ub3d9 \uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694<\/h2>\n<p>\uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc9c0\uc5ed \uc911 \ud558\ub098\uc778 \uc911\ub3d9\uc758 \uacb0\uc81c \uc2dc\uc7a5\uc740 \ub3c5\ud2b9\ud55c \ubc1c\uc804 \uada4\uc801\uacfc \uc18c\ube44 \ud2b9\uc131\uc744 \ubcf4\uc5ec \uc654\uc2b5\ub2c8\ub2e4. \ucd5c\uc2e0 \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74 MENA \uc9c0\uc5ed\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5 \uaddc\ubaa8\ub294 2025\ub144\uae4c\uc9c0 800\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \uc774\ub294 \uc804 \uc138\uacc4 \ud3c9\uade0\ubcf4\ub2e4 \ud6e8\uc52c \ub192\uc740 15%\uc758 CAGR\ub85c \uc131\uc7a5\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \ube60\ub978 \uc131\uc7a5\uc5d0\ub294 \uba87 \uac00\uc9c0 \uc8fc\uc694 \uc694\uc778\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, \uc774 \uc9c0\uc5ed\uc5d0\ub294 \uc80a\uc740 \uce35\uc758 \ube44\uc728\uc774 \ub192\uace0(\uc778\uad6c\uc758 \uc57d 60%\uac00 30\uc138 \ubbf8\ub9cc), \uc774\ub7ec\ud55c '\ub514\uc9c0\ud138 \ub124\uc774\ud2f0\ube0c'\ub294 \uc804\uc790 \uacb0\uc81c\uc5d0 \ub300\ud55c \uc120\ud638\ub3c4\uac00 \ub192\uc73c\uba70, \ub458\uc9f8, \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960\uc774 751% \uc774\uc0c1\uc5d0 \ub2ec\ud558\uace0, \uc14b\uc9f8, \uc815\ubd80\uac00 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c \uad6c\ucd95\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ucd94\uc9c4\ud558\uace0 \uc788\ub2e4\ub294 \uc810 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub514\uc9c0\ud138\ud654 \uc815\ub3c4\ub294 \uad6d\uac00\ub9c8\ub2e4 \ud06c\uac8c \ub2e4\ub974\uba70 \uac78\ud504\ud611\ub825\ud68c\uc758(GCC) \uad6d\uac00\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ub2e4\ub978 \uc544\ub78d \uad6d\uac00\ubcf4\ub2e4 \uc804\uc790\uacb0\uc81c \ubcf4\uae09\ub960\uc774 \ub192\ub2e4\ub294 \uc810\uc5d0 \uc8fc\ubaa9\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubb38\ud654\uc801 \uad00\uc810\uc5d0\uc11c \ubcfc \ub54c, '\uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \ub098\uc911\uc5d0 \uacb0\uc81c(BNPL)' \uc11c\ube44\uc2a4\ub294 \ud2b9\ud788 \uc911\ub3d9 \uc9c0\uc5ed\uc5d0\uc11c \uc778\uae30\uac00 \ub192\uc73c\uba70, \ud3ec\ube0c\uc2a4 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8\uc640 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544\ub294 \uc804 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub192\uc740 \ube44\uc728\uc758 BNPL \uc0ac\uc6a9\uc790\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc120\ud638\ub3c4\ub294 \uc989\uac01\uc801\uc778 \ub9cc\uc871\uc744 \uc911\uc2dc\ud558\ub294 \ud604\uc9c0 \uc18c\ube44\uc790 \ubb38\ud654\uc640 \ubc00\uc811\ud55c \uad00\ub828\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>II. \uc8fc\uc694 \uad6d\uac00\/\uc9c0\uc5ed \uc0c1\uc138 \ubd84\uc11d<\/h2>\n<h3>1. \uc0ac\uc6b0\ub514 \uc544\ub77c\ube44\uc544<\/h3>\n<p>\uac78\ud504\ud611\ub825\ud68c\uc758(GCC) \ucd5c\ub300 \uacbd\uc81c\ub300\uad6d(\uc9c0\uc5ed GDP\uc758 \uc57d 50%\ub97c \ucc28\uc9c0)\uc778 \uc0ac\uc6b0\ub514\uc758 \ud540\ud14c\ud06c \ubc1c\uc804\uc740 \uad04\ubaa9\ud560 \ub9cc\ud569\ub2c8\ub2e4.\" '\uc0ac\uc6b0\ub514 \ube44\uc804 2030' \uacc4\ud68d\uc5d0\uc11c\ub294 \ube44\ud604\uae08 \uac70\ub798 \ube44\uc911\uc758 \ubaa9\ud45c\ub97c 70%\ub85c \uba85\uc2dc\uc801\uc73c\ub85c \uc124\uc815\ud558\uace0 \uc788\uc73c\uba70, \ud604\uc9c0\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \uc0ac\uc6a9\ub418\ub294 \uacb0\uc81c \uc218\ub2e8\uc740 Mada \uce74\ub4dc \uc2dc\uc2a4\ud15c(90%\uc758 \uc8fc\ubbfc\uc744 \ub300\uc0c1\uc73c\ub85c \ud568)\uc774\uba70, Apple Pay\uc640 \uac19\uc740 \uad6d\uc81c \uc194\ub8e8\uc158\ub3c4 \ube60\ub974\uac8c \uc778\uae30\ub97c \uc5bb\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc810\uc740 STC Pay\uac00 \ud604\uc9c0 \uc804\uc790\uc9c0\uac11 \uc911 \ucd5c\ucd08\ub85c \uc740\ud589 \ub77c\uc774\uc120\uc2a4\ub97c \ud68d\ub4dd\ud588\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n<h3>2. \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/h3>\n<p>\ub450\ubc14\uc774\uc640 \uc544\ubd80\ub2e4\ube44\ub294 \uc9c0\uc5ed \ud540\ud14c\ud06c \ud5c8\ube0c\ub97c \ud615\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uc6a9\uce74\ub4dc \ubcf4\uae09\ub960\uc740 80%(\ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc \uc704\uc8fc)\uc774\uc9c0\ub9cc Payit(\ud37c\uc2a4\ud2b8 \uc544\ubd80\ub2e4\ube44 \uc740\ud589\uc5d0\uc11c \ucd9c\uc2dc)\uacfc \uac19\uc740 \ud604\uc9c0 \uc194\ub8e8\uc158\uc774 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \"\uc2a4\ub9c8\ud2b8 \ub450\ubc14\uc774\" \uc774\ub2c8\uc154\ud2f0\ube0c\ub294 \ub450\ubc14\uc774\uc758 \ud604\uae08 \uc5c6\ub294 \ub3c4\uc2dc\ub97c \uc8fc\ub3c4\ud558\uace0 \uc788\uc73c\uba70, \ud604\uc7ac 2,000\uac1c \uc774\uc0c1\uc758 \uc815\ubd80 \uc11c\ube44\uc2a4\uac00 \uc644\uc804\ud788 \ub514\uc9c0\ud138\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>3. \uc774\uc9d1\ud2b8<\/h3>\n<p>\ubd81\uc544\ud504\ub9ac\uce74\uc5d0\uc11c \uac00\uc7a5 \ud070 \uc2dc\uc7a5\uc778 \ud280\ub2c8\uc9c0\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 651\uc870\uc6d0\uc758 \uac70\ub798\uac00 \ud604\uae08\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc9c0\ub9cc, \ubaa8\ubc14\uc77c \uc9c0\uac11 \uc0ac\uc6a9\uc790\ub294 3\ucc9c\ub9cc \uba85\uc744 \ub118\uc5b4\uc130\uc2b5\ub2c8\ub2e4(\ud2b9\ud788 \ubbf8\uc790 \uce74\ub4dc\uc640 \ubaa8\ubc14\uc77c \uc9c0\uac11\uc758 \uacb0\ud569\uc774 \ud070 \uc131\uacf5\uc744 \uac70\ub450\uc5c8\uc2b5\ub2c8\ub2e4). \uc911\uc559\uc740\ud589\uc758 InstaPay \uc989\uc2dc \uc1a1\uae08 \uc2dc\uc2a4\ud15c\uc740 2\ub144 \ub9cc\uc5d0 \uc77c\uc77c \ud3c9\uade0 \ucc98\ub9ac\ub7c9\uc774 17\ubc30 \uc99d\uac00\ud558\uc5ec \uc774\ub7ec\ud55c \uc804\ud658\uc758 \uac15\ub825\ud55c \ubaa8\uba58\ud140\uc744 \ubc18\uc601\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3><em>\uae30\ud0c0 \uc911\uc694\ud55c \uc2dc\uc7a5<\/em><\/h3>\n<ul>\n<li><strong>\ucfe0\uc6e8\uc774\ud2b8<\/strong>:: KNET \uccad\uc0b0 \ub124\ud2b8\uc6cc\ud06c\ub294 \uc804\uad6d\uc801\uc73c\ub85c 851 TP3T\uc758 \uc804\uc790 \uac70\ub798\ub97c \ucc98\ub9ac\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ub3c4\ud558<\/strong>: \ubaa8\ubc14\uc77c \uacb0\uc81c \ubd84\uc57c\uc5d0\uc11c \uc120\ub3c4\uc801\uc778 \uc785\uc9c0\ub97c \ub2e4\uc9c4 QPAY<\/li>\n<li><strong>\ubc14\ub808\uc778<\/strong>:: \ubca0\ub124\ud54f\ud398\uc774\ub294 \uc131\uc778 \uc778\uad6c\uc758 98%\uac00 \uc0ac\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2>III. \uc885\uad50 \ubc0f \ubb38\ud654\uc801 \uc601\ud5a5 \ubd84\uc11d<\/h2>\n<p>\uc774\uc2ac\ub78c \uae08\uc735\uc758 \uc6d0\uce59\uc740 \ud604\uc9c0 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uad6c\ucd95\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\ucce4\uc2b5\ub2c8\ub2e4. \ucf54\ub780\uc758 \uc774\uc790(\ub9ac\ubc14) \uae08\uc9c0\ub294 \uc0e4\ub9ac\uc544\uc5d0 \ubd80\ud569\ud558\ub294 \ud2b9\ubcc4\ud55c \uc194\ub8e8\uc158\uc758 \ucd9c\ud604\uc73c\ub85c \uc774\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n<ol>\n<li>\"\uc5f0\uccb4\ub8cc \uc5c6\uc74c\" \ubaa8\ub378: \ub9ce\uc740 BNPL \uc81c\uacf5\uc5c5\uccb4\ub294 \uc774\uc790\uac00 \uc544\ub2cc \uace0\uc815 \uc11c\ube44\uc2a4 \uc218\uc218\ub8cc\ub97c \ubd80\uacfc\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uaddc\uc815 \uc900\uc218\ub97c \uc6b4\uc601\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc218\ucfe0\ud06c: \uc774\uc2ac\ub78c \ucc44\uad8c\uc740 \uc5ec\ub7ec \ub300\ud615 \ub514\uc9c0\ud138 \uc778\ud504\ub77c \ud504\ub85c\uc81d\ud2b8\uc758 \uc790\uae08 \uc870\ub2ec\uc5d0 \uc0ac\uc6a9\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud0c0\uce74\ud480 \ubcf4\ud5d8: \uae30\uc874\uc758 \uc0c1\uc5c5 \ubcf4\ud5d8 \uba54\ucee4\ub2c8\uc998\uc744 \ub300\uccb4\ud558\ub294 \uc0c1\ud638 \ubcf4\ud5d8 \uc0c1\ud488\uc785\ub2c8\ub2e4.<\/li>\n<\/ol>\n<p>\ub77c\ub9c8\ub2e8 \uae30\uac04\uc5d0\ub294 \uc9c0\ucd9c\uc774 \ud06c\uac8c \uae09\uc99d\ud558\uba70(\uc774\ucee4\uba38\uc2a4 \ub9e4\ucd9c\uc740 \uc77c\ubc18\uc801\uc73c\ub85c 300%\uae4c\uc9c0 \uae09\uc99d), \uc774\ub54c \ud560\ubd80 \uc635\uc158\uc774 \ud2b9\ud788 \uc911\uc694\ud574\uc9d1\ub2c8\ub2e4. \uc774\ub4dc \uc804\ud6c4\uc758 \ud669\uae08 \uac19\uc740 48\uc2dc\uac04\uc740 \ud574\uc678 \ud310\ub9e4\uc790\uc5d0\uac8c \ub193\uce60 \uc218 \uc5c6\ub294 \ub9c8\ucf00\ud305 \uae30\uac04\uc785\ub2c8\ub2e4.<\/p>\n<p>\uac78\ud504 \uad6d\uac00\uc5d0\uc11c\ub294 \uc601\uc5b4\ub97c \uc8fc\ub85c \uc0ac\uc6a9\ud558\uc9c0\ub9cc \uc544\ub78d\uc5b4 \uc778\ud130\ud398\uc774\uc2a4\ub97c \uc81c\uacf5\ud558\uba74 \uc804\ud658\uc728\uc744 \ucd5c\ub300 401%\uae4c\uc9c0 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. UI \ub514\uc790\uc778\uc740 \uc624\ub978\ucabd\uc5d0\uc11c \uc67c\ucabd\uc73c\ub85c \uc77d\ub294 \uc2b5\uad00\uacfc \ubb38\ud654\uc801\uc73c\ub85c \ubbfc\uac10\ud55c \uc0c9\uc0c1 \uc120\ud0dd(\uc608: \uc774\uc2ac\ub78c\uc5d0\uc11c\ub294 \ub179\uc0c9)\uc5d0\ub3c4 \ubbfc\uac10\ud558\uac8c \ubc18\uc751\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>IV. \ud601\uc2e0 \ub3d9\ud5a5 \ubc0f \ud5a5\ud6c4 \uc804\ub9dd<\/p>\n<p><strong>\uc0dd\uccb4 \uc778\uc99d<\/strong>\uac8c\uc784\uc758 \uaddc\uce59\uc774 \ub2e4\uc2dc \uc4f0\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uc5d0\ubbf8\ub808\uc774\ud2b8 NBD \uc740\ud589\uc740 \ud64d\ucc44 \uc778\ucd9c\uc744 \uc2dc\ud589\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc0ac\uc6b0\ub514 \uc911\uc559\uc740\ud589, \ucd5c\ucd08\uc758 \uc548\uba74 \uc778\uc2dd \uacb0\uc81c \uc2dc\ubc94 \uc11c\ube44\uc2a4 \uc2b9\uc778 .<br \/>\n2026\ub144\uae4c\uc9c0 30%\uc758 \uc911\ub3d9 POS \ub2e8\ub9d0\uae30\ub294 \uc0dd\uccb4 \uc778\uc99d\uc744 \uc9c0\uc6d0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\ube14\ub85d\uccb4\uc778 \uae30\uc220 \ub3c4\uc785\uc774 \uc608\uc0c1\uc744 \ub6f0\uc5b4\ub118\uc2b5\ub2c8\ub2e4.<\/p>\n<ol>\n<li>UAE, \uad6d\uac00 \ucc28\uc6d0\uc758 \ub514\uc9c0\ud138 \ud1b5\ud654 \uc804\ub7b5(\ub514\ub974\ud568 CBDC)\uc744 \uc2dc\uc791\ud569\ub2c8\ub2e4.<\/li>\n<li>\"\ube14\ub85d\uccb4\uc778 \ub450\ubc14\uc774\" \uc774\ub2c8\uc154\ud2f0\ube0c\ub294 1,000\uac1c \uc774\uc0c1\uc758 \uae30\uc5c5\uc744 \uc790\uc720 \uad6c\uc5ed\uc73c\ub85c \ub04c\uc5b4\ub4e4\uc600\uc2b5\ub2c8\ub2e4.<br \/>\n\uc0ac\uc6b0\ub514 \uc544\ub78c\ucf54\uc758 \uacf5\uae09\ub9dd\uc740 \uc2a4\ub9c8\ud2b8 \uacc4\uc57d\uc73c\ub85c \uc644\uc804\ud788 \uc815\uc0b0\ub429\ub2c8\ub2e4.<\/li>\n<\/ol>\n<p>\uad6d\uacbd\uc744 \ub118\ub098\ub4dc\ub294 \uc804\uc790\uc0c1\uac70\ub798\uc758 \uc0c8\ub85c\uc6b4 \uae30\ud68c\uac00 \ub4f1\uc7a5\ud569\ub2c8\ub2e4:<br \/>\n<em>\ubb3c\ub958 \ud601\uc2e0<\/em>\ub450\ubc14\uc774\uc5d0\uc11c \uc758\uc57d\ud488 \ubc30\uc1a1\uc744 \uc704\ud55c \ub4dc\ub860 \ubc30\uc1a1\uc774 \uc2dc\ubc94 \uc6b4\uc601\ub418\uace0 \uc788\uc73c\uba70, \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544\uc758 \uc0c8\ub85c\uc6b4 NEOM \ub3c4\uc2dc\uc5d0\ub294 \uc9c0\ud558 \uc790\ub3d9 \ud654\ubb3c \ub124\ud2b8\uc6cc\ud06c\uac00 \uacc4\ud68d\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n<em>\uad00\uc138 \uac1c\ud601<\/em>GCC \uc870\ud654 \uad00\uc138 \uc815\ucc45\uc73c\ub85c \ud1b5\uad00 \ud6a8\uc728\uc131\uc774 60%\uae4c\uc9c0 \ud5a5\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n<em>\uc18c\uc15c \ucee4\uba38\uc2a4\uc758 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5<\/em>\uc778\uc2a4\ud0c0\uadf8\ub7a8 \uc1fc\ud551 \uae30\ub2a5, \ucfe0\uc6e8\uc774\ud2b8\uc5d0\uc11c \uc804 \uc138\uacc4 \ucd5c\uace0 \ubcf4\uae09\ub960 \ub2ec\uc131 32%.<\/p>\n<p>\ub9e5\ud0a8\uc9c0\uc758 \ucd5c\uc2e0 \ubcf4\uace0\uc11c\ub294 \"\ud5a5\ud6c4 5\ub144\uc774 \uc911\ub3d9 \uacb0\uc81c\uc758 \ud669\uae08 \uc131\uc7a5\uae30\uac00 \ub420 \uac83\"\uc774\ub77c\uace0 \uc9c0\uc801\ud569\ub2c8\ub2e4. \ud574\uc678\ub85c \uc9c4\ucd9c\ud558\ub294 \uae30\uc5c5\uc740 \uc138 \uac00\uc9c0 \ubc29\ud5a5\uc5d0 \uc9d1\uc911\ud560 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4:<br \/>\nGCC 6\uac1c\uad6d\uc744 \uc704\ud55c \ud1b5\ud569 \uad6c\ub9e4 \uc194\ub8e8\uc158;<br \/>\n\uc774\uc2ac\ub78c \uae08\uc735\uacfc \uc5f0\uacc4\ud55c BNPL\uc744 \uc704\ud55c \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \uc0c1\ud488 \uc124\uacc4;<br \/>\nAR\/VR \uc1fc\ud551 \uc2dc\ub098\ub9ac\uc624\uc5d0\uc11c \uc6d0\ud65c\ud55c \uacb0\uc81c \uacbd\ud5d8 \uac1c\ubc1c.<\/p>\n<p>\uc774\ub7ec\ud55c \uc5ed\ud559\uc744 \ub9c8\uc2a4\ud130\ud558\ub294 \uc870\uc9c1\uc740 \uc218\uc870 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uc911\ub3d9 \ub514\uc9c0\ud138 \uacbd\uc81c\uc758 \ubb3c\uacb0 \uc18d\uc5d0\uc11c \uacb0\uc815\uc801\uc778 \uacbd\uc7c1 \uc6b0\uc704\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4!<\/p>\n<h2>V. \uc911\ub3d9 \uc9c0\uc5ed\uc758 \uacb0\uc81c \ubcf4\uc548 \ubc0f \uaddc\uc815 \uc900\uc218 \uc694\uc18c<\/h2>\n<h3>1. \ub370\uc774\ud130 \uc8fc\uad8c \ubc95\uc548<\/h3>\n<p>\ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc911\ub3d9 \uad6d\uac00\ub4e4\uc740 \uc5c4\uaca9\ud55c \ub370\uc774\ud130 \ud604\uc9c0\ud654 \ubc95\ub960\uc744 \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\uc0ac\uc6b0\ub514 PDPL<\/strong>\ubaa8\ub4e0 \uacb0\uc81c \ub370\uc774\ud130 \ucc98\ub9ac\uac00 \uad6d\ub0b4 \ub0b4\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc838\uc57c \ud55c\ub2e4\ub294 \uc694\uac74<\/li>\n<li><strong>UAE DIFC<\/strong>\uc138\uacc4 \ucd5c\ucd08 '\ud540\ud14c\ud06c \ub370\uc774\ud130 \ud504\ub9ac\uc874' \uc124\ub9bd<\/li>\n<li><strong>\uc774\uc9d1\ud2b8\uc758 \uc0c8\ub85c\uc6b4 \uaddc\uce59<\/strong>\uad6d\uacbd \uac04 \uac70\ub798\ub294 \uc911\uc559 \uc740\ud589\uc758 \uc0ac\uc804 \uc2b9\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uc870\uc9c1\uc740 3DS 2.0 \uc778\uc99d \ud504\ub85c\uc138\uc2a4\uc5d0\uc11c \ud2b9\ud788 \uc0dd\uccb4 \uc778\uc2dd \ub370\uc774\ud130 \uc800\uc7a5\uc5d0 \ub300\ud574 ISO\/IEEE 27701 \ud45c\uc900\uc744 \uc900\uc218\ud558\ub294 \uc2dc\uc2a4\ud15c \uc544\ud0a4\ud14d\ucc98\ub97c \uad6c\ucd95\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3>2. AML \ud2b9\ubcc4 \uc694\uad6c \uc0ac\ud56d<\/h3>\n<p>\uac78\ud504 \uad6d\uac00\uc758 AML \uaddc\uc815\uc740 \ud06c\uac8c \uc138 \uac00\uc9c0 \ud2b9\uc9d5\uc744 \ubcf4\uc785\ub2c8\ub2e4:<br \/>\n1% \uc774\uc0c1\uc758 \uc8fc\uc2dd\uc744 \ubcf4\uc720\ud55c \uc8fc\uc8fc\uc5d0\uac8c '\ucd5c\uc885 \uc218\uc775\uc801 \uc18c\uc720\uc790'(UBO) \uacf5\uc2dc\ub97c \uc815\ud655\ud558\uac8c \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4.<br \/>\n\uc885\uad50 \uae30\ubd80(\uc790\uce74\ud2b8) \ucc44\ub110\uc740 \ubcc4\ub3c4\ub85c \ubaa8\ub2c8\ud130\ub9c1\ub429\ub2c8\ub2e4.<br \/>\n\ud558\uc648\ub77c\uc758 \uc804\ud1b5\uc801\uc778 \uc1a1\uae08 \uc2dc\uc2a4\ud15c\uc740 \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\uc5d0 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub450\ubc14\uc774 \uae08 \uc0c1\ud488 \uac70\ub798\uc18c\uc758 \uc0ac\ub840\ub97c \ubcf4\uba74 AML \uaddc\uc815 \ubbf8\uc900\uc218\ub85c \uc778\ud55c \ubc8c\uae08\uc774 \uc5f0\uac04 \ub9e4\ucd9c\uc561\uc758 3\uc870 \uc6d0\uc5d0 \ub2ec\ud560 \uc218 \uc788\uc74c\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>VI. \uc6b4\uc601 \uad8c\uc7a5 \uc0ac\ud56d \ubc0f \uc131\uacf5 \uc0ac\ub840<\/h2>\n<h3><em>\ud604\uc9c0\ud654\ub41c \uc6b4\uc601 \uc804\ub7b5<\/em><\/h3>\n<ol>\n<li>\n<p><strong>\uc0ac\uc6b0\ub514 \uc2dc\uc7a5\uc744 \uc704\ud55c \ud544\uc218 \uc544\uc774\ud15c<\/strong>::<\/p>\n<ul>\n<li>SADAD \uccad\uad6c \uc2dc\uc2a4\ud15c \uc561\uc138\uc2a4(1,700\ub9cc \uc0ac\uc6a9\uc790 \ub300\uc0c1)<\/li>\n<li>\ub77c\ub9c8\ub2e8 \ubb34\uc774\uc790 \ud560\ubd80 + \ubb34\ub8cc \uc120\ubb3c \ud3ec\uc7a5 \ucf64\ubcf4 \uc81c\uacf5<\/li>\n<li>SAMA \ub77c\uc774\uc120\uc2a4 \uc2e0\uccad\uc5d0\ub294 \ud3c9\uade0 14\uac1c\uc6d4\uc774 \uc18c\uc694\ub418\uba70 \uc0ac\uc804 \uacc4\ud68d\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>UAE \ucc28\ubcc4\ud654 \ud504\ub85c\uadf8\ub7a8<\/strong>::<\/p>\n<\/li>\n<\/ol>\n<pre><code class=\"language-mermaid\">\uadf8\ub798\ud504 TD.<br>\r\n    A[\uc18c\ube44\uc790] --&gt;|\uc120\ud638\ud558\ub294 \ubc29\ubc95| B[\uc2e0\uc6a9 \uce74\ub4dc 45%].<br>\r\n    A --&gt; C [\uc740\ud589 \uc1a1\uae08 23%].<br>\r\n    A --&gt; D[\uce90\uc2dc\uc720 \uc804\uc790\uc9c0\uac11 17%].<br>\r\n    B --&gt; E [\ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc \uc774\uc911 \ub808\uc774\ube14 \uce74\ub4dc].<br>\r\n    C --&gt; F [\uc5d0\ubbf8\ub808\uc774\ud2b8 NBD \uc2e4\uc2dc\uac04 \uccad\uc0b0]<br>\r\n<\/code><\/pre>\n<h3><em>\uc2e4\ud328\uc5d0\uc11c \uc5bb\uc740 \uad50\ud6c8 \ubd84\uc11d<\/em><\/h3>\n<p>\uc774\uc9d1\ud2b8\uc5d0 \uc9c4\ucd9c\ud55c \ud55c \uc720\ub7fd \ud328\uc158 \ube0c\ub79c\ub4dc\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc138\ubd80 \uc0ac\ud56d\uc744 \uc18c\ud640\ud788 \ud558\uc5ec \uc5c5\uacc4 \ud3c9\uade0\uc778 50%\ubcf4\ub2e4 \ub0ae\uc740 \uc804\ud658\uc728\uc744 \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li>Meza \uc9c1\ubd88 \uce74\ub4dc\uac00 \uc9c0\uc6d0\ub418\uc9c0 \uc54a\uc74c(63%\uc758 POS \uac70\ub798)<\/li>\n<li>\uacb0\uc81c \ud398\uc774\uc9c0 \uc544\ub78d\uc5b4 \ubc84\ud2bc \ub85c\ub529 \uc9c0\uc5f0 3\ucd08<\/li>\n<li>\ubcf4\uc870 \uba54\ub274\uc5d0 \uc228\uaca8\uc9c4 COD(\ud604\uae08 \uacb0\uc81c) \uc635\uc158<\/li>\n<\/ul>\n<p>VII. \uc778\ud504\ub77c \ube44\uad50\ud45c<\/p>\n<table>\n<thead>\n<tr>\n<th>\uad6d\uac00<\/th>\n<th>QR\ucf54\ub4dc \uc778\uae30\ub3c4<\/th>\n<th>BNPL \uc0ac\uc6a9\ub960<\/th>\n<th>CBDC \uc9c4\ud589 \uc0c1\ud669<\/th>\n<th>POS \ub2e8\ub9d0\uae30 \uc131\uc7a5\ub960<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc0ac\uc6b0\ub514 \uc544\ub77c\ube44\uc544\uc758 \uc57d\uc5b4<\/td>\n<td>\u2605\u2605\u2605\u2605\u2606<\/td>\n<td>38%(\ucd5c\ub300)<\/td>\n<td>\ud30c\uc77c\ub7ff \ub2e8\uacc4<\/td>\n<td>+21%\/\ub144<\/td>\n<\/tr>\n<tr>\n<td>UAE<\/td>\n<td>\u2605\u2605\u2605\u2605\u2605<\/td>\n<td>29%<\/td>\n<td>\uac1c\ub150 \uc99d\uba85<\/td>\n<td>+18%\/\ub144<\/td>\n<\/tr>\n<tr>\n<td>\uc774\uc9d1\ud2b8<\/td>\n<td>\u2605\u2605\u2606\u2606\u2606\u2606<\/td>\n<td>11%<\/td>\n<td>\uc77c\uc2dc \uc911\ub2e8<\/td>\n<td>-5%\/\ub144<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>\ucc38\uace0: \ubcc4 \ub4f1\uae09\uc740 \uc911\uc559\uc740\ud589\uc758 \uc5f0\uac04 \uc9c0\uae09 \ubcf4\uace0\uc11c\ub97c \uae30\uc900\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/em><\/p>\n<p>viii. \uc804\ubb38\uac00 \uc870\uce58 \ubaa9\ub85d<\/p>\n<p>\u2705 GCC \uad6d\uac00 \ud544\uc218 \uc790\uaca9 \uccb4\ud06c\ub9ac\uc2a4\ud2b8:<\/p>\n<ol>\n<li>SAMA\/SCB\/CB UAE \ub77c\uc774\uc120\uc2a4 \ub4f1\ub85d \ubc88\ud638<\/li>\n<li>PCI DSS \ub808\ubca8 1 \uc778\uc99d<\/li>\n<li>\uc0e4\ub9ac\uc544 \uaddc\uc815 \uc900\uc218 \uac10\uc0ac \ubcf4\uace0\uc11c(\uc774\uc2ac\ub78c \uae08\uc735 \uc0c1\ud488\uc5d0 \ud574\ub2f9\ud558\ub294 \uacbd\uc6b0)<\/li>\n<\/ol>\n<p>\u2705 \uc0ac\uc6a9\uc790 \uacbd\ud5d8 \ucd5c\uc801\ud654\uc758 \uc138 \uac00\uc9c0 \uc6d0\uce59.<br \/>\n'\ud55c \ud398\uc774\uc9c0 \uacb0\uc81c'\uc758 \uacbd\uc6b0 \ud544\ub4dc \uc218\ub97c 5\uac1c \ubbf8\ub9cc\uc73c\ub85c \uc904\uc785\ub2c8\ub2e4.<br \/>\nMADA\/STCPay \ubc0f \uae30\ud0c0 \ub85c\uceec \uc194\ub8e8\uc158 \ud504\ub7f0\ud2b8\uc5d4\ub4dc \ub514\uc2a4\ud50c\ub808\uc774<br \/>\nSMS \uc778\uc99d \ucf54\ub4dc \uc790\ub3d9 \ud310\ub3c5 \uae30\ub2a5<\/p>\n<p>\u2705\uc704\ud5d8 \uad00\ub9ac\ub97c \uc704\ud55c \ud2b9\ubcc4 \ud301.<br \/>\n-\uc774\ub780\/\uc2dc\ub9ac\uc544 \ub4f1 \uc81c\uc7ac \ub300\uc0c1 \uad6d\uac00\uc758 IP \uc561\uc138\uc2a4\uc5d0 \ub300\ud574\uc11c\ub294 \ud2b9\ubcc4\ud55c \ud544\ud130\ub9c1 \uba54\ucee4\ub2c8\uc998\uc774 \ud544\uc694\ud569\ub2c8\ub2e4 -\ub77c\ub9c8\ub2e8 \uae30\uac04\uc5d0\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc0ac\uae30 \uac70\ub798\ub7c9\uc774 \uc99d\uac00\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \ud575\uc2ec \uc0ac\ud56d\uc744 \uc219\uc9c0\ud55c \uc870\uc9c1\uc740 \uacb0\uc81c \uc131\uacf5\ub960\uc744 821 TP3T\ub85c \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4(\uc9c0\uc5ed \ud3c9\uade0\uc740 641 TP3T). \ucfe0\uc6e8\uc774\ud2b8\uc5d0\uc11c\ub294 2024\ub144\ubd80\ud130 \uc0c8\ub85c\uc6b4 \uc624\ud508 \ubc45\ud0b9 API \ud45c\uc900\uc774 \uc758\ubb34\ud654\ub420 \uc608\uc815\uc774\ubbc0\ub85c \uac78\ud504 \uc9c0\uc5ed \uc804\uccb4\uc5d0\uc11c \uacc4\uc815 \uc0c1\ud638 \uc6b4\uc6a9\uc131\uc774 \uac00\uc18d\ud654\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ubbc0\ub85c \ubd84\uae30\ubcc4\ub85c \ud604\uc9c0 \uaddc\uc81c \uc5c5\ub370\uc774\ud2b8\ub97c \uac80\ud1a0\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\uc911\ub3d9 \uad6d\uac00\uc758 \uacb0\uc81c \uc2b5\uad00 \uacf5\uac1c : \ud574\uc678 \ud310\ub9e4\uc790\ub97c\uc704\ud55c \ud544\ub3c5 \uac00\uc774\ub4dc I. \uc911\ub3d9 \uacb0\uc81c \uc2dc\uc7a5...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-3193","post","type-post","status-publish","format-standard","hentry","category-35"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/06\/04\/\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8\" \/>\n<meta property=\"og:description\" content=\"\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8\uff1a\u8de8\u5883\u5546\u5bb6\u5fc5\u8bfb\u6307\u5357 \u4e00\u3001\u4e2d\u4e1c\u5730\u533a\u652f\u4ed8\u5e02&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/06\/04\/\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-04T06:14:18+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"1\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8\",\"datePublished\":\"2025-06-04T06:14:18+00:00\",\"dateModified\":\"2025-06-04T06:14:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/\"},\"wordCount\":104,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u4e2d\u4e1c\u652f\u4ed8\"],\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/\",\"name\":\"\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/#website\"},\"datePublished\":\"2025-06-04T06:14:18+00:00\",\"dateModified\":\"2025-06-04T06:14:18+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\/\/www.deekpay.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.deekpay.com\/#website\",\"url\":\"https:\/\/www.deekpay.com\/\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.deekpay.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.deekpay.com\/#organization\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\",\"url\":\"https:\/\/www.deekpay.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"width\":649,\"height\":191,\"caption\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\",\"name\":\"deekpay\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"caption\":\"deekpay\"},\"sameAs\":[\"https:\/\/deekpay.com\"],\"url\":\"https:\/\/www.deekpay.com\/ko\/author\/deekpay\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.deekpay.com\/ko\/2025\/06\/04\/\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8\/","og_locale":"ko_KR","og_type":"article","og_title":"\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8","og_description":"\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8\uff1a\u8de8\u5883\u5546\u5bb6\u5fc5\u8bfb\u6307\u5357 \u4e00\u3001\u4e2d\u4e1c\u5730\u533a\u652f\u4ed8\u5e02&hellip;","og_url":"https:\/\/www.deekpay.com\/ko\/2025\/06\/04\/\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8\/","og_site_name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","article_published_time":"2025-06-04T06:14:18+00:00","author":"deekpay","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"deekpay","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"1\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/#article","isPartOf":{"@id":"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/"},"author":{"name":"deekpay","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d"},"headline":"\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8","datePublished":"2025-06-04T06:14:18+00:00","dateModified":"2025-06-04T06:14:18+00:00","mainEntityOfPage":{"@id":"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/"},"wordCount":104,"commentCount":0,"publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"articleSection":["\u4e2d\u4e1c\u652f\u4ed8"],"inLanguage":"ko-KR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/","url":"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/","name":"\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","isPartOf":{"@id":"https:\/\/www.deekpay.com\/#website"},"datePublished":"2025-06-04T06:14:18+00:00","dateModified":"2025-06-04T06:14:18+00:00","breadcrumb":{"@id":"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.deekpay.com\/2025\/06\/04\/%e4%b8%ad%e4%b8%9c%e5%90%84%e5%9b%bd%e6%94%af%e4%bb%98%e4%b9%a0%e6%83%af%e5%a4%a7%e6%8f%ad%e7%a7%98\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/www.deekpay.com\/"},{"@type":"ListItem","position":2,"name":"\u4e2d\u4e1c\u5404\u56fd\u652f\u4ed8\u4e60\u60ef\u5927\u63ed\u79d8"}]},{"@type":"WebSite","@id":"https:\/\/www.deekpay.com\/#website","url":"https:\/\/www.deekpay.com\/","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","description":"","publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.deekpay.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.deekpay.com\/#organization","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546","url":"https:\/\/www.deekpay.com\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/","url":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","contentUrl":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","width":649,"height":191,"caption":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546"},"image":{"@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d","name":"deekpay","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","caption":"deekpay"},"sameAs":["https:\/\/deekpay.com"],"url":"https:\/\/www.deekpay.com\/ko\/author\/deekpay\/"}]}},"_links":{"self":[{"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/posts\/3193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/comments?post=3193"}],"version-history":[{"count":1,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/posts\/3193\/revisions"}],"predecessor-version":[{"id":3195,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/posts\/3193\/revisions\/3195"}],"wp:attachment":[{"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/media?parent=3193"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/categories?post=3193"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/tags?post=3193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}